Charity Registration No. 1167408
KNOWLEDGE TO ACTION
TRUSTEES. REPORT AND UNAUDITED
ACCOUNTS FOR THE YEAR ENDED
30TH NOVEMBER 2024

KNOWLEDGE TO ACTION
LEGAL AND ADMINISTFIATIVE INFORMATION
Trustees
Mrs Hamna Ismailjee
Ms Munira Bhaiyat
Mrs Saleha Lokhat
Charity number
1167408
Independent examiner
Rain Gaskell Limited
1024 Ground Floor
Stockport Road
Levenshulme
Manchestei
M19 3WX
UK

KNOWLEDGE TO ACTION
CONTENTS
Page
Trustees, ￿pOrt
Independent examinerf5 report
Statemerht of fi rhancial activities
Balance sheet
Notes to the accounts
8-11

KNOWLEDGE TO ACTION
TRUSTEES. REPORT
FOR THE YEAR ENDED 30TH PIOVEMBER 2024
The trustees present their report and accounts for the year ended 30th November 2024.
The accounts have been prepsred in accordance with the accounting policies set out in note 1 to Ihe account5
and comply with the charity Knowlèdgè to Actiorh's constitution, the Charities Act 2011 and the Statement of
Recommended Practice, Accounting and Reporting by Charities- issued in I￿a rch 2005.
StruGture, Governance and Management
Knowledge to Action is a Chatitable Incotpor8ted Organisation established on 1 st J une 2016 and is governed by
its con stitution_
The trustees who served durirhg the year were:
Mrs Hamna Isrnailjee
Ms Munira Bhaiyat
Mrs Saleha Lokhat
The trustees havè the power to appornt any person to be a trustee in accordance with the provisions of the
Constitulion. An appointed ttustee hokls oflbce within the l imits permitted by law.
The trustees ma y from ti me to time make such rules and regul£tions irh their absolutè discretion that they deèm
frt for the ma nagement of the institution a nd may at any time va ry such tules and regulations.
The Charity's trustees have assessed the major risks to whbGh the charity Is exposed. and a￿ satisfied that
systems ale in place to mitigate exposure to the major risks.
Objèctives and Activities
As a national educational charity. Knowledge to Action specialises in transforming learners into confident and
responsible leaders who berhefrt society. By developing essential character traits and life skills such as resilierhTr.
confidence, creativity and social responsibility in children and young people aged 5-16, we are able to support
familiès and educators, particularly but not exclusively from disadvantaged BAME communities with access to
atfordable educational reSoUr￿s, traini ng and ser￿ICeS_
Our work plays a vital role irh tackling societaf arhd intergerherationaf problems such as: mental, emotiorhal and
physical health, low educational attainment, unemployment, criminalty, poverty and social immobilty.
We believe that greatei ac￿SS to character education and initiatives that encourage OLrtdoor learning and
develop life and leadership skills are essential for all fearners. bLrt particularly those from disadvantaged
backgrounds. Our aim, therefoTe. is to transform the delivery of character education as well as students,
accessibility to it. in order to tackl'e these pressing issues and nurture yvithin leatners a strong and purposeful
sense of identity. ￿k)ng1 ng and responsi bihity.
In doing 50, we are actively working to achieve the following objectives a5 set OLrt in our goveming document:
To act as a resource for young people up to the age of 16 by providing advice and assistance and organising
educational progra m mes a nd other activrties as a means of:
Advancing in lrfe and helping young people by devePoping their skills, rapacitie5 and capabilities to enable
them to parthcipate in society as indeperhderht. mature and res ponsible indhviduals;
b. Advancing education.
The tTUStees have paid due regard to guKlan ce issued by the Charity Cornrni SSK)n in deciding what activities the
charty should undertake.
Summary of Main Activities
These objectives are achieved through OUT award-winning cha racter and life skills educational initiative, offering
the following five distind prs)ducts and services:

