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2024-08-31-accounts

REGISTERED COMPANY NUMBER: 09941630 (England and Wales) REGISTERED CHARITY NUMBER: 1166117

Report of the Trustees and

Unaudited Financial Statements FOR THE YEAR ENDED 31 August 2024

for

NWL JEWISH DAY SCHOOL

Melinek Fine LLP Chartered Accountants First Floor, Winston House 349 Regents Park Road London N3 1DH

NWL JEWISH DAY SCHOOL

Contents of the Financial Statements FOR THE YEAR ENDED 31 AUGUST 2024

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6 to 7
Cash Flow Statement 8
Notes to the Cash Flow Statement 9
Notes to the Financial Statements 10 to 16

NWL JEWISH DAY SCHOOL

Reference and Administrative Details FOR THE YEAR ENDED 31 AUGUST 2024

TRUSTEES

Dayan I Binstock A H Kosiner A D Landy Rabbi B S Levin Mrs S Taylor C Lossos (resigned 13.2.25) A Richman (appointed 7.1.25)

REGISTERED OFFICE

180 Willesden Lane London NW6 7PP

REGISTERED COMPANY NUMBER 09941630 (England and Wales) REGISTERED CHARITY NUMBER 1166117

INDEPENDENT EXAMINER

Melinek Fine LLP Chartered Accountants First Floor, Winston House 349 Regents Park Road London N3 1DH

SOLICITORS Teacher Stern LLP 37-41 Bedford Row London WC18 4JH Stone King LLP 91 Charterhouse Street London EC1M 6HR

Page 1

NWL JEWISH DAY SCHOOL (REGISTERED NUMBER: 09941630)

Report of the Trustees FOR THE YEAR ENDED 31 AUGUST 2024

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 August 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

NWL Jewish Day School is committed to advancing, for the public benefit, the education of children in the United Kingdom. In particular, the charity’s objectives include:

(a) the provision of property to be used as a day school for the general education of boys and girls, provided that instruction in the orthodox Jewish faith forms part of the daily curriculum;

(b) the provision of kosher meals for pupils of the day school and other children of the Jewish faith; and

(c) the undertaking of any other activities which the Trustees deem conducive to or supportive of these aims.

The charity supports the North West London Jewish Day School (the School) by providing premises and raising funds to enable the delivery of high-quality Jewish and general education. It plays a key role in sustaining the Jewish Studies department and contributes towards staffing and operational costs to ensure that religious education remains central to the School’s ethos.

Trustees maintain regular contact with the School's Governing Body, some of whom also serve as Trustees, to review performance, respond to identified needs, and ensure educational standards remain high. Progress is monitored through internal reports and external inspections.

Currently, the charity does not rely on volunteers beyond its Board of Trustees, who continue to contribute their time and expertise on an unpaid basis in support of the charity's mission.

Public benefit

The Trustees confirm that they have referred to the public benefit guidance by the Charity Commission when reviewing the charity's aims and objectives and in planning future activities. In particular the charity provides Jewish education to all children at the School.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

Total donations from parents and the wider community were £433,265, a slight decrease from £461,324 in 2023. Investment income rose to £50,387 (2023: £39,702), supported by higher interest rates.

Total expenditure reduced to £610,990 (2023: £699,460), reflecting tighter cost controls. As a result, the net deficit for the year narrowed to £127,338, a marked improvement on the previous year's £225,205. The Trustees are actively managing this position to ensure long-term sustainability while continuing to support the School's educational activities.

Page 2

NWL JEWISH DAY SCHOOL (REGISTERED NUMBER: 09941630)

Report of the Trustees FOR THE YEAR ENDED 31 AUGUST 2024

FINANCIAL REVIEW

Financial position

At the year end, the charity’s net assets stood at £2,064,589 (2023: £2,191,927), which is comprised of:

Unrestricted reserves of £267,606 (2023: £357,028) Restricted funds of £1,416,772 (2023: £1,454,688) Endowment funds of £380,211 (2023: £380,211)

The Trustees aim to maintain sufficient reserves to cover at least six months of operating costs in the absence of new income. We are pleased to report that this objective was achieved during the year.

Looking ahead, the Trustees anticipate a similar level of performance, though we are mindful that the financial needs of the School will continue to grow. We are committed to strengthening our fundraising efforts and exploring new income streams to meet this demand sustainably.

We also acknowledge that broader economic conditions may impact donor giving. In response, the charity is actively reviewing its financial strategy to mitigate this risk through enhanced donor engagement, long-term pledges, and prudent cost management, ensuring continued support for the School's vital educational mission.

