OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

← Future Dharma Fund

2024-12-31-accounts

1

Future Dharma Fund

A Charitable Incorporated Organisa9on whose only vo9ng members are its charity trustees

Trustees’ annual report for the period 1[st] January 2024 to 31[st] December 2024

Charity name: Future Dharma Fund Charity number: 1167344

Future Dharma Fund. Charity number: 1167344

2

Future Dharma Fund

Financial Statements

For the Year Ended 31[st] December 2024

Contents: Page:
Legal and Administra>ve Informa>on 3
Trustees Report 4 - 8
Statement of Financial Ac>vi>es 9
Balance Sheet 10
Notes forming part of the fnancial statements 11

Future Dharma Fund. Charity number: 1167344

3

Legal and Administra9ve Informa9on:

Charity Name: Future Dharma Fund Charity Registra>on Number: 1167344

Registered Office and Opera>onal Address: Adhisthana Coddington Court, Coddington Ledbury, Herefordshire HR8 1JL

Trustees in the year ending 31[st] December 2024:

Dr. Paramabandhu Groves (a.k.a. Paramabandhu), represen>ng the Triratna Preceptor’s College Ms. Mary Healy (a.k.a Subhadrama>), represen>ng the Triratna Preceptor’s College Mr. Eliot Francis Franks (a.k.a. Arthavadin), represen>ng the Triratna Interna>onal Council Mr. Karl De]marg (a.k.a Dharmadeva), represen>ng the Triratna Chair’s Assembly Mr. Ksan>kara Alexander Green (a.k.a. Ksan>kara), represen>ng the Triratna Chair’s Assembly Mr Benjamin Brewer (a.k.a Jnanadhara) represen>ng the Triratna Chairs Assembly Mr Simon Harry Oliver Moss (a.k.a. Vajrapriya) represen>ng the Triratna Trust (Interna>onal Order Office)

Appointments in 2024

Mr. Karl De]marg (a.k.a Dharmadeva), represen>ng the Triratna Chair’s Assembly

Resigna9ons in 2024

Ms. Elisabeth Petronella Maria Witschge (a.k.a. Gunabhadri), represen>ng the Triratna Chair’s Assembly

Secretary:

Mr Xxx Nandavajra

Bankers:

Coopera>ve Bank, Head Office, PO Box 101, 1 Balloon Street, Manchester, M60 4EP.

Future Dharma Fund. Charity number: 1167344

4

FutureDharma Fund Trustees Report for the year ended 31[st] December 2024

The trustees present their report and financial statements for the year ended 31st December 2024.

Objec9ves and Ac9vi9es

The Object of the CIO is, for the public benefit, the advancement of the Buddhist religion, in par>cular by:

  1. encouraging members and others to live in accordance with the teachings of Buddha;

  2. suppor>ng ordained members of the Triratna Buddhist community and other duly ordained Buddhists, at the discre>on of the charity trustees of the CIO;

  3. maintaining close communica>on with and working under the guidance of the Triratna Buddhist Order and in coopera>on with other groups with the same or similar objects; and

  4. using applica>ons of the Buddha’s teaching to promote the health and well-being of all.

Ac9vi9es for Achieving Objec9ves

During the year this work was furthered through the following ac>vi>es:

Grant making Policies

The income of FutureDharma Fund is made up of dona>ons from individuals within the Triratna Buddhist Community. Applica>ons for grants are invited from projects and organisa>ons within the Triratna Buddhist Community whose aims and objec>ves are similar to those of the FutureDharma Fund and whose ac>vi>es and ini>a>ves will serve the strategy and priori>es set by the FutureDharma Trustees every 3 to 5 years. Applica>ons are assessed by a grants board, appointed by

Future Dharma Fund. Charity number: 1167344

5

the trustees. Grants and annual budgets are discussed and reviewed at mee>ngs of the trustees. A report from the projects receiving grants are considered at a subsequent trustee mee>ng, especially if poten>al ongoing funding is to be considered.

Achievement and performance

Review of Ac9vi9es

As stated the charity's income comes mainly from dona>ons from individuals within the Triratna Buddhist Community. Effort has been made to maximise this income, including giving donors and prospec>ve donors good informa>on about the work of the fund and broadening the fundraising base with a mix of one-off major dona>ons, regular standing order dona>ons and legacies.

The budget for expenditure for the year is based on dona>ons received and pledges made in rela>on to fundraising campaigns. The budget set allows for the non-payment of a percentage of the pledges. There is a reserves policy (see below) to cover the possibility of unforeseen expenditures, a number of donors not mee>ng a pledge or a fundraising campaign not reaching its target.

The Future Dharma Fund provides funding to a network of Triratna Buddhist Centres, Buddhist groups and other projects in the UK and beyond who work with the general public, promo>ng health and well-being through courses and events in medita>on, mindfulness and Buddhism. The Charity also makes grants to projects that provide religious educa>onal resources and online informa>on on medita>on and Buddhism as well as publica>ons on medita>on and Buddhism.

Partnership with India Dhamma Trust

At the end of 2019, we entered into a partnership with India Dharma Trust (IDT), which is a sister charity, taking on their grant making commitments in return for dona>on receipts. Laura Hamilton (Vajratara), the chair of IDT, a]ended the trustee mee>ngs through 2024, though she did not have vo>ng rights.

In 2024, balance brought forwards was £27,525, and we received a total of £42,055 from the IDT partnership. Of this amount, £14,165 was granted to projects, £10,474 was allocated to administra>ng the partnership and £43,091 is carried over as funds restricted to Indian projects. The accumula>on of funds is due to the difficul>es in sending funds to Indian projects following the >ghtening of FCRA regula>on in India.

Financial Review

During the year, Future Dharma Fund received a total income of £410,066 (2023: £407,569) and had total costs of £404,770 (2023: £472,649), resul>ng in a posi>ve cash flow of £5,296 (In 2023, we generated a deficit of £65,081). The improved financial performance was mainly due to income staying stable year on year while expenses decreased. In par>cular, our grants programme decreased from £251,074 in 2023 to £186,747 in 2024. This is mainly because we funded less grants to Indian projects, due to complica>ons with sending funds there due to FCRA regula>ons. Other costs also decreased from £221,576 in 2023 to £218,023 in 2024, mainly due to a reduc>on in the size of the team.

