BIBLICAL COUNSELLING UK
FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025
CHARITY NUMBER: 1164965

BIBLICAL COUNSELLING UK
FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025
Contents
Pages
Trustees, Annual Report
3-10
Independent Examiners Report
li
Statement of Financial Activities
12
Balance Sheet
13
Statement of Cash Flows
14
Notes to the Financial Statements
15-22
Principal Address
Christ Church
Christchurch Street
Cambridge
CBI IHT
Principal Bankers
Barclays Bank PLC
9-11 St Andrew's Street
Cambridge
CB2 3AA
Independent Examiner
N J Hedger BFP FCA
Chater Allan LLP
7 Quy Court
Colliers Lane
Stow-cum-Quy
Cambridgeshire
CB25 9AU

BIBLICAL COUNSELLING UK
TRUSTEES, ANNUAL REPORT
FOR THE YEAR ENDED 31 AUGUST 2025
Purposes of the Charity
Biblical Counselling UK IBCUKI exists so that people, whatever their struggle, receive wise, biblical conversational
ministry in their local church. To achieve that, BCUK'5 mission is to 5eNe local churche5 by providing training and
resources that envision and equip interpersonal ministry of the word which is both deep in wisdom and broad in
reach.
Structure
Biblical Coun5elling UK is a Charitable Incorporated Organisation I'Foundation' model constitution), charity
nJi mber 1164965.
The Biblical Coun5elling movement began in the USA and is much more developed there th2ri It is in the UK. BCUK
benefits from strong links with two 'not for profit, biblical counselling organisations in the US. These are CCEF
(The Christian Counseling and Educational Foundation) and the BCC (The Biblical Counseling Coalition). Our
executive director, Steve Midgley, is a member of the board of CCEF and on the board of Directors of the Biblical
Counselling Coalition. Both of these roles are voluntary.
Governance and Management
Trustees
From I September 2024 to the time at which these account5 were approved the following people served as
Trustees of Biblical Counselling UK..
Mike Warren (Chair - resigned 18 October 20251
Allan Beckett Ichair appointed 18 October 20251
Katherine Cornes
Stuart Hull
Sally Orwin Lee Iresigned 10 October 20251
Fred Paton (Treasurer)
Abigail Richardson (resigned 15 September 20251
Christine Robinson
Roxana Stanci
David Whitehouse lappointed 17 March 20251
Tarita Smallwood served as Secretary during the year. She is a staff member of BCUK and not a Trustee.
New Trustees must be appointed by a resolution passed at a properly convened meeting of the charity trustees.
Individuals selected for appointment as charity trustees, will be required to have the skills, knowledge and
experience needed for the effective administration of the charity. They are appointed for three years in the first
instance. There is no limit on the number of time5 they may be reappointed as a Trustee but a review 15
undertaken by the Board after nine consecutive years to determine whether reappointment 15 in the best
interests of the charity.
The Trustees delegate the day-to-day management of the charity to the Executive Director, Steve Midgley.

Public Benefit
BCUK has considered the Charity Commission's guidance on public benefit and is committed to the following
Objects=
l. The advancement of the Christian religion by the promotion of the understanding and practice of biblical
counselling and estèblishing and carrying out ministries related thereto.
2. The relief of need, hardship, physical or mental distress among any persons without limitation,.
In furtherance of the above Object5 but not further or otherwise..
The support by donations, subscriptions or in any other manner any body which is charitable in law
and the objects of which include the advancement of the Christian religion or the relief of hardship or
physical or emotional distress.
b. The support of Christians who are engaged full-time or part-time in Biblical counselling ministries.
Grant Making Policies
BCUK'S Church-based Intern Scheme seeks to assist churches who want to develop a biblical counselling approach
to ministry. Where a local church has identified an individual with training and gifting in biblical counselling, this
scheme provides a framework to support that person's development and the development of their ministry.
All the grants and other as51Stance provided as part of the Intern Scheme are awarded on an objective basis in
accordance with the criteria detailed in the application form and accompanying leaflet which is found on the
BCUK website. This includes, but is not limited to, the applicant's previous relevant training and experience, and
how the local church intends to use the applicant to develop a biblical counselling approach to ministry.
The David Powlison Memorial Grant scheme which, twice a year, offers a small lup to £2,5Th)I study grant to an
individual who has completed the Certificate Programme, is active in biblical counselling ministry and who wishes
to undertake advanced study in fields th3t will promote thought leadership within the UK.
Strategit planning
BCUK'S vision and mission are likely to remain constant in the longer term (see 'Purposes of the Charity, above),
however our 5-year Strategic Plan identifies four key aims to help prioritlse our time and resources..
l. Pastors and people share a rich pastoral vision
This means..
Supporting and resourcing church leaders to help them build church communities which embrace
one-anothering.
Providing training and resources to encourage personal growth and 5ki115 in conversational ministry.
2. Experienced carers deepen their wisdom and skill
This means..
Developin& and supporting, consultation and supervision for vocational counsellors.
Contributing to higher level training in pastoral care and biblical counsel.
3. Individual strugglers find wise pastoral care
This means..
Producing biblically faithful resources for a wide range of difficulties.
Increasing awareness of vocational counsellors who use a biblical counselling approach.

