OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2025-03-31-accounts

Contents ofthe Financial Statements
forthe Year Ended 31 March 2025
Page
Report oftheTrustees 1 to 7
Report ofthe Independent Auditors 8 to 9
StatementofFinancialActivities 10
Balance Sheet 11
Cash FlowStatement 12
Notes to theCash Flow Statement 13
Notes to the Financial Statements 14 to 27

Published two new reports: 'Leaky Homes and a Lack ofSupport', and 'Home Safety: How Improving
Electrics is Changing Lives in Wales alongside media and political pick-up.
- Prepared the following written submissions:
i)
Five Welsh Government consultations
ii)
Two UK Government consultations
ii)
Thirteen Ofgem consultations
iv)
Two Senedd and two UK Govemment committees
V)
Miscellaneous submissions to consultations ncluding Member Bill on BSL, third sector partner policy
statement and gas supplier business plans.
Gave oral evidence to the Housing and Local Government Committee on the Role of Local Authorities in
Hospital Discharge.
Gave oral evidence to the Equality and Social Justice Committee on the Warm Homes Programme.
Gave oral evidence to the UKWork and Pension's Committee inquiry on Pensioner Poverty.
Various presentations on our main key asks, including a 'safety-net grant for hazardous disrepair' in older
people's homes to external stakeholders, including Ministerial Advisory Forum on Ageing, and Cross-Party
Group on Housing, Cross Party Group in Fuel Poverty and Energy Efficiency.
Provided a briefing of political and policy developments from governments and stakeholders everyweek to
CRC staffand Agency Chief Officers, with ad hoc additional deep-dive briefings.
Panellist at the Tai Conference session on 'A Right to Adequate Housing'
Panelist at the National Energy Action Fuel Poverty Forums and their national 'Housing and Health'
conference.
Panellist at Policy Forum Wales: 'Next steps for heat and heat networks in Wales'.
Meeting with Health and Social Care Minister viaWCVA Health and Social Care Group.
Continued secretariat role forthe Cross-Party Group on Housing.
Vice Chair ofthe National Falls Prevention Taskforce.
Input intoWG stakeholder group on 'Fair Rents and a Right to Adequate Housing Green Paper', and inputted
feedback on white paper.
Continued evidence provided to Cab. Sec for Housing and Local Government on ourask fora housing
safety-net grant, providing written evidence for ongoing dialogue.
Sit on various public health research groups including 'indoorairquality', 'hoarding' and 'accessible
housing partnership'.
Research partnership with Public Health Wales using Hospital to a Healthier Home data to find
readmission rate ofservice.
Continue to representCare & Repair at stakeholder groups including:
i)
Ministerial Advisory Forum on Ageing (MAFA)
i)
WG Fuel PovertyAdvisory Panel.
ii)
Age Alliance Wales.
iv)
Vice Chair ofthe Wales Prudent Falls Prevention Task Force
v)
Cross-Party Groups on Housing, Energy Efficiency, Older People/Ageing and Intergenerational
Solidarity.
vi)
Fuel Poverty Coalition Cymru.
vii)
Digital Inclusion Alliance Wales
vii
Home First Community of Practice, Accommodation Based Solutions Community ofPractice, and Goal 6
Action Group forSix Goals for Urgent and Emergency Care.
ix)
WG Health & Social Care Planning Group.

