New Li
e CHURCH ' NLC
CO>I¥UN17Y
Looking Up | Looking In | Looking Out
Trustee's Report for the year ended 31 St December 2020
Charity. New Life Church, Gt. Cornard
Charty No: 1162045
Charity Address". Malcolm Allard. 7 Fields View. Sudbury. C01 1 BJ
Trustees.. Richard Soper, Matt WarnocK Graham Jacl Faith Marsden, Nigel Bayley
New Life Church 15 a registered charity and can be regarded as acting on behalf of
the congregation meeting together and being known as New Life Church [NLQ. The
trustees now have pleasure in presenting their report for the year ended 31
December 2020
st
The report is prepared as part of the church'5 policy of following best practice and is
therefore in line with the 'Statement of Recomtnended Practice - Accounting and
Reporting by Charitieg and complies with applicable law.
Charitable Ob.
New Life Church, Gt. Cornard is a charity for the advancement of the Christian fatth
in the area of Gt. Cornard, Suffolk and in areas of the world, where we have Similar
beliefs / having developed relationships with churches in other countries. l.e. Reggio
Emilia [Italy] and Ruse [Bulgarial
Prowding opportunities forworship, prayer and teaching
Meeting for fellowship together and outreach
Providing training in ministry skills
Providing support for the lonely, sickness [whether mental or physical] and
less able in the community

Or
nisation & Govemance:
The Elders [Matt Warnock & Ben Trou8hton] of the church meet weeklytogether
and then on a monthly basis together with the wider leadership team to consider
the strategic direction of the church. The Elders also have responsibility for the
pastoral matters in the church. The day-to-day leadership of various works and
ministry areas is devolved to ministry leads who have budgetary accountability for
their areas of r￿pOnsibl11ty-
The Trustees are responsible for legal and administrative matter5- The Elders seek
to recruit further Trustees based on either relevant expertise andlor reputation in
their chosen field of business/ministry.
eview of Attivtties:
During the year covered by this report. the church has continued to further
increase its membership, seeking to bring relevant and challenging teaching from
Crèche all the way up to our adult congregation. Both the Youth and Junior Church
have begun to follow the sarne curriculum, with the Adults continuing a longer-term
teaching strategy with specific serie¥ tying into Life Group studies. Further support
comes through weekly life groups. youth artivities, discipleship one2ones/group
worl youth mentoring networl home visitation and prayer meetings. - Along with
many other organisations with the pandemic taking roo¢ the majorty of our artivities
h(Jve moved digitolly online to YouTube or Zoorn to SUPPOrt individuals we have not
been able to meet physically since March when the lockdowns began. We hove sought
creative vvays to engage with our community within the guidelines - key to us as a church
is community ond kve have looked at ways to develop community during this period
vvhen iY5 been almost impossible to meet or congregate. Core packoges,
encouragements, service resourcedgifts and Love Fundgifv hc7ve become o normal old
to supporting communty rt this time to help peoplefeel part of something bigger.
Our Community Pastor continues to oversee our outreach into the community.
Supporting and facilitating our community events- Easter Bash Kids Club, Sizewell
Weekend Away, Summer Shine Fun Day, Light Party [Halloween Alternative] and
Cornard Christmas Event. Along with our community events we have sought seeker
friendly services within our calendar Lo further link our different community works
together. - In light of the COVID Pandemic we hove sadly had to postpone our
community events and sought alternative ways to SUPPOrt the local community through
this period. Through our links with the local primary schools, Abi s Footprints Baby Sank
and the local Storehouse Food Bank we h(we providedfinancial sUPPOrt ffesco s
Vouchers) olong kvith assisting with Spec￿1( shopping lists of needed items.

