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||||||||
|---|---|---|---|---|---|---|
|Trustees' Annual Report for the period|
|Period start date|Period end date|
|From|01|10|2023|30|09|2024|
|TO|

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## Section A                        Reference and administration details 


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|||
|---|---|
|Charity name|[Waterfalls Church ]|
|Other names charity is known by|
|Registered charity number (if any)  1166325|
|Charity's principal address|3RD FLOOR,|
|207 REGENT STREET|
|LONDON|
|Postcode|W1B 3HH|

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**Names of the charity trustees who manage the charity** 


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||||
|---|---|---|
|Name of person (or body) entitled to|
|Trustee name|Office (if any)|Dates acted if not for whole year|
|appoint trustee (if any)|
|1 Eunice Jubin|01/10/2024 to present|Kweku Ofori-Dadzie|
|2 Juliet Ofori-Dadzie|01/10/2024 to present|Kweku Ofori-Dadzie|
|3 William Atta-Sow|01/10/2024 to present|Kweku Ofori-Dadzie|
|4|

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**Names of the trustees for the charity, if any, (for example, any custodian trustees)** 

**Name Dates acted if not for whole year** 

## **Names and addresses of advisers (Optional information)** 

Type of adviser **Name Address** 

**Name of chief executive or names of senior staff members (Optional information)** 

**TAR** 

1 

Aug 2023 



Section B              Structure, governance and management 

## **Description of the charity’s trusts** 

Type of governing document 

Church Constitution 

- (eg. trust deed, constitution) 

How the charity is constituted 

Association 

- (eg. trust, association, company) 

Trustee selection methods 

Trustees recommended by the Senior Pastor and church elders. 

- (eg. appointed by, elected by) 

## **Additional governance issues (Optional information)** 

You **may choose** to include additional information, where relevant, about: 

Bi-annual review meeting of policies and procedures by the trustees to ensure guidance and governing structure implemented are fully operational. 

- policies and procedures adopted for the induction and training of trustees; 

- the charity’s organisational structure and any wider network with which the charity works; 

- relationship with any related parties; 

- trustees’ consideration of major risks and the system and procedures to manage them. 

**TAR** 

2 

Aug 2023 



**Section C                    Objectives and activities** 

THE PRINCIPAL PURPOSE OF THE CIO IS TO ADVANCE THE CHRISTIAN FAITH IN UNITED KINGDOM AND OR OTHER PARTS OF THE WORLD FOR THE BENEFIT OF THE PUBLIC. THE CIO MAY ALSO ADVANCE EDUCATION AND CARRY OUT OTHER CHARITABLE PURPOSES IN THE UNITED KINGDOM AND/OR OTHER PARTS OF THE WORLD. 

IN FULFILLING ITS PURPOSE, THE CIO WILL ENGAGE IN A RANGE OF ACTIVITIES EITHER ON ITS OWN OR WITH OTHERS THAT WILL VARY FROM TIME TO TIME WITH ACTIVITIES BEING INITIATED, EXPANDED, OR CLOSED, AS APPROPRIATE. 

THE ACTIVITIES MAY INCLUDE BUT ARE NOT RESTRICTED TO: REGULAR PUBLIC WORSHIP, PRAYER, BIBLE STUDY, PREACHING AND TEACHING; 

- BAPTISM, AS DESCRIBED IN THE HOLY BIBLE; 

- THE COMMUNION OF THE LORD'S SUPPER WHICH SHALL NORMALLY BE OBSERVED AT LEAST ONCE A MONTH; 

- EVANGELISM AND MISSION, LOCALLY, REGIONALLY, NATIONALLY AND INTERNATIONALLY; 

- THE TEACHING, ENCOURAGEMENT, WELCOME AND INCLUSION OF YOUNG PEOPLE; 

- NURTURE AND GROWTH OF CHRISTIAN DISCIPLES; 

- EDUCATION AND TRAINING FOR CHRISTIAN AND COMMUNITY SERVICE; 

**Summary of the objects of the charity set out in its governing document** 

- GIVING AND ENCOURAGING PASTORAL CARE; 

- SUPPORTING AND ENCOURAGING CHARITABLE SOCIAL ACTION IN THE UNITED KINGDOM AND ABROAD; 

- ENCOURAGING RELATIONSHIPS WITH AND SUPPORTING OTHER CHRISTIANS; 

- PROVIDING OPPORTUNITIES FOR SPIRITUAL, PHYSICAL, INTELLECTUAL, SOCIAL AND CULTURAL DEVELOPMENT. 