Going Concern

Future Dharma Fund. Charity number: 1167344

6

The financial statements have been prepared on a going concern basis. The trustees have reviewed forecasts for at least 12 months from the date of approval and recognise that the charity’s con>nued opera>on in that >me horizon is dependent on securing addi>onal funding and managing costs.

The trustees are ac>vely pursuing new income opportuni>es, cost-reduc>on measures, and poten>al restructuring op>ons to ensure sustainability. While these ac>ons provide confidence that the charity will not become insolvent, there remains a material uncertainty which may cast doubt on the charity’s ability to con>nue in its current form.

Accordingly, the trustees consider it appropriate to prepare the financial statements on a going concern basis. Further details regarding the adop>on of the going concern basis can be found in the Accoun>ng Policies.

Investment Policy

The Future Dharma Fund is a fundraising and grant awarding body and therefore has no plans for significant long-term investment. Aside from retaining a prudent amount in reserves each year, the majority of the charity’s funds are spent in providing annual grants. However, the charity does, at >mes, hold reserves in savings accounts.

Reserves Policy

The trustees have examined the charity’s requirements for reserves in the light of the major risks to the organisa>on. Currently the charity’s policy is that uncommi]ed unrestricted funds should meet or exceed 3 months of the charity’s annual expenditure, including known grant liabili>es (except for grants to chari>es that themselves hold reserves). This reserve provides leeway and response >me should one or more supporters not meet a major financial pledge or if significant unforeseen expenditure arises. This reserves policy will be regularly reviewed depending on circumstances and amended as required.

Structure, Governance and Management

Governing Document

The organiza>on is a Charitable Incorporated Organisa>on, whose only vo>ng members are its charity trustees and was registered as a charity on 25[th] May 2016. The company was established under a cons>tu>on which established the objects and powers of the charity and is governed under the ar>cles of its cons>tu>on.

Organisa9onal structure and appointment of trustees

Future Dharma Fund has a trustee body of up to 7 members who meet between 3 and 6 >mes a year and are responsible for the strategic direc>on and policy of the charity. The members of the CIO are its trustees and the only people eligible to be members of the CIO are the trustees. Trustees represent and are appointed by ‘sister’ chari>es within the Triratna Buddhist Community who share the same aims and objec>ves as the Future Dharma Fund. Currently these are the Triratna Trust, the Triratna Preceptors College Trust, The Triratna European Chairs Assembly and the Triratna Interna>onal Council.

The trustees are elected and appointed by these partner bodies, not the exis>ng FutureDharma Trustees board. The trustees serve for up to a three-year period, when they are required to stand down. They can be reappointed for further periods, if re-elected by their appoin>ng charity. The

Future Dharma Fund. Charity number: 1167344

7

Trustees are required to report back to their appoin>ng charity on a regular basis and to represent the strategy and priori>es of the charity that they are represen>ng.

Drawing the trustees from the sister chari>es helps to ensure that trustees will have the necessary skills and perspec>ve to guide and oversee Future Dharma Fund. All the trustees already have many years of involvement in the Triratna Buddhist Community and a number of years’ experience of trusteeship of Buddhist chari>es.

Trustee Induc9on and Training

As indicated above, as members of exis>ng chari>es the trustees will have a background in the governance of other Buddhist chari>es. In addi>on, resources are made available to them such as a Trustees Handbook and further guidance from the Charity Commission.

Responsibility of the Trustees

Charity law requires the trustees to prepare financial statements each year which give a true and fair view of the state of affairs of the charity at the balance sheet date, and of both incoming resources, and applica>on of resources for the financial year. In preparing those financial statements, the trustees should follow best prac>ce and:

The trustees are responsible for maintaining proper accoun>ng records which disclose with reasonable accuracy at any >me the financial posi>on of the charity. The trustees are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the preven>on and detec>on of fraud and other irregulari>es.

Members of the Trustee Body

The trustees, who served during the year and up to the date of this report, are set out on page 3.

FutureDharma Team

Over the course of the year the charity employed a team equivalent of 7.4 full >me posts (FTE), including team members who are self-employed. As many roles are part->me and there were a number of headcount changes, in total the charity employed 13 individuals during the course of the year. Collec>vely known as the Future Dharma Team, these people work under the Team Director to implement the aims, objec>ves, strategy and priori>es of the charity and, in par>cular, to conduct fundraising and manage the grant applica>on process. All team members, including the Team Director, are responsible to the trustees.

Risk Management

The Future Dharma team and trustees conduct an annual review of the major risks to which the charity is exposed. A risk register has been established and is updated annually. Where appropriate, systems or procedures will be established to mi>gate any likely and significant risks the charity faces. The possibility of fundraising not achieving its targets has led to a policy on reserves and the diversifica>on of fundraising will be further explored and developed. Internal control risks have been

Future Dharma Fund. Charity number: 1167344

8

minimised by the implementa>on of procedures for authoriza>on of financial transac>ons for amounts over defined thresholds, as defined by an expenditure authority limits policy.

The trustees recognise that the charity’s financial forecasts show a dependency on achieving future fundraising targets and securing new funding commitments from partners. In response to this, the trustees are taking ac>ve steps to boost income streams, reduce expenditure where possible, and explore restructuring op>ons to ensure the charity remains sustainable.

The trustees are confident that, through a combina>on of these measures, the charity will be able to con>nue opera>ng and will not become insolvent. However, they acknowledge that there is a material uncertainty in respect of the going concern assessment, which is disclosed in the notes to

Plans for future periods

Future Developments

The Charity will con>nue with the work and ac>vi>es that fulfil its objec>ves and principle ac>vi>es namely, (i) encouraging members and others to live in accordance with the teachings of Buddha, (ii) suppor>ng ordained members of the Triratna Buddhist community and other duly ordained Buddhists, at the discre>on of the charity trustees of the CIO, (iii) maintaining close communica>on with and working under the guidance of the Triratna Buddhist order and in coopera>on with other groups with the same or similar objects, and (iii) using applica>ons of the Buddha’s teaching to promote the health and well-being of all.

