2025-09-30-accounts - Waterfalls Church

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|||||||| |---|---|---|---|---|---|---| |Trustees' Annual Report for the period| |Period start date|Period end date| |From|01|10|2024|30|09|2025| |TO|

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||| |---|---| |Section A Reference and administration details| |Charity name|[Waterfalls Church ]| |Other names charity is known by| |Registered charity number (if any) 1166325| |Charity's principal address|3RD FLOOR,| |207 REGENT STREET| |LONDON| |Postcode|W1B 3HH|

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Names of the charity trustees who manage the charity

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|||| |---|---|---| |Name of person (or body) entitled to| |Trustee name|Office (if any)|Dates acted if not for whole year| |appoint trustee (if any)| |1 Eunice Jubin|01/10/2025 to present|Kweku Ofori-Dadzie| |2 Juliet Ofori-Dadzie|01/10/2025 to present|Kweku Ofori-Dadzie| |3 William Atta-Sow|01/10/2025 to present|Kweku Ofori-Dadzie| |4|

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Names of the trustees for the charity, if any, (for example, any custodian trustees)

Name Dates acted if not for whole year

Names and addresses of advisers (Optional information)

Type of adviser Name Address

Name of chief executive or names of senior staff members (Optional information)

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Section B Structure, governance and management

Description of the charity’s trusts

Type of governing document

Church Constitution

(eg. trust deed, constitution)

How the charity is constituted

Association

(eg. trust, association, company)

Trustee selection methods

Trustees recommended by the Senior Pastor and church elders.

(eg. appointed by, elected by)

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

Bi-annual review meeting of policies and procedures by the trustees to ensure guidance and governing structure implemented are fully operational.

policies and procedures adopted for the induction and training of trustees;
the charity’s organisational structure and any wider network with which the charity works;
relationship with any related parties;
trustees’ consideration of major risks and the system and procedures to manage them.

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Section C Objectives and activities

THE PRINCIPAL PURPOSE OF THE CIO IS TO ADVANCE THE CHRISTIAN FAITH IN UNITED KINGDOM AND OR OTHER PARTS OF THE WORLD FOR THE BENEFIT OF THE PUBLIC. THE CIO MAY ALSO ADVANCE EDUCATION AND CARRY OUT OTHER CHARITABLE PURPOSES IN THE UNITED KINGDOM AND/OR OTHER PARTS OF THE WORLD.

IN FULFILLING ITS PURPOSE, THE CIO WILL ENGAGE IN A RANGE OF ACTIVITIES EITHER ON ITS OWN OR WITH OTHERS THAT WILL VARY FROM TIME TO TIME WITH ACTIVITIES BEING INITIATED, EXPANDED, OR CLOSED, AS APPROPRIATE.

THE ACTIVITIES MAY INCLUDE BUT ARE NOT RESTRICTED TO: REGULAR PUBLIC WORSHIP, PRAYER, BIBLE STUDY, PREACHING AND TEACHING;

BAPTISM, AS DESCRIBED IN THE HOLY BIBLE;
THE COMMUNION OF THE LORD'S SUPPER WHICH SHALL NORMALLY BE OBSERVED AT LEAST ONCE A MONTH;
EVANGELISM AND MISSION, LOCALLY, REGIONALLY, NATIONALLY AND INTERNATIONALLY;
THE TEACHING, ENCOURAGEMENT, WELCOME AND INCLUSION OF YOUNG PEOPLE;
NURTURE AND GROWTH OF CHRISTIAN DISCIPLES;
EDUCATION AND TRAINING FOR CHRISTIAN AND COMMUNITY SERVICE;
GIVING AND ENCOURAGING PASTORAL CARE;

Summary of the objects of the charity set out in its governing document

SUPPORTING AND ENCOURAGING CHARITABLE SOCIAL ACTION IN THE UNITED KINGDOM AND ABROAD;
ENCOURAGING RELATIONSHIPS WITH AND SUPPORTING OTHER CHRISTIANS;
PROVIDING OPPORTUNITIES FOR SPIRITUAL, PHYSICAL, INTELLECTUAL, SOCIAL AND CULTURAL DEVELOPMENT.

