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2020-08-31-accounts

REGISTERED CHARITY NUMBER: 1166587

Report of the Trustees and Unaudited Financial Statements for the Year Ended 31 August 2020 for Ratidzo Trust

A J Bennewith FCA, FCPA, FFA, FFTA, FIPA, DChA, FRSA 3 Wey Court Mary Road Guildford Surrey GU1 4QU

Ratidzo Trust

Contents of the Financial Statements for the Year Ended 31 August 2020

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 9

Ratidzo Trust

Report of the Trustees for the Year Ended 31 August 2020

The trustees present their report with the financial statements of the charity for the year ended 31 August 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objective of the charity is the prevention and relief of poverty and financial hardship anywhere in the world by providing or assisting in the provision of education, training, projects and all the necessary support designed to enable individuals, including vulnerable peoples, orphans (HIV/AIDS and conflicts), the elderly and those living with disabilities to generate a sustainable income and to be self-sufficient.

Another objective of the charity is to advance the education of the pupils at schools in rural areas anywhere in the world by providing and assisting in the provision of facilities for education at the schools.

The charity aims to promote sustainable development for the benefit of the public by: - the relief of poverty and the improvement of the conditions of life in socially and economically disadvantaged communities;

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The trustees are satisfied with the performance of the charity during the year. The charitable activities in Zimbabwe are carried out by our Community Project Partner, Ratidzo Foundation, a charity registered in Zimbabwe. Funds raised by Ratidzo Trust are gifted to the Foundation that in turn applies them to reach the objectives of the Ratidzo Trust and the Ratidzo Foundation, the charitable objectives of Ratidzo Trust and Ratidzo Foundation being largely identical. Ratidzo Foundation has able to open a Zimbabwean bank account but this is not being used due to the volatility of the Zimbabwean Dollar. Until the Zimbabwean currency settles down, expenses incurred by our Community Partner will continue to be in cash as it is the safer option.

FUTURE PLANS

The charity is looking at other means of fundraising over 2021, with plans for two major fundraising events during the year, with the aim of helping our community project partner Ratidzo Foundation Trust to become more self-sufficient in future. We also plan to have several textile clothing banks available to take donations of clothes etc to help raise funds. We will also be looking at how and where we can work in the UK to help locally in-line with our charities objectives.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document and constitutes a foundation Charitable Incorporated Organisation (CIO).

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

1166587

Principal address

41 Brunel Road Paignton TQ4 6HW

Page 1

Ratidzo Trust

Report of the Trustees for the Year Ended 31 August 2020

REFERENCE AND ADMINISTRATIVE DETAILS

Trustees

Ms E Chiota Mr P Lucas Mrs S Lucas Mr E A Jarman Mrs B I Jarman Mr R Jarman Mr D Pardoe

Independent examiner

A J Bennewith FCA, FCPA, FFA, FFTA, FIPA, DChA, FRSA 3 Wey Court Mary Road Guildford Surrey GU1 4QU

Approved by order of the board of trustees on 18 November 2020 and signed on its behalf by:

Mr P Lucas - Trustee

Ms E Chiota -Trustee

Page 2

Independent Examiner's Report to the Trustees of Ratidzo Trust

Independent examiner's report to the trustees of Ratidzo Trust

I report to the charity trustees on my examination of the accounts of the Ratidzo Trust (the Trust) for the year ended 31 August 2020.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

A J Bennewith FCA, FCPA, FFA, FFTA, FIPA, DChA, FRSA 3 Wey Court Mary Road Guildford Surrey GU1 4QU

Date: 20 November 2020

Page 3

Ratidzo Trust

Statement of Financial Activities for the Year Ended 31 August 2020

31.8.20
Unrestricted
fund
Total
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
11,186
Investment income
2
1
Total
11,187
EXPENDITURE ON
Raising funds
670
Charitable activities
Direct charitable activity
8,988
Total
9,658
NET INCOME
1,529
RECONCILIATION OF FUNDS
Total funds brought forward
931
TOTAL FUNDS CARRIED FORWARD
2,460
31.8.19
funds
£
18,128
-
18,128
260
17,758
18,018
110
821
931

