The Ecclesiastieal Parish of St Martin, Windermere
Charity Number 1161992
St llTAlItiTh's
Yov fG alw
Annual Report & Financial Statement
of the
Parochial Church Council
for the year ended 31" December 2023
and
Minutes of the Vestry and Annual Parochial Church Meeting
th
held on Sunday 16 April 2023
"We aim to respond to God's love, enjoying it together in worship
and mutual care, and sharin
it with ever
one.
Incumbent:
The Revd. James Richards BA MA
The Rectory,
Longlands Road,
Bowness-on-WindenTAere,
Bank:
Nat West, Windernlere
Barclays Bank plc, Kendal
LA23 3AS.
Parish Office:
St. Martin's Parish Church,
Lake Road,
BOM￿eSs-0n-windennere,
LA23 3DE
Independent Examiner:
Jackson and Graham,
Chartered Accountants,
Lake Road,
Bowness-on-windemere,
LA23 2JJ

THE PARISH CHURCH OF ST MARTIN, WINDERMERE
AGENDA FOR THE ANNUAL VESTRY AI¥D PAROCHIAL CHURCH MEETING
TO BE HELD ON SUNDAY 21° APRIL 2024 IN CHURCH
AT 11.30AM
PRAYER
APOLOGIES
EASTER VESTRY
ELECTION OF WARDENS
Annual Parochia] Church Meeting
APCM MINUTES OF 16° APRIL 2023
REPORT OF PCC FOR 2023 (Not available at time ofprinting these papers)
ACCOUNTS & FINANCIAL REPORT FOR 2023
APPOINTMENT OF INDEPENDENT EXAMINER
CHURCH FABRIC & TERRIER REPORT
DEANERY SYNOD REPORT
SAFEGUARDING REPORT
SUNDAY CLUB AND YOUNG PEOPLE'S GROUP REPORT
ELECTORAL ROLL OFFICER'S REPORT
ELECTION TO PCC
ELECTION OF SIDESMEN
RECTOR'S CLosfNG REMARKS and PRAYER
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There will be a short meeting of the new PCC immediately following the APCM
speeifieally to eleet the officers of the PCC:
Lay Chainnan. Secretary. Joint Treasurers" Electoral Roll Officer.

THE PARISH CHURCH OF ST. MARTIN, WINDERMERE.
DRAFT MINUTES OF THE ANIYUALVESTRY AND PAROCHIAL MEETING
for th¢ year 2023, held in the ChU￿b at 11.30am o
SUNDAY 16° April 2023
OPENING PRAYER and ATTENDANCE
The Rector. Ihe Revd. James Richards opened the meeting with prayer.
There were about 23 parishioners presenl.
APOLOGIES
Jill butler, Clarence and Susan Hcndri¢ks¢, Andrew and Ali Jarvis, Christine and John Parker, Jamie
Han]ilton.
ELECTION OF WARDENS (3 vacancies. Wardens are ex-officio m¢mbers of PCC)
Mike Fletcher is willin8 lo stand again. Ros. Rooke was proposed ￿ warden. Elected unanimously.
APCM MINUTES OF ocfoBER 2022
These were approved and signed as correct by the Chairnian. There were no matters arising.
ELECTORAL ROLL OFFICER'S REPORT
Pat Baldmryn reported ihat there are 96 parishioners on the Electoral Roll, 24 of whom are not resident in
the parish. This is a reduction of one from last year, one name has been added, but sadly two
parishioners have died. The average weekly attendance, ¢ount¢d in October 2022, was 67. However, if
we iT]clude a wedding and the St. Martin and St. Mary School Harvest Festival. this number increases to
154.
The report was accepted unanimously? Wlth thanks to Pat.
REPORT OF PCC FOR 2022
This docum¢nt had been approved by the PCC and Circulated prioi to the meeting. It was approved
unanimously. James reminded us that the PCC are trustees of the church.
SAFEGUARDING REPORT
lan Durrell reports for th¢ whole Ben¢fic¢. His report was included in the APCM bundle.
AccouNfs & FINANCIAL REPORT FOR 2022
Mike Baldwin spoke f￿st on the reporLs which had b¢¢n pr¢paTed jointly with Ted Cook and distributrd
previously.
H¢ said we had started the year in a much better position, with thanks to all the ladies who organise and
run the various fairs, Easl¢r, Jubilee, Martinmas lunches and teas throughout the year. He also thanked
the welcomers tor keeping the church open. He noted that th¢ gift stall is doing well too. It meant that
we could pay our Parish Offer in full and make a donation of £2500 to our Mission partners CMS. We
were also able to make donations to The Children's Society from a share in the Martinmas fair and a
very successful Christingle service, Both ihe Children's Society home boxes and the Christian Aid
house collections were very good thanks to Janet. Clarence and Susan. Mike also thanked the bell
ringers and musicians who waive their fees. Planned giving is still looking gool but any increases
would be appreciated. He mentioned thai legaci¢s help the church funds greatly and hoped that people
would give thought to l¢aving a legacy.
Ted Cook then took over and explained the papers already distributed with the APCM bundle. He said
that, in spile of the pandemic, planned giving continued to come in and fonn on average 600/• of
contribulions to the church. All the events added £12000 to our funds and he also thanked all the ladies,
especially Ann Wanska for their work. The sumup machine is working well without any negative effect