WE AFFIRM THE HOLY BIBLE AS THE INSPIRED WORD OF GOD, AND AS THE ONLY BASIS FOR OUR BELIEFS. THE CIO ACCEPTS THE BAPTIST UNION'S DECLARATION OF PRINCIPLE: , AS OUR BASIC CHRISTIAN BELIEFS AND

GENERAL STATEMENT OF OUR FAITH: "THAT OUR LORD AND SAVIOUR JESUS CHRIST, GOD MANIFEST IN THE FLESH, IS THE SOLE AND ABSOLUTE AUTHORITY IN ALL MATTERS PERTAINING TO FAITH AND PRACTICE, AS

REVEALED IN THE HOLY SCRIPTURES, AND THAT EACH CHURCH HAS LIBERTY, UNDER THE GUIDANCE OF THE HOLY SPIRIT, TO INTERPRET AND ADMINISTER HIS LAWS. THAT CHRISTIAN BAPTISM IS THE IMMERSION IN

WATER INTO THE NAME OF THE FATHER, THE SON AND HOLY SPIRIT, OF THOSE WHO HAVE PROFESSED REPENTANCE TOWARDS GOD AND FAITH IN OUR LORD JESUS CHRIST WHO 'DIED FOR OUR SINS ACCORDING TO

THE SCRIPTURES; WAS BURIED, AND ROSE AGAIN ON THE THIRD DAY'. THAT IT IS THE DUTY OF EVERY DISCIPLE TO BEAR PERSONAL WITNESS TO THE GOSPEL OF JESUS CHRIST, AND TO TAKE PART IN THE EVANGELISATION OF THE WORLD."

THIS CIO IS AUTONOMOUS AND MAINTAINS THE RIGHT TO GOVERN ITS OWN AFFAIRS, INDEPENDENT OF ANY DENOMINATIONAL CONTROL. HOWEVER, RECOGNISING THE BENEFITS OF COOPERATION

WITH OTHER CHURCHES IN WORLD MISSIONS, THE CIO IS IN FELLOWSHIP WITH CHURCHES OF VARIOUS DENOMINATIONS INCLUDING MEMBERS OF THE BAPTIST UNION OF GREAT BRITAIN (BAPTIST UNION) AND WILL

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PURSUE SUCH RELATIONSHIPS NECESSARY TO FURTHER ITS MISSION. THE CIO WILL NORMALLY PROMOTE, ENCOURAGE, SUPPORT AND ADVANCE THE WORK OF THE BAPTIST UNION THROUGH PRAYER, FINANCIAL CONTRIBUTIONS AND, WHERE APPROPRIATE, BY MAKING PERSONNEL AVAILABLE FROM THE MEMBERSHIP OF THE CHURCH. WHEN IT IS ABLE THE CIO WILL ALSO SUPPORT LOCAL BAPTIST AND ECUMENICAL GATHERINGS.

NOTHING IN THIS CONSTITUTION SHALL AUTHORISE AN APPLICATION OF THE PROPERTY OF THE CIO FOR THE PURPOSES WHICH ARE NOT CHARITABLE IN ACCORDANCE WITH SECTION 7 OF THE CHARITIES AND TRUSTEE INVESTMENT (SCOTLAND) ACT 2005 AND SECTION 2 OF THE CHARITIES ACT (NORTHERN IRELAND) 2008.

Classification

What

GENERAL CHARITABLE PURPOSES
EDUCATION / TRAINING
RELIGIOUS ACTIVITIES
HUMAN RIGHTS / RELIGIOUS OR RACIAL HARMONY / EQUALITY OR DIVERSITY

Who

CHILDREN / YOUNG PEOPLE
ELDERLY / OLD PEOPLE
THE GENERAL PUBLIC / MANKIND

How

PROVIDES HUMAN RESOURCES
PROVIDES SERVICES
PROVIDES ADVOCACY / ADVICE / INFORMATION

“THE TRUSTEES HAVE CONSIDERED THE GUIDANCE PRODUCED BY THE CHARITY COMMISSION ON THE PROVISION OF PUBLIC BENEFIT AND THEY CONFIRM THAT PUBLIC BENEFIT HAS BEEN PROVIDED BY WATERFALLS CHURCH.”

OWING TO THE SPIRITUAL NATURE OF THE CHURCH’S OBJECTIVES IT IS DIFFICULT TO QUANTIFY ACHIEVEMENTS; HOWEVER, WE HAVE IN THE PAST YEAR UNDERTAKEN THE FOLLOWING:

Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)

PROVIDING REGULAR PUBLIC WORSHIP OPEN TO ALL
PROVIDING SACRED SPACE FOR PRAYER AND CONTEMPLATION
CONDUCTING PASTORAL WORK INCLUDING VISITING THE SICK AND THE BEREAVED
TEACHING CHRISTIANITY THROUGH SERMONS, COURSES AND SMALL GROUPS
PROVIDING A YOUNG ADULT FOCUSED SESSION, CHILDREN’S BIBLE STUDIES AND SOCIAL ACTIVITIES WITH A CHRISTIAN ETHOS
PROMOTING THE WHOLE MISSION OF THE CHURCH THROUGH ACTIVITIES SUCH AS COMMUNITY FOOD BANK PROGRAMME, CHILDREN’S SUNDAY SCHOOL AND LEADERSHIP TRAINING.

