Charity registration number.. 1163512
St Anns Advice Group
Annual Report at￿ Financial Statemenis
for the Year Ended 31 March 2025
Commutsity A¢¢ounÉing Plus
Unit5 1 & 2 North W¢5t
41 T31bot Street
Nottingham
NGI 5GL

St Anns Advlee Group
Contents (contlnued)
Reference and Admitsistraiiv¢ Details
Tn￿te¢s, Report
2to4
Statement of Trustee5' Responsibilities
Independ¢Tht Examin&s Report
Stsi¢m¢nt of Finan¢ial Activities
7t08
Balance Sheet
Cash Flow Statement
10
Note5 to the Fir￿￿¢1￿] Stslements
11 to20

St Anns Advice Group
Reference and Admlnlstrallve Detalls
Trustees
R Bird. Treasurer
G Everitt
Rev A Giles
F Sowutmii
Senlor Management Team
Debbie Webster. Manager
Cb#rlty Regl$tratlon Number
1163312
Prlnclpal Offlee
Neighbourhood Centre
Robin Hood Chase
Nottingham
NG3 4EZ
Independent Examlner
Eva Stevens. ernployee of
Community Accounting Plus
Units l & 2 North West
41 Talbot Street
Nottingham
NGI 5GL
Banker5
Unity TnLS1 Bank pl¢
Nine Brindleypla¢e
Bimiingham
BI 2HB
Pa8e I

St Anns Advice Group
Truste¢$' Report
Th¢ ffi￿tee5 present the annual report iogether ¢he finan¢io1 stat¢m¢nts of the charity for the year ended 31
March 2025.
Trustees and officers
The trustees and oificers serving during the year since the year end wer¢ as follows..
Trustees..
R Bird, Treasurer
G Eweriti
Rev A Giles
F Sowunmi
J Dn￿ (resigned l Augusi 2024)
T Fanner Ire5ign¢d l August 2024)
S Jones (resigned l August 2024)
M Lthay Ir¢sign¢d l August 20241
Struttiirei governance and managemeDt
Nalure ofgov¥rnill8
The chariry 1$ operated under the Tules of its consti￿110n CIO- FoundAtion [¢￿Stered I I SeptCTnber 2015.
RecruitmÉMt and oftruslees
Lwl rerTUitmenL word of mouth, AGM invites notninees.
Oble¢tlve$ and ictlfyltley
Obje¢ts 4nd4lms
To promote any purpose ihat is Ch￿Itable according to the laws of England and Wales. includitk8 the r¢lief of
)verty and the advan¢ement of eduealion and in particular through the provision of A service providing
infomlation and so¢ial welfare advice.
Pmblicbenefil
The ¢enire's objective5 and principal activities ar¢ ro promote any ¢haritable purpose for the beneftt of the
inhabitants of St Ann's. NorEtngham City and surrounding areas. through the provision of an advice and
inforn)atiotJ s¢rvice for persons who need such servi¢¢s. The aim is to provid¢ a high quality. easily accessible
service in the areas of welfare benefits, debt, housing and general advice. W¢ also (>ffer tepre5¢ntstion at DWP
appeals and mor¢ generally support and help setvice users to understand complex fomts and regulations.
We review OUT aims. obje¢tive$ artd activities each year. The review looks at the success of each k¢y aL*ivity
and the ben¢fLts they have brL)ught. Tbe review also helps us ensure our objectives and actLVLtie$ remain focu%d
on our stated PU￿￿se$.
We confinn that Si Anns Advice Group meets the def]nitioD of a public benefit entity. We h•v¢ referred to the
guidance contained within the Charity Commission's guidance on publi¢ benefit when reviewing our aims and
objecttves and in planning our hture activities. in patticular. the mJst¢¢s Consider how planned aciiviiies will
contribute to the aim5 and objectives ihey have set.
Page 2