Subject to fundraising success grants will be awarded to a range of projects throughout the Triratna Buddhist Community interna>onally who share the same aims and objec>ves as the Future Dharma Fund and whose purpose and ac>vi>es serve the strategy and priori>es of the charity.

Declara9ons

The trustees declare that they have approved the trustees’ report above

Signed on behalf of the charity’s trustees

Signature Full name(s) Paramabandhu Groves Posi>on chair Date 29/09/2025

Future Dharma Fund. Charity number: 1167344

v0-1 intial version direct copy of 2023 accounts
v0-2 Populate prior year columns and info in SOFA, balance sheet, N3 analysis of income, N2.2 SV restricted funds
v0-3 Progress sheet N3 - prior year restricted income, investment income for current year Restricted Funds 2024-Google
v0-4 Depreciation N14 completed
v0-5 Balance sheet details N19 completed SV other notes
v0-6 part complete B Sheet tab 2024, note N10 completed, start note N11 2024 Accounts-SV info-Googl
v0-7 TODO note N11 staff costs
v0-9 completed note N11, N12
v1-0 completed note 27.2
v1-1 fill in last year on N27-3, progress note N28
v1-2 progress note 6 analysis of expenses - populate last year
v1-3 progress note 6 analysis of expenses - populate this year Begin N13 This year
v1-4 N13 completed, N27.1 first draft
v1-5 complete note N27.3
v1-6 compete note N3
v1-7 update validation
v1-8 note 6 use SVs work, apply related party info
v1-9 rework note 3, check income portion of SOFA
v2-0 TODo - check expenditure portion of SOFA and note 6
v2-1 changes to N6 - N6 now complete
v2-2 check N27.1 analysis of funds
v2-3 rework N3, income in 27.1
v2-4 rework SOFA, correct formulae
v2-5 Appears to be complete and consistent, review validation formulae
v2-6 remove cell colouring
v2-7 tweak validation
v2-8 amendments made after input from IE
v2-9 SV modification of Note 1 in line with new going concern material uncertainty comment (following Trsutees decision and Utpalava

TODOs - note that exchange gain/loss needs to go on analysis of expenses as a restricted fund operating expense TODOs - analysis of expenses needs (a) split between operating and fundraising team costs (b) split into restricted/unrestricted (india trip tea

alri advice) Im expenses)

SOFA to Balance sheet SOFA to Balance sheet
ERROR
 177,636 177,635
OK
 45,346 45,346
OK
 132,289 132,289
OK
 111,319 111,319
OK
 71,613 71,613
SOFA to analysis of income
OK
 342,418 342,418
OK
 67,649 67,649
ERROR
 407,569 404,774
SOFA to analysis of expenditure
OK
 99,547 99,547
OK
 358,528 358,528
OK
 14,574 14,574
OK
 29,666 29,666
OK
 91,859 91,859
OK
 267,969 267,969
OK
 15,277 15,277
N11 to N12
OK
 5,059 5,059
OK
 5,635 5,635
N6 to N13
OK
 186,747 186,747
OK
 186,747 186,747
ERROR
 251,074 251,075
Balance sheet to N14
OK
 560 560

prior year restricted funds prior year unrestricted funds total unrestricted before investments Total restricted income prior year total income

Balance sheet to N19 OK 14,316 14,316 OK 203,337 203,337 OK 35,281 35,281

SOFA to N27.1

funds brought forward OK 132,289 132,289 OK 177,635 177,635

funds carreid forward OK 111,319 111,319 ERROR 182,931 182,932

N6 analysis of expenditure to N27.1 Funds and movements in funds OK 375,104 375,104 OK 404,770 404,770

Future dDharma Fund 1167344
FOR ENGLAND AND WALES Annual accounts for the
Period start date		 Annual accounts for theperiod
1/1/2024
To		 12/31/2024
Section A
g
y
activity
~~OO~~		 Total funds
Statement of financial activities
funds
funds
y
funds
—SSC‘C‘CCiés
£
£		 £ £
Incoming resources (Note 3) F01
F02		 F04 F05
Income and endowments from:
Donations and legacies 238,512 57,649 296 649 296,161 321 161 321,042
Charitable activities - - - 8 - - - 8 - - - 8,483
Other 103,905 10,000 113 000 113,905 78 905 78,044
Total 342,418 67,649 410 649 410,066 407 066 407,569
Resources expended (Note 6)
Expenditure on:
Raising funds 91,859 - 91 859 - 91,859 99 859 99,547
Charitable activities 267,969 27,310 295 310 295,279 358 279 358,528
Other 15,277 2,356 17 356 17,632 14 632 14,574
Total 375,104 29,666 404 666 404,770 472 770 472,649
Net income/(expenditure) before investment Net income/(expenditure) before investment Net income/(expenditure) before investment
gains/(losses) - 32,687 37,983 5 983 5,296 - 65 296 - 65,081
Net gains/(losses) on investments - - - - - -
Net income/(expenditure) - 32,687 37,983 5 983 5,296 - 65 296 - 65,081
Transfers between funds 11,716 - 11,716 - - 716 - - 716 - -
Net movement in funds - 20,970 26,267 5 267 5,296 - 65 296 - 65,081
Reconciliation of funds:
Total funds brought forward 132,289 45,346 177 346 177,635 242 635 242,717
Total funds carried forward 111,319 71,613 182 613 182,931 177 931 177,636

Section B Balance sheet

Fixed assets
Tangible assets (Note 14)
Total fixed assets
Current assets
Debtors (Note 19)
Cash at bank and in hand (Note 24)
Total current assets
Net current assets/(liabilities)
Total assets less current liabilities
Total net assets or liabilities
Funds of the Charity
Unrestricted funds
Total funds
Creditors: amounts falling due within
one year (Note 20)
Restricted income funds (Note 27)
Signed by one or two trustees on behalf of all		 Total this year
Total last year
£
£
F04
F05		 Total this year
Total last year
£
£
F04
F05
560 1,022
560 1,022
14,316 34,105
203,337 166,855
217,653 200,960
35,281 24,346
182,372 176,615
182,932 177,636
182,932 177,636
71,613 45,346
111,319 132,289
182,931 177,636
~~Date of approval~~
~~dd//~~
~~mmyyyy~~

CC17a (Excel)

10/17/2025

6

Section C Notes to the accounts

Note 1 Basis of preparation

This section should be completed by all charities .

