THE MOTHERS, UNION (DIOCESE OF LEEDS)
Registered Charity 1164024
ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2023

Mothers, Union, Diocese of Leeds
Trustees, Annual Report for the year ended 31 December 2023
The Trustees present their report and accounts for the year ended 315t December 2023.
In presenting thi5 report, the Trust￿$ confirm that they have had due regard to the
Charity Commlssion's guidance on public benefit.
The Trustees accepted and 57gned off the accounts for 2023 at the Trustee Meeting on
Friday 10th May 2024.
Risk to the Charity
The Trustees are satisfied that the balance in Ihe accounts is sufficient for the charity to
continue in 2025.The members, annual subscription for 2024 was increased to £33, made
up of £23 subscription to the Central Mothers, Union and £10 to the Di(Kese. Expenses
are stTII reduced slightly by the use of Zoom for some m&tings.
Structure. governance and management
The affairs of the charity are governed by the terms of the central Mothers. Union's
Royal Charter, granted in 1926 and which is registered with the Char7ty Commission in
England and Wales (240531).
The Board of Trustees manages the charity. They met on four occasions during 2023 all
of them at Church House in Leeds. The Trustees are elected tri-annually by the member5
of the charity's Council consTSting of the Diocesan Pres7dent. members of the Trustee
Board, Team Leaders, Branch Leaders and Past Presidents of the charity living in the
Diocese. The Chaplain is appointed by the Diocesan Bishop. The Diocesan President and
Trustees remained in place for the second year of this triennium.
The CouncTI and Annual General knting was held on 8 June 2023 when information
was shared and matters debated with the members present. A further Council was held
on 6th November 2023.
Training for Trustees was provided at the beginning of the three-year period Tn 2022.

The Trustees were elected in 2021 and took office for the Charity on 1 St January 2022 for
a period of three years. The trustees who served in 2023 were:
Mrs Elaine Swinhoe
Diocesan President
Rev Jenny Kimber
Area President - Bradford Episcopal Area
Mrs Daryl Kelly
Area President - Leeds Episcopal Area
Mrs Margaret Crawford
Area President - Ripon Episcopal Area
Mrs Susan Atherton
Area President - Wakefield Episcopal Area
Mrs Julia Tum
Area President - Huddersfield Episcopal Area
Miss EITzabeth Johnson
General Trustee
Mrs Trees Fewster
General Trustee {retired}
Mrs Evelyn Haigh
General Trustee
Mrs Barbara Vaughan
General Trustee
Mrs Gillian Wilks
General Trustee
Mrs Jenni Wohlman
General Trustee (from November 2023)
Mrs Yvonne Hut50n
Co-opted Trustee representing the Outreach Team
The charity does not own any property other than two caravans on the East Coast which
are to provide holidays for familles in need of a break.
For administratTve purposes the contact address used by the charity throughout 2023
was 94 Victoria Gardens, Leeds, LS18 4PH.
Officers
The following officers acted on behalf of the charity throughout the year:
Diocesan Chaplain..
Venerable Peter TcThvnley. Archdeacon of Pontefract
Diocesan Treasurer:
IAr Paul Leeming
Diocesan Secretary:
Mrs Joanna Sarkar
Bankers
The charTty's bankers are Barclays Bank plc. Leicester, LE87 2BB
Independent examiner
This role was undertaken by Mrs Elizabeth Short FCA. of Spen*r Wilson Ltd, Equitable
House, 55 Pellon Lane, Halifax HX1 5SP