WE AFFIRM THE HOLY BIBLE AS THE INSPIRED WORD OF GOD, AND AS THE ONLY BASIS FOR OUR BELIEFS. THE CIO ACCEPTS THE BAPTIST UNION'S DECLARATION OF PRINCIPLE: , AS OUR BASIC CHRISTIAN BELIEFS AND 

GENERAL STATEMENT OF OUR FAITH: "THAT OUR LORD AND SAVIOUR JESUS CHRIST, GOD MANIFEST IN THE FLESH, IS THE SOLE AND ABSOLUTE AUTHORITY IN ALL MATTERS PERTAINING TO FAITH AND PRACTICE, AS 

REVEALED IN THE HOLY SCRIPTURES, AND THAT EACH CHURCH HAS LIBERTY, UNDER THE GUIDANCE OF THE HOLY SPIRIT, TO INTERPRET AND ADMINISTER HIS LAWS. THAT CHRISTIAN BAPTISM IS THE IMMERSION IN 

WATER INTO THE NAME OF THE FATHER, THE SON AND HOLY SPIRIT, OF THOSE WHO HAVE PROFESSED REPENTANCE TOWARDS GOD AND FAITH IN OUR LORD JESUS CHRIST WHO 'DIED FOR OUR SINS ACCORDING TO 

THE SCRIPTURES; WAS BURIED, AND ROSE AGAIN ON THE THIRD DAY'. THAT IT IS THE DUTY OF EVERY DISCIPLE TO BEAR PERSONAL WITNESS TO THE GOSPEL OF JESUS CHRIST, AND TO TAKE PART IN THE EVANGELISATION OF THE WORLD." 

THIS CIO IS AUTONOMOUS AND MAINTAINS THE RIGHT TO GOVERN ITS OWN AFFAIRS, INDEPENDENT OF ANY DENOMINATIONAL CONTROL. HOWEVER, RECOGNISING THE BENEFITS OF COOPERATION 

WITH OTHER CHURCHES IN WORLD MISSIONS, THE CIO IS IN FELLOWSHIP WITH CHURCHES OF VARIOUS DENOMINATIONS INCLUDING MEMBERS OF THE BAPTIST 

**TAR** 

3 

Aug 2023 



UNION OF GREAT BRITAIN (BAPTIST UNION) AND WILL 

PURSUE SUCH RELATIONSHIPS NECESSARY TO FURTHER ITS MISSION. THE CIO WILL NORMALLY PROMOTE, ENCOURAGE, SUPPORT AND ADVANCE THE WORK OF THE BAPTIST UNION THROUGH PRAYER, FINANCIAL 

CONTRIBUTIONS AND, WHERE APPROPRIATE, BY MAKING PERSONNEL AVAILABLE FROM THE MEMBERSHIP OF THE CHURCH. WHEN IT IS ABLE THE CIO WILL ALSO SUPPORT LOCAL BAPTIST AND ECUMENICAL GATHERINGS. 

NOTHING IN THIS CONSTITUTION SHALL AUTHORISE AN APPLICATION OF THE PROPERTY OF THE CIO FOR THE PURPOSES WHICH ARE NOT CHARITABLE IN ACCORDANCE WITH SECTION 7 OF THE CHARITIES AND TRUSTEE INVESTMENT (SCOTLAND) ACT 2005 AND SECTION 2 OF THE CHARITIES ACT (NORTHERN IRELAND) 2008. 

