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2023-03-31-accounts

Capel Community Church CIO Trustees Annual Report and Financial Statements

For the period 01 April 2022 to 31 March 2023

Capel Community Church

Trustees Annual Report and Financial Statements

For the period 01 April 2022 to 31 March 2023

Registered Charity Number: 1162194

Registered Charity № 1162194

Page 1

Capel Community Church CIO Trustees Annual Report and Financial Statements

For the period 01 April 2022 to 31 March 2023

Table of Contents Page
Legal and Administrative Information 3
Trustees’ Annual Report 4
Objectives and Activities 4
Objects of the Charity 4
Background 5
Activities of the Charity during the Year 5
Our Premises 6
Serving the Local and Wider Community 6
Teaching & Building up the Christian Faith 6
Structure, Governance and Management 7
Founding Church 7
Church Officers 7
Public Benefit 8
Financial Review 8
Principle Funding Sources & Plans for Future Periods 8
Investment Policy 9
Reserves Policy 9
Responsibility of the Board of Trustees 10
Statement of Financial activities Balance Sheet 11
Notes forming part of the financial statements 13
Independent Examiner’s Report 14

Registered Charity № 1162194

Page 2

Capel Community Church CIO Trustees Annual Report and Financial Statements

For the period 01 April 2022 to 31 March 2023

LEGAL AND ADMINISTRATIVE INFORMATION

Charity Name: Capel Community Church CIO Registered Charity Number: 1162194 Registered Office: Capel Community Church Days Road Capel St Mary Ipswich Suffolk IP9 2JW Constitution: Constitution of a Charitable Incorporated Organisation whose only voting members are its charity trustees Dated 22[nd] May 2015 Board of Trustees: Stephen Locke (Appointed Chair of Trustees 18 Aug 2022) Peter Matthews Gordon Mower David Owen (Chair of Trustees until 18 Aug 2022 & Church Senior Leader) Treasurer: Stephen Locke Bankers: Co-operative Bank, P.O.Box 250, Delf House Southway, Skelmersdale WN8 6WT Independent Examiner Mrs. Carole Cowgill ACA Associate of the Institute of Chartered Accountants in England and Wales

Registered Charity № 1162194

Page 3

Capel Community Church CIO Trustees Annual Report and Financial Statements

For the period 01 April 2022 to 31 March 2023

TRUSTEES’ ANNUAL REPORT

The accounts and financial statements have been prepared in accordance with the

accounting policies set out in notes to the accounts and comply with:

the charity's governing document;

the Financial Reporting Standard for Smaller Entities (FRSSE);

the Charities Act 2011;

UK generally accepted practice

Insofar as they apply to the charity and it’s Trustees' Annual Report & Financial Statements.

OBJECTIVES AND ACTIVITIES

Objects of the Charity

The objects of the charity are for the public benefit, the advancement of the Christian faith, in accordance with the Statement of Faith, in Ipswich, Suffolk and such other parts of the United Kingdom and the world as the charity trustees may from time to time decide.

Our vision statement summarises the practical outworking of the Objects of the Charity:

To make Jesus known through being real, building relational community, keeping faith relevant.

Summarised in just three word:-

Real – Relational – Relevant

Whilst the impact of coronavirus, Covid-19, had lessened, along with the associated Government restrictions, allowing all in-person meetings to be resumed, we continued to be cautious in our approach to COVID risks. The wearing of masks at our Sunday service became a matter of choice except, initially, for those in frequent one-to-one contact e.g. the Welcome Team and those on refreshment duty.

The cessation of COVID restrictions allowed for the practical application of our vision statement to be demonstrated this year through two fundraising events:

The Tearfund Big Quiz Night – November 2022

Charity curry evening supporting East Anglia’s Children’s Hospices – March 2023

Registered Charity № 1162194

Page 4

Capel Community Church CIO Trustees Annual Report and Financial Statements

For the period 01 April 2022 to 31 March 2023

Background

Capel Community Church CIO was incorporated on 22 May 2015 and became a registered charity on 15 June 2015. Following approval by the Charity Commission, all assets and liabilities of the founding unincorporated association Capel Community Church, were transferred to Capel Community Church CIO (this charity) on the 1[st] August 2016.

Capel Community Church CIO has continued with the mission and ministry of the unincorporated association Capel Community Church and the Trustees have applied the guidance on public benefit issued by the Charity Commission in December 2008.

Activities of the Charity during the Year

Our main activities include:

Sunday morning worship services – weekly

Monday morning prayer meetings – weekly via Zoom

Mid-week small groups including prayer and Bible study – weekly

Funeral services – as required

Wedding services – as required

Pastoral work, including visiting the sick and bereaved

Informal social events for fellowship and outreach

Alpha Course – an introduction to the Christian faith

Hosting other charities and local groups at subsidised rates at our premises

Stay & Play for carers and toddlers – initially during school holidays – weekly from Jan 2023

Registered Charity № 1162194

Page 5

Capel Community Church CIO Trustees Annual Report and Financial Statements

For the period 01 April 2022 to 31 March 2023

Our Premises

The church premises are the base for the majority of the activities arranged by Capel Community Church CIO. Phase 1 of the building was completed in 1987 comprising the foyer, lounge area, meeting rooms, basement, kitchen and toilets. Phase 2 of the building was completed in 1993 providing the main hall.

