## Secretary Report 2021 Twelve months ago I wrote my secretary’s report describing the unprecedented national lockdown that affected every church up and down the country. All the activities that we ran out of Caerwent Chapel ceased as we followed government guidelines but we tried to maintain ways of engaging with our community as well as within our own church family. Twelve months on we are only just emerging out of restrictions and are looking forward to returning to a sense of normality in the coming months. This will include a return to meeting twice on a Sunday, singing with instruments rather than using backing tracks, refreshments after the morning and evening services, a return of Young People’s work among many other things. We have challenged ourselves to not just to pick up where we left off but to do things even better than before. There are some things that we will continue to do such as broadcasting the sermons online and using Zoom for meetings such as the mid-week Prayer Meeting and Ladies Bible study. This use of technology has allowed many people to maintain contact with the chapel even if they are unwell, elderly or at home looking after children and I’m grateful to those who have given of them time to help with learning the technology. One advantage that being in lockdown has given us is a great opportunity to do an awful lot of behind the scenes administrative work which often goes unnoticed. - We now have a new set of church rules and an amended constitution to allow us to appoint Elders which Pastor has described in his report. We are grateful for the help AECW and in particular Peter Milsom has been in helping us with the process of calling elders. - We have a new GDPR (Data Protection) document which sets out our policy regarding what information we are allowed to store both within our membership and people who we come into contact with through the various groups we run at the church. Thanks to Gwydion Emlyn for the large amount of work he has put into completing these essential documents and Ken Foot for reviewing them. - We have a new Safeguarding policy which is essential in order to protect ourselves and those we are seeking to reach out to. Many thanks to Gwydion and Libby Emlyn for their hard work on this document Our membership numbers remain stable but we have rejoiced over many new faces coming to the church during the last 12 months. A particular highlight was the baptismal service in late August of Tom Harding, Rob and Aimee Phelps held at Tom’s house with the baptismal taking place in a stream which was blocked for the occasion. What a joy it was to sing songs, hear wonderful testimonies of God’s saving work in the lives of the individuals and enjoy fellowship with one another afterwards. There are others who have expressed a desire to be baptised in the coming months but in the warmer conditions of the chapel! I’m grateful to those men from local churches who have stepped into the pulpit to preach when our Pastor has been away on holiday or has been unwell. The ministry has been varied in its delivery and application but always faithful to Scripture. Many thanks also to those within our number who have taken the mid-week prayer meeting. The year ahead looks to be tremendously exciting as we see the return of many people on a Sunday and consider the problem of the building not being big enough for everyone to come and worship with us. There are many evangelistic opportunities that we can plan assuming lockdown restrictions continue to allow. Andrew Close (Secretary) 'Seasons', 6, Newton Manor. Shirenewton, Chepslow, Monmoulhshire, NP16 8UA. Saturday, 11 September 2021 Tel 01291641764 Email rob.duckham@blinlemel.com The Members Caetwenl Baptist Chapel Caetwenl Monmouthshire Dear All Accounts forthg year ended 31 March, 2021. I have performed an independent examination of the accounting records kept by the Chapel and created the allached accounts for the year ended 31 March, 2021. Genoral Comments Starling this reporting year. 202012021, the missionary fund has been combined with the general ¢hurch fund in order lo simplify th& accourils. Donations received for missionaries will form part of the offerings and donations lo missionaries will form part of the general expenditure of the Chapel. The income lo the Chapel has increased for the year compared lo 2020. In summary.. Offerings have increased by £1010.25.. partly due to any missionaiy donations now being part of the offerings. Covenants and gifts have increased by £1085.79. Gift aid has increased by £233.57 due lo tho increases in covenants. Overall. the income this year has increased by a total of £2329.61 from £61,696.73 for 2019120 to £64026.34 for 2020121. Expenditur& for this year has increased by £6424.93 compared lo 2020. In summary.. The increase is principally brought about by the increas¢ in