The Ecclesiastical Parish of St Martin, Windermere
Charity Number 1161992
St nIAILtin's
Yov'rG aly£
Annual Report & Financial Statement
of the
Parochial Church Council
for the year ended 31" December 2024
and
Minutes of the Vestry and Annual Parochial Church Meeting
held on Sunday 21" April 2024
"We aim to respond to God's love, enjoying it together Rn Ivorship
and mutual eare and sharin
it with ever
one.
Incumbent:
The Revd. James Richards BA MA
The Rectory,
Longlands Road,
Bowness-on-windennere,
Bank:
Nat West, Winderniere
Barcjays Bank plc, Kendal
LA23 3AS.
Parish Office:
St. Martin's Parish Church,
Lake Road,
Bowness-on-Windern]ere,
Independent Examiner:
Jackson and Graham,
Chartered Accountants,
Lake Road,
Bowness-on-winderniere,
LA23 3DE
LA23 2JJ

THE PARISH CHURCH OF ST MARTIN, WINDERMERE
AGENDA FOR THE ANNUAL VESTRY AND PAROCHIAL CHURCH MEETING
TO BE HELD ON SUNDAY 18TH MAY IN CHURCH
AT 11.30AM
PRAYER
APOLOGIES
EASTER VESTRY
ELECTION OF WARDENS
Annual Parochial Church Meeting
APCM MINUTES OF 21. APRIL 2024
REPORT OF PCC FOR 2024
ACCOUNTS & FINANCIAL REPORT FOR 2024
APPOINTMENT OF INDEPENDENT EXAMINER
CHURCH FABIUC & TERRIER REPORT
DEANERY SYNOD REPORT
sAFEGuARD￿G REPORT
ELECTORAL ROLL OFFICER'S REPORT
ELECTION TO PCC
ELECTION OF SIDESMEN
RECTOR'S CLOSING REMARKS and PRAYER
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There will be a short meeting of the new PCC immediately following the APCM
specifically to elect the offieers of the PCC:
Lay Chainnan. Secretary" Joint Treasurers" Electoral Roll Officer.

THE PARISH CHURCH OF ST. MARTIN, WINDERMERE.
MINUTES OF THE ANNUAL VESTRY AND PAROCHIAL MEETING
for the year 2023, held in the Church at IIJOam OD
SUNDAY 21. April 2024
ANNUAL EASTER VESTRY MEETING
OPEIYING PRAYER and A￿ENDANCE
Th¢ Rector. th¢ R¢vd. James Richards opened the meeting with prayer.
There were about 25 parishioners present.
APOLOGIES
Pat Baldwin. Jill Butler, Richard and Janet EIIAson.Tony and Zoe Farren, Sarah and Jami¢ Hamilton,
Clar¢nc¢ and Susan Hendrickse, Andrew and Ali Jarvis. and Jo Williams.
ELECTION OF WARDENS (4 vacancies; Wardens are ex-officio members of PCC)
Mike liletrher and Rosemary Rooke were willing to stand again. Approved unanimously.
ANNUAL PAROCHIAL CHURCH MEETING
APCM MINUTES OFAPRIL 2023
These were approved and signed as correct by the Chairnian. There were no maiters arising.
PCC SECRETARY
Th¢ chair noted our sadne55 at the loss of our PCC secretary, Mary Fenna who had died at the start of
the year.
REPORT OF PCC FOR 2023
Due to the loss of our PCC Secretary this docum¢nL circulated prior to th¢ meeting, had not been
approved in advance by the PCC. It was approved unanitnously.
FINANCIAL REPORT & ACCOUNTS FOR 2023
Mike Baldwin introduced the financia] report which had been prepared jointly with Ted Cook and
distributed previously.
2023 was a full year free of Covid restrictions. He noted that we ended the year in a better position than
we had siarted, due to a very generous legacy from the estste of the late Susan Thorn¢ly. This had
enabled us to carry out some essential maintenance work from the Quinquennial Report including work
on th¢ Barton m¢morial (adjacent to the chap¢l), internal decoration in the tower room and the church
office and emergency repair on a rainwater hopper on the roof which required scaffolding. He Doted ow
Ihanks to Mike Fletcher who had organised the work. Some of the legacy is also eamiarked for
impending work needed on the heating system. The funds have been placed in an account bearing a
good rate of interesL
He thanked all involved in regular planned giving, also ihose involved in organising and running the
successful Summer fair, August lunches and cream teas. and Martinmas. Also thanks to those
supporting our offer to visitors through our welcom¢rs and the gift stall. Thanks too to cleaners,
providers of r¢freshments. flower arrangers, bell ringe￿, and musicians. Thanks to bell ringers and
others who donated fees received from weddings, and musicians who waive their fees.
The income received enabled us to meet our ¢over ministy offer in ￿11, all our routine ministy costs.
insurance, energy and routine maint¢nanc¢ costs. flnancial support for our ministy partner, CMS,
support the Children's Society forn] our well-attended Christingle. The Children's Society boxes and the