on ordinary donations. James menlioned that the d¢tailed breakdown that is produced is very helpful,
especially during special services.
Thc accounts were received unanimously.
James expressed great appreciation from himself and the PCC to both Mike and Ted for all their work
and for keeping the PCC up io date on a regular basis.
Jackson and Graham were proposed and agreed as our continued independent examiner.
THE FOLLOWING REPORTS HAD BEEN CIRCULATED PRIOR TOAPCM
Church Fabric & Terrier Report, Thryth thanks to Mike Fletcher
Deanery Synod, James had prepared this as we have no Deanery Synod representative.
Safeguarding report
Sunday Youth Club and Sunday Club reports, Home group report- with thanks to Miriam Rayner and
Ali Jarvis.
All reports were accepted.
10 ELECTIONS
a) PCC
l year terni - Janet Rudd.
Elected unanimously.
b) SIDESMEN
The Current sidesmen, David & Carol Brooks, Hilary Sharpe, Ann Wansk4 Barbara Fletcher, Liz
Howarth, Mary Fenna and Janet Rudd agreed io stand again.
Val Garvey also volunteered to be sidesman.
All were elect¢d unanimously.
11 RECTOR'S CLOSING REMARKS FOR ANNUAL CHURCH MEETING 2023
James had already distributed his report which was included Mrythin the APCM bundle,
James had included a papeT showing the income and expenditure of the Diocese, and where the Parish
Offer monies are allocated. He explained that every penny of Ihe offer comes back to support local
ministy. He said the diocese is well and economically run.
He thanked everyone for their help and support in maintsining the life of the church, he is extremely
grateful.
Mike Fletcher mentioned thai he would like to thank Liz Haworth who is tying to repair some of the
hyllm books which have become tatty.
Ted Cook asked about the Bishop vacancy. James said th￿, as in the previous vacancy for a team leader
vicar, consultation will take place and profiles will be produced. There will be more inforn]ation in the
KIT booklel.
The meeting closed at 12.15pm with the Grace.

