**Capel Community Church CIO Trustees Annual Report and Financial Statements**
**For the period 01 April 2020 to 31 March 2021**
## **Capel Community Church**
**Trustees Annual Report and Financial Statements**
**For the period 01 April 2020 to 31 March 2021**
**Registered Charity Number: 1162194**
Registered Charity № 1162194
Page 1
**Capel Community Church CIO Trustees Annual Report and Financial Statements**
## **For the period 01 April 2020 to 31 March 2021**
|**Table of Contents**|**Page**|
|---|---|
|Legal and Administrative Information|3|
|Trustees’ Annual Report|4|
|Objectives and Activities|4|
|Objects of the Charity|4|
|Background|5|
|Activities of the Charity during the Year|5|
|Our Premises|6|
|Serving the Local and Wider Community|6|
|Teaching & Building up the Christian Faith|6|
|Structure, Governance and Management|7|
|Founding Church|7|
|Church Officers|7|
|Public Benefit|8|
|Financial Review|8|
|Principle Funding Sources & Plans for Future Periods|8|
|Investment Policy|9|
|Reserves Policy|9|
|Responsibility of the Board of Trustees|10|
|Statement of Financial activities Balance Sheet|11|
|Notes forming part of the financial statements|13|
|Independent Examiner’s Report|14|
Registered Charity № 1162194
Page 2
**Capel Community Church CIO Trustees Annual Report and Financial Statements**
**For the period 01 April 2020 to 31 March 2021**
## **LEGAL AND ADMINISTRATIVE INFORMATION**
Charity Name: Capel Community Church CIO Registered Charity Number: 1162194 Registered Office: Capel Community Church Days Road Capel St Mary Ipswich Suffolk IP9 2JW Constitution: Constitution of a Charitable Incorporated Organisation whose only voting members are its charity trustees Dated 22[nd] May 2015 Board of Trustees: Stephen Locke Peter Matthews Gordon Mower David Owen (Chair of Trustees & Church Senior Leader) Treasurer: Kerry Storey (Retired 25[th] March 2021) Stephen Locke (Appointed 25[th] March 2021) Bankers: Co-operative Bank, P.O.Box 250, Delf House Southway, Skelmersdale WN8 6WT Independent Examiner Mrs. Carole Cowgill ACA Associate of the Institute of Chartered Accountants in England and Wales
Registered Charity № 1162194
Page 3
**Capel Community Church CIO Trustees Annual Report and Financial Statements**
## **For the period 01 April 2020 to 31 March 2021**
## **TRUSTEES’ ANNUAL REPORT**
The accounts and financial statements have been prepared in accordance with the
accounting policies set out in notes to the accounts and comply with:
the charity's governing document;
Accounting and Reporting by Charities: Statement of Recommended Practice;
the Financial Reporting Standard for Smaller Entities (FRSSE);
the Charities Act 2011;
UK generally accepted practice
Insofar as they apply to the charity and it’s Trustees' Annual Report & Financial Statements.
## **OBJECTIVES AND ACTIVITIES**
## **Objects of the Charity**
The objects of the charity are for the public benefit, the advancement of the Christian faith, in accordance with the Statement of Faith, in Ipswich, Suffolk and such other parts of the United Kingdom and the world as the charity trustees may from time to time decide.
Our vision statement summarises the practical outworking of the Objects of the Charity:
## **To make Jesus known through being real, building relational community, keeping faith relevant.**
Summarised in just three word:-
## **Real – Relational – Relevant**
The impact of coronavirus, Covid-19 and the necessary Government restrictions including national lockdowns have had a huge impact on our activities and how we have been able to operate this year. We have followed Government advice and the church premises remained closed during lockdowns and we have been cautious in our approach to in-person meetings when they have been permitted. During lockdowns, Sunday services have been replaced by on-line video messages, while prayer meetings and mid-week groups etc. were held via Zoom video conferencing. Pastoral care has been kept under review to ensure adequate coverage, especially for those shielding or clinically vulnerable. Other activities, eg. Parent
Registered Charity № 1162194
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**Capel Community Church CIO Trustees Annual Report and Financial Statements**
## **For the period 01 April 2020 to 31 March 2021**
or carer baby & toddler group, Senior citizens luncheon club and Senior citizens Sunday afternoon tea & activity group have all been suspended for the time being.
We were however, still able to hold our fundraising event for Tearfund - The Tearfund Big Quiz Night in November 2020 this time via Zoom video conferencing.
## **Background**
Capel Community Church CIO was incorporated on 22 May 2015 and became a registered charity on 15 June 2015. Following approval by the Charity Commission, all assets and liabilities of the founding unincorporated association Capel Community Church, were transferred to Capel Community Church CIO (this charity) on the 1[st] August 2016.