annual Christian Aid collection brought in very good results for those charities.
We now have tive fewer planned givers than at the start of th¢ year. For the first time ¢v¢r planned
giving of about £40.000 didn't cover rninisty offer of about £43,000 to the diocese. This is a concern
for th¢ PCC so there ar¢ plans for ￿eWardShIp campaign. The PCC are grateful to all who regularly
review their giving. The PCC are also grateful for legacies. Any considering a legacy lo the church
should hav¢ a word with Mike as theTe is the possibiltty of a free will-writing service through the
diocese.
Ted Cook then took over and explained the accounts already distiibuted with the APCM bundle.
Highlighted majority of incorne forni regular giving and visitors. 50 % of income comes from planned
giving. Budget. Can we afford Parish Offer. Excluding legacies {last one five years ago) we would have
made a loss of £9000. Budgeting for a loss this year of £9,000. Over last 6 years w¢ have received
£95,000 of legacies. If we hadn't had the legacies our reserves of £106,000 would be only £9,000 and
with predicted losses would have had to review parish offer.
Th¢ accounts were received unanimously.
James expressed great appreciation from himself and the PCC to both Mike and Ted for all their work
and for keeping the PCC up to date on a regular basis.
Jackson and Graham were proposed and agr¢cd as our continued independent examiner.
CHURCH FABIUC AND TERRIER
This had been prepared by Mike Fletcher who emphasised the ongoing concern about the state of the
church roof, and the end-of-life state of our boilers.
DEANERY SYNOD REPORT
James had prepared this. He noted that we are entitled to two lay members of Deanery Synod, but that
we currently have none.
SAFEGUARDING REPORT
Ian Dullell's report for the whole benefice was included in the APCM bundle. In summary the main
focus had been on safeguarding training, no safeguarding concerns had been reported to lan nor raised
by him with the Diocesan Safeguarding Adviser. Due to an impending move away from Windern)ere he
is resigning from his role. A new Safeguarding Officer lor the parAsh or for th¢ benefice needs lo be
ap￿Inted.
THE FOLLOWING ADDITIONAL REPORTS HAD BEEN CIRCULATED PRIOR TO APCM
Sunday Youth Club and Sunday Club report4 Ho￿¢ group report- with thanks to Miriam Rayner and
Ali Jarvis.
ELECTORAL ROLL OFFICER'S REPORT
Pat Baldwin reported that there are 93 parishioners on the Electoral Roll. 27 of whom are not resident in
the parish. This is a redudion of two from l&st year. Sadly two parishioners have died. The average
weekly attendance. counted in October 2023, was 46. However, if we include a funeral, a memorial
service and the St. Martin and St. Mary School Harvesi Festival, this number increases to 162. The
Christingle service saw an attendance of approximately 500
The report was received, with thanks to Pat.
10 ELECTIONS
a) PCC
12 lay memlw 4 being re-elected each year.
2 in post with one year remaining
The following PCC members weTe re-elected for a three year tenn: Diana Dodd, Ann Wanska, Mike
Baldwin and Jill Butler were elected to the PCC

The Parochlal Church Council of the Ecclesiastlcal Parfsh of St. Martin, Windermere
Annual Report for the year ended 31st December 2024.
Admlnistrative Information
St. Martin'5 Church is situated close to Lake Windermere at Bowness. It is part of the South Lakes Team
of parishes within the Diocese of Carlisle within the Church of England. The correspondence address is
The Parish Church of St. Martin, Lake Road. Bowness on Windermere, L423 3DE. On 3rd June 2015. the
PCC became a Registered Charity with the title of 'The Parochial Church Council of the Ecclesiastical
Parish of St. Martin, Windermere, with the Charity Number 1161992. our Charity detalls can be accessed
by all on the Charity Commission Register.
PCC members elected at the APCM of 16th April 2023 until the date this report was accepted are:
Ex Officio members: James Richards. Team Rector (Chairl; Lawrence Basham, Team Vicar luntil his
departure in October)
Wardens:
Mike Fletcher and Rosemary Rooke
Electoral Roll Officer Pat Baldwin
Deanery Synod:
Vacancy
Elected members:
Mike Baldwin {Joint-treasurer), Jill Butler, Jennie Cartwright (until her death in July
2024}, Ted Cook ljoint-treasurer), Diana Dodd, Martin Rayner (Lay chairl, Ann Wanska.
This report has been prepared by the Chair of the PCC, whlch has not had the opportunityto approve it.
Ali Jarvis
We are grateful to Ali Jarvis who stepped into the role of PCC Secretary, though not a5 a PCC member. Ali
felt the need to step back from that role at the end of March 2025. Ourthanks and good wishes to her.
Structurefft governan￿ and management:
The method of appointment of PCC members is set out in the Church Representation Rules. All Church
attendees are encouraged to register on the Electoral Roll so as to be eligible to vote for and/or stand for
election to the PCC.
Obje¢tlves and artfvltles..
The primary objective of St. Martin's is the promotion of the Gospel of our Lord Jesus Christ accordingto
the doctrine and practice of the Church of England. St Martin's PCC ha5 the responsibility of co-operating
with the incumbent, the Revd. James Rlchards, in promoting in the ecclesiastical parish the whole
mission of the Church; pastoral, evan8eli5tic, soclal and ecumenical. The PCC ha5 the maintenance
responsibility for St. Martin's Church building.
Church attendance
There were 93 members on the Church Electoral Roll at 21st April 2024, 27 of whom resided outslde the
parish. The avera8e weekly attendance, counted at all services durin
ctober 2024 Iwhen national
attendance count is done), was 47. At festivals and special occasions the weekly attendance number may
exceed 500. Every six years the Electoral Roll of St Martin'5 under8oes a full revision. Existin8 members
who wish to remain on the Electoral Roll need to complete a new application form. as does anyone, not
already on the Electoral Roll, who would Ilke to become a member. The closing date for completed forms
was 18th April 2025.Notice of closure of the Electoral Roll was posted for I￿ March, 2025 and displayed
for 14 days. The new Roll has been displayed in Church from 2Th April 2025. Details of the updated
Electoral Roll are reported to the APCM.
Thanks
The PCC thanks all musiclans. singers, organists, and instrumentalists, for thelr contribution to the
Sunday services, and to lay leaders and intercessors for the Morning Praise services which alternate with
Holy Communion services led by the Team Rector or other clergy

