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2025-12-31-accounts

Charity Registration Number : 1166333

ANJUMAN-E-ISHA-AT-E-ISLAM

A CHARITABLE INCORPORATED ORGANISATION (CIO) TRUSTEES’ REPORT

AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

ANJUMAN-E-ISHA-AT-E-ISLAM

CONTENTS

FOR THE YEAR ENDED 31 DECEMBER 2025

Legal and Administrative Information ...................................................................................... 1
Trustees' Report ...................................................................................... 2 - 4
Independent Examiner's Report ...................................................................................... 5
Statement of Financial Activities ...................................................................................... 6
Balance Sheet ...................................................................................... 7
Notes to the Financial Statements ...................................................................................... 8 - 11

ANJUMAN-E-ISHA-AT-E-ISLAM

LEGAL AND ADMINISTRATIVE INFORMATION

FOR THE YEAR ENDED 31 DECEMBER 2025

Trustees Muhammed Salim Hasanji Patel
Mohamed Shakir Pathan
Suleman Jeewa
Ayub Ravat
Mohammed Essa Meah
Mehmud Ismail Patel
Ismail Patel
Ilyas Tarajia
Charity Number 1166333
Registered Ofce MASJID AL FAROUQ
4 MILTON STREET
WALSALL
WS1 4JS
Independent Examiner Imran Yousaf (FCA, FCCA)

Page 1 of 11

ANJUMAN-E-ISHA-AT-E-ISLAM

TRUSTEES' REPORT

FOR THE YEAR ENDED 31 DECEMBER 2025

The trustees present their annual report and financial statements for the year ended 31 December 2025.

Trustee's report and financial statements

The trustees of the charity for the purposes of the Charities Act 2011, present their report with the financial statements of the charity for the year ended 31 December 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

Trustee Report for ANJUMAN-E-ISHA-AT-E-ISLAM

Year Ending: 31st December 2025

Overview

To advance the practice of the Islamic religion in the principles of Islam as shown in the Holy Quran & the Sunnah, ahlus sunnah wal jamaah faith in accordance with the madhab of Imam Abu Hanifah for the benefit of the public through the holding of prayer meetings & organized events by such means as are according to the law of England exclusively charitable.

Address

MASJID AL FAROUQ 4 MILTON STREET WALSALL WS1 4JS

Email: info@masjidalfarouq.org.uk Website: www.masjidalfarouq.org.uk Phone: 01922645786

Activities and Achievements

During the year, the charity continued to engage the community with various activities:

· Meditation and Prayer Meetings

Regular sessions were held to foster spiritual growth and community support.

· Festivals

Celebrations attracted both members and the local community, promoting inclusivity and cultural understanding.

· Donations

Fitrana and specific donation appeals are treated as restricted income and are applied for the purposes for which they were given. All restricted funds received during the year were fully applied before the year end and therefore no restricted fund balance remained at 31 December 2025

· Ramadan

Masjid undertook to feed approximately 350 people on daily basis, this was fully funded by a local caterer and the congregation. Generally, our congregation has almost doubled and the Friday collection almost tripled.

Financial Review

For the year ended 31 December 2025, the charity generated net income of £46,094.53 before recognising a loss on disposal of fixed assets of £20,000. The resulting net movement in funds for the year was £26,094.53. This positive result was primarily due to increased donations and other income received during the year compared with the previous year.

At 31 December 2025, unrestricted funds amounted to £45,589.98 and total funds amounted to £3,489,298.75, including a revaluation reserve of £3,443,708.77. Cash and bank balances increased during the year, reflecting improved cash generation and a reduction in outstanding creditors.

The charity’s principal asset is the mosque property together with its associated investment properties. These assets are included in the financial statements at valuation. A revaluation of the charity’s property assets was carried out in May 2025 by independent professionally qualified surveyors, resulting in an increase in the revaluation reserve.

Page 2 of 11

Reserves Policy

The trustees have considered the level of reserves appropriate for the charity in line with the Charity Commission’s guidance (CC19). The charity’s policy is to maintain unrestricted free reserves equivalent to approximately three months’ core operating expenditure in order to provide a buffer against unexpected income shortfalls or increases in operating costs.

At 31 December 2025, the charity held unrestricted free reserves of £45,589.98. The trustees consider this level of free reserves to be below their target level and will seek to strengthen reserves over time through prudent financial management and continued fundraising activities.

