OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2025-08-31-accounts

Thanet Community Churches

Report and Accounts Year ended 31 August 2025

1 Lamb's Passage, London EC1Y 8AB www.stewardship.org.uk

THANET COMMUNITY CHURCHES

CHARITY INFORMATION

FOR THE YEAR ENDED 31 AUGUST 2025

Trustees

Brian Lamberton David Parkinson Karon Wheeler

Key Management

Craig Prentice (Team Leader) Nathan Prentice (Elder)

Governing Document

CIO constitution dated May 2015

Charity Registration Number Principal Address

1163414

The Corner 60 Whitehall Road Ramsgate CT12 6DF

Independent Examiner

Nick Spear ACCA Stewardship 1 Lamb's Passage London EC1Y 8AB

Bankers

Lloyds Bank plc CAF Bank Limited

Contents Page
Charity Information 1
Trustees' Annual Report 2-5
Independent Examiner's Report 6
Statement of Financial Activities 7
Balance Sheet 8
Notes to the Accounts 9-17
Detailed Statement of Financial Activities with Comparatives 18

Page 1

THANET COMMUNITY CHURCHES

TRUSTEES' ANNUAL REPORT

FOR THE YEAR ENDED 31 AUGUST 2025

The trustees have pleasure in submitting the Report and Accounts for the year.

Objects of the charity

The charity is a charitable incorporated organisation and is governed by its Constitution. The objects of the charity, as set out in the governing document, are to advance the Christian Religion, in particular by seeking to be a community that loves God, loves each other and loves Ramsgate, to advance education and relieve poverty and hardship.

Summary of the charity's main activities and achievements

To further the above objects and vision, the charity's main activities and achievements were as follows:

August 2024 – December 2024 (Terms 1 & 2)

As is the case most years, during August many of our programmes and groups have a well-deserved rest. We did however, take a large group of young people away to the Newday festival and the Corner Coffee House continued to serve local families in Ramsgate.

In September, as we entered a new academic year, we restarted our programmes and groups. During this term we continued with the Colyer Fergusson-funded ‘Empower Project’. Throughout this year we ran a number of different tried and tested support groups for local people. The Phoenix project supports women escaping cycles of domestic abuse. CAP Money Coaching seeks to equip people with the tools needed to oversee a balance budget. And Fresh Start which seeks to empower people to break free from life-controlling habits. All of these groups were well attended.

The topUP project, which is funded by the Pargiter Trust, through the Kent Community Foundation, and also by the Relational Mission Community, continued to support older adults over this period.

In September we took on a ‘year-out’ student through the ‘ID programme’ in our church Network. The 18-year-old was freely accommodated by a couple in the church and volunteered for around 16 hours a week, primarily helping in work with teenagers.

We continued to engage with children and families from both our Ramsgate base, The Corner, and also our Margate allotment project. Though we didn’t receive any new funding from Save the Children’s Margate Early Learning Community, we continued to run Stay & Play groups and engaged in the network. We did begin conversations with a Margate primary school about joint working and applied for funding for a project, but we were unsuccessful in the bid.

Our work with CAP Debt Help had been paused since December, but we began having conversations with other church leaders across Thanet to get this work restarted.

Over the Christmas period we celebrated the season in a variety of ways. We had a church family service and party and we also had a series of community events. In Margate we had a ‘walk thru nativity event’ at our allotment. And in Ramsgate we held our very popular Carols in the Park event with many 1000s of people coming to take part.

Page 2

THANET COMMUNITY CHURCHES

TRUSTEES' ANNUAL REPORT

FOR THE YEAR ENDED 31 AUGUST 2025

Summary of the charity's main activities and achievements (continued)

January 2025 – April 2025 (Terms 3 & 4)

We began the new calendar year with a week of prayer. Most of the growing church family got involved in some way.

Our various projects got back up and running after the Christmas break but sadly the part-time member of staff overseeing the topUP project moved on into full-time employment elsewhere. We recruited a new member of staff to the post by the end of this period.

