REGISTERED CHARITY NUMBER.. 1165086
REPORT OF THE TRUSTEES AND
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025
FOR
CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Pag8
Legal and administrative information
Report of the Tru8tee$
21014
Independent Examin8es Report
15
Statement of Financial A¢tivitÉ•s
16
Balance Sheet
17
Cash Flow Statement
18
Notes to the Financial Slalem8nts
19to29
Det811￿ Statement of Financial Activities
(Th85e pages do not form part of the statutory accounts)
30to31

CROYDON VOLUNTARY ASSOCIATION FOR THE BL5ND
IA CHARITABLE INCORPORATED ORGANISATIONI
LEGAL AND ADMINISTRATIVE INFORMATION
FOR THE YEAR ENDED 31 MARCH 2025
REFERENCE AND ADMINISTRATIVE DETAILS
Charlty Name
Croydon Voluntary Association for th8 Blind
Otherworklng Name
CrDydon Vision
Roglstèmd Charlty number
1165086
Principal Charlty Ofllce
BedfoTd Hall
72-74 We118sley Road
Croydtsn
Surrey
CRO 2AR
The Tru8legs $8tving during the year and lo the dale of this report were as follows..
Trustees
Nigel Gooding CBE
Richard Wragg
Josel Khan
Frances Cullen
Kieren Exley
Jamie Henderson
DhrLJvin Patel
Swarna Pillai
Chair
- Vice Chair
- Treasurer
Trustee
Trustee
Truslee
- Truslee
- Trustee
Reslgned 111h October 2024
Appoirbted 18 De￿mber 2024
Chlef Executlve
Susanelte Mansour
Nicola Newman
Unlll 31 December 2024
From 1 January 202S
Sonlor Team
Abiodun Obileye
Anca Sahin
Colin Aldridge
Transport and Facililres Man8gei (until 30 September 20241
Project Manager (until 31 March 20251
- Transport and Facilities Manager Iliom g December 20241
Indepèndent Examiner
Mark BlaGkwell ACMA
For and behalf of M H R Consultancy Limfted
Charte18d Management Accountants
Fernebeiga House
Alexandra Road
Farnboiough
GU14 6DQ
Prlnclpal Bankers
Nalwesl Bank
Croydon Vvhilgift Cenlre Branch
40 Whitgift Centre
Croydon
Surrey
CR01UQ
CAF Bank Ltd
25 Kings Hill Avgnue
Kings Hill
West Malling
Kent
ME194JQ

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
The Trustees present their annu31 report together with the unaudited financial s181emenls of Croydon Voluntary Association for th&
Blind for the year ended 31 March 2025. The financial statements have been preparod in accordance with Ihe accounting policies set
out in Note 1 to the a￿OUnt8 on pages 19 and 20 and comply with the Charity's governing document, Ihe Charities Act 2011 ond
Accounting and Reporting by Charities.. Slalement ol Recommended Practice applicablè lo Charities preparing their accounts in
accordance with Ihe Financial Reporting Standard applicable in the UK and Republic ol Ir&land IFRS 1021 leffective1 January 20191.
Structure, Governance and Management
GovernFng do¢ument
Crtsydon Vision is a charitable incorporated org8nis811on conslituled on 8th January 2016 and registered with the Charity Commission
on that date. However, the organisalion itself has been supporting the blind and visually irnpaired community for over 100 years. In
July 1923, & lew visionaries decided lo branch out of The Croydon Guild Social SeNices because it offered limited social activities for
peoplg with Sight loss. The name of their new organisalion was Croydon Vduntary Association for th& Blind. Its aim was to promote
the well8re of the blind people in Croydon.
Thè foimalion of the CIO was sel up because of the marger with Bedford Hall, lo become one entity. The governance ol the charity
was reslruoluied and eonverted from an unincorporated trust lo a CIO. On 1st May 2017. all the activities 8nd undertakings of Croydon
Vision Iregis18réd charity number 2004821 were merged with lh6 new Charity. Croydon Vision Ir¢gisloied charity number 2004821
was rervoved from the register of charities on 16th Novernber 2017.
Recrultment and appointmant of new Trustees
The Charity's constitution slates that the number of Trustees shall not be less than three and not rnore than eight ￿uS the Chair {91.
At least two of the Trustees should, if possible, be rnembeis who are visually impaired wilh skills sel that complement the Board.
During the year J05ef Khan was recruited as Treasurer and PeteT Osei-Bonsu as General Trustee. There Is a deslre to ￿crUIt sight
loss individuals lo the Board with the ¥ight set of skills and drive lo help our work in transforming lives.
Al every annual general meeting of the members of the CIO, one-thiid of the Charity's Truslees shall retire from offieè. If the number
of Charily Trustees 1$ not three or a multiple ol three, then the nurnber nèarest to one-lhird shall retire from office, bul il there is only
one Charily Truste&, he tsr she shall retire. The Charity Trustees lo ietire by rotation shall be those who h8ve been longest in office
since their last appoinlrnenl or reappointment. If any Trustees were last appointed or reappointed on the same day those to retire shall
(unless they otherwis9 agre6 among themselves) be delemiined by lol.
The Charity Truslegs may at any time decide lo appoint a new Charity Trustee, whether in place of a Charity Trustee who has retired
or been removed, or as an additional Charity Trustee. provided that the lirnil on the number ol Charity Trustees would not 88 8 result
be exceeded. Trustee8 who rellre by rolalion are eligible for reappoinltnenl. A Charity Trustee who ha5 served for Iwo consècutive
terms may not be reappointed lor a third consecutive term bul rnay be rg8ppointed after an interval of one year,
Inductlon and training of new Trusts8s
The Charity atlracls new IIu8l&es from a range of SoU￿S induding central gov¢rnment, medical. legal and business indu81ry. Trusteès
ale involved in various appropiiale training to further strengthen their role. A Register ol Interests for Trustees, Staff and Volunteers
is in place and updated annually. Each Trustee has a champion role. lo diive p05ilive change and sustainability of the Ch81ily long
lenn.
Each Trustee undertakes an induolion process. consisting of the following.. meet ond greet the team and understand our culture,
Trustee welcome pack which contains polides, procedures and H&S proce88es. In addillon, Truslees are provided 8 copy of the CIO'S
conslilulion and any amendments made lo il and a copy of the CIO'S lalesl Trustees, annual report and financial slalemenls. This is
lo ensure that Trustees carry out their respon8ibililles effectively.. guided by advice provlded from the Charily Commission.
Board members are encouraged lo sp&nd half a day at the Charity lo further und¢rsland the operational aspect of the organi8alion.
Furthermore, an annual event calendar is shared with Trustees with encouragernenl lo alland events. At each board meeting, financial
and operallonal information is supplied logethei with suitable explanations, including front line presentation at Board meelings. Board
mernbers a￿ expected to be aware of the various Charity Commission publications that eAn be obtained to assist them with Ihgrt
duties as Trustees.
Organisatlon
The Board of Trustees administers the Charity and generally meets every 12 week5. A People's Committee and Finance Cornrnitlee
are also setup to assist the work of the Board, and various task and finish groups are formed as necessary.

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
At the end of December 2024, we said farewell lo Susanetle Mansour, our Chief Executive. who concluded her tenure with Croydon
Vision. We exlend our heat1fell thanks lo Susanette for her dedicated service and Ihe Iran8formalional ehAnge she led during her time
with us. Her leadership has left a18sling leg8cy, $trongthened our organisation and deepened Ouf impact in the community.
On 1 January 2025, we were delighted lo welcome Nwla Newman as our new Chief Executive. Nicol8 is a lifelong Croydon residenl
and brings with her over 19 years of experience in the volun18ry sector. Her deep-rooted comrnilmenl lo community development and
inclusive leadership makes her a valuable addstion to Croydon Vision. We are exated about the future under Nicola's guidance and
look forward lo buildlng on the strong foundations laid in recent years.
Leadership
Leadorship and decision making of Ihe Charity is delegatèd tothè Chi&f Executive by the Board of Tru3lees. The Chief Executive
works closely with management, staff and volunteers lo fulfil the Charity's objectives and ensure the smooth and effective
running of the organisation. The Chief Executive reports lo the Ch8ir and lo the Board of Trustees.
The CEO and management team comprise the key Managtrmenl personnel of the Charity in charge of leading or managlng the
running and operating Ihtr Charlly on a day-to-day basis.
All Trustees givè of Ih8ir time freely and no trustee received romungralion in the year. One of our Trustees (Francgs Cullen)
leads an aclivily al Croydon Vision and charges the organisalion 8t 8 substantially reduced rate. Details of Trustees, expenses
and related paty transaction8 are disclosed on pages 22 and 23 in Notes 9 and 13 of the accounts.
Croydon Vision has fully embraeed generational diversity whereby feedback and appraisals are tailored to individual need8
rather than just an annu31 process. The pay structure of staff focuses on staff KPIS (key Performance Indicator), based on a
collaborative performance Talher than simply focused on individual performance. In view of the nature of the Charity, it is the
Trustees. responsibility lo benchmaik against pay levels within the voluntary sector across London as well as the public sector,.
with some consideration of National Jolnt Council for Local Govemmenl Services pay 5ealès.