The charity’s total funds at 31 December 2025 amounted to £ 3,489,298.75, including a revaluation reserve of £3,443,708.77. The charity also holds significant property assets which are included in the financial statements at valuation. These assets are not liquid and are therefore not available to meet the charity’s day-to-day operating needs.

Risk Management

The trustees have considered the major risks to which the charity is exposed and are satisfied that appropriate systems are in place to mitigate these risks. Key risks identified include:

Financial risks – potential reductions in donation income and increases in running costs. Mitigated through regular financial monitoring, budgeting, and maintaining appropriate reserves.

Property and operational risks – risks associated with maintaining the mosque and other charity properties. Mitigated through regular inspections, insurance cover, and planned maintenance.

Governance and compliance risks – risk of failing to comply with charity law or reporting requirements. Mitigated by maintaining trustee training, engaging an independent examiner, and following Charity Commission guidance.

Safeguarding and community risks – ensuring the safety and wellbeing of all community members, including children and vulnerable adults. Mitigated through safeguarding policies, DBS checks where appropriate, and regular review of procedures.

The trustees will continue to review risks on an ongoing basis and take action where necessary to protect the charity’s assets and beneficiaries.

Public Benefit Statement

The trustees confirm that they have complied with their duty under section 17 of the Charities Act 2011 to have due regard to the Charity Commission’s guidance on public benefit. In planning and carrying out the charity’s activities, the trustees have ensured that they further the charity’s objects for the advancement of the Islamic faith and the provision of community facilities, in ways that are accessible and of benefit to the wider public regardless of background.

The charity’s activities during the year — including daily prayers, educational classes, community events, and outreach programmes — have provided spiritual, educational and social benefits to the local community, thereby delivering clear public benefit in line with the charity’s aims.

Future Plans

Going forward, the charity aims to:

·Increase community outreach and engagement.

·Explore new fundraising opportunities to support activities.

·Enhance educational programs through the distribution of literature and resources.

·Provide a safe space for ladies and younger members of the community so that specific beneficial programmes and courses can be delivered.

Trustees

The trustees, who served during the year and up to the date of signature of the financial statements were:

Muhammed Salim Hasanji Patel Mohamed Shakir Pathan Suleman Jeewa Ayub Ravat Mohammed Essa Meah

Page 3 of 11

Mehmud Ismail Patel Ismail Patel Ilyas Tarajia

Trustee's responsibilities statement

The trustees for Anjuman-E-Isha-At-E-Islam are responsible for preparing the Trustees’ Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Charity law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that year.

In preparing these financial statements, the trustees are required to:

•select suitable accounting policies and then apply them consistently;

•state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

•prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in operation.

The trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

This report was approved by the trustees and signed on its behalf by:


Mehmud Ismail Patel Vice President

Date : 18 June 2026

Page 4 of 11

ANJUMAN-E-ISHA-AT-E-ISLAM

INDEPENDENT EXAMINER'S REPORT

FOR THE YEAR ENDED 31 DECEMBER 2025

Independent Examiner’s Report to the Trustees of Anjuman-E-Isha-At-E-Islam

I report to the Charity Trustees on my examination of the accounts of the Charity for the year ended 31 December 2025 which consists of the Statement of Financial Activities, Balance Sheet and the related notes.

Responsibilities and basis of report

As the Charity’s Trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the charity's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent Examiner's Statement

Since the charity’s gross income exceeded £250,000, I confirm that I am a member of a body listed in section 145(3) (c) of the Act. I am a member of the Institute of Chartered Accountants in England and Wales (ICAEW) and the Association of Chartered Certified Accountants (ACCA), both of which are listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Name: Imran Yousaf (FCA, FCCA)

Date: 18 June 2026

Page 5 of 11

ANJUMAN-E-ISHA-AT-E-ISLAM

STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 DECEMBER 2025

Recommended categories by
activity
Notes
Income and endowments from:
Donations and legacies
2
Charitable activities
3
Investments
4
Total
Expenditure on:
Raising funds
5
Charitable activities
6
Other
8
Total
Net income
Other recognised gains/(losses):
Other gains/(losses)
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Unrestricted funds
£
151,045.55
134,237.05
87,631.17
372,913.77
31,965.13
270,855.71
23,998.40
326,819.24
46,094.53
(20,000.00)
26,094.53
19,495.45
45,589.98
Total Funds 2025
£
151,045.55
134,237.05
87,631.17
372,913.77
31,965.13
270,855.71
23,998.40
326,819.24
46,094.53
(20,000.00)
26,094.53
19,495.45
45,589.98
Total Funds 2024
£
70,032.25
163,140.68
61,168.00
294,340.93
10,414.23
258,740.35
24,017.90
293,172.48
1,168.45
-
1,168.45
18,327.00
19,495.45