During this period, we received the funding from the Dorothy Kerin Trust to build new structures on our allotment project in Margate. We were awarded £33,500 to build a new large Cabin on the site, a gazebo and a reflection hut. The building work started in the next term.

In January we ran an Alpha course at The Corner, which became our best attended Alpha course that we have ever run.

The Margate congregation relocated their Sunday gatherings to the Millmead Children’s Centre during this period. And we began conversations with the management team there about other partnership opportunities.

As a church family, once again we celebrated Easter with our community. In Margate we ran a set of family Easter celebration events using the popular allotment space. In Ramsgate on Easter Sunday there was a large community fun day as part of the celebrations. For the Easter Sunday itself we baptised 10 new believers at a large Easter Sunday celebration at the Royal Harbour Academy School.

May 2025 – August 2025 (Terms 5 & 6)

After the Easter break our programmes resumed. The new member of staff began overseeing the topUP project.

Sadly, by the end of this period, both this new member of staff and also the member of staff overseeing the ‘Empower’ programmes, both handed in their notice. Both found full time work elsewhere. This second member of staff had been with us for around 8 years, working on a number of different fundedprojects, so this was a big blow to the team. We celebrated their work and said goodbye at a summer party.

The CAP Debt Help Project gathered enough financial support from a group of 5 churches to restart this important work. We began the process of recruiting a Debt Centre Manager during this period.

A single person was recruited to take on the part-time role of Debt Centre Manager, but also the parttime roles of ‘topUP’ and ‘Empower’ for the final periods of their funding (topUP – a few months; Empower – a year).

During this period the building work at our allotment-base began. We constructed a gazebo-covered area for small groups, cooking and eating; a reflection hut next to the pond for counselling and prayer; and a large (40+ person capacity) wood cabin where we could gather groups of people. We renamed the site, ‘The Cabin’, which has become ‘the home and centre of mission’ for the Margate congregation. We moved a number of our Margate-based activities to the base including our Sunday services during the bright and dry weather.

Page 3

THANET COMMUNITY CHURCHES

TRUSTEES' ANNUAL REPORT

FOR THE YEAR ENDED 31 AUGUST 2025

Summary of the charity's main activities and achievements (continued)

Having worked with Thanet District Council who lease the allotment spaces to us, we have signed an ‘Outside Space Management Agreement’ such that we can run a broader project from the base. This also means that we can hire the space out to other community partners and make a small income.

We intend to install a log-burner later this year to allow The Cabin to be used throughout the year.

Also during this period, we set out on teaching the church family a new ‘discipleship structure’ called Practising the Way. Our hope is that it will give existing church members and new people a foundation for life-long discipleship.

In July/August of this year, once again, we took a group of young people to the Newday 2025 Christian youth festival. A great time was had by all.

This year has been very good in many ways, particularly the steady growth in Margate and the building of our new base – The Cabin. But it has also been challenging seeing a number of our project team move on into full-time employment.

The reopening of The Thanet Cap Debt Centre gives us great hope for the end of 2025.

This all being said, we are so grateful for all the support we have received from funders and supporters that has enabled our work and the growth we have seen.

In planning the activities the Trustees have applied the guidance on public benefit issued by the Charity Commission.

Structure, Governance and Management

Responsibility for setting policy and for determining the parameters within which the charity should operate rests with the trustees who meet regularly to monitor the activities of the charity. Responsibility for the day to day operation of the charity has been delegated to a senior management team led by Craig Prentice. New trustees are appointed by the existing trustees and are provided with appropriate training to undertake the role they occupy within the church.

Financial review

During the year income decreased by £29,632, to £279,829, and expenditure decreased by £39,544, to £225,324. As a result surplus for the year increased by £9,911, to £54,595, and the charity's net assets increased by the same amount, to £244,147. Net current assets increased by £24,719, to £205,361.

Reserves policy

The trustees have determined that the charity should aim to hold net unrestricted current assets of no less than £50,000 (which equates to about 3 months' of unrestricted expenditure) so that the charity could continue to operate should income and / or expenditure vary adversely. At the year end, the charity held net unrestricted current assets of £125,269, and the charity is complying with its reserves policy.

