## **Report of the Trustees** 

# **and** 

**Financial Statement For the year ending 31[st] December 2021** 

**for** 

**Fressingfield Baptist Church** 



## **Trustee Annual Report for the year ending 31[st] December 2021** 

## **Reference and Administration details** 

## **Charity Name – FRESSINGFIELD BAPTIST CHURCH** 

**Registered Charity Number – 1166572  (as of 18[th] April 2016)** 

**Charity’s Public Address** – **Fressingfield Baptist Chapel School Lane Fressingfield Eye Suffolk IP21 5RU** 

## **Names of Charity Trustees  (Office Bearers) who manage the charity These Trustees were appointed at a members meeting** 

**Stuart Balmer Pastor Richard Walsh Treasurer Martin Aylett Deacon Peter Davidson Deacon Trevor Thompson Deacon** 

## **Church Administration Secretary – Bridget Davidson** 

**office.fressingfieldbaptist@gmail.com Church Website www.fressingfieldbaptist.church** 

## **Church Trustees - Property** 

**Mr Peter Davidson (Chairman) Mr Colin Grimwood Mr Darren Noller Mr Gordon Leggett Mr Ian Smith Mr Mark Newcombe Mr Owen Le-Roy Mr Robert Powell Mr Charles Davidson** 

## **Independent Examiner of Accounts** 

**Jamie Pretty Offices 5-6 Rickinghall Business Centre** 



**Willow Farm Allwood Green Rickinghall Diss,  Norfolk IP22 1LQ** 

## **info@jamiepretty.co.uk** 

## **Bankers** 

**Barclays Bank plc 6 Market Place Harleston Norfolk IP20 9AE** 

**Structure, Governance and Management** 



Fressingfield Baptist Church is a charity that operates under the governance of a Constitution adopted at a meeting of their members on 28[th] July 2015 

The constitution governs the charitable assets of the Church from a legal perspective in accordance with the requirements of Charity Law. Regulations affecting the spiritual governance of the Church are contained in a separate document entitled ‘Rules and Regulations’ 

FBC (Fressingfield Baptist Church) owns various buildings as listed below. 

## **The Chapel** 

This building is subject to a Trust Deed dated 1835 which is managed by the Trustees listed above. 50% of the Trustees are members of FBC and the balance are members of other local churches of the same faith and order **.  During the past year the old red brick Victorian chapel was sold and the proceeds added to the church funds, used to build a new chapel.** 

## **Dwellings – 1 to 5 Chapel Close** 

These five dwellings consist of a two bedroomed bungalow, three two bedroomed houses and a three bedroomed house. These were built from the proceeds of a legacy given to the church and are held in Trust by the same group but on behalf of FBC.  These continue to still be in the ownership of the church and are held in trust by the Chapel Trustees. 

## **Membership** 

The Church membership would be those who have been baptised in the traditional Baptist way, and the numbers are consistent and we have had believer’s baptism and transfers, with a faithful wider congregation meeting regularly for worship services.  Through the Covid pandemic there has been an emphasis on Zoom but since we have managed to hold a morning service in the chapel but still using Zoom for those wary of meeting in a crowd.  Our evenings are variable – some Zoom only, some a combination. 

## **Objectives and Activities** 

These remain as previous but the fellowship has taken a major step in improving both its spiritual and social outreach and having now moved into a new purpose built chapel, we continually look for opportunities to support the local community. 

The principle objective of FBC is the advancement of the Christian Faith according to Baptist principles and in accordance with the Church’s Rules and Regulations. 

The charity does also carry out and supports other charitable purposes in the United Kingdom and other parts of the world – see mission giving below. 



## **New Chapel Building** 

It consists of a 250 seat worship space, a sports hall, a kitchen capable of serving hot food as a means of fellowship and encouragement to the less fortunate, in whatever situation they find themselves.  The foyer is a separate larger space with a café for use mid-week, both by young and old and those in-between.  There is a dedicated Sunday School area with open classrooms to reflect our determination to provide safe and secure facilities for young people, both in the church and in the local community.  The finance was hoped to come for the new chapel from the joint sales of The Manse, Chapel View, a plot of land below the Manse and a large bequest from 2 sisters who were members of the congregation.  We have failed to obtain planning permission as yet on the plot of land but are hoping that we still can.  There have been considerable overspends on the new chapel – mainly the heating and ventilation system, the carpark, various additional consultant planning costs.  These overspends have been covered by a considerable loan from the Baptist Building CIO and personal loans from church members 

## **Our main activities include** 

## **At the end of 2021 in light of COVID 19 meetings were held in the new chapel and on Zoom.** 

Sunday meetings, via Zoom live. 

Sunday bible study and prayer time via Zoom – combination of live and Zoom Mid-week bible studies and prayer meeting with regular House Groups via Zoom and some live in new chapel. 

