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2024-10-24-accounts

Trustees’ Annual Report for the period

From Period start date To Period end date

25[th] October 2023 24[th] October 2024

Charity name: Horizon Legal Advice Clinic

Charity registration number: 1165006

Objectives and Activities

SORP
reference
Summary of the
purposes of the charity
as set out in its
governing document
Para 1.17 For the public benefit, the relief of individuals in
need by reason of financial hardship (clients)
through the provision of free legal advice.
Financial hardship for the purposes of this Annual
Report means those individuals who would not
otherwise have the financial means to obtain legal
advice.
Horizon Legal Advice Clinic (“Horizon LAC”)
provides its service to clients for free and focuses
on the disability impact assessment elements of
Personal Independence Payment, Employment and
Support Allowance, Disability Living Allowance and
Universal Credit (collectively referred to as
“Disability Related Benefits”).
Summary of the main
activities in relation to
those purposes for the
public benefit, in
particular, the activities,
projects or services
identified in the
accounts.
Para 1.17
and 1.19
In furtherance of Horizon LAC’s stated purpose,
teams (of one or more volunteer advisors
supervised by one or more volunteering solicitors)
undertake various activities including:

the interviewing of, and liaison with, clients to
review, gather evidence for and assess the facts
of a Disability Related Benefits claim; and

the drafting, by such teams, of advice letters to
clients and the preparation of claim forms and
appeal tribunal submissions on behalf of clients.
Statement confirming
whether the trustees
have had regard to the
guidance issued by the
Charity Commission on
public benefit
Para 1.18 The main activity undertaken by Horizon LAC is the
provision of legal assistance to those eligible for
Disability Related Benefits.
The Trustees have regard to the Charity
Commission’s guidance on public benefit.
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
SORP
reference
Policy on grant making Para 1.38 N/A
Policy on social
investment including
program related
investment
Para 1.38 N/A
Contribution made by
volunteers
Para 1.38 All of the work of Horizon LAC is conducted by
volunteers. The:

client team volunteers,

case managers, and

Trustees,
respectively:
1. provide Horizon LAC’s service directly to
clients;
2. coordinate and facilitate the provision of that
service; and
3. oversee the provision of Horizon LAC’s
service.
For consultancy fee costs, Horizon LAC engages a
specialist welfare benefits solicitor to supervise the
legal aspects of the provision of its service to
clients.
Other N/A

Achievements and Performance

SORP
reference
Summary of the main
achievements of the
charity, identifying the
difference the charity’s
work has made to the
circumstances of its
beneficiaries and any
wider benefits to society
as a whole.
Para 1.20 Helping clients obtain the Disability Related
Benefits they are entitled to has a personal, direct
and significant positive on their financial
circumstances and the alleviation of the impact of
their disabilities. Clients also report that Horizon
LAC’s work leads to the intangible benefits of
clients feeling listened to and supported in a
complex and often impersonal claims procedure
and at a time when their own personal resources
may be under strain.
Horizon LAC contributes to a wider social benefit
in helping to ensure that the intended distribution
of benefits to those most in need and as enacted
in the public welfare benefits system, is effected.

Additional information (optional)

You may choose to include further statements where relevant about:

SORP
reference
Achievements against
objectives set
Para 1.41 The objectives of Horizon LAC focus on the
individual needs of its clients and servicing as
many clients as volunteer, administrative and
funding resources permit.
Performance of
fundraising activities
against objectives set
Para 1.41 As the cash balance carried over from the
previous financial reporting period was adequate
for its purposes, Horizon LAC minimised
fundraising activity over this financial reporting
period.
Investment
performance against
objectives
Para 1.41
Other

Financial Review

Financial Review
SORP
reference
Review of the charity’s
financial position at the
end of the period
Para 1.21 The amount of £13,656.94, is in the bank at the
end of this financial reporting period.
Statement explaining
the policy for holding
reserves stating why
they are held
Para 1.22 Horizon LAC does not hold reserves.
Amount of reserves
held
Para 1.22 None.
Reasons for holding
zero reserves
Para 1.22 Horizon LAC does not hold reserves. Monies
held in its bank account are used to fund ongoing
or future costs. This includes purchase of legal
resources (and subscriptions), registered office
costs, insurance and advance agreed clinic legal
supervisor consultancy fees.
Details of fund
materially in deficit
Para 1.24
Explanation of any
uncertainties about the
charity continuing as a
going concern
Para 1.23 Horizon LAC is dependent upon:

discretionary financial contributions for its
income, and

volunteer commitments for human resources,
but mitigates these risks by managing its client
commitment undertakings on an ongoing basis.

