HOLY TRINITY IVITH ALL SAINTS CH.LiRCH STATElkQENT OF ASSEtS AND LIABILITIES AT 315t DECEMBER 2020 MONETARY ASSErs Notes 2020 2019 Generdl Fund: B account Current Club/Societies Reserve M&G Charrfund 726 32.707 77.988 2,799 35.987 94.360 111,421 133,146 Debtors= HMRC.. Gift Aid tax rebate DCMS Grant Scheme Church hirers Diocese of London Thames Water Facilities Manager expen5e5 5.874 6,044 1.262 2,121 2.447 495 578 40 8.856 10,005 120.277 143.150 Advance income Priests in Interregnum Independent Examiner Director of Music 9.724 495 160 150 80 10,459 150 109.818 143,000 ACCUMULATED FUND5 General Fund Organ Fund 108,206 1,612 141.388 1,612 109.818 143,000 Notes to the accounts a on page 4 Date- k ocfo* )031 Paul Mettner Treasurer page I
HOLYTF.IpJrtYwt¥H *LI S 4IfvYS (HURCH General Fund Receipts & Payments Account 2020 2019 RECEIPTS Notes Incoffting resources from donor5 Collections.. General Fund Collections-. Gift Day Gift Aid Tax rebate lestimatedl Donations Donation for specrfic objects 12.458 27.875 5.874 2,074 19.096 21,780 6,044 1,068 60 48.340 48.047 Other voluntary incoTHing resource5 Use of Church Baptism, Wedding, Merrkorial fee5 Guide, Newsletter Inetl, other sales 7,804 1.121 217 15,876 2.256 568 9,142 18,700 Grants from Church House Fund Trust DCMS Grantscheme 47.635 13.550 9,995 2,692 61,185 12.687 Income from investments rrfi&G Chartfund Deposit interest Iclubslsocs. Reserve) 3,807 26 63 3.833 4,779 Income from tharitable and anollary trading Rent from Nursery School Rent from Vestry flat 35.000 32.764 3.040 38,040 35,804 Total Receipts 160,541 120,018 Notes to the accounts ale on p. 4 page 2
HIXVTRINII Ik iYrrHAII Ilk, ISCHURCH General Fund fteipts & Payments Account 2020 2019 Notes Brought forward from p. 2 160,541 120.018 PAYMENTS Artivities directly relating to the work of the Church Rep3jrs to Buildings Diocesan Qijotz Organists & Fzcilities Manager Insurance Repairs to Equipment Church staff emoluments Choir Clergy expen5e5, past estimate adjusted Sundry Heat, light, power Westminster Deanery Synod 76.703 55.0(M) 11.530 10.236 6,359 5.774 3,535 1,581 1,370 1,069 925 8.705 53.000 11,525 9.995 1,571 6.229 10,914 1,077 -116 1,269 403 ki I Telephone & Broadband Diocese of London_. fee5 Disbursements to Charities Sanctuary expenses Bank charges Repairs to Organ Printin& postage. statiorsery Water rates Flat & Vestry repairs Wedding choir *ees Professional fees.. Leg31 921 633 495 434 246 2(M) 159 143 39 699 609 1.945 298 331 210 510 644 523 880 1,433 Total payments 177.352 112,653 Excess of ReceÉpts over Payments 116.8121 7,365 Balances at 1st January 141.388 120.273 Gain / ILossl in value of M&G Charifund 116.3711 13,759 B31ances at 31st Dernber 108.206 141.388 page 3
HOLY I qiThlll 1.11 I H ALL SAINTS Cr.LIRCH 2020 2019 Note5 Organ Fund Balance at 1st January Transfer from Gene1 Fund 1.612 1.612 Balance at 31st December 1,612 1.612 Organist/Facilities Manager Deputy organists 11.400 130 11.405 120 11.530 11.525 31 Disbursements to PCC'S selected Charities Leprosy Mission Church Urban Fund Diocesan Lent Appeal West London Mission for Children 913 913 120 495 495 1,945 page 4
HoLYTRINy WITH ALL SAIKfs CHURCH Independent eM¥nlnees reportto the PCC of HolyTdth ¥AthAII Salnts clmrth This pOrt on the finandal Statements ol the PCCft)rtheyearended 31 December 2020 whith are set out on Pa8es I to 4, is in respect of an examlnatlon (arrfed out in accordance with the Church Accounling Re8ulations I"Ihe Re8ulation<l and sectlon 145 of the Charltles Act 2011("the 2011 Acri. As members of the PCC you are responsible forthe preparatlon ofihe financial statements. You consider that the audit requirement ol Ihe Ilegulations and section 144 of the 2011 Att do not appty. It is my responslbility to Issue this report on