Charity Number.. 1165671
Trustees Report
and Financial
Statements
For the year ended
31 December 2024
Love's Farm Community
Church
Charitable Incorporated
Organisation

Love's Fami Community Church
Contents
Page
Trustees, annual report
Statement of financial activities
BalaTr￿ sheet
Notes to the financial statements

Love's Farm Community Church
Trustees, annual report
About Love's Farm Community Church
Love's Fami Community Church is situated on Love's Farm, a new housing development in St. Neots,
Cambridgeshire. The charity was set up on 27 September 2015 and was incorporated on 22 February
2016. The ￿rrespondenCe address is 18 Lannesbury cres￿nt, St. Neots, Cambridgeshire, PE19
6AF.
Reference and administrative infomiation
Love's Fami Community Church is a charitable incorporated organisation, CIO (charity number
1165671). The trustees who have served through the period of this report are..
Mr Jonathan Tame (resigned 31 De￿mber 2024)
Reverend Helene Tame (resigned 31 December 2024)
Dr Marcus Pickering
Mrs Kathryn Pickering - Treasurer
Miss Samantha Claussen
Miss Rebecca Symms {appointed 3 July 2024)
Mr Philip Gwilt - Chairman (appointed 3 July 2024)
Mrs Dawn Gwilt (appointed 3 July 2024)
Mrs Jennifer Bishop {appointed 13 November 2024)
Bankers.. CAF Bank Ltd, 25 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4JQ
Structure, Governance and Management
Love's Fam Community Church is a CIO (Charilable incorporated organisalion) and is registered with
Ihe Charty Commission of England. The method of appointment of the trustees is set out in the
statutes. The goveming document is in the form of a Constitlrtion, adopted 20 February 2016.
Aims and objectives
Our aims are set out fomally in our constitutional document..
'To advance Christianity for the public benefit in Love's Fami, St Neots and elsewhere in
accordan￿ with the stalement of faith set out in the schedule herèto through the holding of
prayer meetings, lectures, public celebrations of religious festivals and by producing andlor
distributing literature to enlighten others about the Christian religion.
In addition, we seek to r81ieve poverty and support those who are in need, through providing advice
and advocacy for people struggling with debt, distributing material and finan￿al donations, offering
relational encouragement and emotional support to vulnerable people, and advocating on behalf of
marginalised people with statutory authorities and other organisations.
Public Benefit ststement
Love's Fami Community Church seeks to impact and improve the spiritual, social and moral well-
being of people through its example, teaching and practice of the Christian faith, and by organising
welcoming, friendly and accepting events which build relationships. Through activities such as the

Love's Fann Community Church
YoLrth Club, vulnerable children and their families benefit physically from the food provided, as well as
emotionally and socially from the supportive environment. Through Sunday activities like Breakfast
Church and quieter more cultural. reflective events the community will benefit from a place to come
together, to meet others and to explore issues of faith and doubt. People who participate in Love's
Farm Community Church activities will be encouraged to volunteer and serve around the communty,
not only in activities organised by Love's Fami Community Church but also in initiatives run by others.
This will enhan￿ the wider well-being and cohesion of the Communty.
As a community church focused on the Love's Farm and Wintringham housing developments in St
Neots, the main section of the public who will benefit from our organisalion's purpose and activities is
the population that lives physically in Love's Fami and Wintringham. However, we will not tum anyone
away who lives elsewhere in St Neots. Love's Fami Community Church is committed to serving
people of all ages on Love's Farm. However since the community demographic is weighted toward
those between the ages of 2545, especially with young families, our primary focus is on that age
group.
Activities and perfonnance of the organisation
Helene Tame, the community chaplain. who had led Love's Farm Communty Church since tts
inception, resigned from her post in January 2024. As Helene's post had been funded for a fixed
period by the Unrted Refomied Church. there was no immediate Suc￿$s1On plan. Marcus and
Kathryn Pickering took over interim leadership of the church.
Janet Sutton was appointed by the United Reformed Church in a part-time capacity as a transition
worker, to work with partner denominations and help the trustees to formulate the long temi
structure, strategy and resourcing of the church, and we have made significant strides towards
foming a Local Ecumenical Partnership (LEP) with the United Refomed Church. Anglican Church
and Baptist Union, which will secure funding for a full-time leader for the next few years.
Under the CIO of Love's Farm Community Church, Breakfast Church has continued to meet each
Sunday morning eX￿pl the first of the month, regulariy drawing around 40 people, up to a third of
whom typically are under 16 years old. Each Sunday moming provides a mix of food, conversation,
story-telling, prayer, worship and encounter.
The church community has sought to maintain meeting points through the week forthe primary
purpose of discipleship and praying for our neighbourhood. nation and worfd. Wednesday has
become our prayer day with a short prayer time at 9am, this happens via Zoom. As a church
communtty we have hosted other courseslstudieslgroups through the year both online and in
person. The leadership group, which includes all of the trustees oflhe CIO, meets monthly to
discuss both the day to day running of the Church and make plans for its longer term direction and
structure.
A small team continues to host the communty café at our local community centre on Tuesday
mornings, providing people with another point of access with the church and to seNe our communty
wtth a facility that is enjoyed by visitors to the cafe.
On Thursday mornings, members and friends of Love's Fann Community Church continue to run a
parent and toddler group, Little Loves, at the community centre, with regular attendance of be￿een
60-80 pre-schoolers and their parentslcarers. The service also offers Little Loves @Home for
parents, who for a variety of reasons might be confined to home with their child.
On Friday evenings during term time the church hosts a primary aged Youth Club,
for approximately 35 children aged be￿een 8-11 years. This remains a popular event.

