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2024-03-31-accounts

REGISTERED COMPANY NUMBER: 06588338 (England and Wales) REGISTERED CHARITY NUMBER: 1162349

Report of the Trustees and Unaudited Financial Statements for the Year Ended 31 March 2024

for Stepping Stones (Luton)

Hicks and Company Chartered Accountants Vaughan Chambers Vaughan Road Harpenden Hertfordshire AL5 4EE

Stepping Stones (Luton)

Contents of the Financial Statements for the Year Ended 31 March 2024

Page
Report of the Trustees 1 to 9
Independent Examiner's Report 10
Statement of Financial Activities 11
Statement of Financial Position 12 to 13
Statement of Cash Flows 14
Notes to the Statement of Cash Flows 15
Notes to the Financial Statements 16 to 22
Detailed Statement of Financial Activities 23 to 24

Stepping Stones (Luton) (Registered number: 06588338)

Report of the Trustees for the Year Ended 31 March 2024

The Trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 March 2024.

The financial statements comply with the Charities Act 2011, the Companies Act 2006, the Memorandum and Articles of Association and the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)(effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

To empower every vulnerable woman that walks through our door with the opportunity and freedom to transform her life and the lives of her children and family.

Vision:

As a direct result of our work we will have built stronger communities by putting systems in place that enable women to thrive and be their best selves.

Mission:

Stepping Stones (Luton) is an innovative woman-centred service that is driven by passion enabling vulnerable women to transform their lives and reach their full potential. We empower and inspire women to make positive choices, creating a better future for themselves, their children, their families and the communities in which they live.

Guiding principles:

Important to Stepping Stones (Luton):

1) Gender: A service that acknowledges that gender makes a difference.

3) Relationships: Policies, practices, and programmes that are relational and promote healthy connections to children, family, significant others and the community.

4) Services: Addressing drugs, alcohol, domestic abuse, and antisocial behaviour sometimes demonstrated by the most vulnerable for example, homeless women, and mental health issues through comprehensive, integrated services.

5) Socioeconomic status: Providing women with opportunities to improve their socioeconomic conditions.

6) Community: To partner with other key lead services in providing support and services to address unmet needs and overcome barriers.

Charitable Objects:

The Charitable Objects of Stepping Stones (Luton) are for the public benefit and are restricted to the following: To relieve physical and mental sickness and financial hardship and to promote and preserve good health through the provision of support services of any kind, for women and their children and families suffering from drug addiction and substance abuse and who may have offended or re-offended or be victims of domestic abuse, living in Luton or such other parts of Bedfordshire or the United Kingdom as the trustees from time to time may think fit.

Page 1

Stepping Stones (Luton) (Registered number: 06588338)

Report of the Trustees for the Year Ended 31 March 2024

Public benefit

The Trustees are aware of the Charity Commission's guidance on public benefit including the guidance 'public benefit: running a charity'. As explained further in the Achievements and Performance section set out below, the charity has addressed the activities undertaken in relation to its objects and their relationship to addressing the public benefit.

Principal areas of work

Since 2008 Stepping Stones (Luton) has been dedicated to helping women and their children reach their potential and create healthier, happier lives. Through tailored one to one support, group therapy and counselling, our team of experienced practitioners work collaboratively to equip and empower women to make the changes needed to create a better future for themselves, their children, their families and communities. Uniquely, we provide free childcare with Ofsted registered childcare ensuring all women can access our services.

The charity aims to:

2023/24 Summary

This year we supported 263 vulnerable women and delivered 4,258 hours of support which is a decrease in number but a large increase in hours on last year. We saw more diverse and complex referrals into our services and the time spent on each case grew as a result. To meet the complex needs of our service beneficiary community we have diversified our offers of support to include new course programmes, advocacy, and mental health crisis intervention to ensure that we meet the women where they are on their respective journeys to freedom from domestic abuse, substance misuse and offending. To accurately reflect the voices of our service beneficiary community we have increased partnership working and developed our networking potential. We continue to be the only women's service within Luton that is contracted by the Ministry of Justice to support women who are subject to community orders or being discharged from custody to the local area. All services have been fully operational this year and our childcare facility is available five days a week.

Our largest referral source was through self-referral with 41% of our service beneficiaries referring themselves into service. Our second largest number of referrals this year was still from Children's Social Care, 12%, followed by probation services, 9%. The complexity of need presented by our service beneficiary community has risen - 75% were affected by poor mental health, 20% had a physical health need, 26% had alcohol or substance misuse issues and 18% had an offending support need. The majority of the women we supported experienced more than one vulnerability. Emotional and physical abuse and coercive control remained the three most common types of abuse.