KNOWLEDGE TO ACTION
TRUSTEES. REPORT (CONTINUED)
FOR THE YEAR ENDED 30TH NOVEMBER 2024
Summary of Main Activities & continued
1. Age specific resources irh print and digital foTmat',
2. Training support to help build leadership capacty in pa rents and educatois:
3. Outdooi leaming eype[ien￿S such as family retreats, youth residentials, campfire events, social actbjn and
volunteering projects etc;
4. Onli ne learning portal; and
5. Consultancy service for parents. educational leaders and institutes_
Although our work prioTitises disadvantaged BAME communities. we appeal to and provide aC￿sS to diverse
commurhities in the UK,. helping children and young people fTom all backgrounds - regardless of faith, elhnicity.
social and economic Circumstarh￿S
find a sense of purpose, belorhging and responsibilty to reach their full
potential as confident and responsible leaders.
Public Benefit
We ieview our objectiStes arhd activities each yeai. The review looks at what we have achieved arhd the OLrtcomes
ol our work in the previous 12 months_ The review helps us ensure ou r objectives and activities remain focused
on our stated putposes,
We have refe￿ed to the guidark￿ contained in the Charity Commission's general guidance on public berhefrt
when reviewing our objectives arhd activitlies and in plarhning our fLrture activities. Irh particulai, we have
considered how plan ned adivities WILL contribute to the aims and objectives we have set.
Supporting the Education Sèrtor and Tackling Ineqvalities
The financial year 2023-24 highlighted the widening educational inequalities across thè UK. Schools in
disadwantaged areas continued to la￿ severe pressures, with li m ited budgets ￿Str￿CtIng their ability to provide
opportunities beyond the statutory curriculum, While better-resourced schools could continue to invest in
enrichment and leadership development, those in underfunded local authorities risked leaving pupils withoLrt
access to essential personal development opportunities.
Knowledge to Action positioned itself as a key partner in addressing these inequa lities. By Securing £40,000 of
restrbcted furhding. we were able to sut>sidise or fully cover the cost of our resources for 20 school s across the 10
rnost disadvantaged local authorities_ This ensured that children in comrnunitbes facing the greatest barriers could
still aC￿sS hig h-quality character and life s kil Is educatK)n.
At the same time, we maintained strong relationships with schools able to purchase our curricula, with sales
totaliing È4O,371. This dual approach. combining philanthropy with traded income. allowed us to continue
broadening our reach while ensuting equ ity of ac￿SS for schools most in need.
Donations. while lower than the previous year at £68,140 <2023= £87.081 }, remained vital to sustaining our wotk.
Gift Aid ￿CoVery of £21,933 f urther strengthened our ability to respond to demand in underserved communities.
Overall income for the year was £130,444 (2023: £197,230), and while this represerhted a reduction on the
previous year. the S￿￿eSS of our subsidised distribution model and targeted grant-makirhg partnerships
demonstrated a sustainable pathway forward.
Achievement and Perfomiance
Despite the f irhancial pressures, 202&24 was a year of innovation a rhd targeted impact:
1. Levelling Up Through Philanthropy - subs￿1zed distri bution reached 20 new schools in disadvantaged local
authorities, ensuring equity of access for pupils most at risk of being left behind.

KNOWLEDGE TO ACTION
TRUSTEES. REPORT (CONTINUED)
FOR THE YEAR ENDED 30TH NOVEMBER 2024
Achievement and Perfomiance . continued
2. Curriculum Sales with Purpose
Continued engagement with partner in stitutions provided an important
incorne stream that d1￿CtlY supported wider subsidy efforts.
3. Free Social ActK)n Toolkits - Over 100 schi>ols and youth groups aC￿Ssed dovmloadable toolkits, enabling
young people to lead community-based projects arhd strengthen local netmtks.
4. Accessible Teacher Training - More tha n 100 teachers across three regions benef itted from our professional
development programme, equipping them to embed character education in their classrooms
5. Digital CPD and Webtorials
Our online training expanded. offering schoofs cost-effectiye ways to meet
Ofsted's increased focus on -personal development while building staff confidence.
Financial Review
Key financial staternents duting 2023-24 induded:
Income: £130,444 (2023: £197,230> - donations £68,140, sales £40,371. Gift Aid £21.933.
Expenditure: £192,321 (2023: £168,918), reflecting programme delivery and increased travel costs
(£34,812, up from £19,457} a5 we expanded teacher training and commurhty events_
Staff Costs: £1O3.019 (2023: £92,0261, coveting a small but committed team of staff and consultants.
Reserves.. Year-end balan￿ of £6,164 (2023: £68.041 >, including £9,293 restricted furhds earmarked for
futu re programme delivery.
though the year closed with a def icit of £61,877. the strateg ic use of restricted funds demonstrated the charity'5
ability to target resources where they were most needed and sustain its mis shon in a challenging envirorhment.
Reserve Policy
It is the policy of the chatity to maintain unrestricted funds at a level which equate to approximately 6 months,
unrestricted expenditure. Thi5 provides 5ufficierht funds to covei management and administratiorh and 5UPPOrt
costs,
Future Plans
Looking ahead, Knowledge to Action will continue to focus on tackling inequalities in access to chatacter and life
skills education. Our priotities inGlude'.
Expanding SubsKlised Ac￿sS
Partnering with more funders to ensure schools in disadvantaged
regions contin ue to ￿ceIve fully or partly subsidised resources.
Strengthening Our Profile - Investing i n maTketing and Gommunications to grow sales and philanthropic
income while raisirhg awarerhess of the importance of character education in addressing educational
inequalty.
Strategic Partnerships - Col laborating with philanthropists, academics, and ser4rice providers to shape
the natkjnal conversation on levelling up and strategic philanthropy_
Sustainable Operation5
Building on the trarisitK)n to remote working, we will continue 5treamlirhing
costs to maximise impact on benefbciaries.

