COULSDON STJOHN'S CHURCH PCC Registered charity 1164688 TRUSTEES ANNUAL REPORT ST ST I JANUARY TO 31 DECEMBER 2023 PaApe J
Introduction The mission Statement of St John's is 'Helping people to meet Jesus, We believe that Jesus came to bring life in all its fullness, and that this is to the benef it of all people. As a church we can help people experience that life through our gathered worship, our friendship and our loving service. To guide us in planning our mission we use the framework of the Five Marks of Mission: l. To proclaim the Good News of the Kingdom of God. This is achieved through our gathered worship, evangelism and other forms of communication. Achievements During 2023 the full range of church activities continued, despite the retirement of Paul and Nicy at the end of August 2023. We were very fortunate that the clergy in the Croydon South Deanery responded to the Churchwardens, pleas for help in covering the services when Sue was unavailable. Our singers and tech team have both grown in confidence and risen to the many musical challenges. The 9 Lessons and Carols was a great success. Karen undertook the choir rehearsals whilst Eileen, who only recently joined St John's, took on both piano and organ. It was a truly joyful service. Wo welcomed both Keston and Coulsdon Church of England schools into Church for their Christmas carol services. 2. To teach, baptise and nurture new believers. a. This is achieved through regular teaching at times of worship and in small groups,. through preparation for baptism and marriage,. through our children's ministry and through occasional courses such as the Alpha Course, and other teaching courses. Achievements Baptism and marriage preparation sessions continued. After Easter a group of 9 attended Spring Harvest at Butlins, Minehead. Following the appointment of a new head teacher at Coulsdon C ol E school, a new deputy head, Mrs Rebecca Lambe, joined the school. The long notice period given by the Rector has enabled the Churchwardens, PCC, Assistant Priest and Lay Reader to plan for this interregn um, with the help of the Archdeacon, so that the mission of St John's can continue. 3. To respond to human need by loving service a. This is achieved through our regular pastoral care and visiting of those who are sick. f rail or housebound, and by our support of local and internationa5 charities. Achievement5 As usual gift5 were collected at our Harvest Festival service at the end of September and donated to Croydon Nightwatch and Purley Food Hub. We continued to support Purley Food Hub on a regular basis f ollowing their requests for help. Other charities and agencies that were supported with donations from our charity fund included: The Bible Society - £500 Pcige 2
Armed Forces Christian Union Icollection on Remembrance Sunday) - £250 Children's Society (Christinglel £34 Mission Aviation Fellowship - £150 A Rocha - £500 4. To transform unjust structures of society, to challenge violence of every kind and pursue peace and reconciliation. a. This is achieved through our support of Fairtrade and Tradecraft, and our support of mission agencies such as Open Doors that provide support for persecuted Christians. Achievements A representative from St John's is involved in the Open Door One Church Project and gives regular reports to the PCC. Donations, to support organisations working with persecuted Christians, from our charity f unds included: Open Doors- £500 Open Door5 One Church Project- £750 5. To strive to safeguard the integrity of creation, and sustain and renew the life of the earth. a. This is achieved through encouragement and teaching about care of the environment, and our participation in the Eco-church Award programme. Achievement5 The PCC continued to monitor progress towards the Eco-church Silver Award. An Eco Group raises awarene55 of environmental issues in regular church magazine articles. Financial Review During 2023, the PCC has been able to meet its f inancial responsibilities and obligations. The General Fund's balance, taking account of the impact of fixed assets, Stood at £10,173 at year end12022.' £1,393),. the increase in funds being mainly as a result of part of a legacy received. Until recent years, this fund has been in deficit with fluctuations depending on repairs necessary to the Grade I listed