Also remembered with thanks are those who work to keep the church clean, arran8e flowers and open
the church during the summer months again to welcome visitors.
Mlsslon and Evangelism:
Part of the ministryof the church, beyond that to regular attenders, was to the 7 couple5 who
were married at St. Martin's and to their families and friends in 2024. Also the families and
friends ofthe people whose funerallmemorial services were held here and to child who was
baptised at St. Martin's, their parent5, families and friends during the year.
Youth work in the church was on Sunday mornings, for children between 3- 11 years; thanks go
to Miriam Rayner for running the Sunday Club, and Ali Jarvis, who held a Youth Club meeting for
older children in her home, plus all those who are involved. The Youth Club came to a c105e in
May as particlpants have grown older and moved on. Sunday Club, which was down to one
regular attender came to 3 close at the end of the summer term. Enormous thanks are due to
Miriam Rayner and to Ali Jarvis for their ministry in these roles which has been greatly
appreciated.
In conjunction with St. Mary's Church in Winderniere, Sunday services have been live-streamed
via Facebook each Sunday, to reach out to those who felt unable to attend personally. The
Christmas Carol service was held in church, as wa5 Christingle and the Christmas Eve servlce; the
Christmas Day service was also held in church. All were well attended.
Home groups met for fellowship, prayer and discussion. All rneetin￿ are held at rnember's
homes.
PCC Business
The PCC held full meetings in February, May, July, October and November 2023, and a short formal
meeting in April immediately after the APCM for the appointment of officers. There was also a combined
PCCS meeting in July for the Team in connection with the Revd Lawrence Basham's departure and the
process to appoint a new Team Vlcar.
Lawrence's unexpected move to become Rector of Grasmere, Vicar of Rydal and Chaplain to Rydal Hall
was announced at the end ofjune. A process was rapidly put in place for advertisements to go out
before the end of July with a closing date of 1st September. Interviews took place on 2tY' September, and
the Revd Olivia Haine5 wa5 appointed to be licensed on 14thJanuary. Lawrence's last Sunday in the Team
was on 13th October. The PCC is grateful to all who took on extra responsibilities while the Team Rector
was the only full-time priest in the Team.
PCC business has included:
Safeguarding, adoption of National Policy and actions in support of that.
Regular review of parish finances, including our contribution to the Team's Ministry Offer, ably
assisted by the reports and information provided by ourtreasurers.
Living in Love and Faith
Final re-plastering and painting around the Barton memorial
Replacing Storm damaged fla8pole
New boilers- discussions with DAC and report from a hea￿n8 engineer on feasible options for St.
Martin's
Equipping the church for regular liV￿streamIng of services I"Hybrid church")
Sharing our faith and growingthe church-'Who do we aspire to be for God and for our local
community?Jl
Transatlantic Chattel Slavery in relation to St. Martin's
Welfare Hub in the church parking area
Organistl Director of Music
new guide book as the present edition has almost sold out.
Thls Is only a Ilst of the major items.

b) SIDESMEN
The current sidesmen are David & Carol Brooks, Hilary Sharpe, Ann Wansk4 Barbard Fleteher, Liz
Howarth, and Val Garvey.
The meeting agreed unanimously that they should serve again if they are willing.
11 RECTOR'S CLOSING REMARKS FOR ANNUAL CHURCH MEETING 2024
James had already distributed a not¢ of his remarks which was included ￿rythIn the APCM bundle. In
addition to the remarks Circulated, James noted that he is still learning how to fulfil the role and
resEX)nsibilities of being a leam rector, and that St. Martin's was probably feeling a bigger impact of the
change to a team than other churches in the team. Jatnes also look the opportunity to pay tribute to
Vivienne Wilde who has been playing for church since th¢ ag¢ of five, and who h&$ been organist and
choir director at SL Martin s for the last fifteen years or so. She has now fornially stood down. He
expressed or gratitude to her not only in respect of Sunday services, but also for special servtces at
Christmas, for weddings. funerals and other special events in the life of the church. There would be a
special opportunity to acknowledge Vivienne's contribution later in the year
The meeting closed at approximately 12.15pm with the Grace.