1.1 Basis of accounting

These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts.

The accounts have been prepared in accordance with:

the Statement of Recommended Practice: Accounting and Reporting by Charities • and with ü preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014 • and with ü the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) • and with the Charities Act 2011.

The charity constitutes a public benefit entity as defined by ü FRS 102.*

1.2 Going concern

If there are material uncertainties related to events or conditions that cast significant doubt on the charity's ability to continue as a going concern, please provide the following details or state "Not applicable", if appropriate:

An explanation as to those factors that support
the conclusion that the charity is a going
concern;
Disclosure of any uncertainties that make the
going concern assumption doubtful;
Where accounts are not prepared on a going
concern basis, please disclose this fact
together with the basis on which the trustees
prepared the accounts and the reason why the
charity is not regarded as a going concern.		 The financial statements have been prepared on a going
concern basis. The trustees have reviewed forecasts for at least
12 months from the date of approval and recognise that the
charity’s continued operation in that time horizon is dependent
on securing additional funding and managing costs.
The trustees are actively pursuing new income opportunities,
cost-reduction measures, and potential restructuring options to
ensure sustainability. While these actions provide confidence
that the charity will not become insolvent, there remains a
material uncertainty which may cast doubt on the charity’s
ability to continue in its current form.
Accordingly, the trustees consider it appropriate to prepare the
financial statements on a going concern basis.
The trustees recognise that the charity’s financial forecasts
show a dependency on achieving future fundraising targets and
securing new funding commitments from partners. In response
to this, the trustees are taking active steps to boost income
streams, reduce expenditure where possible, and explore
restructuring options to ensure the charity remains sustainable.
The trustees are confident that, through a combination of these
measures, the charity will be able to continue operating and will
not become insolvent. However, they acknowledge that there is
a material uncertainty in respect of the going concern
assessment.
Not applicable

1.3 Change of accounting policy

The accounts present a true and fair view and the accounting policies adopted are those outlined in note { }.

Yes* ü
No*

1.4 Changes to accounting estimates

No changes to accounting estimates have occurred in the reporting period (3.46 FRS 102 SORP).

Yes* ü
No*

1.5 Material prior year errors

No material prior year error have been identified in the reporting period (3.47 FRS 102 SORP).

Yes* ü
No*

CC17a (Excel)

10/17/2025

7

Section C Notes to the accounts

Note 2 Accounting policies

2.2 INCOME

Note 2
2.2 INCOME		 Accounting policies
Recognition of income These are included in the Statement of Financial Activities (SoFA) when:
·
the charity becomes entitled to the resources;
· it is more likely than not that the trustees will receive the resources; and
·
the monetary value can be measured with sufficient reliability
There has been no offsetting of assets and liabilities, or income and expenses, unless req
Offsetting or permitted by the FRS 102 SORP or FRS 102.
Grants and donations are only included in the SoFA when the general income
Grants and donations recognition criteria are met (5.10 to 5.12 FRS102 SORP).
In the case of performance related grants, income must only be recognised to the extent
that the charity has provided the specified goods or services as entitlement to the grant
only occurs when the performance related conditions are met (5.16 FRS 102 SORP).
Legacies Legacies are included in the SOFA when receipt is probable, that is, when there has
been grant of probate, the executors have established that there are sufficient assets in
the estate and any conditions attached to the legacy are either within the control of the
charity or have been met.
Government grants The charity has received government grants in the reporting period
Gift Aid receivable is included in income when there is a valid declaration from the
Tax reclaims on donor. Any Gift Aid amount recovered on a donation is considered to be part of that gift
donations and gifts and is treated as an addition to the same fund as the initial donation unless the donor or
the terms of the appeal have specified otherwise.
Contractual income and This is only included in the SoFA once the charity has provided the related goods or
performance related services or met the performance related conditions.
grants
Donated goods Donated goods are measured at fair value (the amount for which the asset could be
exchanged) unless impractical to do so.
The cost of any stock of goods donated for distribution to beneficiaries is deemed to be
the fair value of those gifts at the time of their receipt and they are recognised on receipt.
In the reporting period in which the stocks are distributed, they are recognised as an
expense at the carrying amount of the stocks at distribution.
Donated goods for resale are measured at fair value on initial recognition, which is the
expected proceeds from sale less the expected costs of sale, and recognised in 'Income
from other trading activities' with the corresponding stock recognised in the balance
sheet. On its sale the value of stock is charged against 'Income from other trading
activities' and the proceeds from sale are also recognised as 'Income from other trading
activities'.
Goods donated for on-going use by the charity are recognised as tangible fixed assets
and included in the SoFA as incoming resources when receivable.
Gifts in kind for use by the charity are included in the SoFA as income from donations
when receivable.

Donated services and Donated services and facilities are included in the SOFA when received at the value of facilities the gift to the charity provided the value of the gift can be measured reliably. Donated services and facilities that are consumed immediately are recognised as income with an equivalent amount recognised as an expense under the appropriate heading in the SOFA.

Support costs The charity has incurred expenditure on support costs. The value of any voluntary help received is not included in the accounts but is described Volunteer help in the trustees’ annual report. Income from interest, This is included in the accounts when receipt is probable and the amount receivable can royalties and dividends be measured reliably. Income from membership Membership subscriptions received in the nature of a gift are recognised in Donations subscriptions and Legacies. Membership subscriptions which gives a member the right to buy services or other benefits are recognised as income earned from the provision of goods and services as income from charitable activities. Insurance claims are only included in the SoFA when the general income recognition Settlement of insurance criteria are met (5.10 to 5.12 FRS102 SORP) and are included as an item of other claims income in the SoFA.