those financ¢al statements in accordance with the temis of the Regulations. Basls of thls Yeyt My examination vos carried in acconjance ryth the GeneTrl Oirettx)nsgiven by the Charity Commission under sect5on 145(5l(b) of ihe 2011 Act and to be found In the Churth GuIdan. issued by the Finall Division of the Arthbishop< Council. That examination indudes a reVW of the 3c£ountin8 records kept by the PCC nd a compari50n of the accounts with those record& It a150 indudes considerin8 any unusual items or di5cIosures In the financial statements and seekln8 explanationsfrom you as teeSCOnrnin8 any such matters. The prrKedures undertaken do not provide all the eviden that would be required in an audit, and consequentty I do not express an 0j11 oplnlon on the viewwenby the accounts. Independent examlnerfs statem In connettTon with my examlnatlon. no matter has c(Yne to my attentlon: {11 which gives me reasonable cause to believe that in any material respect the reqUirnets to keep acwuntin8 records In accordance with section 130 ofthe 2011 Acl. and to prepa financial statements. which accord Miith the accounlH¥ re(onls and o)mpfy with the requirements ofthe 2011 Act and ihe Re8ulotions have not been met or 121 to which. in my opinion, attentk)n shoukl be drawn in orderto enable a proper understsndin8 of the accounts to be reached. Signature: Date: 24104A021 I would recommend that 8oln8 forward anyfees owed are not daimed via expenses but inwoiced accordin8ly forTax & Nl purposes. Julia Palmer 7 Ernest Court 122 Bowen Drive London SE218PL
HOLY TRINITY WITH ALL SAINTS CHURCH, PRINCE CONSORT ROAD, LONDON SW7 REPORTS TO PARISHIONERS FOR THE ANNUAL PAROCHIAL CHURCH MEETING TO BE HELD ON SUNDAY 25 APRIL 2021 l.Annual Report and Accounts 2.Fabric Report 3.Changes to the Electoral Roll 4.Activities of the Parish 5.Proceedings of the PCC
Annual Report and Accounts for the Parochial Church Council of Holy Trinity with All Saints, South Kensington for the year ended 31 December 2020 Aim and purposes The Parochial Church Council (PCC) of Holy Trinity with All Saints, South Kensington, has the responsibility of co-operating with the Archdeacon of Charing Cross, the Reverend Adam Atkinson (in the absence of a Priest in charge) in promoting in the ecclesiastical parish. the whole mission of the Churchi pastoral, evangelistic. social and ecumenical. The PCC is also specifically responsible for the maintenance of the buildings and fabric of Holy Trinity Church. Objectives and attivities The PCC is committed to enabling as many people as posssble to worship at our church and to become part of our parish community at Holy Trinity. The PCC maintains an overview of worship throughout the parish and makes suggestions as to how our services can involve the population that lives within our parish as well as the numerous VISttor5 from outside it. Our services and worship put faith into prackn through prayer and scripture. music and sacrament. When planning our activities for the year we have considered the Charity Commission's guidan on public benefft and specifically the supplernentary guidan on chartties for the advancement of religion. In partioJlar, we try to enable people to Itve out their faith as part of our parish comrnunty through: Worship and prayer- learning about the gospel and developing their knowledge and trust in Jesu5. • Provision of pastoral care for people living in the parish. Music. which plays a very significant part in the worship in Holy Trin5ty and is what draws many people to the services here. Tim Roe maintains a very high standard of choral singing. Our grade I listed building that combines great beauty wtth an atmosphere of prayer and stillness. Its upkeep is a priority to the PCC and the subject of much labour and expendittjre.