FUTURE PLANS

The Trustees plans for the future are to continue to raise funds to help the School thrive.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

The governing document of the charity which was incorporated on 8th January 2015 is its Memorandum and Articles of Association, as amended by a special resolution registered at Companies House on 9th March 2016. The charity number is 09941630. The charity commenced operation on 1st September 2016.

The Trustees meet regularly and decisions are made after the views of all present have been taken into account.

The Chair of Trustees is responsible for the induction of any new Trustee, which includes awareness of Trustee responsibilities, the governing document and operational activities of the charity. When appointing new Trustees, efforts are made to recruit individuals with a breadth of interests, social awareness, knowledge of the Jewish community and the educational requirements of Jewish families. Potential and newly appointed Trustees are provided with full information about the work of the charity. Training needs are continually monitored to ensure that Trustees are up to date with relevant information and requirements.

The Trustees are in regular contact with the Governors of School, some of whom are also Trustees of the charity.

The Trustees are committed to legal requirements and best practice and have during the year kept under review their policies and procedures including safeguarding and financial controls.

Risk management

The Trustees have assessed the major risks to which the charity is exposed, in particular those related to the operations and finances of the charity, and are satisfied that systems and procedures are in place to mitigate the exposure to any major risks.

Approved by order of the board of trustees on 29 May 2025 and signed on its behalf by:

A D Landy - Trustee

Page 3

Independent Examiner's Report to the Trustees of NWL Jewish Day School

Independent examiner's report to the trustees of NWL Jewish Day School ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 August 2024.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or 2. the accounts do not accord with those records; or

  2. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  3. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Aryeh Melinek, FCA

Melinek Fine LLP Chartered Accountants First Floor, Winston House 349 Regents Park Road London N3 1DH

29 May 2025

Page 4

NWL JEWISH DAY SCHOOL

Statement of Financial Activities (Incorporating an Income and Expenditure Account) FOR THE YEAR ENDED 31 AUGUST 2024

Notes
INCOME AND ENDOWMENTS
FROM
Donations and legacies
2
Investment income
3
Total
EXPENDITURE ON
Raising funds
4
Charitable activities
5
Charitable activities
Total
NET
INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED
FORWARD
Unrestricted
fund
£
433,265
50,387
483,652
14,793
558,281
573,074
(89,422)
357,028
267,606
Restricted
funds
£
-
-
-
2,605
35,311
37,916
(37,916)
1,454,688
1,416,772
Endowment
fund
£
-
-
-
-
-
-
-
380,211
380,211
2024
Total
funds
£
433,265
50,387
483,652
17,398
593,592
610,990
(127,338)
2,191,927
2,064,589
2023
Total
funds
£
461,324
39,702
501,026
26,771
699,460
726,231
(225,205)
2,417,132
2,191,927

The notes form part of these financial statements

Page 5

NWL JEWISH DAY SCHOOL (REGISTERED NUMBER: 09941630)

Balance Sheet 31 AUGUST 2024

Notes
FIXED ASSETS
Tangible assets
12
Investment property
13
CURRENT ASSETS
Debtors
14
Cash at bank
CREDITORS
Amounts falling due within one
year
15
NET CURRENT ASSETS
TOTAL ASSETS LESS
CURRENT LIABILITIES
NET ASSETS
FUNDS
16
Unrestricted funds
Restricted funds
Endowment funds
TOTAL FUNDS
Unrestricted
fund
£
-
-
-
-
349,271
349,271
(81,665)
267,606
267,606
267,606
Restricted
funds
£
1,416,772
-
1,416,772
-
-
-
-
-
1,416,772
1,416,772
Endowment
fund
£
5,211
375,000
380,211
-
-
-
-
-
380,211
380,211
2024
Total
funds
£
1,421,983
375,000
1,796,983
-
349,271
349,271
(81,665)
267,606
2,064,589
2,064,589
267,606
1,416,772
380,211
2,064,589
2023
Total
funds
£
1,459,899
375,000
1,834,899
7,384
511,267
518,651
(161,623)
357,028
2,191,927
2,191,927
357,028
1,454,688
380,211
2,191,927

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 August 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 August 2024 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

continued...

