Parochial Church Council of St Clement, Cambridge Unaudited Annual Report and Financial Statements For the year ended 31 December 2022 Registered Charity No 1162638 Paroehial Church Council of St Clement, Cambridge PCC Report For the year ended 31 December 2022 PCC Members during the year: Clergy Rev'd Andrew Day Priest-in-chargTe from September 2021 Vicar from September 2022 Churchwarden Barry Johnson From April 2022 Deanery Synod Representative Maithew Pettifer 2020-2023 Lay Chair Elected PCC Members Robin Edwards Joshua Heath Karol Jaworski Geraldine Moore Jacob Power Sarah Van De Weyer Co-opted mcmbcrs Alex Jenkin 2022 -2025 2022-2025 2021-2024 2020 -2023 PCC Secretsry, Parish Safeguarding Officer 2022-2025 2021-2023 From April 2022 Address- St Clement Church BridLJe Street CarnbridgFe CB2 IUF R¢gist¢r¢d Charity No.: 1162638 Independent Exatniner: Chater Allan LLP 7 Quy Court Colliers Lane Stow-cum-Qu}' CB25 9AU Bank: CAF Bank Ltd 25 Kings Hill Avenue Kings Hill West Malling ME19 4JQ The Trustees of the Charity present their report and flnancial statements for the year ended 31 December 2022 STATEMENT OF TRUSTEES, RESPONSIBtLfTIES Law appli¢abl¢ to charities in England and Wales requires the Trustees to prepare financial statements tor e&eh linancial period which bJive a true and lair view of the parent charity and its subsidiary undertaking's financial &etii'ilies during the period and of its financial position at the end ol'the period. In preparing financial slatements giN'ing a true and fair view, Ihe Trllslees are required io.. select suitable accounting policies and then apply them consistently; make judgments and estimates that are reasonable and prudent; slat¢ wh¢th¢r appli¢abl¢ A¢¢ounting Standards and Statem¢nts of R¢¢ommended Pra¢ti¢¢ have been followed, subject to any departures disclosed and explained in the financial statements. prepare the financial statements on a gToing concern basis unless it is inappropriate to presume that the parent charity and its subsidiary undertakings will continue in operation. The Trustees are responsible for kceping propLr accounting rLcords which disclos¢ with reasonabl¢ accuracy the financial posilion ol. the parenl eharily and its subsidi2)ry undertakings and which enable them to ensure that the financial stateinents coinply with the Charities Act 2011. They are also responsible for sate8uarding the assets ot the parent charity and its subsidiary undertakings and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. STRUCTURE AND GOVERNANCE The Parochial Church Council is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure. The appointment of PCC Members is gTON'erned by and set out in the Church Representation Rules. At St. Clement's the PCC consisls of our iwicar, two churchwardens, six members elected by niembers of ihe ¢ongregJation on the electoral roll of. the ¢hur¢h. and a deanery synod representative. All Ihose who attend as members of the Congregation are encouraged to register on ihe Electoral Roll and stand tor ¢l¢¢tion to th¢ PCC. The PCC members are responsible t.or making decisions on all matters of general concern and importance to the parish, including deciding how the funds of the PCC are to be spent. Given its wide responsibilities. the PCC has several formal committees which include the Strategy Group (general strategy, t"abric and finance), Liturgy and Music Committee. and the Liason Group (representing the congregation of St Clement's and the Russian Orthodox St Ephraim's). The PCC of St Clement's met on l O occasions from April 2022 to March 2023. During the periods of COVID-19 national lockdown. meetings were held remotely by Zoom. The aTrerage attendance at meetings over the year was 770/0. During 2022 the PCC agreed to.. discontinue with the Ministry Experience Scheme to contribute to the liturgical, pastoral and to the activities of. the Heritage Lottery funded projects Continued to live-stream all services via Zoom to a committed online congregation. even after services resumed in the church, whilst people continued to shield from the pandemic. Faculty applications and other consents had been granted for works including the following.. The restoration of the tower to accommodate the new bells The contract was issued for the procurement of the bells Work was approved to develop the balcony and the stainvay to the tower. The stained-glass windows in the tower were sent for refurbisllment. Approval for the removal of the predella below the altar in the south aisle The construction of the new Lady Chapel The decoration of the North Aisle The works to improi'e access in and around the churchyard All of these works were completed by the end of 2022. Services of blessing for the completion of the restoration works in the South and North Aisles and for the installation of the bells