Charity Number.. 1165671
Trustees Report
and Financial
Statements
For the year ended
31 December 2023
Love's Farm Community
Church
Charitable Incorporated
Organisation

Love's Farm Community Church
Contents
Page
Trustees, annual report
ststement of financial activities
Balan￿ sheet
Notes to the financial statements

Love's Farm Community Church
Trustees. annual report
About Love's Farm Community Church
Love's Farm Community Church is situated on Love's Farm, a new housing development in St. Neots,
Cambridgeshire. The charity was set up on 27 September 2015 and was incorporated on 22 February
2016. The correspondence address is 18 Lannesbury Crescent, St. Neots, Cambridgeshire, PE19
6AF.
Reference and administrative infomiation
Love's Fam Community Church is a charitable incorporated organisation, CIO (charity number
1165671). The trustees who have served through the period of this report are=
Mr Jonathan Tame- Chairman
Reverend Helene Tame
Dr Marcus Pickering
Mrs Kathryn Pickering~ Treasurer
Miss Samantha Claussen
Bankers.. CAF Bank Ltd, 25 Kings Hill Avenue, Kings Hill, West Malling, Kent. ME19 4JQ
Structure, Governance and Management
Love's Fami Community Church is a CIO (Charitable incorporated organisation) and is registered with
the Charity Commission of England. The method of appointment of the trustees is set OLrt in the
statutes. The governing document is in the form of a Constitution, adopted 20 February 2016.
Aims and objectives
Our aims are sel out formally in our Gonstitutional document..
'To advance Chrtstianity for the public benefit in Love's Fami, St Neots and elsewhere in
accordance with the statement of failh set out in the schedule hereto through the holding of
prayer rneetings, lectures, public celebrations of religious festivals and by producing andlor
distributing literature to enlighten others about the Christian religion.
In addition, we seek to relieve poverty and support those who are in need. through providing advice
and advocacy for people struggling with debl, distributing material and financial donations, offering
relational encouragement and emotional support to vulnerable people, and advocating on behalf of
marginalised people with statutory authorities and other organisations.
Public Benefit statement
Love's Fami Community Church seeks to impact and improve the spiritual, social and moral well-
being of people through ils example, teaching and practice of the Christian faith, and by organising
welcoming, friendly and arxepting events which build relationships. Through activities such as YoLrth
Café and the Youth Club, vulnerable children and their families benefit physically from the food
provided, as well as emotionally and socially from the supportive environment. Through Sunday
activities like Breakfast Church and quieter more cultural, reflective events the communty will benefft
from a pla￿ to come together, to meet others and to explore issues of fatth and doubt. People who
participate in Love's Fami Communrty ChurGh activities will be encouraged to volunteer and serve

Love's Farm Community Church
around the communrty, not only in activities organised by Lovè's Farm Community Church but also in
initiatives run by others. This will enhan￿ the wider well-being and cohesion of the community.
As a community church focused on the Love's Farm housing development in St Neots, the main
section of the publiG who will benefrt from our organisation's purpose and activities is the population
that lives physically in Love's Farm. However, we will not turn anyone away who lives elsewhere in
St Neots. Love's Fam Community Church is committed to serving people of all ages on Love's Fam.
However since the community demographic is weighted toward those be￿een the ages of 2545,
especially with young families, our primary focus is on that age group.
Activities and perforniance of the organisation
Under the CIO of Love's Farm Community Chur¢h, Brealrfast Church has continued to meet each
Sunday morning except the first of the month, regularly drawing around 40 people, up to a third of
whom typically are under 16 years old. Each Sunday morning provides a mix offood, conversation,
story-telling, prayer, worship and encounter. The pattern of our meeting over the past year has
mostly reverted to pre-pandemic rhythms whilst maintaining some contact via Zoom where that has
been the more helpful. However, the majority of our church 'gatherings' during this past year have
happened in person.
The eX￿ptIon is Messy Church which, for a combination of reasons, ha5 not yet relaunched. In ils
place we have continued to connect with young people especially keen to explore the bible story
together an¢J to that end have run bible journalling sessions for our older children and 'in the box,
story encounters and an after-school club, 'bible story explorers., at the local primary school.
The church cornrnunity has sought to maintain meeting points through the week for the primary
purpose of discipleship and praying for our neighbourhood, nation and world. Wednesday has
become our prayer day with a short prayer time at 9am, this happens via Zoom. As a church
communrty we have hosted other courseslstudieslgroups through the year both online and in
person. Once a lerm the trustees of the CIO have met to give continued governance and oversight
to our activities and every Wednesday morning a small team {the Ground Crew) plan the Sunday
service and briefly review the wider activities of the church as needed.
A small team continues to host the Community café at our local community centre on Tuesday
mornings, providing people with another point of access the church and to serve our community
with a facility that is enjoyed by visitors to the cafe.
The Youth Café, launched in June 2019 to serve children transitioning from primary to secondary
education, along with any children in Year 7 upwards continues to run, with supplementary help from
volunteers beyond Love's Fami Church, includin9 the local 'Youth For Christ, youth worker. Over
the past year we have worked closely wilh others across the town to increase provision for young
people. In December 2022, the youth worker employed by Ely Diocese as part of the Changing
Market Towns Initiative, Adele Jones, who worked and worshipped with Love's Fami Church,
especially setving children and young pèople aged 11 years and upwards, ComMen￿d a period of
matemity leave. She resigned from her post in December 2023.
On Thursday mornings, members and friends of Love's Farm Community Church continue to run a
parent and toddler group, Little Loves, at the community centre. with regular attendance of between
60-80 pre-schoolers and their parentslcarers. The service also offers Llttle Loves @Home for
parents, who for a variety of reasons might be confined to home with their child.
On Friday evenings during term time the church hosts a primary aged Youth Club, over 2 sessions
for approximately 50 children aged between 8-11 years. This remains a popular event.
During the school temi volunteers from Love's Fami Community Church have been giving Early