Sadly, once the pandemic kicked in and lockdowns began, our involvement in
schools completely stopped. One primary school completely ceased their work with
us and as yet has not been reintroduced again. The second primary school in our
area has welcomed our supporL but this has been limited to fit in WTth their COVID
risk assessments, ensuring that we only meet with one child within one class. There
is a plan for posL lockdown to reintroduce further work with this school.
Community engagement: We have been able this year to open up our community
office in one of the local estates. The plan of the facility is to create a local hub for
Abi's Footprints Baby Bank alongside creating a local identtylpresence for New Life
Church. The building has a church office, domestic kitchen, bathroom, storeroom
and lounge. COVID has promded the time to set up the building readyfor use, being
able to give it a fresh coat of paint and setting up the resources required to support
the local communty. Our plan and hope for 2021 is to fully open up the building
and start using it as IL was dreamt of.
Through our developing relationships, we have continued to develop our Monday
Night Football for Dad's and Young Lads with over 36 contacts being involved.
Visitation and one2one support and encouragement with families linked to the
Primary schools. Our social Book Club continues to meet termly, and our Love
Fund responds to practical andlor financial needs that are highlighted in our
community. - In port this hos been oble to still occur. within the COVID guidelines and
nutional/local lockdowns meeting up hos been more complex. Through the avenues of
messengergroup5 and virtual catch ups this work has continued to develop and 5UPPOrt.
Our Love Fund has sought additionol opportunities to provide and respond to locol
needs, bringing encouragement along￿de loss loneliness and anxiety during the
pandemic.
Abi's Footprints Baby Bank continues to foster qualty relationships with young
mothers and families, providing practical and emotional support for new and
growing families. As part of its growth along with the main HQ facilities, additional
spaces were acquired for the work. Oasis {Hirin8 space within a comtnunity centre)-
a monthly Mother & Toddler group to support families linked to Abi's: additional
storage to cater for larger items along ai the HQ, with the local Abi's Hub called
'Cl0VerLin￿ being set up and readyfor use in Gt. Comard. With the pandemic the
opening of this resource has been postponed. - the method and proces5 of support
has been largely hindered during the pandemic wffh the team needing to isolatefor
period of team and volunteer5 unable to toke on their normol roles. This ha5 notstopped
the team finding and adopting ways of supporting individuals through this time. In 2020
they had 153 requests that covered 78 families.

2020 New Life Church Financial Re
ort
Opening Financial Position
We entered.2020 with £15,768 held across all our accounts, of which £12,547.67 was
held in unrestricted funds and £3,220.33 was held in restricted fiJnds. Of the
£12,547.67 unrestricted funds. £8,050.24was in our liabilities account and £4,497.43
was available for general funds.
Income for the year
IrtLK¥
Our income for 2019 was £68,050 and we'd
budgeted for an increase in income of around
11 Y2% to £75,994. Our actual income for 2020
was £81,084 which exceeded our budget by
£5,090.
E7%
Thi5 was Eargely due to recetving two
exceptional gifts during 2020- one of £10,000
for general church funds and one of £2,500 for our Abi's Footprints work.
Without these, our income would have been £68,584 which is below budget and
close to parity with 2019.
Income sources
Our income for the year was reasonably
unaffected due to being unable to meet
because ofthe pandemic asthe majority
of our income comes through Standing
orders.
Around three quarters of our income
£60,988 - came from regular donations
and the exceptional gifts.
We received a further £6,785 from gift aid recovery and £5.320 from other income.
Other income is primarily from Ben's schools work and the Monday Night Football
both activities had to stop during the pandemic, which resulted in lower income.
We received £7,991.66 in grants during 2020, these were from".
£2,000 from Suffolk Community Foundation towards the rent for our Abi's
Footprints initiative
£5,000 from Henry Smith Chaity towards the running costs of our Abi's
Footprints initiative
£991.66 from Babergh District Council towards the setup costs of the Clover
Link community hub in Great Cornard
£551
Income
ations Recewed
ExceptKJnalpfts
Grtnts
GIftAidReco¥
Other Intome

Expenses for the year
Our budget for 2020 was £74,994 - an increase of £6,380 laround 10%) on 2019 -
but our artual expenses for 2020 were £68,909 - an increase of just £295 on 2019.
We alway5 5trtve to be a church thatfully usethe
financial gifts we have been given, but this year
has been an exception to this for several
reasons.
The par)demic significantly altered our spending
based on the budget set OLIt at the start of the
financial year. We were not able to hold any of
our free cotnmunty events during the year (Easter Bash. Summer shine, Light Party
or Cornard Christmas). We had increased costs associated with the equipment and
licensing needed for switching to virtual senrices.
Our net financial change for the year was £12,175 (Income of £81,084 less expenses
of £68,909}. Without the exceptional gifts of £12,500 then our expenses and income
would be close to party.
As usual. employment related costs continue to be our largest expense, totalling
£26,873.37 (39116 of total expenses). We spent £14.094.64 [20.596) in gifts this
includes money given to ministrie5 and individuals that we support as a church and
birthday presents to the kids in Sunday School. Also included in this figure is £704 in
gift cards given to local schools to supplement packages they were supplying to
support families. This expense was instead of our Cornard Christmas community
event.
Closing financial position
At the end of 2020, we had £27.943.38 across all our accounts, an increase of
£12,175.38 on the opening position of £15.768.00
Budget for 2021
Unusuallyfor New Lrfe Church, we are intentionally running a budget deficitfor 2021.
2021 Budget
Our budget income is £68,017 (spliL £8,208 on
our Abi's Footprints initiative and £59,809 for
other NLC work) and our budget expense is
£77.859 {split £10,090 on AF and £67,769 on
NLQ. Therefore, our net financial position for
2021 is budgeted to be -£9,842
The planned budget deficit is Imiofold the first is to address the surplus of
£12,175.38 we ran on 2020 in keeping with our aims to be 3 church thai does not
hoard finances, and secondly with a hope to be able to recruit a second community
worker in the second half of 2021.