The pan-county Survivor's Group continued to ensure that the current issues facing local women and their children affected by domestic abuse are accurately reflected in the services provided by both the statutory and voluntary sector. We have been consistently advocating for our service beneficiary community locally and ensuring that the voices of this marginalised collective are heard and acknowledged through system changes and process modification. We have continued to train our staff team to understand and respond effectively to the needs of women directly affected by FGM, honour-based violence, gang violence and sexual exploitation.

Page 2

Stepping Stones (Luton) (Registered number: 06588338)

Report of the Trustees for the Year Ended 31 March 2024

During this reporting period, 4,460 hours of childcare were delivered to 130 children with the increase on last year due to more women with young children being supported by the charity and the acceptance of non-client children, at a fixed cost. Our childcare facility continues to provide a thorough learning curriculum cognition appropriate to the children we support and retains its Ofsted rating. Children are encouraged to learn, play, and socialise appropriately with their peers taking part in a calendar of events. We advocate for the women we support; many of whom are struggling to navigate the complexities of social care and family court procedures. We make sure their voice is heard regardless of their background and we actively challenge discrimination within statutory institutions and the community.

Our Luton hub is a place that women feel safe and can benefit from food, clothes and toiletries donations as well as access to specialist employment support. We have strong partnerships with other agencies including social services, drugs and alcohol services, probation and sexual health services.

Previous informal partnerships to support specific mental health interventions with our clients was formalised in 2022/23 and Azalea, a charity which supports men and women caught in sex trafficking provided a fully qualified Mental Health practitioner who works with both Stepping Stones clients and those from Signposts charity which provide homelessness services via outreach and residential services. The funding for the programme was due to end by April 2024 but further funding has been granted from the NHS to ensure that this vital work can continue.

52% of our service users are from a black or minoritized group. We speak some of the main local languages, access translator services and have strong links to organisations who work with marginalised groups such as the British Red Cross and Luton Roma Trust. 70% of the women and families that we supported were claiming benefits and 7% had no recourse to public funds.

The women supported ranged from 20 to 78 years old. Following an initial assessment, all women receive 1:1 support and the majority attend one or more groups, particularly the Own my Life and Parenting programmes. With services tailored to meet individual needs, we find that support lasts between 6 months and 2 years. For younger women, needs centre on understanding healthy relationships; exploitation through gang membership; self-harm; anxiety; drug dependency; parental pressures; leaving care and securing safe accommodation; cultural expectations. There can be an increased frequency/intensity of support for younger women, particularly offenders and we provide significant levels of support to sustain education. Our ETE provision continues to provide a positive exit from our support and includes and budgeting advice. Older women accessing our support also benefit from both group and individual ETE support including CV writing, interviewing skills and sourcing appropriate work/volunteering) and often need support to understand and overcome long-standing abusive relationships (increasingly by their children). All women are given a support plan to guide them through their support and a safety plan.

ACHIEVEMENT AND PERFORMANCE

During 2023/24 the following services were provided:

Intervention / services No. of women
One to one support (Luton) 201
One to one support (Central Beds) 30
Probation 39
Group programmes (incl Own My Life, Serenity) 173
Education, Training and Employment support 25
Counselling 19
Mental Health support (Healthy
mind) 18

Page 3

Stepping Stones (Luton) (Registered number: 06588338)

Report of the Trustees for the Year Ended 31 March 2024

Services:

One-to-one support:

Following an initial assessment, our trained Women's Support Practitioners (WSPs) work collaboratively with the client to identify and develop an appropriate and dynamic support plan which accurately reflects and meets the client's immediate and longer-term needs. One-to-one support continues to be the most commonly offered service, which is underpinned by a holistic, therapeutic approach to building the client's mental, physical, emotional, and psychosocial wellbeing. A typical support plan would include the following:

Group programmes: The charity offers an increased number and variety of programmes to our client community which are designed to inform, empower, and support clients experiencing specific issues. A summary of our groups (many of which can be delivered by a fully trained WSP on a one-to-one basis dependent on the client's needs) are as follows:

Own My Life - a 12-week course to support clients, who have suffered abuse, regain ownership of their lives. It looks at sexism, rape culture, violence, misogyny, disrespect in relationships and abusive behaviour. All practitioners are trained to deliver this programme.