The Parochlal Church Councll of the Eccleslastlcal Parlsh of St. Mar17n, Windemiere
Annual Report forthe year ended 31st December 2022.
Administrative Information
St. Martin's Church is situated close to Lake Windermere at Bowness. It is part of the South Lakes Team
of parishes within the Diocese of Carlisle within the Church of England. The correspondence address Is
The Parish Church of St. Martin. Lake Road, Bowness on Windermere, LA23 3DE. On 3rd June 2015, the
PCC became a Registered Charity with the title of 'The Parochial Church Council of the Ecclesiastical
Parish of St. Marttn, Wlndermere, with the Charity Number 1161992. our Charity details can be accessed
by all on the Charity Commission Register.
PCC members elected at the APCM of 16th April 2023 until the date this report was accepted are:
Ex Officlo members: James Richards, Team Rector (Chairl: Lawrence Basham, Team Vlcar
Wardens..
Mike Fletcher and Rosemary Rooke
Electoral Roll Offi'cer Pat Baldwin
Deanery Synod:
Vacancy
Elected members:
Mike Baldwin ljoint-treasurerl, Jill Butler, Jennie Cartwri8ht, Ted Cook (Joint-
treasurer), Diana Dodd, Mary Fenna Isecretaryl, Martin Rayner (Lay chairl, Janet Rudd, Ann Wanska.
Mary Fenna
This report has been prepared by the Chalr of the PCC, which has not had the opportunityto approve it.
We note with sadness the loss of our valued friend and PCC Secretary. Mary Fenna who is much missed
as part of our church family, and for her commitment to the life of St. Martin's and the work of the PCC
over many years.
Structure, governance and management:
The method of appointment of PCC members is set out in the Church Representation Rules. All Church
attendees are encouraged to register on the Electoral Roll so as to be eligible to vote for and/or Stand for
election to the PCC.
Objectives and activlties:
The primary objective of St. Martin's is the promotion of the Gospel of our Lord Jesus Christ according to
the doctrine and practice of the Church of England. St Martin's PCC has the responsibility of co-operating
with the incumbent, the Revd. James Richard5, in promotin8 in the ecclesiastical parish the whole
mission of the Church; pastoral, evangelistic, social and ecumenical. The PCC has the maintenance
responsibility for St. Martin's Church buildin8.
Church attendance
There were 96 members on the Church Electoral Roll at 16, April 2023, 24 of whom resided outside the
parish. The average weekly attendance. counted at all services durin October 2023 (when national
attendance count is done), wa5 49. At festivals and special occasions the weekly attendance number may
exceed 500 . Notice of closure of the Electoral Roll for revision will be posted 12, March 2024 and
displayed for 14 days. The revision date for the Roll is end March 2024 and the new revised Roll
displayed in Church at the beginning of April 2023. Details of the updated Electoral Roll are reported to
the APCM.
Thanks
The PCC thanks all musicians, singers, organists, and instrumentalist5. for their contribution to the
Sunday services. and to lay leaders and interce55ors for the Morning Praise services which alternate with
HO￿ Communion services led by the Team Rector or other clergy
Also remembered with thanks are those who work to keep the church clean, arrange flower5 and open
the church during the summer month5 again to welcome visitors.

Mission and Evangelism:
Part of the ministry of the church, beyond that to regular attenders. wa5 to the 8 couples who
were married at St. Martin's and to their families and friend5 in 2023. Also the families and
friends of the people whose funeral/memorial services were held here and to the 7 children
baptised at St. Martin's and their parents, families and friends during the year.
Youth work in the church is on Sunday morning5, for children between 3- 11 year5; thanks go to
Miriam Rayner for running the Sunday Club, and Ali J3rvis, who holds a Youth Club meeting for
older children in her home, plus all those who are involved. As alway5, more helpers would be
appreciated.
In conjunction with 5t. Mary's Church in Windermere. Sunday services have been live-streamed
vla Facebook Èach Sunday, to reach out to those who felt unable to attend personally. The
Christmas Carol service was held in church, a5 was Christingle and the Christmas Eve service,. the
Christmas Day service was also held in church. All were well attended.
Home groups met for fellowship, prayer and discussion. All meetings are held at member's
homes.
PCC Business
The PCC held full meetings in February, May, July, September and November 2023, and a short formal
meeting in April immediately after the APCM for the appointment of officers.
PCC buslness has included:
Regular review of parish finance5 ably assisted by the reports and information provided by our
treasurers.
Work to the fabric of the building flowing from the 2022 Quinquennial Inspection
Barton memorial
New boilers
Painting and plasterwork in the St. John's Room
Equipping the church for regular live-streamlng of services {"Hybrld church")
Sharing our faith and growing the church
This is only a list of the major items.

