CORNERSTONE CHURCH (BOURNEMOUTH)
REPORT
FOR THE YEAR ENDED
31[st] DECEMBER 2021
CORNERSTONE CHURCH
INDEX TO THE REPORT & FINANCIAL STATEMENTS For the year ended 31[st] December 2021
Page Charity Information 3 Report of the Trustees 4 – 9 Financial Statements 10 – 13 Copy of independent examiner’s report on the 2021 accounts 14 for Cornerstone Church
2 Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2021
CORNERSTONE CHURCH
CHARITY INFORMATION
| The Trustees | Mr Toby Butler (Church Leader) |
|---|---|
| Mrs Jacqui Underwood | |
| Mr Ian Collier | |
| Mrs Madeleine Parish | |
| Secretary | Mrs Mary James |
| Treasurer | Mrs Miriam Fitzsimmonds Jan – Sep 2021 |
| Mr David Fleming Oct 2021 onwards | |
| Principal office address | Cornerstone Church |
| Holloway Avenue | |
| Bournemouth | |
| Dorset | |
| BH11 9JR | |
| Registered Charity Number | 1163367 |
| Inland Revenue charity number | X95938 |
| Independent Examiner | Mrs Sue Wintle |
| Oak Accounting | |
| Bank | CAF Bank Ltd, |
| 25 Kings Hill Avenue, | |
| Kings Hill | |
| West Malling | |
| Kent ME19 4JQ |
3 Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2021
CORNERSTONE CHURCH REPORT OF THE TRUSTEES For the year ended 31[st] December 2021
The Trustees have pleasure in presenting their report and the financial statements for the year ended 31[st] December 2021.
Structure, governance and management
Governing Document
Cornerstone Church is a self-governing, self-financing congregation within the Baptist Union of Great Britain. The decision-making body, being the Church Meeting, comprises all the members of the Church, and is governed in accordance with the constitution adopted on 25[th] September 2014 as part of the process to register with the Charity Commission in accord with the revised rules set out in the Charities Act 2011.
Cornerstone Church was registered with the Charity Commission on 26[th] October 2014.
Organisational structure
The Church membership appoints Ministers, Elders, a Church Secretary and a Treasurer to oversee the running of the affairs of the church. The individuals holding these posts also act as Trustees of the charity.
The church employs Toby & Hannah Butler as joint church leaders with 7 days between them. AJ Fewtrell is employed full-time as our Youth & Children’s Worker. In September 2021, we were pleased to employ Christina Cashell as our part-time Administrator.
All the other Trustees and office bearers are non-stipendiary.
Recruitment and appointment of New Trustees
Ministers, Elders, Secretary and Treasurer are all Trustees of the charity and their appointment is approved by the membership at a General Meeting, as and when required.
Objectives and activities
Cornerstone Church is a fellowship of Christian people affiliated to the Baptist Union of Great Britain. The mission of the church is summarised by the statement:
“The principal purpose of the Church is the advancement of the Christian faith according to the principles of the Baptist denomination. The Church may also advance education and carry out other charitable purposes in the United Kingdom and/or other parts of the world.”
Public Benefit
In undertaking the planning of the many activities undertaken during this year, we have taken into account the Charity Commission guidance on public benefit and in particular in relation to the guidance relating to the advancement of religion. We have sought to ensure that all our activities are available and open to all within the community in which we serve, both in the provision of services of worship and in provision of community activity and support.
4 Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2021
Reviewing Progress in Relation to Priorities Identified Last Year (2020)
The priorities identified at the end of 2020 were as follows:
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i) To keep prayer & worship of Jesus at the core of all we do. We would like to run an evening service at some point, with more time to pray & worship, uninterrupted. We would like to return to our regular rhythm of prayer throughout the week, once restrictions are over.
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ii) To grow a healthy church, all looking to go further in their journey with Jesus, as missional disciples, building God’s kingdom.
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iii) To see further growth and consolidation amongst our children’s and young people’s work. We have good links with schools which we would like to grow. We would like to start a junior mega club (mini mega club) for reception – year 2 aged children, as well as a drop-in café for teenagers.
