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2025-11-26-accounts

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The Orchard Charitable Foundation 1165765
Receipts and payments accounts CC16a
For the period Period start date Period end date
To
from 27/11/2024 26/11/2025
Section A Receipts and payments
Unrestricted Endowment
Restricted funds Total funds Last year
funds funds
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Income From Investments 6,343 - - 6,343 8,275
Interest Received 583 - - 583 865
- - - - -
Sub total (Gross income for
- - 6,926 9,140
AR) [ 6,926 ]
A2 Asset and investment sales,
(see table).
Sale Of Investments - - 111,898 111,898 266,316
- - - - -
Sub total - - 111,898 111,898 266,316
Total receipts 6,926 - 111,898 118,824 275,456
A3 Payments
Grants Awarded 34,390 - - 34,390 20,105
Investment Manager Fees - - 158 158 154
Trust Administration Fees 2,767 - - 2,767 2,749
Independent Examiners Fees - - - - -
Cash Management Fees 19 - - 19 30
- - - - -
Sub total [ 37,176 ] - 158 37,334 23,038
A4 Asset and investment
purchases, (see table)
Investment Purchases - - 95,500 95,500 248,511
- - - - -
Sub total [ - ] - 95,500 95,500 248,511
Total payments 37,176 - 95,658 132,834 271,549
Net of receipts/(payments) - 30,250 - 16,240 - 14,010 3,907
A5 Transfers between funds 28,620 - 28,620 - -
A6 Cash funds last year end 1,630 15,849 17,479 13,572
Cash funds this year end - - 3,469 3,469 17,479
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CCXX R1 accounts (SS)

20/05/2026

1

Section B Statement of assets and liabilities at the Section B Statement of assets and liabilities at the end of the period
Categories
Signed by one or two trustees on
behalf of all the trustees
B5 Liabilities
B3 Investment assets
B2 Other monetary assets
B4 Assets retained for the
charity’s own use
B1 Cash funds		 Details
Investment Portfolio
Details
Details
Details
Total cash funds
(agree balances with receipts and payments account(s))
Details
Capital Account
Income Account
Signature
Per electronic approval		 Unrestricted
funds
Restricted funds
to nearest £
to nearest £
-
-
-
-
-
-
-
-
OK
OK
Unrestricted
funds
Restricted funds
to nearest £
to nearest £
-
-
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
Endowment
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due (optional)
-
-
-
-
Print Name
Christopher Thurlow on behalf of Ludlow Trust
Company Limited		 Endowment
funds
to nearest £
3,469
-
-
3,469
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
332,904
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
Date of
approval
Per electronic
approval

CCXX R2 accounts (SS)

20/05/2026

2

Trustees’ Annual Report for the period

From 27[th] November 2024 To 26[th] November 2025

Charity name: The Orchard Charitable Foundation Charity registration number: 1165765

Objectives and Activities

Objectives and Activities Objectives and Activities Objectives and Activities
SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17
To hold the capital and income upon trust to
apply the income and all or such parts of the
capital at such time or times and in such a
manner to or for the benefit of such
exclusively charitable objects and purposes
in any part of the world as the Trustees may
in their absolute discretion think fit.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
In furtherance of the charity’s objects for the
public benefit the trustees provide grants. In
determining the charity’s activities, the
trustees have had regard to the Charity
Commission’s guidance on public benefit.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit		 Para 1.18

Additional information (optional)

You may choose to include further statements where relevant about:

Additional information (optional)
Youmay choose toincludefurtherstatementswhererelevant about:		 Additional information (optional)
Youmay choose toincludefurtherstatementswhererelevant about:		 Additional information (optional)
Youmay choose toincludefurtherstatementswhererelevant about:
SORP reference
Policy on grant making
Para 1.38
Policy on social investment
including program related
investment
Para 1.38
Contribution made by
volunteers
Para 1.38
Other

Achievements and Performance

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SORP reference
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Achievements and Performance Achievements and Performance Achievements and Performance
SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.		 Para 1.20 During the year under review the charity
made grants to the following charities
totalling £34,390.