KNOWLEDGE TO ACTION
TRUSTEES. REPORT (CONTINUED)
FOR THE YEAR ENDED 30TH NOVEMBER 2024
Future Plans & continued
By combining a targeted approach to inequality with sustairhable financial and operational practi￿5. we aim to
ensure that all children, regardless of background, can access the tools they need to thrive as confident,
responsible leaders.
On behalf of the boatd of trustees
Ms Munira Bhaiyat
Trustee
Dated..30th September 2025

KNOWLEDGE TO ACTION
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF KNOWLEDGE TOACTION
I report on the accounts of the charity for the year ended 30th November 2024, which are set out on pages 6 to 11.
Respective responsibilities of trustees and examiner
The charty's trustees are iesponsible for the preparation of the accounts. The charitls trustees consider that an
audit is not required for this year under section 144(2) of the Charities Act 2011 {the 2011 Act) and that an
independent examination is needed.
It is rny responsibil ty to:
(i)
examine the account5 under section 145 of the 2011 Act;
(li) to follow the procedures laid down in the general Directions given by the Charity Commission under section
145{5){b) ofthe 2011 Act: and
(iii ) to state whether particular matLers have come to my attentiorh.
Basis of indepèndent examiner's report
My examination was carried out in accordance with the general Directions given by the Charity Commission. An
examination includes a ieview of the accounting records kept by the charity and a comparison of the accounts
presented with those records. It also incl udes consideration of any unusual items or disclosuies in the accounts,
and seeking explanations from you as trustees Con￿[ning any such mattets_ The procedures undertaken do not
provide all the evidence that would be requiied in an audit and consequentty no opinion is given as to whether
the accounts present a 'true and fair view, and the report is limited to those matters set OLrt in the statement
below.
Independent examinerfs statemènt
In connection with my examination. rho mattel has come to my attention..
a) which oives me reasonable cause to believe that in any material respect the requirements:
to keep accounting records in accordance with section 130 of the 2011 Act; and
liiTr to prepare accounts which accord with the accounting records and comply with the accounting
requirements of the 2011 Act:
have not been met., or
(b) to which, in my opinion, attentK)n should be drawn in order to enable a proper understanding of the
accounts to be reached.
ZubairA Chaudhary. FCCA
Rain Gaskell Limited
1024 Ground Fi(x)r
StOGkport Road
Levenshulrne
Manchester
M19 3WX
UK
Dated.. 30th September 2025

KNOWLEDGE TO ACTION
STATEMENT OF FINANCIALACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 30TH PIOVEMBER 2024
Unrèstrictèd Restrictèd
funds
funds
Total
2024
Total
2023
Notès
Incomin
resources from
Donations and legacies
Incoming ￿sou￿S from charitsble activities
Other incoming resoums
enerat￿ funds
68,140
371
21,933
68,140
40,371
21,933
87.081
72.484
37.665
40,000
Total incoming resourGe5
90,444
40,000
130,444
197.230
Charitable activities
DiTect cost
Archive an d storaqe
7,724
11,581
12,650
20,374
11,581
6.347
10.839
Total charitable expenditure
19,305
12,650
31,955
17.186
)vetnance costs
142,309
18,057
160,366
151.732
Total resources expended
161,614
30,707
192,321
168.918
Net {expenditureyincome for the yearl
Net movement in funds
(71,171J>
9,293
(61 ,877)
28.312
F￿nd balances at 1 December 2023
68,041
68,041
39.729
Fund balances at 30 November 2024
{3,129>
9,293
6,164
68.041