historic building. The PCC, having examined anticipated income and expenditure for 2024. made the decision to maintain their Parish Pledge to the Diocese in 2024 in the sum of £87,720. Unrestricted income during the year totalled £174,92512022: £172,611). General Fund income totalled £130,498, which includod £75,915 from Planned Giving through bank and envelopes, £4,851 from open plate collections and electronic giving, and £19,131 tax recovered under Gift Aid. Restricted f und income totalled £52,889, including £17,940 donations, and legacies totalling £24,000 towards major building repairs. Total oxpenditLJre over the year from the unrestricted General Fund totalled £140,376,. £87,720 was paid to the diocese as our Parish Pledge to support churches within the diocese, of which £86,300 represents the costs of ministry to our church. Main expenditure included £5,919 for insurance of the Church, church general maintenance works in the sum of £9,294, and £17,797 church heating and lighting cost5. Expenditure from the restricted FabriclRe5erve Fund included £6,170 for professional fees, of which £1,063 was reimbursed under the Listed Places of Worship VAT recovery scheme. PaA)e 3
Tho church owned property on Waddington Avenue continuos to be let on a temporary basis whilst not required for a curate, with the balance from the rent recoivcd, after repairs and maintenance, available to support the work of St John's. The PCC is committed to maintaining the General Fund balance over coming years, and as adequate reserves are held in unrestricted funds, St John's Church can be considered as a going concern. Reserves Policy The Reserves Policy was reviewed in 2023, whèn the PCC agreed to hold cash reserves of £12,000 within the General Fund and the unrestricted part of the Fabric/Reserve fund. This amount is calculated on the basis o* 2 month's running and upkeep costs of the church (excluding the parish share) and three month's salary costs lincluding an allowance in the unlikely event of redundancies being necessary). At year end, cash reserves held in the General Fund and unrestricted part of the Fabric/Reserve Fund totalled £47,072, £35,072 above the reserves threshold set in the policy. The restricted element of the Fabric/Reserve Fund continues to house specific donations and funds raised towards the repair of the old church chancel roof and Spire, and other major repairs. The balance of this fund at year end was £116,916, an increase of £83, 117 over the year, following a fundraising campaign and transfer between funds. Expenditure from this fund relating to professional fees totalled £6,170. We are working with the architect to satisfy the requirements necessary to achieve a faculty from the diocese, so that quotations can be obtained for the works to the spire. Structure, Governance and Management Governing document: PAROCHIAL CHURCH COUNCIL POWERS MEASURE119561 AS AMENDED AND CHURCH REPRESENTATION RULES THAT CAME INTO FORCE ON 02 JAN 1957. The Charity Is constituted a5 a Trust. Health and Safety risk assessments relating to buildings and activities have been undertaken and are current. Risks have been mitigated as far as possible, and signage is provided accordingly. The trustees review the parish safeguarding policy every year, and appoint a Parish Safeguarding Officer to ensure compliance with this policy. St John's Church does not use profossional fundraisers and has not received any complaints relating to fundraising practices during the year. All f LJndraisinE activities are undertaken to ensure that they are not unreasonably intrusive, persistent or pressurising and all marketing material contains clear instructions on how a person can be removed from our mailing lists. Election of trustees is by members of the electoral roll of the church at the Annual Parochial Church Meeting. Trustees are elected for a period of 3 years. PcigF¢ 4
