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2022-12-31-accounts

CORNERSTONE CHURCH (BOURNEMOUTH)

REPORT

FOR THE YEAR ENDED

31[st] DECEMBER 2022

CORNERSTONE CHURCH

INDEX TO THE REPORT & FINANCIAL STATEMENTS For the year ended 31[st] December 2022

Page

Charity Information		 3
Report of the Trustees 4 – 8
Financial Statements 9 – 12
Copy of independent examiner’s report on the 2022 accounts 13
for Cornerstone Church

Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2022

2

CORNERSTONE CHURCH

CHARITY INFORMATION

The Trustees Mr Toby Butler (Church Leader) Mrs Melinda Fewtrell Mr Ian Collier Mrs Sue Frewin Secretary Mr David Parish Treasurer Mr David Fleming Principal office address Cornerstone Church Holloway Avenue Bournemouth Dorset BH11 9JR Registered Charity Number 1163367 Inland Revenue charity number X95938 Independent Examiner Mrs Sue Wintle, Oak Accounting Bank CAF Bank Ltd, 25 Kings Hill Avenue, Kings Hill West Malling Kent ME19 4JQ

3 Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2022

CORNERSTONE CHURCH REPORT OF THE TRUSTEES For the year ended 31[st] December 2022

The Trustees have pleasure in presenting their report and the financial statements for the year ended 31[st] December 2022.

Structure, governance and management

Governing Document

Cornerstone Church is a self-governing, self-financing congregation within the Baptist Union of Great Britain. The decision-making body, being the Church Meeting, comprises all the members of the Church, and is governed in accordance with the constitution adopted on 25[th] September 2014 as part of the process to register with the Charity Commission in accord with the revised rules set out in the Charities Act 2011.

Cornerstone Church was registered with the Charity Commission on 26[th] October 2014.

Organisational structure

The Church membership appoints Ministers, Elders, a Church Secretary and a Treasurer to oversee the running of the affairs of the church. The individuals holding these posts also act as Trustees of the charity.

The church employs Toby & Hannah Butler as joint church leaders with 7 days between them. AJ Fewtrell is employed full-time as our Youth & Children’s Worker. Christina Cashell works 2 days a week as our Administrator.

All the other Trustees and office bearers are non-stipendiary.

Recruitment and appointment of New Trustees

Ministers, Elders, Secretary and Treasurer are all Trustees of the charity and their appointment is approved by the membership at a General Meeting, as and when required.

Objectives and activities

Cornerstone Church is a fellowship of Christian people affiliated to the Baptist Union of Great Britain. The mission of the church is summarised by the statement:

“The principal purpose of the Church is the advancement of the Christian faith according to the principles of the Baptist denomination. The Church may also advance education and carry out other charitable purposes in the United Kingdom and/or other parts of the world.”

Public Benefit

In undertaking the planning of the many activities undertaken during this year, we have taken into account the Charity Commission guidance on public benefit and in particular in relation to the guidance relating to the advancement of religion. We have sought to ensure that all our activities are available and open to all within the community in which we serve, both in the provision of services of worship and in provision of community activity and support.

4 Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2022

Reviewing Progress in Relation to Priorities Identified Last Year (2021)

The priorities identified at the end of 2021 were as follows:

  1. To keep prayer & worship of Jesus at the core of all we do. We would like to run an evening service at some point, with more time to pray & worship, uninterrupted.

  2. To grow a healthy church, all looking to go further in their journey with Jesus, as missional disciples, building God’s kingdom. This may look like more involved on a Sunday and more house groups starting.

  3. To see further growth and consolidation amongst our children’s and young people’s work. We have good links with schools which we would like to grow. We would like to take our young people on a Christian summer camp, and look at discipleship opportunities for them throughout the year i.e. a regular young people/children’s housegroup.

  4. To see more families of those who come for kids’ work engaged in the church too, through chats in the café, and hopefully see them coming on Sundays too and finding their own faith, as well as finding a sense of belonging here.

  5. To see our new members actively engaged in using their gifts and serving in our church community and beyond.

  6. To continue to meet the needs of our local community. We would especially like to start a CAP (Christians Against Poverty) money course.