KNOWLEDGE TO ACTION
BALANCE SHEET
AS AT30TH NOVEMBER 2024
2024
2023
Notes
Fixed assets
Tangible assets
2,410
3,210
Current assets
StOGks
Debtors
Cash at bank and in hand
44,239
1,204
24,289
61,735
1.569
63.457
69,732
126,761
Creditors: amounts falling due within
one year
10
(65,978)
61 ,930)
Net current assets
3,754
64.831
Total assèts less currènt liabilities
6,164
68.1141
Income funds
Restricted funds
9,293
Unrestricted funds
{3,129)
68.041
6,164
68.1141
The ac(x>unts were approved by the Trustees Drh 30 September 2025
Ms Munira Bhaiyat
Trustee

KNOWLEDGE TO ACTION
NOTES TO THEACCOUNTS
FOR THE YEAR ENDED 30TH NOVEMBER 2024
Accounting policies
1.1 Èasis of preparation
The accou nts have been prepa red under the histotical cost convention.
The accounts have been prepared in accordance with applicable accounting standards. the Statement of
Recommended Practice. "Accounti ng and Rèporting by Charitiès" issued in March 2005 and the Charities Act
2011
1.2 Tangible fixEd assets and depreciation
Tangible fixed assets are stated at cost bess depreciation, Depreciation is provided at rates CAalculated to write
off the cost ￿s5 estimated iesidual value of each asset over its expected useful life, as follows:
Donations and legacies
2024
2023
Donations and gifts
68,14
87.081
I ncom ing resources from charitable activities
Unrestrictèd Restrictèd
nds
funds
Total
2024
Tota I
2023
Sale of teaching material & consultancy irhcome
371
40,00
40,371
72.484
Other incoming resources
2024
2023
Gift Aid recla imed
21,933
37.665

KNOWLEDGE TO ACTION
NOTES TO THE ACCOUNTS {CONTINUED)
FOR THE YEAR ENDED 30TH hlOVEMBER 2024
Total resources expended
Staff Depreciation
Costs
Other
osts
Grant
funding
Total
2024
Tota I
2023
Charitable activities
Activities undertaken
directly
Grant funding of
activitie5
12,650
12,650
7, 724
Total
12,650
7,724
20,374
6.347
Activities undertaken
directly
11,581
11,581
10,839
24,231
7.724
31.955
17.186
Govemance costs
103,019
800
56,547
160,366
151.732
103,019
800
80,778
7.724
192,321
168.918
Grants payable
2024
2023
7,724
6.347
Employees
The￿ were 3 employees during the year.
Employment costs
2024
2023
Wages and salaries
Social security costs
Other pension costs
91,891
4,345
6,783
82.431
2.610
6.985
103,019
92,026

KNOWLEDGE TO ACTION
NOTES TO THEACCOUNTS {CONTINUED
FOR THE YEAR ENDED 30TH hlOVEMBER 2024
Tangible fixEd assets
Fixtures,
fittings &
equipment
Cost
At 1 Decembèr 2023 and at 30 November 2024
5.586
Depreciation
At 1 December 202.3 and at 30 November 2024
3.176
Nèt book valuè
At 30 November 2024
2.410
At 30 November 2023
3,210
Debtors
2024
2023
Trade debtors
Other debtor5
1,169
35
1.534
35
1,204
1,569
10 Crèditors: amounts falling due within onè year
2024
2023
Trade creditors
Other creditors
Acctua15
4,$34
59,644
1,800
3,4eA
56.666
1,800
65,978
61.930
11 Pension and other pD5t-retirement benefit Gommitments
Dèfined contribution
2024
2023
Contributions payable by the company foi the year
6,783
6,985
10

KNOWLEDGE TO ACTION
NOTES TO THE ACCOUNTS {CONTINUED)
FOR THE YEAR EAIDED 30TH NOVEMBER 2024
12 Analysis of net assets between funds
Total
Fund balan￿5 at 30 November 2024 are represented by..
Tangible fixed assets
Current assets
Creditors.. amounts falling due ￿1th1￿ one year
Restticted funds
2,410
6&,732
{65,978>
(9,293}
2.410
69.732
(65.Y78)
9,293
(3,129}
9,293
6.164
11