Registered Office
Mariners House
Trident Court
East Moors Road
Cardiff
CF24 5TD
Trustees
Chairperson AndrewVye
Sarah Willey
Individual
Individual
Appointed September 24
Resigned September 24
Vice Chair Elizabeth Warwick Individual Appointed September 24
Treasurer Fay Satherley Individual
Christopher
Trustees Binding
Gwynne Jones
Clare Strowbridge
Agency Representative
Individual
Individual
Appointed September 24
Sally Davies
John Hunt
Individual
Individual
Resigned September 24
Karen Athanatos Individual
Neil Bradshaw Individual
Victoria Evans Agency Representative Appointed September 24
Co-opted Rhodri Owen individual
Welsh Local Government
Observers Jim McKirdle Association
Honorary Vice- President Sharon Mainwaring Individual
ChiefExecutive ChrisJones
Secretary ChrisJones
Statutory Auditors
Menzies LLP
5th Floor Hodge House
114-116 St Mary Street
Cardiff
CF10 1DY

2025 2024
Unrestricted Restricted Total Total
funds funds funds funds
Notes £ £ £ £
Income and endowments from
Donations and legacies 2 48,627 48,627 73,735
Charitable activities 4
Charitable activities 574,810 2,037,487 2,612,297 2,080,475
Investment income 3 25,482 25,482 21,662
Other income 5 100,598 100,598 70,420
Total 749,517 2,037,487 2,787,004 2,246,292
Expenditure on
Raising funds 6 6,228 6,228 3,870
Charitable activities 7
Charitable activities 669,871 2,037,728 2,707,599 2,014,735
Total 676,099 2,037,728 2,713,827 2,018,605
NET INCOME/(EXPENDITURE) 73,418 (241) 73,177 227,687
Other recognised gains/(losses)
Actuarial gains/(losses) on defined benefit
schemes
8,000 8,000 (61,000)
Net movement in funds 81,418 (241) 81,177 166,687
Reconciliation offunds
Total funds brought forward 84,656 162,785 247,441 80,753
Total funds carried forward 166,074 162,544 328,618 247.440
Balance Sheet Balance Sheet
31 March 2025
2025 2024
Unrestricted Restricted Total Total
funds funds funds funds
Notes £ £ £ £
Fixed assets
Intangible assets 14 10,204 10,204 13,806
Tangible assets 15 14,862 14,862 16,010
25,066 25,066 29,816
Currentassets
Debtors 16 170,235 170,235 82,816
Cash at bank and in hand 677,326 162,544 839,870 789,303
847.561 162,544 1,010,105 872,119
Creditors
Amounts falling due within one year 17 (426,553) (426,553) (289,495)
Netcurrentassets 421,008 162,544 583,652 582,624
Total assets less currentliabilities 446,074 162,544 608,618 612,440
Creditors
Amounts falling due after more than one year 18 (280,000) (280,000) (365,000)
NETASSETS 166,074 162,544 328,618 247,440
Funds 20
Unrestricted funds 166,074 84,655
Restricted funds 162,544 162,785
Total funds 328,618 247,440
2025 2024
Notes £
Cash flows from operating activities
Cash generated from operations
1 37,271 272,740
Netcash provided by operating activities 37.271 272,740
Cash flows from investing activities
Purchase oftangible fixed assets
Sale oftangible fixed assets
(5,072)
363
(12,597)
Interest received 18,005 15,470
Netcash provided by investing activities 13,296 2,873
Change in cash and cash equivalents in
the reporting period
Cash and cash equivalents atthe
50.567 275,613
beginning ofthe reporting period 789,303 513,690
Cash and cash equivalents atthe end of
the reporting period 839,870 789,303

Reconciliation ofnetincome to netcash flowfrom operating activities
2025 2024
£ £
Net income forthe reporting period(as perthe StatementofFinancial
Activities) 73,177 227,687
Adjustments for:
Depreciation charges
Loss on disposal offixed assets
9,422
37
8,286
Interest received (18,005) (15,470)
(Increase)/decrease in debtors (87.419) 100,414
Increase in creditors 52,059 12,823
Difference between pension charge and cash contributions 8,000 (61,000)
Netcash provided by operations 37,271 272,740
2. Analysis of changes in netfunds
At1.4.24 Cash flow At31.3.25
£ £ £
Netcash
Cash atbank and in hand 789,303 50,567 839,870
789,303 50,567 839,870
Total 789,303 50,567 839,870