Love's Farm Community Church
Intervéntion Coaching under the umbrella of the ¢harity Transfoming Lives for Good rfLG). This
continues with financial support via Cinnamon Ne￿Ork funding and is greatly appreciated by the
local Love's Fami sGhool. Round House.
Love's Farm Community Monèy Advi￿ (LFCMA) Servi￿ (registered with the FCA and with training
delivered by the national Community Money Advice charity) to assist people struggling with debt or
money management. The centre is registered on the national CMA website and a¢¢essible to
people throughout st Neots and the surrounding area. We met with 51 new clients in the year and
have 3 volunteers and by the end of the year have four (2022-. three) members of staff employed
part lime to be debt advisers, centre manager and administrators for the ￿ntre. Work has been
completed this year to move the money advice ￿ntre out from under the umbrella of Love's Fami
Community Church and the money advi￿ service successfully changed its name in Decembèr 2023
to Money Advice St Neots (Mast). Mast is supported by churches across the lown and collaborates
widely wrth the church and the local food banks where one of the team provides onsite help and
signposting.
Love's Farm Community Church has benefited from the leadership role played by Rev'd Helene
Tame, who is employed by the United Refom)ed Church Eastern Synod, to lead the work of Love's
Farm Community Church. Helene is assisted by numerous lay volunteers. Helene resigned her paid
post in November 2023, to take effect from January 2024; she will continue to serve as a volunteer,
as required in 2024 with Marcus and Kathryn taking on intenm leadership of the church. All the
activities of the church as listed above are run by the trustees and others on a voluntary basis. A
total of 40 different people served as volunteers during this reporting period.
Financial review
During this year, donations to the charity plus some brought forward reserves were sufficient to
cover all its expenses. The charity's income for the year was £22,659 (2022.. £40,690) and expenses
came to £21,594 (2022.. £21,594). The balance of funds at 31 December 2023 was £19,662
{£18,577), with £358 being restricted funds (2022.. £5,779).
Reserves policy
It is the trustees reserves policy to maintain a balance on unrestricted funds (if possible), which
equates to al least three months unrestricted payments. equivalent to £3,592, to cover emergency
situations that may arise from time to time. The balan￿ of £19,304 held on unrestricted funds, after
designations, at the year end is higher than the target. Our previous minister, who is paid from
external sources, stepped down in January 2024 and the addilional reserves are required to provide
contingency in the interim period until funding can be secured for a new minister.
The balance of £358 in the restricted funds is towmrds the TLG project.
Going concern ststement
The trustees have a reasonable expectation that the charity has adequate resources to continue for
the foreseeable future. For this reason they continue to adopt the going concern basis in preparing
the accounts.
Audit exemption statement
Due to the gross income being less than £1million and since the gross assets are less than
£3.26million. the ¢harity is exempt from needing an audit and since in 2023 the gross income is less
than £25.000 the ¢harity is exempt from needing an independent examination and the trustees have
chosen to not have one.