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iv) To see the families of those who come for children’s work engaged in the church too, through chats in the café and hopefully see them coming on Sundays too and finding their own faith.
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v) To firm up our pastoral care system, ensuring that needs are being met in the most caring, efficient and effective way possible.
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vi) To start a Women’s Wellbeing Café, engaging with and supporting women from our local community and signposting them to further support as needed.
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vii) To look at running a discipleship year.
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viii) To continue to meet the needs of our local community. We would especially like to start a CAP money course.
Progress made on these priorities:
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i) Throughout 2021, we have run our morning gatherings and prayer times either online or in-person, depending on the Covid restrictions. Prayers are held every day and accessible to anyone. Due to Covid restrictions and the need to wear masks inside still in place – and for the first half of 2021 we still weren’t allowed to sing indoors – we have not yet started an evening gathering but still hope to do so as soon as we are able to sing freely. Jesus is still very much at the centre of all we do.
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ii) We have seen overall growth in Sunday attendance, as well as housegroups. New people have joined the church, some believers, some not yet and we have run an Alpha course with around 7 guests. It is our hope and prayer that our Sunday services and housegroups are supporting and challenging growth as disciples of Christ.
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iii) We are delighted that our children’s and youth groups have grown. Our playgroup is growing, with many coming for the first time in April – July 2021 when we could meet outside with masks off – we made very good use of our lovely outdoor space and in August 2021, the playgroup gave money towards the erection of a large fence to keep the children safe. We were able to start a Mini-Mega Club in autumn 2021 with around 10 in attendance each week. Our youth drop-in began in November 2021 with 3-8 young people each week.
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iv) We have seen at least two families join the church as a result of first attending our weekly playgroup, then Women’s Wellbeing, then Alpha and Sunday gatherings, which has been wonderful to witness. Several others have attended Women’s Wellbeing and one-off family events too.
5 Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2021
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v) Toby clearly outlined our pastoral care system – ‘pastoral share’ – with the responsibility for pastoral care first going through housegroup leaders, then to church leaders if needed.
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vi) Women’s Wellbeing Café began in June 2021 and has been going very well, with around 20 women and children in the loop. We run workshops based on the five ways to wellbeing each week and these have been very much enjoyed. Intergenerational friendships are a joy to witness here.
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vii) Our discipleship year, Arrow, began in September 2021 with 5 participants. The group meet weekly to learn together and put into practice what they are learning.
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viii) Through the many groups we run, we are meeting needs such as loneliness, lack of safe space to play and lack of community. We have been able to signpost people to further support as and when needed. We have not yet been able to run a money course, but still hope to do so.
Achievements and Performance
By November 2020, we were seeing up to 18 children at church most Sundays and around 50 adults – this was still with Covid making people wary and we were unable to worship as we would like. In 2021, Sunday attendance varied throughout the year, depending on restrictions and availability, but around 60-70 adults and 20-30 children would call this church their home by the end of the year.
Membership of the church stood at 54 during 2020 and by the end of 2021 was at 65. We had several new families and couples join the church in 2021, which we were delighted about. January – March saw another lockdown with church online again, but, as soon as we were able, we began to meet in person again, still limited by restrictions. We had a wonderful outdoor gathering at Easter, with around 120 in attendance, as well as an Easter egg hunt beforehand. As we could sing outside without masks, we tried to do as many services outside as possible, but this was intermittent, due to the weather!
Over the summer holidays, we ran various activities for youth and children (see below), culminating in a Family Fun Day, with around 30 volunteers and 250-300 people in attendance. It was a great success and enjoyed by all.
We held a Light Party in October half term for local families. About 50 attended and it was well received. We went back to holding a Fireworks Night and it was wonderful, with well over 200 people attending, enjoying fireworks, s’mores, firepits, homemade soup and hot chocolate.
Covid cases were on the rise by December, so the Christingle and Carol Service were down on numbers and we didn’t hold a service on Christmas Day itself, but went online.
In the week running up to Christmas, we went in small groups to sing at people’s houses who were housebound at the time. It was joyfully received and was a blessing to the neighbours too.