  7. To do what we see God doing and go where He goes – to be wise in what we commit to, with a heart for the last, the least and the lost.

Progress made on these priorities:

i) Weekly prayers were a priority throughout 2022, with 3-4 sessions a week, plus monthly evening gatherings where possible. Prayer & Worship of Jesus definitely remains a priority in all that we do.

ii) The church continued to grow throughout 2022, with more attending on Sundays, new members, an Alpha course and more joining housegroups. We were delighted to baptise 5 of our congregation over the course of the year.

iii) Our youth and children’s work continued to grow, with a youth housegroup in place, further discipleship for Mega Club children and the young people attending Soul Survivor - a large Christian summer festival. Our school links were developed with regular interaction with our youth worker and the local secondary school. We were also joined by a youth worker from the YMCA who supported our youth club and work in schools.

iv) We ran several all-age gatherings and other family events in 2022, with the families of our children and young people in attendance. This was particularly in evidence over our Easter Holiday Club, resulting in members of one family then beginning to attend regularly on a Sunday.

v) Most new members who have joined are using their gifts and skills to serve our church community and beyond, whether it be in worship, kids’ work, welcoming, or serving tea and coffee. We were thrilled to be able to gather enough people to form a choir in the Autumn of 2022, which was a wonderful way of seeing people’s gifts develop and bloom.

vi) The CAP money course was proposed but didn't garner enough interest. We are still

5 Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2022

actively engaged in serving our community in many ways, with twice weekly cafe sessions, childrens and youth groups, food bank collection and pastoral care for many in our local community.

vii) We seek after God’s heart in all we do, asking for eyes to see how we can be Jesus to those around us. This takes so many different forms from a one-off chat, to prayer appointments, forming a new group or visiting someone in hospital.

Achievements and Performance

In 2021, Sunday attendance varied throughout the year, depending on restrictions and availability, but around 60-70 adults and 20-30 children would call this church their home by the end of the year. Throughout 2022, this number continued to grow, with up to 35 children and young people seeing this as ‘their church’ on a Sunday and at least 80 adults.

We ran our first Easter holiday club in April, with around 50 different children and young people attending, joined by their families on Good Friday. We had a wonderful outdoor gathering on Easter Sunday, with around 100 in attendance, as well as an Easter egg hunt beforehand.

Over the summer holidays, we ran various activities for youth and children, culminating in a Family Fun Day, with around 30 volunteers and 500 plus people in attendance. It was a great success and enjoyed by all.

A Men’s Ministry has begun, with prayer and food on some Saturday mornings and Sunday evenings, this latter around a firepit.

We held a Light Party in October for local families. About 40 attended and it was well received. We went back to holding a Fireworks Night and it was wonderful, with over 300 people attending, enjoying fireworks, s’mores, firepits, hot dogs and hot chocolate.

We were delighted to be able to be in church for our Christmas events again, with a successful wreath making evening (60 wreaths made), ‘Messy Church’ Christingle with a roast dinner, Carol Service with our new choir, and Christmas Day itself in church!

6 Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2022

Activities mainly geared towards adults

Activities geared mainly towards children and young people

Maintaining the provision of facilities at Cornerstone Church

The church employs the following self-employed contractors on a regular basis:

a) Lucy Mateus resigned as cleaner in February 2022 and we employed Leaf Contract Clean to do our weekly four-hour clean from this time.

Links with other Community Agencies

It has been encouraging to receive positive feedback during the year from the community, schools and community organisations on our activities, and to continue to be recognised as being active in supporting the local community.

7 Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2022

Looking Ahead

Here are our 2023 priorities:

  1. To keep prayer & worship of Jesus at the core of all we do. Prayers happen every weekday except Thursday and are an important part of church life. Evening gathering attendance is low and sporadic, so this will prayerfully be considered.

  2. We would like to have a focussed prayer event, as well as encouraging people to think about and pray for the wider world and our mission partners.

  3. To grow a healthy church, all looking to go further in their journey with Jesus, as missional disciples, building God’s kingdom. We would like to see new housegroups, new leaders, more preachers and others stepping up in ministry.

