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2025-08-31-accounts

Charity registration number: 1166587

RATIDZO TRUST TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

Ratidzo Trust Contents

Page
Trustees' Report 1—2
Independent Examiner's Report 3
Statement of Financial Activities 4
Statement of Financial Position 5
Notes to the Financial Statements 6—9
The following pages do not form part of the statutory accounts:
Detailed Statement of Financial Activities 10

Ratidzo Trust Trustees' Report For The Year Ended 31 August 2025

The trustees present their report and the financial statements for the year ended 31 August 2025.

Structure, Governance and Management

Governing Document

The charity is controlled by its governing document and constitutes a foundation Charitable Incorporated Organisation (CIO) with a Registered Company number of CE006275.

Reference and Administrative Details

Trustees

Mr Peter Lucas - Treasurer Mrs Stephanie Lucas Mr Richard Jarman Mr Eric Jarman Mrs Barbara Jarman Mrs Edline Chiota Mr Matt Busby Mr Dudley Pardoe (resigned 24/02/2026)

Charity Number

1166587

Principal Address

41 Brunel Road Paignton Devon TQ4 6HW

Independent Examiner

A J Hambrook FCCA 54 Pullman Lane Godalming Surrey GU7 1YB

Page 1

Ratidzo Trust Trustees' Report (continued) For The Year Ended 31 August 2025

The trustees' report was approved by the board of trustees and signed on its behalf by:

Mr Peter Lucas Trustee 26/06/2026

Page 2

Ratidzo Trust Independent Examiner's Report to the Trustees of Ratidzo Trust For The Year Ended 31 August 2025

I report to the trustees on my examination of the accounts of Ratidzo Trust (the Trust) for the year ended 31 August 2025.

Responsibilities and Basis of Report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent Examiner's Statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and contents of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

A J Hambrook FCCA 30/06/2026 54 Pullman Lane Godalming Surrey GU7 1YB

Page 3

Ratidzo Trust Statement of Financial Activities For The Year Ended 31 August 2025

Notes
INCOME AND ENDOWMENTS FROM:
Donations and legacies
3
Other trading activities
4
Investments
5
EXPENDITURE ON:
Raising funds
6
NET (EXPENDITURE)/INCOME
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS:
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
13
2025
Unrestricted
funds
£
38,105
2,504
10
2024
Unrestricted
funds
£
19,248
7,334
4
40,619 26,586
(41,761) (25,009)
(1,142) 1,577
(1,142)
1,943
1,577
366
801 1,943

The notes on pages 6 to 9 form part of these financial statements.

Page 4

Ratidzo Trust Statement of Financial Position As At 31 August 2025

Notes
CURRENT ASSETS
Debtors
10
Cash at bank and in hand
Creditors: Amounts Falling Due Within One Year
11
NET CURRENT ASSETS (LIABILITIES)
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
FUNDS OF THE CHARITY
Unrestricted Funds
TOTAL FUNDS
13
On behalf of the board
Mr Peter Lucas
Trustee
26/06/2026
2025
Unrestricted
funds
£
-
6,359
2024
Total
funds
£
1,444
5,937
6,359
(5,558)
7,381
(5,438)
801 1,943
801 1,943
801 1,943
801 1,943
801 1,943

The notes on pages 6 to 9 form part of these financial statements.

Page 5

Ratidzo Trust Notes to the Financial Statements For The Year Ended 31 August 2025

1. General Information

Ratidzo Trust is a charitable incorporated organisation registered with the Charity Commission, registered charity number 1166587. The principal address is 41 Brunel Road, Paignton, Devon, TQ4 6HW.

2. Accounting Policies

2.1. Basis of Preparation of Financial Statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)", Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities Act 2011.

The charity is a Public Benefit Entity as defined by FRS 102.

2.2. Incoming Resources

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received, and the amount can be measured reliably.

2.3. Resources Expended

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Where costs cannot be directly attributed to particluar headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

2.4. Cash and Cash Equivalents

Cash and cash equivalents are basic financial assets and include cash in hand and deposits held at call with banks, other short-term highly liquid investments that mature in no more than three months from the date of acquisition and are readily convertible to a known amount of cash with insignificant risk of change in value, and bank overdrafts.