Page 4

THANET COMMUNITY CHURCHES

TRUSTEES' ANNUAL REPORT

FOR THE YEAR ENDED 31 AUGUST 2025

Key risks and uncertainties

The charity is exposed to various risks - be they operational, financial or reputational. The trustees review the charity's activities regularly to identify significant risks and, where possible, they take appropriate measures to mitigate those risks.

Responsibilities of trustees under charity law

The trustees are responsible for preparing the trustees' annual report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Charity law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of the affairs of the charity as at the balance sheet date and of its incoming resources and application of resources, including income and expenditure, for the financial year. In preparing these financial statements, the trustees are required to:

  1. select suitable accounting policies and apply them consistently;

  2. observe the methods and principles in the Charities SORP;

  3. make judgements and estimates that are reasonable and prudent;

  4. state whether the applicable accounting standards have been followed, subject to any material

departures disclosed and explained in the financial statements; and

  1. prepare the financial statements on a going concern basis unless it is inappropriate to presume

that the charity will continue in operation.

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011 and the Charity (Accounts and Reports) Regulations 2008. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approval

This report was approved by the trustees and signed on their behalf by:

Brian Lamberton

_______Brian Lamberton (Jul 12, 2026 21:30:30 GMT+1) BRIAN LAMBERTON Jul 12, 2026 Date: _______

Page 5

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF

THANET COMMUNITY CHURCHES

('the Charity')

I report to the charity trustees on my examination of the accounts of the Charity for the year ended 31 August 2025 on pages 7 to 18 following, which have been prepared on the basis of the accounting policies set out on pages 9-11.

Responsibilities and basis of report

As the charity’s trustees of the Charitable Incorporated Organisation you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

Since the Charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Association of Chartered Certified Accountants, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Charity as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Nick Spear

Nick Spear (Jul 14, 2026 09:11:46 GMT+1)

Nick Spear ACCA Association of Chartered Certified Accountants Stewardship 1 Lamb's Passage London EC1Y 8AB

Date: Jul 14, 2026

Page 6

THANET COMMUNITY CHURCHES

STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 AUGUST 2025

Note
INCOME AND ENDOWMENTS FROM:
Donations and legacies
3
Charitable activities
4
Investments
5
Total income and endowments
EXPENDITURE ON:
Charitable activities
6
Total expenditure
Net income/(expenditure)
Transfers between funds
15
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
15
Unrestricted
Funds
£
104,630
111,802
145
216,577
183,053
183,053
33,524
19,787
53,311
113,049
166,359
Restricted
Funds
£
63,252
-
-
63,252
42,181
42,181
21,071
(19,787)
1,284
76,504
77,788
Total
Total
Funds
Funds
2025
2024
£
£
167,882
191,819
111,802
117,442
145
201
279,829
309,462
225,234
264,778
225,234
264,778
54,595
44,684
-
-
54,595
44,684
189,553
144,869
244,147
189,552

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing operations.

The notes on page 9-17 form part of these accounts.

Page 7

THANET COMMUNITY CHURCHES

BALANCE SHEET

AS AT 31 AUGUST 2025

Note
FIXED ASSETS
Tangible assets
8
CURRENT ASSETS
Stock
9
Debtors
10
Cash at bank and in hand
11
CREDITORS: Amounts falling
due within one year
12
Net current assets / (liabilities)
TOTAL NET ASSETS
FUND BALANCES
15
Unrestricted Funds
General funds
Designated funds
Restricted Funds
Unrestricted
Funds
£
36,651
36,651
500
20,701
135,064
156,266
(26,557)
129,709
166,359
161,919
4,440
166,359
-
166,359
Restricted
Funds
£
2,135
2,135
-
-
75,653
75,653
-
75,653
77,788
-
-
-
77,788
77,788
Total
Funds
2025
£
38,786
38,786
500
20,701
210,717
231,918
(26,557)
205,361
244,147
161,919
4,440
166,359
77,788
244,147
Total
Funds
2024
£
8,910
8,910
500
31,098
175,684
207,282
(26,640)
180,642
189,552
107,188
5,860
113,048
76,504
189,552

The financial statements were approved by the Board of Trustees and were signed on its behalf by:

Brian Lamberton

Brian Lamberton (Jul 12, 2026 21:30:30 GMT+1) --------------------------------------BRIAN LAMBERTON


Jul 12, 2026 Date: _______

Charity number: 1163414

The notes on page 9-17 form part of these accounts.