Additional information (optional)

You may choose to include further statements where relevant about:

SORP
reference
The charity’s principal
sources of funds
(including any
fundraising)
Para 1.47 As the cash balance carried over from the
previous financial reporting period was adequate
for its purposes, Horizon LAC minimised
fundraising activity over this financial reporting
period.
A small private charitable grant was however
gratefully received during this financial reporting
period.
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the
principal risks facing
the charity
Para 1.46 Horizon LAC is dependent upon:

discretionary financial contributions for its
income, and

volunteer commitments for human resources,
but mitigates these risks by managing its client
commitment undertakings on an ongoing basis.
Other

Structure, Governance and Management

SORP
reference
Description of charity’s
trusts:
N/A
Type of governing
document
(trust deed, royal
charter)
Para 1.25 Constitution
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 Charitable Incorporated Organisation (CIO)
Trustee selection
methods including
details of any
constitutional
provisions e.g. election
to post or name of any
person or body entitled
to appoint one or more
trustees
Para 1.25 During this financial reporting period, Horizon
LAC’s trustees were re-appointed on the basis of
their ability to help Horizon LAC fulfil its purpose.

Additional information (optional)

You may choose to include further statements where relevant about:

SORP
reference
Policies and
procedures adopted for
the induction and
training of trustees
Para 1.51
The charity’s
organisational structure
and any wider network
with which the charity
works
Para 1.51
Relationship with any
related parties
Para 1.51
Other

Reference and Administrative details

Charity name Horizon Legal Advice Centre
Other name the charity uses Horizon LAC
Registered charity number 1165006
Charity’s principal address 3rd Floor, 86-90 Paul Street, London, EC2A 4NE, UK

Names of the charity trustees who manage the charity (during the period)

1
2
3
4
5
Trustee name Office (if any) Dates acted if not for
whole year
Name of person (or
body) entitled to
appoint trustee (ifany)
Karolin Abbas Digital Services
Lead
Quorate Trustee
board
Paul Matthews Vice Chair/ now
Chair
Quorate Trustee
board
Neil McKnight Secretary 25 October 2023 to
2 April 2024
Quorate Trustee
board
George Kassimos Fundraising Lead Quorate Trustee
board
Swaz Sinha Treasurer Quorate Trustee
board

– Corporate trustees names of the directors at the date the report was approved Director name N/A

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year
N/A

Funds held as custodian trustees on behalf of others

Description of the assets N/A held in this capacity

Name and objects of the N/A charity on whose behalf the assets are held and how this falls within the custodian charity’s objects

Details of arrangements for N/A safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

N/A

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) SWAZ SINHA

Full name(s) SWAZ SINHA

Position (eg Secretary, Treasurer Chair, etc)

Date

22 August 2025

Financial accounts: Horizon Legal Advice Clinic (Charitynumber: 1165006) (2023 - 2024) Financial accounts: Horizon Legal Advice Clinic (Charitynumber: 1165006) (2023 - 2024) Financial accounts: Horizon Legal Advice Clinic (Charitynumber: 1165006) (2023 - 2024) Financial accounts: Horizon Legal Advice Clinic (Charitynumber: 1165006) (2023 - 2024) Financial accounts: Horizon Legal Advice Clinic (Charitynumber: 1165006) (2023 - 2024) Financial accounts: Horizon Legal Advice Clinic (Charitynumber: 1165006) (2023 - 2024) Financial accounts: Horizon Legal Advice Clinic (Charitynumber: 1165006) (2023 - 2024) Financial accounts: Horizon Legal Advice Clinic (Charitynumber: 1165006) (2023 - 2024) Financial accounts: Horizon Legal Advice Clinic (Charitynumber: 1165006) (2023 - 2024) Financial accounts: Horizon Legal Advice Clinic (Charitynumber: 1165006) (2023 - 2024) Financial accounts: Horizon Legal Advice Clinic (Charitynumber: 1165006) (2023 - 2024)
INCOME
PERIOD (amounts in(£))
Financial accounting period:25 October 2023 - 24 October 2024(inclusive)
2023-2024 Accounts
Details 25 October - 24
November 2023
25 November - 24
December 2023

25 December 2023 - 24
January 2024
25 January - 24
February 2024
25 February - 24
March 2024
25 March - 24 April
2024

25 April - 24
May 2024
25 May - 24
June 2024
25 June - 24
July 2024
25 July - 24
August 2024
25 August - 24
September 2024
25 September - 24
October 2024
Money in £0.00 £0.00 £0.00 £0.00 £0.00 £10,000 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00
£0.00 £0.00 £0.00 £0.00 £0.00 £2.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00
TOTAL
£0.00
£0.00 £0.00 £0.00 £0.00 £10,002.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00