Evangelistic activities to all age ranges in the community via Zoom Pastoral work, including visiting the sick and bereaved Young Peoples Groups via Zoom 

Parent and Toddler Group – not being held due to Covid. 

Ladies meeting – both fellowship and evangelistic - not being held due to Covid. Men’s Groups – both fellowship and evangelistic - not being held due to Covid. Promotion and support of Missions  (see mission giving below) 

Local school assemblies – been restarted following Covid regulations Autumn onwards. 

Christianity Explored and Discipleship courses via Zoom 

## **Achievements and performance** 

Through the preaching of God’s word, the Bible, we have seen our regular congregation continue to grow, both numerically and spiritually.  The church is blessed and pleased to have Stuart Balmer as their resident Minister and under Shepherd.  During the year we were blessed to have Paul Buss join as Assistant Pastor – with an emphasis on encouraging those working with young people. 



## **Brief description of the various works the Church is involved in:** 

As a precursor to the following we take children’s health, care and safety as paramount. All those working with children will have been through DBS checks and we have a strict policy to maintain and monitor this programme.  The policy was reviewed and enhanced through 2021. 

Due to Covid 19 the following areas of outreach have started, then stopped but then commencing, as per government guidelines at the end of the year. 

Toddler Group provides a weekly, Friday morning time where parents can bring their pre-school children and meet with other parents/carers: mostly ladies but men do attend. 

FOY has been retitled EPIC and is for 5 to 11 year olds to meet, to play games, and interact after a week of school with their friends and incorporating an age appropriate bible talk. 

Y Zone is yet to restart but there are plans for various events to help those of High School Age meet together. 

Sunday School, which has been renamed Lighthouse did start again but because of Covid has closed for the time being but will recommence soon. 

Latte, Laughter and Life is a monthly meeting, run in an evening to encourage ladies to meet and discuss relevant topics – again on hold because of Covid guidelines. 

Holiday Bible Club, was held in October.  A bible club for 3 to 12 year olds and it was very well attended.   It is run by volunteers who prepare through the year to keep the whole morning bright and attractive to the children. It has been running at least 40 years and obviously parents/grandparents who attended are now bringing their children. 

All of the above events are financed through FBC and no charges are made. 

## **Teaching and building up God’s people** 

We are blessed by the eldership who have filled this role within the church preaching Sunday by Sunday and additional works as required to meet the need of members and other attendees. 

## **Property – maintenance and equipment** 

The Church is blessed to have five properties as listed previously which are rented at no more than local council rents for the same size dwellings and often below. We do support those who cannot always find the full deposits etc. that commercial landlords would expect. It is often difficult to enforce payments of rent but we have tried to be good social landlords. 

We do have expenses such as repairs and refurbishments, which can all be clearly seen in the presented accounts. 



## **Financial Report and Review** 

Financial statement for the year ended 31[st] December 2021. 

It has been a difficult year financially because of the limitations meeting by Zoom plus the burden of Covid 19 on individual’s financial situations. 

We have supported various Missions, and individuals in Missionary work.  In total the sum given away was £5,025.00. 

During this and previous years, as stated, we have been singularly blessed financially and have not had to formally budget however with the cost of the new chapel and increase in paid ministry, we have to budget.  We can meet all and any financial demands placed upon us.    We do feel we have been prudent and discerning with what God has given to us and as such feel able to commit to building the new chapel. 

As a sign of national fellowship with other like-minded evangelical churches we are members of the FIEC (Fellowship of Independent Evangelical Churches) which allows us to recognise the needs of other fellowships and for us to have the support of legal, financial, pastoral, support etc. 

## **Health and Safety** 

We have an internal Health and Safety officer who maintains our policy and monitors other commitments on Health and Safety. 

In addition to this role, there is a team of three, who monitor and implement Government guidelines on COVID etc. 



## **Income & Expenditure Account** 

For the year ended 31st December 2021 

|**Notes**<br>**INCOME**<br>Donations<br>Legacies received<br>Interest received<br>Rent received<br>Property Sales<br>Other income<br>**Total Income**<br>**EXPENDITURE**<br>Staff costs<br>Manse costs<br>Chapel costs<br>Housing costs<br>Other ministry costs<br>Mission Giving<br>**1**<br>Capital items<br>Legal expenses<br>**Total Expenditure**<br>**Net Income**|**2021**<br>**2020**<br>**Unrestricted**<br>**Total**<br>**Total**<br>**fund**<br>**fund**<br>**fund**<br>£<br>£<br>£<br>253,623<br>253,623<br>86,402<br>0<br>0<br>0<br>8<br>8<br>369<br>33,220<br>33,220<br>27,010<br>154,334<br>154,334<br>554,297<br>251,330<br>251,330<br>0|
|---|---|
||**692,515**<br>**692,515**<br>**668,078**|
||57,955<br>57,955<br>50,696<br>0<br>0<br>2,783<br>5,467<br>5,467<br>7,704<br>4,715<br>4,715<br>4,119<br>2,531<br>2,531<br>4,201<br>5,025<br>5,025<br>19,529<br>844,014<br>844,014<br>753,615<br>670<br>670<br>570|
||**920,377**<br>**920,377**<br>**843,218**|
|||
||**(227,862)**<br>**(227,862)**<br>**(175,140)**|