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
Voluntaèrs
Our volunteering programme offers v8luable opportunities for individuals to develop Ir8nsferablts ski11s, build confiden￿, and reali8e
Ihelr potenti21 as acts've. engaged citizens. In 2024-25, we generaled £112,442 in Social value. 8 33¢/o Increase from £83,922 in the
pieviou$ yeai. Thls growth was fuelled by renewed volunt88r ènthLJsiasm, inspired in part by the recognition of the King's Award for
voluntary services and by the expansion ol meaningful ioles across the charity. These roles included Drivers, Braille Support, IT and
Digital Tran$fom)alion, Advocacy. Cultural Tour Guides, support at the Moorfields Clinic, Eye Health Advice and Podcast Editing.
The growlh in 8¢livilies increased recognition of volunleei conlribulions., Ihe introduction of leadership roles such as Croydon Vision
Ambassador$ also contributed significantly. We are also fortunate to benefit from Ihe energy and cornmilment of work experien
students from Crtsydon College of Further and Higher Edu¢alion and Trinity School.
During the peri(xl from 1 April 2024 to 31 March 2025 CToydon Visron had the generous support from 72 volunteers of which 24 have
sorne form of visual impaifment.
We are grateful lo our volunteers, who Iruly are the backbone of Croydon Vision. Their unwavering dedication and passion continue
to drive our mission fotward and make a lasting difference in the lives of Ih05e wtr support. The Trustees and Staff T8atn would like
to formally record their sincere thanks to all our volunteers for their invaluablè contrlbutions throughout Ihe year,
Related parties and ¢o-opgration wlth other organisations
None of our Trustees received remuneration from their work with the Charity as Trustees. However, one Trustee lead$ an
activity at Croydon Vision and charges the organisation al a subslanlially reduced rate. Any connection between a Tiustee,
CEO or Management of the Charity with any service user, externa5 ¢onlra¢lor or supplier of Se￿ice3 Must be disclos8d lo the
CEO or Board of Trustees in thè same way as any other contractual relaliorhship with a related party.

CROYDON VOLUNTARY ASSOCIATION FOR THE BUND
IA CHARITABLE INCORPORATED ORGANISATIONI
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
Objectives and Activities
Croydon V1550n exists lo support blind and partially sighted individuals in Croydon in line with our charitable oblectfves. The Trustees
confirm that they have oomplied with their duty under Section 17151 of the Charities Act 2011 lo have due regard lo the guidan
published by the Chaiily Commission on public benefit. Our services are d85ign6d to empower people with si9hl Ios¥ and those wilh
an intere81 in visual irnpaiiment. helping them to lead independent, fu￿111n9 lives.
Our Culture . Al the heart of Croydtsn Vision is a culture that celebrates people and community.
We put people first- ensuring that every individual feels seen, heard, and valuèd.
We empower our peopl8- SUPPOrting members on theirjourney lo greater independence.
We take prlde Sn our vibrant community- fostering connection, indusion. and sh81ed purpose.
Our Values - Our values shape how wo work and who we are.
Awareness- We invest in a growth mindset.
Compasslon- We pul people first.
Taamwork- We build more logelhei.
Integrity- We keep our promises.
Diversity- We stand shoulder lo shoulder.
Our Vision. Mission and Purpose
Our Vision-To create 8 community that protecls sYJhl and ieduce8 mild lo severe sight loss over the next 100 y88rs.
Our Mission- To en¢ourage independence, confidence, and p8tsonal dèvelopment among blind and partially sighted petsple in
Croydon
Our Purpose- To inspire individuals to re-evaluate what's possible because there is life after sight loss.

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
A CHARITABLE INCORPORATED ORGANISATIONI
REPORT OF THE TRUSTEES
FOR THE YEAR ENDEO 31 MARCH 2025
Achievements and Performance
In 2024-25. Croydon Vision has continued lo deliver high-lrnpact $ervl¢e$ a¢ross SLY core areas..
Health and Wèllbelng
Over 5,300 attendances at fitness, yoga, cookery and soclal sessions.
4,223 nutrilious lunches served, 5UPPOrting physical and emotional wellbeing.
613 counselling sessions dolivgied lo 64 individuals, addressing trauma. anxiely and emotional resilience.
71 excursions allended by 615 mèmbèrs. promoting social inclusion and independence.
Employment and Inclusion
Partnerships with Jobcenlr8 Plus. DWP. and Croydon Works supported members into employment. training and volunteering.
52 businesses received Visual Awareness Training.
2.389 people reached through 117 outieach events.
12 members transitioned into volunleoiing, 5 into employment Bnd 11 into training.
Digital Empowerment
139 individuals supported Ihrough over 400 tech Irainirng sessions.
meMb￿S gained confhlence using accessibl8 lethnology. Improving Independence and reducing isolation.
Advice and Advocacy
Our Advice & Advoeacy service secured £120,268 in financial a58iStanc& for membèrs. helping them navigale complex benefits
systems and malntain independence.
Children and Young People IC&YPI
Our CYP Officer delivèred 73 workshops and 12 excursvjns with a unique, neur05ciènce-informed approach.
On average of 59 altendees per month.
Transport and Excur8ion5
60 excursions delivered across 24 wards in Croydon
56 round trips provided lo 11 voluntary organisations during vehicle idle lirne
Health and Wellbeing
Ourhea1th and wellne8s activities were a ¢omerstone ofourdelivery. The activities delivered throughout tha year alkjwed our members
lo experien￿..
Improvad Physlcal Health & Mobility. 2,272 attendan￿$ al Keeping Aclive classes le.g., keep fil, dance, bowlin9, kickboxingl show
strong engagement in physical activity. h¢lpirig improve balance, strength, and confidence in movement, key for those with sight loss.
Enhanced Cognitive Function - 1,632 attendan￿S at Mental AerOb￿S sessions supporl memory, locus and mentsl agility, which
are especially valuable for maintaining independen¢& and mentsl sharpness.
A¢ces8ible. Gentle Exercise 640 allendances 01 Chalr Yoga offer a safe and adaptable way lo slay active, redw stress and
improvo flexibility,. ideal for rnembets with limited mobllity or balance concerns.
Life Skills & Independence - 177 allendances al Cookery C18sses empower members to prepare meals safely and confidonlly,
promoting independence and healthier eating habits that iesull in improved health outcomes.
Social Connactlon & Belonglng 912 allendanc&s al Social S6sslons highlight the importance of cornmunily. These galh8rings
reduc8 isolation, build friendships and foster a sense of inclusion.
Theso actwities not only support physical and mental wellbeing but also help visually impaired irKlividu818 lead moio independent.
connected and fulfilling lives.
4,223 nulrilious lunches were setved lo our mernbers overthe course of the year. These meals played a vi181 role in 5UPPOrting overall
wellbeing, improving health outcomes. boosting immunity 8nd fostering soc￿1 connection through shaied rlleallimes. For many
members, this Servi￿ was not onty a source of nourishment but alsts a key part of their daily routine and emotional wellbeing.

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
Counselling Provision
Croydon Vision's Counselling provision has provided an additional layer lo our wellbeing inilialive. 11 provide$ the tools, support, and
perspective individuals need to regain control and thrive.
Our members can be dealing with grief over losing Iheirsighl. seeking relief from anxiety. seeking coping slialegies 8nd our¢oun5811ing
provision can improve their emotional health and well-being.
Counselling offers a safe. supportive Space to explore emotions. address challenges and develop effective coping slralegies. Mernbers
are experiencing major life transitions. stress. anxiety and relationship difficulties. With the cost-ol-living crisis, rnembers do not have
additional funds to prioritise their mental health. Through the lollery funding we were able to offer up lo 8 sessions per individual.
During these sessions counselling provided tools that improved mental health and overall well-being, using different counselling
tnode15 includin9, EMDR. CBT and Solution I0￿Ssed.
Over thè cou15è of thie& years our eounsellor carried oul 613 sessions and worked with 64 individuals.
Tg¥timonial by individual who rècaivèd couns•lllng'.
'My experience woftking with Helen w8s liber8ting aftd ￿Warding. I wès etlhe loweslpoint in my life emotionally with anxiety, no hope
ond confidence in my88lf. l still hgd th6 lrnuma lor the fateful n70ming when I woke up blind. I nol believe I slill had a p￿￿oSe in
life even afterlhe surgery on my lefl eye. H818n has been è big support as she helped me with different coping mechanisms lormy
anxiety, woffles and em01￿81 break downs. She helped me pro￿$& 8nd uftderstènd all my emotions. Continuously wothed wilh
Hel8n lo heal th81 Iraum81i¢ mom8lJt when I lost my sight. I gaAn6d coftfid6ne6 in myself aftd felt inspi￿d lo lalk about my sighl loss
nd slarted lo look 81 Ihe mNFFDf8g8in something I could not do before my counselliftg because it made me cry. Helen created a safe
space forme to express my8eifwhiGh gave me relief, emotion&1 r&gul&lion$ &ndpsy¢hologA¢8lr&$illence. I feelempowered, molivated
andpuwoseTul and this has helped me on my relum lo woth. I can t th&nk you 8nough forlhe unwavering supportyou gave to me..
Holistic Therapies
Due lo dernand and inteiesl, we are in¢orpor81ing more holisllc approaches tr> mental wellbelng.. B seNice that is growing in popularily
is our Indian head massage.
Delivered with skilful sensibility by our Advice & Advoca¢y Officer Ilrained In Yoga 8nd Complementary Therapies) our Indian head
massage includes breath work, relaxation and meditation techniques, healing sound and self-massage techniques. It is a powerful
tool to promote well-being, a sense of Pea￿ and calm 8Nd a positive outlook. 11 can 3lleviale 8nxiely, kjw mood, tension and insomni8
by triggering the release of endorphins. By relieving tension and irnpioving blood flow lo the brain, it enhances mental clarity. improves
concentration and focus, which can be particularty beneficial for individuals who rely on their senses more heavily.
.1 had been feeling all over Ihe place, worrying and insecure. Afler my IrKlian lJe8d massog8 WAth Ste118, 1 felt Calm, not worwng
Bnymore or811 over the place. I fell grounded and I can find thalpo8ilive feeling myseifwhen I need il now."