Care & RepairCymru 2015
Notes to the Financial Statements - continued
fortheYear Ended 31 March 2025
2. Donations and legacies
2025 2024
£ £
Donations 48,627 73,735
3. Investment income
2025 2024
£ £
Rents received 7.477 6.192
Deposit account interest 18,005 15,470
25,482 21,662
4. Income from charitable activities
2025 2024
Welsh Govemment Activity
Charitable activities
£
538,242
£
538,243
Welsh Govemment -
Managing Better Charitable activities 700,000 700,000
Local Health Board Charitable activities 456,719 493,230
Wales and West Utilities - CO
Alarm Project
Gas safety
Health & Social Care
Charitable activities
Charitable activities
Charitable activities
10,096
14,714
9,904
10,457
3,756
Sobell Foundation Charitable activities 10,000 10,000
Wolfson Foundation Charitable activities 3,375
Database Project Manager
National Lottery
Oakdale Trust
Charitable activities
Charitable activities
Charitable activities
36,568
44.974
1,117
82,171
19,383
1,240
Veterans Hardship
Wales & West Utilities
- Charitable activities 1,250 750
Older not colder Charitable activities 587,732 146,933
Aneurin Bevan Health Board Charitable activities 123,728 61,033
Electrical Safety First
NEA Warm Homes
Charitable activities
Charitable activities
16,271
60,000
Safe and Warm Homes Charitable activities 10,886
2,612,297 2,080,475
Otherincome
2026 2024
£ £
Other Income 100,598 70,420
6. Raising funds
Raising donations and legacies 2025 2024
£ £
Fundraising events 6,228 3.870
7. Charitable activities costs
Support
Direct costs (see
Costs note 8) Totals
£ £ £
Charitable activities 2,646,014 61,585 2,707,589
Support costs information Governance
Finance technology Other costs Totals
£ £ £ £ £
Charitable activities (97) 8,446 20,000 33,236 61,585
Net income/(expenditure)
Net income/(expenditure) is stated after charging/(crediting):
2025 2024
£ £
Depreciation - owned assets 5,820 4,684
Deficit on disposal offixed assets
Website costs amortisation
3,602
37
3,602
10. Auditors' remuneration
2025 2024
£ £
Fees payable to the charity's auditors forthe audit of the charity's financial
statements 5,700 5,700
Auditors' remuneration for non audit work 1,200 1,200

Staffcosts
2025 2024
£ £
Wages and salaries
Social security costs
552,389
50,690
495,575
44,769
Otherpension costs 52,349 49,089
655,428 589,433

2025 2024
16 14

2025 2024
£90,001 -£100,000 1 1
Comparatives forthestatementoffinancial activities Unrestricted Restricted Total
funds funds funds
£ £ £
Income and endowmentsfrom
Donations and legacies 73,735 73,735
Charitable activities
Charitable activities 630,316 1,450,159 2,080,475
Investment income 21,662 21,662
Other income 70,420 70,420
Total 796,133 1.450,159 2,246,292
Expenditure on
Raising funds 3.870 3,870
Charitableactivities
Charitable activities 702,809 1,311,926 2,014,735
Total 706,679 1,311,826 2,018,605
NET INCOME 89,454 138,233 227,687
Transfers between funds (1,019) 1,019
Otherrecognised gains/(losses)
Actuarial gains/(losses) on defined benefit
schemes
(61,000) (61,000)
Netmovement infunds 27,435 139,252 166,687
Reconciliation offunds
Total funds brought forward 57,219 23,534 80,753
Total funds carried forward 84,654 162,786 247,440

Intangible fixed assets
Website
costs
£
Cost
At 1 April 2024 and 31 March 2025 18,008
Amortisation
At 1 April 2024 4,202
Charge for year 3,602
At 31 March 2025 7,804
Net bookvalue
At 31 March 2025 10,204
At 31 March 2024 13,806