Page 6

NWL JEWISH DAY SCHOOL (REGISTERED NUMBER: 09941630)

Balance Sheet - continued 31 AUGUST 2024

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 29 May 2025 and were signed on its behalf by:

A D Landy - Trustee

The notes form part of these financial statements

Page 7

NWL JEWISH DAY SCHOOL

Cash Flow Statement

FOR THE YEAR ENDED 31 AUGUST 2024

Notes
Cash flows from operating activities
Cash generated from operations
1
Net cash (used in)/provided by operating activities
Cash flows from investing activities
Interest received
Net cash provided by investing activities
Cash flows from financing activities
Expenditure attributable to endowment
Net cash provided by/(used in) financing activities
Change in cash and cash equivalents in
the reporting period
Cash and cash equivalents at the
beginning of the reporting period
Cash and cash equivalents at the end of
the reporting period
2024
£
(185,380)
(185,380)
23,384
23,384
-
-
(161,996)
511,267
349,271
2023
£
73,190
73,190
4,594
4,594
(161,848)
(161,848)
(84,064)
595,331
511,267

The notes form part of these financial statements

Page 8

NWL JEWISH DAY SCHOOL

Notes to the Cash Flow Statement FOR THE YEAR ENDED 31 AUGUST 2024

1. RECONCILIATION OF NET EXPENDITURE TO NET CASH FLOW FROM RECONCILIATION OF NET EXPENDITURE TO NET CASH FLOW FROM OPERATING ACTIVITIES OPERATING ACTIVITIES
2024 2023
£ £
Net expenditure for the reporting period (as per the Statement of
Financial Activities) (127,338) (225,205)
Adjustments for:
Depreciation charges 37,916 38,424
Interest received (23,384) (4,594)
Expenditure attributable to endowment - 161,848
Decrease in debtors 7,384 4,087
(Decrease)/increase in creditors (79,958) 98,630
Net cash (used in)/provided by operations (185,380) 73,190
2. ANALYSIS OF CHANGES IN NET FUNDS
At 1.9.23 Cash flow At 31.8.24
£ £ £
Net cash
Cash at bank 511,267
(161,996)
349,271
511,267
(161,996)
349,271
Total 511,267
(161,996)
349,271

The notes form part of these financial statements

Page 9

NWL JEWISH DAY SCHOOL

Notes to the Financial Statements FOR THE YEAR ENDED 31 AUGUST 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Long leasehold - 2% on cost Computer equipment - 33% on reducing balance

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in the Statement of Financial Activities.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

continued...

Page 10

NWL JEWISH DAY SCHOOL

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 AUGUST 2024

2.
DONATIONS AND LEGACIES
Voluntary contributions
Donations
Gift aid
Grants
Extracurricular activities
Grants received, included in the above, are as follows:
Other grants
3.
INVESTMENT INCOME
Rents received
Deposit account interest
4.
RAISING FUNDS
Raising donations and legacies
Fundraising costs
Investment management costs
Administrative expenses
Insurance
Property repairs
Utilities
Depreciation
Aggregate amounts
2024
£
316,971
53,161
60,937
-
2,196
433,265
2024
£
-
2024
£
27,003
23,384
50,387
2024
£
306
2024
£
640
1,598
12,078
171
2,605
17,092
17,398
2023
£
284,057
90,655
49,366
32,500
4,746
461,324
2023
£
32,500
2023
£
35,108
4,594
39,702
2023
£
7,575
2023
£
8,838
1,451
5,278
1,024
2,605
19,196
26,771

continued...

Page 11

NWL JEWISH DAY SCHOOL

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 AUGUST 2024

5. CHARITABLE ACTIVITIES COSTS

Charitable activities
6.
GRANTS PAYABLE
Charitable activities
The total grants paid to institutions during the year was as follows:
North West London Jewish Day School
7.
SUPPORT COSTS
Management
£
Charitable activities
16,342
8.
NET INCOME/(EXPENDITURE)
Net income/(expenditure) is stated after charging/(crediting):
Depreciation - owned assets
Support
Direct
costs (see
Costs
note 7)
£
£
563,181
30,411
2024
£
-

2024
£
-
Governance
Finance
costs
£
£
284
13,785
2024
£
37,916
Totals
£
593,592
Totals
£
593,592
2023
£
59,742
2023
£
67,317
Totals
£
30,411
2023
£
38,424

9. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 August 2024 nor for the year ended 31 August 2023 other than those disclosed in note 17.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 August 2024 nor for the year ended 31 August 2023.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 August 2024 nor for the year ended 31 August 2023.

continued...