were led by Bishop Rowan Williams. formerly Archbishop of Canterbury and by The Bishop of Ely respectively. The Heritage Lottery grant has enabled the PCC to complete the following.. A new history of Anglo-saxon and Viking Cambridge to be commissioned and delivered. A n¢w s¢t ot h¢ritage bann¢rs for us¢ in articulating the history ol. St Cl¢m¢nt's Po¢try, art and other workshops School visits Opening the church daily and to ensure tours of the church are facilitated for all who ask, concentrating on its history and the rich artistic legacy of Frederick Leach. The new website is fully functional - it has been designed to be the main portal for the church. Relations with our ecumenical partners, particularly St Ephraim's Russian Orthodox parish, which rents our church for their services, continue to develop and have been a source of inspiration and hope. The PCC has reviewed all of its key policies, including those pertaining to Safeguarding, Safer Recruitment. Health and Safety, Data Prole¢tion and Management. Complaints and theses are available online and upon r¢qu¢%t sh()uld thL need arise. Those tasked with owerqight ot safLguarding have all completed the appropriale training, and, as usual, these aspc¢ls ar¢ continually reviewed to ensure best practice is at the heart ot what we seek to achieve. AIM AND PURPOSES St Clernent's Parochial Church Councilil (PCC) has the responsibility of cooperating with the incumbent, the ReNerend Andrew Day, fornierly priest-in-charge. now the vicar of the parish, in promoting in the ecclesiastical parish the whole mission of the Church, pastoral, evangelistic, social and ecumenical. OBJECTIVES ATr4D ACHIEVEMENTS For more than 150 y¢atB St Cl¢m¢nts has stood timily in th¢ Anglo-catholic tradition ot th¢ Church of England. The Sunday mon)ing liturgy is traditional in language and ethos: sacramental worship that is enhanced by well-ordered ritual and music. This speaks of a faithfulness to the eternal God who transccnds thc particularities ot spac¢ and tim¢. St Clement's desires to be a tlourishingy and welcoming Christian presence in the old Bridge Thard of the city. and to ofter the riches of the Prayer Book Catholic tradition of the Church of England to those in search of a forn] of worship that is sacramental. spiritual and has a certain timeless quality in a world - and city - of rapid change and passing fashions. Bearing in mind both our location and our history, we continue to develop two images to guide our thinking.. building bridges and opening doors.. Si Clement's commits i¢selfto being a church actively engaged in the business ofbuilding bridges that enablefriendship, good commiinica¢ion and better iinderslanding- allowing the riches of ils receivcdcatholic Anglican faiih and worship to meet and interact with ihe very diverse community andpcople 0] the parish and city. Si Clemcnl's is also commitlcd to opening its doors lo the many who pass by, allowing them ¢0 discoi?er w'iihin a place of dcep prayerfillness, sancluary and welcome. Thc i7ision i,s - togeiher with ourpar¢ners- fo reneTrtr the community o/prayer, Trtrorship and mission al,St Clen7ent's a.s Ive al.so renew the]abric', .so that both rhe building and it.s people are a .sac'ramepzl of'rhe beauty and preJe77ce of Christ. This financial year (2022} saw the Parish of St Clement emerge fully trom the Covid-19 pandemic to resume most of our activities and many of the objectives of our strategic plan were resumed. There were changes in the leadership of the Church too during the course of the year: Joshua Heath stepped down as churchwarden (reinaining on the PCC and as a server} to concentrate on completion of his doctorate, but continued to provide support to the Barry Johnson, the remaining Churchwarden. The Reverend Andrew Day, licensed as Priest-in-charge in September 2021, was confirn]ed as the Vicar of the parish in September 2022. The parish continues to be very well served by associate clergy.. Father Andrew Macintosh and Father Robert van de Weyer, and an ablv_led and dedicated group of servers. We are also able to draw on the services of deans and chaplains of colleges, retired clergy to augrnent our rota for divine services and a goodly supply of ordinands and others who enrich our learning through their sem]ons. We have, for this year, had a Westcott House ordinand, Amy Stevenson, as part of the wider ministry team. Alex Jenkin was co-opted to serve on the PCC during the year. We remember too Andrew Gardiner, a forn]er Chllrchwarden and gifted server and cominitted parishioner of St Clement." s, who died during the year. A Requiem Mass for the response of his soul was held in the church. May he rest in peace and rise in glory. Our serN'ice schedule has now been fully restored to pre-pandemic levels, and we have added to those. These