These three ministry aims will be underpinned by the following operational aim and goals..
4. Organisational infrastructure enables sustainable growth
This means..
Expanding our development programme to effectively resource BCUK'S vision.
Pursuing long-term financial 5UStainability through sound financial management.
Establishing a robust operational infrastructure that underpins the next 5 years of growth.
Strengthening our communications and marketing.
Strengthening our HR management to nurture employees and optimise organisational performance.
Charitable Activitie5 and Main Achievements
We have now completed year two of our five-year plan. The following summary describes the progress for each
of our four priorities for the year to 31 August 2025.
Strategic Priority I: Pastors and people share a rich pastoral vision
Objective l. Supporting and resourcing church leaders to help them build church communities which
embrace one-anothering.
Churth-based Intern Scheme.. We were able to partner with twenty local churches across the UK during
the year by training and mentoring Interns based in their churches. Interns have worked with their church
leadership to develop pastoral care structures that undergird wise care, led groups like Real Change or
seminars on a variety of topics and met with individuals for I'.1 conversations. All these activities have
helped churches grow in wise conversational ministry with one another and establish deeper confidence
that, in all of life's experience5, there is help and hope to be found in the wisdom of God. We continue to
receive healthy numbers of applications from churches located in, or ministering to, areas of deprivation.
Dynamics of Biblical Change for Sabbaticals.. We want to equip and support church pastors in their
ministry in ways that nourish their personal discipleship and help them care well for the church
communities they serve. Whilst studying this course, pastors and other ministry leaders are given the
opportunity to have three meetings Wlth someone experienced in biblical counselling ministry to explore
these areas. This course has continued to prove popu13r, with 8 church leaders taking the course this
year.
Conferences- Our annual residential conference on Trauma- Christ's comfort in deep suffering, was
especially relevant for church leaders who so often face the difficult task of supporting those who have
experienced trauma in all sorts of forms. A seminar on church-based care was held with pastors especially
in mind, which wa5 extremely well received.
Book Gioups.. These free groups meet for three sessions and are easily accessed by church leaders. Earlier
in the year a group met to discuss Steve Midgley's book, Understanding Trauma. Other groups have met
to discuss books written by authors from outside the organisation. We seek to offer one book group per
month.
Objective 2. Providing training and resources to encourage personal growth and skills in conversatlonal
ministry.
Certificate Programme.. September 2024 saw the launch of the newly-redesigned 'Certificate Programme,
our flagship training programme. This now constitutes a three-level programme with Foundation,
Intermediate and Advanced Certificates. These provide a mix of brand-new courses alongside courses
designed in the USA but revised to bring them up to date and to ensure they better suit UK students.
During 2024-25 we had 114 first-year students and 107 second-year students enrol in the autumn,
studying in London, Edinburgh, Liverpool. Bath, Belfast, Exeter, the Midlands, Sheffield, and online. The

six-month versions of Dynamics of Biblical Change, Helping Relationships and Church Pastoral Care which
ran in January 2025 had 138 students enrol- the highest number to date.
External speaking.. BCUK provided speakers for training events held by 35 local churches, 19 para-church
organisation5 and 4 theological colleges. Staff also spoke at 3 regional conferences, 2 national
conferences (including the FIEC Leaders conference and Maximise 9..381 and at the European Leadership
Forum. Across these events over 8,000 people were taught and encouraged through teaching on the
principles and practices of biblical counselling and pastoral care within the local church, as well as topical
issues such as addiction, anxiety, domestic abuse, loss and trauma.
Reglonal Interest Groups.. In order to support those meeting informally acr055 the country to discuss
conversational ministry. we have continLJed to build our 'Friends Scheme, which enables groups to link
themselves to BCUK. The groups are either Network (people who are eager to learn more about
conversational ministry more generally) or Alumni (people who have studied with BCUK and are eager to
hone the skills learned within the Certificate Programmel. Three additional groups were formed in the
past year- in Buckinghamshire, Lancashire, and Wiltshire. By linking to BCUK, groups receive a point of
contact with a member of staff who will happily act as a sounding board and offer support, as well as
providing opportunity to advertise their group on our website, provision of speakers for events, an annual
newsletter sharing news ideas, and advice on putting on larger regional event5.
Strategic Priortty 2: Experienced carers deepen their wisdom and Skill
This area of ministry will have more time devoted to it from September 2025 onwards. Andrew Collin5 will be
heading up a new ministry area dedicated to training and resourcing experienced carerslsee Plans for Future
Periods). However, we are pleased to highlight the following items for 2024-25..
Objectlve 3. Developing* and supportin& consultation and supervision for vocational counsellors.
Ministry Support Groups.. In September 2024 we launched two types of Ministry Support Groups..
Conversation and Counselling. The former is for people who have completed our Foundztions Certificate
and are offerinE pastoral support within their local congregation. Two groups were run in the year under
consideration. with 4-5 participants in each. The Counselling Ministry Support group is specifically for
vocational counsellors or those offering counsel or care for more complex pastoral problems. We ran two
Counselling groups each with 5-6 people attending. These groups were very well received and we plan to
expand thi5 provision in the 25126 academic year.
David Powlison Memorial Grants.. These annual grants support the growth of biblical counselling by
promoting relevant advanced study/research at academic institutions in the UK. Unfortunately, no
suitable applications were received this year and so no grants were awarded. There are currently
relatively few opportunities in the UK to undertake advanced research in biblical counselling ènd only a
small pool of people with the time 2nd skills to undertake this training. We hope and pray that these
opportunities will grow in the future.
Objectlve 4. Contributing to hlgher level training in pastoral care and biblical counsel.
Engagement with Theological Colleges: Interest from theological colleges continues to grow. In the
current year, Steve Midgley taught at Union School Theology as part of their module Masters in Scripture
and Theology. This involved delivering 20 hours of teaching in a course entitled Biblical Counse11ing and
Care in the Local Church. Steve Midgley and Helen Thorne-Allenson provided teaching on a residential
course in the post ordination training of the Presbyterian Church Ireland. Steve Midgley led a day
conference on anxiety for church leaders at Yarnton Manor. Andrew Collins delivered three hours of
training to ministry students at the Irish Baptist College in the basics of biblical counselling ministry.
Roundtables.. Every six months these Roundtable events provide an opportunity for about 30 people
experienced in biblical coun5elling for some higher level discussion around papers that are prepared and

