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2020-12-31-accounts

Charity Registration No. 1163741

Company Registration No. 09140549 (England and Wales)

JOEL COMMUNITY SERVICES

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2020

JOEL COMMUNITY SERVICES

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees Mr C Clarke Mr P Clarke Mrs A Jarrett Mr A Elliott Mr P F Wolff Mr D Candlin Charity number 1163741 Company number 09140549 Registered office St Peter's Church London Road Kingston Upon Thames KT2 6QL Independent examiner F J Wilde FCCA MBA DChA Warner Wilde 4 Marigold Drive Bisley Surrey GU24 9SF Bankers CAF Bank Limited 25 Kings Hill Avenue Kings Hill West Malling Kent ME19 4TA

JOEL COMMUNITY SERVICES

CONTENTS

Page
Trustees' report 1 - 3
Independent examiner's report 4
Statement of financial activities 5
Balance sheet 6 - 7
Notes to the financial statements 8 - 19

JOEL COMMUNITY SERVICES

TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) FOR THE YEAR ENDED 31 DECEMBER 2020

The trustees present their report and financial statements for the year ended 31 December 2020.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's governing document, the Companies Act 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)".

Objectives and activities

The charity's objects are :

Activities

Public benefit

The board has taken due regard of the guidance on public benefit published by the charity commission in exercising its powers and duties. It is confident that the aims of the organisation and allocation of resources fully satisfy the public benefit requirements.

Achievements and performance

Throughout 2020 we continued to provide premises and accommodation for KCAH, with whom we work very closely. This ensured that many needs of homeless people in the Kingston upon Thames area continued to be met by the professional services offered by KCAH.

The board had implemented a temporary closure of the Night Shelter at the end of 2019 while we reshaped our operational activity, knowing that KCAH were providing a successful temporary winter shelter through local churches. Sadly in January 2020 we had to make all paid roles redundant and we are grateful for the hard work of all our staff in previous periods.

Before we could move to the next stage of the Joel Centre, the government closed all night shelters as a

result of the Covid 19 pandemic.

We were devastated when our visionary executive Chair and founder of the Joel Centre, Rev Peter Holmes, was taken from us. On 26 th April 2020 Peter died, becoming one of the many victims of the Covid pandemic.

However, before Peter was taken ill, he had worked with the board to plan a new approach to providing night shelter services in conjunction with KCAH. The board continued to evolve a co-operative model with KCAH. It became clear that Covid restrictions were going to be in place for a considerable period, and that local and national authorities were promulgating a "Housing First" model requiring no street homeless, no homeless shelters and all people accommodated in some form of permanent accommodation.

We therefore agreed with KCAH that the Joel Centre should be funded, resourced and operated by them to create a Stabilisation Centre. This now provides specialist staff to assist homeless people with severe drug and alcohol problems and provide accommodation for those people. During the pandemic the centre was also used to provide a base for those staff and volunteers who support homeless people accommodated in hotels and other accommodation. It continues to be a base to interview those in danger of becoming homeless and those requiring help with obtaining benefits and other support.

JOEL COMMUNITY SERVICES

TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

This significantly changed the working model for Joel Community Services but ensured that the original vision of Joel was able to continue. Joel Community Services continues to hold the Joel Centre in trust for its charitable purposes and a number of faithful donors will enable us to support the operational activities being undertaken in the Centre.

Financial review

The national restrictions imposed due to Covid 19 obviously impacted our finances, although we had space to develop our new financial model. Income w as £107,360 as we continued to receive rent for the office space provided to KCAH which covers our new, lower, operating costs. KCAH paid some additional rental income while they used the Joel Centre for supporting people located in hotels and other accommodation in the early days of Covid restrictions.

Having agreed a longer-term way of working with KCAH, we encouraged our supporters to develop their support for KCAH directly to ensure that the services provided from the Joel Centre would be viable. This resulted in a significant, planned drop-off in regular donor income, although we continue to receive some income from supporters. We received several grants and larger donations which enabled us to develop the Centre for its new purposes, supporting high-dependency homeless people in a specialist setting.

We also received a trickle of housing benefit claims for guests who were with us during 2019.