Achievements and performance Worship and prayer The PCC is keen to offer services on Sundays and during the week that our community finds beneficial and spiritually fulfilling. Prior to the Lockdown restrictrons that took effett in March 2020 the Sunday morning service and all ftstivals were d1cted prtmarily to those who particularly appreaated the language and theology enshrined in the 1662 Book of Common Prayer (BCP). As well as choral mab.ns on the second and fourth Sunday5. and choral Eucharist on the first and third (and fifth} Sundays, there was a midweek lunchtime Eucharist every week (Common Worship), and thoral Evensong was sung by the Chamber Choir of Imperial College during term time fortnightly on Wednesdays. The Wednesday lunchtime service provided a time for reflertion for those SdyIng and working in the vicinity. These services were suspended during the various lod(downs in 2020. During these lockdowns our Sunday morning BCP services went online, continuing the pattern of nDrnial worship. We introduced an online service of Evensong at 6 p.m. on Sunday evenings, enabling us to reach wider audience, including some who worshipped at Holy Trinity in the past and now live overseas. We are grateful to the Reverend Trevor Jordan for taktng these seNices. The online Evensongs have conts.nued after the church reopened for Sunday moming services and will continue to do so. En 2020 the high standards of music. for which we a well known, continued albeit in a pared down way. insofar as was possible. most rentlY wrth a soloist to accompany the organ. We have maintained contact with our small group of faithfiil singers, who brtng inspiration and tongue to our liturgy, and are deeply appreciated for tt. The Interregnum that Cornmen on 28 February 2020 continues and at the time of writing we do not know when a new appointment will be made. We are grateful to a 'rota' of clergy, some retired, who have taken our Sunday moming seNices (both in church and online) since then. The Church Wardens continue to be attively involved in a dialogue with the Archdeacon of Charing Cross, the Reverend Adam Atkinson, conceming the steps required to bring the interregnum to an end. We continue to maintain our strong links with the Chaplaincy and music department and administration of Imperial College. We also have fruiffiil relations with a local non-church school which holds important acts of worship in the church. The Priest in Charge holds SeICe$ in the school four times a terni. We use printed Order of Service booklets containing those parts of the Book of Common Prayer that we use for Matins and Eucharist. These a designed to make it easier for those not familiar with the BCP to follow. We are an 'lnclusive Church and all are welcome to attend our services. At present there are 47 parishioners on the Church Electoral Roll.
As well as our regular services, we enable our communty to lebrate and thank God at the milestones of the joumey through life. Through baptisrn we thank God fr)r the gift of life, in marriage public vows are exchanged with God's blessing and through ftjneral seNices friends and family express their grief and give thanks for the lyfe which is now complete in this world, and to commend the person into God's keeping. Prior to Lockdown on the second Sunday of the month, six times a year, the Parish organised lunch in the Church Hall, immediately following the morning service. that was usually attended by between 20 and 30 people, induding members of the choir and visttors to the area. This lunch was and will continue to be an important part of our parish life and adds a social dimension to the spiritual and theological ones. The church is a member of Churches Together in Westminster. Deanery Synod One member of the PCC sits on the deanery synod. This promdes the PCC wtth an important link between the partsh and the wider stmciures of the church. Use of the Church and Hall We want our church to be open to our local community for uses other than worshipi where these uses are compatible with the objects of the church. AOrdinglY. outside Lockdown. the hurch is used by a variety of musical. educational and astiC organisations based in and around South Kensington. We are particularly proud of our connections with Imperial College, the Royal College of Music, the Royal Abert Hall and the Royal College of Art. all of which make up the educational and arts environment in South Kensington referred to as'Albertopolis'. We host the annual Proms servi. During the week the hall is used by a nursery School that pays a commercial rent to use the hall four days a week. There is also a Saturday children's school that rents the hall. We are a member of the South Kensington Business Resilience Forum. A ssjmmary of forthcoming events is set out in our Bulletin that is handed out to those attending our services and is available to visitors to the church. Financial review Total receipts into unrestricted funds for the year to 31 Dember 2020 were £160.541, of which £48,340 comprised incoming resources from donors and a further £9,142 was represented by other voluntary income. Restricted grants of £61,185 were also received, which fijnded the btjilding insurance prernium (as well as much of the expenditure on the lavatory block) and included a refvnd of VAT on building works completed. Income from investments was £d an3,833 rent from the Nursery school and Vestry flat came to £38,040 Total receipts increased by £40,523 (33%) compared with 2019- owing to a higher, one off grant from the Holy Trinity Church House Tnjst