presented by individuals within the wider biblical counselling community. In 2024-5 the topics discussed
included.. obsessive compulsive disorder, the menopause, spiritual abuse and church support for those
experiencing sexual difficulties.
Journal: The Journal of Interpersonal Ministry waslaunched at our 2025 national conference- a new
annual publication to offer thought leadership in the field of biblical conversation and counsel.
Strategic Priority 3.. Individual strugglers find wise pastoral care
Objertive 5. Produclng biblically faithful resources for a wide range of difficulties.
Books: Steve Midgley'5 new book, Understanding Trauma, was launched at our national conference in
the Spring of 2025. Helen Thorne-Allenson completed the manuscript for her next book, A Church that
Cares, due to be published in 2026.
Website: The Topics in Pastoral Care, section of our website was expanded and resources on the themes
of both lal trauma and Ibl hurt at church were added. These have proved popular and, together with all
our blogs, conference audio, factsheets, courses. devotions and much more, continue to provide a suite
of material to help individual strugglers and those who support them. These include..
Factsheets: To complement the annual conference on Trauma, a range of factsheets were added
to our website.
Reflections: A series of reflections helping people to reflect on their experiences of being hL¢rt at
church were produced and made available.
Blogs.. 1,800 people received our fortnightly news and blog mailing, with blogs also accessible to
users via our webslte, categorised by topic.
Objectlve 6. Increasing awareness of vocational counsellors who use a biblical counselling approach.
The number of vocational biblical coun5ellors in the UK is small but growing. Most continue to have long
waiting lists and many are currently unable to take Dn new coun5elee5. BCUK does not currently offer any
accreditation or endorsement of individuals, but through our training we are helping prepare people to
work as vocational biblical counsellors. Over the summer of 2025, a new counselling ministry team has
been established to develop resources and 5UPPOrt for experienced carers such as vocational biblical
counsellors and church-based pastoral workers.
There continLJe to be opportunities to link our church based Interns with para-church organi5ations for
referr31s and training. This ministry remains relatively small since Interns generally commit most of their
time to local church ministry contexts.
Strateglc Prlority 4: Organisational infrastructure enables sustainable growth
Our objectives, with achievements to date, are to..
Expand our development programme to effectively resource BCUK'S vision
Fundraising has been our primary focus over the year with the launch of our most ambitious campaign to
date.. Get Church Talking Iwww.bcuk.or
et-church-talkin
Our prayer is that by June 2026 we would
raise £500,000 in one-off gifts and double our regular donor base, from 100 to 200 donors. At 31 August
2025 we had raised £290,000 in one-off gifts and our donor base had risen to 114 regular givers.
We are incredibly thankful to God for the sacrificial giving of our donors. Money raised from the campaign
will be invested in the four areas of ministry with the most pressing need..
l. Supporting Pastors
Devoting senior ministry staff-time to resourcing and refreshing pastors.
2. Creating New Courses