Page 6 of 11

ANJUMAN-E-ISHA-AT-E-ISLAM

BALANCE SHEET

FOR THE YEAR ENDED 31 DECEMBER 2025

Recommended categories by
activity
Notes
Fixed assets
Tangible assets
9
Investments
10
Total fxed assets
Current assets
Cash at bank and in hand
11
Total current assets
Creditors: amounts falling due
within one year
12
Net current assets
Total net assets
Funds of the Charity
Unrestricted funds
13
Restricted funds
13
Endowment funds
13
Revaluation reserve
Total funds
Unrestricted funds
£
1,940,135.83
1,274,468.62
3,214,604.45
431,254.21
431,254.21
156,559.91
274,694.30
3,489,298.75
45,589.98
3,443,708.77
3,489,298.75
Total Funds 2025
£
1,940,135.83
1,274,468.62
3,214,604.45
431,254.21
431,254.21
156,559.91
274,694.30
3,489,298.75
45,589.98
-
-
3,443,708.77
3,489,298.75
Total Funds 2024
£
1,582,393.60
274,468.62
1,856,862.22
350,229.30
350,229.30
145,627.93
204,601.37
2,061,463.59
19,495.45
-
-
2,041,968.14
2,061,463.59

For the year ended 31 December 2025 the charity is a Charitable Incorporated Organisation (CIO) governed by the Charities Act 2011.

The Trustees acknowledge their responsibilities for complying with the requirements of the Charities Act 2011 with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to Charities Act 2011, the Charities SORP (FRS 102) and United Kingdom accounting standards (FRS 102).

The financial statements were approved by the trustees on 18 June 2026 and signed on its behalf by:

Mehmud Ismail Patel Vice President

Date : 18 June 2026

Page 7 of 11

ANJUMAN-E-ISHA-AT-E-ISLAM

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2025

Charity for Anjuman-e-Isha-at-e-Islam is a Charitable Incorporated Organization (CIO) in Charity Commission for England and Wales. The registered office is MASJID AL FAROUQ , 4 MILTON STREET, WALSALL, WS1 4JS.

1. Accounting Policies

The principal accounting policies adopted by the Charity, which is a public benefit entity, in the preparation of the accounts are as follows.

1.1 Basis of preparation

These accounts have been prepared under the historical cost convention, as modified by the inclusion of charitable properties and fixed asset investments and investment properties at valuation.

These accounts have been prepared in accordance with “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (effective 1 January 2019) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

These accounts are presented in pounds sterling and rounded to the nearest pound.

1.2 Going concern

The Trustees have prepared financial projections, taking into consideration the current economic conditions and have, at the time of approving these accounts, a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus they continue to adopt the going concern basis of accounting in preparing the accounts.

2. Income from Donations and Legacies

Analysis
Unrestricted funds
£
Donation and gifts
91,756.36
Gift Aid
11,306.19
Membership subscriptions and
sponsorships which are in
substance donations
41,789.30
Other
6,193.70
Total
151,045.55
3. Income from Charitable Activities
Analysis
Unrestricted funds
£
Sale of service
134,237.05
Total
134,237.05
4. Income from Investments
Analysis
Unrestricted funds
£
Interest income
776.50
Rental and leasing income
86,854.67
Total
87,631.17
Total funds 2025
£
91,756.36
11,306.19
41,789.30
6,193.70
151,045.55
Total funds 2025
£
134,237.05
134,237.05
Total funds 2025
£
776.50
86,854.67
87,631.17
Total funds 2024
£
31,579.25
-
38,453.00
-
70,032.25
Total funds 2024
£
163,140.68
163,140.68
Total funds 2024
£
-
61,168.00
61,168.00