Reference and Administrative details Charity name THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF COUL5DON 5TJOHN THE EVANGELIST IN THE DIOCESE OF SOUTHWARK Other name the chority U5e5 COULSDON ST JOHN THE EVANGELIST Registered chority number 1164688 Charity's principal address CANONS HILL COULSDON CR5 IHA Names of the charity trustees who manage the charity Trustee name Office {if any) Dates acted if not for whole year Rev Paul Roberts Rector To August 2023 Rev Sue Thomas Assistant Priest M rs Gillian Thaxter Mr Ralph Goodwin Mrs Lynn Howell Mrs Christine Mccutchion Churchwarden ICWI Churchwarden ICWI Treasurer Reader and Deanery Synod representative Mrs Sue Christian To October 2023 Mrjeff Locke Deputy Churchwarden Deanery Synod representative Mr TrÈvor Meadowcroft Mrs Trudy Baker Mrs Charlotte Best Deanery Synod representative Mrs Carole Caddick From May 2023 From November 2023 Mrs Jane Wright Mrs Fiona Lee From May 2023 From November 2023 Mr Darren Simpson Mrs Wendy Jackson From May 2023 Page 5
Names and addresses of advisers (Optional information) Independent Examiner Malcolm Bulbeck 54 Downs Road, Coulsdon, Surrey CR5 IAA Bankers CAF Bank Ltd West Malling, Kent, ME19 4JQ 27 Woodcote Rd, Wallington SM6 OLH Natwest Signed on behalf of the CharItS trustees: Mrs Gillian Thaxter- Chair th Date: 16 April 2024 PagL? 6
Independent Examiner's Report to the Parochial Church Council of St John the Evangelist Church. Coulsdon Registered Charity 1164688 I report on the accounts for the year ending 31, December 2023 set out on pages 8- 16. Respective responsibilities of trustees and examiner The charity's trustees are re5pon5ible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144 of the Charities Act 20111"the Charities Act'l and that an independent examination is needed. It is my responsibility to: examine the accounts under section 145 of the Charities Act, to follow the procedures laid down in the general Directions given by the Charity Commission (under section 14515llbl of the Charities Art, and to state whether particular matters have come to my attention. Basis of independent examiner's statement My examination was carried out in accordance with general Directions given by the Charity Commission. An examination include5 a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosure5 in the accounts and seeking explanations from the trustees concerning any such matters. The procedLJres undertaken do not provide all the evidence that would be required in an audit, ancl conseqLJently no opinion 15 given as to whether the accounts present a 'true arid fairf view and the report is limited to those matters set out in the statement below. Independent examiner's statement In connection with my examination, no material matters have come to my attention which gives me cause to believe that in. any material respect: l. the accounting records were not kept in accordance with section 130 of the Charities Act- or 2. the accounts did not accord with the accounting records," or 3. the accounts did not comply with the applicable requiremerits concerning the form and content of accounts set out in the Charities IAccounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair, view which 15 not a matter considered as part of an independent examination. I have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Signed.. Date.. 16, April 2024 Name". Malcolm Bulbeck Relevant professional qualifications or body.. Fellow of the ICAEW Address= 54 Downs Road Coulsdon CR5 IAA Page 7
STATEMENT OF FINANCIAL ACTIVITIES Unrestricted funds Restricted Endowment funds funds 2023 2022 Note Income and endowmÈnts from.. DonatlOTrs and leg3cie5 Incotne frotn charit3ble activiti&s Activities for generatine funds Investments Other incomE Total income 112,908 32,103 8,503 20,231 1,180 174,926 46,215 2,389 3.221 159,123 34,492 11,725 20,231 2,243 227,814 120,411 34,204 9,736 17,940 3,488 185,778 21el 1,063 52.889 Expenditure on.. Costs of generating funds Expenditure on charitable activities other expenditure Total expenditure 1,030 164,754 241 166.025 287 8.707 1,317 173.461 241 175.019 1,207 158.860 276 160.343 8,994 Gain511055es on investment assets Net income / lexpenditurel rÈsc¢urces before transfer 8,YOI 52,795 25,435 Transfers Gros5 transfers between funds- in 121al Gross transfers between funds- out 12181 Other recognised gains / losses Gain5 on rev31u3tion, fiKed assets, charity's own USÈ Net movemenl in funds 28,SCh) 170,0001 41,Sth) 70,000 170,0001 16,528 116,5281 132,5991 85.394 52.795 25A35 Total lunds brought lorward 127,99) 42,340 170.330 144A95 Total funds carried forward 95.391 127.734 223,125 170,330 RepresÈntÈd by Unrestricted General fund 17,356 17,356 3,233 Designated Fabric/reserve Fund Mission & ChÈritiÈs Fund Parish Hall Fund RÉnt Fund- Waddington Avenue 36,899 305 26,652 14,180 36.899 305 26.652 14.180 56,899 1,205 29,389 37.263 Restricted 8ellringers Churchyard Fund Fabriclre5erve Fund Property Fund (Fixed Assets) 2,424 1,405 116,916 6,989 2,424 1,405 116,916 6,989 1,552 33,799 6,989 Page 8