Membership
The charity is a membership body. Membership can of a speclfic branch, linked to an
Anglican church parish, or of the diocese, when members can choose to attend branch
meetings but rely more heavily on written and electronic communicatTon for contact
with fellow members. A requested proportion of the memtErship fee has been
forwarded to the central Mothers. Union.
We have 1290 members and 65 branches. In 2022 we had 1458 members and 83 branches.
455 members now pay their subscription by Direct Debit.
Membership in 2023 numbered 1290. Of these, 172 members were Diocesan Members.
The remaining members were members of one of the branches. About 23 members, who
are unable to attend meetings, usually due to age or infirmity, are designated Indoor
Members.
The membership in 2023 worked in the five Episcopal Areas of Leeds, Ripon, Bradford,
Huddersfield and Wakefield, in accordance with the structure of the Anglican Diocese of
Leeds.
The work is organised Tn Teams (Prayer, Outreach, Communication, Membership,
Diocesan Serv7ces and Mothers, Union Retait} each having a Tearn Leader and covering
aspects as shall from time to time be determined by the Board of Trustees.
Diocesan Services
leader Mrs Margaret Bentley
Prayer
leader Mrs Jean Thumian
Membership
leader Mrs Mary Marshall
Comtnun7cations
vacant
Outreach
(eader Mrs ￿onne Hutson
MU Retail
vacant (various people in the 5 Episcopal Areas)
Safeguarding
Mrs Evelyn Haigh
Restrictions imposed by the Governing Document concerning the way In which the
charity may operate
Branches of the charity have the power to support the needs of their parishe5, Subject
to the aim, purpose and objects of Mothers. Union. However, branches are not permitted
to be used as a channel for charitable appeals on behalf of other organisations. nor is
money permitted to be allocated to such organTsations frotn branch funds.
Risk Managetnent
The Trustees have throughout their term of service recognised their responsibility to
identlfy the key risks to which the charity was exposed and to ensure that measures

were In place and monTtored to mitigate against these rFsks. Adequate insurance cover
has been in place to protect the charity against financial loss.
Objectives and Activities
Our Vision Statement
Mothers. Union, in the Diocese of Leeds, through the love of God and in partnership with
the church, seeks to reach out creatively and actively to support Stable family
relationships and to promote a more just Society.
Our Mission
We aim to show our Christ7an faith by the transformation of communitles worldw7de. We
can do this through supportlng strong relationships within the family and promoting
reconcTliation at all levels.
Our Values
1. We are firmly rooted in a voluntary ethos centered on mutual respect and collab.
oration.
2. Our governance, leadership and programmes are driven by and undertaken
through members within their own communities worldwide.
3. We work with people of all failhs and none.
Our Aims and Objectives
To encourage parents in their role to develop the faith of their children
To maintain a worldwide fellowship of Christians united in prayer, worship and
service
To promote conditions in S(￿1etY favourable to stable family life and the
protection of children.
To help those whose family life has met with athersity
To promote and support marrTed life
Activities during 2023
FundraiSTng for Mothers. Union's family-centred projects in the UK and overseas
continued throughout the year. A number of branches held Summer of Hope events to
raise funds for the central appeal. Members also contrTbuted to the Make a Mother's Day
Appeal by buying a "Gift of Dignity" to support Global projects that transform the lives
of women.
VarTOUS services for Lady Day. Mary Sumner Day and Advent services were held across the
diocese to make it easier for members Lo attend and share fellowshTP. The Council
Meeting in June also included a ialk about work with refugee and asylum seekers. In

April the Diocesan President attended the launch of the report of the ArchbTshop's
Commission for Fafflilie5 and Households
Members conlinued to support the central ￿thers. Union's Financial Appeals during the
year to ensure Ihe continuance of financlal support for overseas work.
Achievements and Performance
We have attempted to maintain active links with linked dioceses in Nigeria, the Solomon
Islands, Lesotho and Rwanda, although there are still communication problems with
some dioceses. Branches participated in the Global Wave of Prayer in January 2023 and
reguLar mid-day prayers have been said via across the Diocese - some via Zoom and some
in person at the cathedrals. A prayer network has continued in all five Episcopal Areas
through whTch requests for anyone experiencing ill health or other troubles is prayed for.
Regular newsletters were sent to members and a website providing or signposting
re￿)urCeS and Tnformation continued.
OUTREACH WORK
Branches were encouraged to record their outreach work on the central MU live website
Prison Support
Work in prisons look place throughout 2023. Sweets and Christmas cards were deLivered
to three prisons in the diocese. C￿king with women prisoners in New Hall prison,
showTng nutritional meals on a budget and teaching ccK)king skills happened on a
monthly basis. Members assisted in the mother and baby unit as well as providing
refreshments for visitors in the T bar. Help was also provided on Family Days.
AFIA Holidays
We were pleased to be able to continue provlding family (AFIA- Away From It All}
holidays to those in need during 2023 in our two caravans on the coast. Last year there
were 34 holidays which included 74 adults and 60 children. 10 adults and 6 chiLdren of
these had special needs. These were families who had not had a holiday for many years
and desperately needed a break. One was a family which had fled Ukraine.
Community Support (Making and Collecting Projects)
Mernbers reached out by keeping busy WTth knittTng items to support local women's
refuges, hospTtals and care homes and by supplyTng emergency toiletry packs to
hospitals. These included Baby Blankets, Cardigans, Mittens, Bootees, Gloves, Cot
BLankets, Bonding Squares, Gloves/Mittens, Scarves, Hats, Twiddle Muffs, Knee Blankets,
Stuffed Toy, Pairs of Hearts, Knitted Baby Cribs, Angel Pockets.