Page 8 of 11

5. Expenditure on Raising Funds

5. Expenditure on Raising Funds
Analysis
Unrestricted funds
£
Operating membership schemes
and social lotteries
16,645.25
Rent collection, property repairs
and maintenance charges
15,319.88
Total
31,965.13
Support Costs
-
31,965.13
6. Expenditure on Charitable Activities
Analysis
Unrestricted funds
£
PAYE/inland revenue
-
Interest payable
776.50
Bank charges
367.18
Legal/professional fees
1,908.00
Wages and salaries
194,235.67
Staf costs
19,087.00
Charity management &
administration
6,289.30
Charity running cost
40,201.39
Printing and stationery
540.00
Insurance
5,050.67
Total
268,455.71
Support Costs
2,400.00
270,855.71
7. Support Costs
Analysis
Support Costs
Governance Costs
Accountants fees
8. Other Expenditure
Analysis
Unrestricted funds
£
Depreciation Charge for the Year -
Fixtures & Fittings
23,998.40
Other Expenditure
-
Total
23,998.40
Total funds 2025
£
16,645.25
15,319.88
31,965.13
-
31,965.13
Total funds 2025
£
-
776.50
367.18
1,908.00
194,235.67
19,087.00
6,289.30
40,201.39
540.00
5,050.67
268,455.71
2,400.00
270,855.71
Total funds 2025
£
2,400.00
Total funds 2024
£
7,485.18
2,929.05
10,414.23
-
10,414.23
Total funds 2024
£
7,716.79
-
261.68
5,496.90
173,252.15
200.00
46,724.62
17,771.18
-
4,917.03
256,340.35
2,400.00
258,740.35
Total funds 2024
£
2,400.00
2,400.00
2,400.00
Total funds 2025
£
23,998.40
-
23,998.40
Total funds 2024
£
23,998.40
19.50
24,017.90

Page 9 of 11

9. Tangible Fixed Assets

9.1 Cost or valuation
At 01 January 2025
Additions
Disposals
Revaluations
Transfers
At 31 December 2025
9.2 Depreciation and impairments
At 01 January 2025
Charge for the year
Disposals
Revaluations
Transfers
At 31 December 2025
9.3 Net book value
At 01 January 2025
At 31 December 2025
10. Investments
Carrying(fair) value at beginning of period
Add / (deduct): netgain / (loss)on revaluation
Carrying(fair) value at end of year
Freehold Land &
Buildings
£
1,500,000.00
-
-
401,740.63
-
1,901,740.63
-
-
-
-
-
-
1,500,000.00
1,901,740.63

Comparative Information

Certain comparative figures for the year ended 31 December 2024 have been reclassified to conform with the presentation adopted in the current year. An amount of £183,268.62 previously included within tangible fixed assets has been reclassified as investment property. This reclassification has no impact on total net assets, total funds, or the results of the charity for the year.

11. Cash at bank and in hand

Analysis
Cash at bank and in hand
Total
Total funds 2025
£
431,254.21
431,254.21
Total funds 2024
£
350,229.30
350,229.30

Page 10 of 11

12. Creditors: Amounts falling due within one year

Analysis of Creditors
Wages Payable
Accruals and deferred income
Taxation and social security
Other creditors
Total
Total funds 2025
£
13,887.53
2,400.00
2,444.45
137,827.93
156,559.91
Total funds 2024
£
-
1,800.00
-
143,827.93
145,627.93

13. Charity funds

13. Charity funds 13. Charity funds 13. Charity funds 13. Charity funds 13. Charity funds 13. Charity funds 13. Charity funds
13.1 Details of material funds held and movements during the CURRENT reporting period
Fund Fund
Fund names balances
brought
Income Expenditure Gains and
losses
balances
carried
forward forward
£ £ £ £ £
Unrestricted funds
Total 19,495.45 372,913.77 326,819.24 (20,000.00) 45,589.98
13.2 Details of material funds held and movements during the PREVIOUS reporting
period
Fund names Fund balances
brought forward
Income Expenditure Fund balances
carried forward
£ £ £ £
Unrestricted funds
Total 18,327.00 294,340.93 293,172.48 19,495.45

14. Property Revaluation

During the year ended 31 December 2025, the charity's freehold land and buildings were revalued by independent professionally qualified surveyors. The valuation resulted in freehold land and buildings being stated at £1,901,740.63 (2024: £1,500,000.00).

Investment properties were also valued at fair value and are stated at £1,274,468.62 (2024: £274,468.62).

The resulting aggregate revaluation surplus of £1,401,740.63 has been credited to the revaluation reserve.

Page 11 of 11