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2025-03-31-accounts

Registered Charity Number :- 1162131

CHRIST IMAGE ASSEMBLY NORTHAMPTON a Charitable Incorporated Organisation

TRUSTEES’ REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR END 31 March 2025

Christ Image Assembly Northampton 28-34 Wellington Street

Northampton

CHRIST IMAGE ASSEMBLY NORTHAMPTON

CONTENTS

FOR THE YEAR ENDED 31 March 2025

TRUSTEES' REPORT ............................................................................................................................................... 3 INDEPENDENT EXAMINER'S REPORT .............................................................................................................. 9 STATEMENT OF FINANCIAL ACTIVITIES ...................................................................................................... 10 BALANCE SHEET .................................................................................................................................................. 11 NOTES TO THE FINANCIAL STATEMENTS .................................................................................................... 12

2

CHRIST IMAGE ASSEMBLY NORTHAMPTON

INDEPENDENT EXAMINER'S REPORT

FOR THE YEAR ENDED 31 March 2025

The trustees present their report with the financial statements of the charity for the year ended 31 March 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

A. The advancement of the Christian faith in accordance with the CIO's statement of beliefs, in such ways and in such parts of the United Kingdom or the World as the Trustees from time to time may think fit.

B.The prevention or relief of poverty for the public benefit by the provision of funds, goods or services of any kind in such parts of the United Kingdom or the World as the Trustees from time to time may think fit.

C. The advancement of education for the benefit of the public in such ways and in such parts of the United Kingdom or the World as the Trustees from time to time may think fit.

D. The furtherance of such other purposes as are exclusively charitable under the laws of England and Wales including the relief of social isolation for the elderly and the promotion of good citizenship by helping people make positive contributions to their community as an expression of their faith. "

Significant activities

In determining its yearly activities, the CIO considered the Charity Commission's guidance on public benefit at its annual meeting for reviewing and setting the annual goals and for developing programmes and projects.

The following activities were done in line with the CIO's objectives:

1. Provision of a place of worship

As in previous years, throughout the operating year, the CIO held regular meetings at least twice a week, which included worship music, prayers, and biblical teachings on various subjects related to the Christian faith. These meetings include Sunday services, midweek services, and cell group meetings, designed to strengthen fellowship and the well-being of its members. These were publicised using various online and printed media, and the general public was invited to attend. The services were a mix of in-person and remote (using video conferencing software). Sunday services were regularly streamed live on social media channels for a wider reach.

2. Provision of goods to support families in need

During the Christmas season, the Church supported 107 families and individuals in need with Christmas Hampers containing everything needed for a decent Christmas meal. Each hamper was

3

CHRIST IMAGE ASSEMBLY NORTHAMPTON

INDEPENDENT EXAMINER'S REPORT

FOR THE YEAR ENDED 31 March 2025

bought at a subsidised rate of £35 from the Christmas Lunch on Jesus franchise. Individuals and families in need were identified through self-referrals, referrals by friends and families, and social media. We also receive referrals from the Department of Work and Pensions and other local charities like the Eve Charity. This is the eleventh consecutive year that the CIO has run this scheme. The CIO intends to continue running this scheme annually.

The charity identified and supported families in need with welfare donations during the year.

3. The advancement of Education

The CIO put together several teachings/seminars as part of the statutory worship services. The teachings/seminars covered spiritual development, finance, youth empowerment, relationships, and personal development. Providers included in-house experts and guest experts. During the year, the CIO provided a Business Analysis course free of charge to the general public. The CIO continued the entrepreneurship and investment club aimed at increasing financial literacy and developing the entrepreneurship prowess of its members. Members of the club met monthly for training and development sessions. The charity also held a productivity summit.

4. The relief of social isolation

The CIO’s befriending scheme, Linking Lives Northampton, has continued to help address the problem of social isolation among older persons in Northampton. Demand for the scheme’s services remains high. In the course of the year, several more links were made. The number of volunteers working in this scheme also increased during this year. The CIO had a paid employee who coordinated the activities of the befriending scheme.

Public benefit

The CIO held two Business Analysis training course which was offered free of charge to the general public.

The CIO supported families and individuals in need with Christmas Hampers at Christmas. The recipients were members of the local community as well as referrals from the Department for Works and Pensions and other local charities.

The charity identified and supported families in need with welfare donations as part of the celebration of its anniversary.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The charity celebrated its 10th anniversary during the year with a weekend of celebration and thanksgiving, hosting and welcoming guests from around the world.

