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|||||Page|
|---|---|---|---|---|
|Legal and administrative|information||||
|Report ofthe Trustees||||2 to 19|
|Independent<br>Examiner's|Report|||20|
|Statement<br>of Financial|Activities|||21|
|Balance Sheet||||22|
|Cash Flow Statement||||23|
|Notes to the Financial Statements||||24 to 36|
|Detailed Statement<br>of Financial||Activities||37 to 38|
|(These pages do not form part||of the statutory|accounts)||





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|The Trustees<br>serving<br>dunng<br>th|e year and to the da|
|---|---|
|Trustees||
|Nigel Gooding CBE|—Chair|
|Richard Wragg|- Vice Chair|
|Alexey (Asher) Persits|—Treasurer|
|Frances Cullen|—Trustee|
|Kieren Exley|-Trustee|
|Jamie Henderson|- Trustee|
|Ketan Jade)a|—Trustee|
|Dhruvin<br>Patel|—Trustee|
|Swarna<br>Pillai|-Trustee|





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|||||||2022|2021|
|---|---|---|---|---|---|---|---|
||||Unrestricted|Restricted|Endowment|Total|Total|
||||funds|funds|funds|||
|||Notes||6|f|||
|INCOMING<br>AND ENDOWMENT|FROM:|||||||
|Donations<br>and Legacies|||69,987|||69,987|66,081|
|Charitable<br>activities|||49,382|325,207||374,589|422,173|
|Other trading<br>activities|||67,811|||67,811|43,789|
|Investments|||22|||22|15|
|Other Income||||||||
|Tota I Income|||187,202|325,207||512,409|532,058|
|EXPENDITURE ON:||||||||
|Raising funds|||7,259|2,375||9,634|7,537|
|Charitable<br>activities|||317,810|510,003|15,405|843,218|557,870|
|Total Expenditure|||325,069|512,378|15,405|852,852|565,407|
|Operating<br>(Deficit)/Surplus|||(137,867)|(187,171)|(15,405)|(340,443)|(33,349)|
|Net gains/(losses)<br>on investments||||||||
|Net (expenses)/Income|||(137,867)|(187,171)|(15,405)|(340,443)|(33,349)|
|Transfer between<br>funds|||150,669|150,669||||
|Net movement<br>in funds|||(288,536)|(36,502)|(15,405)|(340,443)|(33,349)|
|RECONCILIATION<br>OF FUNDS||19/20||||||
|TOTAL FUNDS BROUGHT FORWARD|||777,488|44,120|1,063,386|1,884,994|1,918,343|
|TOTAL FUNDS CARRIED FORWARD|||488,952|7,618|1,047,981|1,544,551|1,884, 994|





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||||2022|2021|
|---|---|---|---|---|
|||Notes|||
|FIXED ASSETS<br>Tangible assets<br>Investments||14<br>15|1,381,851<br>458|1,419,101<br>458|
||||1,382,309|1,419,559|
|CURRENT ASSETS<br>Stock<br>Debtors: amounts<br>failing due within one year<br>Cash at bank||16|1,399<br>160,504<br>157,424|1,722<br>41,337<br>478,855|
||||319,327|521,914|
|LIABILITIES<br>Creditors: Amounts|falling due within one year|17|(157,085)|(56,479)|
|NET CURRENT ASSETS|||162,242|465,435|
|TOTAL ASSETS|LESS CURRENT LIABILITIES||1,544,551|1,884,994|
|NET ASSETS|||1,544,551|1,884, 994|
|TOTAL FUNDS OF THE CHARITY<br>Unrestricted<br>funds<br>Designated<br>funds<br>Restricted<br>funds<br>Endowment<br>funds|||176,412<br>312,540<br>7,618<br>1,047,981|352,802<br>424,686<br>44,120<br>1,063,386|
|TOTALFUNDS|||1,544,551|1,884, 994|