Capel Community Church CIO has continued with the mission and ministry of the unincorporated association Capel Community Church and the Trustees have applied the guidance on public benefit issued by the Charity Commission in December 2008.
## **Activities of the Charity during the Year**
Our main activities include:
Sunday morning worship services – weekly (in-person & on-line)
Monday morning prayer meetings – weekly via Zoom
Mid-week small groups including prayer and Bible study – weekly (in-person & on-line) Parent or carer baby & toddler group – suspended during Covid-19
Hosting the Health Visitor baby clinic – suspended during Covid-19
Hosting a twins & multiples group (for babies and toddlers) - weekly during term time – suspended during Covid-19
Senior citizens luncheon club – suspended during Covid-19
Senior citizens Sunday afternoon tea & activity group – suspended during Covid-19
Funeral services – as required
Wedding services – as required
Pastoral work, including visiting the sick and bereaved
Informal social events for fellowship and outreach
Marriage Course
Alpha Course – an introduction to the Christian faith, held on-line via Zoom, in conjunction with the other churches in the village
Hosting other charities and local groups at subsidised rates at our premises
Registered Charity № 1162194
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## **Capel Community Church CIO Trustees Annual Report and Financial Statements**
## **For the period 01 April 2020 to 31 March 2021**
## **Our Premises**
The church premises are the base for the majority of the activities arranged by Capel Community Church CIO. Phase 1 of the building was completed in 1987 comprising the foyer, lounge area, meeting rooms, basement, kitchen and toilets. Phase 2 of the building was completed in 1993 providing the main hall.
Work has recently commenced on the erection of a new fence and gates to the rear of the property and grounds. This will help to improve security to the church and facilities, especially as these areas are concealed from the road and footpaths.
## **Serving the Local and Wider Community**
An important aspect of the church ethos is to be part of the local community regardless of personal faith or none. These activities range from pre-school children through to senior citizens. During the weekly parent or carer baby & toddler group, the local Health Visitor attends once a month to hold the baby clinic.
The church also works in conjunction with the other Christian churches in the village to enable joint acts of prayer and worship, in addition to the Easter March of Witness on Good Friday and the Christmas Eve carol service in the shopping precinct.
We actively support the annual Act of Remembrance at the new village war memorial to remember those who served and died in the armed forces.
## **Teaching & Building-up Christian faith**
During our main worship service each Sunday, we have modern worship songs and structured Bible teaching using both the Old & New Testaments. Teaching is usually based on themes or specific aspects of the Christian life, helping to bring the timeless truths of the Bible into a practical and relevant message for today. During the year a number of media presentational styles are used to help keep our services contemporary and accessible to all ages. When practicable, we provide age specific teaching and activities in our Junior Church groups during the adult teaching:-
Registered Charity № 1162194
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**Capel Community Church CIO Trustees Annual Report and Financial Statements**
## **For the period 01 April 2020 to 31 March 2021**
In the last year we have covered the following subjects:
Missional focus
Easter series – Passover Plan, The Palm Procession, Easter Day
Lockdown Video Bible Studies – recorded at home by contributors
Everyone Talking Jesus series
Wellbeing series – God’s idea for a better life
Christmas series – Gift of Hope, Gift of Peace, Gift of Joy, Gift of Life
Hope for series – Now, Tomorrow, Future, Everyone
The Rewards of Sacrifice – Prayer, Fasting, Praise, Jesus
In addition to the above series, we have also had a number of speakers from other churches and ministries.
## **STRUCTURE, GOVERNANCE AND MANAGEMENT**
The policy and operating decisions of the charity rest with the Trustees who meet regularly
to monitor the activities of the CIO.
New trustees are appointed by the Trustees in accordance with the Constitution.
## **Founding Church**
Capel Community Church CIO was formed by the unincorporated association Capel
Community Church.
Following approval from the Charity Commission on 1[st] June 2016, all assets and liabilities of
the founding church were transferred to this CIO on 1[st] August 2016.