wages and allowances of £7160.63. If wages and allowance are removed from expenditure, then there is an increase in remaining expenses for the Chapel of £735.60 cornpared lo 2020. Expenditure for this year is £55,562.02 compared to £49.137.09 for 2020. Taking the above income and expenditure into account, the net surplus for the year 1$ £8464.23. {11 should be noted that now the missionary fund is part of the general church fund a dire¢l Comparison with last yeals surplus is not validl. General Church Fund The balance of the general church fund al the end of this year has increased by £8464.32 10 £83.975.89 from £75.511.57 for 2020. However, il should be noted that there have been no specific donations for the building fund this year and the balance stands al-£16,690.24. This deficit would have been covered by monies from the General Church Fund. I think il might be sensible lo now combine the building fund with the general church fund and any building expenses form part of general expenditure ol the Chapel. Spe¢ifi¢ building expenses can still be ilemised in the notes lo the Income and Expenditure Account. Missionary Fund This fund has now been combined into the church fund with missionary donations for this year being listed in the notes lo the Income and Expenditure Ac¢ounl, item 5. Child Youth Fund No donations have been received this year. The balance remains al £641.52. Building Fund No donations have been received this year. Combined with the balance remaining from last year of -£10985.84 and £5704.40 having being spent on various projects during this year the fund now stands al -£16690.24. these monies being taken from the General Church Fund lo fund the projects. As slated above, il may be sensible lo now combine this fund with the general church fund, Bank Balance The bank balance al the end of this year stands al £67,927.17 allowing for any uncashed cheques and is a summation of the individLJal amounts of the above funds. This compares lo £65.167.25 for 2020, resulting in an increase of £2759.92. Gift Aid Gift aid lo be claimed for 2020121 from receipts for this year will be £9482.93. Fees There is no charge in preparing the accounts and for any rnalerials used. Yours sincerely, Rob Duckham Caerwent Baptist Chapel Year Ended 31 March 2021 Income and Expenditure Account Note 2021 2020 Change Income Offerings Covenanls oills Tax credit- Covenanted IKome 16,0(￿.39 37,931.70 £9,845.25 14,￿9.14 36,845.91 £9611.68 1,010.25 1,085.79 233,57 2,329.61 0.00 2,329.61 63,786.34 240.00 64,026.34 61,456.73 240.00 61696.73 monmoulhsh1￿ C.C.- ie upkeep ol gr8vey8td Total Incorn8 Ex enditure Waoes and Anowanc8s 38,151.M 42.56 860.54 700.60 30,%0.81 36.00 1,000.72 1,569.40 7.160.53 6.56 -140.18 -868.80 Insuian¢e and Renial Fees Speak8r5 Out￿aCh Repairs and Sundribs Nwwei & Bri￿'sh Gas Talk Talk Welsh W318r ThirtyOnè.'Eighl Chrislian Copyiiohl Llw Churches Chil(f Prot￿110￿ Fees Oonal￿)nS Fufn15hlng51Equiptnent Sunday SchoollMinllMepalGlga Pasl(¢s BwkAllowance Clean8r 4,138.97 2,611.30 281.91 302.03 205.75 7.755.94 1,421.28 309.26 246.16 -3,616.97 1,19D.02 -27.35 55.87 4,970.00 2,506.28 3,775.13 1,194.87 2,506.28 -575.85 -125.80 -540 00 6.424.93 575.85 556.54 430.74 360.(h) Total Expen50 55562,02 49,137.09 Net IDell¢ltllSurplus lorthe Year 8,464.32 12 559.64 -4,095.32 Rob Duckham 2010912021 Caerwent Baptist Chapel Year Ended 31 March 2021 Notes to the Income and Expenditure Account Notg 2021 2020 Wa es and Allowances Paslorfs Stipend National Insuran Pastorfs Pen￿On Pdicy 26,451.29 9.326.37 2,373,68 22,859.82 6,266.16 1864.83 38151.34 30 990.81 and Publia c.p.o. Evangelicals Now Advertising Stationary General 42.56 36.00 42.56 36.00 Insuran￿ and Ronlal Fe8S Buildings, contents and money insuian Chubb Fite rent81 lees 860.54 815.39 185,33 860.54 1000.72 ir5 and Sundries Food function & Fun Day 8xpenses Holiday ClublFull DaylOulie8ch Sundry 327.37 1,886.01 5 542.56 874,76 3264.21 4 138.97 7 755.94 Donations Ruth & martin ISTOI Olh8rs Is8e b81owl Sludenl ISTOI AECW 2000.00 2,3(M).00 420.00 250.00 2,000.00 1,172.47 420.00 182.66 4 970.00 3 775.13 Fumishin ment Spartan Audio Ltd. 2 506.28 2,506.28 Other Donallons Reach Beyond Albanian Evang81ical Mission London Gily Mission United Beach Mission Just Giwng (Visors) NODDFA BAPTIST GHURCH Tom and Emma Morgan John Funnel AECW Fun Day (Ebenezercongregl Caerwenl PFA LTO IAEGW Bam Oancel Emmanuel Church Icluslei me8tingl FIEG 500 100 100 100 500 500 500 500 500 22.47 140 10 2 300.00 1,172.47 Rob Duckham 2010912021 Cae￿ent Baptist Chapel Year Ended 31 March 2021 Balance Sheet Note 2021 2020 Change Current A8sÈts Bank curr￿[2¢¢0un1- balance per slalemenl m￿leS1O bed￿￿lled Less,. Unwe5en18d chgjues L888'. un￿e￿I￿j chw4ue$1481 &367., 201812Q191 68,064.17 67,628.05 350.00 -2,708.80 -102.00 -35 -102 67,927.17 65,16T,25 2,759.92 Prepayments Total CU￿•ntAs81sts 67 927.17 