## 



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||||2022f|2021f|
|---|---|---|---|---|
|Cash flows from operating<br>activities'.<br>Net cash provided<br>by operating<br>activities|||~321,431)|32,668|
||||(321,431)|32,668|
|Cash flows from investing<br>activities|||||
|Sale of investments<br>Sale of fixed assets<br>Purchase<br>of fixed assets||||1<br>~18,950|
|Cash provided<br>by (used in) investing|activities|||(18,949)|
|(Decrease)/Increase<br>in cash and cash equivalents||in|(321,431)|13,719|
|the year expended|||||
|Cash and cash equivalents<br>at the start ofthe year|||478,855|465,136|
|Cash and cash equivalents<br>at the end|ofthe year||157,424|478,855|
|CASH FLOW NOTES|||||
||||2022<br>f|2021<br>f|
|Reconciliation<br>of net movement<br>in funds to net|||||
|cash flow from operating<br>activities|||||
|Net (expenditure)<br>income for the reporting<br>period (as<br>per the statement<br>offinancial<br>activities)|||(340,443)|(33,349)|
|Adjustments<br>for:<br>Add back depreciation<br>charge<br>Decrease/(increase)<br>in stock<br>(Increase)/Decrease<br>in debtors<br>Increase/(decrease)<br>in creditors|||37,250<br>323<br>(119,167)<br>100,606|39,418<br>(36)<br>9,444<br>17,191|
|Net cash used in operating<br>activities|||~321,431)|32,668|
||||2022<br>f|2021<br>f|
|Analysis<br>of cash and cash equivalents|||||
|Cash and cash equivalents|||157,424|478,855|
|Total cash and cash equivalents|||157,424|478,855|





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|INCOME FROM DONATIONS|INCOME FROM DONATIONS|AND LEGACIES|2022|2021|
|---|---|---|---|---|
||||E|5|
|Donations<br>Grants and Service Level <br>Legacies, Bequests and|fees<br>In Memory||19,148<br>49,839<br>1,000|13,242<br>49,839<br>3,000|
|Salary Contribution|||||
||||69,987|66,081|



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|INCOMING<br>RESOURCES FROM CH|ARITABLE ACTIVITIES|||
|---|---|---|---|
|||2022|2021|
|Grants -restricted<br>Grants<br>- unrestricted<br>Grants<br>- restricted<br>Grants<br>—restricted<br>Grants<br>- restricted<br>Grants<br>- restricted<br>Grants<br>—restricted<br>Grants<br>- restricted<br>Grants<br>- restricted<br>Grants<br>—restricted<br>Service users Income<br>—unrestncted<br>Goods for resale - unrestricted<br>Sundry<br>Income<br>—unrestricted|Activity<br>Seeing the Bigger Picture<br>Core Services<br>Children<br>and Young People's Programme<br>Independent<br>Age<br>Outreach<br>and Progression<br>VCF Emergency<br>Covid-19<br>Delivering<br>Differently<br>Tech For Success<br>CAF Resilience<br>Lift and Basement<br>Proiect<br>Core Services<br>Core Services<br>Core Services|6<br>8,927<br>18,963<br>6,020<br>14,870<br>13,989<br>18,608<br>54,993<br>207,800<br>28,705<br>1,714|f<br>105,967<br>93,834<br>48,990<br>23,643<br>7,204<br>27,887<br>57,850<br>36,570<br>13,349<br>1,066<br>5,813|
|||374,589|422,173|
|INCOME FROM TRADING ACTIVITIES||2022|2021|
|||6|f|
|Fundraising<br>Hall hire<br>Rent recewed||5,080<br>31,987<br>30,744|12,951<br>4,660<br>26,178|
|||67,811|43,789|



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|RAISING FUNDS|RAISING FUNDS|2022|2021|
|---|---|---|---|
|||f||
|AGM, Marketing<br>Direct fundraising|costs and rebrand<br>costs|2,129<br>7,505|5,721<br>1,816|
|||9,634|7,537|



## 

|CHARITABLE ACTIVITIES COSTS|||||
|---|---|---|---|---|
||Direct costs|Governance|2022|2021|
|||(See note 8)|||
||f||Totalsf|Totalsf|
|Seeing the Bigger Picture<br>Core Services<br>Children<br>and Young People Project<br>Independent<br>Age<br>Outreach<br>and Progression<br>VCF Emergency<br>Covid-19<br>Delivering<br>Differently<br>Tech For Success<br>CAF Resikence<br>Lift and Basement<br>Project|12,583<br>321,430<br>29,568<br>14,870<br>20,927<br>36,313<br>46,648<br>350,742|9,410<br>727|12,583<br>330,840<br>29,568<br>14,870<br>20,927<br>36,313<br>47,375<br>350,742|113,805<br>260,031<br>50,139<br>23,778<br>7,204<br>27,887<br>38,412<br>36,614|
||833,081|10,137|843,218|557,870|