include- Daily {Mon - Friday) Matins at noon, with Holy Communion on Wednesdays. Low Mass at 8 am on Fridays Sung or Choral Eucharists on Sundays at I lam Monthly Taize services on the third Friday of the month at 7.30 pm Evensong and Benediction temily. Choral Services of Word and Music once a tem]. Fests]I Choral Services on major feast days during the week.. Ascension. Corpus Clllisti l. Building bridges and partnerships with other Christians that will enhance our ministry and mission. This year has seen us continue working alongside the Russian Orthodox community that worships as the parish of St EpI￿alM in St Clement's. The Ministry Experience Scheme continued in the parish until June 2021, when the terni of the current ME ended and the impleTnentation ot the project in the deanery ceased. The parish resumed its relacionship with Park Street Church of England Primary School and the school makes Use of the church and participates in its workshops. The Vicar serTres as a governor of the school, chairs its Foundation Committee, as well as serving as its Vice Chair. The incllinbent also serves ex officio as a trustee of Church Schools of Cambridge. Park Street being one of their schools. This year work with Park Street included teaching on the Eucharist, 'reading' church building, exploring the Viking heritage of the church. The parish has also made connections with other schools, including King's College School. The girls, choir. Schola Canlorum, of King's College School sings for Evensong and Festal Eucharists in St Clement's. We have also worked with the school on their Viking history projects. We continue to work with Victoria Goodman of Church Schools of CambridgTe on school-related spirituality projects. The parish has sought to work alongside others of faith to enable our people to flourish. 2. Opening the doors of St Clement's to the outside world by restoring and enhaneing the building) SO that it can be visited and used throughout the week and be finaneially sustainable. The opening doors aspect has developed more recently since the restrictions placed on public gatherings have been eased. This has meant opportunities for workshops, tours. Meetings, Tecitals. to name but a few, have all returned, and the response to them has been remarkable. The concert series, in terni time. has seen regiilar audiences of anywhere between 50 and120 at lunch time on a Saturday. These have continued to be popiilar and well attended events. The building% has been transfomied slowly and proi'ides Tr'enues for U3A meetings regularly. The bells project was well completed during 2022. With the bells hung and peals rung. Services of dedication and blessing conducted by the Bishop of Ely with a church packed to the rafters with bell- ringers and well-wishers. l-he ring of six bells allows St Clement's to forge closer links with the bell- ringing communes in Cambridge and enables St Clement's to develop a training programme for budding campanologists. Barry Johnson (Churchwarden and act Tower Captain) has led the fund- raising managed the programme. We decided to appoint a new administrator for the management of the bellringing 'school' and ringers who wish to avail themselves of this new facility. At the start of Advent 2021, we embarked on a PToject entitled 'On Human Flourishing,, which saw poetr! workshops lcd by a significant Dut¢h po¢t, Hannah van Binsbcrgcn, and to our first engagJ¢ment, post pand¢mi¢ with our PTimary schools. and also our tITsI adult workshops and publi¢ poetry readin&Js. This was tollowed by a photo&Jraphic exhibition, curated by Sarah van de Weyer, of photographs submitted to our Deurly Belcjved daily letter by readers and writers of articles. The "On Iluman Flourishing"" project Continued, very successfully, Ihroughout d]e church year. The series included art classes. art lectures, mystery plays with workshops, for adulcs and children from schools around us, classes on bereai'ement and dying well. The project concluded at the end of the church year in 2022. Froin Advent 2022, we began a new monthly lecture series entitled SLriplure and.... The first two led by Dr Alison Pray and Sr Dr Gemma Simmonds were very successful. During the course of 2022 the refurbishment of the Lady Chapel was completed and is now used for prayer and communion services. 