£177.392 was spent from unrestricted fijnds to provide Christian ministry. This represented an increase of £64,789 on the previous year and was the result of a signsficant inCaSe in building repair expenditure. Total spending for the year included the contribution to the diocesan parish share that increased from £55,000 to £55,000, helping to provide stipends. pensions and housing for the clergy. The net redurtion in Un$triCted funds Ylas £33,222 after including a reduction of £16,371 in the value of investments. During the year, the total fijnd balances decreased from £143,000 to £109,778, of which £108,166 was unrestrirted and £1.612 restricted. We have completed the renovation of the lavatory block and made temporary repairs to the alley wall to the west of the church. Reserves policy It is PCC poliq to try to maintain a balance on free reserves {net asrrent assets) which equates to at least twelve months, unrestricted payments. This was equivalent to £177,392 in 2020 and is to cover unforeseen events. such as short-term fluttuation5 in cash flow and to meet emergencies. such as urgent paIrS to the building and fabric of the church, which are to be experted when dealing with the obligation to maintain a listed historic building. The balance of free reserves as at 31 Dember 2020 was £108.166. which represents approximately 7 months, unrestricted payments (2019: 15 months). The balan of £1.612 in the re5trttted fvnd represents ftjnds set aside to maintain and repair the organ. It is intended that this balance will be spent at sorne point in the next two yeatrs. It is our policy to hold most of our cash at bank in a Nat West C12rrent account, with the remainder held on a deposit account to meet short and mediurn-terni requirements. The rest of our capital is invested in the M&G Charifund account, which provides OPPOrtunitÉes for capital growth as well as a modest but regular income. Volunteers We should like to thank all the volunteers who work so hard to make our church the lively and vibrant community It is. In particular we want to mention our thurchY4ardens, Chris Cann and Paul Meikner (who also serves as Treasurer). PCC Secretary Catriona Howatson. as well as the rest of our PCC. Structure, governance and management The Pamchial Church Council is a corporate bcmly established by the Church of England. The PCC operates under the Parochial Church Counal Powers Measure and is a Registered Charity. The method of appointment of PCC members is set out in the Church Representation Rules. At Holy Trinity the membership of the PCC consists of the Priest in Charge. Iy40 churchwardens
and ordinary members elected by those on the electoral roll of the church. All members of the congregation are encouraged to register on the Electoral Roll and stand for elettion to the PCC. The PCC is responsible for making deosions on all matters of general concern and importan to the parish including deciding on how the fvnds of the PCC are to be spent. New members receive initial training into the workings of the PCC. The PCC has 5 members eletted annually. It has met online 8 times SIn the last APCM. The PCC members are Trustee5 of the thurth and as suth have great responsibility to examine the finances and expenditure of the churth, the appropriate uses and Maintenan of its Grade l- Ilsted building and how we engage with the tsIde wodd. The PCC considers and approves matters relattng to Health & Safety legislation. It has adopted the Diocesan Safeguarding Policy. It voted to increase the annual Common Fund contribution to £56,000. It considered when to hold a Gift Day and how to apportion the giving. The PCC continues to support Inclusive Church and supports its statement of belief: 'Indusive Church exists to support and challenge the thurch to be open and indusive to all people., Administrative information Holy Trinity Church is situated in prin Con50rt Road, South Kensington. It is part of the Diocese of London within the Church of England. The Corpondence address is Holy Trinity Church, Prince Con50rt Road, London SW7 28A. It is a registered charity, number 1162519. PCC members who have served at any time from l January 2020 until the date this report was approved are: Ex Officio members: Priest in Charge.. Assistant Priest: Churchwardens: Vacant Vacant Mr Chris Cann and Mr Paul Meitner Secretary and Deanery Synod Representats"ve: Miss Catriona Howatson Elected members: Mr Richard Buckingham Mrs Camline Burke Mrs Carol Seymour-Newton Ms Tara Dudley Smith Paul Meitner, Trea5urerand Churth Warden