Developing four new courses. an Intermediate Skills Day and an Advanced Skills Training Week.
3. Growing Interns
Funding 20 Interns to help grow wise pastoral care in local churches.
4. Resourcing Churches
Producing accessible books, devotions, videos and other resources to equip churches for care.
The launch of our Conference Bursary fund enabled ten individuals to attend our 2025 national
conference who would not otherwise have been able to afford the ticket price.
We have also been thrilled to receive donations towards our newly created Certificate Programme
Bursary Fund which will part-fund course fees for students who cannot afford the full price.
These bursary funds will widen access to our training over the coming years.
Pursue long-term financial sustainability through sound financial management
Over the last year we have continLJed to seek improvements to our internal financial budgeting, reporting
and monitoring. We have begun work to create an online '5hop' which will allow us to sell short courses
and other resources and create 3dditional revenue streams- this will be launched in the coming year.
Achieving a balanced budget will be reali5ed in the longer-term, but these developments will help BCUK
take steps towards that.
Establlsh a robust operational infrastructure that underplns the next five to ten years of growth
A restructuring of staff roles occurred towards the end of the year, to make best use of staff experience
and gifts. Andrew Collin5 will now devote most of his time to developing our work with Experienced
Carers and Vocational Counsellors. New courses in our Advanced Certificate, further development of the
Intern Scheme and our Counselling Ministry Support Groups will all extend work in this area. Helen
Thorne-Allenson will oversee the Certificate Programme alongside the development of training and
resources for conversational ministry. Additional administrative and operational staff were recruited
during the year to ensure these ministry areas will be adequately supported.
Our CRM (Beacon) continues to be developed and implemented across the organisation and will become
our central 'hub' for data storage. This will be a primary focus for the operational staff in 2025-26. This
will bring administrative efficiencies and allow real-time monitoring of data.
Strengthen our communications and marketing to raise the profile of BCUK
Continued growth and application of the BCUK brand acr055 our communication channels has seen
increased engagement. An average of 2 new social media followers every day has contributed to a 17%
increase in total followers, that number now being over 5,000 for the first time.
Over 2,000 people receive our fortnightly news and information emails, and just under 1,000 receive the
monthly 'Prayer and Financial News, These represent annual increases of 8% and 4% respectively.
Engagement levels on these mailing lists continue to grow with open and click rates being well above the
non-profit industry averages- an example being our open rate of 66% compared to the industry average
of40%
Strengthen our HR management to nurture employees and optimise organisational performance
Our people are our greatest asset and we want all staff to flourish in their roles at BCUK. Each week there
are three staff prayer meetings, as well as monthly staff updates, termly in-person team days and regular
supervisions between staff and their line managers. In all these ways we seek to nurture employees and
ensure they are both clear on, and equipped for, their work objectives.

Financial Review
Income
We thank the Lord for the way the prayers and generosity of our Partners have made the work of BCUK possible.
There h35 been a wonderful response to our Get Church Talking campaign with £290k raised in one-off gifts
during the year. Regular giving has also increased by 29% on last year to £68k12023-24.. £52kl. This financial
support is funding OLJr larger staff team and four project areas we are prioritising over the next 3 year5..
Supporting Pastors; Creating New Courses,. Growing Interns,. Resourcing Churches.
Grant income has dropped considerably following the end of the 3-year Lauderdale grant, but we are grateful to
The Evangelical Trust, The Howard Foundation, Cambridgeshire Community Foundation and the Seven Fifty Trust
for their generous support of BCUK'5 work and a total of £24k grant income this year.
Income from student5 taking Certificate Programme courses grew to £323k12023-24= £282kl primarily a result of
the increase in popularity of 6-month courses, especially since offering Helping Relationships and Church Pastoral
Care over 6-months.
Investment of our reserves in a CCLA COIF Charities Investment Fund at the stsrt of the year earned significantly
more bank interest.. £22k compared with £4k in the prior year. We will continue to invest reserves wisely to
maximise returns yet in funds with a low-risk profile.
Expenditure
The increase in expenditure to £754k12023-24'. £641kl was primarily due to the full-year impact of new staff.
DLJring the year we recruited additiona5 part-time Administrators and a full-time Training Manager. These
appointments will enable BCUK to deliver the expanding suite of training and resources, and to ensure
operational infrastructure will 5UStain the next 5 years of growth.
Reserves
To better reflect how the Trustee5 are intending to use the reserves, two designated funds exist..
Ministry Sustainability Fund1£398kl- This money ha5 been set 3side to help cover future defitits, and
keep BCUK'S current ministry Sustainable, until the charity is able to breakeven with its income covering
its costs. At its current level, the fund would cover approximately 75-80% of the projected deficits for the
next five years. It is expected the Fund will steadily reduce over the next five years and that the planned
needs of BCUK will be met by a growing regular donor base and partnering with new grant-making trusts.
If donation and grant income does not increase over the coming years, the ambition for BCUK'S goipel
ministry will inevitably need to reduce.
Emergency Reserve1£131kl- In the event that the charity needed to close this fund would be used to
pay redundancies and meet outstanding financial commitments. The balance is calculated as..
o Two months of staff c05t5
0 50% of Intern grants
0 5% of support costs
Free reserves that are neither restricted, nor designated, amounted to £191k at year-end.
Plans for Future Periods
The Certificate Programme 15 central to the way we support churches and help them improve the pastoral care
they provide to their congregations and communities. In the past year we have recorded video for three new
courses that will bring the riches of biblical counselling wisdom into fresh areas for a UK audience IRelation5hips
in Life and Church. Helping Everyday Problems,. Counselling Embodied Sou151- in the year ahead we will be
finalising these courses for launch. We have also devised an Intermediate Skills Day and will soon begin work on
an Advanced Skills Training course and other advanced material. Raising funds for the creation of these courses
was a focu5 of our 2025 fundraising campaign and will continue in the coming year.