Balance carried forward from previous reporting period (25 October 2022 - 24 October 2023):

£13,222.24

EXPENDITURE
PERIOD(amounts in (£))
Financial accounting period:25 October 2023 - 24 October 2024 (inclusive)
2023-2024 Accounts
Details 25 October - 24
November 2023
25 November - 24
December 2023

25 December 2023 - 24
January 2024
25 January - 24
February 2024
25 February - 24
March 2024
25 March - 24 April
2024

25 April - 24
May 2024
25 May - 24
June 2024
25 June - 24
July 2024
25 July - 24
August 2024
25 August - 24
September 2024
25 September - 24
October 2024
HSBC bank charges (maintenance of the HSBC
bank account)
£5.00 £5.00 £5.00 £5.00 £5.00 £5.00 £5.00 £5.00 £5.00 £5.00 £5.00 £5.00
Horizon LAC Clinic Supervising Solicitor £400.00 £400.00 £400.00 £400.00 £400.00 £400.00 £400.00 £500.00 £500.00 £500.00 £500.00 £500.00
Rent for Mansfield House(previous premises) £120.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00
Green Sand Health £55.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00
Hostegator (operator of the Horizon LAC website) £0.00 £113.62 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £110.68 £0.00 £0.00
Hostegator transaction fee (related to the
operation of the Horizon LAC website)
£0.00 £3.12 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £3.31 £0.00 £0.00
Access underwriter(insurance - Advice UK) £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £3,164.00 £0.00 £0.00
Hoxton Mix(virtual PO box) - transaction shows up
as GoCardless
£0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £18.00 £18.00 £18.00 £18.00 £18.00 £18.00
Notion(adminstrative database) £0.00 £0.00 £0.00 £0.00 £0.00 £9.74 £9.67 £25.41 £18.77 £115.40 £74.02 £89.22
Notion(adminstrative database) -non-sterling
transaction fee
£0.00 £0.00 £0.00 £0.00 £0.00 £0.29 £0.29 £0.76 £0.56 £3.45 £2.21 £2.67
123 Reg Limited (website domain name) £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £83.11 £0.00 £0.00 £0.00 £0.00
Gocardless £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £24.00 £0.00 £0.00
TOTAL £580.00 £521.74 £405.00 £405.00 £405.00 £415.03 £432.96 £632.28 £542.33 £3943.84 £599.23 £614.89

£100.00 for bank charges -

£70 left by the end of the reporting period (expense)

Balance at end of the reporting period as at 24 October 2024:

£13,656.94

Horizon Legal Advice Clinic ("Horizon LAC"): Statement of Financial Activities (accounts)

Financial reporting period : 25 October 2023 - 24 October 2024

Unrestricted funds (£)
Restricted funds (£)
Endowment funds (£)
Total funds (£)
Income and endowments from:
Donations and legacies
10,000.00
0.00
0.00
10,000.00
Charitable activities
0.00
0.00
0.00
0.00
Other trading activities
0.00
0.00
0.00
0.00
Investments
0.00
0.00
0.00
0.00
Other
2.00
0.00
0.00
2.00
Total
10,002.00
0.00
0.00
10,002.00
Expenditure on:
Raising funds
0.00
0.00
0.00
0.00
Charitable activities
0.00
0.00
0.00
0.00
Other
9,567.30
0.00
0.00
9,567.30
Total
9,567.30
0.00
0.00 9,567.30
Net gains/(losses) on investments
0.00
0.00
0.00
0.00
Net income/(expenditure)
-434.70
0.00
0.00
-434.70
Transfers between funds
0.00
0.00
0.00
0.00
Other recognised gains/(losses):
Gains/(losses) on revaluation of fixed assets
0.00
0.00
0.00
0.00
Actuarial gains/(losses) on defined benefit pension schemes
0.00
0.00
0.00
0.00
Other gains/(losses)
0.00
0.00
0.00
0.00
Net movement in funds
0.00
0.00
0.00
0.00
Reconciliation of funds:
Total funds brought forward
13,222.24
0.00
0.00 21,593.82
Total funds carried forward
13,656.94
0.00
0.00
22,028.52
Additional notes(if any)
AG Donation
MetroBank test payments
See tab entitled'Accounts breakdown'
: Payments relating to HSBC
bank charges (maintenance of the HSBC bank account), Horizon
LAC Clinic Supervising Solicitor, Rent for Mansfield House
(previous premises), Green Sand Health, Hostegator & related
transaction fee (operator of the Horizon LAC website), Access
underwriter (insurance - Advice UK), Hoxton Mix (virtual PO box) -
transactions shows up as GoCardless, Notion & related transaction
fee (administrative database),123 Reg Limited (provider of the
website domain name)