THE PCC OF THE ECCLESIASTICAL PARISH OF ST TrL4RTIN WJNDERMERE
FINANCIAL REPORT FOR THE YEAR EI¥DED 31st DECEMBER 2023
The Atmual Accounts havebeen prepar¢d in accordan¢ewiththe Charities Act2011 and PCC Accountsbility
(5 edition) using the accruals accounting b8Si&
Prior to the start of the year PCC had appmved a budget with a deficit of £4474 on unrestricted funds in
anticipation of an increase in Parish Offer and a furtkn r¢duction in plaDned giving. We can report thaL in
spite of the cost of living crÉsis continuing to bite, we did meet budget expectations on all headings except
repairs and maintenance and paid our in¢r¢a5¢d PaTisb Off¢r in full and the year ended with an increase in
unrestricted reserves of £66149. Of course, unrestricted reserves benefitted hugely from a very g¢n¢rous
legacy of £75000 from the Estate of the late Susan Thornely for which the PCC are very gratefvl. This
enabled usto caTry Out some outstanding repairs highlighted by the church a￿bIteCt inhis latest quinquenniaI
inspection report hence the over spend against budget on this heading. However, we were able to offset these
Costs a little by claiming Wis of £1040 under the Listed Places of Worship Grant Scheme. On the other
hand, we saw restricted reserves decr¢L8e by £8410 in the year, agaiffj as a cons¢quencc of. more than
¢xpected, exceptional repairs.
Itw&s once again possible to hold fimdraising events. which tkns year included a Summer Fair. our gTOUP of
St Martin's ladies s¢rving cream teas during augllst and a Martinmas fBir in early november. These wer¢ all
vtry successfi]l cvents arkd thanks are due to all thos¢ who worked so hatd to make them so.
We were able to welcome our usual steady flow of visitors tbroughout th¢ year (approx. 25000) with their
vaIued donations, contactless and in boxes and steady gift siall sales. PCC fees and occasional retiring
collections were ￿CeIVed from weddings and funeral services duting the year and in the Gqse of the former,
the b¢llTingers generously waived their fees in favour of the ChuTch. At the close of the year ullrestricted
reserves stood at £106,181 and restiicted reserves at£] 6,130, together comfortably in ¢xcess of th¢ minimum
our reserves policy says is needed.
Planned giving, including gift-aid tax, at £40089 showed a I￿/0 decrease on the previous year (£44668) with
the number of regular subscrilxrs decreasing from 50 to 45. This continuing decline is of real concern to
the PCC. We are thaDkfi]I for the regulaT gifis from our parishioners througbout the year and trust you will
be able to continue your valued support in 2024.
As in previous years, we are grateful to our Musicians who waive their fees in favour of the Church. As
already stated. the gift stall provided the usual valuable source of incom¢, after purchases. We are also
thankful for the income we rec¢ived from Jenny's book sales, the flower fimd and refreslllnenls which all
made good contributions. Thank you to everybody concerned.
Our Parish Offer to the Diocese, which Provides the stipends, pensions and housing for clergy, was £43074.
(£375042022), and took 55 % (450/0 2022) ofunresiricted incomingrosouT¢e4 (excludin8 legacie5). Accruals
have been included for any expenditure incurred but Dot paid for at year-end. Exceptional r¢pairs. app￿ &5
restricted expenditure and mor¢ routine maintenance appears as unrestricted expenditure.
PCC were abl¢ to continue thetrfinancia] support for Church Mission Society, our mission partneTS and have
sent a cheque for £2500. We had avery suGc¢ssful Christingl¢ service withmor¢ than 500 adults 7Jnd children
present and raised £508 for the Cbildren's Society. As usual, people WOTked hard to eDsure that gifts from
Children's Society boxes from the Cbristian Aid door to door ￿llectiOn wer¢ m&Yirnised but. as th¢8¢
are sent dir¢cL they aTe not included in these Accounts.
St Martins is part of the United Benefice of South Lakes and th¢ Team Ministy is mad¢ up of our R¢ctor
Revd James Richards and Team vicar Revd IAvnence Basham. We look for¥vard to continuing to work with
the other flve Parishes as we n)ove closer together and gain more of the potential cost benefits of scale.
Ted Cook
Mike Baldwin PCC T￿asU[C[S

TrIE PCC OF THE ECCLESIASTICAL PARIS
ST MARTIN. WINDERMERE
STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31st DECEMBER 2023
Unrestrtcted
Restricted
Fund$
Total Funds
2023
Total Funds
2022
Note
MIN
so
RCES
Planned Giving with Gift
Planned Gi￿ng without GiftAtd
Collections with Gift Aid
Collections without Gfft Aid
GiftAid recovered
Donations with Gift Aid
Donatsons withoul Gift Ald
Boxes
SUMUP
Jennrfs Books
Legaoes
(>anls
Voluntary
Income:
29965
33
2140
2426
10097
305
4140
8499
3053
321
75000
1040
139619
5048
730
5778
5683
3656
9339
2142
34304
1788
1849
4615
11570
1743
937
8585
2707
137
2140
2426
10097
305
4140
8499
3D53
321
75000
1040
139519
5048
730
5778
5683
3656
9339
2630
2(a)
2{b)
2(cl
68675
3876
667
4543
7102
5220
12322
298
PCC fees forweddings & funerals
Bellringers, fees donatsd
Church
A¢llvities:
Gift Stall
Concerts & EV￿15
21e)
lThvestfnerts: fividends and interest
1 21fJ
488
Total Incoming Rwurces
6878
488
167366
838
SOURCES EXPEND
Diocesan Parish Offering
Clergy. Secretarial and Office Exp.
tar Supplies
Organist
Parish Magazine
ot￿r costs
K41nlstry'.
3{al
3{bl
43074
14248
370
740
439
1105
s￿76
5748
4414
12620
22780
43074
14248
370
740
439
1319
60190
5746
4414
23264
33424
37504
12785
413
1622
31cl
214
214
2853
56181
5742
4181
9591
19514
Building:
Power & Water
Insurance
Repairs & Maintenance
31dl
IC644
Church
Activitie8:
Gift St811 Purchases
1348
3348
3728
W15ssions:
Mlssionary and Charltable Giving
3(fj
2500
200
2700
5054
Tt>lal Résoureos Expended
886Q4
58
Net Incoming Rgsources bofore
Oth$rGalns and Lcss8QS.
68274
-10570
57704
1361
Gains on disposal and revaluation
of assets and inv6slmonts
13
35
49
Net Movement in Funds
68287
-10548
57739
1312
Transf8r8 beNYeen Funds
-2138
2138
Ba13nc£$ bffwd on 1st January 2023
Balan￿S clfvid on 31st De￿mber 2023
40[￿2
24540
84572
63260
106181
16130
122311
64572
The noles on the following pages fomi part of these Accourts.

