Redeemer Croydon Trust Reports & Accounts Financial Year Ending 3111212025 Contents Legal & Administrative Detsils Trustees Report Independent Examiners Report Receipts & Payments Statement K%set & bability Statement Notes to the Accounts care usiThg Expensemus
Legal & Administrative Details Charity Name.. Redeemer Croydon Trust Charity Number.. 1164555 Charity Address.. School House Selboume Road Croydon CRO 5JQ Trustees.. Virtoria Paxton Rarnona Ramsahadeo IResigned IDiion0251 Jack Popplewell Anne Knightly (Appointed ion0120251 Independent Examiner. Stephen D S Baker ACA MAAT Westlands Chartered Accountsnts Office Suite 8 Mcmillan House 6 Wolfreton Drive Anlaby East Yorkshi HUIO 7BY
Trustees Report Objects of rhe charity The ob,"ect of RCT is su and such o".her parts o rknng Redeemer Croydon Church for t4e wNic benefft and rhè advancernent of the Christian faifh in Croydon, the Vnited ngdoM and thÈ worfd as the Charty trustees rnay from bme to Dme decide. Summary af the charity's main attwities and achievements To furthpr ttTe above objects and the chariws main acbvitses achie¥ements were as follow5.' Advancement of the faith for the wblic benefit ano the advancernent of the Christian faith in Croydon.. All tre5e are open to the whole IDcal Croydory community and many are aV.eodeO online by those in the UK and ftsrther afidd. Redeemer has a number of Sunday ministries such as the Sunday aftemwn service induding chil¢n's youth group that meets )Iweekly afterwards. It also has several weekday minisiries. notably". Seminar roups trom age 0-11. with eries aimed at dIffe.t ages and stages of life to better equip peopl& to foster good habits and e[OUrage each other. In 2025 these were held forthose who are parents. Short tem sessions wit. the lead pastor fo." Ir.comiryg new congregants to act as an ortatIOn and enable social'nerso Jnteractions with other5 . Men's aTh1 wornep.'s ministries. such as teach..ng. rraining and 5DcwI act'"vitie5. A new men's regular launched, meeting once a month. . 'Growth. Discipleship ano Fellowship Grrxjps. who meet royether on è weeY basis to stu roup was Bible. nawgate life royether. and a Portuguese-lan convef5ations on current affairs and wider topics o Uage group. . A new discussion group aS 5tsrted by members in order to the 11lteresL roaden Other events include termly membership meetings. membership courses for pr05Fecbve membw5. youth group so()[ events. and an annual retreat Ikst hetd In May 2025 wifh an external speakerl. During 2025. ou. youth volunteering prograrn.me has contirued. affoTdiw the youth an OOPDrtuni oge-appropriate contexts across the differeryt Sunday volunteerir. expe"ience several areas, as well as have aduir ro Tr.ode6 9et a roles. They car. join a rotation to levelop skilk and teamwork in gside thern. fe9r1 programmÈ allowing them to ? safety stops a in placefor tt)is Interèttwjn with the congregation and so far three youths eftioy volJnteerip.o ir. the band. an in the abdio tech team. We held widely atrNended Good Friday, Eastersunday & O)ristrna5 carol seryices, including a children's c1r, ènd a Christmas Eve semce. There %Yas also a baptisrTr 1.7 summer. The rheTr.e'.or 2025 was'Hospirali those experiencir¥J loneliness or . We have been ercoura9in er Mental health sirug9les. iaSed social conracL aimi e contrnue wit. wular'Bring ate better communty, help Snare. meals after church several Sundays a year. some of are des.gn3ted as'Wth1d' Meals where attendees bnng foods from the.'r countries and Cultures to cÈlebrate our muifi<uknral comrnuni broaden rhe community SPlTIt. parbcu ano broadep understan¢ing through 5.larirvJ meals of attendÈes' backgrounds. To further between people wanting to host Sunday to welcorne De%Ycomers. is an initiative