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 202S
Employment and Inclusion
Worklng Ag• Group
Croydon Vision dovelopèd koy partnerships with organis8lK)ns $u¢h 8$ Jobcenlre Plus, th8 Department for Work and Pensions (DVVPI
and Crtsydon Works. These collaboration5 have opened up new routes lo employment lor our members, supporting long-lerrn
economic empowerment. Croydon Vision hosted two job fairs speoific8lly largeling those with disabilitie8 looking for employment.
As a chality we Continue to st￿ng1hen ovr corporate partnership with Croydon College of Furlher and Higher Education. Croydon
Vision was invited lo showcase opportunitie8 al three job fairs (including a sperial event with a dual focus on health and wellbeing
alongside workl.
Croydon Vision hosts weekly sessions for our working age members that focus on employabilily, CV writing, benefits. assistance and
confidence building. Vve collaborate with an employability adviser from the Job Centre.
During the last year:
12 membeTS Ir8n811ioned into volunleevng,
5 members transitioned into employment,
11 members were supported into training or courses.
Vlsual Awarènass Tralnlng
Durlng the last year 52 buslnesses and organisalions recelved Vi$u81 Awareness Training by Croydon Vision, giving them the 10018
they need lo be inclusiv8 employers and disability confident.
Croydon Vision was iepres&nted at 117 outrèach events, roaching a 10181 of 2.389 people. These even15 raise awareness, build
ornmunily connection8 and bling our 8etvice8 to a widei audience.
Digital Empowerment
Our Tech Tralner reached 179 Indlviduals ¢3rrylng out over 400 sessions tt> build confidenee in their use of 8cce8sible technology.
Through these 8e88ions mernber8 fell..
Restored Confidence & Independ8ncg- Mernber8 who had given up on u8ing technology found renewed hope through assistive
80ftvrare and perstsnalised support, enabllng them lo re-ong8ge wllh digital Iwls.
Accessible, Per8onali8ed Support- The ability lo rec8we in-home guidance. especially from a trusted expert like Daniel, makes
technology feel approachable and rranageable.
Enhanced Communlcation & Dally Llvlng - Leaming lo use features like voice interadion has empowered members to navigate
their devices more independently, improving their quality ol life.
Dlscovery of New Too16 - Visits lo the resource centre introduced members and their families to a wide range of assislive gadgets
they didn't know existed, expanding their options for support.
Combalting Loneliness - For those living alone, technology becomes a vital conneclx)n lo the outside world. Restoring access to
devices like computers and TVS helps reduce feelings of isolation.
"l a￿anged an appoinlmenl with Daniel, so that I can gel back into using my laptop. He was wonderful he showed me how do a lot of
things with my laplop, I was also su@rised how lje was 80 palienl wilh me. The most amazing Ihing is Ihal l am able lo talk to my
laplop. and il talks back. I w8s a bit h8sil8nl at first. bul 18m glad I did it."Member- Mary G.

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
REPORTOF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
Advice and Advocacy
Alongside our vailed 8nd multi-layered programrne of activities and support services, our Advice & Advocacy services generated
£120,268 of financial assistance to enable members lo live safely and. in some instances. lo effeGtiv$ly sur¥ive at a tirne when socio-
economic force8 may have caused undesirable results. Piimarily through PIP and Allendance Allowance, we empowered members
to secure financial assistanc& while ensuring their voices are heard and fundamental unmel need8 considered in a fair and legilitnale
manner.
Children and Young People
In 202K25. Croydon Vision's Childrèn and Young People's ICYPI Department delivered an evidence-based programme tailored lo
the needs of visually impaired IVII children and young people. Over the course of the year, Ihe CYP Offi¢er ran 73 workshops and 12
ex¢ursions. each designed to SUPFK)rt ¢ognllive, emots'onal and social development Ihrough multisensory and indusive learning.
Our Digital Deteelives prograrnrne Qmpowered children lo explore tgchnology hands-on. dismantling and rebuilding cornpulers,
lèarning to touch type with a8s181ive software and building confidence in digital navigalion. These sessions were complemented by
our CrE81iwly Hub. which offered taclilg art. clay modelling and nalure-based projects that encouraged Seff-eXp￿SSI0n, fine molor
skills and teamwork.
Excursions played a key role in exlendTrng leaming beyond the cenlie. From inclusive cycling and kickboxing to trips lo Legoland,
London Zoo and audio-described cinema outings, each experience was designed to build confidence, independence and social
connection. Using our bespoke &Slep Progression Framework, we tracked measurable growth in areas Such as eommunicalion.
leadership and emotional resilience., over 80Vts of participanls progressed al 18asl one level. Slrong partnerships with organisations
like Wheels for Wellbeing, VICTA. and Mootfields Eye Hospital further enhanced our reach and impact. The CYP service continues
to be a cornerstone of our mission, offering 8 88fe, empowering space where Vl children can thrive, learn and lead.
Transport and Excursions
Croydon Vision continued to expand ils transport and excursion seNice, made possible through funding from Motabi1ity, delivering
160 excvrsion5. This growth has enabled greater a¢￿sS to activities across 24 wards in Croydon. fostering in¢lusion. independence
and community conneetion for people living with sighl loss. Our fleet of three minibus&5 provided daily transport lo and from our centre,
supporting mernbers to attend morning and afternoon sessions, as well as our popular lunch club.
The service also supported 11 voluntary organisations across Croydon, providing 58 round trips during vehid8 idle time. These
collaborations helped tlleel urgent needs in areas of deprivation, particularly following the financial collapse of Croydon Council. The
transport programrne has become a vital lifeline. redu¢lng isolalion and improving health outcomes. Member leedbaok consistenlly
highlight the joy, dignity and empowerment these &xcursions bring.
"J7)e lrip lo CryerArts Th88lr& was amazing.1 I had 89 much fun, and sharing the experienGe with fellow pee￿ fmm CroydoTr Wi$lon
made il even better. The drlverwas so supportive... Overall, B Wt)rthwhile expeiience-thgnk you, Croydon Vi8ion."
Jim S.