To help improve the security of the church and facilities, a new fence and gates to the rear of the property and grounds have been installed.

Serving the Local and Wider Community

An important aspect of the church ethos is to be part of the local community regardless of personal faith or none. These activities range from pre-school children through to senior citizens. Suffolk County Council Children’s Team are based at the church for one day a week when they provide Health Visitor services and related early years activities and services. We also offer an initiative called Renew Wellbeing Lounge. This is a Friday afternoon café styled event, where it’s ‘OK not to be OK’ – an opportunity to meet, chat over a hot drink and bring a craft activity if you so wish.

The church also works in conjunction with the other Christian churches in the village to enable joint acts of prayer and worship, in addition to the Easter March of Witness on Good Friday and the Christmas Eve carol service in the shopping precinct.

We actively support the annual Act of Remembrance at the new village war memorial to remember those who served and died in the armed forces.

Teaching & Building-up Christian faith

During our main worship service each Sunday, we have modern worship songs and structured Bible teaching using both the Old & New Testaments. Teaching is usually based on themes or specific aspects of the Christian life, helping to bring the timeless truths of the Bible into a practical and relevant message for today. During the year a number of media presentational styles are used to help keep our services contemporary and accessible to all ages. When practicable, we provide age specific teaching and activities in our Junior Church groups during the adult teaching:-

Registered Charity № 1162194

Page 6

Capel Community Church CIO Trustees Annual Report and Financial Statements

For the period 01 April 2022 to 31 March 2023

In the last year we have covered the following subjects:

This is Your God - based on Psalm 103

David Cornes video presentations on book of Haggai - I will build my church

Wisdom from book of Proverbs

Love Languages

Christmas series

Paper Walls

Safety Barriers

In addition to the above series, we have also had a number of speakers from other churches and ministries.

STRUCTURE, GOVERNANCE AND MANAGEMENT

The policy and operating decisions of the charity rest with the Trustees who meet regularly

to monitor the activities of the CIO.

New trustees are appointed by the Trustees in accordance with the Constitution.

Founding Church

Capel Community Church CIO was formed by the unincorporated association Capel

Community Church.

Following approval from the Charity Commission on 1[st] June 2016, all assets and liabilities of

the founding church were transferred to this CIO on 1[st] August 2016.

Church Officers

Capel Community Church CIO is led by a spiritual leadership team appointed by the Trustees

and with the support of the committed congregation. The CIO delegate the day-to-day

functions of the church to this leadership team, comprising of:

David Owen (Pastor & Senior Leader)

Rachel Owen

Mark Firmin

Amanda Firmin

Registered Charity № 1162194

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Capel Community Church CIO Trustees Annual Report and Financial Statements

For the period 01 April 2022 to 31 March 2023

PUBLIC BENEFIT

The trustees have considered the guidance produced by the Charity Commission on the

provision of public benefit and they confirm that public benefit has been provided by:

Providing regular public worship open to all and talks etc. posted on the church website

Promoting the whole mission of the Church through activities for individuals, parents and carers

Conducting pastoral work including visiting the sick in their homes and in hospital and the bereaved

Teaching Christianity through sermons, courses and small groups

Supporting other charities in the UK

Supporting local families and individuals in distress or bereavement

Supporting inter-church activities within the village to promote Christian witness and service

Providing marriage preparation courses, to support young couples

A number of our usual activities that had to be suspended during Covid-19, have been resumed during the year allowing us to maintain regular contact with individuals and families who attended these activities

FINANCIAL REVIEW

Principle Funding Sources and Plans for Future Periods

Funding of the CIO is ordinarily and primarily from those committed to, and supportive of, the objectives of the charity; members of the congregation. The hiring of the charity building and facilities generates a small income to help towards building overheads. The Trustees are investigating the feasibility of increasing the availability of the building and facilities to other groups and individuals to provide additional income streams, while maintaining the ethos and values of the church.

Although the majority of our income is from regular on-line monthly gifts, the Trustees have taken a cautious approach and have put aside additional reserves and have setup a special fund to help with financial hardship in the community due to the cost of living crisis

Investment Policy

The Trustees have considered whether there is a need to designate any of the unrestricted funds for the purposes of holding investments. Currently due to low interest rates, and on-

Registered Charity № 1162194

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Capel Community Church CIO Trustees Annual Report and Financial Statements

For the period 01 April 2022 to 31 March 2023

going refurbishment plans, no investments have been made. However, where this is deemed to be both financially viable and of benefit to the charity in terms of furthering its objects, investment options will be considered with reference to the charity’s Investment Policy.

The CIO operates only one charity current account which is fully covered by the Financial Services Compensation Scheme. In the event that reserves would not be fully covered by the compensation scheme, additional, non-connected accounts would be established.