St Ann$ Advi¢¢ Group
Trustees, Report (contlnued)
The trus￿e5 confinTr that they have complted with the requirements of s¢¢tion 17 of the Charitie5 Act 2011 to
have due regard to the public benefit guidance published by the Charity Commission for Englat￿ and Wales.
Achievements and performance
During thi$ period the Advice Group continued to provide advice on debt and benefits resulting in nearly 3.000
full cases, and over l.000 people supported with one ofy assisrance. Advisers have managed over 7.5 million
Trunds worth of debts and made total gains for lo¢al peopl¢ ofjust ov¢r 5 million pound5.
These figures reflect a committed staff team that has provided support and adviee throughout 2024125. We
continue to nm several projects alongside the Core service of welfare b¢ncfLts and debt advi¢e.
We have a solid reputstion as deliverers and influencers. We are based at the Neighbourhood Centr¢ in St Anns
and approx. 50/0 of our clients are from thi5 area. However. we do outreach in Sneinton and across the city.
Our Mon¢y Debt Advice ￿ld the British Gas Energy Tntst proje¢1 ¢8n work with people across the Fast
Midlands. However other projects have a restricted geographical criterion.
Referrals to th¢ Centre are regularly received from the Nottingham Ciry Council HousiD8. Nottingbaln City
Council. housillg associations, health workers, local couucilor5. and GP surgeries.
As in previou5 years, most enquiries rec¢iv¢d in 2024125 were about Depthment of Work and Pensions welfar¢
benefiis, Universal Credit and prioriry and non-priority debts. Other areas in which people were assisted include
housing, homelessness. multiple debt advice, bailiffs, health, eMplo￿￿ent. water. and fuel. An ev¢r-increasin8
number of clients who ¢ome to the advice Centre have PTiority debt probl¢m5 and face ttisis due io the
excessive cost of energy.
We also distributed the household 5UPPOrt fimd held by the city council. by providin8 Supermarket vouchers.
and hav¢ taken Applications for energy vouchers from r¢sidents.
We were Successful in 8ainin8 additional funding to support clients with energy vouehers if they were
struggling to put money on their pre-payrnent rnet¢￿.
Debt •dvi£e yervite and the MoDey Advl¢e Servl¢e
The Money Advice Servi¢e. and Nottingham City Council Housin8 fund our debt work. The projects redu¢¢ the
level of Tent and coutLciI tax arrears and other Priority and non-priority debts within the city.
We have assisted clients wilh budget plans and income m￿lm]Zation including applications foT housirt8 beneflt,
discretionary housing paymenrs, tax ¢redits. aTLd personal independent paytnertts. The team apply to various tNst
funds and small charitie5 for funds to assist clients with esseniial fumiture and wbite goods.
Appeals
The Centre continues to represent people ot various appeal tribunals for Personal Independent Pa￿ellts.
disability living allowwxce. employment support allowance and indusirial injuries benefjt. Where ￿ were
Success￿] in these appeals client5 receiTred back payments of benefit or ¢ompen58ti011. In addition. many of
these clients will have also gained sncreases in their weekly benefit entltlement.
Independent food bank
Our indep¢Ddertt food bank was opened in December 2012 and hjs ¢ontinued to feed vulnerable people who ar¢
expeTi¢ncing hardship5 typically having no incotne. We provided 40 Christmas hampers for clients who were on
the food bank books. with fresh food ond presents for family members.
Brltl$h Gas Energy Trust
We Continue to run the Fuel effieiency gnd d¢bt project funded by ihe British Gas Energy Trust. Advisors can
provide a holistic service to clients providing advice OD rn&xitllwng incomes and reducing debts as well a5
managing or writing off energy debt and sUp￿)rting energy etTicien¢y Savings in the home. We sub-contract
thrce ￿rt-[ime posts to Bestwood Advice Centre. Meadows Adviee C¢ntT¢ and Nottitjgham Law Cer)tre in order
to ¢over both north, Centre and south of the City We have funding to issue energy vouchers io those citizen5 that
are 5tN¥gling to heat theiT homes.
Page 3

St Anns Advice Group
Trustees, Report (contlnued)
NottiDghsm Public Health Clty East PCIY
We receive ￿ndIng from the NCC Public Health And PCN 6. This is our core filuding and supports the work at
the Centre 8nd takes local GP referrdls.
Flngnd81 revltw
Policy y￿e*ve5
The Trustees have estsblished a poli¢y whereby the u[1r￿trICtcd funds not ¢ommitt¢d or invested in tangible
fLx¢d a5set5 {the free Teserves,) held by the chariry should be two month5 of the total resources expended. At thss
level, th¢ board feel that they would be able to continue the current a¢tiviti¢s of th¢ ¢harity in the event of a
$i￿1ficanT drop in incom¢. At present there are free reserves of £214.780.
M*Jorrisk$ ofthose risks
We are fiLIIy aware of the funding difficulties we, and many other third sector or8anisations face. and therefor¢
w¢ constantly explore the lalldscape for new opportunities I partnerships to ensure we COTLtinu¢ to support our
eommunity and respond to its needs.
Plans for future periods
Aims key 0bjerlivesforfv￿￿Ptrlods
We will tnaintain existing partnerships and seek io ¢r¢ate new ones by initiatiti8 new projects in collaboration
with others. We have a Strong network acrtsss the city and enjoy an ¢x¢ellent reputation with other provider5 and
funders.
Page 4