Another priority is the creation of short courses designed for those who would like to gain an insight into a
biblical counselling approach to pastoral care, but want a shorter COLJrse than Dynamics of Biblical Change. In
September 2025, we will be launching 'The Bible and Pastoral Care'_ 3 5-5ession course to help congregation
members gain confidence in opening Scripture with their brothers and slsters in Christ in the hard times.
'Distinctives' another 5-ses5ion course looking at what is unique about biblical pastoral care, and how such
distinctives can be embodied in the local church- will be launching in 2026.
In retent years there has been an increasing awareness of the pressure on church leaders and the thallenges that
clearly exist both in recruitment and retention of pastoral staff. There are several organisations who seek to
provide support for church leaders, and we have begun conversations with some of them in order to explore any
possible contributions that 8CUK might make to support structures for pastors. We hope that this might include
pastors, ministry support groups as well as resources that are Specifically written with church leaders in mind. At
our national conference in 2026 one of the post conference workshops will be especially suited to church leaders
as we explore way of developing a biblical counselling approach in the local church.
We are excited to announce the new Counselling Ministry team which will seek to help BCUK serve experienced
carers such as vocational counsellors and church pastoral workers. This team will input into training at the
Advanced end of the Certificate Programme, provide resources aimed at helping complex problems and oversee
the Intern training. Each strand will contribute to the ongoing development and support of vocational biblical
counsellors in the UK.
The theme of the residential conference in lune 2026 will be 'ldentity'. Conversations exploring our union SNlth
Christ, We'll be hosting the conference in Keswick- a larger venue which will give us the capacity to grow the
number of delegates over future years. The conference will include input from Sam Allberry, a well known
conference speaker, and a much expanded selection of seminar option5. Four post conference workshops will
provide smaller groLtps of delegates with 3 24 hour period in which they can explore a topic in greater depth. Our
Conference Bursary Fund will continue to help individuals attend the conference who otherwise would not be
able to afford it, and will subsidise the overall conference cost to keep our fees as low as possible for everyone.
The past 12 months has seen further substantial growth of interest in the work of biblital counselling more
broadly and in the work of BCUK specifically. We are grateful to God for the many opportLJnities that he has
provided for our ministry and entrust ourselves to his care into 2026.
Rev'd Mike Warren
Chair
Date:
io

BIBLICAL COUNSELLING UK
INDEPENDENT EXAMINER'S REPORT
Independent Examiner'5 Report tothe Trustee5 of BIBLICAL COUNSELLING UK
I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 August 2025.
Re5pon5ibilities and bas15 of report
As the charit￿$ trustees you are responsible for the preparation of the accounts in accordance with the
requirements of the Charities Act 20111'the Art'l.
I report in respect of my examination of the charity's accounts carried out under section 145 of the Art and in
carrying out my examination I have followed all the applicable Directions given by the Charity Commission under
section 14515llbl of the Act.
Independent examiner's statement
Since the charity's gross income exceeded £250,000 your examiner must be a member of a body listed in section
145 of the Act. I confirm that l am qualified to undertake the examination because l am a member of The Institute
of Chartered Accountants in England and Wales.
I have completed my examination. I confirm that no material matters have come to my attention in connection
with the examination giving me cause to believe that in any materi31 respect..
accounting records were not kept in respect of the charity as required by section 130 of the Act,. or
the accounts do not accord with those records,. or
the accounts do not comply with the applicable requirements concerning the form and content of accounts
set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts
give a 'true and fair view. which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention
should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
NJ Hedger BFP FCA CTA
Chater Allan LLP
7 Quy Court
Colliers Lane
Stow-ctJm-Quy
Cambridgeshire
CB25 9AU
Date.. 27 October 2025
li

BIBLICAL COUNSELLING UK
STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING THE INCOME AND EXPENDITURE ACCOUNTI
FOR THE YEAR ENDED 31 AUGUST 2025
Note
Unrestrirted
Funds
Designated Restricted
Funds
Funds
Total
2024-25
Total
2023-24
Income
Donations and legacies
Charitable activity
Advancernent of Christian gospel
Investment Income
Total Income
402,770
7.S77
410,347
226.841
489,932
22,027
914,729
489,932
22,027
922,306
421,542
4,153
652,536
7.577
Expenditure
Charitable activity
Advancement of Christian gospel
Fundraising
Total Expenditure
737,089
11,542
748,631
4.682
741,771
11,542
753,313
631,106
9,489
640,595
4.682
Net Income/lExpenditUTel
166,098
2.895
168.993
11,941
Transfer Between Funds
Transfer Itol / from Designated Funds
Net Movement in Fund5
12
829
166.927
18291
18291
2.895
168,993
11.941
Total Funds Brought Forward
Total Fund5 Carried Forward
24,463
191,390
530,244
529.415
554,707
723.700
542,766
554,707
2.895
Income and expenditure is derived solely from continuing operations.
12

