## **Trustees’ Annual Report for the period** **From 1 July 2024 To 30 June 2025** **Charity name: Artizans Housing Association** ## **Charity registration number: 1162129** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|To assist in the relief of poverty by
providing affordable housing for people
suffering from financial hardship, making
grants or providing loans to people
suffering financial hardship to enable them
to meet the costs of accommodation
appropriate to their needs and to provide
furniture, furnishings and household items
utilising the CIO’s own properties.| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|The activities in the year include the
continued maintenance of the properties
held by the CIO which were rented to those
suffering from financial hardship at an
affordable rate.| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|In setting the objectives and planning the
activity of the charity, the Trustees have
given careful consideration to
the Charity Commission's general guidance
on public benefit.| ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|The Charity continued to maintain the
properties to an acceptable standard.
Rental increases were made during the
year. Grants were allocated to applications
from the CIO’s normal beneficiary class for
necessary housing needs.| 1 ## **Financial Review** |Review of the charity’s
financial position at the end
of the period|Para 1.21|Cash reserves and investments held as at
30 June 2025 totalled £6,037,281.| |---|---|---| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|The Charity has no reserves policy on the
basis that it uses funds generated from
investment assets to provide affordable
housing using available funds. The CIO has
large investment property portfolio and a
large cash asset and therefore no need for
a specific reserve policy.| |Amount of reserves held|Para 1.22|As above| |Reasons for holding zero
reserves|Para 1.22|N/A| |Details of fund materially in
deficit|Para 1.24|N/A| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|N/A| ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document
(trust deed, royal charter)|
Para 1.25|Constitution| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|Artizans Housing Association (Charity
number 1162129, the “new charity” or “the
CIO”) was registered on 11 June 2015 as a
Charitable Incorporated Organisation, a
charity registered as a body corporate
under Part 11 of the Charities Act 2011. On
10 February 2016 the assets and liabilities
of Artizans Housing Association and Trust
(Charity number 212370, the “ old charity”)
passed under permanent endowment to
Artizans Housing Association the new
charity through a vesting declaration dated
10.2.2016 and the new charity commenced
activity on the same date.| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Elected by existing trustees in accordance
with the powers conferred on them by the
Trustee Act 2000.| 2 ## **Additional Information** |Relationship with any
related parties||One Trustee (CP Stewart) was
remunerated £15,667 for managing
Artizans Housing Association’s fifteen
properties in line with clause 6.1 of the
Constitution.| |---|---|---| ## **Reference and Administrative details** |Charity name|Artizans Housing Association| |---|---| |Other name the charity uses|| |Registered charity number|1162129| |Charity’s principal address|Artizans Housing Association
Flat 4
Ashwood Lodge
80 Station Road
New Barnet
EN5 1QP| ## **Names of the charity trustees who manage the charity** |1
2
3
4
5
6
7
8
9
10|**Trustee name**|**Office (if any)**|**Dates acted if not for**
**whole year**|**Name of person (or body)**
**entitled to appoint trustee (if**
**any)**| |---|---|---|---|---| ||Colin Philip
Stewart|Chair||| ||Becky Stewart|||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| – Corporate trustees names of the directors at the date the report was approved **Director name** Name of trustees holding title to property belonging to the charity **Trustee name Dates acted if not for whole year** 3 ## **Funds held as custodian trustees on behalf of others** |Description of the assets
held in this capacity|N/A| |---|---| |Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity’s objects|N/A| |Details of arrangements for
safe custody and
segregation of such assets
from the charity’s own
assets|N/A| ## **Exemptions from disclosure** Reason for non-disclosure of key personnel details N/A ## **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** **Signature(s) Full name(s)** Colin Stewart **Position (eg** Chair **Secretary, Chair, etc) Date** 31 March 2026 4 **Independent examiner's report on the accounts** ## **Section A Independent Examiner’s Report** |**Report to the trustees/**
**members of**
**On accounts for the year**
**ended**
**Set out on pages**|Charity Name
Artizans Housing Association|Charity Name
Artizans Housing Association|Charity Name
Artizans Housing Association| |---|---|---|---| ||||| ||30 June 2025|**Charity no**