St Ann$ Advlce Group
ststement of Trustees, Responsibilities
The tru5tee5 &Te resport5ible for preparing the trustees, report and the financial statements in a¢cordance with the
United Kin8dorn Accounting Standards (United Kingdom Generally A¢¢epted A¢¢ounting Practice) and
applicable law and Tegulations.
Th¢ law applicable io charitie5 requirc5 the tn]stees to prepare flnancial statements for ¢a¢h financial year which
giv¢ o tru¢ and fair view of the state of affairs of th¢ ¢harity and of th¢ incoming resources and applLC&liort of
regources of the charity for that period. In preparin8 these finattcial ststemenL8. the tt￿tee$ ar¢ required to..
seleci suitabl¢ accounting policies and then apply them consistertt]y'
observe the methods and principle5 in the Charities SORP..
mak¢ judgements and estimates that are reasonable atjd pnjdettt;
state wllether applicable ac¢ountLIig standards have been follow￿. subject to any materi&l departures
disclosed and explained in the fIt￿l¢ll7 statements.. and
pr¢pai¢ the fLnan¢ial statements on the going COTLcern ba5l5 un1¢55 It is inappropriate to presume that th¢
h31ity will ¢oniinu¢ in busin¢s5.
TILC trustees are responsible for keeping proper accounting records that disclose with reasonable ￿¢￿raCY at 3ny
time the Ftnancial position of the Charity and enable thetn to ensure that the fjllancial statements comply with ihe
Charities Aci 2011, the Charities IAc¢ounts and Report$} Regu]atiotLS 2008, and the provisions of ihe
constimtion. The try$tees are also responsible for safeguarding the a$5ets of the ¢harity and hence for tsking
reasonable steps for the preventiotl And detection of fraud atkd other irregulariti¢s.
The trustees ar¢ responsible for the nuintenance and integrity of the cotporate and financial inforn￿tion
included on th¢ charitable Company's website. Legislation governing the preparation and dissemination of
financial srat¢ments may th.ffer from legislation in other jurisdictions.
Approved by
In￿¢¢¢$ of the ¢harity on.1
. and signed ott its behalf by..
Anthony Giles
Trustee
PA8¢ 5

St Anns Advice Group
Independent EAamlner's Report to the trustees of St Anns Advice Group
Independent ex&mirter's report to the trusiees of St Anns Advice Group
I report io th¢ trL]Stees on my examination of the accounts of Si Atlns Advice Group {the Charity) for the year
ended 31 March 2025.
Respon5ibilitle$ and bEsis of report
As the t￿￿￿¢$ of rhe charity you are r¢sponsible for the preparation of the a¢couDts in accordance with th¢
requiremert￿ of the Charitie5 Act 20111'th¢ ACVI.
I report ID ￿spect of my examination of the Charity'5 accounts carried out under section 145 of the 2011 Act
and in Carrying out my eximination I hav¢ followed all the appli￿ble directions 8iv¢n by the Charity
Commission under se¢iion 145(5Mb) of the Act.
Ittdependent exAmln¢r's statement
Since the Charity's gross income exceeded £250.000 your ¢xaminer must be a member of a body listed ID
section 145 of the 2011 Aci. I confiThn that l am qualified ¢0 undertake the examination because l am a member
of the Chart¢T¢d Institute of Public Finance and Accountsncy {CIPFA}. which is one of the listed bodie5.
I h&vc completed my examination. I confirtn that no matters have cotne to my atienLiOt) in connection with ihe
examination giving me Cause Éo believe that in any material respett:
1. occounting records were noi kepi in Tespect of the Charity as required by section 130 of the Act- or
2. the a¢counts do not accord with those re¢ords: or
3. the accounts do noi comply with the accounting requirements conceming the form and corttent tsf accounts
set out in the Chariii¢s {AccouDts and Reports) Regulations 2008 other than ally requirement that the
accoun15 give a 'tsu¢ and fairf view which is not a matter ¢onsidered as part of an independent examination.
I havc no concerns and have comc acros5 no other tnatteTS in cot)neciion with the ¢xaminatiOEI to which aiL¢ntion
should be dra￿￿ in this report in orde[ to enable a proper under5tandin¥ of ihe accounts to be reached.
Eva Stevens. BS¢, CPFA, employee of Community Accounting Plu5
member of the Chartered Insfiwt¢ of Public Finance and Accountancy (CIPFA)
Units l & 2 North West
41 Talbot Street
Notlingham
NGI 5GL
Page 6