Love's Farm Community Church
Statement of responsibilities of the Trustees
The Charities Act 2011 requires the trustees to prepare financial statements for each financial year
which give a true and fair view of the state of affairs of the charity and of the incoming resources and
application of resources of the charity for that period. In preparing these financial statements, the
trustees are required to..
select suitable accounting policies and apply them consistently.,
observe the methods and principles in the Charities SORP 2005.,
make judgments and accounting estimates that are reasonable and prudent..
state whether applicable accounting standards have been followed, subject to any material
departures disGlosed and explained in the financial statements., and
prepare the financial statements on the going concern basis unless it is inappropriate to do so.
The trustees are responsible for keeping sufficient accounting records that disclose with reasonable
accuracy at any time the financial posttion of the charity and enable them to ensure that the financial
statements comply with the Charities Act 2011. They are also responsible for safeguarding the
assets of the charity and hence for tsking reasonable steps for the prevention and detection of fraud
and other irregularities.
Approved by the trustees on
and signed on its behalf by
Jonathan Tame (Chaimian of the Trustees)

Love's Fann Community Church
Statement of financial activities
For the year ended 31 December 2023
2023
Total
funds
2022
Total
funds
Unrestrlcted Restricted
funds
funds
Incoming rgsources
Notes
Incomlng resources from generated funds
Voluntary income
Incoming resources from donors
Grant income
20,612
20,612
1,805
20,111
20,560
1,805
20,612
1,805
22.417
40,671
Activities for gengrating funds
Investment incorne
Income from charitable actlvity
242
242
19
Total Incoming resources
20,854
1,805
22,659
40,690
Resources expended
Charitable actlvStloS
Governance costs
Other resourcos expended
14.169
7.226
21,395
32,485
199
199
683
Total resources used
14,368
7,226
21,594
33,168
Net loutgoinglllncomlng resources
before transfers
6.486
{5,421)
1,065
7.522
Transfers be￿een fvnds
Net {outgoinglllncomSng rosources
before revaluatlons
6,486
15,4211
1,C1%5
7.522
Realised gainlllossl on revaluation of fixed assets
Realised gainlllossl on investments
Net movement in funds
6,486
15,4211
1.065
7,522
Funds carried forward at 1 January 2023
12,818
5,779
18,597
11,075
Funds carried forward at 31 December 2023
19,304
358
19,662
18,597
All anKJunts relate to continuing activibes

Love's Farm Community Church
Balance sheet as at 31 December 2023
2023
2022
Notes
Fixed assets
Tanglble flxed as86ts
Investments
Total fixod assets
Current assets
Debtors
Cash al bank and in hand
2,784
16,878
2,532
18,062
Total current assgts
19,662
20.594
Liabilliles- amount3 falling due
withln one year
1,997
Net current assets
19,662
18,597
Net assets
19,662
18,597
Funds
Unrostrlcted
71
19,304
12,818
Restri¢ted
9,11
358
5.779
Endowment funds
11
19,662
18,597
Approved b the trustees on
and signed on its behalf by
Jonathan Tame (Chainnan of thè trustees)

Love's Farm Community Church
Notes to the financial ststements
Accounting policies
These financial statements of the charity have been prepared on a going Con￿rn basis and on
behalf of the Irustees in accordance with the Aocounting and Reporting by Charities- Statemenl
of Recommended Practice SORP {2005) together with applicable accounling standards and the
Charities Act. They have been prepared under the historical cost convention.
Incoming Resources
Recognition of incoming resources
These are included in the Statement of Financial Activities (SOFA) when:
the charity becomes entitled to the resoU￿e$
the trustees are virtually certain they will receive the resources-, and
the monetary value can be measured with sufficient reliability.
Grants and donations
Grants and donations are only included on the SOFA when the charity has unconditional
entitlement to the resources.
Volunteer help
The value of any voluntary help re￿iVed is not included in the aGcounts bLrt is described in the
trustees, annual report.
Expenditure and Liabilities
Liability recognition
Liabilities are recognised as soon as there is legal or constructive obligation committing the
Chaflty to pay out resources.
Gov8mance costs
Include costs of the preparation and examination of statutory accounts, the costs of trustee
meetings and cost of any legal advice to trustees on governan￿ or constitutional matters.
Support costs
Support costs include central functions and have been allocated to activity cost categories on
basis consistent with the use of resources, e.g. allocating property costs by floor areas, or per
capita, staff costs by the time spent and other costs by their usage.
Assets
Tangible fixed assets for use by the charity
These are capitalised if they can be used for more than one year, and cost at least £500. They
are valued at cost or, rf gifted, at the value to the charity on receipt.
Unrestricted funds represent the funds of the CIO that are not subject to any restrictions
regarding their use and are available for application on the general purposes of the CIO.
Restricted fLSnds represent those received for specific purposes as specified by the donors.
Endowment fvnds are those where there is a requirement imposed by the donor to retain Gapital,
but which allows income to be used.