Investment gains and This includes any realised or unrealised gains or losses on the sale of investments and
losses any gain or loss resulting from revaluing investments to market value at the end of the
year.
2.3 EXPENDITURE AND LIABILITIES
Liability recognition Liabilities are recognised where it is more likely than not that there is a legal or
constructive obligation committing the charity to pay out resources and the amount of the
obligation can be measured with reasonable certainty.
Governance and support
costs		 Support costs have been allocated between governance costs and other support.
Governance costs comprise all costs involving public accountability of the charity and its
compliance with regulation and good practice.
Support costs include central functions and have been allocated to activity cost
categories on a basis consistent with the use of resources, eg allocating property costs
by floor areas, or per capita, staff costs by the time spent and other costs by their usage.
Grants with performance
conditions		 Where the charity gives a grant with conditions for its payment being a specific level of
service or output to be provided, such grants are only recognised in the SoFA once the
recipient of the grant has provided the specified service or output.
Grants payable without
performance conditions		 Where there are no conditions attaching to the grant that enables the donor charity to
realistically avoid the commitment, a liability for the full funding obligation must be
recognised.
Redundancy cost The charity made no redundancy payments during the reporting period.
Deferred income No material item of deferred income has been included in the accounts.
Creditors The charity has creditors which are measured at settlement amounts less any trade
discounts
A liability is measured on recognition at its historical cost and then subsequently
Provisions for liabilities measured at the best estimate of the amount required to settle the obligation at the
reporting date
Basic financial
instruments		 The charity accounts for basic financial instruments on initial recognition as per
paragraph 11.7 FRS102 SORP. Subsequent measurement is as per paragraphs 11.17
to 11.19, FRS102 SORP.
2.4 ASSETS
Tangible fixed assets for These are capitalised if they can be used for more than one year, and cost at least £200
use by charity
They are valued at cost.
The depreciation rates and methods used are disclosed in note 9.2.
Intangible fixed assets The charity has intangible fixed assets, that is, non-monetary assets that do not have
physical substance but are identifiable and are controlled by the charity through custody
or legal rights. The amortisation rates and methods used are disclosed in note 9.5
They are valued at cost.
Heritage assets The charity has heritage assets, that is, non-monetary assets with historic, artistic,
scientific, technological, geophysical or environmental qualities that are held and
maintained principally for their contribution to knowledge and culture. The depreciation
rates and methods used as disclosed in note 9.6.1.4.

They are valued at cost.

Investments Fixed asset investments in quoted shares, traded bonds and similar investments are valued at initially at cost and subsequently at fair value (their market value) at the year end. The same treatment is applied to unlisted investments unless fair value cannot be measured reliably in which case it is measured at cost less impairment.

Investments held for resale or pending their sale and cash and cash equivalents with a maturity date of less than 1 year are treated as current asset investments

Stocks and work in Stocks held for sale as part of non-charitable trade are measured at the lower or cost or n progress realisable value.

Goods or services provided as part of a charitable activity are measured at net realisable based on the service potential provided by items of stock.

Work in progress is valued at cost less any foreseeable loss that is likely to occur on the c

Debtors (including trade debtors and loans receivable) are measured on initial recognition Debtors settlement amount after any trade discounts or amount advanced by the charity. Subsequ they are measured at the cash or other consideration expected to be received.

Current asset investments

The charity has has investments which it holds for resale or pending their sale and cash a cash equivalents with a maturity date less than one year. These include cash on deposit a cash equivalents with a maturity date of less than one year held for investment purposes r than to meet short term cash commitments as they fall due.

They are valued at fair value except where they qualify as basic financial instruments.

(cont)

quired Yes
No
N/a		 Yes
No
N/a		 Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a		 Yes
No
N/a		 Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a		 Yes
No
N/a		 Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a		 Yes
No
N/a		 Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
contract.
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
net
value
n at
uently,
and
and
rather		 Yes
No
N/a		 Yes
No
N/a		 Yes
No
N/a		 Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü
Yes
No
N/a
ü

Section C Notes to the accounts (cont)

Note 3 Analysis of income

Note 3 Analysis of income Analysis of income Analysis of income Analysis of income Analysis of income Analysis of income
Analysis
Total funds
Prior year
£
£
Donations andgifts
231,360 57,482 288,842 289,892
Gift Aid
7,153 166 7,319 31,150
Grants from other charities
- - - 50,000
Income from consultancy
- - - 250
Income from funding partners
100,637 10,000 110,637 25,000
Interest earned
3,108 - 3,108 -
Other
160 - 160 -
Total342,418 67,649 410,066 396,292
Third party appeals
- - - 8,483
Total - - - 8,483
TOTAL INCOME
342,418 67,649 410,066 404,774
funds
income funds
Donations
Charitable		 Analysis
Total funds
Prior year
£
£
funds
income funds
Donations andgifts 231,360 57,482 288,842 289,892
Gift Aid 7,153 166 7,319 31,150
Grants from other charities - - - 50,000
Income from consultancy - - - 250
Income from funding partners 100,637 10,000 110,637 25,000
Interest earned 3,108 - 3,108 -
Other 160 - 160 -
Total 342,418 67,649 410,066 396,292
Third party appeals - - - 8,483
- - - 8,483
342,418 67,649 410,066 404,774
All income in the prior year was unrestricted except for: (please
provide description and amounts)
ECA - Central Media Projects £10,000, India Dhamma Trust
transfers £101,946, India Restricted donations £23,396.
Third-party appeals: Valderrobes £885, Welsh Translation
Grwp Bwddaeth Gymraeg £20 Translations £4,299
Sudarshanaloka £7,578, Puebla £450, Small Grants Fund
£500

CC17a (Excel)

10/17/2025

16

Section C Notes to the accounts (cont)