E PCC OF THE ECCLESIAgfIcAL PARJSH OF ST MARTUq WINDERMERE
FtNANCIAL REPORT FOR THE YEAR ENDED 31st DECEMBER 2024
TheAnnual Accounts have beellprepZ￿d ID 8￿rdance withthe Ch8ritiesAct2011 andPCCA¢¢ountsbility
(5th edition) usin8 the aCcn￿lS a¢counting basis.
PCC had reluctantly approved adefi¢it bud£etfortheyearottunra8tricted fimds in anticipation of&n incre&se
in Ministy Offer and a fi￿her reduction in planned givin& We can r¢prt that we did me£t budget
exp¢clations on most heading4 paid our ill￿¢•$￿ Ministy Offer in full and the year ended with a reduclion
in unr¢stri¢tedT¢serv¢s of £7644. The generous le8acy received in thc pmious year ￿abled us to rmtinuc
to cany out Son￿ essential rcpaiTS and Mainten￿¢, but we v4er¢ able to offsettbcse costs alittle by clairning
grants of £2976 under the List¢d Places of Worsbip Gmt Scheme. We sawr¢stricted xeserves decrease by
£4758 in the year, due to cxceptional repairs.
Whilst wewereunabletohold ourSummttF8irorMaTtinm&Fair. our 8TOUP ofstmartin's ladi¢8cushioned
th¢ financial impact by serving lunche5 and cream t￿9 moTe oft¢n dwyng the year. TIKse were all vcry
Succe&qfi￿ occasions and thanks ate due ￿ all those who W0￿ed so bard to make tlkem so.
We wer¢ able lo vK]¢om¢ our usual steady flow of visitoTr throughout the year (approL 25000) with their
valued donation4 contactless and in boxe4 and Ste￿ gift stall pwchaw PCC fees 8lld occasio]Jal Tetsiing
collections were ttceived from weddings and fill￿81 5ervi¢es d￿ill8 the year and in the case of the fonner,
the bellringtts generO￿$1Y waived their fecs in favour of the Church. At the close of thc year uD[￿tr
res¢rv¢s stood at £98537 and restricted Taqerves at £11372. together c(￿nfOrtabty exc£eding the minimum
our reserves policy says is neede4L
Planned &Avin& including ￿.81d at £36196 showed a IO% (k¢Jease on the prcviow year (£40089) with
the number of res￿aT sUb￿lber$ decreasing from 45 to 40. This continuing decjine is of re41 concern to
the PCC and we have not yet rnanaged to zeverse thi5 trend. We are thankful for the regular gifts from our
P8Tishioners throughout theyear and tsust you M]1 be able to Continuc your val￿1 suprM)rt in 2025.
A5 in Previo￿ yea[4 we are grateful to our Musicians who waive theirfees in favourof the Chw¢L The
stsll provided the usual val￿bI¢ and iDrxewing gA)wce of incomw pwchw. We are also thankfid for
the income we received from Jenny's l)ook sales. th¢ flower fund alld ttfrc5hments whicb all good
contrl)utions. Thank you lo everybody concerned.
Our Ministy Offer to thc Dioces4 which provides the s¢1* pensions and housing for ¢I￿8y. was
£45608. (£430742023). and took 60Yo (55% 2023) of Unrestricted inGomirig resol)r￿s. (￿ClUdIng legacies).
Accnjals bave been includ￿ for any expendÈbJre inarred but not paid for at year-tnd. Ex¢eptsonal Tepai
PCC weje able to eonlinue their suprn)rt forCbur¢h Mission Society. ourmissionpartners and have
sent a Cheq￿ for £2000. We had a very Success￿ Christin8le servie£ with some 296 adults and children
present and raised £631 foT the Children's Society. As in previous yWS* pwple workcd hard to ensure that
gifts from Children's Society ix)xes and from the Christian Aid dooTto doorcfjllection wern maximised buL
these are sent dire¢ they aTe ts)tin¢luded in th&se Accounts.
Si Martins is part of the Unit&l Benefice of South Lakes thc Team MiDisty is made up of our Rcotor
R¢vd James Ri¢bards and T¢am vicar Revd Lxwrencc Basbam. Lawre￿¢ resigned in Autumn to tske up a
st ia adjoining Benefice and, at year en￿ we await our newly ap￿]nted Team Vi￿r, Revd Olivia
Haines. Wc l¢)ok forwaTd to coth1￿8 to work with the other five PaTisbes as we move closer togetb¢T aTrJ
gain more ofthe potenti￿ benefits of scale.
Ted Cook
M￿e Baldwin PCC Trasur¢rs