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
Challenges
Throughout 2024-25. Croydon Vision navigated inlemal and external challenges that tested our resili8n¢a and adaptability.
Internal Organlsatlonal Challgnges
Staff Retention and Continulty.. Like rnany In the sector, we faced difficullles in retaining staff duè to short-tem funding and
sector-wide recruitment pressures. This irnpacled service conlinuily and placed additional 51rain on remaining leatn members.
We responded by strengthening cross-training, improving operation81 processes and losl81ing a cullure of shared lèarning.
Resource Constraints.. Demand for our services continued lo oulp8¢6 available resources. Wè maximised volunleersupporl
and streamlined d91ivery, but the need lor sustainable, long-lerm investment remains critical.
Demographic-spaclflc Needs.. A significant proportion of our rnembers are older adults ￿th addilional health conditions or
limited digital liteiacy. This required tailored. often resource-inlenslve, approaches to ensure accessibility and engagement.
Wldar Sector and Local Challènges
Oversubscribed Fundlng Lands¢ap•.. The charity sector continuas lo fa￿ intense compelition for lirniled funding. Many
grant progiammes are oversubscribed, with success rates declining, making il increasingly difficult to secuie the reSoUr￿S
needed to sustain and grow services.
Cost of Living Crlsls.. The ongoing ¢ost of living crisis has had a dual impacl, ex8ceibating the needs of our members while
also increasing operational costs. Many of Ihose we sUPPOrt are on fixed or low incomes and rising Pri￿S have made il
harder lor them lo meet basic needs, increasing reliance on our seNices.
Croydon Councll Bankruptcy.. Tho financial collapse of Croydon Council has had a ripple effect aoios5 the borough's
voluntary 8eclor. Reduced local aulhtsrity funding and support have pla￿d additional pressure on charities Ilke ours to fill the
gaps in essential services.
Despite these challenges, Croydon Vision has remained sleadf881 in ils mission. Our ability 10 8dapt, innovate and draw slrength from
our community has been key to our continued impact. However, the ¢urrent climale underscoi8S the urgent need foi Stable, long-term
investment in cornrnunily-Sed service8.
-10-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
Looking ahead- A vision for the future
Our vision is clear and 8mbill(>us. We are commilled lo ev￿ving into a fotward-thinking, inclusive organisalion that Continues lo meet
the changing needs of people lThfing wth sight loss. There are four primary strateg￿ priorilies.
Tackllng Health Inequalities
We will continue lo addres5 the disproportionale health challeng&5 faced by people with sight loss, particularly older adu5ts and those
from underrepresented communities. By integrating wellbeing. prevenlalive care and advocacy into our service8, we 8im lo redu
barriers and improve quality of life.
The need for this work is growing. By 2032. it is projected Ihal 12,700 Cioydon rasidents will be living with sight loss, up from the
urrent estimate of 10,500, which includ85 1,825 people registered with Severe sight loss. Wth 51% of Croydon's population
identifying as Black and Minority Ethnic IBMEI, these projeclions are shaped by the complex ￿alitIeS of eye health disparities. For
example, individuals of Black African and Caribbean heritage are 4 to 8 limes tnore likely to develop ￿rtaIn types of glaucoma and
cataracts, while people of South Asian descent lace a threefdd increased risk of diabetie eye disease.
A$ 8 charity, we recognise our responsibility not only to support those already living with sight loss, but also lo lead on prevention and
education. Raising awareness, sharing knowledge and promoting early intervention will be ¢entral to our mission in the years 8he&d.
2. Championlng a CommunSty-Led Model
Volunteers have beèn the heartbeat of our succèss. W& will strengthen and expand our communily-led approach, empoweting
volunteers to take on leadership roles, co-design services and act as ambas8ador8 for in¢lusk)n. This model not only enhances
suslainabilily bul also ensures our services remain rooted In lived experience.
Investing rn Our People
In a compelilive and uncertain job market, we recognise the importance of nurturing our 818ff team. We are committed lo providing
meaningful learning and development opportunities, fosleiing 8 culture of growth and ensuiing our188rn feels valued and supported.
This investment 15 èss6nlial lo retaining lalenl and d81ivering consistent. high-qualily services.
4. Expandlng Acc•ss and Deepening Impact
We are commilled lo expanding our reach and deepenlng th6 impact of our services. We recognise that many individuals with sight
loss, particularly Ih05e in employment, are currently unable tts access our support and services duriw standard hours. To addre38
this. we aim to Secure the resources needed lo extend Croydon Vision's opening hours, offeiillg gr88t6r flexibility and ac￿ssibIlity.
We are also passionate about enhancing ouroffer for children and young people. We plan to introduce weekend sessions thal prowde
social, educational and developmental opportunities, tailored lo younger members and their families. Th856 sessions will help foster
confidence, independ8nce and a sense of belonging from an early age.
These plans reflect our unwavering commilmenl to inclusion, innovation and communily-led growth. Wlh the right support, we are
ready to lead Croydon Vi5x)n into its next chapter. stronger, more accessible and more impacllul than ever.

CROYOON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
FINANCIAL REVIEW
Statemènt of Finanel81 Actlvltles
The Slalernenl of Financial Acliv5ti0s is shown on page 16, with a more detailed analysi$ ol in¢ome and expenditure within the notes
lo the financial sl3tern6nls.
Income
In the fvjelve rnonlhs of 2024-25 total income was £721.5(E12024'. £747,895) and was gentsraled through donations and legacies
1£17,0321, gran18 funding 1£475,575}, fundraising evenls1£10.546) seNice users and activity inctsme {£66,9861. hall hire and renla
incorne1£143,82018nd other income, including investment incorne, {£7,5471. More information on proieets can be found in Notes 2
5, page 21. Most tsf the giant lundlng covers multiple years and has therefore ch8nged the incomg profile of the Charity in the short
lo medium lemi.
Expenses
The lolal expenditure for the y88r was £766,182 12024.. £815,677). Staff and contract stsff costs rtsmaln the largest single cost,
comprising 55¥0 ol cosÉ8 al £423.26812024.' £458,237). Our average headcount was 1512024 151. Total di￿¢1 charilable expenditure
was £897,48512024'. £713.3271 wh￿h includes direcl project costs ol £101,321 12024.. £77,696) and depr8ciation costs of £60.204
12024.. £85,217) the majority ol which relates lo our vehicle fleet. Fundraising costs have reduced by 33Yo which Indudes the costs of
various fundraising evenl8 in the year and the additional resour￿S needed lo help us meet the challenges of IhB currenl fundraising
environment.
Prlnclpal fundlng sources
The Charity is dependent upon grants and donallons from individual donors and institutions. Details of the Charity's income is set out
in Notes 2 and 3 on page 21 of the accounts.
We would like to thank the lollowing funders for IheiT SVPPOrt during the year
Croydon Voluntary Action
Edwaid Gostling
Gatfield Foundation
King Charles111 Charitable Fund {KCCFI
London Borough of Croydon- Croydon Loves You
Molabilily
The City B¥idgo Fovndalion
The National Lottery Communlty Fund
The Powell Family Foundation
The Spectacle Makers, Charity
Wise Music Foundation
All tsther grants funders (some who prefer to slay anonymous}, generous donors and of course our membeis.
Balance Sha•t
We had a deficit of £44,67612024.' £67,782), which ha8 resutted In a combined fund balan￿ of £1,430,94812024., £1,475.624181 the
year end. The Charity's free reserves are £62,49512024'. £37.6201. An analysi5 of the funds can be found in Note 18 on page 25, with
the movements within each fund detailed in Note 19 on pag88 26 and 27.
-12-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
FINANCIAL REVIEW- conllnued
Plan of Actlon (Diversifying Incomel
Our Fundraiser at Croydon Vision continues lo èngage actively wilh a wider range of IrLJSts snd foundations lo secure surx855ful grant
awards, supporting both core services and new initiatives. In parallel. we are expanding our income generalion strategy by dèveloping
and promoting our products and service8. Partieularly the Visual Awareness Woikshops, whlch aim lo raise awareness of 51ght loss
across Croydon and surrounding areas.
To further strengthen our financial sustainability, wè are exploring opportunities for corpor818 partnerships thal align with our rni8sion
and values. These partnerships have the potèntial to provide both financial support and in-kind contribLJlions, while also increasing
our visibility within the business community. Thi5 mulli-pronged approach to income diversification 1$ central to ensuring the long-lemi
resilience 8nd impact of Croydon Vision.
Inv•8lment poll¢y
The Trustee5 8re responsible for the salekeeping of all 8$8els of the Charity and may invest funds 88 they s86 frt.
Reserves PolÉcy
Despite colllinued fin3n¢ial pressures, including Ihe rising ¢051 of living and the absence of financial support from Croydon Council.
Croydon Vision h88 rnade meaningful progress in rebuilding its financial resilience. Our unrestricted Teservès have increased
to £62,49512024.. £37,620), demonstraling our commitment lo strengthening Ihe organisalion's financial foundation.
This improvement reflects the ¢olle¢live efforts of the Board of Tius1885. CEO, fundraising and finance leads and management team,
who have implemented 8 iobu$l ¢onllngency programme aligned with our 202￿2026 strategy. This prograrnrne accounts for inflation,
future financial risks and the need lor long-term sustainability.
We continue to diversify our incom8 Ihrough targeted engagement with tw$ls and foundations, expansion of in¢ome-generatSng
services and development of polen1181 corporate partnerships.
Rebuilding our reseNes 18 n¢Trl only vital for operational Sta￿litY bul 81$0 for en8bling more preventative work. prole¢ling sight and
reducing avoidable sight loss for generations to come. Our goal 1$ lo ènsLtr6 Croydon Vision remains a resilient, forward-looking
Dfganisation for the next 100 years.
To support this vision, we are working towards building unreslricteil reserves equivalent to six months of operating cogts, wovlding a
critical buffer against future uncertainties.
Croydon Vision adopts the following principles in relation lo on-going project fvnding..
Planning for staffing changes will allgn wllh project-funding timeline., sl8ffing expenditure will not be mel by re8erve$.
In ex¢eplional circumstances when Tfus188s expressly wish that a specific 3divily continues Bnd have a strong and realistic
8xpectation thal new funds will be received, des1gnated funds will be used to 5U819in posts for 8 defined period.
Redundancy for all members of staff for whom redundancy is applicable.
Staff long-18rm sickness.
Contracts and commilments, including Telephon8s, IT.
Accounl8nt, HR Contract, and legal costs.
6 months core operating COSts1£33.197 per rnonlh based on our 2025-26 budget, totalling £199,182).
Rlsk Management
An Integraled risk strategy 18 in place which is overseen by the CEO and managemenl. In addition, a risk rnanagtrmant policy and
register are in place. The 51ralègy comprises the following..
An annual review of lh8 risks which Croydon Vision may have to face.
The eslablishmenl of systems and procedures lo mitigate th089 risks.
The implementation of procedures designed to report on and minimise any potential impact on Croydon Vislon should any of
those risks malerialise.
The Board of Trustees is confident th81 the planned process will enable them lo tdènllfy Ihe major rlsks lo which Ihe Charity Is PXPDsed
and Ihal they have established sy$18tns to mitigate those risks.
The Trustees re-appointed Maik Blackw611 of MHR Consultancy Ltd to c81ry Out an independent examination of Ihe Charity'5 financial
sl3lern8nt5 for Ihe year ended 31 March 2026.