Costs were £ 85,406. Staff redundancy costs accounted for most of this but overall costs were inevitably significantly lower without staff. We continued to finance some essential premises costs and utilities while KCAH were using the premises in the early stages of Covid restrictions. Loan repayments from the original redevelopment loan continue to be comfortably met.

Reserves policy

Our policy is to hold sufficient funds to cover nine months of operating costs. This ensures that, in the event of a financial crisis, we can continue to meet our financial obligations relating to the Joel Centre premises.

Amount of reserves held

Total reserves are shown as £6 49 , 972 . This largely comprises the net value of the Joel Centre after repayment of loans.

The board assesses and reviews key risks periodically. During 2021 we will reassess our risks but the key risks are as follows:

Funding

Like most charitable organisations we are dependent on a mix of funding sources. We have a dependency on income from our commercial tenant, KCAH, and we work closely with them, both as landlord and key supporter in their work.

Damage to reputation

We have a strong partner in KCAH as tenant and principal user of the Joel Centre. We meet with them from time to time to discuss matters of mutual interest.

.

Risk of fire, flood or other environmental risks

We maintain appropriate levels of insurance and have reviewed the full requirements with our Insurers.

Government Policy

If Government succeeds in resolving homelessness permanently then the Joel Centre would become redundant. We consider this very unlikely, even in the long term. However, we believe that the Centre could be repurposed to meet emerging needs in that unlikely event.

JOEL COMMUNITY SERVICES TRUSTEES, REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020 structurè, gO¥eMan￿ and manag8ffl•nt Joel Community SeNiees was inccKpcrfated as a dBrrtable company Ilmw by guarantee on 21 July 2014 and is goverr£d by f(sArbdes ofAssocith"on. It is register&# the Chanty Commis&on in EThJland and ?￿leS vith its registered offic£ at st Petsrfs Chwct. Lorthn Ro•J, lQngston Surrey. Th$ trustees, who are alg) the (frecors for the wrpose of ￿F￿nY law, aNI vhv) sewj durirKJ the year and up lo the date of 81gnature of the finanoal atements wwe". Mr C Clarke Mr P Clarke MrsA Jarratt MrA Elliott MrJ R De Quidt MTPFWolff Mr D Candlin Rw P Holmes {Re￿n6d 20 May 2021) (Doc&7￿ 26Awtl 20201 Gov•manc• Our Boaid ol Dlra¢tors18 re8P(m'ble for ovor8eelw the 8trategy and FwlormarKe of Joel Community S9rvicgs. The Board meets reg￿arfY through(Art the year10 03n8MIw, 801 and revi￿ strategiès, poliues, budgets. plans and porf0m￿nce. The Board has not delegated any powers lo fcKmal eommitlo08. although spadfic tssk group6 are fOrn￿d a8 necessary 8pecffie rOsFon￿￿'1it[.e8. Recmltment Prospoctive dlrector8 aro nominated by at18a81 CU￿ent member ollhè Board arKI with knovA6dp of the ways in vthich th￿r exp6nence might serve the intor8sts of Joel Communty Services. They are then intervSewed by a panel ol cuThenl direciofs to ¢nsufe that th&r motivations. thlls and Interests are consistent with the aims of the chanty and, rf so. lo o)nfimi the apFointmgnL Trustees naw to the Board meet ￿1￿ the Chaifman and other directors as appropriate and are provNJed infomiation and training to enable them to fvlly understsrbd the mis&on and values of the Joet Communrty. AH of tho trustees are members oflhe company arKI to contritxrte £1 in the event of a wlndlng w. Management The board manag8S th8 needs ofthe orgaThsab'on direcuy, foll￿ng th8 displa￿ent of staff al the start of the year and the dosure of ow8tional activrts'e8. Our (￿ar1 >'rwJ ￿￿1r ha8 o>ordinat6d transrtion xtNty w#h KCAH and the Ix)ar(I has surpjrted them in that Th8 trustees, MrA Elllott Trustee Dated.. ..... zgl?12..J