6 Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2021
Activities mainly geared towards adults
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⚫ Tuesday evening Sports Night ran from May 2021 onwards, with restrictions in place, attendance has been lower than normal
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⚫ Open Door & Wednesday Café began from the new café area from June 2021, with restrictions in place. Both have been a welcome relief to the lonely and in particular the elderly, after so long in isolation.
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⚫ BCHA continued to run their drop-in advice service for victims of domestic abuse throughout the year, as it is a high priority service.
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⚫ We ran a Quiz Night with fish and chips in November, raising money for Tearfund with around 40 people joining for a fun night of competition and food!
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⚫ Narcotics Anonymous used the facilities at Cornerstone Church as much as possible throughout the year on a Monday night, as support groups were allowed to continue even through some lockdowns.
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⚫ Community Dancing began again in summer 2021.
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⚫ Boot Camps continued, once restrictions were lifted.
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⚫ Housegroups continued throughout the year, in person and online.
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⚫ Women’s Wellbeing Café began in June 2021, with coffee, cake and chat, followed by various wellbeing workshops, including: music, Zumba, mindfulness, craft, cake decorating and much more. Around 10-15 adults, plus 3-5 children attend each week.
Activities geared mainly towards children and young people
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⚫ Tuesday morning Parents and Toddlers Group did not run January – April 2021, but resumed after Easter, and ran mostly outside until July 2021. We had up to 30 families joining us most weeks. With restrictions lowered from September, we ran the group inside with no problems. We ran a playgroup plus siblings craft-and-play session in the summer holidays, which went down well.
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⚫ MegaClub ran from April 2021 until the end of the year, with up to 30 children aged 7-11 attending by the end of the year.
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⚫ Youth mentoring sessions were run throughout the year, as part of meeting the need to support vulnerable teenagers. Youth group started back in March 2021, small, but enjoyed by those who came.
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⚫ Our youth worker was able to go into schools again from Autumn 2021, doing so on regular occasions for lunchtime, assemblies and lessons.
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⚫ Messy Church ran twice, once in summer, once at Christmas and was well received.
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⚫ A puppet group meet for rehearsal, and regularly perform at special services and allage gatherings throughout the year, where possible during the various restrictions.
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⚫ In September 2020, we welcomed 2 new Moorlands students, who remained with us from September 2021, making a big impact in helping with kids and youth clubs and events. As well as giving their help at the church (especially with youth events), it forms a part of their on-going training and development in their college course.
7 Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2021
Maintaining the provision of facilities at Cornerstone Church
The church employs the following self-employed contractors on a regular basis:
-
a) Busy Bees resigned in Spring 2021 and the staff team took on cleaning responsibilities for a while, before employing Lucy Mateus.
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b) Benefitz Gardening mows the lawn on a fortnightly basis.
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c) Other contractors are employed on an ad hoc basis as required.
Developing facilities at Cornerstone Church
It was decided and approved in 2020, to redecorate the side hall and turn the foyer into a proper café space at the cost of £10,000. The side hall was turned into the lounge, with the corridor replaced by cupboards. Refurbishment was carried out by Martin Barber, as well as staff members and volunteers. The foyer was transformed into a working café during this time too, again with considerable staff and volunteer input.
Links with other Community Agencies
It has been encouraging to receive positive feedback during the year from the community, schools and community organisations on our activities, and to continue to be recognised as being active in supporting the local community.
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100 shoeboxes were collected for distribution via “Samaritan's Purse” working with needy children in various countries around the world.
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Strong links with the charity Hopestonia continue. Cornerstone has collected household items which are taken to Estonia by this local charity.
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Food Bank support continued throughout the year with the church supporting the Kinson Foodbank based at St. Andrew’s Church.
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A Macmillan coffee morning was held in September raising a record £420.39.
8 Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2021
Looking Ahead
Although 2022 is looking unpredictable with Covid-19 still very much present and restrictions varied, here are our 2022 priorities:
-
To keep prayer & worship of Jesus at the core of all we do. We would like to run an evening service at some point, with more time to pray & worship, uninterrupted.