3. Preserving the integrity of our sacred Space, keeping the building open to visitors and bridging the gap between tourism/historical interest and the church's spiritual and sacramental purpose. The church has been open to the public and to worshippers all through the pandemic as permitted, and there has been a welcome for all. To improve our openingF times of the church during the week, we trained a nurnber of volunteers in Deceniber 2022 10. Be welcoiners and lour guides to those who 'isit us. The trainingJ was wcll received and there was amonLrst ihe voluntccrs an enthusiasm to. Ensure that we Could be as open to others as possible. Fr Robert has continued his daily opening of the church and welcomed all who have drawn nigh unto us. Tea, cotlee and biscuits have brought hospitality to those Th'ho have sought it. It has become a respite for many and a source of good conversation and discourse. Many who come are often those deemed vulnerable and they receive a wam]. Christian welcome. Part of the development started during this year was to create prayer spaces and to encourage their use. There is a steady flow of people into the church. both those who have come to pray in the Church of England and those who have come to pray in the Orthodox tradition. The churchyard, as an additional space. has also received some attention. Two volunteers (David Bailey and John Gatiss) hal'e stepped up to improve the gTardens. The PCC. on their advice. has determined to 'rewild' the gyarden, focusingy on meadow and woodland plantinLJ, Th'ild flower8, and restoring habitat for church mive and other Creatures. The gard¢ns have receI￿.￿d some consid¢rable maintenance and with the help of ihe gardening department of king's College, we have been &Jiven some hariwesled meadow with seeds to begin the planlinb. We look lonward to a ¢olourt"ul display of wild flowers and insect life in the coming months. Thanks to all involved. 4. Building bridges with spiritual seekers and the unchurched. St Clement's has a well-established prayer structure, both for those seeking individual and private prayer, and for those comforted by community prayer - especially through Mattins, usually after the Angelus has been rung at noon. Quiet and contemplative in nature. it garners a wide range of people to it. Our new website keeps those in our community up to speed with what is happening in the community. We continue to have a committed online presence and all of our major services are streamlined and we have dedicated worshippers from London, Paris, and Sydney. Australia. The very nature of St Clemenl's is that people Come to call and that in the time they spend with us we wish th¢m to ¢xperienc¢ the full hospitality of a Christi2￿ welcome. This has s¢¢n some very 'aluable connections made with those who have sought us out for needs and prayers those in dilliculty, those in trouble with ihe law, those with mental healih issues. All who ask for prayers Can be assured of our prayers for them daily for at least two weeks after their iisit to us. Our work with schools also sees many young people coming into the church often for the first time, and it means we can explain and teach them what churches are, demystify the surroundings. and explain some of the key acts of worship. 5. Developing community space that will build bridges into the Jvider community The new and newly-refurbished spaces, the Upper Room and the ring7ingJ chamber are all spaces that could hawe an excellent community use. The U3A already make considerable use of the Upper Roorn. Some Uniiwersity ot. CambridgJ¢ studcnt societies also use the spaces. This is an area for d¢Tr'clopmcnt and the Parish Administrator has a briet to develop the ¢ommer¢ial use of the spaces. Saturday concerts and recitals continued successfully throughout 2022. 6. Opening doors to the eternal by establishing a regular prayerful presence within the building. The church is open for prayer almost daily and this will improve as our new volunteer's programme comes into force in 2023. There are daily acts of worship from Monday to Friday. Evensong and Benediction, Choral services on Sunday evenings and during the week for fe&sls, as well as Taize serN'ices are now integrated into our ￿'orShIp patterns and draw dedicated congregations, sometimes small, but dedicated nevertheless. Further links have also been established with our patron, Jesus College, and we will seek to develop those further in 2022. Services of Reconciliation and Healing have been planned too and we hope to make these a regular feature of worship during 2023. 7. Building bridgcs Ivith younger people and those on the streets at night by exploring late-night iTrorship and hospitality. This remains an aspircltion and one Th'hich we will dei'elop further in 2022. The pandemic skippered some of'thc plans. A new strategy of. gYro￿h in this ar¢a will bc deviscd in th¢ vourse ot. 202J. Good link8 have b¢¢n forgJed with a stud¢nt-l¢d church group HeaTt.seu.