JOEL COMMUNITY SERVICES INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF JOELCOMMUNITYSERVICES I reFth to the tru8tees on my examy￿tIon of the ffinan￿1 Statements of Joel Communty Serwce8 (the charftyl lor the year erbded 31 December 2020. R••ponslbllld•s and bas1¥ of r•port As thè trustees of tho charity (and a150 it5 direrknrs for the purposes of o)mpany lawl you are rèsponsible for the preparation of the financial statements in accordance Vlith the requirements of the Companies kt 2006 {Ihe 2006 Acti. Hswng satisfied my8df that Ihè firban￿81 statsments of Ihe charity are not required to be audited urKler Part 16 of the 20LK Act 8n¢J ore eligible frr ind•pend•nl examinallon, I r•port in respect of my examinalicm of the charty's financlal stslemenls carrled out under 8ectlon 145 of the charits￿ Act 2011 (the 2011 Act). In carrying out my •xaminalion I hav• followd all the appkable Threcllons gfven by tho Charity Ccrfnml$slon und¢r Secti￿ 145{5)(b) of the 2011 Act Ind•p•nd•nt •x•mln•rf• atst•m•nt I have completed my examlnation. I have Identffied that It wa5 not PO8slble to obtaln documentary InfomaUon lo support all transacllon$ s•lectsd for testing. Three out of ten expense item could only bo rified to partial infomiotion and thr•e oul of ten income items could not b8 ogrwl to supporting documènts although thè bank descrfpllons ￿pport thè treatrnent In the acts)unts. Thè person retalnlng thè records sadly dled before examlnation commenced and some ttem$ could not be locatod. No •vld•nc• was d8teGtod that th• itsms had not been treatsd appropria1￿. I conflmi that no other matter8 have comè to my attenlon In connedon w4th the ex8mlnaUon y￿[n9 me cause lo belleve that In any malerfal r•specL accountlng r￿ordS were not kept In r•sp•ct of the chrlty •8 rnqulred by 8•ctk*n 386 of th• 2006 Act; the fln•n¢l•l 8t8temwrt• do nol •ccord wlth th08e r•cord¥.' or •x¢¢pt for the matter of ¢oncem noted abov•, the flnawal stalemenls do nol comply wllh th• accoun￿n9 r•qulrement$ of Section 396 of the 2006 Act other than any requirement that the accounts give a trua and fair Mew vknich is nol a matter Cons￿ere￿ a$ part of an indewThJent examination,. or except for the matter of concem noted above, the financ￿ gtalemènts have not been prepared accordance with the method5 and winciples of the Stat•ment of R•¢omm•nded practi￿ for accounllng and reportlng by charities applicable to tharities preparing their accounts In accordance V•ilh the Financi￿ R•portirrfJ Stsndard apF4icabl• the UK and Re￿￿11¢ of Ireland {FRS 102). I confirm that there are other matters in connection wth the examination lo which attention Should be dravm In th18 report in order to enable a proper understanding of the financial statements to be reached. F J Wlde FCCA MBA Wamer Wddo 4 Marigold Drf Blslgy Surrey GU24 9SF

JOEL COMMUNITY SERVICES

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 DECEMBER 2020

Unrestricted
Restricted
funds
funds
2020
2020
Notes
£
£
Income and endowments from:
Donations and legacies
3
52,894
-
Charitable activities
4
39,628
-
Other trading activities
5
-
-
Other income
6
14,838
-
Total income
107,360
-
Expenditure on:
Raising funds
7
-
-
Charitable activities
8
75,777
9,629
Total resources
expended
75,777
9,629
Net incoming/
(outgoing) resources
before transfers
31,583
(9,629)
Gross transfers
between funds
5,808
(5,808)
Net income/(expenditure)
for the year/
Net movement in funds
37,391
(15,437)
Fund balances at 1
January 2020
522,648
105,370
Fund balances at 31
December 2020
560,039
89,933
TotalUnrestricted
Restricted
funds
funds
2020
2019
2019
£
£
£
52,894
91,203
7,288
39,628
93,481
-
-
7,882
8
14,838
4,484
-
107,360
197,050
7,296
-
1,432
-
85,406
232,161
11,842
85,406
233,593
11,842
21,954
(36,543)
(4,546)
-
(350)
350
21,954
(36,893)
(4,196)
628,018
559,541
109,566
649,972
522,648
105,370
Total
2019
£
98,491
93,481
7,890
4,484
204,346
1,432
244,003
245,435
(41,089)
-
(41,089)
669,107
628,018

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act 2006.

