2020-12-31-accounts

		Page
Reference and Administrative Details
Report ofthe Trustees
Independent Examiner's	Report
Statement of Financial	Activities
Balance Sheet		5to6
Notes to the Financial	Statements	7 to 13

		FOR TH	E YEAR ENDED 31 DECE	MBER 2020
				2020	2019
				Unrestricted	Total
				funds	funds
			Notes		6
INCOME AND ENDOWMENTS		FROM
Investment income				131,730	131,381
EXPENDITURE ON
Raising funds				22,974	31,611
Charitable activities
Charitable activities				99,166	91,992
Total				122,140	123,603
Net gains on investments					300000
NET INCOME				9,590	307,778
RECONCILIATION	OF FUNDS
Total funds brought	forward			969,628	661,850
TOTAL FUNDS CARRIED FORWARD				979,218	969,628

	BALANCE SHEET 31 DECEMBER 2020
		2020	2019
		Total	Total
	Notes	fundsf	fundsf
FIXEDASSETS
Investment property		1,167,186	1,167,186
CURRENT ASSETS
Debtors	10	550,040	545,040
Cash at bank		32,690	13,702
		582,730	558,742
CREDITORS
Amounts falling due within one year		(18,395)	(14,826)
NET CURRENT ASSETS		564,335	543,916
TOTAL ASSETS LESSCURRENT
LIABILITIES		1,731,521	1,711,102
CREDITORS
Amounts falling due after more than one year	12	(752,303)	(741,474)
NET ASSETS		979218	969628
FUNDS	15
Unrestricted funds:
General fund		679,218	669,628
Fair value reserve		300,000	300,000
		979,218	969,628
TOTAL FUNDS		979218	969628

										2020	2019
										Unrestricted	Total
										funds	funds
										6
Rents received Interest received										101,730 ~30000	101,131 ~30 250
										131730	131381
RAISING FUNDS
Investment		management				costs
										2020	2019
										Unrestricted	Total
										funds	funds
										E
Repairs and		maintenance								680	2,940
Light and heat										171	315
Insurance										2,519	2,329
Legal and	professional				fees						1,500
Telephone											135
Travelling	expenses										592
I oan interest		and finance				costs				19,604	23,800
										22 974	31 611
CHARITABLE			ACTIVITIES COSTS
								Grant
								funding	of
								activities		Support
								(see note		costs (see
								5)		note 6)	Totals
									6	6	6
Charitable	activities							97,526		1 640	99166
GRANTS	PAYABLE
										2020	2019
										6
Charitable	activities									97526	90450
The total grants				paid to	institutions		during the year was as follows:
										2020	2019f
Advancement			of religion							34,416	15,100
Relief of poverty										36,180	28,600
Religious education										18,930	20,400
Medical										5,500	1,000
Social Welfare											11,350
General											10,000
										95026	86450

Achisomoch Aid Company	Achisomoch Aid Company				36,000
Chesed Charity Trust					12,000
Keren Shmuel					5,000
Kolel Torah V'yirah					5,000
I aw of Truth College					5,000
Grants below f5,000					32 026
Total					f95 026
The total grants paid to	individuals	during	the year was as follows:
					2020f	2019f
Advancement of religion						2,500
Relief of poverty					2 500
					2 500	2 500
SUPPORT COSTS
					Governance
				Finance	costsf	Totalsf
Charitable activities				193	1 447	1 640
Support costs, included	in the above, are		as follows:
					2020	2019
					Charitable	Total
					activitiesf	activitiesf
Bank charges					193	172
Independent examiner's	fee				360	360
Independent examiner's	other fees				780	840
General expenses					307	170
					1 640	1 542

DEBTORS	: AMOUNT	S F	ALL	ING DUE WITHIN ONE YEAR
					2020	2019
					L	Z
Other debtors					550,040	545,040
CREDITORS: AMOUMS			FALLING DUE WITHIN ONE YEAR
					2020 0	2019f
Bank loans	and overdrafts		(see note 13)		13,780	10,445
Other creditors					3,475	3,181
Accruals and deferred		income			1 140	1 200
					18395	14826
CREDITORS: AMOUMS			FALLING DUE AFTER MORE THAN ONE YEAR
					2020	2019
					8	8
Bank loans	(see note	13)			752 303	741 474
LOANS
An analysis	ofthe maturity		of	loans is given below:
					2020	2019
					8	8
Amounts falling due within			one year on demand:
Bankloans					13780	10445
Amounts falling due between				two and five years:
Bank loans	- 2-5 years				34 776	25 847
Amounts falling due in		more than five years:
Repayable	by instalments:
Bank loans	more 5 yr	by instal			1,900

LOANS - con	tin	ued
								2020f	2019f
Repayable otherwise than by instalments:
Bank loans more 5 yrs non-inst								715627	715627
SECURED DEBTS
The following	secured debts			are included		within creditors:
								2020f	2019f
Bank loans								766 083	751 919
The bank loans		are secured		by	legal charges over the company's		investment property.
MOVEMENT	IN FUNDS
								Net
								movement	At
							At 1.1.20	in fundsf	31.12.20f
Unrestricted	funds
General fund							669,628	9,590	679,218
Fair value reserve							300,000		~300000
							969,628	9,590	979,218
TOTAL FUNDS							969,628	9590	979218
Net movement	in funds,		included in the above are as follows:
							Incoming	Resources	Movement
							resources f	expendedf	in fundsf
Unrestricted	funds
General fund							131,730	(122,140)	9,590
TOTAL FUNDS							131,730	~122,140)	9,590
Comparatlves		for movement			In funds
								Net
								movement	At
							At 1.1.19 f	in fundsf	31.12.19f
Unrestricted	funds
General fund							661,850	7,778	669,628
Fair value reserve								300,000	300,000
							661 850	307778	969628
TOTAL FUNDS							661,850	307,778	969,628

Compara	tive	net movement in funds,	included in the above are as	follows:
			Incoming	Resources	Gains and	Movement
			resources E	expended Z	lossesf	in funds
Unrestricted		funds
General	fund		131,381	(123,603)		7,778
Fair value reserve					300,000	300,000
			131,381	~123,603)	300000	307,778
TOTAL	FUNDS		131381	~123603)	300000	307778

				Net
				movement	At
			At 1.1.19	In funds	31.12.20
			E
Unrestricted		funds
General	fund		661,850	17,368	679,218
Fair value reserve				300000	300000
			661,850	317,368	979,218
TOTAL	FUNDS		661,850	317368	979,218

			Incoming	Resources	Gains and	Movement
			resources	expended	losses	in funds
				E		6
Unrestricted		funds
General	fund		263,111	(245,743)		17,368
Fair value reserve					300,000	300,000
			263,111	~245,743)	300000	317368
TOTAL	FUNDS		263 111	~245 743)	300000	317368