BIBLICAL COUNSELLING UK
BALANCE SHEET
AS AT 31 AUGUST 2025
2025
2024
Note
Current Assets
Debtors
Cash at Bank and In Hand
35,743
785,980
821,723
55,115
628,858
683,973
Current LlabllltSes
Creditor5 Due Within One Year
98,023
129,266
NET CURRENT ASSETS
723,700
554.707
TOTAL ASSEfs LESS CURRENT LIABILITIES
723,700
554,707
NET ASSET5
723,700
554,707
FUNDS
Unrestricted
Designated
liestricted
li
12
13
191,390
529,415
2,895
723,700
24.463
530,244
554,707
Approved by the Trustees on .
and signed on it5 behalf by..
Rev'd Mike Warren Ichairl
13

BIBLICAL COUNSELLING UK
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 AUGUST 2025
2025
Z024
Note
Cash flows from opèrating attivitiès
Net cash provided by lused inl operating activities
16
157.122
21,132
Change in cash and tash equivalents in the reporting perlod
17
157,122
21,132
628,858
607,726
Cash and cash equivalents at the beginning of the reporting period
785.980
628,858
Cash and cash equivalents at the end of the reporting period
14

BIBLICAL COUNSELLING UK
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025
I BASIS OF ACCOUNTING
The financial statements have been prepared under the historical cost convention. The charity constitutes a
public benefit entity as defined by FRS 102. The financial statements have been prep3red in accordance with
Accounting and Reporting by Charities Statement of Recommended Prartice applicable to charities preparing
their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland
155ued in October 2019 the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland
IFRS 1021 the Charities Act 2011 the Companies Act 2006 and UK Generally Accepted Accounting Practice.
2 STATEMENT OF ACCOUNTING POLICIES
The accounts have been prepared using the accruals basis of accounting. The accounts present a true and fair
view and the accounting policies adopted are those outlined below. No changes to accounting estimates have
occurred in the reporting period and no material prior year errors have been identified.
The Trustees consider that the adoption of the going concern basis continues to be appropriate in light of=
the significant cash reserves- and,
the fact that the Certificate Course expenses are highly correlated with course income and are funded
through advance payment by course participants.
2.1 INCOME
Recognition of Income
These are included in the Statement of Financial Activities ISOFAI when..
the charity becomes entitled to the resources,.
it is more likely than not that the trustees will receive the resources,. and
the monetary value can be measured with sufficient reliability.
Offsetting
There has been no offsetting of assets and liabilities, or income and expenses, unless required or permitted by the
FRS 102 SORP or FRS 102.
Grants and donations
Grants and donations are only included in the SOFA when the general income recognition criteria are met15.10 to
5.12 FRS 102 SORPI.
Donations and honorariums are reported gross and any related payment processing costs are reported in
expenditure. Donations receivable for the general purposes of the charity are credited to Unrestricted Funds.
Donations for purposes restricted by the wishes of the donor are taken to Restricted Funds where these wishes
are legalw binding on the Trustees of Biblical Counselling UK.
Royalties from book sales that are given directly to BCUK from the publisher, on the instruction of the authorlsl,
are treated as donations receivable.
In the case of performance related grants, income is only recogni5ed to the extent that the charity has provided
the specified goods or services as entitlement to the grant only occurs when the performance related conditions
are met15.16 FRS 102 SORPI.
Tax reclaims on donations and gifts
Gift Aid receivable is included in income when there is a valid declaration from the donor. Any Gift Aid amount
recovered on a donation is considered to be part of that gift and is treBted as an addition to the same fund as the
initial don8tion unless the donor or the terms of the appeal have specified otherwise.
15

Support costs
The charity has incurred expenditure on support costs.
Investment income
This is income from interest and is included in the accounts when receipt is probably and the amount receivable
can be measured reliably.
2.2 EXPENDITURE AND LIABILITIES
Liablllty recognition
Liabilities are recognised where it is more likely than not that there is a legal or constructive obligation
committing the charity to pay out resources and the amount of the obligation can be measured with reasonable
certainty.
Fundraising costs
Expenditure on raising funds includes all expenditure incurred by the charity to raise funds for its charitable
purposes and includes the proportion of salary costs (allocated according to staff timel that relates to fundraising
and development work.
Governance and Support costs
Support costs have been allocated between governance costs and other support. Governance costs comprise all
Costs involving public accountability of the charity and its compliance with regulation and good practice.
Grants with performance conditions
Liabilities arising from legal or constructive obligations that commit the charity to expenditure are recognised in
the accounts in full when all of the following criteria are met=
Obligation- a present legal or constructive obligation exists at the balance sheet date as a result of a past
event.
Probable - it is more likely than not that a transfer of economic benefits, often cash, will be required in
settlernent.
Measurement- the amount of the obligation can be measured or estimated reliably.
Deferred Income
Termly fees for the Certificate Course ore received from Students in advance and accounted for as a liability and
shown on the balance sheet as deferred income. Deferred income is released to income in the reporting period in
which the course takes place.
Provisions for Liabilities
A liability is measured on recognition at its historical cost and then subsequently measured at the best estimate of
the amount required to settle the obligation at the reporting date.
16