THE PCC
F THE ECCLESIASTICAL PARISH OF ST MARTIN WINDERMERE
BALANCE SHEET AT 31st DECEMBER 2023
Unrestrfcted
un
Restricted
Total Funds
Total Fund$
202
i Note
FIXED ASSETS
Tangible
Investments
75155
75155
17594
17594
92749
92749
17649
17649
CURRENT AS
ETS
6(a}
16(bl
875
875
6388
1580
Debtors
Short-lem deposits
Cash at bank and in hand
28252
35515
1800
1800
30052
37315
46110
51494
CURRENT LIABILITIES
Creditors falliNJ due within one year j
Receipts in advance
Accruals
7{a)
4489
4489
31026
106181
3264
3264
-1464
46130
7753
7753
29562
122311
4571
4571
46923
64572
Net current assetsl Illabllltleg)
TAL NET ASSE
OARISH FUNDS
Unresirictsd
Rpsthcted
TAL FUNDS
106181
1CE181
16130
122311
40032
24540
64572
8{bl
16130
16130
108181
The note5 on the following pag8s form part of these Accounts.
Approved by the Pan)chial Church Councll on the 7th F¢buary 2024 and signed on its behalf by
vd James J Richards IPCC Chalm)an>

Notes to the fmancial statements
For the vear ended 31 De¢¢mber 2023
I. ACCOUNTING POLICIES
The financial statements have been prq)ared in accordance with the Clwities Act 2011 and the
PCC (5 edition) including the Church Accounting Regulations 2017 publislKd for the House
of Bishops of the General Synod. The financial statemcnts have been prepaTed under the
historical cost convention ¢x¢¢pt for the valuation of investment assets, which ate shown at
llwket value. Tbe financial statements include all transactions, assets and liabilities for wbi¢h
the PCC is responsible in law. They do not iD¢lud¢ the accounts of ChU￿h groups that owe their
main affiliation to another body. nor those that are infornial gatherings of church membeTh.
Funds
Endowmentfvnas are fiwds, the capital of whichmust be mainlained. only income arising from
investment of the endowment may be used either as restricted or vnrestricted funds depending
upon the purpose for which the endowment was estsblished.
Reslrictedfvnds represent {a) income from tr[￿tS or endowments which may be expended only
on those restsicted objects provided in the ternjs of the tn￿ or bequest, aud (b) donations or
grdTIts received for a specific object or invited by the PCC for a specific objecL The futth may
only be expended on the specific object for whi¢h they were given. Any balance remaining
unspent at the end of each yw must be carri¢d forward as a balBnce on that fi￿d. Unrestricled
fvnds are general funds that can be used for PCC ordinary pury)ose5.
Incoming r¢sources
Planned giving, collecti¢)ns and donations are reco￿)iZed wh¢n received. Tax refunds ar¢
recogmized when they are claimed. Grants and legacies are accounted for when the PCC is
legally entitled to the amounts due and they are [￿e1ved. Dividends and interest are accountrd
for when receive￿ All other income is recognized when it is due ￿d/Or received. AJI incoming
resources are accounted for gross.
Resonrtes expended
Grants and donations are accounted for when paid over. or when aw￿ded, ifthat award creates
a b2nding or constructive obligation on the PCC. The diocesan parish offer is accounted for
WIM due. Amounts re￿Ived specifically for mission are dealt with restiicted funds. All
oth¢r ¢xpendItu￿ is genera]ly recognized when it is illCUtTed and is accounted for gro&8.
Fixed 45sets
Consecrdted and ben¢fice propety is not included in the accounts in accordance with S.10 (2)
(a) of the Charities Act 2011.
Movable Church firnishings held by the rector and churchwardcns on special tn]st for the PCC
and wbi¢h require a faculty for disposal are inali¢nabl¢ property. listed in th¢ church's
inventory. which ¢an be inspected (at any re&8onable time). For anything acquired prior to 2000
there is insufficjent cost infornwtion available aod therefore such assets 8re not valued in tbe
financial statements. Subsequently no individual item has cost more than £IOOO and these items
of equipmenL whether used wkthin the church prcmises or rectory office. are written off when
the asset is acquired.
Iizveslments are valu¢d at market value at 31 December.