The charity held two church services every Sunday throughout the year, with an average attendance of 100 people at each service. Mid-week services took place on Wednesdays at least twice a month, with an average attendance of 50 people per service. These figures include adults, young people, and

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CHRIST IMAGE ASSEMBLY NORTHAMPTON

INDEPENDENT EXAMINER'S REPORT

FOR THE YEAR ENDED 31 March 2025

children. We also continued to hold cell meetings (small group gatherings) at various locations in Northampton and Wellingborough, twice a month.

All arms of the church have witnessed a steady increase in membership to a current level of around 250, including children and young people. The CIO continues to enjoy a good working relationship with other churches in Northampton. Its leaders meet to pray with other church leaders for the town of Northampton and, indeed, the nation of Great Britain.

By continuing to hold some services remotely using video conferencing software and streaming services live on social media networks, the CIO extended its reach and witnessed increased attendance at its services.

The CIO organised one Business Analysis training course during the year, which was offered free of charge to the public. The charity also hosted a Productivity Summit, featuring a wide range of guest speakers on topics related to increasing productivity and entrepreneurship.

Teenagers and youth members of the CIO held regular meetings, which featured teachings and activities aimed at empowering young people to succeed in their endeavours and have a positive impact on the community.

The Trustees of the CIO continue to support the church members through the pastoral care team, cell groups, follow-up, and visitation teams. The recently implemented cell system continued to run effectively to increase the level of care and support for its members. Birthdays and wedding anniversaries of the CIO’s members were acknowledged and celebrated. Regular prayer and bible teaching sessions were held throughout the year, which many members found comforting and uplifting.

The charity has commenced work on a building project to expand the capacity of the church building. This is currently still in the planning stage.

Fundraising activities

The CIO did not receive any grants this year.

Investment performance

The charity continued to work towards its investment goals after the successful purchase of a property for use in pursuant of its charitable activities.

FUTURE PLANS

The CIO plans to continue its community engagement work through Linking Lives.

The CIO plans to support individuals and families at Christmas through its Christmas Lunch on Jesus initiative and also to donate several hampers to those in need.

The church also plans to continue its welfare package to support our members and the public at large.

5

CHRIST IMAGE ASSEMBLY NORTHAMPTON

INDEPENDENT EXAMINER'S REPORT

FOR THE YEAR ENDED 31 March 2025

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document which is its Constitution

Charity constitution

Charitable Incorporated Organisation (CIO) Foundation

Recruitment and appointment of new trustees

Under the requirements of the Charity Constitution, Trustees are elected to serve under a fixed term and can be re-elected for further fixed terms.

Organisational structure

The charity was established on 11 June 2015 as a Charitable Incorporated Organisation. The trustees maintain the charity's governance. They hold regular board meetings and additional meetings when required.

The charity is supported by about 70 volunteers who work an average of 4 hours weekly. If minimum wage is applied to this, the cash value of the volunteer force to the charity in a whole year could be over £177,777 . Without the support of these volunteers, the charity could not have met its aims and objectives effectively.

Induction and training of new trustees

The trustees are familiar with the church's workings, and the charity draws from long-standing church members and Christians from other denominations who have a skill set to offer. New trustees are encouraged to attend a series of short training sessions and seminars provided by external organisations.

Wider network

CIA is an affiliate of the International Ministry of Christ Image Assembly, whose head church is in Lagos, Nigeria.

6

CHRIST IMAGE ASSEMBLY NORTHAMPTON

INDEPENDENT EXAMINER'S REPORT

FOR THE YEAR ENDED 31 March 2025

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number 1162131

Principal address

28-34 Wellington Street,

Northampton,

NN1 3AS

Trustees

Olufemi Adeleye

Temitope Kujore

Temitope Ojo

Itohan Laura Oboh

Chidinma Uju Kingsley-Uju

Bankers

Barclays Bank Plc,

267 Wellingborough Road,

Northampton,

NN1 4EN

7

CHRIST IMAGE ASSEMBLY NORTHAMPTON

INDEPENDENT EXAMINER'S REPORT

FOR THE YEAR ENDED 31 March 2025

Approved by order of the board of trustees on 21 December 2024 and signed on its behalf by:

Signature:

Full names: Olufemi Adeleye

Position: Chair

Date:

Signature:

Full names: Temitope Ojo

Position: Secretary

Date:

Signature:

Full names: Temitope Kujore

Position: Treasurer

Date:

Signature:

Full names: Chidinma Uju

Akintunde

Position: Member

Date:

Signature:

Full names: Itohan Laura Oboh

Position: Member

8

CHRIST IMAGE ASSEMBLY NORTHAMPTON

INDEPENDENT EXAMINER'S REPORT

FOR THE YEAR ENDED 31 March 2025

Date:

Independent examiner's report to the trustees of Christ Image Assembly, Northampton

I report to the charity trustees on my examination of the accounts of Christ Image Assembly, Northampton (the Trust) for the year ended 31 March 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or 2. the accounts do not accord with those records; or

  2. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Charles Clarke FCCA Rachel Charles & Co 9 Macleod Close Grays Essex RM17 5RD

Date: .............................................8th November, 2025

9

CHRIST IMAGE ASSEMBLY NORTHAMPTON

STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 March 2025

Recommended
categories by activity
Notes
Income and
endowments from:
Donations and legacies
2
Investments
3
Total
Expenditure on:
Raising funds
4
Charitable activities
5
Other
7
Total
Net
income/(expenditure)
Net movement in funds
Reconciliation of funds:
Total funds brought
forward
Total funds carried
forward
Unrestricted
funds
£
Restricted
income funds
£
Total Funds
2025
£
Total Funds
2024
£
131,339.00
-
131,339.00
111,029.00
3,100.00
-
3,100.00
-
134,439.00
-
134,439.00
111,029.00
5,501.00
-
5,501.00
8,672.00
107,977.00
-
107,977.00
73,304.00
14,429.00
-
14,429.00
14,810.00
127,907.00
-
127,907.00
96,786.00
6,532.00
-
6,532.00
14,243.00
6,532.00
-
6,532.00
14,243.00
179,786.00
2,551.00
182,337.00
168,094.00
186,318.00
2,551.00
188,869.00
182,337.00

10

CHRIST IMAGE ASSEMBLY NORTHAMPTON

BALANCE SHEET

FOR THE YEAR ENDED 31 March 2025

Recommended
categories by activity
Notes
Fixed assets
Tangible assets
11
Total fixed assets
Current assets
Debtors
12
Cash at bank and in hand
13
Total current assets
Creditors: amounts
falling due within one
year
14
Net current
assets/(liabilities)
Total assets less
current liabilities
Creditors: amounts
falling due after one year
15
Total net assets or
liabilities
Funds of the Charity
Unrestricted funds
16
Restricted income funds
16
Endowment funds
16
Total funds
Unrestricted
funds
£
Restricted
income funds
£
Total Funds
2025
£
Total Funds
2024
£
244,484.00
-
244,484.00
258.913.00
244,484.00
-
244,484.00
258,913.00
1,400.00
-
1,400.00
900.00
47,421.00
-
47,421.00
31,153.00
48,821.00
-
48,821.00
32,053.00
10,759.00
-
10,759.00
10,625.00
38,062.00
-
38,062.00
21,428.00
282,546.00
-
282,546.00
280,341.00
93,667.00
-
93,667.00
98,004.00
188,869.00
-
188,869.00
182,337.00
186,318.00
186,318.00
179,786.00
2,551.00
2,551.00
2,551.00
-
-
186,318.00
2,551.00
188,869.00
182,337.00

The financial statements were approved by the Board on 30-Sep-2025 and signed on its behalf by: 8th Nov, 2025

Dr Ojo Temitope Ojo Trustee

11

CHRIST IMAGE ASSEMBLY NORTHAMPTON

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 March 2025

1 Accounting Policies

1.1 Accounting Policies

The principal accounting policies adopted by the Charity, which is a public benefit entity, in the preparation of the accounts are as follows.

1.2 Basis of preparation

These accounts have been prepared under the historical cost convention, as modified by the inclusion of charitable properties and fixed asset investments and investment properties at valuation.

These accounts have been prepared in accordance with “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (effective 1 January 2019) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

These accounts are presented in pounds sterling and rounded to the nearest pound.

1.3 Going concern

The Trustees have prepared financial projections, taking into consideration the current economic conditions and have, at the time of approving these accounts, a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus they continue to adopt the going concern basis of accounting in preparing the accounts.

1.4 Income from donations or grants

Income from donations and grants is recognised when the charity is entitled to the funds, the receipt is probable and the amount can be measured reliably. For donations, this is usually on receipt. For grants, this is usually when a formal o"er is made in writing. If a donation or grant contains terms and conditions outside of the charity’s control which must be met before the charity is entitled to the funds, or if the donor specifies that the funds must be used in future time periods, then the income is deferred.