THE PCC OF THE ECCLES
STAT
TOFFI
NDÉR
CE
vm&8 FOR T
YEAR
DED 31
otal Fynd•
TO1￿ Fffid
Voluntwy Planngj GivirvJ with Gl(AJd
Planmd Giving ￿l￿Out GiftA
27440
2140
2426
Glft re￿Vernd
9925
1813
155
4140
7242
suwiup
Jonrrf¥ Books
3376
140
140
321
75rxKI
Gr8rt5
2976
60903
60748
2735
sso
3285
7512
39
11489
155
139619
PCC fees ft*we•Sdiro$ & fvngr* I
Bpltr¥igèr8'fag5 Iknatsd
2(G)
3285
7512
3977
11489
4671
ChU￿h
Actl¥ltl••:
Glft Stsll
121dl
| 2(ei
3656
9339
2630
Inv•ryknènts: DlthdB and lrtweBt
T¢Mal Inc￿lTr9 R•sou
Mlnl•trr. Dkrte8An Pari8h Offerln9
Ckngy. Secrelarioi and olfi￿ Exp.
Ajtar SuFpfos
3(b)
15242
442
1S242
442
14248
370
740
439
131S
190
574e
4414
422
Olharc
1 3(¢}
207
207
2189
64176
5974
4585
11220
217T9
63968
$974
Buldlng:
3(d)
31fr)
RytTS & Makntor0￿ft
6176
16735
Church
Actlvlll•&: Gm Stsll Purcha68S
3744
3744
MIB•lon8: Mls6lwy and Chaibt*lo Givlng
270C
Totsl RoMure•• Expnd•d
Ngt Incunlng R880UTLZ¥ brforn
Other Goini WKI Losso
4784
-12411
srT04
Galn• ￿ diipwal a￿1 reval￿1*
Not IAovemwrt in Fund8
4758
-12402
$773E
8818nrA6 on 1st Janwi 2024
111
106181
18130
122311
645fA

E PCC OF THE ECC
iAsncAL PARISH OF ST MARTIN WINDERMERE
BALANCE SHEET AT 318t DECEMBER 2024
Totsl F
Tolal Fund•
FIXED ASSErs
Tan9lble
75162
751ff2
11185
11185
86347
92749
CURREKf ASSETS
stock
6{8)
6(b)
556
875
short.tsnn Wsits
C88h et l>ank arKI In h8nd
187
25254
37315
NT LIABIUTIES
Creditar8 famlng due wlthln one ￿al
Rtte￿ts in ad¥ane8
7{8)
1692
7753
7753
29562
31
N•t cyrront •Hetsl (Il•b51UM)
TOTAL
Ef ASSETS
23375
98537
187
372
23562
109
Unrestrictwj
RestrrGled
8{a)
8(b)
106181
16130
122311
11372
3T2
11372
11)9909
The nc& on the folknvkng pag98 form prtof knni&
Approv•d by th• Paffjchknl Church coun￿ M th• 11th F•bu*ry 2026 and dgned on It8 b¢h•ll by
J•mo5 J Rlchard• IPCC Chalrn*n)

Notes to the financTal statements
For th¢ year end¢d 31 Dotember 2024
I. ACCOUNTJNG POLIaFS
The fm8ncial statern￿ have Ix¢n prep￿[￿1 in ac¢4rdance with the Chwities Act 2011 and th¢
PCC (5° edition) ineludiDg the Church AcLx)untin8 RegulatioDS 2017 published for the House
of Bishops of the General Synod. The finmcj￿ staten￿ts I￿e be¢n pryared uader th¢
histori¢al cost L¥)nvention exryt for the VAlu*ion of invcstDKnt assets, which are shovjn at
the PCC is resFKinsible in law. Th¢y do not inCh￿t the a￿Ounts of chuffb grow)s thatowe their
niain affiliation to another IxKly. northos¢ that are iDfonnai gatsings of church me4nlxts.
Funds
upon the purpose fot which the endowment was estsblished.
R¢striclEdfvds rcpt¢s¢nt (a) income from tr￿sts or end0V￿lle￿ts which may be expendAI oJ)ly
on those restricted objects provided iti the tams of the tr￿8t or bequesL and (b) dojwtioiis or
receiveAI for a speLifi¢ obje¢t or invited by the PCC for a specific obiecL Th¢ funds may
Only be exFnded on the 8￿cifiC object for whith they were 8iveTr Any bal￿ remaI￿g
UDspenl at the end of each year must b¢ caTfipA1 forward 08 abalonce on that fund. Unresln¢tÈd
Incoming reSoUr￿S
reco￿￿Zed when they are (Irallts and le￿leS are accounted for when the PCC is
legally entill¢d to tbe amounts due and they a￿ received. Dividends and ltite￿st aTe a¢￿U￿ted
forwb¢A ￿￿1ved. All other in¢ome is reco￿￿Zed when it is due azknllorrec¢ivc& All incomll
Resources expended
Grants aE￿ dorAIioD5 are aC￿l￿rt￿ forwhenp8id Ov￿. or awarded, if that award create
a binding or constru¢tive obligation on the PCC. The diocesan parish offer iy accowrtd for
wh¢n thw. Amounts sp￿IfiCallY for mission ￿ de•lt with &s restrictsd fimd8. All
FiJed ag8ets
consecr￿ and benefice propety is not ]￿luded in the a¢counts in aLYordance with S.10 Q)
(a) of the Charitse8 Act 2011.
Movable church fiunithgs heldby the re(tor and chw¢hwatdens on special trwqt for the PCC
and vA)ich rquire a farydty for (lisposai ele iDalieDable proF*rty. listed ID the cb)Jr¢h's
inventr)ry. which can be inspected (at any reas¢)nable time). FormythiDg ￿ulE¢aptIo1 to 2(
there is insufficient wst infonnation available ther¢foTC such assets are not va￿￿1 in the
financial stat¢m¢Dts. Subsequentlyno individual ilemhas costmorc than £IOIJO and tbese itcms
the asset is aquir¢d.
Inveshiwits arc at mark& valuc at 31 D¢callta.