15. Tangible fixed assets
Fixtures
and
fittings
Computer
equipment
Totals
£ £ £
Cost
At 1 April 2024
Additions
37,699
4,208
18,984
864
56,683
5,072
Disposals (12,801) 12,801 )
At 31 March 2025 41,907 7,047 48,854
Depreciation
At 1 April 2024 26,266 14,407 40,673
Charge for year 4,122 1,698 5,820
Eliminated on disposal 12,401 i 12,401 )
At 31 March 2025 30,388 3,704 34,002
Net book value
At 31 March 2025 11,519 3,343 14,862
At 31 March 2024 11,433 4,577 16,010
16. Debtors: amountsfalling due within oneyear
2025 2024
£ £
Trade debtors 55,180 46,003
Prepayments and accrued income 115,055 36,813
170,235 82,816

17. Creditors: amounts falling due within oneyear
2025 2024
£
Trade creditors 18,098 6.619
Social security and othertaxes 12,917 12,785
Other creditors 26,314 13,349
Accrued expenses 321,847 217,869
Deferred government grants 47,377 38,863
426,553 289,495
Deferred Income 2023 2024
Deferred Income brought forward
Released in the year
38,863
(38,863)
19,716
(19,716)
Deferred in the year 47,377 38,863
Deferred income carried forward 47,377 38,863
18. Creditors: amountsfalling due aftermorethan oneyear
2025 2024
£
Retirement benefit obligations 280,000 365,000
19. Leasing agreements
Minimum lease payments undernon-cancellable operating leasesfall due as follows:
2025 2024
£ £
Within one year 38,964 28,442
Between one and five years 45,197 82,647
84,161 111,089
20. Movement in funds
Net
movement At
At1.4.24 infunds 31.3.25
£ £ £
Unrestricted funds
General fund (8,212) 132,805 124,593
Designated - Sustainability Fund
Designated
- NpowerFuel Poverty Fund
4,864
88,004
(4,864)
(46,523)
41,481
84,656 81,418 166,074
Restrictedfunds
Safe & Warm Homes Fund 2,189 1,112 3,301
Hospital to a Healthier Home Hardship
Wales & West Utilities - 70+ Cymru
772
1.792
(660) 772
1.132
Sobell Foundation 10,000 10,000
Wales &West Utilities - Older not Colder 143,185 4,154 147,339
H2HH Gwent RIF 4,847 (4,847)
162,785 (241) 162,544
TOTAL FUNDS 247,441 81,177 328,618

Incoming
resources
Resources
expended
Gains and
losses
Movement
in funds
£ £ £ £
Unrestricted funds
General fund 749,517 (624,712) 8,000 132,805
Designated - Sustainability Fund
Designated
- Npower Fuel Poverty Fund
(4,864)
(46,523)
(4,864)
(46,523)
749,517 (676,099) 8,000 81,418
Restrictedfunds
Safe & Warm Homes Fund 10,885 (9.773) 1,112
Wales & West Utilities - 70+ Cymru (660) (660)
Sobell Foundation 10,000 (10,000)
Welsh Govemment - Managing Better 700,000 (700,000)
National Lottery Community Fund
44,974 (44,974)
Hospital to a Healthier Home 456,719 (456,719)
Foundations 14,714 (14,714)
Oakdale Trust 1.117 (1,117)
Electrical Safety Council
Wales & West Utilities - Older not Colder
16,271
597,828
(16.271 )
(593,674 )
4,154
H2HH Gwent RIF 123,729 (128,576) (4.847)
Veterans Fund 1,250 (1,250)
NEA - Warm Homes, Healthy Futures 60,000 (60,000)
2,037,487 (2,037,728 ) (241 )
TOTAL FUNDS 2,787,004 (2,713,827 ) 8,000 81,177
Comparatives formovement in funds
Net Transfers
movement between At
At 1.4.23 in funds funds 31.3.24
£ £ £
Unrestricted funds
General fund (86,546) 79,352 (1,019) (8,213)
Designated
- Fundraising and Business
Development 22,632 (22,632)
Designated
- Sustainability Fund
Designated - Npower Fuel Poverty Fund
15,574
105,559
(10,710)
(17,555)
4,864
88,004
57,219 28,455 (1.019) 84,655
Restricted funds
Safe & Warm Homes Fund 3,210 (1,021 ) 2,189
Hospital to a Healthier Home Hardship
Wales & West Utilities - 70+ Cymru
772
9,552
(7,760) 772
1,792
Sobell Foundation 10,000 10,000
The Wolfson Foundation (1,019) 1,019
Wales & West Utilities - Older not Colder 143,185 143,185
H2HH Gwent RIF 4,847 4,847
23,534 138,232 1,019 162,785
TOTAL FUNDS 80,753 166,687 247,440