  4. To encourage more people to access prayer ministry on Sundays and beyond.

  5. To diversify Sunday gatherings, with regular opportunities for discussion during the gathering.

  6. To grow our worship team well. We have recently been joined by some gifted musicians, keen to worship together.

  7. To see our children and young people come to know Jesus for themselves.

  8. To see yet more families of those who come for kids’ work engaged in the church too, through chats in the café and hopefully see them coming on Sundays too and finding their own faith, as well as finding a sense of belonging here.

  9. To see our new members actively engaged in using their gifts and serving in our church community and beyond.

  10. To grow as a church in a financially sustainable way. All members are encouraged to tithe regularly, which is a core part of the discipleship life of this church and key to maintaining financial sustainability.

  11. To do what we see God doing and go where He goes – to be wise in what we commit to, with a heart for the last, the least and the lost.

8 Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2022

----- Start of picture text -----
Charity Name No (if any)
Cornerstone Church, Bournemouth 1163367
Receipts and payments accounts CC16a
For the period Period start date Period end date
from 1st January 2022 31st December 2022
Section A Receipts and payments
Unrestricted Designated Restricted
Total funds Last year Notes
funds funds Funds
to nearest £ to nearest £ to nearest £ to nearest £ to nearest £
A1 Receipts
Income from Offerings & Gift Aid 51,836 - - 51,836 49,157 2 (ii)
Tax Recovery 8,091 178 - 8,269 10,812
Cafe 2,476 - - 2,476 956
Other Income 15,519 2,832 - 18,351 8,303
Building/ Development Fund 200 4,403 - 4,603 6,381 2 (ii)
Income received and paid out to others - 823 - 823 1,318 2 (iii)
Sub total (Gross income for AR) 78,122 8,235 - 86,357 76,927
A2 Asset and investment sales, (see
table).
- - - - -
Total receipts £78,122 £8,235 £0 £86,357 £76,927
A3 Payments
Ministers' expenses 40,506 - - 40,506 38,019
Administration: 22,106 - - 22,106 6,735
Children's Ministry 34,829 - - 34,829 28,924
Evangelism 434 - - 434 984
Premises 13,763 - - 13,763 11,662
Ministry 713 - - 713 453
Missionary support 2,100 4,400 - 6,500 6,400 2 (ii)
Music Group - - - - -
Other Exp. 152 565 - 717 208
Building/ Development Fund - - - - 4,614 2 (ii)
Payment of income received for others - - - - 1,547 2 (iii)
Sub total 114,603 4,965 - 119,568 99,544
A4 Asset and investment purchases,
-
(see table) - - -
Sub total - - - - -
Total payments £114,603 £4,965 £0 £119,568 £99,544
Net of receipts/(payments) - 36,481 3,270 - - 33,211 - 22,617
A5 Transfers between funds 46,255 - 46,255 - - -
A6 Cash funds last year end 27,053 77,869 - 104,922 126,045
Cash funds this year end 36,826 £34,885 £0 £71,711 126,045
----- End of picture text -----

2022 CC Accounts

26/10/2023

9

----- Start of picture text -----
Section B Statement of assets and liabilities at the end of the period
Unrestricted Designated Restricted
Total funds Last year
Categories funds funds Funds
B1 Cash funds to nearest £ to nearest £ to nearest £
CAFbank 20,442 2,491 - 22,934 26,691
Redwood Bank 10,329 32,394 - 42,723 -
Baptist Together/ Loans Fund 4,535 - - 4,535 61,836
Cash in hand 72 - - 72 14,413
Petty Cash 3 - - 3 - 20
Lloyds 1 - - 1 495
Total cash funds £35,382 £34,885 £0 £70,267 £103,415
Unrestricted Designated Restricted funds
funds funds
B2 Other monetary assets Details to nearest £ to nearest £ to nearest £
£0 £0 £0
B3 Investment assets Details
£0 £0 £0
B4 Assets retained for charity’s own Details to nearest £ to nearest £ to nearest £
Church Buildings At Insurance Valuation 1,724,454 1,645,474
Church Manse At Insurance Valuation 332,776 258,913
Church Contents At estimated realisable value 8,000 7,000
Total Capital Asset Value £8,000 £2,057,230 £1,911,387
B5 Liabilities Details
-
Signed by two Trustees on behalf of all the Signature Print Name Date of approval
Trustees
----- End of picture text -----

2022 CC Accounts

26/10/2023

10

Cornerstone Church, Bournemouth Notes to Financial Statements Year Ended 31st December 2022

1 Accounting Policies

(i) Basis of Accounting

The Financial Statements have been prepared in accordance with the Charities Act 2011, on the Receipts and Payments basis.