St Anns Advice Group
Statement of Flnanclal Activities for the Year Ended 31 Mirch 2025
Total
21125
Total
2024
Unr¢$trl¢t¢d
Re5trieted
Not¢
Imeome and Endowments from:
Donations and legacies
Charitable actlVLties
374.082
374.082
422,613
560.709
559,511
422.613
Total Income
374,082
422.613
796,695
1.120.220
Expendlture on:
Clwitabl¢ activities
1431,950
440.750
872,700
1,101,939}
Total Expendinwe
Net lexpenditureyincome
Gross transfers between fimds
431,950
440.7501
872,700
1,101.939
157.8681
22,572
(18,1371
22,572
(76.005)
18,281
Net movement in funds
(80.440}
4,435
{76.005)
18,281
Rteonel]latlon of fullds
Total fLmds bTought fotward
309,418
28.183
337,601
319,320
Total fimds ¢arried forward
14
228,978
32.618
261,596
337,601
All of the ¢lwity's activiti¢5 derive from continuing operations during th¢ aboye two periods.
The fwids breakdown for the period is shown in note 14.
The note5 OtL pages i i to 20 forn) an integrnl part of these financial statem¢nts.
Page 7

St Anns Advice Group
Statement of Flnanclydl Actlvltles for the Year Ended 31 March 2025 (Continued)
These are the figures for the prevlous %tCOliDtlng perlod And are included for cotnparAtlve purpose5
Totil
2024
Unrestricted
Re$tri¢ted
Note
Income and Endowment$ from:
Donations and legacies
ChaTitobl¢ a¢livilie$
560.709
16
560,709
559,511
559.495
Total In¢om¢
560,725
559,495
1.120.220
Expendliure on:
Charithble activities
515.928
586.011
1,101,939
Total Expenditure
515.9281
586.011
(1,101,939)
Net in¢om&(¢xpeTLditure)
Gross transfers betwt¢n fuTh(ts
44,797
54.918
(26,516)
{54.918}
18,281
Net rnovement in funds
99.715
{81.434}
18,281
Reeonciliatiott of funds
Total fimds brought forward
209,703
109,617
319,320
Totsl ftjnds carri¢d forward
14
309,418
28,183
337,601
The note5 on pa8¢s I I to 20 forni an integral part of these f￿an¢la1 statements.
Pa8e 8

St Anns Adviee Group
(Reglstration number: 1163512)
BAlan¢e Sheet as at 31 March 2025
2025
2024
Note
FRx¢d ￿￿ets
Tangible assets
10
14.198
5,433
Current a55ets
Debtors
Cash at bank and in hand
81,005
188.574
12
228,978
269,579
357.089
Credltor5: Amounts f#llittg due wlthln one year
13
22.181
24,921)
Net current ￿$¢￿
247.398
332,168
Net A55etg
261,596
337,601
Funds of the ¢harity:
Restrl£ted Income funds
Rc5tri¢ted fimds
14
32,618
28,183
Unrestricted income funds
Unrestrictcd
228,978
309,418
Total funds
14
261,596
337.601
ancial
tements on pages 7 to 20 were approved by th¢ trustee5. and authorised for issue on
si￿¢d on their behalf by..
Anthony Giles
Trustee
The notes on pa8es l I to 20 form an integral part of these financial statements.
Page 9

St Ann$ Advice Group
Cash Flow Statement for the Year Ended 31 M4rch 2025
2025
2024
Note
Cgsh flows from operatlng AetivitAe5
Net cash {expenditure}liThctsme
Adjustments to easb flows from non4*$b Items
Depreciation
176,(K>5)
18,281
9.267
7,595
{66.738}
25.876
Worklng capltAI adJu$tmellt$
De¢rea5ellincrease) irt debtors
Decr&u¢ in creditors
Increase in def¢rr¢d in¢ome
47,106
{11.564}
8.824
150.508}
{7,079)
13
Net cash flows frtsTn operating a¢tivitie5
(22.372)
{31.7111
Cash flow5 from Investing #¢tlvltles
Purchase of t￿gible fixed as8¢ts
N¢t decrease in cash and ¢osh equiv8lents
10
18,0321
{40.404}
228,978
Cash and cash equivalents at l April
Cash and cash equivalettts at 31 March
Reeonelllatlon of net t8sh flow to movem¢nt In net futtds
Decrease in cash
260,689
188,574
228,978
{40.404}
228,978
Net funds a¢ l April 2024
260,689
N¢t fi￿dS at 31 March 2025
188,574
228,978
All of the cash flows are derived from continuing operations duTiTLg the above hvo periods.
The notes on pages I I to 20 fomi an integral part of these fman¢ial statetnents.
Page 10