Love's Farm Community Church
Notes to the financial statements
Incoming resour¢es from donors
2023
2022
General donations from individuals
Help fund giving
Gift Aid
Little Loves giving
Youth club giving
Youth café giving
Ukrainian Donation
CMA Donation
13,181
11,272
85
2,533
1,020
1,830
537
939
1,895
2,784
1,842
2,605
200
20,612
20,111
Charitsble activities expenditure
2023
2022
Breakfast church
Youth club
Youth café
Ltttle Loves
TLG
New Wine conferen
Messy Church
Ukrainian travel
Money advi￿ ￿ntre
Alpha
Mission giving
Help fund giving
5,120
2,477
2,694
1.383
1,083
216
4,929
2.340
1,518
1,258
559
30
186
806
18,409
377
5,435
2,168
442
2,081
369
21,395
32,485
Our policy is to give away at least one tenth of our income to mission projects.
Governance costs
There were no govemance related costs in the current period (2022.. nil).
Other resources expended
2023
2022
Insuran
Bank Gharges
Website and IT costs
129
60
10
506
81
199
683
Employee emoluments
Average staff numbers in 2023 were 1 (2022: 3) with emoluments totalling £6,084 {2022'.
£13,341). This includes £4,056 (2022: £6,552) for trusteès who were paid for the work they
did for debt advice centre.

Love's Farm Community Church
Notes to the financial statements
Debtors and prepayments
2023
2022
Accnjed Income
2,784
2,532
Creditors
2023
2022
Charity donations creditors
Accrual for food
1,900
97
1,997
Restricted Funds
Balance at Incomlng Resources Balance at 31
1 January resources expended
December
2023
2023
Cinnamon Grant
Trussell Trust
Acts 435
Love's Farm House
Parish of St Neots for CMA
Parish of St Neots for Youth
Lidl
ESCA Grant
1,441
3,970
(1,083)
(3.970)
(450)
(250)
(855)
(150)
(555)
(100)
358
450
250
300
150
555
100
5,779
1,805
(7,226)
358
Brought forward was £1,441 which was re￿iVed from Cinnamon Grant for TLG and £1,083 of
this grant was used during the year.
Brought forward was £3,970 which was received from the Trussell Trust for Love's Farm
Communty Money Advice for wages and other running costs, which was used during the year.
In 2023. £450 was re￿iVed from various grants from the charity, Acts 435, which is a crowd
funding website which raises money for families in need. The money was used for various items
for Love's Farm Community Money Advice clients.
On 12 January 2023. £250 was received from Love's Fam House towards the youth club vthich
is run weekly. This was used during the year.
On 19 January 2023, £300 was rerEived from St Mary's Parish church towards the Community
Money Advice centre to assist with the running costs. This was used during thè year.
On 19 January 2023, £150 was received from St Mary's Parish church towards the youth
activities undertaken. This was used during the year.

Love's Farm Community Church
Notes to the financial statements
Restricted Funds Icontlnued)
On 25 April 2023, £555 was received from Lidl towards Love's Fami Community Money Advice to
assist with the support the team give to families. This was used during the year.
On 14 November 2023, £100 was re￿iVed from Eaton Socon Community Association (ESCAI
towards Love's Farm Community Money Advice. This was used during the year.
10
Grants
No unr8Stricted grants were received in the year.
11
Analysis of net assets between funds
Unrestricted Restricted Endowment
funds
funds
funds
Totsl
2023
Tangible fixed assets
Investments
Current assels
Current liabilities
19,304
358
19.662
19,304
358
19,662
10