BALANCE SHEET Note 2023 2022 rixed a55ets Tangible asgèts 14.172 14,172 Current a55ets Debtors Cash at bank and in hand 6,789 I,614 216,403 5.929 161,258 167.187 Creditors.- Amounts falling due in one year 10 7,450 7,450 5,687 5.687 Net wrrenta55ets le55current liabllitses 208,953 161.500 223,125 170.330 ZZ3,125 170,3ao Represented by 12&13 UnTestri(ted Gener?1 fund 17,356 3,233 Designated FabriclrÈgÉrvè Fund Fund Waddington Avenue 36A99 14,180 26.652 305 56,899 37,263 29.389 1.205 Mission & Chariliès Fund Restricted 2.424 6,989 116.916 1.405 Properly Fund (Fixed A55etsl Fabriclreserve Churchyard Fund 6.989 33,799 1.552 Fundsofthe churth 223,125 170.330 Approved by the Parochial Church Council at a meeting held on 16th April 2024. The note on pages 10-16 form part of these accounts. PcigL' 9
ACCOUNTING POLICIES The PCC is a public benefit entity within the meaning of FRS102. The financial statements have been prepared under the Charities Act 2011 and in accordance with the Church Accounting Regulations 2006 governing the individual accounts of PCCS, and with the Regulations true and fair view" provisions, together with FR5102120161 as the applicable accounting standards and the 2016 version of the Statement of Recommended Practice. Accounting and Reporting by Charities ISORPIFRS10211. The financial statements have been prepared under the historical c05t convention except for the valuation of investment a55ets, which are shown at fair value. INCOMING RESOURCES Income is included in the SOFA when the PCC becoTne5 legally entitled to the resources, their receipt is likely and the amount can be reliably ascertained. Fundraising income is reported gross. before associated costs have been deducted. EXPENDITURE AND LIABILITIES Expenditure is recognised when it is incurred and is accounted for gross. Liabilitie5 are recognised a5 500n as there is a legal or constructive obligation and settlement is probable and quantifiable. FIXED ASSETS Consecrated and benefice property are excluded from the statutory definition of 'charity' by Section 10121 lal and Icl of the Charities Act 2011, and are not capitalised in the f inancial statements. Moveable church furnishings are not included in the accounts. due to their age and insufficient associated information, but all items are included in the church inventory. The Clergy House and Parish Hall are included in the accounts at their historic cost. Plant, machinery and office equipment Expenditure on the purchase of individual items costing £1,000 or more is capitalised at cost and is depreciated over their economic lives on a straight-line basis: Plant, machinery and office equipment-20°A per annum Computer equipment- 33Yo per annum FUNDS Unrestricted funds represent the funds of the PCC that are availablo for spending on the charitable objectives of the church including amounts designated by the PCC for specific projects. Rostricted funds are funds that must be spent on restricted purposes and details of the funds held and restrictions provided are shown in the notes to the accounts. The PCC holds no endowment funds. PcigL 10
ANALYSIS OF INCOME AND EXPENDITURE Total General Desi nated Restricted Endowmerbt 2023 2022 INCOME AND ENDOWMENTS 21al Donations and legacies Planned gwing (Bank) Planned gpiingyouth (Bankl Gift Aid Envelope5 lincluding Planned Giving Loose plate collections Churchyard maintenance donation5 0on8tion5 appea15 etc Elettronic don3tion5 Tax recoverable on Gift Ald Legacies Non-recurring one-off grants 73,545 73,545 71,598 2,145 2.450 2,370 30 2,400 2,47J 259 2,730 760 24,091 2,810 22,516 30,271 3,834 760 15,071 2,604 20,549 760 17,625 415 3,385 24,000 6,386 2.380 19,131 6,271 80 15 1,400 120,411 Total 112.555 354 46,215 159,123 21bl Income from charitable activities Fees lor weddings and funerals Churih hall lettings objectives Parish Office income Bellrin8ing Income 3,771 3,771 28,261 71 2,389 34,492 5,534 28,602 68 28,261 71 2,389 2,389 Total 3,842 28,261 34,204 21cl Activities for generating funds Fundraising events Bereavement Group income Magazine IncomÈ- advertising Parish magazine sale5 7,416 123 420 544 8,503 3,221 10,638 123 420 544 11,725 8,581 67 470 618 9,736 Total 3,221 21dl Investments Bank and building society interest Rent frorn land5 or buildings 2,467 1.952 4,419 495 15,318 15,813 2,962 17,270 20,231 482 17.458 17.940 Total 21el Other income VAT recovery on bui5ding works 1,180 1,180 130.498 1,063 1,063 52,889 2.243 2,243 227,814 3.488 3.488 185,778 Tot31 INCOME TOTAL 44,427 Page 11