Note 6 Analysis of expenditure

Analysis
Expenditure on raising funds:		 This year
Last year
Total funds
Total funds
£
£
Unrestricted
funds
Restricted
income funds
Unrestricted
funds
Restricted
income
funds		 This year
Last year
Total funds
Total funds
£
£
Unrestricted
funds
Restricted
income funds
Unrestricted
funds
Restricted
income
funds		 This year
Last year
Total funds
Total funds
£
£
Unrestricted
funds
Restricted
income funds
Unrestricted
funds
Restricted
income
funds		 This year
Last year
Total funds
Total funds
£
£
Unrestricted
funds
Restricted
income funds
Unrestricted
funds
Restricted
income
funds		 This year
Last year
Total funds
Total funds
£
£
Unrestricted
funds
Restricted
income funds
Unrestricted
funds
Restricted
income
funds		 This year
Last year
Total funds
Total funds
£
£
Unrestricted
funds
Restricted
income funds
Unrestricted
funds
Restricted
income
funds		 This year
Last year
Total funds
Total funds
£
£
Unrestricted
funds
Restricted
income funds
Unrestricted
funds
Restricted
income
funds
Incurred seekingdonations 90,404 - 90,404 98,371 - 98,371
Advertising,marketing,direct mail and 1,455 - 1,455 1,176 - 1,176
Total expenditure on raising funds 91,859 - 91,859 99,547 - 99,547
Expenditure on charitable activities:
Cost ofgrants made 164,512 22,235 186,747 136,413 114,661 251,074
Future Dharma Team 103,457 5,075 108,532 107,454 - 107,454
Total expenditure on charitable 267,969 27,310 295,279 243,868 114,661 358,528
Other
Governance 2,189 - 2,189 775 - 775
Operatingexpenses 13,088 2,356 15,443 13,799 - 13,799
Total other expenditure
TOTAL EXPENDITURE		 15,277 2,356 17,632 14,574 - 14,574
375,104 29,666 404,770 357,989 114,661 472,649
218,023
221,576

CC17a (Excel)

10/17/2025

17

Section C Notes to the accounts

Note 10 Details of certain items of expenditure

10.1 Fees for examination of the accounts

Please provide details of the amount paid for any statutory external scrutiny of accounts and other services provided by your independent examiner. If nothing was paid please enter '0' in the appropriate box(es).

Independent examiner’s fees
Other fees (for example: financial advice, consultancy, accountancy services) paid
to the independent examiner		 This year
£		 Last year
£
- 175
- 375

CC17a (Excel)

10/17/2025

18

Section C Notes to the accounts

Note 11 Paid employees Please complete this note if the charity has any employees.

11.1 Staff Costs

Salaries and wages
Social security costs
Pension costs (defined contribution scheme)
Other employee benefits
Total staff costs
This year:
Please provide details of expenditure on staff working for the
charity whose contracts are with and are paid by a related party		 This year
£
127,542
4,780
5,059
-
137,381
No

Please provide details of expenditure on staff working for the charity whose contracts are with and are paid by a related party Last year: Please provide details of expenditure on staff working for the charity whose contracts are with and are paid by a related party

----- Start of picture text -----
No
----- End of picture text -----

No employees received employee benefits (excluding employer pension costs) for the reporting period of more than £60,000

----- Start of picture text -----
This year
£
41,942
----- End of picture text -----

Please provide the total amount paid to key management personnel (includes trustees and senior management) for their services to the charity. For specific amounts paid to trustees, see Note 28.

10/17/2025

19

11.2 Average head count in the year

The parts of the charity in which the employees work

This year
Number
Fundraising 3.4
Charitable Activities 4.0
Governance -
Other -
Total 7.4

11.3 Ex-gratia payments to employees and others (excluding trustees) Please complete if an ex-gratia payment is made.

Please explain the nature of the payment

Ex gratia gifts to two mem This year employment with the cha Laptop leaving gift to Am Last year lead

Please state the amount of the payment (or value of any waiver of
a right to an asset)		 Thisyear
£
3,029

10/17/2025

20

(cont)

Last year £ 137,408 1,373 5,635 - 144,416 one

one

1

----- Start of picture text -----
Last year
£
62,433
----- End of picture text -----

10/17/2025

21

Last year Number 3.6 4.7 - - 8.3

mbers of staff on leaving arity

malavajra, Fundraising

Last year £ 751

10/17/2025

22

Section C Notes to the accounts (cont)

Note 12 Defined contribution pension scheme or defined benefit scheme accounted for as a defined contribution scheme.

12.1 Please complete this note if a defined contribution pension scheme is operated.

Amount of contributions recognised in the SOFA as an expense
Please explain the basis for allocating the liability and expense of
defined contribution pension scheme between activities and
between restricted and unrestricted funds.		 Thisyear Lastyear
£ £
5,059 5,635
unrestricted unrestricted

CC17a (Excel)

10/17/2025

23

Section C Notes to the accounts (cont)

Note 13 Grantmaking

Please complete this note if the charity made any grants or donations which in aggregate form a material part of the charitable activities undertaken.

This year:

13.1 Analysis of grants paid (included in cost of charitable activities)

Analysis Grants to
institutions		 Grants to individuals Support costs Total
£ £
Major Projects 164,931 5,579 - 170,510
Smallgrants 5,615 10,623 - 16,237
Total 170,545 16,202 - 186,747

13.2 Grants made to institutions

Major Projects Major Projects Major Projects
Names of institution Purpose Total amount of
grants paid £
The Buddhist Centre Online(Dharmachakra) Ongoingfundingof charityneeds 62,083
TBMSG Nagpur Indian Movement co-ordinator 2,556
Nagarjun Institute Fundraising training 1,250
Triratna Trust(Order Office) FundingInternational Communications Officer 2,272
Triratna Chairs Assembly - International Movement Co-
ordinator		 Supporting activities of a co-ordinator
internationally		 14,125
Windhorse Publications Ongoing funding of charity needs 28,000
Preceptors college - Sikkhaproject supportingdevelopment of teachingresources 12,500
Preceptors college Fund international Council convenor team 42,144
Returnedgrants -
Total Major grants to institutions in reporting period
164,931
Small Grants Small Grants
Names of institution Purpose Total amount of
grants paid £
Triratna Trust (Order Office) Assist Indian Ordination team members to
attend 2025 Convention		 4,778
Ayr Buddhst Group Developing Buddhist activities 840
Adhisthana Support International Leadership Course 250
Returnedgrants - 254
Total Small grants to institutions in reporting period 5,615
Total grants to institutions in reporting period
Other unanalysed grants
TOTAL GRANTS PAID TO INSTITUTIONS		 170,545
-
170,545