65 167.25 2,759.92 Pensi{￿ paymwl due Oue lo Camnl Plawnq Fidds PAYE duelo Inland Revenug Total Current Liabilti•¥ Total Nel As88t8 67 927.17 65 167.25 2,759.92 R8pre8ented By.. Geneil Church Fund 8ulldlw Fund MissionaryFun Child Youth Fu 83,975.89 -16,690.24 75,511.57 10,985.84 8,464.32 -5704.4 10 641.52 67,927.17 641.52 65 167.25 Total of Funds 2,759.92 Rob Duckham 2010912021 Caerwent Bapt15t Chapel Year Ended 31 March 2021 Note Notes to the Balance Sheet General Church Fund 2021 2020 Baanca btoughl I0￿8rd (Deficilysuiplus lorihg year 75,511.57 8,464.32 83,915.89 62,951.93 12,559.64 Transfer lo Missionary fund 8alarte carried forward 83,975.89 75,511.S7 Bulldlng Fund Balan￿ brought forward Receipts Tianslèr from church gen8ral fund Donations recelved 10,985.84 4,394.60 £1,200.00 3,194.60 -7,791.24 10 985.84 10,985.84 -5,704.40 .16 690.24 Payments Balance carried forward Missionary Fund Balancè brought forward Donations received Transfer Iiem General Church Fund 20.00 2,816.80 2,836.80 Less.. Mis￿Onary G8neral expenses Less.. Donaliolls made lo missionaries Balance carrld forward -2,836.80 io Chlld Yot¢th Fund BalarKe bro￿h1 fotward Donations received Balance carr￿d lO￿ard 641.52 596.17 45,35 641.52 641.52 Rob Duckham 2010912021 ‘Seasons’, 6, Newton Manor, Shirenewton, Chepstow, Monmouthshire, NP16 6UA. Saturday, 11 September 2021 The Members Caerwent Baptist Chapel Caerwent Monmouthshire Tel : 01291 641764 Email : rob.duckham@btinternet.com Dear All ## **Accounts for the year ended 31 March, 2021.** I have performed an independent examination of the accounting records kept by the Chapel and created the attached accounts for the year ended 31 March, 2021. ## **General Comments** Starting this reporting year, 2020/2021, the missionary fund has been combined with the general church fund in order to simplify the accounts. Donations received for missionaries will form part of the offerings and donations to missionaries will form part of the general expenditure of the Chapel. The income to the Chapel has increased for the year compared to 2020. In summary: - Offerings have increased by £1010.25; partly due to any missionary donations now being part of the offerings. - Covenants and gifts have increased by £1085.79. - Gift aid has increased by £233.57 due to the increases in covenants. Overall, the income this year has increased by a total of £2329.61 from £61,696.73 for 2019/20 to £64026.34 for 2020/21. Expenditure for this year has increased by £6424.93 compared to 2020. In summary: - The increase is principally brought about by the increase in wages and allowances of £7160.63. - If wages and allowance are removed from expenditure, then there is an increase in remaining expenses for the Chapel of £735.60 compared to 2020. - Expenditure for this year is £55,562.02 compared to £49,137.09 for 2020. Taking the above income and expenditure into account, the net surplus for the year is £8464.23. (It should be noted that now the missionary fund is part of the general church fund a direct comparison with last year’s surplus is not valid). ## **General Church Fund** The balance of the general church fund at the end of this year has increased by £8464.32 to £83,975.89 from £75,511.57 for 2020. However, it should be noted that there have been no specific donations for the building fund this year and the balance stands at -£16,690.24. This deficit would have been covered by monies from the General Church Fund. I think it might be sensible to now combine the building fund with the general church fund and any building expenses form part of general expenditure of the Chapel. Specific building expenses can still be itemised in the notes to the Income and Expenditure Account. ## **Missionary Fund** This fund has now been combined into the church fund with missionary donations for this year being listed in the notes to the Income and Expenditure Account, item 5. ## **Child Youth Fund** No donations have been received this year. The balance remains at £641.52. ## **Building Fund** No donations have been received this year. Combined with the balance remaining from last year of -£10985.84 and £5704.40 having being spent on various projects during this year the fund now stands at -£16690.24, these monies being taken from the General Church Fund to fund the projects. As stated above, it may be sensible to now combine this fund with the general church fund. ## **Bank Balance** The bank balance at the end of this year stands at £67,927.17 allowing for any uncashed cheques and is a summation of the individual amounts of the above funds. This compares to £65,167.25 for 2020, resulting in an increase of £2759.92. ## **Gift Aid** Gift aid to be claimed for 2020/21 from receipts for this year will be £9482.93. ## **Fees** There is no charge in preparing the accounts and for any materials used. Yours sincerely, Rob Duckham