## 

|||2022|2021|
|---|---|---|---|
|||f|f|
|Accountancy<br>fees<br>Health<br>8 Safety<br>HR fees<br>Independent<br>Examiner fee<br>Payroll fees||4,463<br>1,228<br>3,066<br>990<br>390|6,100<br>5,541<br>3,065<br>990<br>390|
|||10,137|~16 086|



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|STAFF COSTS|||
|---|---|---|
||2022|2021|
||f|f|
|Wages and salanes<br>Social security costs<br>Pension costs|260,694<br>18,015<br>12,400|294,663<br>20,216<br>14,323|
||291,109|329,202|



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|The av|erage<br>monthly|n|umber<br>of employees<br>(including<br>casual|and part time staff) during<br>the year was as follo|ws:|
|---|---|---|---|---|---|
|||||2022|2021|
|||||Numbers|Numbers|
|Senior <br>Other|Management<br>Team<br> Direct Charitable<br>Staff|||3<br>8|4<br>10|
||||||14|



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|TANGIBLEFIXEDASSETS|||||
|---|---|---|---|---|
||Freehold|Freehold|Other Assets||
||Property|Property||Totals|
||Unrestricted|Endowment|||
||F|6|||
|COST/VALUATION<br>At<br>1 Apnl 2021|344,581|1,155,419|162,047|1,662,047|
|Additions|||||
|Disposal|||||
|At 31 March 2022|344,581|1,155,419|162,047|1 662 047|
|DEPRECIATION<br>At 1 April 2021<br>Charge for year|27,446<br>4,595|92,033<br>15,405|123,467<br>17,250|242,946<br>37,250|
|Eliminated<br>on disposal|||||
|At 31 March 2022|32,041|107,438|140,717|280,196|
|NET BOOK VALUE<br>At 31 March 2022|312,540|1,047,981|21,330|1,381,851|
|At 31 March 2021|317,135|1,063,386|38,580|1,419,101|



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|ASSETINVESTMENTS|||
|---|---|---|
|FIXED|f|E|
||Listed|Totals|
||Investments||
|MARKET VALUE<br>At 1 April 2021|458|458|
|Additions|||
|Disposals|||
|Revaluation|||
|At 31 March 2022|458|458|





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|DEBTORS: AMOUNTS<br>F|AL|LING DUE WITHIN ON|E YE|AR||||
|---|---|---|---|---|---|---|---|
|||||||2022|2021|
|||||||f||
|Other debtors<br>Accrued income||||||130,704<br>29,800|11,537<br>29,800|
|||||||160,504|41,337|
|CREDITORS: AMOUNTS|FALLING DUE WITHIN||ONE YEAR|||||
|||||||2022|2021|
|||||||f|f|
|Trade creditors<br>Deferred<br>income<br>Tax and soma<br>l security<br>Other creditors and accrued||expenses||||14,166<br>56,240<br>4,466<br>82,213|5,819<br>44,014<br>6,646|
|||||||157,085|56,479|
|ANALYSIS OF NET ASSETS BETWEEN FUNDS||||||||
|Current year information|for|the net assets between|funds|||||
|||||||2022|2021|
|||Unrestricted||Restricted|Endowment|Total|Total|
|||Funds<br>f||Funds<br>f|Funds<br>f|Funds<br>f|Funds<br>f|
|Fixed assets<br>Investments<br>Current assets<br>Current<br>liabilities||333,870<br>458<br>178,036<br>~23,41||141,291<br>~133,673)|1,047,981|1,381,851<br>458<br>319,327<br>~157,085|1,419,101<br>458<br>521,914<br>~56,479|
|||488,952||7,618|1,047,981|1,544,551|1,884,994|
|Comparative<br>year information<br>for the net assets between||||funds||2021|2020|
|||Unrestricted||Restricted|Endowment|Total|Total|
|||Funds<br>f||Funds<br>f|Funds<br>f|Funds<br>f|Funds<br>f|
|Fixed assets<br>Investments<br>Current assets<br>Current<br>liabilities||352,821<br>458<br>434,987<br>~10,778||2,894<br>86,927<br>~45,701)|1,063,386|1,419,101<br>458<br>521,914<br>~56,479|1,439,570<br>458<br>517,603<br>~39,288|
|||777,488||~44 120|1,063,386|~1,884 994|1,918,343|