Last year: 13.3 Analysis of grants paid (included in cost of charitable activities)

Analysis institutions Grants to individuals Support costs Total
£ £

CC17a (Excel)

10/17/2025

24

Major Projects 213,771 15,852 - 229,622
Smallgrants 12,582 8,870 - 21,452
Total 226,353 24,722 - 251,075

Grants made to institutions

Major Projects Major Projects Major Projects
Names of institution Purpose Total amount of
grants paid £
The Buddhist Centre Online(Dharmachakra) Ongoingfundingof charityneeds 71,700
TBMSG Nagpur - India Communications Project Supporting an online Triratna resource for
Hindi speakers		 2,990
Triratna Institute - Indian ordinations team
(Sadarshanabhoomi project)		 Supporting ordination teams in India 83,219
Triratna Trust(Order Office) FundingInternational Communications Officer 5,570
Triratna Chairs Assembly - International Movement Co-
ordinator		 Supporting activities of a co-ordinator
internationally		 14,125
Urgyen Sangharakshita Trust Continuation of Sangharakshita Complete
Works project		 11,500
Preceptors college - Sikkhaproject supportingdevelopment of teachingresources 10,762
Windhorse Publications Ongoingfundingof charityneeds 7,000
Sudarshanaloka Installingheatingat retreat centre 12,342
Returnedgrants - 5,437
Total Major grants to institutions in reporting period
213,771
Small Grants Small Grants
Names of institution Purpose Total amount of
grants paid £
Centro Mandala Valderrobres Developing Buddhist activities 6,603
Vancouver Buddhist Centre Supporting dharma activities in Vancouver 3,000
Adhisthana Changemakers - supporting activities to
develop future Triratna leaders		 1,326
Triratna South Wales - Welsh
Translation Group		 Translating Dharma texts into Welsh 1,653
Total Small grants to institutions in reporting period 12,582
Total grants to institutions in reporting period
Other unanalysed grants
TOTAL GRANTS PAID TO INSTITUTIONS		 226,353
-
226,353

CC17a (Excel)

10/17/2025

25

Section C Notes to the accounts

Note 14 Tangible fixed assets Please complete this note if the charity has any tangible fixed assets

14.1 Cost or valuation

At the beginning of the year
Additions
Revaluations
Transfers
At end of the year
14.2 Depreciation and impairments
Basis*
 Rate
At beginning of the year
Disposals
Depreciation
Impairment
At end of the year
14.3 Net book value
Net book value at the beginning of the year
Net book value at the end of the year		 Computers
£		 Total
£
1,845 1,845
- -
- -
- -
1,845 1,845
Straight Line Straight Line

0.25		 0.25
823 823
-
461 461
- -
1,284 1,284
1,022 1,022
560 560

10/17/2025

26

Section C Notes to the accounts (cont)

Note 19 Debtors and prepayments

19.1 Analysis of debtors
Accrued Gift Aid
Prepayments and accrued income
Total		 This year
£		 Last year
£
938 25,000
13,378 9,105
14,316 34,105

Note 20 Creditors and accruals

20.1 Analysis of creditors
Accrued expenses
Other liabilities
Payroll liabilities
Total
Note 24 Cash at bank and in hand
Cash at bank and on hand
Total
~~Amounts falling due~~
~~ithi~~
This year
£
~~wn~~		 Last year
£
~~ne year~~
6,051 2,643
25,866 20,000
3,364 1,703
35,281 24,346
This year
£		 Last year
£
203,337 166,855
203,337 166,855

CC17a (Excel)

10/17/2025

27

Section C Notes to the accounts (cont)

Note 27 Charity funds

27.1 Details of material funds held and movements during the CURRENT reporting period

Please give details of the movements of material individual funds in the reporting period together with a balancing figure for 'Other funds'. The 'Total funds' figure below should reconcile to 'Total funds' in the balance sheet.

* Key: PE - permanent endowment funds; EE - expendible endowment funds; R - restricted income funds, including special trusts, of the charity; and U - unrestricted funds

Fund names Type PE, EE
**R or UR ***		 £
Fund
balances
brought
forward		 Income
£		 Expenditure
£		 Transfers
£		 £
Gains and
losses		 £
Fund
balances
carried
forward
General funds UR 132,289 342,418 - 375,104 11,716 111,319
European Chairs Assembly R - 10,000 - 10,000 - - -
Global Pioneers R - 500 - 500 - - -
India Womens Wing R 7,334 - - - 7,334
transfers R 27,525 42,055 - 14,165 - 10,474 - 1,851 43,091
Trust) R 17,547 4,854 - 1,214 21,188
Latin America R - 900 - 900
Sudarshanaloka R 4 5 - - 9 - - 0
International leadershipcourse R 250 - - 250 - - -
Translations R - 1,000 - 1,000 -
translation R 20 - - - 20 -
Small Grants Fund R - 1,000 - 1,000 -
Other funds N/a - - - - - -
Total Funds 177,635 410,067 - 402,919 - - 1,851 182,932

CC17a (Excel)

10/17/2025

28

Section C Notes to the accounts (cont)

Note 27 Charity funds (cont.)

27.2 Details of material funds held and movements during the PREVIOUS reporting period

Please give details of the movements of material individual funds in the reporting period together with a balancing figure for 'Other funds'. The 'Total funds' figure below should reconcile to 'Total funds' in the blanace sheet.