Page 8

THANET COMMUNITY CHURCHES

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2025

1 Statutory Information

The charity is a charitable incorporated organisation registered with the Charity Commission in England & Wales. The charity's registered number and principal address can be found on the Charity Information page.

2 Accounting Policies

These financial statements are prepared on a going concern basis, under the historical cost convention.

These financial statements have been prepared in accordance with the "Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) ("the Charities SORP"), with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland ("FRS 102") and with the Charities Act 2011. The charity meets the definition of a public benefit entity as set out in FRS 102.

The Charities (Accounts and Reports) Regulations 2008 (the '2008 Regulations') requires charities to prepare their accounts in accordance with 'Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005' but this accounting standard has since been withdrawn and has been replaced by the Charities SORP mentioned in the preceding paragraph. The charity has prepared these financial statements in accordance with the new Charities SORP; this departure from the 2008 Regulations is believed to be necessary for these financial statements to give a 'true and fair view'.

The principles adopted in the preparation of the financial statements are set out below.

a) Going concern

The trustees have assessed whether the use of the going concern basis is appropriate and have considered possible events or conditions that might cast significant doubt on the ability of the charity to continue as a going concern. The trustees have made this assessment for a period of at least one year from the date of approval of the financial statements. In particular the trustees have considered the charity's forecasts and projections and the possible implications should projected income and / or expenditure vary unexpectedly. The trustees have concluded that there is a reasonable expectation that the charity has adequate resources to continue to operate for the foreseeable future. The charity therefore continues to adopt the going concern basis in preparing its financial statements.

b) Income

Income including investment income is recognised in the period in which the charity becomes entitled to receipt, the amount receivable can be measured with reasonable certainty, and receipt is probable. For the most part, income is generally recognised when it is received. Income is only deferred when the charity has to fulfil conditions before becoming entitled to it or where the donor has specified that the income is to be expended in a future period.

Income from donations and legacies includes:

The charity relies on volunteers to carry out many of its activities. However, in accordance with the SORP, the value of these services has not been included in these financial statements as they cannot be reliably measured.

When donated goods, services and facilities are distributed or consumed, an expense in respect of those items is included in the Statement of Financial Activities. At the year end any goods that have not been distributed or consumed are recognised as stock; donated fixed assets are capitalised.

Page 9

THANET COMMUNITY CHURCHES

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2025

2 Accounting Policies (continued)

iii) Legacies. Income from legacies is recognised when a distribution is received from the estate or, if earlier, when the charity has been notified that a distribution will be made and the amount receivable can be measured reliably.

Income from charitable activities represents income receivable from goods, services and facilities supplied in furtherance of the charity's charitable objects. It includes income from the coffee shop operated by the charity and room hire.

Investment income represents income generated by the charity's assets and includes income from and bank interest.

c) Expenditure

Expenditure, including irrecoverable VAT, is recognised when it is incurred or, if earlier, when a legal or constructive obligation for a payment arises provided that it is probable that settlement will be required and the amount of the obligation can be measured

The charity makes grants to other institutions and individuals to further its charitable objectives. Grants payable are recognised as constructive obligations arise, which is generally when the charity expresses a commitment to the recipient that can be measured reliably and then only to the extent that any conditions associated with the grant are outside of the control of the charity.

The cost of raising funds is not significant and has not been separately disclosed.