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
STATEMENT OF TRUSTEES RESPONSIBILITIES
The Trustee5 ale responsible lor preparing the Report of the Board of Trustees and the financl81 statements in ac￿rdanCts with
applicablg law and United Kingdorn Ac¢ounting Standards (United Kingdom Generally Accepted Accounting Practice).
The law appli¢able to d)aritses in England and Wales, the Charities A¢1 2011, Charity (Accounts and Reports) Regulations 2008 and
the provision of the constitution requires the Trustees to prepare financial statements for each financial year which give a IrLJO and
fair view of the State of affairs of the Charity and ol the incorning resources and application of resources, induding the incomè and
expendilure, of the Charlly for that period. In prèparing those financial $181ements, the Trustees are ￿qUired to,.
select suitabl8 accounting policies and then apply them con515ten15y.
observe the methods and principle5 in the SORP 2019 FRS102,
make judgemeri18 and estlmates Ihal are ieasonable and prudent.
state whether applic8ble UK Accounting Standard5 have been followed, 3ubjed lo any material departur88 dlsclosed
and explained in Ihts finaneial slatemenls, an
prepare the financial 81alem8nls on the going concern b8$ls unless il is inappropriat8 to presume that the ¢h8rity will
¢ontinue in business.
The Trustees are responsible for keeplng proper accounbng records which disclose with reasonable accuracy al any Ime the
financial position of the Charily and lo enable them to ensure th81 the financial statements Comply wilh the Charities Act 2011, the
Charily (Accounts and Reports) Regulatsons 2008 and the piovisions ol the trusl deed. They are also responsible lor s8feguÉrding
Ihe assets of the Charity and hence for taking reasonable steps foi the prevenlion and detection of fraud and other irregularities.
The Trustees are responsible for the maintenanc• and integrity of lh8 Charty and financial information included on the Charity's
website. Legi518lion in the United Kingdom goveming the preparalion and dissemination of financial stBlements may differ from
legislation in olhei jurisdictions.
ON BEHALF OF THE BOARD OF
TEES
Nigèl Goodlng, CBE (Chairl
For and on behalf ol thé Board of Trustees
15SgPtèmber 2025
-14-

¢ROYDON VOLUNTARY ASSOCIATION FOR THE BUND
IA CHARITABLE INCORPORATED ORGANISATIONI
INDEPÉNDENT EXAMINER'S REPORT TO THE TRUSTEES OF
CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
I reporttothe Trustees on my ex8mlnalion of thè accounts ofthe Croydon VoJuntaryAssodalon for the Bllnd {Ihe Charltyl for Ihey8ar
ended 31 Mafch 2025.
RgsponslbllSlle8 #nd basls of report
AS the Charlty TnJstee5 you are responsible lor tho preparation of th• wjunis in a¢cnrd8nce wth the requlrements of the Ch8ri118S
Act 2011 {'The Act'i.
I r8POrt in reSF*d of my examination ol the Charit￿8 wjunts carried out under Section 14$ of Ihe 2011 Act and in carying oul my
examin81ion I have followed all the ap￿ICable Direcllons given by thè Charity Commisslon under sectlon 14615llbl of the Act.
Indopandent examlnor'8 ststement
I havo (xjmpleled my examinatlon. I confirm that no malerial matters have comè lo my attention In Conn￿110￿ wth the ex8mlnallon
glving me cause lo believe that In 8ny material respect..
accountirvj records were not kept in respect of tha Charlty as requlrfjd by 6ect¥)n 130 of the fvd,. or
2. the 8¢eounts do not a¢¢ord wth those re¢ordg', or
the accounts ¢0 not comply wlth Ihe applic8ble requirements ¢on¢sming the fomi and content of accounts set wl In the
Charftles (Accounts 8nd Reports) Regulations 2008 othèr than any requiremonl that the accounts give a Iruo and fair view
which is rK)t a matter consldered a$ part o18n Independent examinailon.
I have no COn￿rn8 and have r￿me aCfOSS no Other matters in cwineL*on wlth the examinallon to which attention shoukl be drawn in
this report in orderto enable a prop8r understanding ol the accounts to be reached.
Mafk Blackwell ACMA
M H R consultan￿ ￿MIta{1
Chartered Management Acewntanl$
Ferneberg8 Flouse
Alexandra Road
Farnborough
GU14 6DQ
16 Sopt¢mbgr 2026
-1&