## **Classification** 

## **What** 

- GENERAL CHARITABLE PURPOSES 

- EDUCATION / TRAINING 

- RELIGIOUS ACTIVITIES 

- HUMAN RIGHTS / RELIGIOUS OR RACIAL HARMONY / EQUALITY OR DIVERSITY 

## **Who** 

- CHILDREN / YOUNG PEOPLE 

- ELDERLY / OLD PEOPLE 

- THE GENERAL PUBLIC / MANKIND 

## **How** 

- PROVIDES HUMAN RESOURCES 

- PROVIDES SERVICES 

- PROVIDES ADVOCACY / ADVICE / INFORMATION 

“THE TRUSTEES HAVE CONSIDERED THE GUIDANCE PRODUCED BY THE CHARITY COMMISSION ON THE PROVISION OF PUBLIC BENEFIT AND THEY CONFIRM THAT PUBLIC BENEFIT HAS BEEN PROVIDED BY WATERFALLS CHURCH.” 

OWING TO THE SPIRITUAL NATURE OF THE CHURCH’S OBJECTIVES IT IS DIFFICULT TO QUANTIFY ACHIEVEMENTS; HOWEVER, WE HAVE IN THE PAST YEAR UNDERTAKEN THE FOLLOWING: 

**Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)** 

- PROVIDING REGULAR PUBLIC WORSHIP OPEN TO ALL 

- PROVIDING SACRED SPACE FOR PRAYER AND CONTEMPLATION 

- CONDUCTING PASTORAL WORK INCLUDING VISITING THE SICK AND THE BEREAVED 

- TEACHING CHRISTIANITY THROUGH SERMONS, COURSES AND SMALL GROUPS 

- PROVIDING A YOUNG ADULT FOCUSED SESSION, CHILDREN’S BIBLE STUDIES AND SOCIAL ACTIVITIES WITH A CHRISTIAN ETHOS 

- PROMOTING THE WHOLE MISSION OF THE CHURCH THROUGH ACTIVITIES SUCH AS COMMUNITY FOOD BANK PROGRAMME, 

**TAR** 

Aug 2023 

4 




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CHILDREN’S SUNDAY SCHOOL AND LEADERSHIP TRAINING.<br>**----- End of picture text -----**<br>


**TAR** 

Aug 2023 

5 



## **Additional details of objectives and activities (Optional information)** 

THERE ARE 4 VOLUNTEER PASTORS INCLUIDNG THE SENIOR PASTORS WHO CONDUCTS ALL SERVICES, ORGANISE, LEADING ALL PROGRAMMES AND ACTIVITIES THROUGHOUT THE YEAR. You **may choose** to include further statements, where relevant, about: 

- policy on grantmaking; 

- policy programme related investment; 

- contribution made by volunteers. 

## SECTION D                      ACHIEVEMENTS AND PERFORMANCE 

Successful mission trips to Ghana and Pakistan.  This ministry has started **Summary of the main** supporting under privileged in deprived villages in Pakistan and Ghana. **achievements of the charity during the year** Deployment and support of 2 missionaries to Ghana Deployment of care programme for 4 communities in Pakistan. 

## **Section E                    Financial review** 

The church is holding money in deposit account for the purposes of unforeseen **Brief statement of the charity’s** expenses **policy on reserves Details of any funds materially in** There are no funds materially in deficit. **deficit** 

**Further financial review details (Optional information)** 

**TAR** 

6 

Aug 2023 



You **may choose** to include additional information, where relevant about: 

The principal source of funds is congregational tithes and offering supporting all the main objectives of the church including mission, community, spiritual development, and leadership training. 

- the charity’s principal sources of funds (including any fundraising); 

- how expenditure has supported the key objectives of the charity; 

- investment policy and objectives including any ethical investment policy adopted. 

## Section F                     Other optional information 

## **Section G                    Declaration** 

**The trustees declare that they have approved the trustees’ report above.** 

**Signed on behalf of the charity’s trustees** 

## **Signature(s)** 


**Full name(s)** Eunice Jubin 

**Position (eg Secretary, Chair, etc)** Secretary 

**Date** 30/06/2025 

**TAR** 

Aug 2023 

7 




3rd Floor, 207 Regent Street London W1B 3HH 

Financial Accounts For year ending 30 Sep 2024 




## **STATEMENT OF INCOME AND EXPENSES FOR 12 MONTHS FROM PERIOD STARTING 1ST OCTOBER 2023 TO 30 SEPTEMBER 2024** 

|**INCOME**<br>**Tithes and Offering**<br>**Gift Aid**<br>**OPERATING EXPENSES BY MINISTRY**<br>Local Mission<br>Global Mission<br>Global Ops<br>**TOTAL EXPENDITURE**<br>**NET INCOME**|**Sep-24**|
|---|---|
||**£**|
||54,324<br>11,307|
||**65,631**|
|||
||**£**|
||(7,520)<br>(31,654)<br>(34,289)|
||**(73,463)**|
|||
||**(7,832)**|