Governance costs, which are included in expenditure on charitable activities but are identified separately in the notes to the accounts, includes costs associated with the independent examination of the financial statements, compliance with constitutional and statutory requirements and any other expenditure incurred on the strategic management of the charity.

d) Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity. Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes. Restricted funds are donations which are to be used in accordance with specific restrictions imposed by donors; they include donations received from appeals for specific activities or projects. Endowment funds are donations that are retained as capital in accordance with the donor's wishes. The nature of the restriction determines whether the endowments represent permanent endowments or expendable endowments.

e) Tangible fixed assets

Items purchased or donated for the charity's own use are capitalised when the cost of purchased items, or the fair value of donated items, is more than £1,000 and the item is expected to benefit the charity over more than one accounting period. Depreciation is charged on a straight line basis so as to write down the value of each asset to its estimated residual value (if any) over its expected useful economic life. To achieve this objective the following rates of depreciation are charged:

Freehold land Is not depreciated (because it is not consumed by use) Freehold buildings Over 25 years after taking account of the building's residual value Leasehold improvements Over the lease term or, if shorter, expected useful life Equipment Over 4 years

The carrying values of tangible fixed assets are reviewed for impairment in periods when events or changes in circumstances indicate that the carrying value may not be recoverable.

g) Stocks

Stocks of goods purchased for re-sale are stated at the lower of cost and net realisable value. Stocks of donated items held for distribution to beneficiaries are measured at fair value; stocks of goods donated for the charity's own use are valued at an estimate of their value to the charity.

Page 10

THANET COMMUNITY CHURCHES

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2025

h) Pension scheme arrangements

The charity operates defined contribution pension schemes for its employees. Obligations for contributions to these schemes are recognised as an expense when the liability arises. The assets of these schemes are held separately from those of the charity in independently administered funds.

i) Taxation The charity has taken advantage of the various reliefs from taxation available to charities and no tax is payable on the charity's income.

j) Financial instruments

The charity's financial assets and financial liabilities all qualify as basic financial instruments, as defined by FRS102. Except for loans, creditors and debtors are measured at their expected settlement value (normally the amount of cash that the charity expects to pay or receive). The charity recognises liabilities for the principal of those loans that remains outstanding at the year end (i.e. the liabilities exclude any interest chargeable on the loans in future years).

k) Exemption from preparing a cashflow statement

The charity has taken advantage of an exemption conferred by the Charities SORP and has not prepared a cash flow statement.

l) Critical accounting estimates and areas of judgement The trustees do not consider that there are any material sources of estimation or uncertainty at the balance sheet date that could result in a material adjustment to the carrying values of assets and liabilities in the next reporting period.

3 Donations and legacies

Donations of cash and similar
Other grants receivable
Income tax recoverable
Income from charitable activities
Building & room hire income
Coffee shop sales
Other income
Investment income
Bank interest
2025
£
100,241
57,500
10,141
167,882
2025
£
52,611
57,808
1,383
111,802
2025
£
145
145
2024
£
103,766
77,822
10,231
191,819
2024
£
53,601
62,665
1,176
117,442
2024
£
201
201

4 Income from charitable activities

5 Investment income

Page 11

THANET COMMUNITY CHURCHES

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2025

6 Charitable expenditure

a
Costs incurred directly on specific activities
Employment costs
Rent
Maintenance
Utilities
Equipment and resources
Coffee shop costs
Ministry expenses
Miscellaneous expenses
Grants payable (note 6c)
b
Costs incurred on support & administration
Governance costs
Independent examiner's fee
Administration
Contractor costs
Depreciation of tangible fixed assets
Insurance
Total expenditure
2025
£
121,728
4,574
11,565
16,336
11,345
19,622
6,963
5,795
197,927
2,967
200,894
3,420
3,420
6,208
5,611
5,101
4,000
24,340
225,234
2024
£
122,725
6,361
12,361
13,298
14,359
21,284
4,042
7,448
201,878
3,565
205,443
3,780
3,780
7,778
38,693
4,751
4,333
59,335
264,778

The fee payable to the independent examiner for preparing and examining the accounts was £3,600 (2024: £3,600); in addition the charity paid £1,315 (2024: £1,329) to Stewardship for payroll bureau services.