%e, som¢ of. whom hav¢ taken to worshipping at St Cl¢m¢nt's trom time to time during t¢rn]. Th¢ group has met in th¢ church during the past year. 8. Building bridges with the natural Ivorld- and all w'ho care for it in this time of climate crisis by caring for our environment and using our natural resources responsibly We continue to pursue an eco-friendlier approach to our footprint in this world. We have developed greater circurnspection in our use of resources. Sought to be more aware of our use and disposal of plastics. particularly in the use posters for promoting our seTrices and church activities. We are making a conscious effort to do what is right for the world Th'e inhabit. One of our newly ado-opted PCC members. Alex Jenkin. has been asked to lookout our envirorllnental impact and to suggest changes we could make to become as responsible as we can be. Work has already been done on restoring and making more accessible the churchyard. Partnerships have been started, with a local business to encourage the use of the space around the church - with a n¢igrhbouring ¢off¢e shop. En¢ouraging the use of the ouldoor environs ot the ¢hurch as a community ta¢ilily and a spa¢¢ of natural b¢auty, alb¢it in a ¢onqlruct¢d lands¢ap¢. This Loming y¢ar (2023) should s¢¢ th¢ impact ot the more naturalistie planting, spring meadows and the like, ot th¢ churchyard. 9. Building bridges with children and their parentslearers. We are a gathered church rather than a truly parish-based community - our resident community is small and for the most part very supportive. We have younger families in the community and we wish to engage meaningfully with them. Sorne have already attended church with us but this will need to be development priority in 2023. Our primary school is also a significant part of our community. It, like u5, is very much a gathered community - and we would like to discover how we can support the needs of the wider cornmunity within our Church. IVE have sought (o communicate better with our parishioners: A regular newsletter from the churchwardens is distributed within the parish bounds A new website is a source of intom]ation. A presence on both Twitter and Fac¢book A new weekly newsletter was Started during the year to communicate the 'what's happening, aspect of the parish with a short (ish) reflective passagJe on the weekly Epistle reading. Dearly Beloved, our daily letter of sustenance for the spirit. Father Robert continues to co- ordinate the contributors (writing most of the pieces himselfj, whilst Sarah van de Weyer gathers photographs from within our community and beyond, carefully selected to complement the message of the day. Sarah orLJanises the distribution. We continue to stream services via Zoom, thanks to the ingenuity and technical know-how of Karol Jaworski. Sarah, Joshua Heath and Barry Johnson. who operate the livestream every Sunday and for other services. We will continue to offer these ser&'ices for as long as there remains a clear need. Although we would encourage the return to worship in the church too. In conclusion, this is a vibrant and lively community, well-served by a small but dedicated PCC team; excited by opportunity and most importantly by the desire to worship God in the beauty of holiness. Our music and liturg'y sit at the heart of our worship, it enables us to worship God in awe and majesty in the An&Flo-Catholic tradition of The Book ofcommon Prayer (1662) in which we are finnly rooted. Our music director, our choir. and our OTganists are integJral to all we do and we are &Jrateful to them tor enabling us to praise God in his holiness. Etemal gratitude to all who have made contributions to St Clement's and its work in the last year. Paroehial Church Council of St Clement, Cambridge PCC Report For the year ended 31 December 2022 PUBLIC BENEFIT We hal'e referred to th¢ gJui(lan¢e contained in the Charity Commission's g¢neral guidance on public benefit and we have had r¢gard to it wh¢n r¢￿'leWIng our aims and obje¢tiv¢s. FINANCIAL REVIEW Financially we continue to be reasonably secure on a year-by-year basis. There is a separate bank account for the Bells Project so that cash flow is appropriately managed. This project moved forward from the capital works phase into an operating scenario which is supported by the balance of donations made to the project. General Conunents.. l. General Account The PCC has notyet found anyone willing to take on the role oftreasurer (our previous treasurer resigned in 2021). The day to day duties ofthe treasurer, including bookkeeping, setting up payments, and claiming gift aid and VAT refunds, continue to be performed by the churchwarden, now assisted by the church administrator. The formal accounts continue to be prepared by PCC member and chartered accountant Matthew Pettifer for which we are extremely grateful. The balance in our general account reduced significantly over the year from £58k to £17k. This is not a cause for alarm as approximately £51k was spent on planned expenditure on projects including redecorating the north aisle, creating the new Lady Chapel, levelling the floor in front of the south aisle altar, and a new