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31 MARCH 202S
2025
2024
Unr•strlct&d
funds
Restrlcted
funds
Endowment
funds
Total
rotal
Notes
INCOMING AND ENDOWMENT FROM..
Donatlons and Legacles
17,032
17.032
19,297
Chariiabl• activliles
10¢1,138
442,425
542.561
606,495
Oth&r tradlng g¢tlvltlas
154,366
154,366
115,286
Inv&stm&nts
2.538
2.538
1,595
othor lrt¢ome
5.IYJ9
5,009
5,222
Total Income
279,081
442,425
721 506
747,895
EXPENDITURE ON..
Rai$ing funds
47,833
832
48,665
72,509
Charltsblè actlvltle8
210,968
491,144
15.405
717,517
743.168
Total Expenditure
258,801
491976
15,405
766182
815.677
Op•ratlng SurplusllDeficltl
20.280
{49,5511
115.4051
144,676
167,782)
Nèt galnslllossesl on investments
Net Incomell8xpen5el
20,280
149,551)
115.4051
144,6761
(67,7821
Transfer befvRgn fund¥
Nèt movement in fundB
20.280
{49,551}
(15,4051
144,6761
(67. T82)
RECONCILIATION OF FUNDS
19120
TOTAL FUNDS BROUGHT FORWARD
340,971
117,483
1,017,170
1,475.624
1,543,406
TOTAL FUNDS CARRIED FORWARD
361 251
1 001,765 1430 948
1,475,624
-16-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
BALANCE SHEET
AT 31 MARCH 2025
2025
2024
Note
FIXED ASSETS
Tangible assets
Investments
14
15
1.372,334
458
1,427,653
458
1,372,792
1,428,097
CURRENT ASSETS
Stock
Oeblors.. amounts falling due within one year
Cash al bank
16
73,270
220,796
77,019
168,48T
293,468
245,506
LIABILITIES
Creditors.. Amounts falllng due wilhin one y88r
17
1235,3101
(197,973)
NET CURRENT ASSETS
58.156
47,533
TOTAL ASSETS LESS CURRENT LIA81LITIES
1N30,948
1,475,624
NET ASSETS
1,430,948
1,475,624
TOTAL FUNDS OF THE CHARITY
Unreslrieted funds
Designated lunds
Reslrioled funds
Endowmont funds
19
62,495
298,756
67,932
1.001,765
37.62Q
303,351
117,483
1.017, 170
TOTAL FUNDS
1430 948
7 475 624
The financial 51alem8nts were a
ed by the Board ofTruslees on 15￿ September 2025 and were signed on its behalf by..
Nigel Gooding - ChalrlTrustee
Josef Khan- Treasur8rifrustee
-17-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2025
2025
2024
Cash flow¥ from opèratlng actSvltles:
Nel cash provided by operating activities
7, 160
56,614
7, 160
C88h flows from Inve$ting a¢tlvltl&s
Purchase of fixed assets
Cash providad by lused inl investing activFtI•s
{4,9051
(1,661)
Increase in cash and cash equivalents in the ye8r
expended
51,709
5,499
Cash and cash equlval•nts at the start of the year
168,487
162988
Cash and cash èqulvalents at the end of thè year
220 196
168,487
CASH FLOW NOTES
2025
2024
Reconcillatlon of nèt movement In funds to net
cash flow from operatlng activities
Net lexpenditurel income lor the reporlin9 p8riod las
per the stalernent ol financial activiliesl
144,6761
(67.782J
Adjustments for..
Add back depreciation charge
Decreasellincieasel in stock
(IncreaseyOeoiea5e in debtors
Increaselldecre8581 In C￿d110rS
60,204
65.217
1.045
7,349
1.331
3,749
37,337
Net cash used In operating activitiès
56,614
2025
2024
Analys1¥ of cash and cash equivalents
Cash and cash equivalen15
220,196
168,487
Total ca8h and cAsh equlvalents
220 196
168487
-18-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
ACCOUNTING POLICIES
A summary of the principal accounting poliries adopted judgement5 and key SoUr￿S of estimation Un￿rtainlY in the
preparalion ol the accounts 8rÈ IAid out below.
Basis of preparation of th• Flnanclal Ststements
Tho fin8n¢ial statements have been prepared in accordance with Aocounting and Repot1ing by Charities.. Statement of
Recommended Pr8clice applicable to charities preparing their accounts in accoidance with the Financial Reporting Standard
applicable in the UK and Republic ol Ireland issued in October 2019. the Financ4al Reporting Standard applicable in Ihe Uniled
Kingdom and Republ￿ of Ireland IFRS 1021, Ihe CharIt￿S Act 2011 and UK GenoT31ty Accéplèd Accounting Practice.
Croydon Voluntary Association forlhe Blind meets the definition ol a public benefit enlily under FRS 102. Assets and liabililies
are inilially recognised al historical cost or transact￿n value unless olherwise slated in the relevant accounting policy.
The financial slalemenls are preparod In slerlSng whlch is Ihe functional currency of the Charity and iounded to Ihe nearest £.
Judgement and key sources of e8timatlon uncèrtalnty
In (he application of the Charity's acoounling policies. the Charity is required lo make judgem8nls, &5timatey and assumptions
about the carrying amount of 8ssel$ and li8billlies thal are not readily apparent from other sources. The eslimates and
associated assumptions are based on historical exptrrienee and other factors that are considered lo be relev8nl. Actual results
may differ Irom Ihese eslimales.
The estimales and underlying assumptions 8Te ievi8wed on an on-going basis. Revisions to accounting estimates are
recognised in the period in which the estimate 18 ievised where the revision affects only that period, or iri the period of the
révlslon and future periods where the revision affects both Current and future periods.
Fund Accountlng
Unrestricted funds can be used in accordance with the ¢h8rilable objectives at the discretion of the Trustees. Unreslricled
funds may indude designated funds where the Trustees, 81 Iheii discretion. have created a fund for a specific purpose.
R85tiicled funds can only be used for restricted purposes within the objects of the Charity. Reslriclion8 arise when spe¢lfled
by the donor Dr when funds are raised for resliiclgd purposes. IM)ere required. a monitoring report is sent lo the donor or
funder detsiling 6xp6nditure. Further explanalion of the nature 8nd purpose of each lund is included in Note 20 on page 28.
ncom¥
All incotning resources are included on the Statement of Fln8n¢i81 Activities ISoFA} when the Charity 13 legally enlilltsd lo the
income, and th8 amount can be quantified wilh reasonable accuracy. Grants and donations are only included in the SOFA
when the 9gn8181 income recognition criteria are mel.
There h88 been no offsettlng of assets and liabilities, or income and ext￿￿5&$, unless required or permilted by the FRS 102
SORP or FRS 102.
Expenditure
Expenditure 18 iecognised once there is a legal or constructive obligation to make phymenl to a third party, it is Probable that
selllemenl will be required. and the amount ol the obligation can be measured reliably.
Costs of raising fund8 is d8t8i18d on Nole 6 on page 22 and comprises the costs as50cl8led wllh attracting voluntary income
and any fundraising events. Charitable expenditure is detailed in Note 7 on page 23, and comprises those costs incurred by
the Charity in the delivery of ils activities. 11 in¢ludes both costs that can be allocated diieclly lo such 8¢tivilles and those costs
of an indirect nature lo support them.
All expenditure is aocounted ftsi on an accruals basis.
-19-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
NOTES TO THE FINANCIAL STATEMENTS- eonilnued
FOR THE YEAR ENDED 31 MARCH 2025
ACCOUNTING POLICIES- contlnued
Golng concern
The financial slaletnents have been prepared on a g￿ng concem ba515, as the Truslees believ• Ih8t no material vncertainties
exist. The Trustees have considered the level of funds held and the expected level of income and expenditure for 12 months
from aulhorising these financial statemenls and consider these sufficiant for Ihe Charity lo be able to conlinve 8s a going
concern.
Tanglble flxed a88ets
Tangible fixed assets 8re slated at cost or v8luation less depreciation. IndlvidLJal fixed assets ¢osling £l,QOO or mor8 8r6
capitalised.
Depreciation is provided al roles calculated lowiile off the cost or valuation of fixed assets, less Iheire51imated residual valu8,
over Ihelr expected useful livos on the following ba5e5".
A83et Cat•gory
Motoi v9h￿leS
Sp8cialisl Equipmenl
Computèr Equipment
Fixtures and Fillings
Freehold Bulldings
Land
Annual Rats
250/0 on cost
254h on cosl
33.33% on cost
20/¢ on cost
2 10 on ¢osl
No depreciation
Investment8
Investrnenls 8re a form of basic financial instrument and are Inlfjally recognised at Ihelr transaction value and subsequently
measured al their fair value as al the balance sheet dale using the closing quoted market price when Ihe amount is material.
The income arising on the investments Is shown under investment income in the Slalement of Financial Aclivilles.
Gains and1058es on Inveslmenl assets dis5x)sed of are shown 8s gains and losses in Ihts Slatemenl ol Financial Activities.
Cash at bank and Sn hand
Cash al bank and in hand represent8 bank 8ccounls where fijnds Are available on demand.
Stocks
Stocks are valued al the lower of cost and net realisable value, 9ft6r making allowance for obsolete and slow-moving 1tems.
Debtors
Tfado and other debtors 8Te rEcognised al the s8tt1emenl amount due. Prepayments are recognlsed at the invoiced cost
prepaid.
Creditor8 and Provisions
Creditors and provisions are r8cognised where the Charlly has a present obligation resulting from a past event that will
probably rèsult in ihe transferolfunds lo a third party and the amount due lo selllethe obligation can be measured or estimated
reliably. Creditors and provisoons a￿ normally recognlsed at their selllemenl amounl after allowing foi any trade discounts
due.
Taxatiorh
The Chaiity Is an exempl charity within the meaning of schedule 3 of the Charities Act 2011 and is considered lo pass the
tests sel out in Paragraph 1 Schedule 6 Finance Act 2010. Accordingly, ￿1 is polenlially exempl from laxalion in respect of
income and oapilal gains received lo the exlent Ihal such income or gains are applied to exclusively charitable purposes. No
provision lor taxation has been made in these financi81 slalements.
PensSon Costs and other post-retirement benefits
The Charity operates a defined conlribulion pension scheme and was offered lo 8115taff. Contributions p8yable tothe Charity'8
pet)sion $¢heme are charged lo th& Statement ol Firiancial Activities in the peritsd tts which they rel31&.
-20-