c Grants payable

Grants for UK and overseas mission
Grants for the relief of poverty
The comparatives for the previous year are as follows:
Grants for UK and overseas mission
Grants for the relief of poverty
The charity's principal grants to institutions comprised:
Christians Against Poverty
Grants to institutions for less than £1,000 each
Institutions
£
750
500
1,250
Institutions
£
600
1,800
2,400
Individuals
£
-
1,717
1,717
Individuals
£
-
1,165
1,165
2025
£
500
750
1,250
2025
£
750
2,217
2,967
2024
£
600
2,965
3,565
2024
£
1,800
600
2,400

Page 12

THANET COMMUNITY CHURCHES

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2025

7 Analysis of staff costs, the cost of key management personnel and trustee remuneration

The average monthly number of employees during the year was 9 (2024: 12). Most of the charity's activities are carried out by volunteers.

No staff received salaries at a rate of more than £60,000 per annum.

The charity's key management comprise the trustees and the key staff named on the Charity Information page. Total employment benefits payable to key management for the year were as follows:

During the year key management received employment benefits totalling £48,384 (2024: £31,581).

No trustees received employment benefits in either the current or preceding year.

8 Tangible fixed assets

Cost
At 1 September 2024
Additions
Disposals
At 31 August 2025
Accumulated depreciation
At 1 September 2024
Charge for the year
Eliminated on disposal
At 31 August 2025
Net book value
At 31 August 2025
At 31 August 2024
Land &
Buildings
£
-
34,976
-
34,976
-
350
350
34,626
-
Fixtures,
fittings and
equipment
£
19,004
-
-
19,004
10,093
4,751
14,844
4,159
8,910
Total
2025
£
19,004
34,976
-
53,980
10,093
5,101
-
15,194
38,786
8,910

In addition, the charity occupies The Corner, 60 Whitehall Road, Ramsgate, on the basis of a lease at a peppercorn rent of £1 per annum from the freeholder, the Maurice and Hilda Laing Charitable Trust. The lease is due for renewal in November 2026 and the charity has no reason to expect that it will not be renewed. However, the charity's interest in the property cannot be reliably valued, although the current insurance value of the building and contents, including those referenced above is £1,547,803.

9 Stock

Purchased for re-sale, at cost 2025
£
500
500
2024
£
500
500

Page 13

THANET COMMUNITY CHURCHES

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2025

10 Debtors

Falling due within one year:
Trade debtors
Tax recoverable
Prepayments and accrued income
Total debtors
11
Cash at Bank and in Hand
Cash at bank with immediate access
Petty cash
12
Creditors: liabilities falling due within one year
Other creditors
Accruals
Deferred income
2025
£
1,328
19,373
-
20,701
2025
£
210,587
130
210,717
2025
£
3,957
3,600
19,000
26,557
2024
£
11,502
19,597
-
31,098
2024
£
175,554
130
175,684
2024
£
3,860
3,780
19,000
26,640
13
Deferred income
Grants
19,000
(19,000)
19,000
19,000
Within one year
19,000
19,000
Amount deferred in year
The income deferred at the period end will be released to income over the following periods:
Amount released to income
Balance at the beginning of the reporting period
Balance at the end of the reporting period
Deferred income comprises the following:
2025
£
19,000
(19,000)
19,000
19,000
19,000
19,000
2024
£
20,000
(20,000)
19,000
19,000
19,000
19,000

The deferred income relates to a grant which is funding a series of projects over a 3 year period as part of the 'Empower' fund. A grant of £20,000 was received in July 2023 to find a series of projects under the 'Empower' fund with effect from September 2023, which was released in the previous period. Another grant of £19,000 was received in July 2024 which was deferred for use in the current accounting period. A further £19,000 was received in August 2025 which has been deferred for use in the 2025/26 accouting period. As the expenditure relating to the funding was not incurred until after the balance sheet date, and the grant remains repayable to the funder if it is not expended, it has been categorised as Deferred Income in these financial statements.

14 Pension commitments

During the year employer’s pension contributions totalling £1,610 (2024: £1,571) were payable to defined contribution personal pension schemes. Pension contributions of £357 were owing at the balance sheet date (2024: £295).