3. Income from Donations and Legacies

Donations and gifts
Grants
2025
Unrestricted
funds
£
14,405
23,700
2024
Unrestricted
funds
£
14,248
5,000
38,105 19,248

4. Income from Other Trading Activities

.
Income from Other Trading Activities
2025 2024
Unrestricted Unrestricted
funds funds
£ £
Fundraising events 2,504 7,334

5. Investment Income

Page 6

Ratidzo Trust Notes to the Financial Statements (continued) For The Year Ended 31 August 2025

Interest on short-term deposits
6.
Analysis of Expenditure
Raising funds
Raising funds
7.
Grants Payable
Raising funds
Grants paid to institutions, included above, are as follows:
Ratidzo Foundation
8.
Support Costs
General administration
Activities
undertaken
directly
£
397
Grant
funding of
activities
(see note 7)
£
40,664
2025
Unrestricted
funds
£
10
2024
Unrestricted
funds
£
4
Support
costs
(see note 8)
£
700
2025
Total
£
41,761
Activities
undertaken
directly
£
1,092
Grant
funding of
activities
(see note 7)
£
21,099
Support
costs
(see note 8)
£
2,818
2024
Total
£
25,009
2025
Grants to
Institutions
£
40,664
2024
Grants to
Institutions
£
21,099
2025
£
40,664
2024
£
21,099
2025
Raising
funds
£
700

Page 7

Ratidzo Trust Notes to the Financial Statements (continued) For The Year Ended 31 August 2025

Employee costs
General administration
9.
Average Number of Employees
Average number of employees during the year was: NIL (2024: NIL)
10.
Debtors
Due within one year
Other debtors
11.
Creditors: Amounts Falling Due Within One Year
Other loans
Accruals and deferred income
12.
Loans
An analysis of the maturity of loans is given below:
Amounts falling due within one year or on demand:
Other loans
13.
Movement in Funds
As at 1
September
2024
£
Unrestricted funds
General:
General unrestricted fund
1,943
Total funds
1,943
Employee costs
General administration
9.
Average Number of Employees
Average number of employees during the year was: NIL (2024: NIL)
10.
Debtors
Due within one year
Other debtors
11.
Creditors: Amounts Falling Due Within One Year
Other loans
Accruals and deferred income
12.
Loans
An analysis of the maturity of loans is given below:
Amounts falling due within one year or on demand:
Other loans
13.
Movement in Funds
As at 1
September
2024
£
Unrestricted funds
General:
General unrestricted fund
1,943
Total funds
1,943
Income
£
40,619
2025
£
-
2025
£
4,718
840
5,558
2025
£
4,718
Expenditure
£
(41,761)
2024
Raising
funds
£
1,671
1,147
2,818
2024
£
1,444
2024
£
4,718
720
5,438
2024
£
4,718
As at 31
August 2025
£
801
1,943 40,619 (41,761) 801

Page 8

Ratidzo Trust Notes to the Financial Statements (continued) For The Year Ended 31 August 2025

Unrestricted funds
General:
General unrestricted fund
Total funds
14.
Transactions with Trustees
As at 1
September
2023
£
366
Income
£
26,586
Expenditure
£
(25,009)
As at 31
August 2024
£
1,943
366 26,586 (25,009) 1,943

During the year the expenses reimbursed to the trustees or paid directly to third parties were as follows:

2025 2024
£ £
  1. Related Party Disclosures

Page 9

Ratidzo Trust Detailed Statement of Financial Activities For The Year Ended 31 August 2025

INCOME AND ENDOWMENTS FROM:
Donations and legacies
Donations and gifts
Grants
Other trading activities
Fundraising events
Investments
Interest on short term deposits
EXPENDITURE ON:
Raising funds
Purchases
Advertising, marketing, direct mail and publicity
Carriage and freight
Grants to institutions
Travel and subsistence expenses
Insurance
Telecommunications
Website costs
Accountancy fees
Sundry expenses
NET (EXPENDITURE)/INCOME
2025
Total
funds
£
14,405
23,700
2024
Total
funds
£
14,248
5,000
38,105
2,504
19,248
7,334
2,504
10
7,334
4
10 4
40,619
(150)
(50)
(197)
(40,664)
-
(219)
-
(361)
(120)
-
26,586
(731)
(361)
-
(21,099)
(1,671)
(263)
(165)
-
(720)
1
(41,761) (25,009)
(41,761) (25,009)
(1,142) 1,577

Page 10