St Anns Advice Group
Notes to the Flnanclal Statements for the Year Ended 31 March 2025
l Aceountlng polleles
sthtement of compllance
The financial slalemenls have been prepared in accordance wth the second edition of the Charities Statement of
Re¢vmm¢nd¢d Practice issued in October 2019, the Financial Reporting Standard applicable irt the United
Kingdom and Republic of Ireland IFRS 102) and the Ch8rities Act 2011.
Bisis of preparation
St Anns Advice Group meets the der￿llion of a public benefit entity under FRS 102. Assets and liabilities are
initially recognised at historical e05t or trdnsaction value unless otherwise stated in the relevant accounting
policy notes.
Going etsrttern
The financial statements have b¢etL prq)ared on a going concern basis.
The tsvstees assess whether the use of goit)g ¢on¢ern is appropriate i.e. wheth¢r there are any tnY4teriai
uncertaioties related to events or ¢onditions that may Cast significant doubt on the ability of the chariry to
continue as a going concem. The twslees make this a5ses5ment in respect of a period of on¢ y¢ar from ihe date
of approval tsf the f￿anCIal statem¢nts.
Income and endowmeDt$
Voluntary income including donations, gifts, legaties and grdnts ihat provide core fundin8 or are of a general
Tlature is recognis¢d when the charity has entitlemetkt to the incotne. il 1$ probable that th¢ income will be
r¢ceiv¢d and the amount can be measured wilh sufficient reliability.
Dollalions rtndlegucies
Donations and le8act¢s are recognised on a receivable basis when receipt 1$ Probable and the amount can be
r¢liably measured.
Grnnts receiw4ble
Grants are reeognised when the charity has an entitlement to the funds and any condiiions linked to the grants
have been met. Wher¢ perfonnance conditions are attached to the grant and are yet to be mel the incotne 1$
r¢¢ognised a5 a liability and included on the b￿an¢¢ sheet As deferred income to be released.
Deferred income
Deferred income r¢pr¢sents amounts received for ￿￿re periods and is released to Iticornin8 re$ource5 in th¢
period for whicty it has been received. Such income is only d¢ferred when:
The donor specifjes that the grant or donation must only be used in future accounting periods.. or
- The donor has imposed conditions which must be met before th¢ charity has unco]￿1110￿aI entitlement.
Page 11

St Anns Advice Group
Notes to the Financlal Statements for the Year Ended 31 March 2025 (contlnued)
Eipelldlture
All expenditure is recognised on¢¢ there is a legal or constrnctive obligaiion to that expenditure, it LS PTobable
settlement 15 required and the amount can be measured reliably. All ¢o$ts are allocated to the applicable
expenditure heading that aggregal¢s similar costs to that category. Where Costs cannot be d]r￿tlY attributed io
particular h¢adin8S they have been allocated on a basis ¢onsistellt with the use of resources, with central staff
etssis allocated on the basis of time spent, and depreciation charges allo¢ated on the portion of the 3ssei's use.
Other support costs are allocated based on the spread of staff cosis.
Charitable activities
Charitable eXpenditt￿e comprises those costs incurred by the clwity in ihe d¢liv¢ry of its activitie5 and services
for its beneficiaries. It includ¢s both c05t5 that can be allocated direcily to swh activities and those costs of an
indsrect nawre necessary to support theTtL
Government grants
Government grants are recognised based on ihe a¢¢n￿l model and are measured at the fair value of the asset
received or receivable. Grants are Classified as relating either to revenue or io assets. Grants relatin8 to revenue
are recognised income over the period in which the ￿lated costs are recognised, Grants relating to assets are
recognised over the expected useful life of the osset. Where part of a grant r¢latiil8 io an asset is deferred it is
re¢ogni$ed &5 (kferred incoTlle.
T*xatlo
Th¢ charity hs considered to pass the te5t5 set out in Paragraph I Schedule 6 of the Finance Act 2010 and
therefore it meets the deflnition of a charitablc company for UK corpoTaiion tax purposes. Accordingly, the
charity is potentially exempt from taxation in respect of income or capital gains received within ¢ategories
covered by Chapter 3 Pan I l of the Corporniion Tax Act 2010 or Sectiot] 256 of the Taxation of Chargeable
Gains Act 1992. to ihe exient that such income or 8ains are applied ¢xclushvely io charitable purpos¢s.
Tangible fixed &¥sets
Individual fixed assets costing £500.00 or more are initially reeorded at cost, less any sUbSequ￿t accumulated
depTeciation and subsequent accumulated impairment losses.
Depreclatlon and xmortlsgtion
DepreciatiOTL is provided on tongible fixed assets so as to WTite off the cost or valuation, less any e5thmated
residual value. over their expected useful economic life as follows=
Amet ciA5S
Leasehold improvemenis
Comput¢r equipment
Depreel4don rneihod And rite
200/0 straight line
25°/o straight line
Trade debtors
Trade debtors are amounts due from t￿StOmerS for merchandise sold or sesvices perforn)ed in the ordinary
course of bu5ine5S.
Trade debtors are recognised initially at the transaction pri¢¢. They are subsequently tneasured at amortI5￿ cost
using the effective interest tnethod, less provision for impaLrnient. A provision for the impairment of debttsrs is
established when there 15 0bj¢ctive evidence that the clwity will not be able to eollect all amounts due
according to the original temis of the re¢eiv&ble5.
Page 12