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Additional details of objectives and activities (Optional information)

THERE ARE 4 VOLUNTEER PASTORS INCLUIDNG THE SENIOR PASTORS WHO CONDUCTS ALL SERVICES, ORGANISE, LEADING ALL PROGRAMMES AND ACTIVITIES THROUGHOUT THE YEAR. You may choose to include further statements, where relevant, about:

policy on grantmaking;
policy programme related investment;
contribution made by volunteers.

SECTION D ACHIEVEMENTS AND PERFORMANCE

Successful mission trips to Ghana and supporting under privileged in deprived Summary of the main villages in Pakistan and Ghana. achievements of the charity during the year Deployment and support of 1 missionary to Ghana.

Deployment of care programme for 4 communities in Pakistan.

Evangelistically mission focused retreat and conferences to teach, empower and deepen Christian faith of participants.

Section E Financial review

The church is holding money in deposit account for the purposes of unforeseen Brief statement of the charity’s expenses policy on reserves Details of any funds materially in There are no funds materially in deficit. deficit

Further financial review details (Optional information)

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You may choose to include additional information, where relevant about:

The principal source of funds is congregational tithes and offering supporting all the main objectives of the church including mission, community, spiritual development, and leadership training.

the charity’s principal sources of funds (including any fundraising);
how expenditure has supported the key objectives of the charity;
investment policy and objectives including any ethical investment policy adopted.

Section F Other optional information

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s)

Full name(s) Eunice Jubin

Position (eg Secretary, Chair, etc) Secretary

Date 15/10/2025

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3rd Floor, 207 Regent Street London W1B 3HH

Financial Accounts For year ending 30 Sep 2025

STATEMENT OF INCOME AND EXPENSES FOR 12 MONTHS FROM PERIOD STARTING 1ST OCTOBER 2024 TO 30 SEPTEMBER 2025

INCOME Tithes and Offering Gift Aid OPERATING EXPENSES BY MINISTRY Local Mission Global Mission Global Ops TOTAL EXPENDITURE NET INCOME	Sep-25
	£
	78,832 12,993
	91,825

	£
	(77,465) (1,835) (10,115)
	(89,414)

	2,411

STATEMENT OF FINANCIAL POSITION AS AT 30TH SEPTEMBER 2025

ASSETS CASH AT BANK (Operations Account) CASH AT BANK (Partner Relations/Building Fund) TOTAL ASSETS LESS CURRENT LIABILITY ACCOUNTS PAYABLE NET ASSETS	£ 4,037 129 982	£
		4,166 (982)
		3,184
		1,756 2,411
FINANCIAL POSITION ANLAYSIS
Operating Balance for the year Net Income for the year
		4,166

3rd Floor, 207 Regent Street London W1B 3HH

Financial Accounts For year ending 30 Sep 2025

STATEMENT OF INCOME AND EXPENSES FOR 12 MONTHS FROM PERIOD STARTING 1ST OCTOBER 2024 TO 30 SEPTEMBER 2025

INCOME Tithes and Offering Gift Aid OPERATING EXPENSES BY MINISTRY Local Mission Global Mission Global Ops TOTAL EXPENDITURE NET INCOME	Sep-25
	£
	78,832 12,993
	91,825

	£
	(77,465) (1,835) (10,115)
	(89,414)

	2,411

STATEMENT OF FINANCIAL POSITION AS AT 30TH SEPTEMBER 2025

ASSETS CASH AT BANK (Operations Account) CASH AT BANK (Partner Relations/Building Fund) TOTAL ASSETS LESS CURRENT LIABILITY ACCOUNTS PAYABLE NET ASSETS	£ 4,037 129 982	£
		4,166 (982)
		3,184
		1,756 2,411
FINANCIAL POSITION ANLAYSIS
Operating Balance for the year Net Income for the year
		4,166

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF WATERFALLS CHURCH

Independent examiner's report to the trustees of Waterfall Church

I report to the charity trustees on my examination of the accounts of the Company for the year ended 30 September 2025.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act’).

under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 (’the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe

Accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or
The accounts do not accord with those records; or the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or
The accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr D Antwi AFA F&D Accounting Services Ltd 16 Moorfield Rd Enfield EN3 SXP

Date: 20-Oct-2025