Reserves Policy

The Trustees acknowledge that the charity must have sufficient reserves to meet all known current liabilities in addition to being able to meet unplanned emergency costs. The Trustees maintain a ‘ring-fenced’ fund within the general unrestricted funds to provide reserves to cover any unexpected reduction in voluntary giving. Reserves are maintained to comply with the charity’s Reserves Policy, which includes actions to be taken if the reserves are likely to be required to cover day to day operational costs.

Registered Charity № 1162194

Page 9

Capel Community Church CIO Trustees Annual Report and Financial Statements

For the period 01 April 2022 to 31 March 2023

RESPONSIBILITY OF THE BOARD OF TRUSTEES

Charity law requires us as Trustees to prepare financial statements for each accounting year which record the receipts and payments of the charity for the year.

We are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable us to ensure that the financial statements comply with the Charities Act 2011.

We also have a responsibility to safeguard the assets of the charity and to take reasonable steps to prevent fraud or any other irregularities.

Independent Examiner’s Report

The accounts of the CIO have been independently examined to comply with the Charity Commission requirements for CIOs with an income over £25,000. This is included as part of this report.

Approval

This report was approved by the Trustees on 31[st] January 2024 and is signed on their behalf by:

S. Locke (Chair)

Registered Charity № 1162194

Page 10

Capel Community Church CIO Trustees Annual Report and Financial Statements

For the period 01 April 2022 to 31 March 2023

RECEIPTS AND PAYMENT ACCOUNTS

Charity Name Charity Name Charity Name Charity Name Charity Name No (if any) No (if any) CC16a

Capel Community Church

1162194
Receipts andpayments accounts
For the period
from
Period start date To Period end date
01/04/2022 31/03/2023
Section A Receipts and payments
Unrestricted
funds
Restricted
funds
Endowment
funds
Total funds Last year
to the nearest
£
to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Donations received 42,649 - - 42,649 40,067
Income from Charitable Activities 7,960 - - 7,960 5,891
- - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
Sub total(Gross income for
AR)

50,609
- - 50,609 45,958
A2 Asset and investment sales,
(see table).
- - - -
- - - - -
Sub total - - - - -
**Total receipts ** 50,609 - - 50,609 45,958
A3 Payments
Staff related expenditure 14,565 - - 14,565 13,509
Buildingmaint, renewals, utilityexps 12,984 - - 12,984 7,937
Grounds renewal and maintenance 9,231 - - 9,231 5,770
Admin exps 6,045 - - 6,045 5,409
Gifts /Payments 9,188 - - 9,188 13,534
Special and outreach events 1,729 - - 1,729 581
Misc exps 163 - - 163 64
- - - - -
- - - - -
**Sub total ** 53,905 - - 53,905 46,804
A4 Asset and investment
purchases, (see table)
- - - -
- - - -
**Sub total ** - - - - -
**Totalpayments ** 53,905 - - 53,905 46,804
Net of receipts/(payments) - 3,296 - - - 3,296 - 846
A5 Transfers between funds - - - - -
A6 Cash funds lastyear end 49,586 - - 49,586 50,432
Cash funds thisyear end 46,290 - - 46,290 49,586

Registered Charity № 1162194

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Capel Community Church CIO Trustees Annual Report and Financial Statements

For the period 01 April 2022 to 31 March 2023

Section B Statement of assets and liabilities at the end of the period

----- Start of picture text -----
Unrestricted Restricted Endowment
Categories Details funds funds funds
to nearest £ to nearest £ to nearest £
B1 Cash funds Current account 46,290 - -
Cash in Hand - - -
- - -
Total cash funds 46,290 - -
(agree balances with receipts and payments
account(s)) OK OK OK
Unrestricted Restricted Endowment
funds funds funds
Details to nearest £ to nearest £ to nearest £
B2 Other monetary assets Accounts receivable 1,071 - -
- - -
- - -
- - -
- - -
- - -
Fund to which Current value
Details asset belongs Cost (optional) (optional)
B3 Investment assets - -
- -
- -
- -
- -
Fund to which Current value
Details asset belongs Cost (optional) (optional)
B4 Assets retained for the - -
charity’s own use - -
- -
- -
- -
- -
- -
- -
- -
Fund to which Amount due When due
Details liability relates (optional) (optional)
B5 Liabilities HMRC PAYE due Unrestricted 57
Payment received in error Unrestricted 242
-
-
-
Signed by one or two trustees on Date of
behalf of all the trustees Signature Print Name approval
S Locke
----- End of picture text -----

Registered Charity № 1162194

Page 12

Capel Community Church CIO Trustees Annual Report and Financial Statements

For the period 01 April 2022 to 31 March 2023

NOTES FORMING PART OF THE FINANCIAL STATEMENTS

No guarantee has been made by the CIO, where any potential liability under the guarantee is outstanding at the date of the statement of assets and liabilities.

No debts are outstanding at the date of the statement of assets and liabilities which is owed by the CIO and which is secured by an express charge on any of the assets of the CIO.

Registered Charity № 1162194

Page 13

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