2. INCOMING RESOURCES
2(a) In¢lu(ks t&x recovered and tax claimed yet recovered £2584 up to 31st
December, and tax claimed onloose casb in colleclii)ns ana boxes undcr the
GASD Scheme.
2(b) These ar¢ grants under the List¢d Pl￿S of Worship Grnnt Scheme in respect of VAT
paid on cburch repairs.
2(c) The bell ringers have generously waived their wedding fees.
2(d) These aTr the proceeds of lunches and cream tA8 at various times throughout the year.
2(e) Dividends and iDteTCSt received on investments and pern)an¢Dt endowment& Inter¢st
OD tbe legacy received in 2023 has SI￿lficantlY bNtrgted thc UDrestric*d figure.
3. RESOURCES EXPEP4DED
3(a) Diocesan milli3ty offer paid in twelve equal instalments
3(b) tncludes £11542 for the Parish AdMI￿tratOr (2023 £10130).
3(c) Includ￿ £360 fee for Independent ExanJiDation (Unrestricted).
3(d) Insuranc¢ premiurn paid by insta]ments.
3(e) Unrestricted costs are routin¢ repairs and MaIntenan￿ and restricted ￿$ts represent
¢xcepLionai non routine work
3(fj Ullrestri¢ted costs represent a donation to our Mission Parthers at CMS and to
the Cbildr¢n's So¢i¢ty from the Cbristingle service. Restricted donatiotss Kpresent
our donation to the Witidennere and District Food BaDk.
4. GAllYSILOSSES OP4 THE DISPOSAL AND REVALUATION OF INVESTMENIS
These can be analysed as follows:
nre5tri
RG8trieted
CBF C of E Income shares
cotF Cbarities Incom¢ units

5. At 31 December 2024 Investments were held in the following Funds:
Unrestrlet¢d
CBF C of E Jn¢ome Shares
CBF C of E Dw)sit fund
R&gtrleted
CBF C of E Deposit fimd
COIF Charities Income Units
7 thares market value
162
75000
10921
13 units
264
The PCC also ￿CtiVe restri¢tyJ inwme from th￿e connected Charity endowments
Oiewter¢d Chwities).
6(a) Gift stdl stock held at ¢ost prACe.
6(b) Sllcludes Gift AÈd t&X Tefund for 3 months to 31st Dec¢Jni)er claimed but
not rcc¢ived.
7. CURRENT LIABILtTIES
7{a) Unrestrictcd aCCn￿ at year-end I￿lude ¢ler8y and *Jministration costs £176.
power costs £662 and donation to £631 from chriStiJ￿Ie for Children's society
and CDBF ftes of £223 due l)u¢ not paid at year*nd.
8. PARISH FUNDS
8(a} The reservcs available are to m¢¢t future shortfalls in inc4)zw resources against
resources exEKnded. Ev¢ry effort is n)ad¢ to increase incorning r¢sourc¢s and control
resources expended. The PCC has a R￿erVeS Polky Ivbieh Stat￿ th•t we should
hold At least 3 month's averAge eosts ill unrestricted reserve togeth¢r
Tvith st least £20,1){￿ for emergency fabri¢ worK in either restricted or
uDre8tricted r¢serve and, unless better tenns ean be obtalned from our
bankers. fiwd balan¢eg will be Invested wlth Ihe CBF chU￿b of England Funds.
The Reserves Policy is rcvi¢wed gnnually.
8(b) Funds which have arisen from legaciG% fimdraising, dividends and asset sales
are restricted ts the purposes directed i.& fabric. If not directed they are unrestrirted.
PAYMENTS TO PCC MEMBEILS
A small immaterial portion of the ¢xpenses paid to the incumbent ll￿Y have related to his
ViCC5 ￿ Chairll￿ of the PCC. Other expenses were paid to officer5 for expenses wholly and
exclusively incurred by theD) in the of their duties.