Work with Partner Organisations supporting Families
Food Banks -some members volunleered at local fcM)d banks or provided f(J)d to be
distributed. A reprint of our own -FcM)d on a Budget" Ixx)klet is still available.
Baby Banks - Mernbers collect baby clothes and equipment in support of Baby Banks.
These are agencies which enable new mums to have the items they need after the birth
of a baby and also support families fleeing from domestic violence.
Supporting Refugees
Sanitary and hygiene products were proyided for refugee centres and a church in a
deprived area.
Refuges
Food, clothlng, toiletries, beddlng, towe15 and clothes were provided for a number of
women's refuges.
Hospitals
Emergency toilet bags and knitted hearts were given to hospitals as well as hats for
premature babies.
Care Homes
Twiddle muffs, Prayer Shawls and knee blankets were provided.
Primary Schools
Knitted mittens were provided for children who arrived at school with cold hands. Pupils
were also helped with reading.
CHURCH SUPPORT - churches were supported with Easter and Mothering Sunday gifts,
kitted natiV7ty sets and Baptism cards and gifts. Members ass1Sted with Sunday schools
and youth work.
Prayers were offered on a daily basis and the diocesan WTde Prayer Network ensured
those families and indlvlduals suffering from illness, bereavement and loneliness were
remembered.
POLICY and CAMPAIGNING
Our support and influence as a worldwide organTsation on pK)licy and campaigning is of
huge value in raising awareness of the issues that cause adversity in family life.
Mothers. Union campaigns at Tnternational, national and local level. Local action during
the 16 Days of Activism against Gender Based violence (Nov 25th_ Dec 10th) involved
raising awarenes5 through holding themed services and in 2023, we supported the Global
Day on 25th November by holding a number of vigils - outside Huddersfield Parish church
and in the marketplaces of Boroughbridge and Settle when the theme was again "No
more 1 in 3" {This refers to the fact that 1 in 3 women worldwide suffer abuse during

their lifetime). One of our trustees was interviewed and appeared on I￿aL TV to
highlight Ihe issue5. We launched the central "Rise -up- campaign in the diocese. This
aims to move the focus from 16 days to 365 days supporting the vision of a world where
all thrive, are respected and live free from domeslic abuse. Two conferences were
arranged to which a number of partner organT5ations involved in dealing with domestic
abuse were invited to speak. Branches were encouraged to take an active part by
involving their churches in raising awareness.
Mothers, Union also works with the Clewer Initiative to raise awareness of Modern
Slavery in the UK.
Financial Review
The results are reported in the financial statements accornpanyTng thTS rep)rt.
The Trustees received no remuneration for their services although they were eligible to
claim reimbursement of reasonable expenses incurred In the course of their trtjsteeship.
Surplus for the Year
The Charity had a surplus of £6,556 on unrestricted funds and a surplus of £13,176 on
restricted funds.
Reserves Policy
The Charity maintains unrestricted cash reserves which are approximately one year's
running costs. The Trustees are of the opinion that this amount ls reasonable.
Unrestricted funds are £130,645 including designated funds of £17,540 therefore the
present level of free reserves available to the charity is £113.105.
29th May 2024

