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2021-08-31-accounts

Thanet Community Churches

(Formerly Community Church Ramsgate)

Report and Accounts Year ended 31 August 2021

1 Lamb's Passage, London EC1Y 8AB www.stewardship.org.uk

THANET COMMUNITY CHURCHES (FORMERLY COMMUNITY CHURCH RAMSGATE)

FOR THE YEAR ENDED 31 AUGUST 2021

LEGAL & ADMINISTRATIVE DETAILS

ADDRESS FOR CORRESPONDENCE Mr Craig Prentice The Corner 60 Whitehall Road Ramsgate Kent CT12 6DF GOVERNING DOCUMENT CIO - registered 04 September 2015 CHARITY REGISTRATION NUMBER 1163414 TRUSTEES RESPONSIBLE FOR Paul Gammans MANAGING THE CHARITY Aaron Wish - appointed 14/09/20, stood down 24/05/22 Heather Prentice - stood down 31/08/21 Brian Lamberton - appointed 31/08/21 Edward Mussett - appointed 13/06/22 Banker Lloyds Bank plc INDEPENDENT EXAMINER Jacob Farley ACA Stewardship 1 Lamb's Passage LONDON EC1Y 8AB

INDEX

Page 1 Legal & Administrative Details Pages 2-5 Trustees' Report Page 6 Independent Examiner's Report Page 7 Receipts and Payments Account Page 8 Statement of Assets & Liabilities Pages 9-10 Notes to the Accounts

Page 1

THANET COMMUNITY CHURCHES (FORMERLY COMMUNITY CHURCH RAMSGATE)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 AUGUST 2021

The Trustees have pleasure in submitting the Report and Accounts for the year ended 31 August 2021.

Objects of the charity

The objects of the church are to advance the Christian Religion, in particular by seeking to be a community that loves God, loves each other and loves Ramsgate, to advance education and relieve poverty and hardship.

Summary of the charity's main activities and achievements

To further the above objects and vision, the charity's main activities and achievements were as follows:

August 2020 – December 2021 (Terms 1 & 2)

The impact of the Covid-19 Pandemic remained the main feature through this term, as we made every effort to respond and adapt to the changes in the various government imposed-restrictions.

In August our various community groups made efforts to enjoy the summer weather and engage with new people. The growing work in Broadstairs saw particular fruit from a partnership with a local youth centre in the town. Our ‘Covid-response projects’ remained relatively busy including our topUP project, JAM project, CAP Debt Help and CAP Money work.

In September, we were very pleased to be able to reopen The Corner Coffee House, and welcome back a number of groups to the Corner. Though there were necessary limitations to the project (including closing the food menu, introducing an on-line booking system for the play area, and limiting the maximum number of people in the building) it quickly became busy again.

Also in September, a number of new projects and posts began:

Page 2

Also in September, the church family resumed face to face gatherings on Sundays. We used the Corner as a venue and invited in small groups from the wider congregation to congregate as we couldn’t safely fit everyone in together. The services were also broadcast onto YouTube for those at home. We celebrated a baptism in this season. September also gave us our first opportunity to gather those interested in Community Church Broadstairs. Disappointingly these gatherings needed to stop in November due to another local lock-down.

Frustratingly, this new lock-down in November led to the re-closure of the Corner and the Coffee House. The building was only able to be used by the Preschool, and a few counsellors and support groups in line with the government guidance at that time.

In December we collected a great number of Christmas gifts for vulnerable families and delivered them along with a ‘hope of hope’. Though we made extra effort with our online Christmas celebrations, it all felt rather understated compared to previous years.

Also in December we officially changed the name of the charity from ‘Community Church Ramsgate’ to ‘Thanet Community Churches’. This now better reflects our vision and mission with congregations in Ramsgate, Margate and Broadstairs.

January 2021 – April 2021 (Terms 3 & 4)

We continued in lock-down through these terms. The negative emotional and spiritual effects of the lock-down appeared to peak in this time with a number of service users, members of the church family and staff, all significantly struggling with their mental health. That being said our work in the community continued and grew in some areas.

We ran an on-line CAP Money course as well as completing the CAP Job Club and continuing to run the CAP Kick Start courses. The Food Bank in Westover became increasingly busy.

Together with a number of other churches across Thanet we helped run an on-line Alpha course which saw us develop significant relationships with a number of local people.

In these terms we formally began an online small group for those becoming connected with the work in Broadstairs. We also began meeting with a small leadership team to pray and plan each week as the work with people on the Westover estate developed.