St Anns Advice Group
Notes to the Flnan¢lal Statements for the Year Ended 31 March 2025 (conllnued)
C&sh and cash equivalents
Cash and ¢ash ¢quiv21enis ¢ompris¢ cash on hand and call deposits, and oth¢r short-tern) highly liquid
inve5ttnents that are readily convertible to a known a￿OuTht of e&sh and ar¢ subject to an insigtJifi¢ant risk of
change in value.
Trade creditors
Trade creditors are obligations to pay for goods or services thai have been acquired in the orditwy course of
business from suppliers. Accounts payable are classified a5 Cu￿t￿t liabilities if the charity does not have an
un¢onditional right. at the end of the reporting period, io defer Settlement of the creditor for al least twelv¢
months after the reporting date. Jf there is an tsnconditional right to defer settlement for at least twelve months
ati¢r the rew>rtin8 date. they are presented as non-¢vrr¢nt liabilLtie5.
Trade creditors are recognised initially al the transa¢tion pri¢e and subsequently measured at amortised cost
using the effective interest method.
Fund structure
Unr¢stri¢t¢d incom¢ futth are general fi￿dS that art available for use at the ttitstees, discretion in filltherance of
the objettives of th¢ charity.
R¢stricied incom¢ fi￿d$ ar¢ those donated for use in a particular area or for specific purp05e5, the use of which
l5 restricted lo that area or purpose.
Pen$lons and other post retlremeDt obllggtlons
The charity operates a defJn¢d contyibution pension scheme which 15 a p¢ttsion plan under wbich fixed
¢ontiibution5 paid irlto a pension fimd and the chariry has no legal or ¢on$tru¢tive obligation to pay fijrther
coniribuiioJJs even if the fr￿d doe5 not hold sufficient assets io pay all employee$ th¢ benefits relatin8 to
etnployee seryice in the current and prior periods.
Contribu¢ions to defined contribution plans are reeo8ni5¢d in the Statem¢nt of Financial Activiti¢s when they are
due. If ¢ontribution payments exce¢d the contribution due for service. the excess is reeogThis¢d as a prepayment.
2 Income from donatltsn$ and legacles
Unr¢Jtrleted
funds
GenerAI
Total
2025
Total
2024
Do￿li0nS and le8a¢i¢s',
Donations from Comp￿les. trusts and similar
proceeds
Grants, including capital 8rants,'
Goyemment grants
Grants from other elwities
86.059
86.059
202.431
64,679
223.344
64,679
223.344
49,550
308,728
374,082
374,082
560,709
Pa8e 13

St Anns Advice Group
Notes to the Financial Statements for the YeAr Ended 31 March 2025 (¢ontinued)
3 IDcome from cbarltable activities
Restri¢ted
fund$
Total
2025
Total
2024
Grants & donatiOll5
Other income
422,613
422,613
586,011
16
422,61J
422.613
586.027
4 Grants 4ttd dollatlolls
Unrestrlcted
funds
R¢strlcted
funds
Tot*1 fullds
DWP_ Acces5 to Work
British G&$
National Lottery Comtnunity Fund
Money Advice Service
Nottitjgham City Council
Nottinghatll City Homes
Nottingham & District Citizens Advice Bureau
Nottingham City Council - capital grant
Metropolitan Housing Trnst
Nottingham Ciry Easi PCN
Renewal Trust
Fram¢work Housing
VITA Healih Group
Sunthy grants & donations
3,379
3.379
154.110
8,824
72,576
169,000
46.300
142,577
14,063
5,834
38.266
5.275
36,667
79,920
19,904
154.110
8.824
72,576
154,0(M)
15,IK)O
46,300
142.577
14.063
5.834
38.266
5.275
36.667
79,920
6,139
13,765
374,082
422,613
796,69S
Page 14