Fabric Report Under Section 50 of The Ee$laStical Jurisdiction and Care of chUhe$ Measure 2018 Expenditure in 2020: £ Lavatories 52,250 Architect 9,857 Elettrics 4,693 Surveyor 950 Laptop 500 Chubb 338 Other 316 Qubic 300 Pf cover 252 Organ 200 Lightning 80 Total: £69,736 En 2020 we commissioned a surveyor report on the condition of the alley wall. which looked menacing and was commented on in the Sept 2019 QI Report. This was perfomed in the Springi and the summer works coTrtrartor executed all of the pointing repairs recommended. to buy us a little time. This wall will require partial reconstruction (the extent revealed upon inspection of the mortar) within the next tr40 years, possibly induding complete rebuild of the gate pier and presumably replacement of the rotten oak gate. though not neSarily. Some of the wall damage was attributed to vegetation growing against it on the Bulgarian side. The embassy has been asked to remove this. We will have to pressure them. as the Buddleia (annot be sawn to the stump without tOY4ing away an abandoned wreck of a Peugeot which has been parked almost against the wall for a decade. Our faaltties manager offered the services of hls chainsaw, but first the vehicle must be removed. It probably cannot be moved, but only IFfted. We yielded to years of pressure from the nursery school and completed a major refvrbishment of the lavatory block, with external masonry reconstrurtion to cure the rusting RSJS, stone cleaning. repair/staininglwaxing of the oak door, painting of ironwork, and all-new internal fittings. This was an ideal projett to undertake in this pandemic year, with no Prom season to service and all church lettings canlled. It was a risky and ambitious programme to complete in the six weeks available. but Universal Stone delivered a useable faality for the beginning of autumn term. Plumbing, flooring, and electrical trades proved to be rdther uncooperative amund all of the 'bitty' snagging items. and there were many. The project was again under-supervised at crucial times. Total cost was £62, 107 {with archttett fees, and after refiJnd of VAT from DCMS, less the £1,510 retention). Such enjoyable facilities are competitive and can only be good for the church's reputation. They will show their value over the next 15 years. and shouldn't be undersold. All Class l and Class 2 elertrical failures in the 2019 Inspection were med}ed, and the most Treedfvl Class 3 items (which are discretionary). A major concem in the Inspettion was around the potential for overloading of the vestry socket ring/lavatory power cirojtt by all the added equipment in the nursery school. We have now entirely met the most wonying elettrical recommendation5 of 2019, by powering the lavatory block fmm a new distributs.on board off its own fuseway at the main board. rim Roe Changes to the Electoral Roll Unfortunately. as the Church has been closed for much of the year. there have been few chances to IncaSe the membership of the Electoral Roll. Sadly we have lost three members and so the Roll now stands at 47. We have been fortunate in being able to hold services via Zoom during the year and there are several regular Worshippe who are at present not on the Electoral Roll. We are looking at the possibility of being able to invite them to join. Caroline Burke, Elertoral Roll Offir
Actlvities of the Parish, 2020-21 The period Son April 2020 has been dominated by two factors: the Covid-19 Pandemic and our ongolng Interregnum. following the retirement of the Reverend Liz Russell at the end of February 2020. The Covid-19 Pandemic has led to three separate national lockdowns, from Marth to September. November, and January to March. Holy Trinity was extremely quick in responding to the first lockdown, by instituting online Servi Dearvia ZcL)m video conferencing from the very first weekend (2200 Marth 2020). These services of Said Moming Prayer. according to the BCP, have proven extremely popular and a good level of attendan has been maintained throughout the three lockdowns, providing a means of worship for the housebound and those shielding during the pandemic. By keeping the conference open after the actual Seryt for Irtual coffee-, we have also given an opportijnity to maintain fellov4ship among the congregab"on. Moreover, the Services have enabled the parish to re-engage with fomier members, now located out of London and overseas, to the extent that there have been some congregations spread across four continents! During the periods between lockdowns (October, Advent and Christmas. Passiontide and Easter) we have returned to church, maintsining social distsncing and following all appropriate regulations. whilst streaming the services to those unable to attend via Zoom. This has been somewhat problematic as the audio technology available is unable to cope with the generous acoustic of the church, so those following the stream are often unable to follow the service dearly. but we continue to experiment. En the Autumn, we also introduced a weekly SeN( of Evening Prayer, according to the BCP via Zoom. This has proved to be extremely popular with the Congation and regularfy draws a good congregation. Holy Trlnity vlas able to celebrate the major Feasts of Christma5 and