JOEL COMMUNITY SERVICES

BALANCE SHEET

AS AT 31 DECEMBER 2020

Notes
Fixed assets
Tangible assets
13
Current assets
Debtors
14
Cash at bank and in hand
Creditors: amounts falling due within
one year
16
Net current assets
Total assets less current liabilities
Creditors: amounts falling due after
more than one year
17
Net assets
Income funds
Restricted funds
19
Unrestricted funds
2020
£
£
876,135
9,212
47,935
57,147
(29,448)
27,699
903,834
(253,862)
649,972
89,933
560,039
649,972
2019
£
£
890,501
6,073
20,512
26,585
(24,932)
1,653
892,154
(264,136)
628,018
105,370
522,648
628,018

JOEL COMMUNITY SERVICES BALANCE SHEET (CONTINUED> AS AT 31 DECEMBER 2020 2019 The company 1$ entitled to tr£ eX￿p￿.On from the atyjit rgqiiremert t£￿￿ned in seth'on 477 of the Companies Act 2006, for the year ended 31 December 2020. The trustees acknovAedge their respon%ts"IOlles for ensuring that th8 th8flty k•8ps acojuntlng r￿ordS vthich comply wrth Section 386 of the Act and for pr8parirvJ financial statemerrts vknich gNe a true and fa.r view of the slalg of affalrs of the company as at th8 end of the fin￿￿al year of rts I￿orning rosources and applicatson of resources, Induding ts Income expenditwe. for the finanaal year in ￿dance ¥￿th the requirement8 of sections 394 and 395 and whith otheThMse comply tmth the rewiremerrts of the Compan￿9 AGI 2008 relatlng 10 financi￿ stalom¢nt$. $0 far a8 lo the comwy. Thg members have not required the company to obt•'n an aKlit of its financial stslements for th9 year in queSt￿n in ￿COrd￿KO with seclion 476. These financial sl8lemenls have been wepgred in 8£¢A)rdorte 7hrylh ts provisions apF4ic4t48 to companles subject lo the small companies regime. Thé flnanua tatements V4pre aP￿￿0Ved by theTn￿ on.......... ... ....... MrA Elllott Trn•t¢• Company R•glstratlon No. 09140549

JOEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

1 Accounting policies

Charity information

Joel Community Services is a private company limited by guarantee incorporated in England and Wales. The registered office is St Peter's Church, London Road, Kingston Upon Thames, KT2 6QL.

1.1 Accounting convention

The financial statements have been prepared in accordance with the charity's governing document, the Companies Act 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)". The charity is a Public Benefit Entity as defined by FRS 102.

The charity has taken advantage of the provisions in the SORP for charities applying FRS 102 Update Bulletin 1 not to prepare a Statement of Cash Flows.

The financial statements are prepared in sterling , which is the functional currency of the charity. Monetary a mounts in these financial statements are rounded to the nearest £.

The accounts have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the accounts.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charity.

1.4 Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

Grants are recognised once the charity has been notified of the grant unless performance conditions require deferral of the amount.

JOEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

1 Accounting policies

(Continued)

1.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to make a payment to a third party, it is probable that settlement will be required and the amount of the obligation can be measured reliably.

1.6 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Freehold land and buildings 2% straight line Fixtures and equipment 25% straight line

Assets in the course of construction are not depreciated.

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in net income/(expenditure) for the year.

1.7 Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any ) .

1.8 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.9 Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets are initially recognised at transaction value and subsequently measured at their settlement value .

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction pri ce and subsequently measured at their settlement value .

JOEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

1 Accounting policies

(Continued)

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

1.10 Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

Termination benefits are recognised immediately as an expense when the charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.11 Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

1.12 Redundancy costs

Redundancy costs are recognised when the Charity is committed to terminate employment.