||**£**<br>**ASSETS**<br>CASH AT BANK (Operations Account)<br>1,626<br>CASH AT BANK (Partner Relations/Building Fund)<br>75<br>**TOTAL ASSETS**<br>**LESS CURRENT LIABILITY**<br>ACCOUNTS PAYABLE<br>509<br>**NET ASSETS**<br>**FINANCIAL POSITION ANLAYSIS**<br>Operating Balance for the year<br>Net Income for the year<br>**STATEMENT OF FINANCIAL POSITION**<br>**AS AT 30TH SEPTEMBER 2024**|**£**|
|---|---|---|
|||**1,701**<br>**(509)**|
|||**1,192**|
|||**9,024**<br>**(7,832)**|
||**FINANCIAL POSITION ANLAYSIS**||
||Operating Balance for the year<br>Net Income for the year||
|||**1,192**|





3rd Floor, 207 Regent Street
London W1 B 3HH
Financial Accounts
For year ending 30 Sep 2024

STATEMENT OF INCOME AND EXPENSES
FOR 12 MONTHS FROM PERIOD
STARTING 1ST OCTOBER 2022 TO 30 SEPTEMBER 2024
Sep-24
INCOME
Tithes and Offering
Gift Ald
11.307
54,324
65,631
OPERATING EXPENSES BY MINISTRY
Local Mission
Global Mission
Global Ops
{7, 5201
(31,6541
134,2891
TOTAL EXPENDITURE
173,4631
NET INCOME
17,8321

STATEMENT OF FINANCIAL POSITION
AS AT 30TH SEPTEMBER 2024
ASSETS
CASH AT BANK (Operations Account)
CASH AT BANK (Partner RelationslBuilding Fund)
1,626
75
TOTAL ASSETS
1,701
LESS CURRENT LIABILITY
ACCOUNTS PAYABLE
509
(509}
NET ASSETS
1,192
FINANCIAL POSITION ANLAYSIS
Operating Balance for the year
Net Income for the year
9,024
(7,8321
1,192

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF
Independent examinerfs report to the trustees of Waterfall Church
I report lo the charity Iruslees on my examination ol the accounts of the Company for the year
ended 30 September 2024.
Responslbilities and basis of report
As the charity's Iruslees of the Company land also ils directors for the purposes ol Company
lawl you are responsible for the preparation ol the accounts in accordance with the
requirements of the Companies Act 20061'lhe 2006 Acl'l.
under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect
of my examination of your charity's accounts a$ carried out under Section 145 of the Charities
Act 20111'lhe 2011 Act'l. In carrying out my examination I have followed the Directions given
by the Charity Commission under Section 14515) Ibl ol the 2011 Act.
Indepgndgnt examlner'8 statement
I have completed my examination. l Confirm Ihal no matters have come lo my attention in
onneclion with the examination giving me cause lo believe..
accounting records were not kept in respect of the Company a$ required by Section 386 01
the 2006 Act., or
2. the accounts do not accord with those records.. or
the accounts do not comply with the accounting requirements of Section 396 of the 2006 A¢1
other than any requirement that the accounts give a true and fair view which is not a maller
considered ag part of an independent examination., or
3. the accounts have not been prepared in accordance with the methods and principles of the
Statement of Recommended Practice lor accounting and reporting by charities (applicable lo
charities preparing their accounts in accordance with the Financial Reporting Standard
applicable in the UK and Republic of Ireland IFRS 10211.
4. 1 have no concerns and have come across no other matters in connection with the
examination lo which allenlion should be drawn in this report in order to enable a proper
understanding of the accounts lo be reached.
Mr D An￿1 AFA
F&D Accounting Services Ltd
16 Moorfield Rd
Enfield
EN3 5XP
Dale..
01-Ocl-2025