1.5 Tax reclaims on donations and gifts

Gift Aid receivable is included in income when there is a valid declaration from the donor. Any Gift Aid amount recovered on a donation is considered to be part of that gift and is treated as an addition to the same fund as the initial donation unless the donor or the terms of the appeal have specified otherwise.

12

CHRIST IMAGE ASSEMBLY NORTHAMPTON

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 March 2025

1.6 Income from charitable activities

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

1.7 Expenditure

Expenditure is recognised when a present legal or constructive obligation exists at the balance sheet date as a result of a past event, it is probable that a transfer of economic benefits will be required to settle the obligation, and the amount can be estimated reliably. It is inclusive of VAT which cannot be recovered.

Direct costs are those costs which directly attribute to its activities. Wages and salaries are allocated to direct costs based on an estimate of time spent on charitable activities by staff members.

Support costs include staff costs and are those which do not produce a direct output. Staff costs relate to specific activities and this is reflected in the allocation of payroll costs based on the percentage of time spent.

All costs, including governance costs, are allocated between the expenditure categories of the charity on a basis designed to reflect the use of the resource. Costs relating to a particular activity are charged directly; others are apportioned on an appropriate basis.

Support costs and overheads have been calculated by allocating staff time to the level of involvement in the various activities of the Charity.

1.8 Pensions

The Charity makes contributions to defined contribution pension schemes through auto enrolment. These contributions are charged to the income and expenditure account in the year in which they become payable.

1.9 Taxation

The organisation is a registered charity and has no liability to income tax or corporation tax on its charitable activities during the year.

Value added tax is accounted for on an accruals basis.

1.10 Fund accounting

Unrestricted funds are those funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes. Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the charity for particular purposes.

13

CHRIST IMAGE ASSEMBLY NORTHAMPTON

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 March 2025

1.11 Tangible fixed assets

Tangible fixed assets, such as land and buildings, plant, vehicles and equipment, are held to provide an on-going economic benefit to a charity through their contribution, directly or indirectly, to the provision of goods or services by the charity.

Tangible fixed assets, other than freehold land, are stated at cost or valuation less depreciation and any provision for impairment. Depreciation is provided at rates calculated to write off the cost or valuation of fixed assets, less their estimated residual value, over their expected useful lives on the following basis:

Name Rate
(%)
Method
Plant &
machinery
20 on cost
Fixtures &
fittings
25 on cost
Computer
equipment
33 on cost

2 Income from Donations and Legacies

Analysis

Donation
and gifts
Gift Aid
Unrestricted
funds
£
108,197.00
23,142.00
131,339.00
Total
funds 2025
£

108,197.00
23,142.00
131,339.00
Total
funds 2024
£
100,395.00
10,634.00
111,029.00

3 Income from Investments

Analysis

Hall rental
Total funds
2025

£
3,100.00
3,100.00
Total funds
2024
£
-00
-00

14

CHRIST IMAGE ASSEMBLY NORTHAMPTON

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 March 2025

4 Expenditure on Raising Funds

Analysis
Rent
collection,
property
repairs and
maintenance
charges
Total funds
2025
£
5,501.00
5,501.00
Total funds
2024
£
8,672.00
8,672.00

5 Expenditure on Charitable Activities

Analysis
Interest payable
Charity
management &
administartio
Charity running
cost
Cost of services
Employee costs
Donations
Support Costs
Total funds
2025
£
8,673.00
12,689.00
37,286.00
12,491.00
27,340.00
8,550.00
948.00
107,977.00
Total funds
2024
£
8,863.00
5,702.00
17,368.00
6,358.00
24,799.00
9,564.00
650.00
73,304.00

6 Support Costs

Analysis
Governance Costs
Accountancy fees
Total
funds 2025
£
948.00
948.00
Total
funds 2024
£
650.00
650.00

15

CHRIST IMAGE ASSEMBLY NORTHAMPTON

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 March 2025

7 Other Expenditure

Analysis

Depreciation
Charge for
the Year -
Plant &
Machinery
Depreciation
Charge for
the Year -
Fixtures &
Fittings
Depreciation
Charge for
the Year -
Computer
Equipment
Unrestricted
funds

£
11,621.00
2,808.00
-
14,429.00
Total funds
2025

£
11,621.00
2,808.00
-
14,429.00
Total funds
2024
£
11,621.00
2,808.00
381.00
14,810.00

8 Details of certain Items of Expenditure

This year Last year £ £ Independent examiner’s fees 948 650 Assurance services other than audit or independent examination Tax advisory fees Other fees paid to the independent examiner -