called Hospitality &Jn(tsy. )'rnatch-making' scheme unch and those want.ng to attend a5 guests. Teaching and trainin teaching young peop are pmvided about the 8ib .e church in a number o.. way& Including= . The children's ministry on a Sl'nday moming. PaOral work of the staff team in SUDPOrting mernbers of Redeerner, in oerson where possible. online •no via many forrn5 of comtnunication Adhoc men's Bible .d Groups. ministriÉs or servite5. both in the fo'.m of training and material group . Support provioed to tne volunteers who lead 'Growth S. Annual safeguarding traJnin9 fvr those woMn9 Y41th teams, childrén and vulnerable adyks. Sharing of materials from rrèining oryanisaDons suth ctrm1On. Comhill. The Proclarnation Twsr and FIEC. Our Lead Pastor. with c)SIderable experiwce in pre¥hing. teachin9 and astordl ca. has bro ht a hi a number of teaching Seri on SuThJays and in small groJpllonl 5ettin9S. e Lead Pastor was a itiona h quality of te3ching through y able to benefit from a short sabbatical to provide hirn with tyme for.Iis ovln further Studies and attendarKe of conference5. He was supported in the teaching and preaching by a numbet of experlenced church pJember5. a5 well as extemal qualified teachers and pastors ¥iith I'.nks ro Redeemer Croydon via the FIEC or Evangelical Alliènct networks. All guest speakers are wdmcnown to us aTh1 vetted. The website and YouTube C.8e1 continve co be updatsd in order'o reach out:0 the local community ap.d to be a $OuTe for Chnstian material and Biblical teaching. We ve goid a YouTube volurbteer, who Is working w rnaking the channel as accessible as possible to all. Additional pastoral Supp Vged for member5 of the Congregabon suffering illness, mental Illne55 or signiffcant sociConOMiC Issues. Volunteers also o focus on prathcal aid to anise meèl rotas a.ryd housework roras forthose in need for support. The support group whith was created to e elderty In wr congregatiM cor.t.nLes. Redeerner supports a ministry sch1 in the Gambia vrd a UK thantaNe oryanisatim living Word Ministries land pre<ovid ran annual overseas ms510nary tnps which are expetted to resumel. The dTrurch also ha5 In-house rnis510nariesfrom a UK or9ènisation. London Cit M.s5ion. who do cYJt.ach In. the local sch1$. We also sdppoped a c.iurch rybe.. in a short tem) illis510n trip to Sierro Leone on oard a ship of the UK chanty. Mercy Ships UL which deploys h05Prtal ships to the poorest natll5, Redtemerfs sts¢ial media and YouTube channel widdy acc5ed b congregation, tal £orr,rr,unty. in the UK ènd overseas. Our online seroices sIe then Into 2025 saw a number of Deopin us ive from across the UK and overseas. Many of these non-local visitors have contynved to use our digitel rQr(e Our 50cial media has had a dttln In posting freuuency. bur this Is targeted to rewve next year. In budgetiw for activities for the year. trus$ have had to the guitsnce issued by the Charity Commission on public benefit. Over 2025. the contribution from 65 volJnteers at Redeerner Croydon pkyed a la there were 6? mernber5, man of whom Served on teams includin9.. Su.day Sc contrlbution to he church. In the reporting penod. and Sound Teèms Recording & Youth Grou eatn Retreshrnents Teary Small G".oup I'Growth Grou?,) Leadets El Wekome Team Set Up Team Music erty Care Team Baby Grovp5 Supporting the work of Aedeemer Cmydon Redeemer Croydon Trust lotiks to eJ)sure tr.at there are a variety of opkxirtuiities f cornmunty members to meet together and participate In churc.1 life. Tris provision Is tailoreo to rneetthe needs of è diverse Congregat of drfferent ages, cuthre5 and educational backgrounds. We continue to meet at a local Secondary school. ArchbisM)p Ten.5 Church of England Schoc4 and have built good links with thetn.