-
To grow a healthy church, all looking to go further in their journey with Jesus, as missional disciples, building God’s kingdom. This may look like more involved on a Sunday and more housegroups starting.
-
To see further growth and consolidation amongst our children’s and young people’s work. We have good links with schools which we would like to grow. We would like to take our young people on a Christian summer camp, and look at discipleship opportunities for them throughout the year i.e. a regular young people/children’s housegroup.
-
To see more families of those who come for kids work engaged in the church too, through chats in the café and hopefully see them coming on Sundays too and finding their own faith, as well as finding a sense of belonging here.
-
To see our new members actively engaged in using their gifts and serving in our church community and beyond.
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To continue to meet the needs of our local community. We would especially like to start a CAP money course.
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To do what we see God doing and go where He goes – to be wise in what we commit to, with a heart for the last, the least and the lost.
9 Cornerstone Church (Bournemouth) – Annual Report Jan-Dec 2021
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Charity Name No (if any)
Cornerstone Church, Bournemouth 1163367
Receipts and payments accounts CC16a
For the period Period start date Period end date
from 1st January 2021 31st December 2021
Section A Receipts and payments
Unrestricted Designated Restricted
Total funds Last year Notes
funds funds Funds
to nearest £ to nearest £ to nearest £ to nearest £ to nearest £
A1 Receipts
Income from Offerings & Gift Aid 49,041 63 53 49,157 46,391 2 (ii)
Tax Recovery 9,421 1,391 - 10,812 9,887
Cafe 956 - - 956 -
Other Income 8,303 - - 8,303 1,783
Building/ Development Fund - 6,381 - 6,381 7,760 2 (ii)
Income received and paid out to others - 1,318 - 1,318 2,705 2 (iii)
Sub total (Gross income for AR) 67,721 9,153 53 76,927 68,526
A2 Asset and investment sales, (see
table).
- - - - -
Total receipts £67,721 £9,153 £53 £76,927 £68,526
A3 Payments
Ministers' expenses 38,019 - - 38,019 38,418
Administration: 6,735 - - 6,735 2,542
Children's Ministry 28,924 - - 28,924 16,731
Evangelism 984 - - 984 427
Premises 11,662 - - 11,662 9,930
Ministry 453 - - 453 660
Missionary support 2,000 4,400 - 6,400 7,050 2 (ii)
Music Group - - - - 98
Other Exp. (Manse refurbishment, etc.) 208 - - 208 -
Building/ Development Fund 4,614 - - 4,614 87,690 2 (ii)
Payment of income received for others - 1,547 1,547 2,920 2 (iii)
Sub total 93,598 4,400 1,547 99,544 166,466
A4 Asset and investment purchases,
-
(see table) - - -
Sub total - - - - -
Total payments £93,598 £4,400 £1,547 £99,544 £166,466
Net of receipts/(payments) - 25,877 4,753 - 1,493 - 22,617 - 97,940
A5 Transfers between funds 4,400 - 4,400 - - -
A6 Cash funds last year end 48,530 77,516 - 126,045 223,769
Cash funds this year end 27,053 £77,869 -£1,493 £103,428 126,045
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2021 CC Accounts
14/10/2022
10
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Section B Statement of assets and liabilities at the end of the period
Unrestricted Designated Restricted
Total funds Last year
Categories funds funds Funds
B1 Cash funds to nearest £ to nearest £ to nearest £
CAFbank 10,658 16,033 - 26,691 24,170
United Trust Bank - - - - 16,401
Redwood Bank - 61,836 - 61,836 61,115
Baptist Together/ Loans Fund 14,413 - - 14,413
Cash in hand - 20 - - - 20
Lloyds 495 - - 495 24,359
Total cash funds £25,546 £77,869 £0 £103,415 £126,045
Unrestricted Designated Restricted
funds funds funds
B2 Other monetary assets Details to nearest £ to nearest £ to nearest £
£0 £0 £0
B3 Investment assets Details
£0 £0 £0
B4 Assets retained for charity’s own Details to nearest £ to nearest £ to nearest £
Church Buildings At Insurance Valuation 1,645,474 1,409,234
Church Manse At Insurance Valuation 258,913 258,913
Church Contents At estimated realisable value 8,000 7,000
Total Capital Asset Value £8,000 £1,904,387 £1,675,147
B5 Liabilities Details
-
Signed by two Trustees on behalf of all the Signature Print Name Date of approval
Trustees
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2021 CC Accounts
14/10/2022
11
Cornerstone Church, Bournemouth Notes to Financial Statements Year Ended 31st December 2021
1 Accounting Policies
- (i) Basis of Accounting
The Financial Statements have been prepared in accordance with the Charities Act 2011, on the Receipts and Payments basis.