Love's Fami Community Church
All the activities of the church as listed above are run by the trustees and others on a voluntary
basis. A total of 40 different people served as volunteers during this reporting penod.
Financial review
During this year, donations to the charity plus some brought forward reserves were sufficient to
over all its expenses. The charity's income for the year was £22,933 {2023.' £22,659) and expenses
came lo £11,215 (2023: £21,594). The balance offunds at 31 December 2024 was £31,380 {2023.'
£19,682), with £283 being restricted funds {2023: £358).
Reserves policy
It is the trustees reserves policy to maintain a balance on unrestricted funds (if possible}, which
equates to at least three months unrestricted payments. equivalent to £2,785, to cover emergency
situations that rnay arise from time to time. The balan￿ of £31,097 held on unrestricted funds. after
designations, at the year end is much higher than the target. Our previous minister, who was paid
from exiernal sources, stepped down in January 2024 and the additional reserves are required to
provide contingency in the interim period until funding can be secured for a new minister.
The balan￿ of £283 in the r8Stricted funds is towards the TLG project.
Going concern statement
The trustees have a reasonable expectation that the charity has adequate resources to continue for
the foreseeable future. For this reason they continue to adopt the going concem basis in preparing
the accounts.
Audit exemption statement
Due to the gross income being less than £1million and since the gross assets are less than
£3.26million, the charity is exempt from needing an audit and since in 2024 the gross income is less
than £25,000 the charity is exempt from needing an independent examination and the trustees have
chosen to not have one.
Statement of responsibilities of the Trustees
The Charities Act 2011 requires the trusteès to prepare financial statements frjr each financial year
which give a true and fair view of the state of affairs of the charity and of the incoming resources and
application of resources of the charity for that period. In preparing these financial staternents, the
trustees are required to..
select suitable accounting policies and apply them consistently,.
• obseNe the methods and principles in the Charities SORP 2005;
• make judgments and accounting estimates that are reasonable and prudent.,
• state whether applicable accounting standards have been followed, subject to any material
departures disclosed and explained in the financial statements., and
prepare the financial statements on the going concern basis unless it is inappropriate to do so.
The trustees are responsible for keeping sufficient accounting records that disclose with reasonable
accuracy at any time the financial posttion of the charity and enable them to ensure that the financial
statements comply with the Charitl8s Act 2011. They are also responsible for safeguarding the
assets of the charity and hen￿ for taking reasonable steps for the prevention and detection of fraud

Love's Farm Community Church
and other irregularities.
Approved by the trustees on
/1 I Z02 r and signed on its tehalf by
Philip Gwilt (Chainnan of the Trustees)

Love's Farm Community Church
Statement of financial activities
For the year ended 31 December 2024
2024
Total
funds
2023
Total
funds
Unrostrfcted Re8trlcted
funds
funds
Incoming resour¢es
Notes
Incoming re80urce# from g•D•rated funds
Voluntary Income
Incoming resources from donors
Grant income
22,345
22.345
20,612
1,805
22.345
22,345
22,417
Activities for gonoratlng funds
Investment Incomo
Incomo from charttabl• actlvlty
588
588
242
Total Incomlng rosourcos
22,933
22,933
22,659
Resourcos expended
Charitsble actlvltle8
Govemance costs
Oth•r resource8 expendod
10,941
75
11,016
21,395
199
199
Total regources used
11,140
75
11.215
21,594
Net (ou¢goingVlncomlng resourc08
before transfers
11,793
1751
11,718
1,065
Transfers betsveen funds
Net {outgoingVlTrcomlng rnsourcos
before r•valuation8
11,793
{75}
11,718
1,065
Realised gainl{lossl on ￿valUation of fixed assets
Realised gainl{lossl on investments
Nel movement in funds
11,793
{751
11,718
1,065
Funds carried forward at 1 January 2024
19,304
358
19,662
18,597
Funds carried fO￿ard at 31 December 2024
31,097
283
31,380
19,662
All arnounls relate to continuing activities