The notes form part of these financial statements

Page 4

Ratidzo Trust

Balance Sheet At 31 August 2020

31.8.20 31.8.19
Unrestricted Total funds
fund
Notes £ £
CURRENT ASSETS
Debtors 5 4,691 3,869
Cash at bank 1,478 1,051
6,169 4,920
CREDITORS
Amounts falling due within one year 6 (3,709) (3,989)
NET CURRENT ASSETS 2,460 931
TOTAL ASSETS LESS CURRENT LIABILITIES 2,460 931
NET ASSETS 2,460 931
FUNDS 7
Unrestricted funds 2,460 931
TOTAL FUNDS 2,460 931

The financial statements were approved by the Board of Trustees on 18 November 2020 and were signed on its behalf by:

Mr P Lucas -Trustee

Ms E Chiota -Trustee

The notes form part of these financial statements

Page 5

Ratidzo Trust

Notes to the Financial Statements for the Year Ended 31 August 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. INVESTMENT INCOME

31.8.20 31.8.19
£ £
Deposit account interest 1 -

3. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 August 2020 nor for the year ended 31 August 2019.

Trustees' expenses

During the period, the trustees incurred expenses of £393 (2019: £Nil) in respect of travel and subsistence. All costs were wholly in fulfilment of charity business.

Page 6

Ratidzo Trust

Notes to the Financial Statements - continued for the Year Ended 31 August 2020

4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies 18,128
Total 18,128
EXPENDITURE ON
Raising funds 260
Charitable activities
Direct charitable activity 17,758
Total 18,018
NET INCOME 110
RECONCILIATION OF FUNDS
Total funds brought forward 821
TOTAL FUNDS CARRIED FORWARD 931
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.8.20 31.8.19
£ £
Other debtors 1,222 -
Loan to the Foundation 2,269 3,269
Prepayments and accrued income 1,200 600
4,691 3,869
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.8.20 31.8.19
£ £
Loan by trustees 2,269 3,269
Accrued expenses 1,440 720
3,709 3,989

5. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

6. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Page 7

Ratidzo Trust

Notes to the Financial Statements - continued

for the Year Ended 31 August 2020

7. MOVEMENT IN FUNDS

Net
movement in
At 1.9.19 funds At 31.8.20
£ £ £
Unrestricted funds
General fund 931 1,529 2,460
TOTAL FUNDS 931 1,529 2,460
Net movement in funds, included in the above are as follows:
Incoming Resources Movement in
resources expended funds
£ £ £
Unrestricted funds
General fund 11,187 (9,658) 1,529
TOTAL FUNDS 11,187 (9,658) 1,529

Comparatives for movement in funds

Comparatives for movement in funds
Net
movement in
At 1.9.18 funds At 31.8.19
£ £ £
Unrestricted Funds
General fund 821 110 931
TOTAL FUNDS 821 110 931
Comparative net movement in funds, included in the above are as follows:
Incoming Resources Movement in
resources expended funds
£ £ £
Unrestricted funds
General fund 18,128 (18,018) 110
TOTAL FUNDS 18,128 (18,018) 110

8. RELATED PARTY DISCLOSURES

At the year end, the Trust was owed £2,269 (2019: £3,269) by the Ratidzo Foundation, a charity based in Zimbabwe and the Ratidzo Trust's first Community Project Partner. The loan is being released over several years by donations made by the UK trustees. A balance of £2,269 (2019: £3,269) was included in creditors in respect of the trustees' donations.

Page 8

Ratidzo Trust

Notes to the Financial Statements - continued for the Year Ended 31 August 2020

9. INDEPENDENT EXAMINER'S REMUNERATION

Independent Examiner's remuneration 31.8.20
£
720
31.8.19
£
720

Page 9