2. INCOMING RESOi]RCES
2(a} Includes tsx recovered and tax claithed not yet recovered £1883(£2045) up to 31
December, and tax claimed on loose ¢ash in collections and boxes under the GASD
Scheme.
2(Tr>) Includes £75000 from the ¢staie of the late Susan Thom¢ly.
2(c) These.are grants under the Listed Places of Worship Grant Scheme in respect of VAT
paid on ¢bu￿h repairs..
2{d) The bell ringers have generously waived their wedding fees.
2(e) These are the proceeds of the SuADmer fair, cream te&8 in august and the
Martinnw fair.
2(fj Dividends and interest received on investments and pemianent endowments. The
interest on the legacy in 2 (b) has significantly boosted th¢ unrestricted figure.
3. RESOURCES EXPENDED
3(a) Diocesan Parish Offeiing paid in twelve equal instalmcnts
3(b) Includes £10130 for the Parish Administrator (2022 £9289).
3(c) Includ¢s £342 fee for Independent Examination (U￿¢stilcted).
3(d} Insurance premium paid by instabnents.
3(e) Unrestricted costs are routine repairs and maintenance and restricted LM)sts represent
exceptional non routine work.
3(fj Unrestricted costs represent a donation to ovr Mission Partners at CMS. the
Bishop's Harvest Appe81 and to the Children's Society from the Christingle service.
Restricted donations include donations to Christian Ala and the Windern]er¢ and
District Food BanL
4. GAINSILOSSES ON THE DISPOSAL AND REVALUATION OF JNVESTMEiYrs
These can be analysed as follows:
Unrestricted
Restrieted
CBF C of E Income shares
COIF Clwities Incon]e units
13

S. At 31 December 2023 Inveslments were beld in the following FuTAas:
Unrestricted
CBF C of E tncome Shares
CBF C of E Deposit fimd
Restricted
CBF C of E Deposit fund
COIF Charities Incoffje Units
Barclays Base Rate Reward Deposit
7 shares
market value
155
75000
I0922
258
6414
13 units
The PCC also receive restrtcted income from three connected Charity endowments .
(Registered Charities).
6. CtIRREwf ASSETS
6(a) Gift stall stock held at cost price.
6(b) Includes Gift Aid tax refLll￿ for 3 months to 31st December claimed but not
receiv
7. CURRENf LIABILrriES
7{b) Unrestricted accruals at year-end include clergy and administration costs £262, power
and water costs £763 and donation to CMS £2500, £508 froni ChriStin￿e for
Children's society and other ilems due but not paid at year-end.. Restricted acen￿S
include £3264 for a roof repair completed but not paid at year-en
8. PARISH FUNDS
8(a) The reserves available are to meet future shortfalls in incoming resources against
resources expended. Ev¢ry effort is made to increase incoming resources and Control
resources expended. The PCC has a Reserves Poli¢y whicb states that we should
hold at l¢a$t 3 month'¥ average rnnlling costs ID UDrestricted reserve together
with at least £20,000. for emergency fabrie Wor￿ in either restricted or
unrestricted reserve and, unless better terms can b¢ obtained from ODr own
bankers, fund balances will be InV￿ted with the CBF Church of England Fund
The R¢serv¢s Policy is r¢vi¢wed annually.
8(b) Funds which have arisen from legacies, fundraisi￿ dividends and asset sales
are restrict¢d to the putposes directed i.e. fabric.
PAYMENTS TO PCC MEMBERS
A small immaterial portion of the expenses paid to the incumbent may bave rejatd to his
services as chaiTnw of the PCC. Other expenses were paid lo officers for expenses wholly and
exclusively incurred by them in the perfornianee of their duties.

