Report on the year ended 31/10/25 for Christian Adventure Holidays CIO
Registered in England no 1163263
Address C/O 34 Barley Mead, Danbury, Chelmsford, CM3 4RP
Trustees:-
John Palmer (Chair Appointed March 2026, Treasurer from June 2024) Christine Handsley (Secretary) Arthur Davis Hannah McKee (Appointed March 2026) Gareth Derry (Appointed March 2026)
Christian Adventure Holidays (CAH) has a trustee team which oversees the activities of CAH, which are providing relatively low cost Adventure Holidays for youngsters aged between 12 and 17 years, in a Christian atmosphere and context. These holidays currently run for 4 consecutive weeks in the summer based at Bassenfell Manor Christian Centre.
Our staff predominantly are volunteers however we do employ a part-time administrator. Each holiday is led by a Director who has under their leadership between 25 and 30 volunteers. Each week is separately staffed. The Directors are overseen by a Director of Operations, who reports to the Trustees.
The Trustees are appointed by the AGM, as per the Constitution, at the suggestion of the Trustees.
The Adventure activities we provide include Dinghy Sailing, Kayaking and Canoeing, Hill walking, Climbing, and Ghyll Scrambling. We hold a licence to operate these activities from the Adventure Activities Licensing Service (AALS) a part of the Health and Safety Executive (HSE), who inspected us in 2025 and will next inspect us in 2028. We also provide Off Road Cycling on certain weeks which we operate outside the scope of the AALS licensing.
During the year 2024/2025 we held 4 weeks of holidays, and are looking to move to 5 weeks in the future once we are able to staff the extra week.
Prior to the holiday weeks, we run a staff Training Week, which enables our voluntary staff to gain nationally recognised qualifications in the Adventure sports that we provide. Some volunteer staff also attend this week to gain or renew experience to maintain their “currency” in their activity skills.
The public benefit of our operations is first of all the proclamation of the Christian
message, and this was achieved. A secondary benefit is that by being exposed to adventurous activities in a carefully controlled environment, young people learn how to assess risks and control them, and enjoy them in safety and consequently develop personal self-confidence and confidence in God.
It is to be noted that we have decided to move our financial year end back a month in order to better synchronise with our booking cycle which commences on the 1[st] November. This has resulted in us reporting on a 13 month year running 1[st] Oct 2024 to 31[st] Oct 2025.
In financial terms, we have no debts, we had an income of £87,808 which was from a number of sources:- Fees paid by parents, gifts from supporting churches, gifts from the Member Leaders of CAH, and gifts from other supporting donors. None of the latter is from canvassing for support from us.
We awarded bursaries totalling £2,357 (9 young people) to help families who could not afford the full fees for their child or children to have a holiday with us.
Our estimated fixed assets are £45,400 and largely consists of equipment required to run the activities such as sailing dinghies, kayaks, mountain bikes and rescue boats. We also hold significant amounts of adventure clothing, and other safety equipment.
Our expenditure was £94,374 resulting in a decrease in cash assets of £6,566 for the year.
This combined total reduced our reserves as per the Accounts to £63,493.
The Trustees feel that we need reserves of this magnitude, in case we need to refund our creditors due to unforeseen circumstances (such as Covid) and as we have some expensive equipment to maintain in a safe state from year to year. We are also planning to expand to run 5 weeks in the future which will require significant reserves to fund.
Even though the cost of running the holidays is increasing significantly, we decided to maintain the fees in line with inflation in order to support all families who too are experiencing rising costs.
There are no funds held as Custodian Trustees.
J D Palmer
Chrlstlan Adventure Hollda and Pa ments for the Year Ended 31 October 2025 Balance$ 8rought Forward 30 September 2024 Cash Assets at Bank (Klngdom Bank DeptI Cash Assets at Bank (Lloyds Bank Currentl Cash Assets at Bank (Lloyds Bank Restrittedl Cash Asset5 at Bank IH58C Bank Client Booking) Cash Assets at Bank (HSBC Bank Client Deposft) £39.101 £30.289 £0 £95 £480 Totsl Cash Assets12022123) £69.965 Balances Carried Forward 3tst October 2025 Cash Assets at Bank (Klngdom Bank Deposltl Cash Assets at Bank IUo¥ds Bank Current) Cash Assets at Bank {Uoyds Bank Restrlrted) Cash Assets at Bank IHSBC Bank Cllent Booklng) Cash Assets at Bank (HSBC Bank Cllent Deposltl Cash Assets at Bènk {Uoyds Banll Cllent Booki £39.769 £23,724 £0 Éujo £490 Total Cash Assets12023 1241 Net Infiowl Oufflow {All figures rounded) Note.. The Trustees confirm, in accordance with the Charrtable Incorporated Organisations (Gererall Regulations 2012, that at year end the CIO did not have any outstanding guarantees to third parties rtor any debts secured on assets of the CIO .01 Signed: J Palmer- Chair of Board of Trnstee
Independent Examinerfs report to the Trustees of CHRISTIAN ADVENTURE HOLIDAYS. CHARITY No: 1163263. st st I report on the occountsfor the period l October, 2024 to 31 October, 2025 which are Set out in the Ottached. Basls of the report.. My examination was corried out in accordance with the general directions given by the Charity Commission. An exominotion includes o review of the accounting records retained by the chority ond a compari50n of the account5 presented with those records. It also includes considerotion of ony unusual items or disclosures in the account5 and seeking explonotionsfrom you os Trustees concerning ony such motters. The procedure5 undertaken do not provide oll the evidence that would be required in an oudit and consequently no opinion is given os to whether the accounts present o true ondfolr view ond the report is limited to those motters set out in the next statement.. Independent Exomlnerfs Stotement." No motter hos come to my attention in connection with the Examination.. (o) To keep t7ccounting records in occordante with sertionl of the 2011 Act (b) fo prepore accounts which accord with occounting records & comply with the accounting requirement5 of the 2011 Act. which in my opinion attention should be drawn in order to enable a proper understanding of the occounts to be reoched. Signed.. Date.. * July, 2026 Dudley A Naslund - Independent Exominer 20 Starboard View South Woodham Ferrers.CM3 5GR