## **Church Officers**
Capel Community Church CIO is led by a spiritual leadership team appointed by the Trustees and with the support of the committed congregation. The CIO delegate the day-to-day
functions of the church to this leadership team, comprising of:
David Owen (Pastor & Senior Leader)
Rachel Owen
Mark Firmin
Amanda Firmin
Registered Charity № 1162194
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**Capel Community Church CIO Trustees Annual Report and Financial Statements**
## **For the period 01 April 2020 to 31 March 2021**
## **PUBLIC BENEFIT**
The trustees have considered the guidance produced by the Charity Commission on the
provision of public benefit and they confirm that public benefit has been provided by:
Providing regular public worship open to all and talks etc. posted on the church website
Promoting the whole mission of the Church through activities for individuals, parents and carers
Conducting pastoral work including visiting the sick in their homes and in hospital and the bereaved
Teaching Christianity through sermons, courses and small groups
Supporting other charities in the UK
Supporting local families and individuals in distress or bereavement
Supporting inter-church activities within the village to promote Christian witness and service
Providing marriage preparation courses, to support young couples
Supporting the Covid-19 support response within our village
A number of our usual activities have had to be suspended during Covid-19, however regular contact with individuals and families who attended these activities has been maintained
## **FINANCIAL REVIEW**
## **Principle Funding Sources and Plans for Future Periods**
Funding of the CIO is ordinarily and primarily from those committed to, and supportive of, the objectives of the charity; members of the congregation. The hiring of the charity building and facilities generates a small income to help towards building overheads. The Trustees are investigating the feasibility of increasing the availability of the building and facilities to other groups and individuals to provide additional income streams, while maintaining the ethos and values of the church.
The impact of Covid-19 has resulted in the majority of external hiring being cancelled and therefore loss of this income. During lockdowns the building has been ‘mothballed’ and savings have been made on running costs and reduced maintenance expenditure.
Registered Charity № 1162194
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**Capel Community Church CIO Trustees Annual Report and Financial Statements**
## **For the period 01 April 2020 to 31 March 2021**
Although the majority of our income is from regular on-line monthly gifts, the Trustees have taken a cautious approach and have put aside additional reserves and have setup a special fund to help with financial hardship in the community due to Covid-19.
## **Investment Policy**
The Trustees have considered whether there is a need to designate any of the unrestricted funds for the purposes of holding investments. Currently due to low interest rates, and ongoing refurbishment plans, no investments have been made. However, where this is deemed to be both financially viable and of benefit to the charity in terms of furthering its objects, investment options will be considered with reference to the charity’s Investment Policy.
The CIO operates only one charity current account which is fully covered by the Financial Services Compensation Scheme. In the event that reserves would not be fully covered by the compensation scheme, additional, non-connected accounts would be established.
## **Reserves Policy**
The Trustees acknowledge that the charity must have sufficient reserves to meet all known current liabilities in addition to being able to meet unplanned emergency costs. The Trustees maintain a ‘ring-fenced’ fund within the general unrestricted funds to provide reserves to cover any unexpected reduction in voluntary giving. Reserves are maintained to comply with the charity’s Reserves Policy, which includes actions to be taken if the reserves are likely to be required to cover day to day operational costs.
Registered Charity № 1162194
Page 9
**Capel Community Church CIO Trustees Annual Report and Financial Statements**
## **For the period 01 April 2020 to 31 March 2021**
## **RESPONSIBILITY OF THE BOARD OF TRUSTEES**
Charity law requires us as Trustees to prepare financial statements for each accounting year which record the receipts and payments of the charity for the year.
We are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable us to ensure that the financial statements comply with the Charities Act 2011.
We also have a responsibility to safeguard the assets of the charity and to take reasonable steps to prevent fraud or any other irregularities.
## **Independent Examiner’s Report**
The accounts of the CIO have been independently examined to comply with the Charity Commission requirements for CIOs with an income over £25,000. This is included as part of this report.
## **Approval**
This report was approved by the Trustees on 29[th] January 2022 and is signed on their behalf
by:
D. S. Owen (Chair)
Registered Charity № 1162194
Page 10