EXPENDITURE 31al Costs of generating funds Costs of fetes & other events 1,030 1,030 287 287 1,317 1,317 1,207 1,207 Tot31 31bl Expenditure on charitable activitles Giving to missionary societies HOMÈ mission Ministry parigh share eic Church Cleaner H311 caretaker Salary of parish administrator Working expÈnses of incutnbent Asst Priest Expenses Youth Pastor expenses Re3der's expenses InterregnuFn rectory expense5 Parish outreach Church running- insurance Church office telephone Organ I piano tuning Church rnèintenanie Altar and service requisites Streen and projector project Bereavement Group expenditure Bells maintenance Upkeep of churchyard Photocopier expensÈs Stationery Office- Sundry expenses Church running- w3ter Church running- hÈating 2nd lighting Hill running- in5ur3nce H311 running- mainrenanc@ Hall running water Hall runninE- heating and IEhting Hall running- 5ervice5 Hall sundry expense5 Major work5 professional fee5 Other PCC property upkeep- Wadd Ave Total 1.970 784 1,970 784 87.720 3.276 4,882 7,(6 45 574 1,012 86,000 2,058 5,370 6,500 288 715 185 47 87,720 3,276 4,882 7,096 45 574 27 71 61 5,919 432 65 9,294 299 1,179 144 210 27 71 61 5,919 432 65 9,294 299 1.179 144 210 2,537 2,902 306 1.456 294 17,797 1.264 5,683 245 2,983 539 837 6,170 6,402 173,461 5,600 497 11,897 323 1.732 163 2,537 1,385 2,705 263 1,190 209 9,668 1,196 1,629 188 2,720 564 791 12,600 1,237 158,860 2,902 306 1,456 294 17,797 1,264 5,683 245 2,983 539 837 6,170 6,402 25,588 139,166 8,707 31cl Other expenditure Bank charges 181 181 140,376 60 60 25.648 241 241 175,019 276 276 160,343 Total EXPENDITURE TOTAL 8,994 GRAND TOTAL 19,8781 18,779 43,894 52,795 25.435 Pcixe 12
ANALYSIS OF FINANCIAL STATEMENTS INCLUDING SUPPORT COSTS 4 SUPPORT COSTS Fund: General Hall (Des) Administrative costs: Parish office salarv Photocopier expenditure Off ice telephone Stationery Off ice sundries Bank charges £7,096 £2,902 £ 432 £ 306 £1,456 £ 181 £60 Total 2023120221.. £12,3731£11347 Note.. Administrative support costs are charged directly to the General unrestricted fund, except where indicated above in relation to bank charges. 5 STAFF COSTS During the year, the PCC employed a part-time parish administrator. General 2022 £6,500 2023 £7,096 Employed staff salaries There is no Employer's National Insurance liability due to Employerfs National Insurance Relief. The hall caretaker and church cleaner are self-employed. The hall caretaker charges1£4,6421 are allocated to the Parish Hall Fund. and the church cleaner c05ts1£3,2761 are allocated to the General Fund. 6 MAINTENANCE During 2023, various roof ing, electrical and stonework repairs were carried out, in addition to normal maintenance work. Bat surveys were carried out as a requirement of our faculty application for works to the spire, funding for which came from the restricted Fabric/Reserve Fund. 7 PECUNIARY INTERESTS OF PCC MEMBERS Mr J. Locke, a PCC member, has undertaken gas safety checks and miscellaneous plumbing works at the Church and Parish Hall for the PCC in the last year, receiving a total sum of £570, paid as a creditor after year end. Pagc, 13
Mr T. Meadowcroft, PCC member, received £405 for undertaking Sexton duties during 2023. Mrs Gillian Thaxter has undertaken checks at the Parish Hall following weekend events and received £240 during 2023. Working expenses, including travel costs and minor expenses incurred at home, were paid to the Clergy and Lay Reader in the following amounts.. Rev. Paul Roberts - £45 (retired 31st August 20231 Rev. Sue Thomas- £574 Christine Mccutchion £27 Donations made by trustees and their close associates to St John's totalled £21,548 in 20231£14,660 in 20221. 8 FIXED ASSETS The Curate's house and Parish Hall are valued at their historic values. Due to their integral contribution to the work of the Church in the provision of housing and church/community amenity, these buildings have not been revalued as sale of either is very unlikely. Plant, machinery and office equipment Net bookvalue Additions at cost Depreciation Net book value At I, January 2023 £ 1,840 £ 7,363 Charge forthe year At 31" December 2023 9 CURRENT ASSET5 Debtors 2023 2022 Tax recoverable Sundry debtors Total: £4,843 £1,946 £6,789 £5,053 £ 876 £5,929 10 LIABILITIES 2023 2022 Accruals for utility bills Water charges Sundry liabilities Advance receipt5 Total: £5,199 £388 £1,803 £ iio £7.450 £3,708 £ 187 £1,681 £ iio £5,686 Pagv 14