(ii) Grant Making Policy

Grants, gifts and donations were made to various organisations in the furtherance of the charity's objectives. Monies donated from general funds to Missionary causes are detailed below. Monies received for specific causes are held in a Restricted Fund pending remittance of monies to the appropriate beneficiary.

(iii) Assets for Church Purposes

Assets and property, which are retained for or are occupied by Church purposes and which are non- investment assets, are valued at insured values and are listed on the Statement of Assets and Liabilities as non- monetary assets.

2 Analysis of Financial Movements for the Year

(ii) DESIGNATED FUNDS represent funds set aside by the Trustees, out of ordinary unrestricted general funds, for specific purposes or projects, but they can be transferred back into general funds at any time.

----- Start of picture text -----
Balance 1st Jan Balance 31st
PURPOSE 2022 Receipts Payments December 2022
to nearest £ to nearest £ to nearest £ to nearest £
SCBA Home Mission - 2,200 2,200 -
Baptist Missionary Society - 2,200 2,200 -
Small Gifts to other missions - 2,000 2,000 -
Development Fund 80,446 4,580 52,632 32,394
Totals £80,446 £10,980 £59,032 £32,394
----- End of picture text -----

----- Start of picture text -----
Balance 1st Jan Balance 31st
FUND NAME FUND PURPOSE 2022 Receipts Payments December 2021
to nearest £ to nearest £ to nearest £ to nearest £
Tear Fund Relief Agency - 53 - 53
BCHA Relief Agency - 63 - 63
Kinson Food Bank Relief Agency - 174 - 174
Ukraine Relief Agency - 524 - 524
Totals £0 £814 £0 £814
----- End of picture text -----

3 Sundry Accounts

During this year, 3 funds have been absorbed into the main Church accounts and ceased to have separate accounts. By the end of the year, only 3 Funds and Groups, which only exist because the Church exists, operated in a separate capacity with their own finances. These are subject to separate independent examination. A summary of their combined activities is given below and copies of their accounts can be obtained from the Church Treasurer. They are:

Net of receipts/(payments)
Cash funds last year end
Cash funds this year end
Payments for generating funds
Operating Activities to further Charity's objects
Charitable payments (to Church Funds)
Total Payments
Donations
Payments
Sundry Funds held by connected Groups and Funds
Receipts
Operating Activities to further Charity's objects
Operating Activities to generate funds
Total Receipts		 Restricted
Funds
to nearest £
5,821
730
150
6,701
672
3,275
5,001
8,948
- 2,248
3,646
£1,398		 2022 Total
to nearest £
5,821
730
150
6,701
672
3,275
5,001
8,948
- 2,248
3,646
£1,398		 2021 Total
to nearest £
3,072
305
310
3,688
360
1,883
1,800
4,043
- 355
4,001
£3,646