St Anns Advfiee Group
Notes to the Flnanclal Statrments for the Year Ended 31 March 2025 (¢ontlnued)
5 Expelldl￿re on charltabl¢ &¢tlvltles
Unrestrlcted
fullds
General
Restrlcted
funds
Total
2025
Total
2024
Staff rosts
Depreci￿lon
Premises costs
Post28e & stationery
T¢l¢phone
Legal & professional
InsuraTL¢e & subs¢ripiion$
TTaining
Travel
Bank charges
Publt¢ity & advertisÉng
Client costs
IT 50ftware
Other costs
Gratjts & donaiions paid
Governan¢e Costs
Events costs
Consultants
308,664
5,614
20,317
7,082
10,116
12.270
18.023
654
495
158
404
14.958
15.099
2,018
8,540
366,681
3.653
675.345
9,267
20.317
7.679
10.183
12,270
18,305
1,393
877
158
817
21.726
15,099
3.725
64,626
766,554
7,595
21,140
16,889
10,363
10,892
13.701
2,583
1,307
206
1,310
4,787
12,974
66,108
133,279
31,454
797
597
67
282
739
382
413
6.768
1,707
56,086
2.538
5.000
2.S38
8,375
3,375
431.950
440.7SO
872,7(K)
1.101.939
6 Nei InCOndn￿OuÉgofiDg resour¢e$
Net (Out8oingyi￿0m1llg Tesourees for the year include..
2025
2024
Depreciation of fixed ￿$¢1$
9,267
7,595
P*ge 15

St Anns Advice Group
Notes to the Flnancial Statements for the Year Ended 31 March 2025 (Contlnued)
7 Staff Costs
The a88regate payroll costs were as follows..
2025
2024
Staff cost$ durlng the year were:
Wages and salaries
Social security costs
Pension costs
619,663
45,100
10,582
722.082
55,927
675.345
789,026
The monthly averag¢ number of persons (including 5enLor rTwiagem¢nt team} employed by the charity durinB
the year was as follows..
2025
2024
No
Average nullLber of ernployees
29
32
2712024- 32) of the above ernployees participated in the Defiued Ctsnttibuiion Pension S¢hemes.
Contributions to the employee pension schemes for ihe year toialled £10.58212024- £11.0171.
No employee received eTnoluments of more than £60.000 dwin8 the year
The total employee benefits of the key manag¢m¢nt personnel of the charity wer¢ £86.667 {2024- £79.966).
8 Indeptttdent examlner'$ f¢e8
During the perio(L the f¢Ys payable lex¢luding VATI to the charity's independent examiner CoDmiunity
Accounting Plus are analysed &$ follows..
2025
2024
Independent examination
Other fIt￿￿La1 ￿rvICeS
1.600
1.716
3,316
Page 16

St Ann$ Advice Group
Notes to the Flnancial Statements for the Year Ended 31 March 2025 (¢ontinu¢d)
9 T8xAtlon
The charity is a r¢gistered charity and is th¢r¢for¢ exempt from corporation taxation.
10 Tanglble ffted assets
Computer
equSpmeDt
Le8Jehold
improvernertts
TotAI
C05t
At l April 2024
Additions
14,081
18,032
21,899
35.980
18.032
At 31 March 2025
32.113
21.899
54,012
Depretiatlon
At l April 2024
Charge for the year
l2.727
5.188
17.820
4.079
30,547
9,267
At 31 Mar¢h 2025
17.915
21.899
39,814
Net book value
At 31 March 2025
14.198
14.198
At 31 March 2024
1.354
4.079
5.433
11 Debtors
2(125
2024
Trade debtors
Piepayments
Other debtors
61,370
4.423
15,212
66.835
48,035
13.241
81,005
12 Ca$h And ¢ash equiv#lent$
2025
2024
Cash on hand
Cash at bank
523
188,051
593
228,385
188,574
228,978
Page 17

St Anns Advice Group
Notes to the Flnanclal Statements for the Year Ended 31 Mar¢h 2025 (contlnued)
13 Credltors: amounts falllng due wltbln one year
2025
2024
Trade ¢r¢ditors
Other tsxation #nd social security
Accruals
Deferred income
479
10,708
2,170
8,824
999
12,687
1,235
22,181
24.921
14 Funds
B812D¢e fit
31 March
2025
Bgl•tt¢e at I
April 2024
Incomlng
resources
Resource5
expended
Tr*rt$fer$
Unre5tri¢ted funds
Ge#eMI
G¢neral fund
309.418
374.082
{431.950)
122.5721
228,978
Restricted funds
Fuel Poverty Project
Food and Fumiture Store
Money Advice Outreach
Programm¢
Multiply
UK SPF
li¢newal Tn]st
Lottery- Digital Inclusion
NCC - IT equipment
2,398
2.602
154.110
17,765
1127,4341
{17,304}
29,074
3,063
72,576
150.000
{93.222)
1170,000)
115,519)
15.2751
{8,3431
20.646
20.000
3.183
12,336
5.275
8,824
481
10.4101
Total restricted futtds
28,183
422,613
410,750}
22,572
32.618
Total funds
337,601
796.695
872,700
261.596
The transfer from the NCC - IT equiplnent fi￿d to the General fimd represents the net book value of fix¢d
assets, the use of which 15 not subject to any re5th¢tion.
The transfer from the General fwid to the Money Advice Outreach and UK SPF fvnds is to cover the defi¢it on
thi5 a¢tiYity.
Page 18