CROYOON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
NOTES TO THE FINANCIAL STATEMENTS- ¢ontlnued
FOR THE YEAR ENDED 31 MARCH 2025
INCOME FROM DONATIONS AND LEGACIES
2025
2024
Donations
19,297
17,032
79,297
In¢ome from donations and lÈgaeles was £17.03212024.. £19,297I of which £17.032 w8s unrestricted (2024.. £19,297) and
£nil was restricted12￿24'. £nill.
INCOMING RESOURCES FROM CHARITABLE ACTIVITIES
2025
2024
Activity
Core Sotvl¢es
Th8 Lost 500- Big Lollery
The Lost 500- City Bridge Foundation
The Lost 500- Edward Gosling
The Lost 500- Vision Foundation
Children and Young People's Programme
Community Organi$8tlons Cosl of Living
Fund
Community Tiansport Project
Croydon Loves You Communily Events
Croydon Vision Community Events
Outreach Projects
We can create loo
Core Services
Grants- unreslricled
Grants- restricted
Grants- reslricted
Grents- reslricled
Grants- reslricled
Grants- restricted
Grants- restricled
33,150
148,812
52,600
75,330
148,989
51,433
12,500
34,874
8,25Q
35.992
16,250
Gr8nts- restricted
Grants- restricted
Grants- restricted
Giants- restricted
Giants- ieslricted
Service users Income
180,993
4,770
t65, 785
10,000
39,000
7,364
55,978
542 564
606,495
INCOME FROM TRADING ACTIVITIES
2025
2024
Fundraising
Hall hire
Rent received
Other
10.546
96,834
46,986
8,821
58,758
47.622
85
154,366
715,286
Income eamed from trading actlviltes was £154,36612024.. £115,286) all unrestricted.
INVESTMENT INCOME
2025
2024
Inve¥lment income
2,S38
All the Charity's investment income of £2.53812024.. £1,595) is unrestricted.
-21-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
NOTES TO THE FINANCIAL STATEMENTS- continued
FOR THE YEAR ENDED 31 MARCH 2025
RAISING FUNDS
2025
2024
AGM, M8tketing costs and rebrand
Direct lundraising costs
Fundiaising events
2,718
43,452
2,49S
6,400
45,975
20,134
72,509
Of the total raising funds expenditure of £4e,66512024'. £72,509), £832 was in resped of restricted lund$12024.' £8,749) and
£47,833 was in respect ol unrestricted funds12024.. £63,760}.
CHARITABLE ACTIVITIES COSTS
Dire¢t costs
Governan¢9
(See note 8}
2025
2024
Totals
Totals
Children and Young People's Programme
Community Organisalions Cost of Living Fund
Community Transport Assets
Community Transport Project
Core Services
Croydon Loves You Community Events
Croydtsn Vision Community Even18
Oulieach Projects
The Lost 500 Project
We can crealo loo Project
15.903
15.903
8,250
34,971
35,500
160,272
245,448
35,500
189,517
212,047
4,758
35,500
191,857
226,373
4.758
2,340
14,326
7,214
39,000
200,760
39,000
204,126
3.366
243,519
7,994
697,485
20,032
717517
743, 168
Of the lotal charitable aclivilies. costs of £717,517 P024.' £743,168), £491,144 was in respect of restricted funds (2024
£497,719), £210,968 was in respect of unreslri¢ted funds12024.' £230.04418nd £15,405 in r85pecl of endowmentfunds12024.'
£15.4051.
GOVERNANCE COSTS
2025
2024
Accountancy lee8
Heallh & Safety
HR fees
Independent Examiner fee
Payroll fees
Professional fees
9,976
3,972
4,354
1,320
410
13,597
5.27Q
9,364
1.200
410
20,032
Of the total governance cost5 of £20,032 12024.. £29.8411. £5,706 was in re8pe¢t of reslrlcled lunds (2024.. £6,904) and
£14,326 was In respect ol un￿$t[1Cted funds12024.' £22,937).
TRUSTEES, REMUNERATION AND BENEFITS
The Charity Trustees were not paid or received any other beriefits from employment wilh thè char￿(Y in Ihe year12024.' £nlll
neither were they reimbursed expenses during the year12024.. £nill.
-22-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
NOTES TO THE FINANCIAL STATEMENTS- continued
FOR THE YEAR ENDED 31 MARCH 2025
10.
STAFF COSTS
2025
2024
Wag68 and Salaries
Social security costs
Pension cos15
315,766
21,032
372, 754
26.509
15 924
350.162
415,187
One employee had employee benefits in excess of £60,000 in the £60,000- £70,000 b8nd {2024.' 1).
Ponsion costs are all1￿81&d to activities in proportion lo the related slaffing c081s Incurred.
Th& Senior Managernenl Team of the Charity compris85 ol the Trustees and those detailed on page 1 of the TruslÉ8s reporl.
The lolal employee benefits tsf the key management personnèl of the Charity were £134.28012024'. £160,828).
STAFF NUMBERS
Th8 av8rage monthly number o18mployees (including c83U81 and part kme staffl during the year was as follows..
2025
Numbers
2024
Number$
Senior Management Team
Olhei Diiecl Charilable Staff
12
14
15
12.
PENSION COSTS
The company has a defined contribution pension scheme, which all ernployees are entitled lo join. The cotnpany contributes
5Ytr and the employetrs contributed 5°1ts and ernployees may make lurlher additional voluntary conlribulions.
Duiing the year ended 31 March 2025, the Charily's lokl contribution5 amounled lo £13,36412024.. £15,924).
The Trustees are satisfied that any foreseeabl8 chang8 in employerfs contr1t￿lI0nS can be budgeted for without delrimenl lo
th6 Charills on-going a¢liviliès.
13.
TRANSACTIONS AND RELATED PARTIES
one ol the Trustees received remuneration Irom Iheii work with the Chaiily as Trustees. However, one of our Trustees
{Frances Cullen) leads an 8Ctivity al Croydon Vision 8nd charges the organisation at a subslantialty reduced rate. Any
connection between a Trustee or Senior Manager of Ihts Charity with Service User, axlernal contractor or suppler ol services
musl be disclosed to the full Board of Trustees in the same way as any other conlraclual relationship with a related party.
There were no other material rolated party transactions during the perlod.
-23-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
NOTES TO THE FINANCIAL STATEMENTS- contlnuod
FOR THE YEAR ENDED 31 MARCH 2025
14.
TANGIBLE FIXED ASSETS
Freehold
Freehold
Property
Property
Unrèstrlcted Endowment
Other A6sets
Totsls
COSTNALUATION
At 1 April 2024
Additions
Disposal
344.581
1,155.419
237,030
4,905
1,737.030
4,905
Al 31 March 2025
344,581
1,155,419
241935
1,741,935
DEPRECIATION
At 1 April 2024
Charge for year
Eliminaled on disp0581
41.230
4,595
138,249
15,405
129.918
40,204
309,397
60,204
Al 31 M8r¢h 2025
153854
170122
369.601
NET BOOK VALUE
Al 31 March 2025
298,756
1001,765
71,813
1,372,334
At 31 March 2024
303,351
1017,170
107,112
1,427,633
Valuation of the Froehold Property
A revaluation of lh8 Ireohold prc*perty was c8rried out In May 2015 by an external fim of valuers and properly was valued on
an'existing u3¢. basis at £1,500,000. This w8s spIII between £500,000 land and £1.000.000 buildings.
Endowment Funds
In previous years, £500,000 of the freehold property was originally regarded by Charity Commission as a pennanent
endowmenl and therefore restricted. Al the lime of the last valuation before May 2015, the freehold buildings had a lo181 not
book value of £649,115. So, using the fraction £500,0001£649.115 the restricted proportion is calculated al £1,001,765 net
book value as at 31 March 2025 {2024.' £1.017.1701.
15.
FIXED ASSET INVESTMENTS
Llsted
Inv¥8tmonts
Totals
MARKET VALUE
Al 1 April 2024
Additions
Disp0581s
Revaluation
458
458
Al 31 March 2025
458
458
The remaining non-UK listed inve51menls are 135 shares in Banco Santander, S.A. shafes ol É0.50 ntsmin81 value.
Revaluation w8s considered lo be immaterial due the small value of th¢ Shares held.
-24-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
A CHARITABLE INCORPORATED ORGANISATIONI
NOTES TO THE FINANCIAL STATEMENTS- ¢ontlnued
FOR THE YEAR ENDED 31 MARCH 2025
16.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025
2024
Trade debtors
Other debtors
Accrued income
9,425
31,797
32.048
70,071
30, 764
77,019
17.
CREDITORS.. AMOUNTS FALLING DUE WITHIN ONE YEAR
2025
2024
Trade creditors
Deferred income
Tax and social securily
Oiher creditors and accrued expense8
18,004
200,747
6,860
9,699
20,651
156.944
6.332
14,046
235,310
197 S173
18.
ANALYSIS OF NET ASSETS BETWEEN FUNDS
Current year information for th8 net assels between funds..
2025
2024
Unrestricted
Funds
Restrlcted
Funds
Endowment
Funds
Total
Funds
Total
Funds
Fixed asso1$
Inveslrnenls
Current assels
Curr8nl liabilities
305,486
458
89,605
34,298
65,083
1,001.765
1,372,334
458
293.466
235,310
1.427,633
458
245,506
197,973
203,861
01,012}
361.251
67,932
1.001765
1430,948
t 475 624
Comparative year Information for the nel assèts between funds..
2024
2023
Unrestricted
Funds
Restricted
Fund8
Endowment
Funds
Totsl
Funds
Total
Funds
Fixed assets
Investments
Curienl assets
309,880
458
75,469
44,836
100,583
1,017.170
1,427.633
458
245,506
197 973
Y,491, 189
458
248,401
196,642
170.037
153.1371
340,971
117,483
1.017,170
1,475,624
1,543,406
-25-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
NOTES TO THE FINANCIAL STATEMENTS- Gontlnued
FOR THE YEAR ENDED 31 MARCH 2025
19.
MOVEMENT IN FUNDS- Current Year
Net movament
Transfers
In fLtnds befvleen funds
At 114124
At 3113125
Unrestrlcted fund¥
General fund- Free re8erves
Designated funds
Dèsignated fund- Freehold building
37,620
24.875
62,495
303,351
298.756
340.971
20,280
361,251
Restricted funds
Children & Young People Fund
Community TrarTrsport Assels
Community Transport Projecl
Lost 500 Project
347
{35,5001
(11,0291
3,3691
347
65,083
150
100.583
11.179
5,721
117,483
149,5511
67.932
Endowment funds
Freehold Building
1.017.170
15,4051
1,001765
1,017,170
(15,4051
1,001,765
TOTAL FUNDS
1.475 624
44,6761
1,430,948
Net movement in funds for the current year are as follows..
Income
Expènses
Movement in
funds
Unrestrlcted fund8
General fund
Designated fund- Freehold building
279.081
1254,206}
4.59S}
24,875
279,081
1258.8011
20,280
Restricted funds
Children & Young People
Cornrnunily Transport Assets
Cornrnunily Transport Project
Croydon Loves You
Lost 500 Project
Outreach
16,250
115,9031
I35,5￿)
1192,0221
14,7701
(204,7811
39,000)
347
135,5(K)I
111,0291
180,993
4,770
201,412
{3,3691
442.425
{491.976}
(49.5511
Endowment funds
Freehold Building
15,405
15,405)
154051
15,4051
TOTAL FUNDS
721,506
766,1821
44.6761
-26-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
NOTES TO THE FINANCIAL STATEMENTS-continued
FOR THE YEAR ENDED 31 MARCH 2025
19.
MOVEMENT IN FUNDS- Previou$ y&ar
Net movement
Transfers
In fund$ b8tw6•n funds
At 114123
At 3113124
Unrestricted funds
General fund- Free reserves
Designated funds
Designated fund- Freehold building
54,121
116,5011
37,620
303,351
362,C67
121.0961
340,971
Rè8trlcted funds
Children & Young People Fund
Community Organisations Cost ol LNing Fund
Communily Transport Assets
Commullity Transport Projecl
Lost 500 Project
We Can create too
136,083
6,086
S,965
630
{35,500)
5,093
12441
100,583
11,179
5,721
148,764
131.2811
117,483
Endowment funds
Freehold Building
1,032,575
15,4051
1,017 170
1,032,575
{15,4051
1.017,170
TOTAL FUNDS
1 543,406
67 7821
1,475,624
Net mtsvtrment in funds for the ¢urrènt year are as follow5..
Incom6
Expens?¥
Mtsvamant In
funds
Unrestrictèd funds
General fLJnd
Designated fund- Freehold building
272.708
1289.2091
(16,5011
272,708
1293,8041
121,096)
Restrlcted fund$
Children & Young Peoplè
Communily Organi58tions Cosl of Living Fund
Community Transport Assets
Gommunity Transport Project
Cioydon Vision Community Events 2023
Lost 500 Project
We can create loo
8.250
35.992
18,2501
135,9921
135,5001
1160,6921
110,00(11
1248,0401
7,9941
135,5001
5,093
165,785
10,000
247,796
7,364
{2441
475,187
1506,468)
131,28ti
Endowm9nt funds
Freehold Building
15405}
15,4051
15,4051
15,4051
TOTAL FUNDS
747 895
8156771
67,7821
-27-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
NOTES TO THE FINANCIAL STATEMENTS-contlnued
FOR THE YEAR ENDED 31 MARCH 2025
20.
FUND DESCRIPTION
Unre8trlct•d Funds
General Fund
This fund is hèld to meet the day-lo-day atllvlties ol ihe Charily in line wilh the Charity's objectives. This fund has been raised
through donations. legacies and grants from Trusts and Foundations
Deslgnated Furtds
Freehold Buildin
This fund is held lo match the unrestricted elernenl of the Charily's freehold buildings. The unrestricted wrlion of the building
has a net book valu& 8131 March 2025 of £298,756 Isee note 14. page 24 for further dEtails}.
Endowment Fund¥
Freehold Buildin
In previous years, £500.000 ol the freehold property was originally regarded by lh8 Charily Commission 83 a permanenl
endowment and theref018 restricted. At the lime of the last valuation before May 2015, the freehold building5 had a total net
book value of £649,115. So, uslng the fraction £500,0001£649.115 the restricted propotiion is calculated at £1,001,765 nel
book v8lue as at 31 Maich 202512024.. £1,017,170).
Rèstrlcted Funds
Children and Young People Fund
th grant funding from The City Bridge Foundation, The Pow811 Family Foundation and other smaller grants and donation
we are able lo provide seNices to our younger members. Croydon Vision's younger mernb815. who range from 3 ye8r8 old lo
18, are all visually impaired or blind and some also have additional neads. such as physical or learning disa￿lItIes.
Our focus is helping them to Sive wilhoul being defined by their sight loss. The activit￿$ oui youngèr members participate in
Ihiough Croydon Vision are designed to challenge and slimulal& them, while meeting their 8pocific needs.
Building self-esleem, independence and confidence.
B0081ing social and communication skllls.
Making new friends who have shar8d experiences and challenges.
Community Transport Assets and Project
Motabilily grant funding has enabled Croydon Vision to grow our community transport services. The project Is directly aimed
at improving c¢Nnmunity transpori option8 in the London Borough of Groydon for people living with the disability ol sight loss
and somelimes olhor complex health conditions.
Croydon Love8 You
Funding was received last summer Irom the London Borough of Croydon lo support our summer progr3rnrn8 of community
well-being events. We were able to run a series of 8Ctivlties during the period for people wllh sight loss and lor thern to try
new things and foster a lovè of well-being activities.
Lost 500 Project
Over thtr past three years, The Lost 500 project, funded by the Big Lottery Community Fund. Edward Goslling Foundalkjn.
Cily 8ridge FoundalK)ri, The Vision Foundaliori olhei fundèrs, has signiftcantly transformed Ihe lives of individuals living with
8ight loss in Croydon, Through a holistic and person-centred approach. we exceeded our original target of reaching 500
indNiduals, engaging 696 new members and delbveiing over 500 home visits lo ensur6 inclusive, ac￿8$1b1e support.
Outr8ach Project
Funding was received Iiom the Garfield Weston Foundation. King Charles 111 Chaiilable Fund and other lunders and dontsrs
lo support out oulre8¢h service. These services are central to our mission and include our Wo¥king Age Group programme,
Accessible Technology Support Hub, AdvSce and Advocacy services, home visits for pcospective members, and the dellvèry
of Visual Awareness Tiaining to local organisalions and businesses. Over the pasl ye8r. this funding has enabled u8 lo reach
178 new members and carry out 125 horne visits. helping us connect with individuals al the earliesl stages of their sight loss
joumey and provide lailorèd, impacllul support.
-28-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
21.
CAPITAL COMMITMENTS
The Charity has authorlsed and contracled for expendilure of £Nil. The Charity has 81Jthorised bul not contracted for
expenditure of £Nil in its ¢8pi181 budget for the upcoming year.
22.
POST BALANCE SHEET EVENT
There have been no post balan¢e sheèt èvents lo report.
-29-