**Capel Community Church CIO Trustees Annual Report and Financial Statements**
## **For the period 01 April 2020 to 31 March 2021**
## **RECEIPTS AND PAYMENT ACCOUNTS**
|**Charity Name**||**No (if any)**|||
|---|---|---|---|---|
|**Capel Community Church**||**1162194**|||
|**Receipts andpayments accounts**||||**CC16a**|
|**For the period**
**from**|01/04/2020
Period start date|31/03/2021
Period end date
**To**|||
|**Section A Receipts and payments**|**Section A Receipts and payments**|**Section A Receipts and payments**||||||||
|---|---|---|---|---|---|---|---|---|---|
|**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest**
**£**||**Restricted**
**funds**
**to the nearest £**||**Endowment**
**funds**
**to the nearest £**||**Total funds**
**to the nearest £**||**Last year**
**to the nearest £**|
|Donations received|**47,137**||**-**||**-**||**47,137**||**58,589**|
|Income from Charitable Activities|**421**||**-**||**-**||**421**||**4,823**|
|Payment received in error|**-**||**-**||**-**||**-**||**242**|
||**-**||**-**||**-**||**-**||**-**|
||**-**||**-**||**-**||**-**||**-**|
||**-**||**-**||**-**||**-**||**-**|
||**-**||**-**||**-**||**-**||**-**|
||**-**||**-**||**-**||**-**||**-**|
|**_Sub total_**_(Gross income for_
_AR)_|
**47,558**||**-**||**-**||**47,558**||**63,654**|
|||||||||||
|**A2 Asset and investment sales,**
**(see table).**||||||||||
||**-**|||||||||
||**-**||||||||**-**|
|**_Sub total_**|**-**||||||||**-**|
|**_Total receipts_**
**A3 Payments**||||||||||
||||||||||**63,654**|
|||||||||||
|Staff related expenditure|**13,094**||**-**||**-**||**13,094**||**13,365**|
|Buildingmaint,renewals,utilityexps|**7,709**||**-**||**-**||**7,709**||**14,776**|
|Grounds renewal and maintenance|**3,216**||**-**||**-**||**3,216**||**4,740**|
|Admin exps|**5,116**||**-**||**-**||**5,116**||**5,555**|
|Gifts /Payments|**10,159**||**-**||**-**||**10,159**||**17,513**|
|Special and outreach events|**522**||**-**||**-**||**522**||**2,853**|
|Misc exps|**15**||**-**||**-**||**15**||**186**|
||**-**||**-**||**-**||**-**||**-**|
||**-**||**-**||**-**||**-**||**-**|
|**_Sub total_ **|**39,831**||**-**||**-**||**39,831**||**58,988**|
|||||||||||
|**A4 Asset and investment**
**purchases, (see table)**||||||||||
||**-**|||||||||
||**-**|||||||||
|**_Sub total_ **|**-**||||||||**-**|
|**_Total payments_**
**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**||||||||||
||||||||||**58,988**|
|||||||||||
||**7,727**||**-**||**-**||**7,727**||**4,666**|
||**-**|
|**-**|
|**-**||**-**||**-**|
||**42,705**||**-**||**-**||**42,705**||**38,039**|
||**50,432**||**-**||**-**||**50,432**||**42,705**|
Registered Charity № 1162194
Page 11
**Capel Community Church CIO Trustees Annual Report and Financial Statements**
## **For the period 01 April 2020 to 31 March 2021**
|**Section B Statement of assets and liabilities at**|**Section B Statement of assets and liabilities at**|**the end of the period**|**the end of the period**||
|---|---|---|---|---|
|**Categories**
Signed by one or two trustees on
behalf of all the trustees
**B1 Cash funds**
**B2 Other monetary assets**
**B4 Assets retained for the**
**charity’s own use**
**B5 Liabilities**
**B3 Investment assets**|Current account
Cash in Hand
**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))|**Unrestricted**
**funds**
**to nearest £**|**Restricted**
**funds**
**to nearest £**|**Endowment**
**funds**
**to nearest £**|
|||**50,432**|**-**|**-**
**-**
**-**|
|||**-**|**-**||
|||**-**|**-**||
|||**50,432**|**-**|**-**|
|||OK
**Unrestricted**
**funds**
**to nearest £**|OK
**Restricted**
**funds**
**to nearest £**|OK|
|||||**Endowment**
**funds**
**to nearest £**|
||Hardship loan|**200**|**-**|**-**
**-**
**-**
**-**
**-**
**-**|
|||**-**|**-**||
|||**-**|**-**||
|||**-**|**-**||
|||**-**|**-**||
|||**-**|**-**||
||**Details**|**Fund to which**
**asset belongs**|**Cost (optional)**|**Current value**
**(optional)**|
||||**-**|**-**
**-**
**-**
**-**
**-**|
||||**-**||
||||**-**||
||||**-**||
||||**-**||
||**Details**|**Fund to which**
**asset belongs**|**Cost (optional)**|**Current value**
**(optional)**|
||||**-**|**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|
||||**-**||
||||**-**||
||||**-**||
||||**-**||
||||**-**||
||||**-**||
||||**-**||
||||**-**||
||**Details**|**Fund to which**
**liability relates**|**Amount due**
**(optional)**|**When due**
**(optional)**|
||Pension payment due
Payment received in error|Unrestricted|**99**||
|||Unrestricted|**242**||
||||**-**||
||||**-**||
||||**-**||
||Signature
D S Owen|Print Name|||
|||||Date of
approval
29/01/2022|
|||D S Owen|||
||||||
Registered Charity № 1162194
Page 12
**Capel Community Church CIO Trustees Annual Report and Financial Statements**
**For the period 01 April 2020 to 31 March 2021**
## **NOTES FORMING PART OF THE FINANCIAL STATEMENTS**
No guarantee has been made by the CIO, where any potential liability under the guarantee is outstanding at the date of the statement of assets and liabilities.
No debts are outstanding at the date of the statement of assets and liabilities which is owed by the CIO and which is secured by an express charge on any of the assets of the CIO.
Registered Charity № 1162194
Page 13
Capel Community Church CIO Trustees Annual Report and Financial Ststements
For the period 01 April 2020 to 31 March 2021
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Page 14