Section A: Statement of Financial Artivities
for the year ending 31 December 2023
unrestri￿ Restricted Total 2023 Totsl 2022
Income
t)onations
Charitable Attivlties
Bank Interest
Gain on Disposal of Assets
Total Income
53.854
7.689
3.988
41.114
1.325
94.968
9,013
3,988
74,117
7,263
999
65,530
42,439
107,969
82,379
Expendlture
Raising Funds
Charitable Activities
Diocesan Administration
Total Expenditure
12,187
29.720
17,067
58.974
12.187
58,983
17.067
88,237
11,033
57.911
16,903
85,847
29.263
29,263
Net Income / (Expenditurel
6.556
13.176
19.733
13,4681
Opening Balance
124,089
49.943
174.031
177,500
Totsl Funds Carried Forward
130,645
63.119
193,764
174,031
Section B: Balance Sheet
as at 31 December 2023
Nrte unrestrirt￿ Restrtcted Total 2023 Total 2022
Fixed Assets
Caravans
20,588
20.588
20.588
20.588
25,160
25.160
Current Assets
Mue Stock
810
810
12.254
201
L69,339
182,603
593
11,571
1,328
139,143
152,635
P￿paYments
Gift Aid Tax Refund Due
Cash at Bank and In Hand
12,254
201
139.061
140.072
30,277
42,531
Cuttent Liabilities
Accruals
9,427
9,427
3,764
Net Current Assets
130,645
42.531
173,176
148,871
Totsl Assets less Current Liabilities
130,645
63,119
193,764
174,031
Charity Funds
Total Funds
130.645
130,645
63,119
63,119
193,764
193,764
174,031
174,031
li
Signed Elaine Swinhoe. Leeds Mothers. Union Diticesan President and tntstee on behalf of all the trustees.
Dated
29th May 2024

Section C: Notes to the Accounts
for the year ending 31 Deomber 2023
Note l- Basis of Preparation and Policies
11 These accoijnts have been prepared:
al On an accrijals basis.
bl Under the historical cost convention with items recognised at cost or transaction value Unle￿ otherwise stated in
the relevant note(s) to these accounts.
cl In accordance WTth the Financial Reporting Standard applicable in the United Kingdom (FRS 1021 and with the
Charities Act 2011.
21 Going Concern:
From the review of forecasts and projections theTrustees have a reasonable expectation that the Charity has
adequate ￿SoUrceS to continue in operational existen￿ for the foreseeable future. The Trustees have
therefore continued to adopt the going concern basis in preparing the financial statements.
31 All income is recognised when the Charity becomes legally entitled and the amount quantifiable
with reasonable accuracy.
41 Fund Accounting..
al Unrestricted funds are available for use at the discretion of the twstees to further any of the charity's purposes.
bl Designated funds are unrestricted funds earmarked by the trustees for particular future projert or commitment.
cl Restr4Cted funds are subjected to restrirtions on their expeDOifure deda￿d by the donor or through the terms of
an appeal.
51 Judgements and key st7urces of estimation uncertainty."
The preparation of the financial statements requires management to make judgements, estimates and assumption5
that affect the amounts reported. These estimates and judgements are Continual￿ reviewed and are b35ed on
experience and other factors. including expettations of future events that are believed to be reasonable under the
circumstances.
There are not considered to be any judgements or accounting estimates or assumptions that have a significant
impact on the financial statements.
61 Financial instruments=
The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments.
Basic financial instruments are initially recognised at transaction value and subsequently measured at their
settlement value with the exception of bank loans which are subsequefttlymeasured at amortised cost using the
effective interest method.

Note 2: Income
Unrestsirtd Re5trirted Totsl 2023 Totsl 2022
Donations
Subscriptions
Collections and Donations
Gift Aid Tax Refund
41.880
10,512
1,462
53,854
41,880
51,626
1,462
94,968
42,616
29,492
2,009
74,117
41.114
41.114
Charitable Activities
Mue Sales
6,326
1.363
6,326
1,363
1,325
9,013
6,127
1.097
40
7,263
Mue Sales Commissiowj
New Hall Pri50n Tea Bar Irtrcome
1,325
1,325
7,689
Bank Interest
3,988
3,988
999
Gain on Disposal of A55ets
Totsl Income
65,530
42,439
107,969
82,379
Note 3: Expendtture
Unrestricted
Restricted Total 2023 Total 2022
Raising Funds
ranch Expenses
Mue Purchases
5,914
6,273
12,187
5,914
6,273
12,187
5,381
5,652
11,033
Charitable Activities
Subscriptions to M5H
Emergency Fund to MSH
Donations to MSH Projerts
AFIA Expenses
Caravan Depreciation
New Hall Prison Tea Bar
Outreach and Prayer
Church Services
Publications
Training
Badges and Banners
29,274
29,274
30,440
6.755
16.380
4,572
1,361
195
6.755
16,380
4.572
1,361
406
6,408
14,413
4,572
745
211
299
125
125
100
io
io
29,720
94
29,263
S8.983
57,911
Diocesan Administration
Secretarial and Accounting
Travel
Post and Stationery
Insurance
Room Rentand Meeting Costs
Bank Charges
Sundry
12,761
397
1.686
719
L148
12,761
397
12,832
381
1,686
719
1,148
1.743
719
992
355
355
236
17.067
17.067
16.903
Total Expenditure
58.974
29,263
88,237
85,847
10