Page 14

THANET COMMUNITY CHURCHES

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2025

15 Funds

During the year the movements in the charity's funds were as follows:

Designated Funds
Mission Partners
General Unrestricted Funds
Total Unrestricted Funds
Restricted Funds
Church Planting
Top-UP Project
The Corner (St Ben's)
Biblical Counselling
Empower
Parenting Together Margate
Parenting Together Ramsgate
Special Offering
CAP
CCM Centre of Mission
Our Space
Aggregate of funds
Opening
balance
2025
£
5,860
5,860
107,188
113,048
26,829
-
41,685
150
1,853
3,906
1,864
218
-
-
-
76,504
189,552
Incoming
resources
2025
£
-
-
216,577
216,577
-
8,000
-
250
19,000
152
-
-
1,500
34,350
-
63,252
279,829
Outgoing
resources
2025
£
-
-
(183,053)
(183,053)
-
(7,821)
(2,999)
-
(20,846)
(4,415)
-
(218)
-
(5,883)
-
(42,181)
(225,234)
Transfers
in the year
2025
£
(1,420)
(1,420)
21,207
19,787
5,092
6,074
(10,914)
-
1,000
4,811
18
-
1,650
(28,107)
588
(19,787)
-
Gains and
losses
2025
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Closing
balance
2025
£
4,440
4,440
161,919
166,359
31,921
6,253
27,772
400
1,007
4,454
1,882
-
3,150
360
588
77,788
244,147

Analysis of net assets by fund

The assets and liabilities of the various funds were as follows:

ysis of net assets by fund
assets and liabilities of the various funds were as follows:
Tangible fixed assets
Stock
Debtors
Cash at bank and in hand
Creditors falling due within one year
General
Designated
funds
funds
£
£
36,651
-
500
-
20,701
-
130,625
4,440
(26,557)
-
161,919
4,440
Unrestricted Funds
Restricted
funds
£
2,135
-
-
75,653
-
77,788
2025
£
38,786
500
20,701
210,717
(26,557)
244,147

Page 15

THANET COMMUNITY CHURCHES

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2025

15 Funds (continued)

In the previous year the movements in the charity's funds were as follows:

Designated Funds
Mission Partners
General Unrestricted Funds
Total Unrestricted Funds
Restricted Funds
Church Planting
Top-UP Project
The Corner (St Ben's)
Biblical Counselling
Empower
Parenting Together Margate
Parenting Together Ramsgate
Special Offering
Our Space
Aggregate of funds
Opening
balance
2024
£
5,860
5,860
52,455
58,315
26,829
13,439
35,241
150
-
5,907
1,864
218
2,906
86,554
144,870
Incoming
resources
2024
£
-
-
232,072
232,072
-
5,000
44,880
-
19,000
8,509
-
-
-
77,389
309,462
Outgoing
resources
2024
£
-
-
(176,774)
(176,774)
-
(18,875)
(38,436)
-
(17,147)
(10,510)
-
-
(3,036)
(88,004)
(264,778)
Transfers
in the year
2024
£
-
-
(565)
(565)
-
436
-
-
-
-
-
-
129
565
-
Gains and
losses
2024
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Closing
balance
2024
£
5,860
5,860
107,188
113,048
26,829
-
41,685
150
1,853
3,906
1,864
218
-
76,504
189,552

Analysis of net assets by fund

In the previous year, the assets and liabilities of the various funds were as follows:

Unrestricted Funds Unrestricted Funds
General Designated Restricted
funds funds funds 2024
£ £ £ £
Tangible fixed assets 4,049 - 4,861 8,910
Stock 500 - - 500
Debtors 31,098 - - 31,098
Cash at bank and in hand 98,182 5,860 71,643 175,684
Creditors falling due within one year (26,640) - - (26,640)
Creditors falling due after one year - - - -
107,188 5,860 76,504 189,552

Page 16

THANET COMMUNITY CHURCHES

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2025

15 Funds (continued)

The Church Planting fund is a fund that the church members tithe specifically to see and resource churches to be planted.