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|19.|MOVEMENT<br>IN FUNDS —Current|Year||Net movement|Transfers|Transfers||
|---|---|---|---|---|---|---|---|
||||At 1/4/21<br>5|in funds<br>6|between|funds<br>f|At 31/3/22<br>6|
||Unrestricted<br>funds<br>General<br>fund —Free reserves||352,802|(133,272)||(43,118)|176,412|
||Designated<br>funds<br>Designated<br>fund —Freehold<br>building<br>Designated<br>fund —Lifl project||317,135<br>107,551|(4,595)|(107,551)||312,540|
||||777,488|(137,867)|(150,669)||488,952|
||Restricted funds|||||||
||Children<br>and Young People's Project<br>Croydon<br>Relief in Need - Outreach<br>Project<br>BIG Lottery - Seeing the Bigger Picture<br>Big Lottery<br>—Tech For Success<br>CAF Resilience||23,548<br>1,836<br>3,656<br>15,080|(23,548)<br>(6,938)<br>(3,656)<br>(17,705)<br>7,618||5,102<br>2,625|7,618|
||Independent<br>Age<br>Lift and Basement Protect|||(142,942)||142,942||
||||44,120|(187,171)||150,669|7,618|
||Endowment<br>funds<br>Freehold<br>Building||~1063,386|~15,405)|||1,047,981|
||||1,063,386|(15,405)|||1,047,981|
||TOTAL FUNDS||1,884,994|(340,443)|||1,544,551|
||Net movement<br>in funds for the current year are||as follows:<br>Income|Expenses|||Movement<br>in<br>funds|
||||||||f|
||Unrestricted<br>funds<br>General<br>fund||187,202|(325,069)|||(137,867)|
||Designated<br>fund —Lift project|||||||
||||187,202|(325,069)|||(137,867)|
||Restricted funds<br>Children<br>and Young People's Proiect<br>Croydon<br>Relief in Need<br>—Outreach<br>Project<br>BIG Lottery<br>—Seeing the Bigger Picture<br>Big Lottery - Tech For Success<br>CAF Resilience||6,020<br>13,989<br>8,927<br>18,608<br>54,993|(29,568)<br>(20,927)<br>(12,583)<br>(36,313)<br>(47,375)|||(23,548)<br>(6,938)<br>(3,656)<br>(17,705)<br>7,618|
||Independent<br>Age<br>Lift and Basement Project||14,870<br>207,800|(14,870)<br>(350,742)|||~142,942)|
||||325,207|(512,378)|||(187,171)|
||Endowment<br>funds<br>Freehold<br>Building|||~15,405)|||~15,405)|
|||||~15,405)|||~15,405)|
||TOTAL FUNDS||512,409|(852,852)|||~340,443)|