In April we celebrated Easter. We baptised a new believer (whilst keeping to Covid-guidelines) and made extra efforts with our on-line content. That all being said, without our normal community celebrations it felt a little underwhelming.

May 2021 – August 2021 (Terms 5 & 6)

We were able to reopen the Corner and Coffee House on the 17th May which was wonderful. We had brought our building manager and Coffee House supervisor back from furlough in late April in order to reopen well. We brought the whole staff team together in early May for a prayer and vision day, in order to refocus and relaunch our work together. The easing of restrictions meant that little by little, more of our work was able to be face-to-face as it should be.

We received good news from Kent County Council about them wanting to continue funding for ‘Their first 1000days in Ramsgate’ project. We expanded the work to include a second group in Broadstairs during this time.

With regards to Sunday church gatherings, we returned to face-to-face gatherings in May, but used just one venue (the Corner) and invited small congregation groups to attend in person as we need to limit to safe numbers. We encouraged the rest of the church family to gather in each other’s homes on Sundays, and we uploaded video content to YouTube to serve these small groups.

Page 3

In July we implemented our new Sunday gathering structure and rhythm, and formally launched ‘Community Church Broadstairs’ as our third small congregation. On Sundays 1 and 3 in a month, we now have the 3 congregations gathering across Thanet in 3 locations. In the morning, CCR gather at the Corner, and at the same time CCM gather at the Margate Caves Community Rooms. In the afternoon on these Sundays CCB now gather at the Baptist Church St. Peters building. This is a significant step of progress. On the 2nd Sunday of the month all three congregations gather together for a ‘Together Sunday’. From September we will be using a central Thanet school as a venue. On the 4th Sundays of the month the church will gather in homes as ‘Home Groups’ across Thanet – for fellowship, local mission and prayer.

On these 4th Sundays, some Home Groups will choose to run outreach projects together. For example, one home group has started ‘Sunday Connections’ a ‘church service for older adults and those with dementia’. Likewise, another Home Group is planning a monthly ‘Messy Church’ event.

This year may have been the most challenging year we have had since planting the church 10 years ago. However, we are so pleased that despite the many pressures and restrictions presented by the pandemic, the church family has continued to adapt, serve and grow in this season. We are so grateful for all the support we have received from funders and supporters that has enabled this.

Particularly pleasing is the birth of Community Church Broadstairs this year, and the fruitful work that this small congregation is already doing in the deprived Westover community. Linked to this is the strengthening of our structures and rhythms that we believe will enable us to continue to grow and thrive in the coming years.

In planning the activities the Trustees have applied the guidance on public benefit issued by the Charity Commission.

Financial review

During the year overall income decreased by £16,378 to £216,545 and expenditure increased by £15,815 to £208,339. Cash held by the charity increased by £8,206, to £98,384, of which £54,951 is unrestricted and can be used for any charitable purpose. The trustees have designated £5,860 of the unrestricted funds for use by Mission Partners.

Reserves policy

The trustees aim to maintain reserves equivalent to at least three months’ operating expenses which equates to approximately £40,000. At the year end, the charity held unrestricted, undesignated, cash of £49,091 and were complying with the Policy.

Covid-19

As outlined above, in March 2020 the charity took steps (in line with government advice) to help contain the outbreak of Covid-19. This included the temporary suspension of all physical gatherings and the charity has had to curtail, or change, how it operates; the charity has been able to continue some of its activities using on-line media. The trustees are monitoring income and expenditure and, if it becomes necessary, will take measures to mitigate the impact of Covid-19 on the charity’s unrestricted cash.

Governance

The policy and operating decisions of the charity rest with the Trustees who meet regularly to monitor the activities of the Trust. New trustees are appointed by the existing trustees and are provided with appropriate training to undertake the role they occupy within the church.

Page 4

Responsibilities of trustees

Charity law requires us as Trustees to prepare financial statements for each accounting year which record the receipts and payments of the charity for the year.

We are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable us to ensure that the financial statements comply with the Charities Act 2011.

We also have a responsibility to safeguard the assets of the charity and to take reasonable steps to prevent fraud or any other irregularities.