11 FUNDS The General Fund hou5e5 income and expenditure associated with day to day running costs of the church, including those associated with children's ministry following the closure of the Children's and Young Families Fund. Designated funds.. The FabriclReserve Fund Idesignatedl houses reserves to support the General Fund, and for urgent repair works necessary to the church. The Rent Fund comprises income and expenditure from rental of the Curate'5 house. Surplus supports church activities with the approval of the PCC. The Parish Hall Fund represents income and expenditure associated with the parish hall, with surplus supporting church activities with the approval of the PCC. The Mission and Charities Fund houses monies transferred f rom the General Fund by the Trustees in order to make mission and charitable donations. The restricted funds comprise.. The Churchyard Fund receives specific donations towards churchyard maintenance and is used for expenditure on churchyard upkeep and regular ground5 maintenance. The Fabric/Reserve Fund Irestrictedl hoLJses specif ic donations and fundraising profits towards urgent repair works necessary to the Old Church chancel roof and spire. The Bellringers Fund is to be used for all transaction relating to the bells, including servicing, following the transfer from the bellringers, external bank account. 12 FUND MOVEMENTS Opening Incoming Oytgoing Transfers Galnsllosses Journa15 Closing Restrided 2,424 2.424 2,424 2,424 Sutrtotal for Be115 Property Fund IFlxed 6,989 6.989 6,989 6.989 Stotal for Prop GÈner41 fvDd 3,233 3.233 130.&19S 130.498 laO,376 140,376 24,000 Z4,000 17.356 17,3S6 Sub-total for General Fabri¢lrt5erve Fund Designated 56,899 33,799 90.698 120,0001 40,000 zo,000 36.899 116,91S 15a,815 49,574 49,574 6.4158 6,458 Sub-total lor FabRe5 Rent Fund Designited 37,263 37,263 15,318 15,318 6.402 6,402 132,0001 132,0001 14.180 14,180 Su&total for Rent Churchyard Fund 1.552 1.552 2.537 2,537 1.500 1,500 1.405 1.405 Sub-total for Cyard Parf5h Hall Fund Designatsd 29.389 29,389 28.756 28,756 16.493 16,493 I15,0) 115,0001 26.652 26.652 Sub-total for Hall Mission & CharitTe5 De5i8naled 1.205 1.205 354 354 2,754 2,754 1.500 1,5(N) 305 total For Misschar 305 Grand total 170.330 227,814 175.019 223.125
121al Analysis of transfer between funds TO AMOUNT £, 1,500 REASON M ission donations from St John's General Mission & Charities Churchyard Fabric/Reserve Restricted General Fabric/Reserve Restricted General Bellringers General Fabric/Reserve Designated Rent Ront £ 1,500 £20,000 To support churchyard maintenance Contribution to major repairs fund £12,000 £20,000 To support Goneral Fund Contribution to tnajor repair5 fund Hall External source £15,000 £ 2,424 To support General Fund Transferred from Cou15don Bellringers, bank account 13 STATEMENT OF ASSETS AND LIABIIITIES General Designatèd Restricted Endowment 2023 2022 Fixed a55et5- Tangible assets Clergy Hou5e18 Waddington Avenuel- 3,775 3,214 3,775 ,214 7,183 14,17Z 3.775 3.214 I,B41 8.830 PlanL machineryand Offi equipment- 7.183 7,183 Tot315 6.989 Current assets- Cash at bank and in hand Church NatWe5t curreni account- Church CAF C35h Accournl- Church CAF Gold Account- 11 CAF Cash Account- Hall CAF Gold Account- Cash in hand- 2,928 470 19,333 100,760 3.398 23,302 154.714 16,351 11,819 30 2D9,614 1.687 15,419 114,288 8,517 21,348 35.335 16,048 16.351 11,819 37,906 30 9,499 Tota15 79,553 120,563 16J,258 Current455ets- Debtors Accounts Receivable 6.205 6.205 402 40Z 183 183 6.789 6.789 5.929 5.929 abiliiie5- Creditors.. Amounts falling due in one year Actounts PayablÈ Advance receipts 5,530 1.810 iio 1.920 7.340 iio 7,450 5.577 iio 5,687 Totals 5.S30 Grand totsl 17,356 78,035 127,714 2Z3,IZ5 170,330 Pcige 16