CROYDON VOLUNTARY ASSOCIATION FOR THE BLIND
IA CHARITABLE INCORPORATED ORGANISATIONI
DETAILED STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31 MARCH 2025
2025
2024
Voluntary incomè
Donations
19,297
17,032
79,297
Incoming resources from ¢harlt4bl& aetSvltles
Service users, income
Grants
66,986
475,575
55,978
550517
542,561
606.495
Actlvltles for generatlng funds
Fundrydising &venl$
Hall hire
Rènt receivèd
Oth8r
10,546
96,834
46,986
8,821
58,758
47,622
85
154.366
115,286
Investment Income
Bank Interest
Dividends
2.538
1,589
2,538
1,595
Othèr Ineomg
Sundry income
5,009
5,222
Totsl incomlng re80urce$
721,$06
747,895
Fundraising costs
AGM, Marketing costs and branding
Direct fundraising costs
Fundraising events
2,718
43,452
6,4flO
45.975
48.665
72,509
Charltable aetlvltles
Staff Salaries
Team Training (staff and volunleersl
Slaff Recruitment
Contract Staff
Slaff TI8v811ing and Meetings
Slaff Welfaie
Consultancy
350.162
415, 187
2,833
758
36,529
1,203
1,727
5,567
13.746
54,790
2,092
1,722
1,575
v 11
Depreciation
Direct Project5 expenses
Flat expenses
Hall expenses
IT and website
Office Adminislralion
Premises expenses
Volunteer expenses
60.204
101.321
12,457
12.552
9,816
23.169
45.519
7.604
65,217
77,696
10, 755
6. 198
11,870
26,414
46,843
5, 136
697.485
713,327
This page does notfoTm part of It￿ $latutory flnanci81 slatsm8nt8
-30-

CROYDON VOLUNTARY ASSOCIATION FOR THE BUND
IA CHARITABLE INCORPORATED ORGANISATIONI
DETAILED STATEMENT OF FINANCIAL ACnVITIES
FOR THE YEAR ENDEO 31 MARCH 2025
2026
2024
Gov•rnanc8 Costs
A¢count8ncy fees
Health & Safely
HR fees
Independent Exarnit)er tse
Payroll fees
Professional fees
g,g76
3,972
4,354
1,320
410
13.597
5,270
9.364
1.200
410
20,032
29,841
Total resouTCeS expended
766,182
815,677
Operatlng IDeficltl
Thls paga doey not foffti part of the statutory financial statsmenl8
-31-