Approval

This report was approved by the trustees and signed on their behalf by:

Brian Lamberton

____ Brian Lamberton - Trustees

Date: 29 June 2022

Page 5

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF

THANET COMMUNITY CHURCHES (FORMERLY COMMUNITY CHURCH RAMSGATE)

I report to the trustees on my examination of the accounts of Thanet Community Churches (formerly Community Church Ramsgate) ('the charity') for the year ended 31 August 2021 on pages 6 to 9 following.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the 2011 Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 1. accounting records were not kept in accordance with section 130 of the 2011 Act; or

  1. the accounts do not accord with the accounting records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Jacob Farley ACA

For and on behalf of: Stewardship 1 Lamb's Passage LONDON EC1Y 8AB

Date: 29 June 2022

Page 6

THANET COMMUNITY CHURCHES (FORMERLY COMMUNITY CHURCH RAMSGATE)

RECEIPTS AND PAYMENTS ACCOUNT

FOR THE YEAR ENDED 31 AUGUST 2021

Unrestricted Funds
General Designated Restricted
Funds Funds Funds 2021 2020
Notes £ £ £ £ £
Receipts
Donations 47,917 - 248 48,165 49,002
Grants 32,000 - 82,459 114,459 76,788
Gift aid receipts - - - - 18,856
Income from coffee shop 14,934 - - 14,934 44,752
Building hire 26,833 - - 26,833 28,042
Government Furlough Grants 11,228 - - 11,228 13,372
Other 927 - - 927 2,111
Total receipts 133,839 - 82,707 216,545 232,923
Payments
Payments
in
relation
to
activities undertaken directly
charitable 2 136,559 526 67,135 204,219 187,474
Grants
paid
in
relation
to
activities undertaken by others
charitable 3 4,120 - - 4,120 5,051
Total payments 140,679 526 67,135 208,339 192,524
Net
of
receipts
/
(payments)
transfers
before (6,840) (526) 15,572 8,206 40,398
Transfers between funds 2,079 - (2,079) - -
Net movement in funds (4,762) (526) 13,493 8,206 40,398
Cash funds as at last year end 53,853 6,386 29,940 90,179 49,780
Cash funds at this year end A 49,091 5,860 43,433 98,384 90,178

The notes on pages 8-9 form part of these accounts.

Page 7

THANET COMMUNITY CHURCHES (FORMERLY COMMUNITY CHURCH RAMSGATE)

STATEMENT OF ASSETS AND LIABILITIES

FOR THE YEAR ENDED 31 AUGUST 2021

A
Cash funds
Cash at bank with immediate access
Petty cash
Coffee shop float
Kiddies Corner Float
B
Other monetary assets
Gift aid due to charity
Other monetary assets
Stock
C
Liabilities
Fee for 2020 Independent Examination
Fee for 2021 Independent Examination
PAYE/NIC/Pension Payments due
D
Assets retained for charity's own use
Building - 60 Whitehall Road
Soft Play Equipment
Equipment
General
Designated
funds
funds
£
£
48,961
5,860
-
-
110
-
20
-
49,091
5,860
19,568
-
12,418
-
500
-
32,486
-
1,440
-
1,470
-
-
-
2,910
-
Unrestricted Funds
Restricted
funds
£
43,434
-
-
-
43,434
-
-
-
-
-
-
-
-
2021
£
98,254
-
110
20
98,384
19,568
12,418
500
32,486
1,440
1,470
-
2,910
2020
£
90,022
26
110
20
90,178
10,199
32,279
500
42,978
1,440
-
493
1,933
Insurance
value
£
1,322,735
40,000
34,024
1,396,759

The building is leased to the charity at a peppercorn rate of £1 per annum. The lease is for 5 years and expires in 2026.

The 'Soft Play' equipment came with the building and does not belong to the Charity.

The trustees have used insurance values as the trustees are unable to reliably estimate current values; insurance values may differ materially from current values

E Guarantees and secured debts

The charity has not given any guarantees and has not provided its assets as security for any liabilities.

The accounts were approved by the trustees and signed on their behalf

by Brian Lamberton date -------------------------------------------29 June 2022 Brian Lamberton - Trustee

The notes on pages 8-9 form part of these accounts.

Page 8

THANET COMMUNITY CHURCHES (FORMERLY COMMUNITY CHURCH RAMSGATE)

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2021

1 Accounting policies

The accounts have been prepared on a receipts and payments basis and comprise a statement that shows the charity's receipts and payments, a statement that summarises the charity's assets and liabilities and related notes. Accounting standards are not (and cannot) be used in the preparation of receipts and payments accounts and so they do not present (and are not intended to present) a 'true and fair' view of the charity's financial activities and state of affairs.