Page 12

NWL JEWISH DAY SCHOOL

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 AUGUST 2024

10. STAFF COSTS

Wages and salaries
Social security costs
Other pension costs
The average monthly number of employees during the year was as follows:
Employees
2024
£
420,991
36,995
43,846
501,832
2024
7
2023
£
446,057
49,471
55,529
551,057
2023
10
The number of employees whose employee benefits (excluding employer pension costs) exceeded The number of employees whose employee benefits (excluding employer pension costs) exceeded £60,000 was:
2024 2023
£60,001 - £70,000 3 4
£80,001 - £90,000 1 1
4 5

The key management of the charity comprise the trustees, the head of kodesh and deputy head of kodesh. The total employee benefits of the key management personnel of the charity were £150,540 (2023: £160,608).

11. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Donations and legacies
Investment income
Total
EXPENDITURE ON
Raising funds
Charitable activities
Charitable activities
Total
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
fund
£
461,324
39,702
501,026
24,166
463,651
487,817
13,209
343,819
357,028
Restricted
funds
£
-
-
-
-
76,566
76,566
(76,566)
1,531,254
1,454,688
Endowment
fund
£
-
-
-
2,605
159,243
161,848
(161,848)
542,059
380,211
Total
funds
£
461,324
39,702
501,026
26,771
699,460
726,231
(225,205)
2,417,132
2,191,927

continued...

Page 13

NWL JEWISH DAY SCHOOL

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 AUGUST 2024

12.
TANGIBLE FIXED ASSETS
Long
leasehold
£
COST
At 1 September 2023 and 31 August 2024
1,686,058
DEPRECIATION
At 1 September 2023
235,565
Charge for year
33,721
At 31 August 2024
269,286
NET BOOK VALUE
At 31 August 2024
1,416,772
At 31 August 2023
1,450,493
13.
INVESTMENT PROPERTY
FAIR VALUE
At 1 September 2023
and 31 August 2024
NET BOOK VALUE
At 31 August 2024
At 31 August 2023
Fair value at 31 August 2024 is represented by:
Valuation in 2024
Cost
14.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Prepayments and accrued income
Fixtures
and
fittings
£
14,335
6,519
2,605
9,124
5,211
7,816
Computer
equipment
£
11,545
9,955
1,590
11,545
-
1,590
2024
£
-
Totals
£
1,711,938
252,039
37,916
289,955
1,421,983
1,459,899
£
375,000
375,000
375,000
£
51,850
323,150
375,000
2023
£
7,384
Totals
£
1,711,938
252,039
37,916
289,955
1,421,983
1,459,899
£
375,000
375,000
375,000
£
51,850
323,150
375,000
2023
£
7,384

continued...

Page 14

NWL JEWISH DAY SCHOOL

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 AUGUST 2024

15. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Social security and other taxes
Pensions
Other creditors
Net wages
Accruals and deferred income
16.
MOVEMENT IN FUNDS
2024
£
10,516
1,542
69,607
-
-
81,665
2023
£
25,799
7,280
114,607
11,019
2,918
161,623
Unrestricted funds
General fund
Restricted funds
Building fund
Endowment funds
Endowment funds
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
Restricted funds
Building fund
TOTAL FUNDS
At 1.9.23
£
357,028
1,454,688
380,211
2,191,927
Incoming
resources
£
483,652
-
483,652
Net
movement
in funds
£
(89,422)
(37,916)
-
(127,338)
Resources
expended
£
(573,074)
(37,916)
(610,990)
At
31.8.24
£
267,606
1,416,772
380,211
2,064,589
Movement
in funds
£
(89,422)
(37,916)
(127,338)

continued...

Page 15

NWL JEWISH DAY SCHOOL

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 AUGUST 2024

16. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

At 1.9.22
£
Unrestricted funds
General fund
343,819
Restricted funds
Building fund
1,531,254
Endowment funds
Endowment funds
542,059
TOTAL FUNDS
2,417,132
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
501,026
Restricted funds
Building fund
-
Endowment funds
Endowment funds
-
TOTAL FUNDS
501,026
Net
movement
in funds
£
13,209
(76,566)
(161,848)
(225,205)
Resources
expended
£
(487,817)
(76,566)
(161,848)
(726,231)
At
31.8.23
£
357,028
1,454,688
380,211
2,191,927
Movement
in funds
£
13,209
(76,566)
(161,848)
(225,205)

17. RELATED PARTY DISCLOSURES

During the year, services valued at £3,370 (2023: £14,093) were provided to the School by trustees.

At year end, £64,407 (2023: £109,407) was owed to North West London Jewish Day School Academy, an associated Academy with common directors. The Academy contributed £33,500 (2023: £60,551) towards staffing costs. The Academy also occupies the charity-owned premises on a rent-free basis, in accordance with the charity’s mission to facilitate access to education.

Page 16