**(if any)**|1162129| ||||| ||6-7
(remember to include the page numbers of additional sheets)||| - I report to the trustees on my examination of the accounts of the above charitable incorporated organisation (CIO) for the year ended 30 June 2025. **Responsibilities and** As the charity trustees you are responsible for the preparation of the **basis of report** accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the CIO’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. **Independent** I have completed my examination. I confirm that no material matters have **examiner's statement** come to my attention in connection with the examination which gives me cause to believe that in, any material respect: I report in respect of my examination of the CIO’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. - accounting records were not kept in accordance with section 130 of the Act or - the accounts do not accord with the accounting records I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. |**Signed:**
**Name:**
**Relevant professional**
**qualification(s) or body**
**(if any):**
**Address:**

||31 March 2026| |---|---|---| |||| ||Hazra Patel|| |||| ||ACA|| |||| ||Lubbock Fine LLP, Chartered Accountants|| ||65 St Paul’s Churchyard
London|| ||EC4M 8AB|| **October 2018** 5 **IER7** ||**Artizans Housing Association**
**Charity Name**|**Artizans Housing Association**
**Charity Name**|**Artizans Housing Association**
**Charity Name**|**Artizans Housing Association**
**Charity Name**|**Artizans Housing Association**
**Charity Name**|**1162129**
**No (if any)**|**1162129**
**No (if any)**|**1162129**
**No (if any)**|**CC16a**| |---|---|---|---|---|---|---|---|---|---| ||**For the period**
**from**||01/07/2024
Period start date||**To**||30/06/2025
Period end date||| ||||||||||| |**Section A Receipts and payments**|||||||||| |**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest £**
**163,997**
**20,069**
**16,213**
**-**
**-**
**-**
**-**
**-**||**Restricted**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**Endowment**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**Total funds**
**to the nearest £**
**163,997**
**20,069**
**16,213**
**-**
**-**
**-**
**-**
**-**
**200,278**
**-**
**-**
**-**
**200,278**
**34,447**
**60**
**60**
**2,860**
**12,010**
**17,397**
**1,125**
**7,865**
**-**
**-**
**15,667**
**800**
**92,291**
**-**
**-**
**-**
**92,291**||**Last year**
**to the nearest £**| |Rental Income|**163,997**||**-**||**-**||**163,997**||**157,750**| |Bank Interest|**20,069**||**-**||**-**||**20,069**||**10,750**| |Insurance Claim|**16,213**||**-**||**-**||**16,213**||**-**| ||**-**||**-**||**-**||**-**||**-**| ||**-**||**-**||**-**||**-**||**-**| ||**-**||**-**||**-**||**-**||**-**| ||**-**||**-**||**-**||**-**||**-**| ||**-**||**-**||**-**||**-**||**-**| |**_Sub total_**_(Gross income for_
_AR)_|
**200,278**||**-**||**-**||**200,278**||**168,500**| ||**-**
**-**
**-**||**-**
**-**
**-**||**-**
**-**
**-**||||| |**A2 Asset and investment sales,**
**(see table).**|||||||||| ||**-**||||||||| ||**-**||||||||**-**| |**_Sub total_**|**-**||||||||**-**| |**_Total receipts_ **
**A3 Payments**|||||||||| ||**200,278**||**-**||**-**||**200,278**||**168,500**| ||**34,447**
**60**
**60**
**2,860**
**12,010**
**17,397**
**1,125**
**7,865**
**-**
**-**
**15,667**
**800**
**92,291**
**-**
**-**||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||||| |
Repairs and Maintenance|**34,447**||||||||**77,106**| |Legal and Professional Fees|**60**||||||||**1,503**| |Bank Charges|**60**||||||||**60**| |Trustee Expenses|**2,860**||||||||**-**| |Admin Fees|**12,010**||||||||**6,800**| |Service Charges|**17,397**||||||||**14,451**| |Sundries|**1,125**||||||||**2,159**| |Insurance|**7,865**||||||||**6,241**| |Travel|**-**||||||||**2,366**| |Post|**-**||||||||**2,392**| |PropertyManagement fees|**15,667**||||||||**14,800**| |Accountancy|**800**||||||||**800**| |**_Sub total_ **|**92,291**||||||||**128,678**| ||||||||||| |**A4 Asset and investment**
**purchases, (see table)**|||||||||| ||**-**||**-**||**-**||**-**||| ||**-**||**-**||**-**||**-**||| |**_Sub total_ **|**-**||**-**||**-**||**-**||**-**| |**_Total payments_**
**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**|**92,291**
**107,988**
**-**
**627,567**
**735,555**||**-**
**-**
**-**
**-**
**-**||**-**
**-**
**-**
**-**
**-**||||| ||||||||||**128,678**| ||||||||||| ||**107,988**||**-**||**-**||**107,988**||**39,822**| ||**-**||**-**||**-**||**-**||**-**| ||**627,567**||**-**||**-**||**627,567**||**587,745**| ||**735,555**||**-**||**-**||**735,555**||**627,567**| CCXX R6 accounts (SS) 27/03/2026 6 |**Section B Statement of assets and liabilities at the end of the**|**Section B Statement of assets and liabilities at the end of the**|**Section B Statement of assets and liabilities at the end of the**|**period**|**period**|**Endowment**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
OK
**Endowment**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**
**-**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**When due**
**(optional)**
Date of
approval
31 March 2026| |---|---|---|---|---|---| |**Categories**
Signed by one or two trustees on
behalf of all the trustees
**B1 Cash funds**
**B2 Other monetary assets**
**B4 Assets retained for the**
**charity’s own use**
**B5 Liabilities**
**B3 Investment assets**|Signature
**Details**
**Details**
Bank Current/Savings
**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
**Details**
Investment Properties|**Unrestricted**
**funds**
**to nearest £**
**735,555**
**-**
**-**
**735,555**|**Restricted**
**funds**
**to nearest £**
**-**
**-**
**-**||| |||**735,555**|**-**||**-**| |||**-**|**-**||**-**| |||**-**|**-**||**-**| |||**735,555**|**-**||**-**| |||OK|||| |||Mr C P Stewart|||31 March 202| ||||||| CCXX R7 accounts (SS) 27/03/2026 7