Love's Farm Community Church
Balance sheet as at 31 December 2024
2024
2023
Notes
Flxed assets
Tangible fixfjd assets
Investments
Total fixed a88ets
Current assets
Debtor$
Cash at bank and in hand
2,784
16.878
31,880
Total current a8s¢ts
31,880
19,662
Llabilities- amounts falling due
within one year
500
Net current assets
31,380
19.662
Net assets
31.380
19,662
Funds
Unre8trlcted
31,097
19.304
Restrlcied
9,11
283
358
Endoymient funds
11
31.380
19,662
Approved by the trustees on
and signed on its behalf by
Philip Gwilt (Chaimian of the trustees)

Love's Farm Community Church
Notes to the financial statements
Accounting policies
These financial statements of the charity have been prepared on a going con￿rn basis and on
behalf of the trustees in accordance with the Accounting and Reporting by Charities - Statement
of Recommended Practi￿ SORP (2005) togelher with applicable arKounting standards and the
Charities Act. They have been prepared under the historical cost Convention.
Incoming Rasources
Recognition of incoming resources
These are included in the Statement of Financial Activtties (SOFA) when:
the charity becomes entitled to the reSoUr￿S
the trustees are virtually certain they will receive the resOur￿S,. and
the monetary value can be measured with sufficient reliabilrty.
Grants and donations
Grants and donations are only included on the SOFA when the charity has unconditional
entitlement to the resour￿$.
Volunteer help
The value of any voluntary help received is not included in the accounts but is described in the
trustees. annual report.
Expenditure and Llabllltl•8
Liability recognition
Liabilities are recognised as soon as the￿ is legal or constructive obligation committing the
harity to pay oul resources.
Govemance costs
Include costs of the preparation and examination of statLrtory accounts, the costs of trustee
meetings and cost of any legal advice to trustees on govemance or constitLrtional matters.
Support costs
Support costs include central functions and have been allocated to activity cost categories on
basis consistent with the use of resources, e.g. allocating property costs by floor areas, or per
capita, staff costs by the time spent and other costs by their usage.
Assets
Tangible fixed assets for use by the Gharity
These are capitalised if they can be used for more than one year, and cost at least £500. They
are valued at Gost or. rf gifted, at the value to the charity on ￿￿1pt.
Unrestricted funds represent the funds of the CIO that are not subject to any restrictions
regarding their use and are available for application on the general purposes of the CIO.
Restricted funds represent those received for specific purposes as specified by the donors.
Endowment funds are those where there is a requirement imposed by the donor to retain capital,
but which allows income to be used.

Love's Farm Community Church
Notes to the financial statements
Incoming resources from donors
2024
2023
General donations from individuals
Gfft Aid
Little Loves giving
Youth club giving
Youth café giving
15,086
3,857
1,275
2,127
13,181
2,784
1,842
2,605
200
22,345
20,111
Charitable activitlos expendlturn
2024
2023
Breakfast church
Youth club
Youth café
Little Loves
TLG
New Wine conference
Ukrainian travel
Money advice centre
Mission giving
Help fund giving
5,149
2,083
5,120
2,477
2,694
1,383
1,083
216
377
5,435
2,168
442
1,384
75
25
2,300
11,016
21,395
Our policy is to give away at least one tenth of our income to mission projects.
Governancè costs
There were no g0Veman￿ related costs in the current period {2023". nil).
Other resources èxpended
2024
2023
Insurance
Bank charges
Website and IT costs
129
60
10
129
60
10
199
199
Employee emoluments
Average staff numbers in 2024 were nil (2023: 1) emoluments totalling £nil (2023: £6,084).
This includes £nil (2023= £4,056) for hvo trustees who were paid for the work they did for debt
advice centre.

Love's Farm Community Church
Notes to the financial ststements
Debtors and prepayments
2024
2023
Accrued Income
2,784
Creditors
2024
2023
Charity donations creditors
500
Restricted Funds
Balanc8 at Incomlng Resources Balance at 31
1 January resources expond8d
December
2024
2024
Cinnamon Grant
358
(75)
283
358
{75}
283
Brought forward was £358 which re￿iVed from Cinnamon Grant for TLG and £75 of this
grant was used during the year.
10
Grants
No unrestri¢ted grants were received in the year.
11
Analysis of net assets betweon funds
Unrestricted Restricted Endowment
funds
funds
funds
Totsl
2024
Tangible fixed assets
Investments
Current assels
Current liabilities
31,597
(500)
283
31,880
(500)
31,097
283
31,380