Note 4: Fixed Assets- Caravans
Depreciation Net Book Value
20,557
25,160
Atstart ofyear
2023 Additions
2023 Disposals
2023 Depreciation
At End of Year
45.717
4,572
25.129
4,5721
20,588
45,717
At the end of 2018 a new caravan was purchased for £23,013.
At the end of 2017 3 new caravan was purchased for £22,704.
Caravans are depreciated on a straight line basis. It is anticipated that both caravans have a 10 year life.
Note 5: Stock
Stock is measured at the lower of cost and net ￿alISab}e value.
Note 6: Prepayments
Prepayments of £12,254 a￿ srte rents for the tv40 caravans ￿lating to 2024 but transacted in 2023.
Note 7: Gift Aid Tax Refund Due
2023 Gift Aid Tax Refund of £20112022 £1.3281 was due at year end.
Note 8: Cash at Bank and In Hand
Cash at Bank and In Hand includes £24,02212022 £21574) held by b￿ncheS.
Note 9." Accruals
Accrua15 are for known expenditures relating to 2023 but transarted in 2024.
Note 10: Statements
11 The success of the Mothers, Union is dependent on the many dedicated unpaid volunteers.
21 Trustees re￿1ve no payments ex￿pt for expenses incurred.
31 Eleven trustees incurred total expense5 of £24812022 £3241 for travel and £2012022 £191 for office expenses.
41 There are no employees.
51 The Independent Examinerfs fees are £475 + £95 vat12022 £475 + £95 vat)- The i¢Mlependent examiner re￿iVed
no other fees.
11

Note 11: 2023 Fund5
Details of funds held and movements in 2023 a￿ shown below.
Totsl Funds
Closing
Balance
Cash
Closing
Balance
Opening
Balance
Income Expenditute
Transfer5
Restrirted Funds
AFIA Replacement
AFIA Running
Newhall Prison Tea Bar
Kitty Cooper Bursary
Over5ea5
Relief
Btg Summer Appeal
8ritain & Ireland Devèlopment
Literacy
Make a Mother's Day
Total Restrtcted Funds
1.056
33,303
1,325
8.456
52,575
696
1,391
8,456
19,734
696
1,391
40.224
733
20,951
1,361
195
3.172
185
2,911
1,586
3,172
185
2.911
220
268
42.439
220
268
29,263
49,943
63,119
30,277
UnrÈstrirted Funds
Prayer
Outreach
Training
Unallocated Funds
Totsl Unrestricted Funds
3,655
6.331
7,603
106,$00
124,089
20
49
162
3.626
6,411
7,503
113,105
130,645
3,626
6,411
7,503
121,522
139,061
242
65,268
65,530
58,663
58.974
Total Funds per Balance Sheet
174.031
107,969
88,237
193,764
169,339
Fund Description5
'AFIA ReplaceFnent' is a fund for replacing the two caravan5.
'AFIA' provides holiday5 to disadvantaged familie5'Away from it all..
The 'Newhall Prison Tea Bar, is a low priced café helping families of those held at the prison.
The 'Kitty Cooper Bursary. is to help members afford to attend events.
'Overseas' relates to charit3ble work carried on outside the UK.
'Relief' provides furlding to support families overseas when emergencie5 occur.
The 'Big Summer Appeal. supports a number of Mary Sumner House projects.
'Britain & Ireland Development. is a fund to help in the home Countries.
'Literacy' is a fund to improve reading and WTtting.
'Make a Mother's Day, is a fund to help disadvantaged mothers.
'Prayer' provides funding for prayer resources including for 'lndoor Members,.
'Outreach' includes other projects to support familie5 in the Diocese.
Training, is to provide training for members.
'Unallocated Funds, include5 £24.022 (2022 £21.5741 held by branthes in bank accounts and cash in hand.
12