Paroehial Churcb Council of the Ecclesiastical Parish of St Marlin, Winderniere
Independent ￿aMiner'S Report
I report on the accounts of the Trust for the yeaT ended 31. Decernber 2023 which are set out on
pages I to 5.
Respective responsibilities of the PCC Hnd examiner
The member5 of the PCC are respons3ble for the preparation of the accounts. The PCC consider
that an audit is not required for this year under section 144 ofthe Charities Act 201 I (the Charittes
Act) and that an independenl examination is needed.
It is my iesponsibility to=
examine the accounts under section 145 of the Charities Act.
to follow the procedures laid down in the General Directions given by the Charity
Commission under section 145(5Xb) of the chariti￿ Act. and
to state whether partiodar matters have com¢ to my attention.
BY4sis of the independent examiner's report
My examination was carried out in accordance Mryth the Genera] Directions given by the Charity
Commission. An examination includes a review of the acwunting records kept by the PCC and a
comparison of the accounts presented with those records. It a150 includes consideration of any
unusual items or disclosures in the account4 and seekin8 explanations from you as rnembers
concerning any suchrnatters. Theprocedutes undertaken do not provide all theevidenGethat would
be required in an audit and consequently no opinion 15 given as to wh¢ther the accounts present a
'trne and fair, view and the report is limited to those matters s¢t out in the statement below.
Independent examinerfs Statement
In Connection with my examI￿tiOn, no matter has come to my attention"
which gives me reasonable cause to believe that I￿ any mataial respecl the requirements:
to keep accounting records in accordance with section 130 of the Charities Act). and
to prepare accounts which accord with the accounting recoTds and compty with the
accounting requirernents of the Charities Act
have not been met, or
2. to whiclL in my opinioo attention Should be drawn in order to enabk a proper understanding
of the accounts to be reached.
A E LISIIMAN. F.M.A.A.T
Jackson & Graham
Lake Road
Bowness-on-windemiere
Cumbria LA23 2JJ
Date
i}T£ H.,.

Fabric & Terrier
An audit of the Church inventory had been undertaken and found to be in ordcr. How¢v¢r, the fabric of the building
gives concern, and although the major structUTal and decorative issues highlighied in the last"Quinquennial Report"
have been TectifJe(L the roof continues to be a major cause for concern. Water ingress is damaging the murnls and
interior and limFts the seating available to the congregation. I b¢li¢v¢ that ¢fforts should be made to raise the funds
to undertake the repairs as a matter of some urgency.
In addition the heating boiler has a very short life eXp￿tancY and should be replaced as soon as possible. Funds are
available to cover the cost, bul we are awaiting advice from the Diocese as to the energy source.
I have not considered it appropriate to give a detsiled report all the relalively minor r¢pairs and maintenance issues
whi¢h have been undertaken during the year.
Mike Flet¢her, Church Ward¢n
Deane
S nodRe
To be given verbally byJames
Safe
uardin
rt
Since the last Church APCM'S in the spring of 2023 there have been no Safeguarding roDr¢rns reported to m¢, nor
any concerns raised by me with the Diocesan Safeguarding Advisor.
Th¢ main focus for saf¢guarding this year has been on th¢ training of church volunteers and arranging DBS cherks
and certiflcation for volunteers who have been identified by the Dio¢ese as working with vulTJerable adults or young
people.
I would also like lo take this opportunity to let you all know thai for personal family reasons I will b¢ stepping back
from my roles. including this role during the summer of 2024. Lynda and I will be moving so dates have not yet
been sel in 51one.
I would like to thank you all for your help and Covoperdtion over the yeaTS.
lan Durrell
Safeguarding OfficeT- South Lakes Team
Sunda
Youth Club
Sunday Youih Club regularly ha5 5 young people who meel fortnightly during trrni time. The aim is to provide a
safe space for youJ)gsters to meet And talk openly about issues relevant to them. also to feel they Can ask any
queslions. Fa¢h session has a theme with a Biblica] text. Activilies ar¢ bas¢d on the theme including drnma, craft
and games.
Ali Jarvis
Sunda
Club
W¢ Continue to follow the Friends and Heroes series. This involves An 8dventure story which is then linked to
Bible story. W¢ watch the video and then ta]k about the story and link it to everyday life and the way we relale to
people around us. We then do a Craft activity to reinforce what we have learnt or play a game.
At Christmas we watched a video called Dougy Doug Doug which involves lots of dancing to songs with a Christian
theme and we al80 watched a film about the nalivity.
W¢ only have one regular m¢mb¢r but visitors are always w¢l¢ome to join us.
Miriam Rayner
Home Gro
We continue to meet altemate Fridays during tern) time. This year we are watching "The Chosen" which follows
Jesus's life and ministry which we've all found fascinating. All followed by lively discussion.
Miriam Rayner