Beyond Anger - explores anger and violence in different areas of the client's lives, focussing on strengths and how clients can express strong emotions in a safe and appropriate manner and make positive changes to their lives.

Resilience Parenting - enables and empowers clients to understand parenting and how to move towards safe, appropriate, and responsive parenting. Building strong bonds between parent and child.

Serenity - authored by the charity to support clients affected by anxiety and stress; enables clients to understand and recognise stress and to respond to distressing environs and panic in a proactive, meaningful manner.

Non-Violent Resistance - NVR is designed specifically for parents who are experiencing abusive behaviour from their child (or children). It enables parents to respond to these challenges in a proven, peaceful way that seeks to improve the parent/child relationship.

Love Languages - this was developed to enable clients to understand the way they give and receive love in both intimate and familial relationships. It identifies ways to navigate and respond to possible red flags in relationships that have the potential to become harmful.

Other achievements in the year

We continue to take part in community activities around International Women's Day to celebrate and share knowledge and skills around women's services within our local community. During 16 days of Action against gender-based violence, we also hosted an event for our own clients to celebrate and share their successes focussing on strength and hope in the future.

Page 4

Stepping Stones (Luton) (Registered number: 06588338)

Report of the Trustees for the Year Ended 31 March 2024

Partnership working

Working in partnership with complementary organisations both within Luton and across Central Bedfordshire remains critical to ensure effective service delivery (linking to housing, drug and alcohol and other complementary services) and to maximise resources. We continue to enjoy strong working relationships with Women’s Aid Luton, Luton All Women’s Centre and Victim Support to name but a few within the voluntary women’s sector. We also work very closely with both Luton Council and Central Bedfordshire Council, as well as the Police and Probation services, all of which form a significant proportion of our referrals. We have an important presence on many of the local forums at a strategic and operational level

Volunteering

The trustees wish to record thanks to the many volunteers without whom the charity would be unable to maintain the quality of service at the level of funds that is currently received. In 2023/24 we benefited from the work of 5 volunteers who supported paid staff in various ways including administrative support functions, IT and social networking. Externally training volunteer counsellors also support the service users.

Organisation Structure

Management Team

Denise March-Palmer (Interim CEO) Shazia Shah (Manager Women's Services) Linda Rogers (Manager Children's Services)

The new Women's Services Manager joined in April 2023 increasing the management team to three and mitigating some of the extra workload on the CEO and Office Manager. There were 15 staff members - 6 full time and 9 part-time. All our staff are highly trained and regularly refresh and expand their learning through both accredited and non-accredited courses and webinars. Two Women's Support Practitioners are qualified IDVAs. Mandatory training is refreshed annually or if legislation changes.

Operational challenges during 2023/24

The CEO unexpected left the charity at the beginning of July 2023 and the Office Manager stepped up as Interim CEO. It was a very difficult time and unsettling for the staff. The Trustees needed to provide more day-to-day management support than previously and this increased demand led to the resignation of 3 Trustees in August as they struggled with full-time employment and the Charity's demands. There was a short interruption to services but this was quickly resumed in late August. Unfortunately during this somewhat confused time the Charity Commission Account filing was overlooked and finally filed 105 days late along with directors' resignations. One director left in July 2023 and two others in August 2023. These 3 were filed along with the final resignation in February 2024 .

Funding: There has been continuing uncertainty around funding. The ending of several larger multi-year funding streams in this year and previous years has significantly impacted our funding sustainability. We are actively identifying different routes to fund raising as well as different funders.

Remote working: Remote working practices were adopted during the Covid pandemic and although the offices are open 5 days per week there are still staff supporting clients from home over the phone and via video calls.

Business Development, Fundraising and Income Generation

The loss of the Business Development Manager in 2022 had been mitigated against by the CEO investing time in this vital area. The Interim CEO was unable to take this role on and Trustees were drafted in to help with funding applications while she concentrated on providing relevant reports to funders to ensure continuity of payments. It became clear that this was a skill area lacking on both the Board and management team. The recruitment of a new CEO was put on hold until further finance could be confirmed. In October several cost-saving decisions were made, including to stop providing hot meals for childcare and the cook was made redundant.