(ii) Grant Making Policy
Grants, gifts and donations were made to various organisations in the furtherance of the charity's objectives. Monies donated from general funds to Missionary causes are detailed below. Monies received for specific causes are held in a Restricted Fund pending remittance of monies to the appropriate beneficiary.
(iii) Assets for Church Purposes Assets and property, which are retained for or are occupied by Church purposes and which are non- investment assets, are valued at insured values and are listed on the Statement of Assets and Liabilities as non- monetary assets.
-
2 Analysis of Financial Movements for the Year
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(i) UNRESTRICTED FUNDS may be used by the Church for any of it's ordinary purposes. The movement in the funds are given in the Receipts & Payments Account
(ii) DESIGNATED FUNDS represent funds set aside by the Trustees, out of ordinary unrestricted general funds, for specific purposes or projects, but they can be transferred back into general funds at any time.
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Balance 1st Jan Balance 31st
PURPOSE 2021 Receipts Payments December 2021
to nearest £ to nearest £ to nearest £ to nearest £
SCBA Home Mission - 2,200 2,200 -
Baptist Missionary Society - 2,200 2,200 -
Small Gifts to other missions - 2,000 2,000 -
Development Fund 77,516 7,544 4,614 80,446
Totals £77,516 £13,944 £11,014 £80,446
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(iii) RESTRICTED FUNDS represent donations or grants received or invited for specific purposes. Any balance remaining unpsent must be carried forward as a balance on that fund and cannot be absorbed into general funds.
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Balance 1st Jan Balance 31st
FUND NAME FUND PURPOSE 2021 Receipts Payments December 2021
to nearest £ to nearest £ to nearest £ to nearest £
Tear Fund Relief Agency - 53 - 53
- - - -
- - - -
- - - -
Totals £0 £53 £0 £53
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- 3 Sundry Accounts
There are 10 Funds and Groups attached to the Church, which only exist because the Church exists. They operate their own finances, which are subject to separate independent examination. A summary of their combined activities is given below and copies of their accounts can be obtained from the Church Treasurer. They are:
-
Fellowship Fund
-
Youthwork
-
Open Door
-
Sunshine Parent & Toddler Group
-
Sports Group
-
Praisin' Puppets
| Donations Net of receipts/(payments) Cash funds last year end Cash funds this year end Sundry Funds held by connected Groups and Funds Operating Activities to generate funds Payments for generating funds Total Payments Receipts Payments Total Receipts Charitable payments (to Church Funds) Operating Activities to further Charity's objects Operating Activities to further Charity's objects |
Restricted Funds to nearest £ 3,072 305 310 3,688 360 1,883 1,800 4,043 £0 |
2021 Total to nearest £ 3,072 305 310 3,688 360 1,883 1,800 4,043 - 355 4,001 £3,646 |
2020 Total to nearest £ 2,728 268 - |
|---|---|---|---|
| 2,996 | |||
| 125 1,663 574 |
|||
| 2,362 | |||
| 634 | |||
| 3,366 | |||
| £4,000 |
2021 CC Accounts
14/10/2022
12
Cornerstone Church, Bournemouth
Notes to Financial Statements for year ended 31st December 2021
4 Analysis of Receipts and Payments Items
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Unrestricted Designated Restricted
Total funds Last year
funds funds Funds
to nearest £ to nearest £ to nearest £ to nearest £ to nearest £
Receipts
Offerings (non- Gift-aided) 15,980 63 43 16,086 10,886
Gift Aided Donations 33,061 10 33,071 34,432
Tax Recovery 9,421 1,391 10,812 10,845