Rwanda Action

Culford School

Breast Cancer Now

Beaconsfield Squash Club

Additional information (optional)

You may choose to include further statements where relevant about:

Additional information (optional)
Youmay choose toincludefurtherstatementswhererelevant about:		 Additional information (optional)
Youmay choose toincludefurtherstatementswhererelevant about:		 Additional information (optional)
Youmay choose toincludefurtherstatementswhererelevant about:
Achievements against
objectives set
Para 1.41
Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Para 1.41
Other

Financial Review

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Review of the charity’s Para 1.21 At the end of the reporting period the charity
financial position at the end had free reserves of £0 (2024: £1,630).
of the period
In addition to the free reserves the charity
has bank balances of £3,469 (2024:
£15,849) and investments valued at
£332,904 within the expendable endowment
fund which can be released to support the
activities of the charity.
Statement explaining the Para 1.22 The Trustees pursue a policy of maintaining
policy for holding reserves a free reserve available to be spent in the
furtherance of the charity’s objectives as
stating why they are held
well as covering future needs, opportunities,
contingencies and risks.
Amount of reserves held Para 1.22
Reasons for holding zero Para 1.22
reserves
Details of fund materially in Para 1.24
deficit
Explanation of any Para 1.23
uncertainties about the
charity continuing as a going
concern
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Additional information (optional)

You may choose to include further statements where relevant about:

Youmay choose toincludefurtherstatementswhererelevant about: Youmay choose toincludefurtherstatementswhererelevant about: Youmay choose toincludefurtherstatementswhererelevant about:
The charity’s principal
sources of funds (including
any fundraising)
Para 1.47
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46
Other Expendable endowment funds are those
which are required to be invested to produce
income, but which may be transferred to
unrestricted funds at the discretion of the
trustees in order that they may be expended
in furtherance of the charity’s objectives.
Unrestricted income funds are available for
use at the discretion of the trustees in
furtherance of the general objectives of the
charity and which have not been designated
for other purposes.

Structure, Governance and Management

Structure, Governance and Management Structure, Governance and Management Structure, Governance and Management
Description of charity’s
trusts:
Type of governing document
Para 1.25
Trust deed dated 26thNovember 2015 (as
amended on 25 October 2017)
How is the charity
constituted?
Para 1.25
Trust
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or bodyentitled		 Para 1.25 Trustees are appointed by the trustees from
time to time.
to appoint one or more
trustees
Additional information (optional)
You may choose to include further statements where relevant about:
Policies and procedures
adopted for the induction
and training of trustees
Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
No trustee received any remuneration or
was reimbursed for any expenses in the
year under review.
Ludlow Trust Company Ltd was paid £2,786
for
trust
administration
and
cash
management fees during the year under
review. These fees are authorised under
clause 3 of the trust deed.
Other

Reference and Administrative details

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Charity name The Orchard Charitable Foundation
Other name the charity uses
Registered charity number 1165765
Charity’s principal address Ludlow Trust,1st Floor, Tower Wharf, Bristol BS2 0JJ
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Names of the charity trustees who manage the charity

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Name of person (or
Trustee name Office (if any) Dates acted if not for whole year body) entitled to
appoint trustee (if any)
Ludlow Trust
Company Limited
Susannah Lucy Taylor
William John Taylor
Roger William Taylor
Anna Taylor
Georgina Katie Taylor
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– Corporate trustees names of the directors at the date the report was approved

Director name Gary St John Collins Walter Duncan Coxon Ali Reza Sarikhani Ziba Christina Sakine Sarikhani Christopher Ian Thurlow Matthew John Wickers

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of adviser Name Address
Investment Managers Coutts & Co 440 Strand, London, WC2R 0QS
Bankers Coutts & Co 440 Strand, London, WC2R 0QS
Accountants Charter Tax Consulting
Limited		 8th Floor, 1 Southampton St, London
WC2R 0LR
Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

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Signature(s) Per electronic approval
Full name(s) Christopher Thurlow on behalf
of Ludlow Trust Company
Limited
Position (eg
Secretary, Chair, etc)
Date
Per electronic approval
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Document Activity Report

Document Sent Wed, 27 May 2026 08:53:26 GMT Document Approval Status Approved Approval Activity Summary Chris Thurlow Approved Wed, 27 May 2026 10:20:03 GMT Document Activity History Document history shows most recent activity first Date Activity Wed, 27 May 2026 10:19:58 GMT Chris Thurlow viewed the document

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Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ Charity Name The Orchard Charitable Foundation members of On accounts for the 26[th] November 2025 Charity no 1165765 period ended (if any) Set out on pages Financial statements page 1 - 2 Trustee report page 3 - 10

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the period ended 26/11/2025.

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Date: 29/05/26 Signed: Name: IM Rodd Relevant professional BSc FCA FCCA qualification(s) or body (if any): Address: TC Group Waverley House, 115-119 Holdenhurst Road Dorset BH8 8DY

1

IER

Section B Disclosure

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

n/a

2

IER