Page 5

Stepping Stones (Luton) (Registered number: 06588338)

Report of the Trustees for the Year Ended 31 March 2024

The award in 2022 by the Ministry of Justice was due to end on 31/03/25. Further funding from the National Lottery for cost-of-living increases in early 2024 helped to ease the burden of constantly rising energy, telephony, IT costs. Funding from Bedfordshire and Luton Community Foundation was due to end 31/03/2024. A new 3-year funding grant from them for £127,883, (Apr 24 - Mar 25), £121,489 (Apr 25 - Mar 26) and £115,095 (Apr 26 - Mar 27). The recruitment of a new CEO successfully identified a candidate who would start in May 2024. The Board will continue to support the management team with funding applications until the new Business Development Manager joins the Charity later in 2024.

The Charity continues to receive financial support from Community fundraising events and will continue to work on its increasing media presence. The continued cost of living crisis which has affected both service users and the Charity has prompted us to consider more diverse funding streams and continue with partnership funding applications where appropriate.

Partnership working, particularly for the provision of mental health services has been an area which has strengthened the charity's offering. It will continue to actively pursue other appropriate partnerships and continue to build stronger professional networks.

As members of the VARAC Strategic Board, Luton Borough Council's Domestic Abuse Local Partnership Board, Central Bedfordshire Council's Bedfordshire Domestic Abuse Partnership, Luton New Migrant Partnership and the Vulnerable Women's Group, we continue to ensure that the needs of our service users are accurately reflected at regional level. The charity continues to work closely with other third sector providers within the local community as well as statutory agencies with the statutory care remit for many of our service users. We work in partnership with the relevant NHS Trust, Social Services directorate (both adult and child) and the local Criminal Justice System.

Principal risks and uncertainties

Financial sustainability of the organisation continues to be our focus and we will seek continued diversification of our funding streams and an increase in partnership working. We have reviewed the main areas of risk and are working on a revised Business Continuity Plan. The main areas of risk for the charity are:

� Loss of workspace - building damage, unexpected structural faults, heating / plumbing failure and/or loss of utilities.

� Loss of IT / data - failure of computer hardware and/or IT systems, hacking or security breach, damage to phone lines / internet access.

� Loss of key staff - inability of staff to attend workplace or permanent / temporary loss of staff.

� Loss of income - inability to secure sufficient funding for the year, not receiving expected funding on time, not receiving funding at all.

Plans for future periods

For the 2024/25 period we will be focusing on;

� Promoting our childcare services through a series of open mornings for referring agents, the resumption of providing a hot meal for attendees, the publication of newly developed promotional materials and outsourcing these services at cost where the caregiver is not a client of the charity.

� Looking to further develop our offer to potential clients including those outside the Luton area and living in rurally isolated areas of Central Bedfordshire.

� Looking to further develop and innovate our services by considering how these may be offered to external fee-paying organizations

� Repositioning the charity as the region's leading provider of services to women

Page 6

Stepping Stones (Luton) (Registered number: 06588338)

Report of the Trustees for the Year Ended 31 March 2024

FINANCIAL REVIEW

Financial position

The detailed figures for the year ended 31 March 2024 are set out in the financial statements that follow this Trustees' Report. During the year, the Company received £415,902 (2023: £418,661) and spent £476,744 (2023: £557,207) leaving a deficit of £60,842 (2023: deficit of £138,546).

The primary sources of income were from a service agreement contract with Advance (probation) and grants from Luton Rising, National Lottery, Ministry of Justice and The Henry Smith Charity. Expenditure for the year was within budget due to cost savings during the year made whilst still maintaining service provision.

Reserves policy

The current reserves policy is to keep at least 25% of operating costs as reserves (excluding those relating to restricted income funds, endowment funds, tangible assets held for the Company's use and amounts designated for essential future spending) to ensure that the Company can continue to operate in the short term should it suffer an unexpected fall in incoming funds. At the balance sheet date, the Company held £179,535 (2023: £200,330) in reserves under the above definition, which represents 37.6% (2023: 36.0%) of operating costs for the year.

Investment policy

The trustees have decided to maintain a low risk investment strategy. The main purpose of the Company is to provide support services to vulnerable women and their children and families and because of the uncertainty of income streams, it is necessary to ensure that funds are readily available to ensure that services are not adversely affected by short term income falls. As such the trustees choose not to risk funds in potentially higher return investments.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

Stepping Stones (Luton) is a company limited by guarantee governed by its Memorandum and Articles of Association dated 8 June 2015 (amended 11 January 2017). It is registered as a charity with the Charity Commission. The maximum contribution required by members of the company is an amount not exceeding £1 in the event of the company being wound up. The Company was originally incorporated on 8 May 2008 as a Community Interest Company and passed a special resolution on 8 June 2015 to convert to a Charitable Company.