General
Designated
funds
funds
£
£
2
Payments in relation to charitable activities undertaken directly
Employment costs (see note 4)
91,013
526
Training
3,176
-
Property costs (see note 2(a))
19,978
-
Equipment and resources
3,782
-
Coffee shop expenditure
6,102
-
Ministry activities
698
-
Insurance
3,654
-
Admin and support costs
6,321
-
Accounts preparation and examination
90
-
Other costs
1,746
-
136,559
526
2
(a)
Property costs comprise:
Rent
-
-
Maintenance
12,986
-
Utilities
6,992
-
19,978
-
3
Grants paid in relation to charitable activities undertaken by others
Christians Against Poverty [CAP]
3,000
-
Other organisations under £1,000
1,120
-
Individuals
-
-
4,120
-
Unrestricted Funds
Restricted
Funds
£
53,205
-
3,455
610
-
-
547
9,317
-
-
67,135
3,455
-
-
3,455
-
-
-
-
Total
2021
£
144,744
3,176
23,433
4,392
6,102
698
4,200
15,638
90
1,746
204,219
3,455
12,986
6,992
23,433
3,000
1,120
-
4,120
Total
2020
£
118,009
3,894
30,273
5,524
16,532
965
3,505
2,384
1,200
5,188
187,474
1,015
16,582
12,676
30,273
3,000
1,760
291
5,051

4 Transactions with related parties

The charity had 12 employees [2020: 14].

Craig Prentice and Emma Prentice, related parties to Heather Prentice, a trustee, were paid £27,281 (2020: £26,514 plus a pension contribution of £631 (2020: £610) and £21,509 (2020: £20,922) plus a pension contribution of £458 (2020: £442), respectively in their roles as Team Leader and Top-up Project Manager.

Aaron Prentice who is a relative of Heather Prentice runs 'Beardy Baker' who were paid £2,418 (2020: £3,643) for the supplying the charity with cakes for the coffee house.

Joy Jars were paid £225 (2020: £1,332) for supplies of food items for the coffee house. Joy Jars is run by Pamela Fane who has moved out of the country and has passed the day-to-day running of the business to Adam Prentice who is a relative of Heather Prentice.

Page 9

THANET COMMUNITY CHURCHES (FORMERLY COMMUNITY CHURCH RAMSGATE)

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2021

5 Movement of funds

ement of funds
Designated funds
Mission Partners
Restricted funds
Church Planting
Top-UP project
Connections at the Corner
The Corner (St Ben's)
Biblical Counselling
FCSS (JAM)
Town & Country
Their First 1000 days in Ramsgate
General funds
TOTAL FUNDS
Balance at
31 Aug 2020
£
6,386
6,386
27,447
(6,060)
2,712
1,108
150
(402)
4,985
-
Receipts
£
-
-
-
41,834
-
2,500
-
23,125
248
15,000
Payments
£
(526)
(526)
-
(36,714)
-
-
-
(14,853)
(1,981)
(13,586)
Transfers
£
-
-
4,133
(2,712)
-
-
-
(3,499)
-
(2,079)
2,079
-
Balance at
31 Aug 2021
£
5,860
5,860
31,579
(940)
-
3,608
150
7,869
(248)
1,414
29,940 82,707 (67,135) 43,433
53,853
90,178
133,839
216,545
(140,679)
(208,339)
49,091
98,384

The Church planting fund is a fund that the church members tithe specifically to see and resource churches to be planted.

The Top-UP project is funded by Orbit Housing and seeks to relieve poverty for older adults. The project focuses on Orbit customers who are over 55, informing them of the benefits they are entitled to and empowering them to apply. The fund is in deficit at the year end due to a timing delay on funding received after the year end.

Connections at the Corner is a project that is funded by People's Health Trust and has two main aims: one to gather, support and empower the socially isolated in our community; two to gather, support and empower families who have children on the autistic spectrum.

The Corner Fund relates to giving specifically for The Corner and its development.

The Biblical counselling fund has been set up for the benefit of those seeking counselling.

The FCSS Fund is funded by Orbit to deliver the Financial Capability Support Service. They later renamed this JAM (Just About Managing). This is a project to help Orbit residents understand and manage their money more effectively.

The Town & Country Fund is funded by the housing association for the delivery of 'CAP Money' and 'TopUp' programmes.

Their first 1000 days in Ramsgate’ is a small Kent County Council funded project, in partnership with Fegans, seeking to provide advice, information, support and inspiration to local parents with young children. It uses social media to engage with young local parents. It seeks to support parents who have experienced their own ‘adverse childhood experiences.

The transfers out of the ‘Connections at the Corner’ and the ‘Town & Country’ Restricted Funds reflect the cost of room hire relating to courses run by these activities.

Page 10