Note 12: 2022 Funds
Details of fun(ts held and movements in 2022 are shown below.
Total Funds
Closing
Balance
Cash
Closing
Balance
Opening
Balance
Income Expendititre Transfefs
Restricted Funds
AFIA Replacement
AFIA Running
Newhall Prison Tea Bar
Kitty Cooper Bursary
Overseas
Relief
Big Summer Appeal
Britain & Ireland Development
Literacy
Make a Mother's Dav
Total Restricted Funds
6.349
48,116
1,438
1,586
1.051
11.092
7,400
40.224
733
1,586
7,400
3,493
733
1,586
18,984
745
2.963
225
2,963
225
2.688
2.688
130
130
402
402
26.137
57,489
18.591
49,943
13,212
Unrestrirted Funds
Prayer
Outreach
Training
Unallocated Funds
Total Unrestricted Funds
3.701
6,168
8,543
101,599
120,011
3.655
6.331
7,603
106,500
124,089
3,655
416
253
940
58,471
S9.710
7,603
108,343
125,931
63,372
63,788
Total Funds per 8alance Sheet
177,5
82,379
85,847
174.031
139.143
Fund Descriptions
'AFIA Replacement, is a fund for replacing the two caravans.
'AFIA' provides holidays to disadvantaged families'Away from it all,.
The 'Newhall Prison Tea Bar, is a low priced cafe helping families of those held at the prison.
The 'Kitty Cooper Bursary. is to help members afford to attend events.
'Overseas' relates to charitable work carried on outside the UK.
'Relief' provides funding to support families overseas when emergencies occur.
The '818 Sutnmer Appeal, supports a number of Mary Sumner House projects.
'Britain & Ireland Development, is a fund to help in the home countries.
'LÈteracy' is a fund to improve reading and writing.
'Make a Mother's Day, is a fund to help disadvantaged mothers.
'Prayer' provides funding for prayer resources including for'ltbdoor Members,.
'Outreach' includes other projects to support families in the Diocese.
'Training' is to provide training for member5.
'Unallocated Funds, includes £21,574 {2021 £19,4021 held by branches in bank accounts and c35F) in hand.
13

THE MOTHERS, UNION (DIOCESE OF LEEDS)
TNDFPFNDENf EXANItYER'S RIFORT TO TIIE TRUS1'E￿3 OF MOTllERS'
UNION (DIOCESE OF LEEDS)
TrTAR ENDED 31 DECEMBER 21123
I report to the tn￿t￿ on my examirsation ofthe fin3ncial statemeffts of The Mothers. Union (Dtocese
of Leed5) Cthe charity) for the year ended 31 Ikcqnber 2023.
RESPONSIBILITIES AND BASIS OF REPORT
As the truste￿ of th¢ ¢h8rity you are ￿P)nsIble for the preparatiou of thc fmancial stsÉements in
a¢¢ordaniz with th¢ r¢quircmcATrts of th¢ Cl￿1118% Aci 20111'th¢ Act.).
I report in reSp￿t of my ¢xamination of the ¢l]aritys fTnancial statements caffied out undcr Section 145
of the 2011 ALL and Ca￿lD8 out my ex8tnillation I have followed all the applicable Directions given
by the Cli8ttty Commission under section 145(5Xb) of th¢ ACL
INDEPENDENT EXAMINF.R'S STATEMENT
I have completed my examinatioll. I conf￿￿ that DO ma(erial mattsrs have come to my attention in
cOn￿ectIon with th¢ ¢xaminatioD giving me Ca￿$¢ to believc that IT) any material rL¥peci=
accounting r¢cords were kept ITh restttt of the charity as Frquired by section 130 of the
the financial statements do accord with those records: o
the financial.*atements do compty wAtJi the applicable requirrmenls Cotkcerning the fomi
and contcnt of accounts ￿ out in the Cbarities (Accounts and Reports) Regulations 2008
othcr than atLy requirement that the accounts give a 'true and faie view which is not a matter
eon5idered 8S Part ofan independcni exaTninauon.
I have LMI concerns and have Come across no other matters in conne£ti¢)n with the wminalion lo which
att¢ntion.should be drnvln in thi% Teprt in onlcr lo euable a Prop￿ und¢rstridiDg of the accouttts to be
T£ached.
Mrs E A Short BFP FCA
Jod¥P￿dent EXa￿lAer
Equitable House
55 Pellor> Lane
HalifaK
West Yorkshire
HXI 5SP
10 May 2024
14