Appointment of trustees

New Trustees are appointed by a majority ballot of the existing Trustees or by ordinary resolution of the members in general meeting. New Trustees appointed by the existing Trustees only hold office until the next AGM at which time they may seek re-appointment. One third of the Trustees retire from office by rotation at each AGM following the first AGM and may seek re-appointment.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Company number

06588338 (England and Wales)

Registered Charity number

1162349

Registered office

9a George Street West Luton Bedfordshire LU1 2BW

Page 7

Stepping Stones (Luton) (Registered number: 06588338)

Report of the Trustees for the Year Ended 31 March 2024

Company Trustees and Directors

The directors of the charitable company are its trustees for the purpose of charity law. The trustees and officers serving during the year and since the year end were as follows:

Sandra Brown (Chair) Sara Miles (resigned 26.2.24) Rosemary Hughes (Vice Chair) Manoj Jain (resigned 4.5.23) Claire McInally Sarita Jain (resigned 8.8.23) Letitia Winston (resigned 31.8.23) Charlotte Philip (resigned 13.7.23) Aimee Clarke

Independent Examiner

Philip Dean, FCA (Member of the Institute of Chartered Accountants in England & Wales) Hicks and Company Chartered Accountants Vaughan Chambers Vaughan Road Harpenden Hertfordshire AL5 4EE

Patron

Meryl Dolling

Bankers

CAF Bank Ltd 25 Kings Hill Avenue Kings Hill West Malling Kent ME19 4JQ

STATEMENT OF TRUSTEES' RESPONSIBILITIES

The trustees (who are also the directors of Stepping Stones (Luton) for the purposes of company law) are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period. In preparing those financial statements, the trustees are required to

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charitable company and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 8

Stepping Stones (Luton) (Registered number: 06588338)

Report of the Trustees

for the Year Ended 31 March 2024

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 16 September 2024 and signed on its behalf by:

Sandra Brown (Chair) - Trustee

Page 9

Independent Examiner's Report to the Trustees of Stepping Stones (Luton)

Independent examiner's report to the trustees of Stepping Stones (Luton) ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 March 2024.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the ERROR - relevant professional body must be completed, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Philip Dean, FCA (Member of the Institute of Chartered Accountants in England & Wales)

Hicks and Company Chartered Accountants Vaughan Chambers Vaughan Road Harpenden Hertfordshire AL5 4EE

16 September 2024

Page 10

Stepping Stones (Luton)

Statement of Financial Activities for the Year Ended 31 March 2024

Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
10,187
Charitable activities
4
Support services for vulnerable women
56,887
Investment income
3
353
Total
67,427
EXPENDITURE ON
Charitable activities
5
Support services for vulnerable women
86,954
NET INCOME/(EXPENDITURE)
(19,527)
RECONCILIATION OF FUNDS
Total funds brought forward
200,374
TOTAL FUNDS CARRIED FORWARD
180,847
Restricted
funds
£
-
348,475
-
348,475
389,790
(41,315)
46,309
4,994
31.3.24
Total
funds
£
10,187
405,362
353
415,902
476,744
(60,842)
246,683
185,841
31.3.23
Total
funds
£
28,395
389,722
544
418,661
557,207
(138,546)
385,229
246,683

The notes form part of these financial statements

Page 11

Stepping Stones (Luton) (Registered number: 06588338)

Statement of Financial Position

31 March 2024

Unrestricted
fund
Notes
£
FIXED ASSETS
Tangible assets
11
1,313
CURRENT ASSETS
Debtors
12
23,551
Cash at bank and in hand
164,424
187,975
CREDITORS
Amounts falling due within one year
13
(8,440)
NET CURRENT ASSETS
179,535
TOTAL ASSETS LESS CURRENT
LIABILITIES
180,848
NET ASSETS
180,848
FUNDS
15
Unrestricted funds:
General fund
Restricted funds:
Support services for vulnerable women
TOTAL FUNDS
Restricted
funds
£
-
15,733
13,870
29,603
(24,610)
4,993
4,993
4,993
31.3.24
Total
funds
£
1,313
39,284
178,294
217,578
(33,050)
184,528
185,841
185,841
180,848
4,993
185,841
31.3.23
Total
funds
£
44
16,771
289,961
306,732
(60,093)
246,639
246,683
246,683
200,374
46,309
246,683

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2024 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

Page 12

continued...