footpath and storage shed in the churchyard. The activities related to the Heritage Lottery funded project were completed. and an initial study into improvements to the chancel was commissioned from our architect. A further £6k was spent on urgent exterior repairs to the tower. If we concentrate on recurring income and expenditure, then, after stripping out project related income and expenditure and restricted donations, we received about £42k comprising donations (17.5k), rent from St Ephraim's (15k}, gift aid {£7k), and room hire {2.8k). The total includes a generous single donation that more than covered the employment cost ofan administrator. Overall we had a healthy surplus ofabout £9k over general expenditure of £33k (including parish share (£4.8k), music (5.4k), administrator (6k), insurance (£3.4k) and utilities [£8.9k less a £0.6k one-off contribution from the diocese). The £9k surplus is reduced to £4k ifwe only consider gift aid due on thi5 year's donations. The utilities cost (for gas, electricity, water and broadband) has for obvious reasons increased considerably in the last two years. The equivalent amount for the last'normal, year (2019) was £4k. The increase in 2022 was almost entirely due to the increased cost of gas, although consumption has been reduced by minimising heating hours and lowering the thermostat to 16°C. For 2023 there is a large increase in the electricity cost as well as a further increase in the price ofgas. It is hoped to balance this by reducing consumption further, and that the prices per unit will be coming down by the end of the year. The church administrator will continue to be funded by speciJl don2tions, 2t leart until the end of 2023. Ourabilityto retain and obtain value for money from our administrators has not so far been %ood, but we are hopeful that 2023 will be an improvement in this respecL Since the end of 2022 the balance in our general account h2s improved significantly due to receipt of the final payment from the National Lottery Heritage Fund and a Proby Fund grant from Jesus College coverlng the cost of redecorating thg nvrtti disle. 2. Bells account The bells account was set up by the PCC in 2020 $0 that sums of money donated for the bells and associated work. and expenditure related to their provision and use. could be kept separate from other PCC ￿nds. Churchwarden Barry johnson (writer of this report) has been responsible for all aspects of promotin£ and implementing this project, and all the money has been raised without involving the congregation or other mcmbcrs of thc PCC. 2022 opened a balance of £85k in the account and there was further income of £83k durlng (he year. Al the stari of the year, work on the prujeLt W8tloptyon• B3 Investrnent assets Fund iowhl¢h 5S9tbelo ¢uNeTrtv4lue Dotsils Costl¥Jptiona B4 A￿e£S retained for th? ¢harity'# ovm us• FUlldtoi*lll¢h mountOWO on•1 Wh•Th OUO ion• 17 Jahuary2023 Detdil CHCT Loan (hi*resifree) BS Liabilities Unrestwted CHCT LO￿ (Ntteteairfee) Unro*Kt 17 J•nuary202 SiynÈd tyonts Ort￿lrUetQ0Q on bohalfof 9 the truote ture Print Name Date of Ivvtil ON 17. CCXX R2 8(xxxJnts Issi 16fiW2024 ## **Independent examiner's report on the accounts** **Report to the trustees/** Charity Name **members of** Parochial Church Council of St Clement, Cambridge **On accounts for the year** 31 December 2022 **Charity no** 1162638 **ended (if any) Set out on pages** (remember to include the page numbers of additional sheets) I report to the trustees on my examination of the accounts of the above **DD / MM / YYYY** . **Responsibilities and** As the charity trustees of the Trust, you are responsible for the preparation **basis of report** of the accounts in accordance with the requirements of the Charities Act . under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. **Independent** I have completed my examination. I confirm that no material matters have **examiner's statement** come to my attention (other than that disclosed below *) in connection with the examination which gives me cause to believe that in, any material respect: accounting records were not kept in accordance with section 130 of the Act or the accounts do not accord with the accounting records I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. * _Please delete the words in the brackets if they do not apply._ |**Signed:**
**Name:**
**Relevant professional**
**qualification(s) or body**
**(if any):**
**Address:**|**Date:**|20 March 2024| |---|---|---| |||| ||Naomi Hedger|| |||| ||BFP, CTA, FCA|| |||| ||Chater Allan LLP|| ||7 Quy Court, Colliers Lane, Stow-cum-Quy, Cambridge|| ||CB25 9AU|| 1 **October 2018** **IER** ## **Section B Disclosure** Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). **Give here brief details of any items that the examiner wishes to disclose** . 2 **October 2018** **IER**