Incoming
resources
Resources
expended
Gains and
losses
Movement
infunds
£ £ £ £
Unrestricted funds
General fund 796,134 (655,782) (61,000) 79,352
Designated
- Fundraising and Business
Development (22,632) (22,632)
Designated
- Sustainability Fund
Designated
- Npower Fuel Poverty Fund
(10,710)
(17,555)
(10,710)
(17,555)
796,134 (706,679) (61,000) 28,455
Restricted funds
Safe &Wam Homes Fund (1,021) (1.021 )
Wales & West Utilities - 70+ Cymru
Sobell Foundation
10,000 (7.760)
(10.000)
(7,760)
Welsh Government - Managing Better 700,000 (700,000)
National Lottery Community Fund
19,383 (19,383)
TheWolfson Foundation 3.375 (4,394) (1,019)
Hospital to a Healthier Home 493,230 (493,230)
Foundations 10,457 (10,457)
Oakdale Trust 1,240 (1.240)
Wales & West Utilities - Older not Colder 146,934 (3,749) 143,185
H2HH Gwent RIF 61,033 (56,186) 4,847
Winter Pressures Safe and Warm Homes 2,607 (2,607)
Winter Pressures SWH 70 + 1,149 (1 149)
Veterans Fund 750 (750)
1,450,158 (1,311,926) 138,232
TOTAL FUNDS 2,246,292 (2,018,605) (61,000) 166,687
Net Transfers
movement between At
At 1.4.23 in funds funds 313.26
£ £ £ £
Unrestricted funds
General fund (86,546) 212,157 (1,019) 124,592
Designated
- Fundraising and Business
Development 22,632 (22,632)
Designated
- Sustainability Fund
Designated
- Npower Fuel Poverty Fund
15,574
105,559
(15,574)
(64,078)
41,481
57,219 109,873 (1,019) 166,073
Restrictedfunds
Safe & Warm Homes Fund 3,210 91 3,301
Hospital to a Healthier Home Hardship
Sobell Foundation
Wales & West Utilities - 70+ Cymru
772
10,000
9,652
(8,420) 772
10,000
1,132
The Wolfson Foundation (1,019) 1,019
Wales & West Utilities - Older not Colder 147,339 147,339
23,534 137,991 1,019 162,544
TOTAL FUNDS 80,753 247,864 328,617