The Children's offering cDntinues ro grow and four groups are offered.. Tots (Pr&S(ho. Nurwy & babiesl. knds IRtteption to ),
Unlo IY3.61 an(J You h Y7+.
e children espècially enjoyed diverse learning opportunities. special Christmas and Easter actiwties and parties. Overthe summer
they are offered a special programme and helo is givep. to all as eY gTrdua=e dp to the next
serve on team5 in an ag¥ppropribte capacty ènd help at child..en's etrents. Ip. addition, fi'eld trips a,
retsp. YoJth are encourtged to
beer. oyered to help the teens bond ar.d enjoy a range of actsvities.
other midweek events have
Asitle from the
members oftr.e c
ular Sunday rneebngs. growth gr¢ups rneet we. on a montNy ba&s prayermeetings are held to prowdè adu
urth an opporttjryity for quiet contemplatyon and Drayev. We .ave beefj encouraging the congregaticffj to MO widely
use our Churchsuite app for broalfening their communides an¢ invitip.g friends fa.11Y In Croydoi.
mS10Th3ry support Redeemer sbpporrs a ministry schwl in the Gam.bia axl this was sIted by teams from the church in 2018. 20L9 &
2020. RUlar update5 are shad with the congregabon on Sunday5 and at monthly prayer methngs. We also have links to London Qty
M15sion and more recently Increan9 with other churches In the GFM15sn netwo.
Relief for those stfftering hardship aThl physical distre55
Pastoral and financial support is on offer at the discretion o! tne ejders and trUee5 to those in a position of disadvantoge and hardship,
including church 2ttendees SLrffering bylth add".ct.'on and 5enous famity soual issue5.
Redeemer continues to care particulai
those Sfferir Social issues, illness an
for members in Treed of regular pastordl care. Pastoral srafl ond volunteers provide su
financially.
bereavement, as well as laryJer lrfe events Whe herp is needed practically. wnokn'onal
Operatlons
port for
yor
In 2025, we made regular rts aurfinandal apd prKkncal operabons. CK'r CRM systems are Tegul8rt updated for better triember
volunteer n)anagement. further ac.ess was afforded to key member5 to better marhage processes. Gi
continued within our ChurchSui%e
aid processin
as
increed via the pla
lattomi, a5 well as managerne?t of attendap.ce recoros volunteer rot&5. PFanning
services was
orrn which allows for better fvricboning of services. SOMÈ volunteer rotss have been optimi8ed and
to further.acilitste CDntinuws service.
Poliry & procedural updates were made to the Expenses Policy to irKIuLle a Section on investments. The Safeguarding Policy was
reshared to all existiry rnernbe bnd a150 to all new starters oft £h.Idren'5 ano other rElevant team5.
We conbnuall
operation of t
evaluate our technokgi.al sy5terns. to allow for a better quality'.n the wxIe"..c1fKJ hybrid in-person and digital
e churcb. to reach the community rrwe effectivdy. Conshleration is b?ng gNen to the use of appropriate Al platforn for
our needs and systems.
Annu31 safeguardirrtj training Y4as conducted ftsr all relevant staff. irustees and volunteers. The Safeguarding Policy. childl'S Ministry
Expertations and the Energency Procedures Poli
The airn is to ertsure stabili advance the objects of the The Operarin9 Resenfes are not intended to replècE a perrnanent 5$ of funds or eltminate an ongoing budget gap. Rather they are there provide".Ime. where necessary, for action to be tarfeTh to otain addtsonal fulg andlor red&e further expenditure and revise assumptions In line with affor4Jability. It is the ir¥tention of the Redeemer Croythn Trustees that any ReseNes utilised shId be replenshed within a reasanably short period in the Operaty of Redeemer Croydon. particularly in pett of the employment of staff Engaged to rusL The level of reseNes is monitored regularfy and reported to the tru#ees for revie at each of th*r meeting& At the report year end ?025 the level of Ehe reserves std at the equivalent of 25 rTh)nths exnd[. Signature Thls pOrt wa5 opproved by the trustees. and t5 S19r their behawby: Victoria Paxton Name &9n¥bJre VPaxton Dat 6 September 2026