Stepping Stones (Luton) (Registered number: 06588338)

Statement of Financial Position - continued 31 March 2024

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 16 September 2024 and were signed on its behalf by:

Sandra Brown (Chair) - Trustee

Rosemary Hughes - Trustee

The notes form part of these financial statements

Page 13

Stepping Stones (Luton)
Statement of Cash Flows
for the Year Ended 31 March 2024
Notes
Cash flows from operating activities
Cash generated from operations
1
Interest paid
Net cash used in operating activities
Cash flows from investing activities
Purchase of tangible fixed assets
Net cash (used in)/provided by investing activities
Change in cash and cash equivalents
in the reporting period
Cash and cash equivalents at the
beginning of the reporting period
Cash and cash equivalents at the end
of the reporting period
31.3.24
£
(109,826)
(92)
(109,918)
(1,749)
(1,749)
(111,667)
289,961
178,294
31.3.23
£
(158,337)
(54)
(158,391)
-
-
(158,391)
448,352
289,961

The notes form part of these financial statements

Page 14

Stepping Stones (Luton)

Notes to the Statement of Cash Flows

for the Year Ended 31 March 2024

1. RECONCILIATION OF NET EXPENDITURE TO NET CASH FLOW FROM OPERATING ACTIVITIES

Net expenditure for the reporting period (as per the Statement
of Financial Activities)
Adjustments for:
Depreciation charges
Interest paid
(Increase)/decrease in debtors
Decrease in creditors
Net cash used in operations
31.3.24
£
(60,842)
480
92
(22,513)
(27,043)
(109,826)
31.3.23
£
(138,546)
49
54
4,274
(24,168)
(158,337)

2. ANALYSIS OF CHANGES IN NET FUNDS

At 1.4.23 Cash flow At 31.3.24
£ £ £
Net cash
Cash at bank and in hand **289,961 ** (111,667) **178,294 **
**289,961 ** (111,667) **178,294 **
Total **289,961 ** (111,667) **178,294 **

The notes form part of these financial statements

Page 15

Stepping Stones (Luton)

Notes to the Financial Statements for the Year Ended 31 March 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All incoming resources are included in the Statement of Financial Activities when the charity is entitled to the income and the amount can be quantified with reasonable accuracy. The following specific policies are applied to particular categories of income:

Voluntary income is received by way of grants, donations and gifts and is included in full in the Statement of Financial Activities when receivable. Grants, where entitlement is not conditional on the delivery of a specific performance by the charity, are recognised when the charity becomes unconditionally entitled to them.

Donated services and facilities are included at the value to the charity where this can be quantified. The value of services provided by volunteers has not been included in these accounts.

Investment income is included when receivable.

Incoming resources from grants, where related to performance and specific deliverables, are accounted for as the charity earns the right to consideration by its performance.

Expenditure

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Costs of generating funds comprise the costs associated with attracting voluntary income.

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

The charity has one main activity being the provision of support services for vulnerable women.

Allocation and apportionment of costs

Costs have either been directly allocated or have been allocated on the basis of the proportion of income to which they relate. Where depreciation is properly chargeable to restricted fund activities, this has also been allocated on the basis of the proportion of income between restricted and unrestricted activities.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Short leasehold - 10% on cost Fixtures & equipment - 25% on cost

Taxation

The charity is exempt from corporation tax on its charitable activities.

Page 16

continued...

Stepping Stones (Luton)

Notes to the Financial Statements - continued for the Year Ended 31 March 2024

1. ACCOUNTING POLICIES - continued

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

2. DONATIONS AND LEGACIES

Donations
Gift aid
3.
INVESTMENT INCOME
Interest received
4.
INCOME FROM CHARITABLE ACTIVITIES
Activity
Service agreement
Support services for vulnerable women
Sundry income
Support services for vulnerable women
Grants
Support services for vulnerable women
Childcare services
Support services for vulnerable women
Grants received, included in the above, are as follows:
Luton Rising
Tudor Trust
Lloyds Bank Foundation
Ministry Of Justice
The Henry Smith Charity
Bedfordshire Luton Community Foundation (emergency Covid)
Pilgrim Trust
Steel Charitable Trust
Carried forward
31.3.24
£
10,187
-
10,187
31.3.24
£
353
31.3.24
£
56,384
503
348,475
-
405,362
31.3.24
£
143,200
-
-
60,746
32,500
-
-
-
236,446
31.3.23
£
26,729
1,666
28,395
31.3.23
£
544
31.3.23
£
38,740
-
350,779
203
389,722
31.3.23
£
143,200
25,000
34,250
9,986
26,900
8,000
3,750
12,500
263,586

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continued...