If we were able to keep to our budget
income and expenses for 2021, then
our financial position would see funds
in our accounts totalling £18.101
marginal increase from the position at
the end of 2019 where we held a total
of £15,768.
Of the £15,768 held at the end of
2019, £8,050 of this was in our liabilities account (for any rent due, any employment
related liabilities for payment in lieu of notice, etc).
If we were to take on a second worker in 2021, we would need to increase our
liabilities account to cover any employment related liabilities for our second worker.
End of Year
END(￿>)19
ENDOF 2020
3)21 PR￿￿c￿
Impact on the continuing pandemic on our finances.
Our 2021 budget was challenging to produce, wtthout knowing when restrictions will
end allowing us to resume our familiar pattern of meeting and community events.
We have tried to take a realistic view within our budgetin& but we will continue to
monitor the situation through 2021.
Declaration:
Following the Trustees meeting on 21st April 2021 the above Trustees Report was
agreed as being a true and fair representation of the work carried out by Nevv Life
Church.
Signed..
Dated: 2
Name..
Signed-
Dated:
Name:
Signed:
Dated..
Name..

CHARITY COMMSSSION
FOR ENGiAND AND WALES
New Lrfe Cburch
Receipts and
ayments accounts
CC16a
To
OIK)1W20
3111212020
Section A Receipts and payments
nts
A1 ReceiFts
17X9J
79M.66
1920
7.991S6
&320.22
6.7B5.06
Olhefirtcome
(¥ttA￿R
1701J2
Sub total[Gft￿ inc£¥Tre for
AR)
17
Sub tolal
S417￿6$
27.￿179
A3P
9D
2*.S2
Cxherexpenses
98W73
1SA16S9
Rent and exper&S
Resourtes
Statirw. printi(￿ and offKesup
1.681.75
$.1￿37
47Q38
1.(4)64lJ
12120
9.94138
111350.75
4.771￿4
4￿131
72SJ2
576AO
f.IOB.Bg
1211+
waoes. pen￿￿ and pe
2475337
1120th)
26W3a7
2125ts.19
Sub totsi
ur¢haw. (see table
Sub total
S3
664
Net0frec￿￿fP8Ym*ts}
AS Transfers fvnds
A6 Cash fvncLs last yearend
10.26Q1
1.&S4.98
12.547
21.15ZB1
1.91
1117&38
48.6￿>
12ZO.33
1476B.OD
2T.54k3B
8.￿.74
39.996.19

Section B Statement of assets and liabilities at the end of the period
End0v￿llent
funds
b)fiearest£
Cite.~i.':I,_-
fvnd5
funds
81 Cash fubKIs
12JB3J4
1.737ts7
I￿27
4171AQ
8,05S20
21.15181
6,7￿5T
Endt)wment
f¥Jnds
Dotsils
urr•ntvalue
B3 Investment assets
CutrEAtYalue
B4 A55ets retained for the
Amwrt*Jue
¥lkn duè
Details
BS Ltabililies
Date of
behatr¢*altr*tsus
S¥Jnthre
PiintNwTE
11

## **Independent examiner's report to the trustees of New Life Church, Great Cornard** 

I report to the trustees on my examination of the accounts of the charity for the year ended 31 December 2020. 

## **Responsibilities and basis of report** 

As the charity’s trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’). 

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. 

## **Independent examiner's statement** 

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which give me cause to believe that, in any material respect: 

- accounting records were not kept in accordance with section 130 of the Act; or 

- the accounts do not accord with the accounting records; or 

- the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination. 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 

N K Smith FCA 

19 Highbury Way, Great Cornard, Sudbury, Suffolk, CO10 0HE 

3 August 2021