3ANALYS15 OF INCOME
Unrestricted
Funds
Designated
Funds
Restricted
Funds
Total
2024-25
Total
2023-24
Donation5 and legacies..
Donations and gifts
Grants
GiftAid
368,190
22,070
12,510
402.770
5.577
2,000
373,767
24,070
12,510
410,347
100,957
115,955
9,929
226.841
7,577
Charitable Activities..
Certific3te course
Conferences/Honorariurns
Other income
323,854
157,481
8,597
489,932
323,854
157,481
8,597
489,932
282.403
137,074
2,065
421,542
Investment incorne..
Interest
22,027
22,027
22,027
22,027
4,153
4,153
4 ANALYSIS OF EXPENDITURE
Unrestritted
Funds
Designated Restrlcted
Funds
Funds
Total
2024-25
Total
2023-24
Charitable Activitie5'.
Certificate Programme
Conferences
Intern scherne- grants
Intern scheme- other
Staff expenditure
Grants
Other
Supportcosts
Fundraising
100,310
113,186
26,500
920
464,028
2.768
1.782
103,078
114,968
26,500
1,000
464,028
79,645
95,416
18.500
1,222
399,905
3,500
4,550
28,368
9,489
640,595
80
9,189
22,956
11.542
748,631
26
26
9,215
22,982
11,542
753,313
4,682
5 STAFF EXPENDITURE
2024-25
2023.24
ages and 5a13ries
Social security costs
Pension costs
396,338
29,582
39,634
465,554
341,300
25,508
33,745
400,553
The difference between the staff expenditure analysed in this note and the total staff expenditure given in note 4
relates to..
al Staff trainin& expenses and relocation costs not included in this note, and
bl £10,412 of salary costs included above, but classified separately in note 4 as fundraising costs, as they
relate to employee time spent on fundraising and development work.
There were thirteen employees during the year12023-24: ten). These costs are included in staff expenditure
above in 2024-25.
The number of employees receiving remuneration for the year in the £60,000-£69,999 bracket was 112023-24.. 01.
17

BCUK'S Leadership Team are considered key management personnel. They received remuneration of £332,156
during 2025-25. This figure includes gross sal?ries, employer's NIC5 and employerfs pension contributions. The
member5 of the Leadership Team are..
Steve MidEley (Executive Director)
Andrew Collins IDirector of Counselling Ministrvl
Andrew McKenna IDirector of Communications)
Tarita Smallwood IDirector of Finance & Operations)
Helen Thorne-Allenson (Dirertor of Training & Resourcesl
6 SUPPORT COSTS
A breakdown of support costs showing the amount spent on governance is detailed below..
201￿25
2023-24
Governance..
Legal fees
Committee meeting costs and training
Independent examiners fees for reporting on the accounts
Other 5UPPOrt costs
288
5,608
720
16,366
22.982
2,237
3,026
720
22.385
28,368
7 GRANTMAKING
BCU K partners with local churches in providing a grant to fund an 'lntern' for one year in the first instance.
Following an annual review of progress and receipt of a written report from the Intern's mentor and local
supervisor confirming their satisfactory participation in the Scheme, it is at the sole discretion of BCUK that the
internship is extended for a second year, along with any associated grant.
The David Powlison Memorial Grant scheme did not make any grants during the year. We are hopeful more
applications will be made to this scheme in the coming year.
Details of the grants made in 2024-25 are below..
2024.25
Church/charities
Free Church North
Irish Church Mi55ioris
Gateway Church- Bridgend Valley5
Trinity Church Everton
Gracemount Comrnunity Church
5,000
3.500
3,000
5,000
3,000
2 Individual recipients
7,000
26.500
18

8 DEBTORS AND PREPAYMENTS
Amounts falling due within one year..
2024-25
2023-24
Account5 receivable
Gift aid recoverable
Prepayments and accrued income
1,159
34,584
35,743
630
54,485
55,115
Prepayments of £16,612 relate to deposlt5 Paid to the venue where our annual conference will be held in June
2026.
9 CREDITORS AND ACCRUALS
Amounts falling due within one year..
2024-25
2023-24
Accounts payable
Accruals and deferred income
Credit card provision
7,098
119,743
2,425
129,266
91,720
6,303
98,023
10 DEFERRED INCOME
Termly fees for the Certificate Course are received from stLJdents in advance and accounted for as a liability and
shown on the balance sheet as deferred income. Deferred income is released to income in the reporting period in
which the course takes place.
Movement in deferred income account..
2024-25
2023-24
Balance at the start of the reporting period
Amounts added in current periods
Amounts released to income from previous periods
Balance at the end of the reporting period
115.337
90,930
1115.3371
90,930
99,289
115,337
199,2891
115,337
11 UNRESTRicfED FUNDS
2024-25
Balance at I September 2024
Income
Expenditure
Transfer Itol/fTom Restricted Fund5
Transfer Itol/from Designated Funds
Balance at 31 August 2025
24,463
914.729
1748,6311
829
191,390
19