## **Balance Sheet** 

For the year ended 31st December 2021 

|**Tangible Fixed Assets**<br>**Current Assets**<br>Cash at Bank<br>Prepayments<br>**Total current assets**<br>**Current Liabilities**<br>Sundry creditors<br>**Total current liabilities**<br>**Net Current Assets**<br>**Net Assets**<br>**Funds**<br>Unresricted fund<br>Capital fund<br>**Total Funds**|**2,002,013**<br>**1,221,571**<br>13,716<br>241,886<br>2,136<br>1,827<br>**15,852**<br>**243,714**<br>0<br>0<br>**0**<br>**0**<br>**15,852**<br>**243,714**|
|---|---|
||**2,017,865**<br>**1,465,285**|
||15,852<br>243,714<br>2,002,013<br>1,221,571|
||**2,017,865**<br>**1,465,285**|





## **Notes** 

## **1.  Mission Giving** 

|**Special Offerings**<br>Royal British Legion<br>Tear Fund<br>Tear Fund - Christmas Appeal<br>**Individual Missionaries & Workers**<br>Person B<br>Person C<br>Person D<br>Person E<br>Person J<br>**Missions**<br>Asia Link<br>Caring for Life<br>Christianity Explored<br>Faith Mission<br>Grace Baptist Mission<br>Open Doors<br>SASRA<br>Transform Work UK<br>Latin Link<br>**Other Organisations**<br>Affinity<br>All Saints School Fressingfield<br>Christian Institute<br>FIEC<br>Grace Baptist Trust Corporation<br>Grace Directory<br>Radio Bible Class<br>Sixth Sense Magazine<br>United Christian Broadcasting<br>Sizewell Hall<br>**Total Mission Giving**|**2021**<br>**2020**<br>£<br>£<br>200<br>200<br>0<br>150<br>0<br>1,000|
|---|---|
||200<br>1,350|
||0<br>800<br>500<br>500<br>0<br>1,000<br>0<br>1,000<br>0<br>1,000|
||500<br>4,300|
||400<br>400<br>1,000<br>3,000<br>0<br>500<br>0<br>750<br>0<br>3,000<br>1,000<br>600<br>0<br>0<br>0<br>250|
||2,400<br>8,500|
||100<br>100<br>150<br>0<br>375<br>0<br>250<br>2,179<br>50<br>100<br>0<br>50<br>0<br>150<br>0<br>100<br>0<br>150<br>1,000<br>2,550|
||1,925<br>5,379|
|||
||**5,025**<br>**19,529**|





Inde
endent Examiner's Re ort
I report on the fInanciai statements of Fressingfield Baptist Church for the year ended 31 December 2021 sel
out on pages three to six.
Respeetive responsibilities of trustees aDd examiner
The charity's trustecs are responsible for the preparation of the accounts. Th¢ trustees consider that an audit
is not required for thi5 year undei Section 144 of the Charities Act 2011 (Ihe Charities Act) and that an
independent examination is required.
It is my responsibility to:
examine the finaneial statemenls under Section 145 the Charities Act
lo follow the procedures laid down in the General Dire¢lions given by the Charity Commission
{under Section 145(5)(b) of the Charities A¢t)' and
to state whether particular matters have come to our att¢ntion.
Bosis of the independent eiaminer's report
My examination was carried out in accordance with the General Direction5 given by the Charity
Commission. An examination includes a review of the a¢counting records kept by the charity and a
comparison of the accounts presented with those records. It also includes consideration of any unusual items
or disclosures in the accounts, and 5¢eking explanations from you as trust¢¢s concerning any matters.
The procedures undertaken do not provide all the evidence that would be required in an audit, and
consequently no opinion is given as to whether the accounts present a 'true and fair, view.
llldependent examiner's statement
In conn¢¢tioll with our examination. no matter has ¢ome to my attention..
which gives me reasonable cause to believe that. in any material respect, the requiretnents
o to keep accounting records in a¢¢ordance with Section 130 of the Charities Aet. and
o to prepare accounts which accord with the accounting records and to comply with the
accounting requirements of the Charities Act have not been met. or
2. to which, in my opinion. attention should be drawn in order to enable a proper understanding of the
accounts to be reached.
Jamie Pretty FCCA
Jamie Prety Chartered Certified Accountants
Offices 5-6, Rickinghall Business Centre
Willow Farrn. Allwood Green
Rickinghall. Diss
Norfolk
IP22 ILQ