St Anns Advfiee Group
Notes to the Financial Statements for the Year Ended 31 March 2025 (condnued)
The specifie purposes for which the fiulds are to be applied ar¢ as ftsllows..
Fuel Poverty Project - fi￿dIng froTll the British Gas Energy Trust to tackle fu¢1 debt and provide energy
efYici¢n¢y advice.
Food and Furniture Store - funding from numerous dortors to provide food parcels for people in crisis and
ess¢niial fiimiture.
Money Advice Outreach Pro8ramme- funding from Money Advice Service lo piovide debt advice.
UK SPF . funding from UK SPF for community developmeTLt by supporting Nottingham City residents &
businesses.
Multiply - fimding from UK SPF to offer one-to-othe support to city residents to help manage household
budgets.
Renewal Trust - funding from Renewal Trust to tackle the number of people in Nottinghatn experiettcing
problem debt.
Lottery - Digithl Inclusion- fimding from National Lottery Community fimd to
NCC- IT equipment - capital 8rant from Nottitlgham City Council to puwhase new IT equipm¢nt.
These are the figures for the previous accowiting period and are included for comparative purposes:
Balance at
31 March
2024
Balance at I
April 2023
Incomkng
resources
Re$oure¢$
expended
Tr8llsfers
Unr¢5trl¢ted fund
Getser41
Geneial fund
209,703
560,725
1515.928)
54,918
309.418
Re5tri¢t¢d
Fuel Poverry Project
Food and Furniture Siore
Money Advice Outreach
Programme
Buildin8 Better
Opportunities
Multiply
UK SPF
Renewal Trust
tnd-Age
Total re5tri¢ted fuDd5
1.500
151,322
9,084
{139.190)
16,482)
{11,234)
2,398
2,602
2,091
72.978
191,8551
16,786
l(kl,877
73,548
(167,401)
166,250
{102.677)
41,288
129.254)
15,025
(19.152)
30,000 ￿3ts 0001
586,011
(11.0241
{43.573)
20,000
3,183
(8,851)
4,127
10.000
10,000
109,617
54,9181
28,183
Total fuDd5
319,320
1,120.220
1.101,939
337,601
Pag¢ 19

St Anns Advice Group
Notes to the Flnancial Statements for the Year Ended 31 March 2025 (continued)
15 Analysis of Det assets between fund5
Unrestrl¢t¢d
2025
Total funds
Getheral
Restrleted
Tangible fixed assets
cL￿reAl a￿etS
Current liabilities
14,198
236,961
122,181
14,198
269,579
122.181
32,618
To¢al net assets
228.978
32.618
261,596
Ullrestrl¢ted
2024
Total funds
GenerAI
Restrlcted
Tangible fixed Assets
Current assets
Current liabilill¢S
5,433
328.906
24,921
5.433
357,089
24,9211
28.183
Total n¢1 assets
309.418
28.183
337,601
16 Related party tran$actlons
During the year the charity mad¢ the following related paty transactions:
Chase NC Limlted
Throu8hout the year, the followin8 tTUStees of St Anns Advice Group have also bcen directors of cha￿ NC
Lhmited, a colnpany limited by guarantee (company number 069348391 and registered charity l¢harity number
1137591). which operdtes The NeL8hbourhood Cornmunity C¢ntre. Robin Hood Chase. St Anns, Nottingham..
G Everitt
Rev A Giles
R B]rd
F Sowulkmi
The Charity pays an arttL'S length rental of £l1.856 12024.. £11,856} per annum and service ebarg¢s of £4.876
(2024: £4.876) p¢r annum to Chase NC Litniied.
The chariry recharges salary costs to Chase NC 2025: £IS.86612024.. £I5,0001.
The charity provided a loall ¢0 Chase NC Limited to refi]rbish the kiichen. wages and other expense5. The
amount outstanding at the year end was £1 1.96712024.. £11.9671. The loan i5 inter¢$t free and 15 repayable on
demand.
Ai the balaD¢e sheet date the amount du¢ from Chase NC LLmLted Vd5 £15.2l2 {2024- £12,991).
17 Trustees remuneratlon and expeD#e$
No ttustees. nor any perstsns cotlnected with them, have received any remunerdtion from the ¢harity during th¢
yeox.
No trust¢es hY4ve receiv￿ any reimbursed expen5¢s or any other beDefits from the charity durin8 the year.
Page 20