2 Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3 Donations and legacies

UnrestrictedUnrestricted
Restricted
funds
funds
funds
2020
2019
2019
£
£
£
Donations and gifts
47,894
73,112
3,788
Grants receivable
5,000
16,850
3,500
Other
-
1,241
-
52,894
91,203
7,288
Total
2019
£
76,900
20,350
1,241
98,491

JOEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

3
Donations and legacies
Grants receivable for core activities
The Albert Hunt Trust
The 29th May 1961 Charitable Trust
The Hilden Charitable Trust
Marsh Christian Trust
Mrs Smith and Mount Trust
Other
5,000
-
-
-
-
-
5,000
-
4,000
5,000
350
5,000
2,500
16,850
(Continued)
-
-
-
4,000
-
5,000
-
350
-
5,000
3,500
6,000
3,500
20,350

4 Charitable activities

Housing benefit and service charges
Charitable rental income
2020
£
9,858
29,770
39,628
2019
£
66,064
27,417
93,481

5 Other trading activities

Fundraising events
Other income
Other income
Charges and invoices
TotalUnrestricted
Restricted
Total
funds
funds
2020
2019
2019
2019
£
£
£
£
-
7,882
8
7,890
UnrestrictedUnrestricted
funds
funds
2020
2019
£
£
14,838
3,084
-
1,400
14,838
4,484

6 Other income

JOEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

7 Raising funds

Fundraising and publicity
Other fundraising costs
Charitable activities
Staff costs
Depreciation and impairment
Joel running costs
Utilities
Admin costs
Miscellaneous costs
Verger contribution
PCC contribution
Insurance
Maintenance, repairs and equipment
Vestry rent
Mission project
Share of support costs (see note 9)
Share of governance costs (see note 9)
Analysis by fund
Unrestricted funds
Restricted funds
TotalUnrestricted
funds
2020
2019
£
£
-
1,432
-
1,432
2020
2019
£
£
20,468
137,822
14,367
14,367
10,611
19,110
4,118
8,909
-
2,418
237
1,750
3,864
3,864
3,300
3,300
3,298
3,805
-
4,691
8,400
14,472
-
5,499
68,663
220,007
15,531
20,190
1,212
3,806
85,406
244,003
75,777
232,161
9,629
11,842
85,406
244,003

8 Charitable activities

JOEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

9
Support costs
Support
costs
Governance
costs
£
£
Telephone, mobile,
internet
581
-
Training
-
-
Loan interest and
charges
14,950
-
Independent
examination fee
-
1,152
Bank charges
-
60
Legal and professional
fees
-
-
15,531
1,212
Analysed between
Charitable activities
15,531
1,212
2020
Support
costs
Governance
costs
£
£
£
581
1,872
-
-
1,600
-
14,950
16,718
-
1,152
-
1,044
60
-
110
-
-
2,652
16,743
20,190
3,806
16,743
20,190
3,806
2019
£
1,872
1,600
16,718
1,044
110
2,652
23,996
23,996

Governance costs includes payments to the Independent Examiner of £ 1,152 (2019- £ 1,128 ).

10 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.

JOEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

11 Employees

Number of employees

The average monthly number of employees during the year was:

Employment costs
Wages and salaries
Social security costs
Other pension costs
2020
Number
-
2020
£
18,378
883
1,207
20,468
2019
Number
5
2019
£
123,187
5,731
8,904
137,822

The staff were made redundant on 31 January 2020.

There were no employees whose annual remuneration was £60,000 or more.

12 Redundancy costs

All employees were made redundant in January 2020. The total redundancy cost included within salaries is £8,014.

13 Tangible fixed assets

Freehold land
and buildings
Fixtures and
equipment
£
£
Cost
At 1 January 2020
935,364
3,439
At 31 December 2020
935,364
3,439
Depreciation and impairment
At 1 January 2020
45,722
2,579
Depreciation charged in the year
13,507
860
At 31 December 2020
59,229
3,439
Carrying amount
At 31 December 2020
876,135
-
At 31 December 2019
889,642
859
Total
£
938,803
938,803
48,301
14,367
62,668
876,135
890,501

JOEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

14
Debtors
Amounts falling due within one year:
Trade debtors
Other debtors
15
Loans and overdrafts
Bank loans
Payable within one year
Payable after one year
Amounts included above which fall due after five years:
Payable by instalments
2020
£
-
9,212
9,212
2020
£
263,262
9,400
253,862
215,000
2019
£
2,775
3,298
6,073
2019
£
278,536
14,400
264,136
225,000

The long-term loans are secured by fixed charges over the property known as St Peter's Church Hall, London Road, Kingston - upon - Thames.

