## **Trustees' Annual Report for the period** 

Period start date Period end date Day Month Year Day Month Year **From** 01 April 2023 **To** 31 March 2024 

## Section A                        Reference and administration details 

**Charity name Other names charity is known by Registered charity number (if any)** 1166356 

Five Rivers Foundation 

NA 

**Charity's principal address** 84 Westbourne Park Road 

London **Postcode W2 5PL** 

## **Names of the charity trustees who manage the charity** 

|1<br>2<br>3<br>4<br>5<br>6<br>7<br>8<br>9<br>10<br>11<br>12<br>13<br>14<br>15<br>16<br>17<br>18<br>19<br>20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**<br>**year **|**Name of person (or body) entitled**<br>**to appoint trustee (ifany)**|
|---|---|---|---|---|
||Jessie Khera|Chairperson|||
||Seema Khera|Secretary|||
||Ben Schofield|Treasurer|||
||Maya Khera||||
||Neal Khera||||
||Sonia Khera||||
||Antonia Maria<br>Michou||||
||Joslin Longstaff<br>Mendoza||||
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## **Names of the trustees for the charity, if any, (for example, any custodian trustees)** 

||**Name**|**Dates acted if not for whole year**|
|---|---|---|
||NA||
||||



**TAR** 

March **2012** 

1 



## **Names and addresses of advisers (Optional information)** 

|**Names and addresses of**|**advisers (Optional information)**|**advisers (Optional information)**|
|---|---|---|
|**Type of adviser**|**Name**<br>**Address**||
|**NA**|||
||||
||||
||||



## **Name of chief executive or names of senior staff members (Optional information)** 

NA 

## **Section B              Structure, governance and management** 

## **Description of the charity’s trusts** 

CIO Constitution Type of governing document (eg. trust deed, constitution) CIO How the charity is constituted 

- (eg. trust, association, company) 

Elected by membership Trustee selection methods 

- (eg. appointed by, elected by) 

## **Additional governance issues (Optional information)** 

You **may choose** to include additional information, where relevant, about: 

- policies and procedures adopted for the induction and training of trustees; 

- the charity’s organisational structure and any wider network with which the charity works; 

- relationship with any related parties; 

- trustees’ consideration of major risks and the system and procedures to manage them. 

## **Section C                    Objectives and activities** 

**Summary of the objects of the charity set out in its governing document** 

The object of the CIO is, for the public benefit, to advance the education of underprivileged children and young people in the Panjab region of India (in particular, but not limited to, the Gurdaspur and Amritsar districts) by providing grants to charities, other organisations and individuals in order to help to fund formal and informal school-level education, post-school skills-based training and learning aids for beneficiaries and to help families of beneficiaries to create and sustain a suitable home environment within which the beneficiaries can learn. 

**TAR** 

March **2012** 

2 



This year there was no financial activity. 

In the report 2 years ago, we mentioned that fees were paid in 2021 by AS Khera, who had not yet been reimbursed by Five Rivers Foundation. This is still the case – AS Khera has not been reimbursed, but this may happen next year (in which case it will be included in the accounts). Please see reports from 2 years ago for the breakdown of these numbers. 

During this financial year, there were no activities. However two trustees **Summary of the main** made a trip to the Panjab at the end of 2024. This will be included in next **activities undertaken for the** year’s reports as some possible new projects were identified. **public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)** 

## **Additional details of objectives and activities (Optional information)** 

You **may choose** to include further statements, where relevant, about: 

- policy on grantmaking; 

- policy programme related investment; 

- contribution made by volunteers. 

**TAR** 

March **2012** 

3 



Section D                      Achievements and performance 

**Summary of the main achievements of the charity during the year** 

We are still very happy with the construction of the nursery building which happened a couple of years ago. This is an incredible achievement for the charity and will make a world of difference for the children who will attend. Two trustees visited the Panjab at the end of 2024 and visited the nursery building, and saw many children using the building for their nursery-level studies. A more full report will be given next year. Pawan Kaur from village Dhandoi is still in the midst of her three year Bachelors in Commerce degree from University of Amritsar. Pawan has really developed her confidence and is enjoying her studies. Payments were made in 23/24 by AS Khera (roughly £900 for the three years), and these are likely to be reimbursed to him in the next financial year. 

**TAR** 

March **2012** 

4 



## **Section E                    Financial review** 

Currently we do not hold a reserves policy. **Brief statement of the charity’s policy on reserves** 

**Details of any funds materially** We are not in deficit **in deficit** 

## **Further financial review details (Optional information)** 

You **may choose** to include additional information, where relevant about: 

Five Rivers Foundation’s bank account is held by Triodos Bank. 

- the charity’s principal sources of funds (including any fundraising); 

- how expenditure has supported the key objectives of the charity; 

- investment policy and objectives including any ethical investment policy adopted. 

## **Section F                     Other optional information** 

Report circulated to Trustees before submission. 

Approval given from each Trustee by 21[st] January 2025 

## **Section G                    Declaration** 

**The trustees declare that they have approved the trustees’ report above.** 

**Signed on behalf of the charity’s trustees** 

**Signature(s) Full name(s)** Jessie Kaur Khera **Position (eg Secretary, Chair,** Chairperson **etc)** 

**Date** 21/01/2025 

**TAR** 

March **2012** 

5 



CHARITY COMMISSION
FOR ENGLAND AND WALES
FivL. RiverB Foundation
1166356
Receipts and payments accounts
CC16a
For tho perfod
from
Section A Receipts and payments
Unrgstrktod
lund#
t•th* r*4t•*t
R••trfthd fund•
Endowmgnt
fund•
Toi•l fvnd
LaJty•ar
t•th* r*4t•*t£
10 A1 Rec•1
11 t￿nScr￿st Ltd
12 SI￿rOshIne Ltd
*vI￿￿1
Sub total(Gross income forAR)
LEI
A2 A¥s•t •nd Invgstm•nt ￿19￿.
21
22
23
24
Sub total
25
26
Tot•lr•e•lpts
LEI
27
28 A3P
29
30
m•nts
31
32
33
34
35
36
37
38
39
Sub total
A4 A&s•t and In¥e$tm•nt
40 purchaso8,1880 tsblo)
41
42
43
44
Sub totsi
45
46
47
Netof recelptslpaymenls)
48 A5 Trnnsfer8 betwe8n funds
49 A6 C4sh funds last yearend
50
Cash funds thls y•ar•nd
51
#VALUEI
*VALUEI
TAR
Mar¢h 2012

Section B Statement of assets and liabilities at the end of the period
Untestricted
funds
Rostricted fund5
Endowtnent
funds
to nMrHt£
D•t•ll¥
55
to £
57
58
59
To¢al¢•$h funds
60
Unrostrfcted
fund8
Re8trfctod lunda
Endowment
lund8
to nHrHt£
61
62
Dfytalls
to É
63
B2 othor rn<Jnotary as8Ot8
85
67
66
89
Fw*JtowNch aBt•t
Cwr•rt v41
70
D•tail#
71
72
73
74
TS
78
CLrr•rt v41
77
Details
78
84 A•$•ts r•tsln•d for th•
charlty'5 01￿7 U
79
80
81
82
83
85
87
88
Details
89
85 Llabllltb•s
90
91
92
93
S￿ned by one Ort￿ IDJstses on
9$ beho￿ of Al the InJ8le&B
Synatur8
Print Nan
Dat8 of 8pprova1
JESSIE KHERA
2210112025
97
TAR
Mar¢h 2012