Independent Examiners Report l pOrt to the trustees on my examination of the accounts of Redeemer Croydon Trust (Yhe charrty'l forthe year ended 31112ft025. Re5per.sibilities and Basis of Report As the trJsiees of the cha.Tty you a respc>n5rlAe for the preparation of the accounts in accordance with the requirernents af the ChantE5 Art 20111 thÈ 2011 Att'l. I repm in respecr of tny examination olthe charLy's accounts carried out under settion 145 of th¢ 2011 Act and in carryin examin8bon I have followed all.he applKable Directsons g.ven by rhe cha.rty CormL5SiOTr under 5ettion 1451Sllbl of the 28 out my Ll ACL In%Jependent Exarninefs Statement I have completed m examination. I cop.firrn that llD Material mattu5 have come ts my attentioy in connection byith the examination giviry me cause to ¥elieve tha: In any matenal SpeCt.. l. accounting records were not kept in accordaKe with section 130 of thè 2011 Att.. or 2. the iccotsnts do no: accord with the aCCOLnting recrffts. I have no concerns and have come across nts other matters in Connett.n th the exaniination tD whith attention should be drawn In order to enable a proper understanding of thÈ acknoijnts to be reached. Irndependt Examinerfs Details Name,. Stephèn D S BakerA(J MAA7 Address.. viestlands Chartered kcountsnts Offvce Suite 8 Mcmillan House 6 Wolfreton Drwe Anlaby East York%hi HUIO 7BY Trlame S-rcA<6rf rs S ALA NA4f Signaiure Dare
Receipts & Payments Statement PriorYeèF Re¢eip'.5 26232 Laans Received OtherlncD 466 anttsupport serwi 273 Bankrharg r¢h even t.1 7.24$ EmployThetc0sts lfisuranc 110.667 33S 335 MinrSt¢y. Sta ènd Irainingco Vpnue aDdoffice hire 7.68D 6.881 32273 30m3 1297 631 YOU ¢hlWren'5Dr Support Ofher Loafis Repai 9)J23 9.023 30.>17 TOLalCa5h 3S9JY 16ts98 386,15? 577,9 Genetsi iunre5trittedl PrDpeTty Fund IR#trKtrJi 369J54 369.554 3tO.531 16J98 16.598
Asset & Liability Statement Cash A55ets 369 554 16.598 386.152 Other Monetary Assets TDts Pnoryear SIKk Other Investment Assets Tutai ImcrIlertACc0Unts Other Fixed Assets Totsi Year P4u51c & PIEquipment Computsr5 & rr Funiiture Liabilities Totsi PfiorY¥r Pension Paym1 (hvE RC Phymnrsokyed In¢epÈn¢entEx¥nJnèDDn FEer Othe Signature These accounts have been approved by the trustees. and a signed on their behabY.. Name Victoria Paxton Signature VPaxton Date
Notes to the Accounts Accounting Policies The accounts have been prepared on a receipts and payments basis and comprise a statement that shows the charity's receipts and payments. a statement th8t sumrnarises the chanty's assets liabilities and related notes. The bccountancy profession h3ve determined that only accounts prÈpared In accordance with applicable acceunting Standards present o'tnje and fair view and. a5 these receipts and payments 8ccounts ttave not land cannori be prepared In accordance wrth accounting Standards. these accounts do not psent land a not Intended to presentl a Irue and fair view of the charity's financial activities and state of affairs. General fvnds are Unstricted fvnds which a available for use at the discreDon of the trustees in furtheryJnce of the general objectives of the charity. Designated funds cornprise Un$tCted funds that have been set aside by the trustees for particular purp05e5. Restricted funds are donarions which are to be used in accordance with spKific rth0n5 imposed by donoTS.- tw include donatsons received from appeals for specific activities or preiects. Transactions ro Related Parties No amounts were paid or a payable to any trLStee orto any PU50n connetted to them. The chari they coul inCUrd expenditure Isee belowl in $pert of the provtsion of accommodat Iwhich is customary for rninistersl $0 that better perform their d1 Breakdown of employment cosrs.. Salaries £66,902 N.I.C. El.391 Pension £5,341 HousiThJ £37.033 Total £110,667 Payroll Admin £656 Total £111,323 One employee e1Ved salary and benefits between £60K and £70 Movement of Funds funJFlame BaL7¢ v.i)4 TOTAL 36Q.531 3th531 L80.554 nrerittell To IEO.554 171531 369J54 Proporty Fynd IApstri(iettl TOTAL 286.152