2022 CC Accounts

26/10/2023

11

Cornerstone Church, Bournemouth

Notes to Financial Statements for year ended 31st December 2022

4 Analysis of Receipts and Payments Items

----- Start of picture text -----
Unrestricted Designated Restricted
Total funds Last year
funds funds Funds
to nearest £ to nearest £ to nearest £ to nearest £ to nearest £
Receipts
Offerings (non- Gift-aided) 20,600 - - 20,600 16,086
Gift Aided Donations 31,236 - - 31,236 33,071
Tax Recovery 8,091 178 - 8,269 10,812
Rents 7,230 - - 7,230 4,086
Interest 1,028 - - 1,028 824
Café 2,476 - - 2,476 956
Other Income 7,261 2,832 - 10,093 4,711
Development Fund 200 4,403 - 4,603 6,381
Income received to pay to others 823 - 823 -
Total income £78,122 £8,235 £0 £86,357 £76,927
Payments
Ministers' Expenses:
Salary, Pension & NI 34,743 - - 34,743 31,656
Pension Deficit Contribution 2,192 - - 2,192 3,695
Car Allowance 302 - - 302 43
Conferences & Book Allowance 1,021 - - 1,021 70
Council Tax 1,322 - - 1,322 1,666
Manse Water/ Sewage/ Insurance 927 - - 927 889
Total 40,506 - - 40,506 38,019
Administration:
Postage & Stationery 352 - - 352 184
Fees & Subscriptions 1,558 - - 1,558 858
Household Goods 3,053 - - 3,053 903
Sundries 4,441 - - 4,441 1,295
Administrator Salary, Pension & NI 9,274 - - 9,274 2,669
Event expenditure 3,428 - - 3,428 826
Total 22,106 - - 22,106 6,735
Children's Ministry
Youth Worker 26,911 - - 26,911 27,340
Youth & Children's Work - - - - -
Offsite events/festivals 1,860 - - 1,860 -
Children's worker travel, training etc 293 - - 293 216
Youth & Childrens Outreach 5,765 - - 5,765 1,368
Total 34,829 - - 34,829 28,924
Evangelism Group
General Evangelism 434 - - 434 984
Total 434 - - 434 984
Premises Group
Electricity 902 - - 902 826
Gas 2,649 - - 2,649 1,561
Water & Sewerage 414 - - 414 150
Church Insurance 2,071 - - 2,071 1,870
Telephone 377 - - 377 425
Cleaning 2,641 - - 2,641 1,551
Repair & Maintenance 2,469 - - 2,469 3,398
Buildings & Equipment 2,239 - - 2,239 1,880
Total 13,763 - - 13,763 11,662
Ministry Group
Visiting Ministry/ Moorlands 379 - - 379 350
Teaching Materials 85 - - 85 64
Training/ Retreats 250 - - 250 39
Total 713 - - 713 453
Missionary Group
Home Mission - 2,200 - 2,200 2,200
BMS - 2,200 - 2,200 2,200
Other Mission Support 2,100 - - 2,100 2,000
Total 2,100 4,400 - 6,500 6,400
Music Group - -
Other Expenditure 152 565 - 717 208
Building/ Development Fund - - - - 4,614
Income paid out to others - - - - 1,547
Total payments 114,603 4,965 - 119,568 99,544
----- End of picture text -----

5 Paid Employees

Gross Salary, NIC & pension costs Pension Deficit Contributions Total Staff Costs

Average number of employees for the year

This year
to nearest £
70,927
2,192		 Last year
to nearest £
61,665
3,695
73,120 65,360
4.00 3.33

2022 CC Accounts

26/10/2023

12

2[nd] May 2022

The Trustees Cornerstone Church Holloway Avenue Bournemouth BH11 9JR

INDEPENDENT EXAMINER’S REPORT ON THE ACCOUNTS

Report to the Trustees of Cornerstone Church, on accounts for the year ended 31[st] December 2022

Respec've responsibili'es of Trustees and examiner

The Trustees consider that an audit is not required for this year (under sec"on 144(2) of the Chari"es Act 2011 (the Act)) and that an independent examina"on is needed.

It is my responsibility to:

Basis of independent examiner’s statement

My examina"on was carried out in accordance with General Direc"ons given by the Charity Commission. An examina"on includes a review of the accoun"ng records kept by the charity and a comparison of the accounts presented with those records. It also includes considera"on of any unusual items or disclosures in the accounts, and seeking explana"ons from you as trustees concerning any such ma2ers. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those ma2ers set out in the statement below.

Independent examiner’s statement

In the course of my examina"on, no ma2er has come to my a2en"on:

  1. Which gives me reasonable cause to believe that, in any material respect, the Trustees have not met the requirements to ensure that:

  2. a. Proper accoun"ng records are kept (in accordance with sec"on 41 of the Act); and

  3. b. Accounts are prepared which agree with the accoun"ng records and comply with the accoun"ng requirements of the Act; or

  4. To which, in my opinion, a2en"on should be drawn in order to enable a proper understanding of the accounts to be reached.

Signed… SueW ……… Date… 2/5/2023…..

Sue Wintle FMAAT Accoun"ng Technician 27 Basco2 Road Bournemouth Dorset BH11 8RJ

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