Stepping Stones (Luton)

Notes to the Financial Statements - continued

for the Year Ended 31 March 2024

4. INCOME FROM CHARITABLE ACTIVITIES - continued

Brought forward
Masonic Charitable Foundation
Awards For All (Lottery)
National Lottery
B&Q
National Lottery Cost Of Living Fund
5.
CHARITABLE ACTIVITIES COSTS
Support services for vulnerable
women
6.
SUPPORT COSTS
Support services for vulnerable women
Direct
Costs
£
371,817
31.3.24
£
236,446
-
-
54,729
-
57,300
348,475
Support
costs (see
note 6)
£
104,927
31.3.23
£
263,586
24,731
600
56,862
5,000
-
350,779
Totals
£
476,744
Other
£
104,927

7. NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):

31.3.24 31.3.23
£ £
Depreciation - owned assets 480 49
Independent Examiner's remuneration 3,300 3,000

8. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2024 nor for the year ended 31 March 2023.

Trustees' expenses

During the year ended 31 March 2024, £115 (2023: £Nil) expenses was paid in connection with two Trustees.

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continued...

Stepping Stones (Luton)

Notes to the Financial Statements - continued for the Year Ended 31 March 2024

9. STAFF COSTS

Wages and salaries
Social security costs
Other pension costs
31.3.24
£
325,653
19,422
5,346
350,421
31.3.23
£
406,861
19,032
6,861
432,754

Pension costs are allocated to activities in proportion to the related staffing costs incurred.

The average monthly number of employees during the year was as follows:

Support services for vulnerable women

31.3.24 31.3.23
18 20

No employees received emoluments in excess of £60,000.

The employee benefits of key management personnel for the company were £102,426 (2023: £84,618).

10. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
28,395
Charitable activities
Support services for vulnerable women
38,943
Investment income
544
Total
67,882
EXPENDITURE ON
Charitable activities
Support services for vulnerable women
103,210
NET INCOME/(EXPENDITURE)
(35,328)
RECONCILIATION OF FUNDS
Total funds brought forward
235,702
TOTAL FUNDS CARRIED FORWARD
200,374
Restricted
funds
£
-
350,779
-
350,779
453,997
(103,218)
149,527
46,309
Total
funds
£
28,395
389,722
544
418,661
557,207
(138,546)
385,229
246,683

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continued...

Stepping Stones (Luton)

Notes to the Financial Statements - continued for the Year Ended 31 March 2024

11. TANGIBLE FIXED ASSETS

Short
Fixtures
leasehold
& equipment
£
£
COST
At 1 April 2023
129,248
46,085
Additions
-
1,749
At 31 March 2024
129,248
47,834
DEPRECIATION
At 1 April 2023
129,247
46,042
Charge for year
-
480
At 31 March 2024
129,247
46,522
NET BOOK VALUE
At 31 March 2024
1
1,312
At 31 March 2023
1
43
12.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.3.24
£
Trade debtors
28,762
Prepayments
10,522
39,284
13.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.3.24
£
Trade creditors
6,380
Social security and other taxes
3,075
Other creditors
20,786
Accruals and deferred income
2,809
33,050
14.
LEASING AGREEMENTS
Minimum lease payments under non-cancellable operating leases fall due as follows:
31.3.24
£
Within one year
20,000
Between one and five years
80,000
In more than five years
55,000
155,000
Totals
£
175,333
1,749
177,082
175,289
480
175,769
1,313
44
31.3.23
£
6,457
10,314
16,771
31.3.23
£
3,570
22,013
28,353
6,157
60,093
31.3.23
£
20,000
80,000
75,000
175,000

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continued...

Stepping Stones (Luton)

Notes to the Financial Statements - continued for the Year Ended 31 March 2024

15.
MOVEMENT IN FUNDS
At 1.4.23
£
Unrestricted funds
General fund
200,374
Restricted funds
Support services for vulnerable women
46,309
TOTAL FUNDS
246,683
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
67,427
Restricted funds
Support services for vulnerable women
348,475
TOTAL FUNDS
415,902
Comparatives for movement in funds
At 1.4.22
£
Unrestricted funds
General fund
235,702
Restricted funds
Support services for vulnerable women
149,527
TOTAL FUNDS
385,229
Net
movement
At
in funds
31.3.24
£
£
(19,526)
180,848
(41,316)
4,993
(60,842)
185,841
Resources
Movement
expended
in funds
£
£
(86,953)
(19,526)
(389,791)
(41,316)
(476,744)
(60,842)
Net
movement
At
in funds
31.3.23
£
£
(35,328)
200,374
(103,218)
46,309
(138,546)
246,683

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continued...