* Key: PE - permanent endowment funds; EE - expendible endowment funds; R - restricted income funds, including special trusts, of the charity; and U - unrestricted funds


funds
Fund names Type PE, EE
**R or UR ***		 Purpose and Restrictions £
Fund
balances
brought
forward		 Income
£		 Expenditure
£		 Transfers
£		 £
Gains and
losses		 £
Fund
balances
carried
forward
General funds UR Unrestricted funds 200,449 258,494 - 357,989 31,336 132,289
European Chairs Assembly R Mediaprojects(Buddhist Centre Online) - 10,000.00 - 10,000 -
India Dhamma Trust - Legacy &
transfers		 R Legacy & supporting ordination teams in
India		 38,565 101,946.07 - 87,499 - 25,487 27,525
India (inc. for India Dhamma
Trust)		 R SupportingDharma activities in India 23,396.29 - 5,849 17,547
Sudarshanaloka R installingheatingat retreat centre 7,577.54 - 7,573 4
International leadershipcourse R Burseries from Adhisthana for those from
low income countries to attend the 4 week
international course at Adhisthana		 250 250
Puebla R DevelopingBuddhist activities - 450.00 - 450 -
Translations R Translations of dharma texts - 4,299.00 - 4,299 -
Thirdpartyappeal: Valderobes
~~Thid t l Wlh~~		 R DevelopingBuddhist activities 2,626 885.14 - 3,511 -
~~r pary appea: es~~
translation		 R Translation of dharma texts into Welsh 828 20.00 - 828 20
Small Grants Fund R TODO 500.00 - 500 -
Other funds N/a N/a - - - - - -

CC17a (Excel)

10/17/2025

29

Total Funds 242,717 407,568 - 472,649 - - 177,636

CC17a (Excel)

10/17/2025

30

Section C Notes to the accounts (co

Note 27 Charity funds (cont)

27.3 Transfers between funds

This year

Reason for transfer and where endowment is converted to income,
legal power for its conversion
From restricted to
unrestricted funds		 Closure of restricted funds
From restricted to
unrestricted funds		 Transfer of 25% fundraising & supporter care costs from donations to
India Dhamma Trust & other donations for activities in India.

Last year

Lastyear
Reason for transfer and where endowment is converted to income,
legal power for its conversion
From restricted to
unrestricted funds		 Transfer of 25% fundraising & supporter care costs from donations to
India Dhamma Trust & other donations for activities in India.

10/17/2025

31

ont)

Amount £ 29 £ 11,687

Amount £ 31,336

10/17/2025

32

Section C Notes to the accounts (cont)

Note 28 Transactions with trustees and related parties

28.1 Trustee remuneration and benefits

This year

None of the trustees have been paid any remuneration or received any other benefits from an employment charity or a related entity (True or False)

Last year

None of the trustees have been paid any remuneration or received any other benefits from an employment charity or a related entity (True or False)

28.2 Trustees' expenses

If the charity has paid trustees expenses for fulfilling their duties, details of such transactions should be p transactions to report, please enter “True” in the box below. If there are transactions to report, please ente

No trustee expenses have been incurred (True or False)

This Type of expenses reimbursed £ Travel Subsistence Accommodation TOTAL

Please provide the number of trustees reimbursed for expenses or who had expenses paid by the charity

28.3 Transaction(s) with related parties

Please give details of any transaction undertaken by (or on behalf of) the charity in which a related party h where funds have been held as agent for related parties. If there are no such transactions, please enter 'tr

This year

There have been no related party transactions in the reporting period (True or False)











~~Name of the trustee or~~
~~ltd t~~		 ~~Relationship~~
~~t hit~~		 Description of the transaction(s) Amount ~~Balance at~~
~~id d~~
~~reae pary~~ ~~o cary~~ £
 £
~~pero en~~
Arthavadin (Eliot Franks) Dharma ~~Council Convenor. A grant was paid~~
~~t th Pt Cll t t~~

 42,144
Jnanadhara (Benjamin Brewer) Dharma ~~o~~~~e recep~~~~ors oege o suppor~~
~~Mov ment Co~~
~~dinator. A grant was~~
~~id t th Tit Chi'~~		 14,125
~~pa o e rrana ars~~

10/17/2025

33

Last year

There have been no related party transactions in the reporting period (True or False)

Last year
There have been no related party transactions in the reporting period (True or False)		 Last year
There have been no related party transactions in the reporting period (True or False)		 Last year
There have been no related party transactions in the reporting period (True or False)		 Last year
There have been no related party transactions in the reporting period (True or False)		 Last year
There have been no related party transactions in the reporting period (True or False)


~~Name of the trustee or~~
~~ltd t~~		 ~~Relationship~~
~~t hit~~		 Description of the transaction(s) Amount ~~Balance at~~
~~id d~~
~~reae pary~~ ~~o cary~~ £ £
~~pero en~~
Arthavadin (Eliot Franks) Future Arthavadin is the International £ 8,527

Jnanadhara (Benjamin Brewer)		 Future Jnanashara is the International £ 14,125

10/17/2025

34

t with their
t with their		 1
1

provided in this note. If there are no er "False".

er "False".
0
year Last year
£ £
861 225
187 -
236 -
1,284 225
7 3

as a material interest, including rue' in the box provided.

0
 0 0
~~Provision for bad debts~~
~~t id d~~
during
£
~~a pero en~~		 £

10/17/2025

35

0

0 0
~~Provision for bad debts~~
~~t id d~~
during
£
~~a pero en~~		 £

10/17/2025

36

CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trusteesl members of Future Dharma Fund On accounts for the year ended 3111212024 Charlty no (If any) 1167344 I report to the trustees on my examination of the accounts of the above charity (llhe Trust.) for the year ended 3111212024. Responslbllltles and As the charity trustees, you are responsible for the preparation of the basls of report accounts in accordance with the Charities Act 2011 (Yhe Act.). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. Independent I have completed my examination. I confirm that no material matters have examiner's statement come to my attention in connection with the examination which gives me cause to believe that in, any material respect: the accounting records were not kept in accordance with section 130 of the Act,. or the accounts did not accord with the accounting records., or the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair, view which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Slgned: Date: 2310912025 Name: Fay Pritchard MA4T Relevant professional quallflcatlon{s> or body (if any): Address: 8 Dawin Street Shrewsbury SY3 8QE