Deanery Synod Report
All licensed clergy In the Deanery and lay members appointed from every parish in the Deanery make up
the Deanery Synod. A5 well as its routlne buslness it also elects members for Diocesan Synod and for
General Synod. The Deanery Synod can ask for a motlon to be debated bythe Diocesan Synod and
Deanery Synod motions can even become part of the business ofthe national church.
We are entitled to have two lay members attending Deanery Synod to keep us UP with news form the
Synod and to represent our parish in discussions that take place. Currently we do not have a lay
representative on Deanery Synod. This report has been prepared bythe Team Rector.
The Windermere Deanery Synod met in March, July and November.
Regular reports were received on Finance, including Parish Offer; the development of Mission
Communities; and Network Youth Church.
In the area of our Mission Community, Chris Mason's Network Youth Church work has included
supporting Experience Easter for our local primary schools at St Marys, Windermere; establishing a
prayer breakfast meeting for schools. children and youth work support; establishin8 a Lunch Club at the
Lakes School: supportin8 the establishing of an after-school drop-in at St. Mary's Church, Windermere.
In February we weltomed Bishop Rob who addressed the meeting about the'God For All, Agenda;
offering elements of the material given at the Bishops, recent Roadshow. Key Themes included
Ministry Development • Growing Younger • Schools • Church Planting & Pioneering • Buildings • Eco
Strategy • Digital.
He answered questions, in particular with regard to the forthcoming process to appoint a new Bishop of
Carlisle.
In July Anna Newlove (Net Zero Officer) gave a presentation relating to the 'Tread Gently. part of the
Dlocesan 'God for All, Vision.
In November Good News for Everyone (formerly Gideonsl gave a short presentation and offered to visit
parishes to share something of their work, and Sophie Hodge (Dlocesan Stewardship Enabler) gave a
presentation about Stewardship and Legacy Giving.
Rertor's Remarks
I want to echo and emphasise the thanks the PCC has given to so many people whose prayer and
commitment sustain the life of St. Martin's. Especial￿ I want to thank ourtwo churchwarden5 who
quietly and without fuss shoulder many burdens.
Looking back. as we do at an annual meetin& we have a great deal to be thankful for.
Looking forward, l am often impatient to see thin8s happen. I look for change and growth. but I
recognise what is needed and sometimes lacking on my own part to make that happen.
One thing I have been wanting to see for a lon8 tirne has been a drop-in session for students from the
Lakes School on their way home into Windermere. Finally, beginning last summer and carrying on
through the autumn while I was on sabbatical leave, this has become established with a small group of
volunteers from local churches.
Thls Is not the only change I would like to see, and l am still adapting to beln8 responsible for three

churches rather than just one. Thls has been quite a learning process for me, and still is. l am grateful for
the uncomplalning prayer and support I have received.
In Luke's Gospel {chapter 131 Jesus tells a parable of a vlneyard owner who comes to a fig tree In his
vineyard and for the third year in a row finds no fruit on it. Frustrated, he tells the vineyard worker or
vine-dresser to cut it down because it is just Using up the soil and wasting space. The vine-dresser replies
replied, 'Sir, let it alone for one more year. until I dig around it and put manure on it. If it bears fruit next
year, well and good- but if not, yov can cut it down.,
It is a parable l BO on reflecting on. I think that what is happening is that the vine-dresser is suggesting
root-pruning the tree a process which can help to improve their overall health and fruit production. This
is what he has in mind when he talks about digging round it. Then he is going to encourage it by feedlng
it well.
If we apply this parable to a church community what does it mean? To me it suggests two things.. one 15
that we may need to stop some things which may be absorbing our energy but not fruirful for our life
and mission as part of the people of God,. the other is that there may be things we need to nourish and
encourage in order that they can bear fruit. I don't necessarily know what those things are, and it is not a
matter for the clergy alone, but for all of us as people of God seekinB to discern what he is now calling us
to do andto be.