Easter in church, with the best- attended Christmas Day service for many years. possibly due to the large number of people stranded in London at Christh)as 2020. The church also had a servitt of le550n5 and carols streamed online on 20th December, though it was sad to miss the trad5tional Christmas Party that usually follows the carol setvice. It was also a great pleasure to have a full pnjgramme of servi5 and events for Holy Week and Easter, with Servi in church on Palm Sunday Maundy Thursday, Good Friday and Easter Sunday (all streamed). complemented by the tl¥)ught-provokir8 meditstions on Holy Week via Zoom on Monday, Tuesday and Wednesday. The Parlsh has enjoyed the Servi of a small gr(P of dergy to take our seniaS during the interregnum, scheduled by Paul Meitner. This small group of regulars has been a great SUc$S and it has been a pleasure to get to know them and for them to get to know the parish. The Reverends Andy Roland. Andrew Willson and Mark Dean have all been welcome regular5. both online and in church, and particular thanks to Andy Roland for pIding over Christmas and the whole of Holy Week and Easter. We have also retrived cover from the reverends Sam Follett, Colin Midlane and Trevor Jordan. Trevor Jordan has also masterminded the extremely popular Sunday Zoom Evensong5, whith have been such a welcome dItiOn to our Servi and everyone In the congregation 15 most gratefijl for his rninistry. We have also received a number of vislts flom the Archdeacons of London and Charing Cr055. partlcularly in the early rnonths of the interregnum, when we were "feeling our way-. "Occasional Offi. have been drastically curtalled by Covid restrictions and the last year has seen one marrtage in church in Augu5L We have also said goc4Jbye to two fomier Chur¢hwardens. PeterGrootenhuisand Mary Sketrh, who were both great servants of the Parish. Professor Grootenhuis had served as Churchwarden and on the PCC for a very long time and it was fitting that his funeral took place at Holy Trinrty in January.
A number of our weekday attivities have been ojrtailed by a combination of the interregnum and Covid restrictions. notably the Wednesday lunthtime Eucharist and the fortnightly sung evensong by the Imperial College chamber choir. However. the churchwardens have remained in dose contact with the Reverend Andrew Willson. Chaplain of Imperial College. and tt is hoped that these may resume in the early summer. It is antitipated that other events, such as the monthly parish lunch will resume in the AUMn. With the retum to HOFY Trinity. and a full programme for Holy Week and Easter, we hope and pray that Parish Ilfe will )0n return to some sort of normality and hope that there will soon be progress on the interregnum. Chris Cann. Chutth Warden Proceedings of the PCC The PCC has met six times by Zoom in the past tsyelve months. It has five elected members, which is one short of the allowance that is based on Eiectordl Roll numbers. One elected member stood down at the last meeting. The PCC has been regulady updated on the yearfs most pressing issues. These are, first, maintaining church communty and lrturgy during the pandemic when we cannot meet in person, either as a congregation or as a PCC. and secondlyrt the progress of the interregnum. Thirdlyi the church building also has to be maintained even while is it rarely or little used. and the finances kept healthy. The PCC supported the churchwardens in oryanising online Servi or streaming. The PCC agreed to dose the church in line wtth advice from the Bishop and Mayor. They noted that oryanising a rota of clergy to cover the interregnum and the setting up of Zoom servÉce5 had been exemplary. Negotiations with the Deanery warding a new inajmbent were delayed by the pandemic. The churchwardens advised the PCC that there was some interest from the deanery in our'buddying up, with other parishes. The PCC resolved that it wwld view with extreme concern any attempt to link HT with parishes maintaining dtfferent tradibons. The PCC is aware that there is little movement currently towards finding a new Incumbent, and the lack of accommodation is a deterrent. Refurbishment of lavatory blod( has been a major projert on whlch Tim Roe kept the PCC updated. There were sedous undedying problems to be addre55ed. and very many issues that needed remedying after wt was finished in November 2020. The PCC noted that the arthitect was distrdrted and that Tim Roe had had to project-manage the refvrbÉshment. This also involved ensuring the Nursery School was happy. The PCC agreed trj mnsider appointing a new architett. The PCC agreed to apply to the Diocese for a ceTr under Faajlty to let the church to the Russian School on Saturdays this year. In addttion, the PCC sought planning permission and a Faculty for the repalr of the Brernner Road steps. The PCC was granted permission from Bishop Sarah to postpone the APCM until November. The Treasurer a(fvised the PCC that owing to redd income and the great expense of the lavatory block works, finances were unusually tight. and that we needed to economise. Catriona Howatson. PCC Secretsry