9 Employee’s Emoluments

9.1 Head count in the year This year Last
year
Fundraising
Charitable Activities 3 2
Governance
Other

16

CHRIST IMAGE ASSEMBLY NORTHAMPTON

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 March 2025

10 Defined contribution Pension Scheme

10 Defined contribution Pension Scheme
10.1 Please complete this note if a defined contribution pension This year Last year
scheme is operated.
£ £
Amount of contributions recognised in the SOFA as an expense
387
387
359

11 Tangible Fixed Assets

11.1 Cost or valuation

Freehold Land & Plant & Fixtures & Computer
Buildings Machinery Fittings Equipment
£ £ £ £
At 01 April 2024 231,407.00 58,106.00 11,706.00 2,559.00
Additions - - - -
Disposals - - - -
Revaluations - - - -
Transfers - - - -
At 31 March
2025
231,407.00 58,106.00 11,706.00 2,559.00

11.2 Depreciation and impairments

At 01 April 2024
Depreciation
charge
Disposals
Revaluations
Transfers
At 31 March 2025
Freehold Land &
Buildings
Plant &
Machinery
Fixtures &
Fittings
Computer
Equipment
£
£
£
£
-
39,024.00
3,283.00
2,558.00
-
11,621.00
2,808.00
-
-
-
-
-
-
-
-
-
-
-
-
-

-
50,645.00
6,091.00
2,558.00

17

CHRIST IMAGE ASSEMBLY NORTHAMPTON

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 March 2025

11.3 Net book value

At 01 April
2024
At 31 March
2025
Freehold Land &
Buildings
Plant &
Machinery
Fixtures &
Fittings
Computer
Equipment
£
£
£
£
231,407.00
19,082.00
8,423.00
1.00
231,407.00
7,461.00
5,615.00
1.00

12 Debtors: Amounts falling due within one year

Other debtors Total funds 2025
£
1,400.00
1,400.00
Total funds 2024
£
900,00
900,00

13 Cash at bank and in hand

Cash at
bank
and on
hand
Total funds
2025
£
47,421.00
47,421.00
Total funds
2024
£
31,153.00
31,153.00

18

CHRIST IMAGE ASSEMBLY NORTHAMPTON

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 March 2025

14 Creditors: Amounts falling due within one year

Bank loans and overdrafts
Accruals and deferred income
Other creditors
Total funds 2025
£
9,900.00
655.00
204.00
10,759.00
Total funds 2024
£
9,900.00
655.00
70.00
10,625.00

15 Creditors: Amounts falling due after one year

An analysis of the maturity of loans is given below: 31.3.25 31.3.24 £ £ Amounts falling due within one year on demand: Bank loans 9,900 9,900 Amounts falling between one and two years: Bank loans - 1-2 years 9,900 9,900 Amounts falling due between two and five years: Bank loans - 2-5 years 29,700 29,700 Amounts falling due between two and five years: Bank loans - 5yr by installment 44,177 48,504

19

CHRIST IMAGE ASSEMBLY NORTHAMPTON

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 March 2025

16 Charity funds

16.1 Details of material funds held and movements during the CURRENT reporting period

----- Start of picture text -----
|||||||| |---|---|---|---|---|---|---| |Fund| |Gains| |balances|Fund balances carried| |Income|Expenditure|Transfers|and| |Fund names|brought|losses|forward| |forward| |£|£|£|£|£|£| |Unrestricted| |funds| |Unrestricted| |General|179,786.00|134,439.00|(127,907.00)|-|-|186,318.00| |Funds| |Restricted| |-|-|-|-| |2,551.00|2,551.00| |income funds| |Total|182,337.00|134,439.00|(127,907.00)|-|-|188,869.00| |16.2 Details of material funds held and movements during the PREVIOUS reporting period| |Fund|Fund| |Gains| |balances|balances| |Income|Expenditure|Transfers|and| |Fund names|brought|losses|carried| |forward|forward| |£|£|£|£|£|£| |Unrestricted funds| |-|-| |101,465.00|(87,222.00)|179,786.00| |165,543.00| |Restricted income| |-|-|-|-| |2,551.00|2,551.00| |funds| |Total|168,554.00|101,465.00|(87,222.00)|-|-|182,337.00|

----- End of picture text -----

16.2 Details of material funds held and movements during the PREVIOUS reporting period

20

CHRIST IMAGE ASSEMBLY NORTHAMPTON

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 March 2025

17 Transactions with trustees and related parties

17.1 Trustee remuneration and benefits

There are no related party transactions for the year ended 31 March 2025 .

21