P8rochlal Churtb Counell of the E¢cknia8tical P*rKih ofst MArti4 Wiodennere
JndepeDdent ExAmlnerf8 Report
I report on the accounts of the Trn# for the year ended 31° Decffjnber 2024 vknich are set out on
pa8es I to 5.
Respeetive respon$ibilities ofthe PCC eJaminer
The membeTh of the PCC are resp(Fnsible for th¢ prepaMion of the ar￿￿tt8. The PCC consider
that an audit is not required forthis YearUnd￿ section 144 ofthe Charities Act 2011 (the Clwthes
Act) and that an indepelldent eXaMi￿on is neth
It 18 my r¢SPODsibility to..
examine the accounts under 8ectiOD 145 of ihe chariti￿ Act.
to follow tk proeknes laid down in the General Dredions giveD by the ChaTity
Cornmission under section 145(5)(b) of the Charities Ad; and
to state wlLether partiollar malter5 have ￿rne to my tittetition.
Basis of the indepejdent examin&i report
My examination was ¢atTi¢d out in ac¢ordance }￿th the General Directions in by the ChaTity
Conllniwo￿ AA exan)i￿on in¢ludes a review ofthe &C￿Unti￿8 reLX)rds kept by the PCC and a
comparison of the aczounts pre8¢nted those re￿rds. It also includes c￿nsId￿￿10n of ally
unuBuaJ iten]8 or disdosures ID the acLwt4 and sKkin8 explanations from you as members
' concerning anysuthmotters. Theproceduresundertaken do not provideall the evId￿¢¢thetW0U1d
be r¢quired io an audit and rA)nsequently no opinion is BiveD as to Wheth￿ the accounts pr￿t a
'true and fair, view and the rwt is liffjit￿ to those matters set out in th¢ 8tatem•t below.
Indtpendent e￿mIne￿I Ststement
Jn connectionwith my no matter has come to my atteDtioD.'
l. ￿￿￿0h gives Jne reasonable ¢aus¢ to believe that 14 •ny mateTAal reypecL the r¢quiremuts'.
to keep accounting records in &coordance T￿th section 130 of the Charities Act). and
to prepare accounts which accA)rd vrith the a￿Ounti￿ rvK>rds and compty with the
acwuntin8 requirements of the Cl)aTitics Act
havc not been me¢ or
2. to wbid4 in my opiniofy attention thould be drawn in order tcty enable a propu und¢rstandi08
of the accounts lo be Teached.
A'E LlSEtfvlAN, FMkA.T
Jackson & Grabam
Lth Road
Cuttikn LA23 2JJ
Is.

Fabric and Terrier Re
ort
St Marttn's Church Year 2024- 2025.
An audit of the Church inventory has been undertaken and found to be in
order.
However the fabric of the Church still gives cause for concern with the main
item being the roof which is in urgent need of repair. Water ingress continues
to damage the murals and interior and can limit the available seating. In
addition, the heating boiler remains in need of replacement and although
much hard work has been undertaken with regard to costs etc. it has not yet
been possible to achieve a final decision as to the date.
A survey of the Church yard has been carried out and several issues regarding
the trees and shrubs have been highlighted. This work is the responsibility of
the local council. Sanction from the Arch Deacon has been given and the
council has agreed to undertake the work as soon as funds are available during
the next financial year.
Numerous minor repairs and maintenance problems have been successfully
carried out during the year.
Mike Fletcher Church Warden

Membership of Ihe PCC 21" Aprll 2024
Aft¢r the APCM on 21 st April 2024, the composition of the PCC for 2024 is as follow8:
Ex-officio:
The Rector - Revd James Richards
[Chairn]an]
Wardens-, Mike Flel¢her
Rosemary Rooke
(elected for l year- T¢tir¢ at APCM 2025)
(elethed for l year- retire at APCM 2025)
Deanery Synod Representatives- Pat Baldwin
Elected PCC:
NAme
Office
Elected at APCM
Term
Term End$
Jill Butler
Diana Dodd
Ted Cook
Mike Baldwin
Martin Ra
ner
Ann Wanska
APCM October 2024
APCM April 2024
APCM March 2022
APCM October 2024
APCM October 2022
APCM Octob¢r 2024
ears
APCM in 2027
APCM in 2027
APCM in 2025
APCM in 2027
APCM in 2025
APCM in 2027
ears
3 years
3 y¢ars
3 years
Hon Treasurer
Hon. Treasurer
Vice Chaitman
Standing Committee: members are indicated by an * after their name
El¢ctoral Roll Officer: P¥dt Baldwin
Sidesmen:
David & Carol Brooks, Hilary ShafjK, Ann WansW Barbara Fletcher, Liz Hawort
Mary Fenn￿ Val Garvey and Janet Rudd