The charity borrowed £300,000 from CAF Bank over a repayment period of 20 years at an APR of 5.5% variable. The repayments are £2,078.13. The loan agreement contains a break clause at 5 years whereby the loan can be repaid.

16 Creditors: amounts falling due within one year

Notes
Bank loans
15
Other taxation and social security
Deferred income
18
Other creditors
Accruals and deferred income
2020
£
9,400
-
5,892
11,151
3,005
29,448
2019
£
14,400
2,855
6,369
-
1,308
24,932

JOEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

17
Creditors: amounts falling due after more than one year
Notes
Bank loans
15
18
Deferred income
Arising from Rental income in advance
2020
£
253,862
2020
£
5,892
2019
£
264,136
2019
£
6,369

JOEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

19 Restricted funds

The income funds of the charity include restricted funds comprising the following unexpended balances of donations and grants held on trust for specific purposes:

Movement in funds

Balance at
1 January 2019

£
Joel Community Trust
60,000
London Community Foundation (Comic Relief)
1,664
NS Fund
973
Phase 2 Redevelopment
29,701
Carbelis
(133)
Cook and Eat
1,728
Daytime Activities
4,000
JOEL IT CAF
370
Life Journey Course
1,600
Mission Project
2,500
Salters
4,770
Weekly Book Club
363
London Community Foundation
1,886
Bed spaces
144
Wardrobe
-
109,566
Incoming
resources
Resources
expended
£
£
-
(1,250)
-
-
-
-
-
(600)
-
-
-
(96)
-
-
-
(195)
-
(711)
2,500
(4,882)
-
(1,729)
8
(195)
-
(1,595)
3,788
-
1,000
(589)
7,296
(11,842)
Transfers
Balance at
1 January 2020
Resources
expended
£
£
£
-
58,750
(1,250)
-
1,664
(1,664)
-
973
(973)
-
29,101
(600)
133
-
-
-
1,632
-
-
4,000
-
217
392
(392)
-
889
(889)
-
118
(118)
-
3,041
(3,041)
-
176
-
-
291
(291)
-
3,932
-
-
411
(411)
350
105,370
(9,629)
Transfers
Balance at
31 December
2020
£
£
-
57,500
-
-
-
-
-
28,501
-
-
(1,632)
-
(4,000)
-
-
-
-
-
-
-
-
-
(176)
-
-
-
-
3,932
-
-
(5,808)
89,933

JOEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 DECEMBER 2020

19 Restricted funds

(Continued)

Salters: For gym equipment, gardening supplies, therapeutic art supplies etc.

Joel IT CAF: For the installation of new broadband.

London Community Foundation: For the purchase of shelter furniture and appliances.

Joel Community Trust: Building fund Phase 2 redevelopment: Building fund

JOEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

20 Analysis of net assets between funds
Unrestricted Restricted Total Unrestricted Restricted Total
funds funds funds funds
2020 2020 2020 2019 2019 2019
£ £ £ £ £ £
Fund balances at 31
December 2020 are
represented by:
Tangible assets 790,134 86,001 876,135 800,013 90,488 890,501
Current assets/
(liabilities) 23,767 3,932 27,699 1,653 - 1,653
Long term liabilities (253,862) - (253,862)
(279,018)
14,882 (264,136)
560,039 89,933 649,972 522,648 105,370 628,018

21 Related party transactions

Transactions with related parties

During the year the charity entered into the following transactions with related parties:

Joel Community Trust Assets received
2020
2019
£
£
15,000
22,000
15,000
22,000

During the year Joel Community Trust (JCT), an associated charity, donated funds to the value of £15,000 (2019 £22,000).

T he following amounts were outstanding at the reporting end date:

Amounts owed by related Amounts owed by related
parties parties
2020 2019
Balance Net Balance Net
£ £ £ £
Joel Community Trust (6,030) (6,030)
1,125
1,125
(6,030) (6,030)
1,125
1,125

In the current year Joel Community Trust (JCT) settled liabilities for Joel Community Services (JCS) of £10,155, Joel Community Services transferred £3,000 to JCT. The balance £6,030 (2019: £1,125 due to JCS) was outstanding at the year end and is shown as a creditor in the accounts.