12 DESIGNATED FUNDS
Ministry
Sustainability
Fund
Emergency
Reserve
Total
2024-25
Balance at I September 2024
Income
Expenditure
Transfer Itol/from Unrestricted Fund5
Balance at 31 August 2025
398.309
131,935
530.244
18291
131,106
18291
529,415
398,309
Ministry Sustainability Fund
This money has been set aside to help cover f uture deficits, and keep BCUK's current ministry sustainable, until
the charity is able to breakeven with its income covering its costs. At its current level, the fund would Cover
approximately 75-80% of the projected deficits for the next five years. It is expected the Fund will steadily reduce
over the next five years and that the planned needs of BCUK will be met by a growing regular donor base and
partnering with new grant-making trusts. If donation and grant income does not increase over the coming years,
the ambition for BCUK'S gospel ministry will inevit3bly need to reduce.
Emergency Reserve
If the charity needed to close this fund would be used to pay redundancies and meet outstanding financial
commitments. The balance is calculated as two months of staff expenditure, plus 50% of annual Intern grants and
5% of annual support costs.
13 RESTRICTED FUNDS
8alance
I Sep 2024
Balance
31 Aug 2025
Income
Expenses
Transfers
Certificate Programme bursaries
Conference bursaries
Creating new courses
Growing Interns
Resourcing churehes
David Powlison grant fund
300
3,911
2,468
80
26
792
7,577
13001
11,7821
12,4681
1801
1261
1261
14.6821
2,129
766
2.895
Certificate Programme bursaries
This fund is used to enable students to take Certificate Programme courses who otherwise would not be able to
afford the course fees.
Conference bursaries
This fund is used in two ways.. to help individuals attend BCUK conference5 who otherwise would not be able to
afford to attend, and to subsidise the overall conference cost to keep our fees as low as possible for everyone.
Creating new courses
This fund supports the creation of new training courses in biblical conversations and counsel.
Growing Interns
This fund is used to make grant5 to local churches who would otherwise not be able to afford an Intern,. provide
bespoke training to Interns in their conversational skills,. develop the training and Support provided to mentors of
the Interns- deliver and administer the Intern Scheme over future years.
20

Resourcing churches
This fur)d is used to produce a variety of resources Ibooks, devotions, courses, factsheets. etc.) to help chu'ches in
their pastoral care of individuals.
David Powlison grant fund
This fund provides grants to individuals wishing to undertake advanced study / research at academic institutions
into relevant, contemporary fields to further the growth of biblical counselling in the UK.
14 ANALYSIS OF NET ASSSETS BETWEEN FUNDS
Unrestricted
Funds
Designated Restricted
Funds
Funds
Total
2024-25
Totsl
2023-24
Net Current Assets
Fund Balance
191,390
191,390
529,415
529,415
2,895
2,895
723,700
723.700
554,707
554,707
15 OUTSTANDING GUARANTEES AND DEBTS SECURED ON ASSETS
The trustees confirm, in accordance with the Charitable Incorporated Organisations (Generall Regulations 2012,
that at year end the CIO did not have any outstanding guarantees to third parties nor any debts secured on assets
of the CIO.
16 RECONCILIATION OF NET INCOME TO NET CASH FLOW FROM OPERATING ACTIVITES
2024-25
2023-24
Net incornellexpenditurel for the reporting period
Adju5tment5 for..
Decreaselllncreasel in debtors
IDecrea5el/lncrea5e in creditor5
Net cash provided by (used inl operating activities
168,993
11.941
19,372
131,2431
157,122
115,8301
25,021
21,132
17 ANALYSIS OF CASH AND CASH EQUIVALENTS
2025
Cashflow
2024
Cash at bank and in hand
785.980
785,980
157,122
157,122
628,858
628,858
18 TRANSAcfioNS WITH TRUSTEES AND RELATED PARTIES
During the year one of the trustees was paid for services provided to the charity..
2024-25
Sally Orwin Leè
2,258
2,258
Payments to Sally were for teaching and tutoring services provided on the Certificate Course.
Additionally, a trustee received reimbursement of expenses totalling £62.
The wife of Steve Midgley received payment for services amounting to £2,168 for her role as a graderltutor
dL¢ring the year. In addition, she received a discounted ticket price at the annual conference because of her role
as a Mentor. The amount of benefit was £175.
21

During the year Christ Church Cambridge received a payment of £500 for room hire. The Executive Director, Steve
Midgley, is employed part time by Christ Church Cambridge.
When BCUK wishes to engage the service5 of any c105e relation of a trustee or the Executive Director in return for
payment, this arrangement must be approved by the trustees to ensure it is in the charitws intere5t5.
19 COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACllVITIES
Unrestricted
Funds
Restricted
Funds
Total
2023-24
Income
Donations and legacies
Charitable artivity
Advancement of Christian gospel
Investment Income
132,841
94,000
226,841
421,542
4,153
421,542
4,153
Total Income
558.536
94,000
652,536
Expenditure
Charitable activitv
Advancement of Christian gospel
Fundraisillg
Total Expenditure
537,106
9,489
531,115
94,000
631,106
9,489
640,595
94,000
Net IncomellExpenditurel
11.941
11,941
Total Funds Brgught Forward
Total Funds Carried Forward
542,766
24,463
618,095
554,707
22