Safeguardlng
In October the PCC formally adopted the Church's policy (Promoting a Safer Church) that puts children,
young people & vulnerable adults at the centre of our concern5, and we have adopted the safeguarding
policy and guidance agreed by the House of Bishops.
We are seeking to appolnt a Parlsh 5afeguardin8 Officer. In the rneantime, responsibility for safeguarding
rests with the Team Rector and churchwardens. All the Level I Safeguarding actions have been taken,
and the Parish Safeguarding Dashboard tool is belng used to help us establish and maintain 8ood
practice.
No safeguarding concerns were reported in 2024.
Deanery Synod Report
All licensed clergy in the Deanery together with elected lay members appointed from every parish in the
Deanery make up the Deanery Synod. As well as it5 routine business ft also elects members for Diocesan
Synod and for General Synod. The Deanery Synod can ask for a motion to be debated by the Diocesan
Synod and Deanery Synod motions can even become part of the business of the national church.
We are entitled to have two lay members attending Deanery Synod to keep us up with newsfrom the
Synod and to represent our parish in discussions that take place. Currently we do not have any lay
representatives on Deanery Synod. This report has been prepared by the Team Rector.
The Windermere Deanery Synod met in July and November. The March meeting wa5 cancelled as it
clashed with the licen5in8 service for the new vlcar of Flookburgh and Allithwaite.
Reports were received on Finance, including Parish Offer; the development of Mlssion Communities; and
Network Youth Church.
In the area of our Mission Community, Chris Mason's Network yO￿h Church work ha5 included
supporting Experience Ea5terfor our local primary schools at St Mary's, Windermere: facilitating a prayer
breakfast meeting for schools, children and youth work support; maintainlng a Lunch Club at the Lakes
School; supporting an after-school drop-in at St. Mary's Church, Windermere.
In July we heard from KiT5tie Blalr, Outreach workerfor Care and Support, South Lakeland offering
support to unpaid carers.
In November we discussed elections to Dlocesan Synod. We also heard from Rachel Head, Director of
Mission and Ministry, Support and Innovation for the diocese. who introduced the'Garden Planner. tool
to help parishes and Misslon Communities consider where and how they do already, or might, engage
with mission and ministry in thelr settings.

Rector's Remarks
I want to echo and emphasise the thanks the PCC has given to so many people whose prayer and
commitment sustain the life of St. Martin's. Especially I want to thank our two churchwardens who
shoulder many burdens.
l also want to take thls opportunity to express my own thanks for Vivienne Wilde's ministry in our
church's music over many years. Her faithful and faith-filled dedication has been a blessing to us.
Looking back, as we do at an annual meeting, it seems to have been a turbulentyear. I greatly valued the
gift5 and insights Lawrence Basham brought to ministry in the team, and to be able to share
responsibility with him as a colleague. It was a surprise, at the beginning of June, to find that he was
followin8 a strong sense of call to apply for the post at Grasmere and Rydal. Indeed. Lawrence himself
did not expert to be appolnted. l am grateful to Archdeacon Vernon, and Bishop Rob for arranging dates
so promptly for the appointment of a successor to Lawrence. l am most 8rateful too to everyone who
helped with the process of preparing a parish profile and advertisement forthe post, and tsking part in
the interviews. And l am delighted that we have welcomed Olivia Haines as our new Team Wicar, along
with her husband Barry and daughter Isobel.
Last year I wrote about how l am often impatient to see things happen. And the process of makingthe
new appointment, and being the sole full-time priest in the team through the Autumn and until after
Christmas has had an impact on my capacity to support and enable that.
In January Bishop Rob wrote asking us all to join together in prayer, saying".
"In o previou5 letter I wrote that proyer hos been described os the. -beginning of an uprising against
the disorder of the worfd." It 15 a150 true that the life ond health of the church depends upon its
prayer life. Whilst we pray daily, ond proyers ore said in churches across the county every doy, we do
not nece55arily pray together as a dI0￿se ond I believe that God is calling us to pray more ond to
build a wave of prayer across the diocese each week. I do not know what this will result in, but I do
know that all of u5 can be part of thi5, thot it will bring u5 closer to God ond that we will be surprised
by the things that happen as o result.
Whilst it is tempting to give o list of things to proyfor initiolly I wont to ask everyone to pray that
God would give us o heart to proy ond that God would strengthen usfor service. In order thot we
might pray as much together os possible, please will you set on olorm to proyfor these thingsfor
just 5 minutes at 12 noon each Mondoy? Of course. this might be the most inconvenient timefor
youl in which case. please decide a regular weekly time when you con do this.
Proyer 15 the lifrblood of the church. and everyone can do it. Whether you proy regulorly or
sporadically. this is something all of us con do and be part of. Please join with me in this and I would
be gratefvl if this could be shored a5 widely a5 PQ55ible in each church.
I do hope we might all take up that invitation, for our parish, our Team and Mission Communlty, and for
our Diocese.