Rents 4,086 4,086 8,614
Interest 824 824 2,304
Café 956 956 -
Other Income 3,393 1,318 4,711 18
Development Fund 6,381 6,381 74,676
Income received to pay to others - 2,705
Total income £67,721 £9,153 £53 £76,927 £144,479
Payments
Ministers' Expenses:
Salary, Pension & NI 31,656 31,656 14,199
Pension Deficit Contribution 3,695 3,695 3,553
Car Allowance 43 43 245
Conferences & Book Allowance 70 70 125
Council Tax 1,666 1,666 1,113
Manse Water/ Sewage/ Insurance 889 889 570
Total 38,019 - - 38,019 19,805
Administration:
Postage & Stationery 184 184 224
Fees & Subscriptions 858 858 1,456
Household Goods 903 903 462
Sundries 1,295 1,295 1,075
Administrator Salary, Pension & NI 2,669 2,669
Event expenditure 826 826
Total 6,735 - - 6,735 3,218
Children's Ministry
Youth Worker 27,340 27,340 16,097
Youth & Children's Work - - - 40
Messy Church - - 674
Children's worker travel, training etc 216 216 -
Youth & Childrens Outreach 1,368 1,368 -
Total 28,924 - - 28,924 16,731
Evangelism Group
General Evangelism 984 984 427
Total 984 - - 984 427
Premises Group
Electricity 826 826 802
Gas 1,561 1,561 1,188
Water & Sewerage 150 150 288
Church Insurance 1,870 1,870 1,806
Telephone 425 425 454
Cleaning 1,551 1,551 1,608
Repair & Maintenance 3,398 3,398 2,266
Buildings & Equipment 1,880 1,880 1,517
Total 11,662 - - 11,662 9,930
Ministry Group
Visiting Ministry/ Moorlands 350 350 660
Teaching Materials 64 64 -
Training/ Retreats 39 39 -
Total 453 - - 453 660
Missionary Group
Home Mission 2,200 2,200 2,200
BMS 2,200 2,200 2,200
Other Mission Support 2,000 2,000 2,650
Total 2,000 4,400 - 6,400 7,050
Music Group - -
Other Expenditure 208 208 -
Building/ Development Fund 4,614 4,614 17,655
Income paid out to others 1,547 1,547 2,705
Total payments 88,983 10,561 - 99,544 78,181
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5 Paid Employees
Gross Salary, NIC & pension costs Pension Deficit Contributions Total Staff Costs
Average number of employees for the year
| This year to nearest £ 61,665 3,695 |
Last year to nearest £ |
|---|---|
| 48,540 | |
| 2,724 | |
| 65,361 | 51,264 |
| 3.33 | 1.87 |
2021 CC Accounts
14/10/2022
13
4[th] May 2022
The Trustees Cornerstone Church Holloway Avenue Bournemouth BH11 9JR
INDEPENDENT EXAMINER’S REPORT ON THE ACCOUNTS
Report to the Trustees of Cornerstone Church
On accounts for the year ended 31[st] December 2021
Respective responsibilities of Trustees and examiner
The Trustees consider that an audit is not required for this year (under section 144(2) of the Charities Act 2011 (the Act)) and that an independent examination is needed.
It is my responsibility to:
-
Examine the accounts (under section 145 of the Act);
-
To follow the procedures laid down in the General Directions given by the Charity Commission (under section 145(5)(b) of the Act), and
-
To state whether particular matters have come to my attention.
Basis of independent examiner’s statement
My examination was carried out in accordance with General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.
Independent examiner’s statement
In the course of my examination, no matter has come to my attention:
-
which gives me reasonable cause to believe that, in any material respect, the Trustees have not met the requirements to ensure that:
-
a. proper accounting records are kept (in accordance with section 41 of the Act); and
-
b. accounts are prepared which agree with the accounting records and comply with the accounting requirements of the Act; or
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to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Signed: …SueW……….
Date: …4/5/2022….
Sue Wintle FMAAT
Accounting Technician
27 Bascott Road Wallisdown Bournemouth Dorset BH11 8RJ