Stepping Stones (Luton)

Notes to the Financial Statements - continued for the Year Ended 31 March 2024

15. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Support services for vulnerable women
TOTAL FUNDS
Incoming
resources
£
67,882
350,779
418,661
Resources
Movement
expended
in funds
£
£
(103,210)
(35,328)
(453,997)
(103,218)
(557,207)
(138,546)

Purpose of restricted funds:

The restricted funds are held and applied for the overall objects of the company. Due to the complex needs of all service users, it is not possible to allocate income and costs to specific services provided by the company.

16. RELATED PARTY DISCLOSURES

There were no transactions with related parties during the year ended 31 March 2024.

17. ULTIMATE CONTROLLING PARTY

In the opinion of the trustees, there was no controlling party during the year.

18. GENERAL INFORMATION

The company is a private company registered in England and Wales. It is limited by guarantee and has no share capital. In the event of a winding up, every member has undertaken to contribute a sum not exceeding £1. The company's registered number and registered office address can be found in the Report of the Trustees.

Page 22

Stepping Stones (Luton)

Detailed Statement of Financial Activities

for the Year Ended 31 March 2024

Detailed Statement of Financial Activities
for the Year Ended 31 March 2024
31.3.24 31.3.23
Unrestricted Restricted Total Total
funds funds funds funds
£ £ £ £
INCOME AND ENDOWMENTS
Donations and legacies
Donations 10,187 - 10,187 26,729
Gift aid - - - 1,666
10,187 - 10,187 28,395
Investment income
Interest received 353 - 353 544
Charitable activities
Service agreement 56,384 - 56,384 38,740
Sundry income 503 - 503 -
Grants - 348,475 348,475 350,779
Childcare services - - - 203
**56,887 ** 348,475 **405,362 ** 389,722
Total incoming resources 67,427 348,475 415,902 418,661
EXPENDITURE
Charitable activities
Salaries 55,361 270,292 325,653 406,861
Social security 3,302 16,120 19,422 19,032
Pensions 909 4,437 5,346 6,861
Staff training 2,217 - 2,217 2,814
Agency staff - - - 1,000
Recruitment costs 340 1,659 1,999 8,217
DBS costs 90 440 530 520
Refreshments & canteen expenses 444 2,162 2,606 4,673
Travel expenses 548 - 548 278
Supervision costs 989 4,830 5,819 7,815
Materials 103 499 602 891
Service user support expenses 191 - 191 106
Accountancy 3,973 2,796 6,769 5,683
Trustee expenses 115 - 115 -
68,582 303,235 371,817 464,751
Support costs
Other
Fundraising and promotion 10 - 10 304
Rent & parking payable 3,400 16,600 20,000 26,608
Rates & water rates 338 1,645 1,983 626
Carried forward 3,748 18,245 21,993 27,538

This page does not form part of the statutory financial statements

Page 23

Stepping Stones (Luton)

Detailed Statement of Financial Activities

for the Year Ended 31 March 2024

Detailed Statement of Financial Activities
for the Year Ended 31 March 2024
31.3.24 31.3.23
Unrestricted Restricted Total Total
funds funds funds funds
£ £ £ £
Other
Brought forward 3,748 18,245 21,993 27,538
Insurance 1,075 5,244 6,319 10,447
Telephone 2,033 9,922 11,955 9,488
Printing, postage & stationery 330 1,613 1,943 3,112
Repairs, renewals & alterations 556 2,714 3,270 3,104
Light & heat 1,200 5,859 7,059 6,063
Computer & software expenses 4,722 23,046 27,768 18,722
Subscriptions 466 2,270 2,736 2,857
Professional fees 2,992 14,605 17,597 5,889
Volunteer expenses 21 - 21 125
Refuse collection & cleaning 623 3,038 3,661 4,431
Sundry expenses 33 - 33 577
Depreciation of fixtures & equipment 480 - 480 49
Bank charges & interest 92 - 92 54
18,371 86,556 104,927 92,456
Total resources expended 86,953 389,791 476,744 557,207
Net (expenditure)/income (19,526) (41,316) (60,842) (138,546)

This page does not form part of the statutory financial statements

Page 24