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|Comparative<br>year information:|||Net movement|Transfers|Transfers||
|---|---|---|---|---|---|---|
|||At 1/4/20<br>f|in funds<br>f|between|funds<br>f|At 31/3/21<br>f|
|Unrestricted<br>funds|||||||
|General<br>fund —Free reserves||205,602|(18,927)||166,127|352,802|
|Designated<br>funds<br>Designated<br>fund —Freehold<br>building<br>Designated<br>fund —Minibus<br>Designated<br>fund —Lift pro/ect||321,729<br>50,000<br>107,551|(4,594)||(50,000)|317,135<br>107,551|
|||684,882|(23,521)||116,127|777,488|
|Restricted funds<br>Children<br>and Young People's Project<br>Croydon<br>Relief in Need - Outreach<br>Project<br>BIG Lottery - Seeing the Bigger Picture<br>Seven-Seater<br>Vehicle||24,413<br>1,971<br>(6,1 26)<br>13,000|(1,149)<br>(135)<br>(8,174)||284<br>17,956<br>(13,000)|23,548<br>1,836<br>3,656|
|Croydon<br>Council<br>—VCF Emergency|Covid-19||||||
|London<br>Funders<br>- Delivenng<br>Differently<br>Big Lottery<br>—Tech For Success<br>CAF Resilience|||15,080<br>~44)||44|15,080|
|||33,258|5,578||5,284|44,120|
|Endowment<br>funds<br>Freehold<br>Building<br>Investment<br>fund||1,078,792<br>121,411|(15,406)|(121,411)||1,063,386|
|||1,200,203|(15,406)|||1,063,386|
|TOTAL FUNDS||1,918,343|~33,349)|||1,884,994|
|Net movement<br>in funds for the prior|year are as follows|Income|Expenses|||Movement<br>in|
|||||||funds|
|||||||f|
|Unrestricted<br>funds|||||||
|General<br>fund<br>Designated<br>fund —Freehold<br>building||223,947|(242,874)<br>~4,594)|||(18,927)<br>~4,594)|
|||223,947|(247,468)|||(23,521)|
|Restricted funds|||||||
|Children<br>and Young People's Project<br>Croydon<br>Relief in Need - Outreach<br>Project<br>BIG Lottery<br>—Seeing the Bigger Picture<br>Croydon<br>Council<br>-VCF Emergency<br>Covid-19<br>I ondon Funders<br>—Delivering<br>Differently<br>Big Lottery<br>—Tech For Success<br>CAF Resilience||48,990<br>23,643<br>105,967<br>7,204<br>27,887<br>57,850<br>36,570|(50,139)<br>(23,778)<br>(114,141)<br>(7,204)<br>(27,887)<br>(42,770)<br>~36,614)|||(1,149)<br>(135)<br>(8,174)<br>15,080<br>~44)|
|||308,111|(302,533)|||5,578|
|Endowment<br>funds<br>Freehold<br>Building|||~15,406)|||~15,406)|
||||~15,406)|||~15,406)|
|TOTAL FUNDS||~532 058|(565,407)|||~33,349)|





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||||||2022|2021|
|---|---|---|---|---|---|---|
|Voluntary<br>income<br>Donations|||||19,148|13,242|
|Grants and service level||contracts|||49,839|49,839|
|Legacies, Bequests, and||in Memory|||1,000|3,000|
||||||69,987|66,081|
|Incoming<br>resources<br>Service users' income|from||charitable|activities|28,705|13,349|
|Grants|||||344,170|401,945|
|Goods for resale|||||1,714|1,066|
|Sundry<br>income||||||5,813|
||||||374,589|422,173|
|Activities for generating<br>Fundraising<br>events<br>Hall hire|||funds||5,080<br>31,987|12,951<br>4,660|
|Rent received|||||30,744|26,178|
||||||67,811|43,789|
|Investment<br>Income|||||||
|Dividends|||||22|15|
||||||22|15|
|Other Income|||||||
|Sundry<br>income|||||||
|Total incoming<br>resources|||||512,409|532,058|
|Fundraising<br>costs<br>AGM, Marketing<br>costs and <br>Direct fundraising<br>costs|||rebrand||2,129<br>7,505|5,721<br>1,816|
||||||9,634|7,537|
|Charitable<br>activities|||||||
|Staff Salanes|||||291,109|329,202|
|Team Training<br>(staff and <br>Staff Recruitment||volunteers)|||6,787<br>6,976|10,009<br>89|
|Contract Staff|||||16,722|19,619|
|Staff Travelling<br>and Meetings<br>Consultancy<br>Depreciation<br>Direct Projects expenses<br>Flat expenses<br>Hall expenses<br>IT and website|||||1,363<br>1,211<br>37,250<br>33,592<br>8,275<br>497<br>8,695|744<br>2,469<br>39,418<br>39,227<br>1,395<br>461<br>16,143|
|Office Administration|||||32,787|25,378|
|Premises expenses<br>Building<br>Enhancement<br>Lift project<br>Volunteer expenses|||||29,761<br>6,400<br>350,742<br>914|35,020<br>19,353<br>3,257|
||||||833,081|541,784|





## 

|||||2022|2021|
|---|---|---|---|---|---|
|Governance||costs||||
|Accountancy||fees||4,463|6,100|
|Health<br>ft Safety||||1,228|5,541|
|HR fees||||3,066|3,065|
|Independent||Examiner fee||990|990|
|Payroll fees||||390|390|
|||||10,137|16,086|
|Total resources|||expended|852,852|565,407|
|Operating|(Deficit)|||(340,443)|~33,349|