The Top-UP Project is funded by Orbit Housing and seeks to relieve poverty for older adults. The project focuses on Orbit customers who are over 55, informing them of the benefits they are entitled to and empowering them to apply. The transfer to this fund is to correct prior year errors in fund allocations.

The Corner Fund relates to giving specifically for The Corner and its development. The transfer out of this fund is to correct prior year errors in fund allocations.

The Biblical Counselling fund has been set up for the benefit of those seeking counselling.

The Empower Fund provides funding for a range of community support initiatives, including the Phoenix Project, which supports women seeking to break free from cycles of domestic abuse; CAP Money Coaching, which equips people with the skills and tools needed to create and manage a budget; Fresh Start, which seeks to empower people to overcome lifecontrolling habits; and various other support groups serving local people.

The Parenting Together – Margate Fund is for parenting projects in Margate. A grant from Save the Children’s Margate Early Learning Community – Innovation Fund was received in October 2022 and subsequent crowdfunding achieved for the 'Forgetme-not' allotment. The transfer to this fund is to correct prior year errors in fund allocations.

The Parenting Together – Ramsgate Fund is for parenting projects in Ramsgate. This was started with funding from a KCC Early Help Grant of £10,938.

The Special Offering Fund is to help people in situations of hardship and/or crisis

The CAP Fund is for an inter-church project running the Thanet CAP Debt Centre. Thanet Community Churches is taking the lead on overseeing the project, with income and relevant expenditure including the employment of the Centre Manager.

The CCM CoM Fund is for developing a Margate base from where the church can serve the community. The transfer out of this fund mainly relates to the capitalisation of a cabin, which is now unrestricted in use.

The Our Space fund is a partnership with Fegans, funded by Save the Children, to create a group for parents to have 'time out' for their own mental health and wellbring, and be supported in their parenting, while their children are also cared for safely and effectively in a happy and nurturing learning environment. The transfer to this fund is to correct prior year errors in fund allocations.

16 Transactions with related parties

During the year the charity:

During the year the charity also made the following payments to, or for, related parties:

Except as disclosed in note 7 'Analysis of staff costs', there have been no other transactions with related parties during the year.

Page 17

THANET COMMUNITY CHURCHES

DETAILED STATEMENT OF FINANCIAL ACTIVITIES WITH COMPARATIVES

FOR THE YEAR ENDED 31 AUGUST 2025

Note
INCOME AND ENDOWMENTS FROM:
Donations and legacies
3
Charitable activities
4
Investments
5
Total income and endowments
EXPENDITURE ON:
Charitable activities:
6
Total Expenditure
Net gains/(losses) on investments
Net income/(expenditure)
Transfers between funds
15
Other recognised gains/(losses):
Gains/(losses) on revaluation of fixed assets
14
Other gains/(losses)
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
15
Actuarial gains/(losses) on defined benefit
pension schemes
General
Designated
2025
2025
£
£
104,630
-
111,802
-
145
-
216,577
-
183,053
-
183,053
-
-
33,524
-
21,207
(1,420)
54,731
(1,420)
54,731
(1,420)
107,188
5,860
161,919
4,440
Unrestricted funds
Restricted
2025
£
63,252
-
-
63,252
42,181
42,181
21,071
(19,787)
1,284
1,284
76,504
77,788
Total
2025
£
167,882
111,802
145
279,829
225,234
225,234
-
54,595
-
54,595
-
-
-
54,595
189,552
244,147
General
Designated
2024
2024
£
£
114,430
-
117,442
-
201
-
232,072
-
176,774
-
176,774
-
-
55,298
-
(565)
-
54,733
-
54,733
-
52,455
5,860
107,188
5,860
Unrestricted funds
Restricted
2024
£
77,389
-
-
77,389
88,004
88,004
(10,615)
565
(10,050)
(10,050)
86,554
76,504
Total
2024
£
191,819
117,442
201
309,462
264,778
264,778
-
44,684
-
44,684
-
-
-
44,684
144,869
189,552

Page 18