Incoming
resources
Resources
expended
Gains and
losses
Movement
in funds
£ £ £ £
Unrestricted funds
General fund 1,545,651 (1,280,494) (53,000) 212,157
Designated
- Fundraising and Business
Development (22,632) (22,632)
Designated
- Sustainability Fund
Designated
- NpowerFuel Poverty Fund
(15,574)
(64,078)
(15,574)
(64,078)
1,545,651 (1,382,778) (53,000) 109,873
Restricted funds
Safe & Warm Homes Fund 10,885 (10,794) 91
Wales & West Utilities - 70+ Cymru
Sobell Foundation
20,000 (8,420)
(20,000)
(8,420)
National Lottery Community Fund
Welsh Government - Managing Better
1,400,000 (1,400,000)
64,357 (64,357)
TheWolfson Foundation 3,375 (4,394) (1,019)
Hospital to a Healthier Home 949,949 (949,949)
Foundations 25,171 (25.171 )
OakdaleTrust 2,357 (2,357)
Electrical Safety Council
Wales & West Utilities - Older not Colder
16,271
744,762
(16,271 )
(597,423)
147,339
H2HH Gwent RIF 184,762 (184,762)
Winter Pressures Safe and Warm Homes 2,607 (2,607)
Winter Pressures SWH 70 + 1,149 (1,149)
Veterans Fund 2,000 (2,000)
NEA - Warm Homes, Healthy Futures 60,000 (60,000)
3,487,645 (3,349,654 ) 137,991
TOTAL FUNDS 5,033,296 (4,732,432) (53.000) 247.864

2025 2024
% per annum % perannum
Discount Rate 5.73 4.87
Inflation (RPI) 3.13 3.19
Inflation (CPI) 2.76 2.76
Salary Growth 3.76 3.76
75% of maximum allowance for commutation ofpension forcash at retirement.
MortalityAssumptions
2025 2024
Life Life
expectancy expectancy
(yrs) (yrs)
Retiring Males 2025
Retiring Females 2025
Retiring Males 2045
Retiring Females 2045
20.5
23
21.7
245
20.5
23
21.8
24.4
Fair
Value
of
Plan
Assets,
Present
Value of
Defined
Benefit
Obligation, and Defined Benefit
Asset/Liability)
2025 2024
(£'000) (£'000)
Fairvalue of plan assets 1,544 1,599
Presentvalue ofdefined benefit obligation 1,824 1,964
Surplus/(deficit) in plan (280) (365)
Unrecognised surplus
Defined benefitasset /(liability)to be recognised
(280) (365)
Deferred tax
Net defined benefitasset / (liability) to be recognised
Defined BenefitCosts Recognised in OtherComprehensive Income (OCI)
Period from
31 March
2024to 31
March 2025
(£'000)
Experience on plan assets (excluding amounts included in net interest cost) - Gain
/(loss) (131)
Experience gains and losses arising on the plan liabilities -Gain / (loss)
Effects ofchanges in the demographicassumptions underlying the present value
ofdefined benefit obligation
- Gain / (loss)
Effects ofchanges in the financial assumptions underlying the present value ofthe
(46)
defined benefit obligation
Total actuarial gains and
- Gain / (loss)
losses (before restriction due to some ofthe surplus not
185
being recognisable)
- Gain / (loss)
8

31 March 2025 31 March 2024 31 March 2023
(£) (£) (£)
Presentvalue ofprovision 85 31 66
Reconciliation ofOpening and Closing Provisions
2025 2024
Provision at start of period (£)
3
(£)
66
Unwinding ofthe discount factor (interestexpense) 1 3
Deficit contribution paid (31) (38)
Remeasurements - impact ofany change in assumptions 1 0

21. Employee benefit obligations - continued
Remeasurements - amendments to the contribution schedule 83
Provision at end of period 85 31
Income and Expenditure Impact 2025 2024
(£) (£)
Interestexpense 1 3
Remeasurements - impact ofany change in assumptions
Remeasurements - amendments to the contribution schedule
1
83
(0)
Contributions paid in respect offuture service*
Costs recognised in income and expenditure account


Assumptions
31 March 2025 31 March 2024 31 March 2023
% perannum % perannum % perannum
Rate ofdiscount 4.84 5.31 5.52

31 March 2025 31 March 2024 31 March 2023
(E) (£) (£)
Year 1 30 31 38
Year2 30 31
Year 3 30
Year4
Year5
Year6
Year7
Year 8
Year 9
Year 10
Year 11
Year 12
Year 13
Year 14
Year 15
Year 16
Year 17
Year 18
Year 19
Year20