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2025-11-30-accounts

Trustees’ Annual Report for the period

From Dec 2025 Period start date To Nov 2026 Period end date

From Dec 2025Period start date ToNov 2026Period end date From Dec 2025Period start date ToNov 2026Period end date From Dec 2025Period start date ToNov 2026Period end date
Charity name: Moulsham Lodge Community Trust
Charity registration number: 1161896
Objectives and Activities
SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 To further or benefit the residents of
Moulsham Lodge and the neighbourhood,
without distinction of sex, sexual orientation,
race or of political, religious or other opinions
by associating together the said residents
and the local authorities, voluntary and other
organisations in a common effort to advance
education and to provide facilities in the
interests of social welfare for recreation
leisure time occupation with the objective of
improving the conditions of life for the
residents.
In furtherance of these objects but not
otherwise, the trustees shall have power:
3.1 To establish or secure the establishment
of a community centre and to maintain or
manage or co-operate with any statutory
authority in the maintenance and
management of such a centre for activities
promoted by the charity in furtherance of the
above objects
3.2 To advance education, training and
retraining
3.3 To promote the health and well-being of
the members of the community
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.
Para 1.17 and
1.19
Weekly seated exercise classes supporting
older residents and those with mobility
challenges.
Men's Shed sessions promoting social
interaction, practical skills, and mental
wellbeing.
Community café provision offering affordable
refreshments and a welcoming social space.
Community allotment activities supporting
wellbeing, environmental awareness, and
food growing.
Seasonal events including Breakfast with
Santa and other community celebrations.
Room and facility hire supporting local
groups and organisations.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Para 1.18 The trustees confirm that they have
complied with their duty under Section 17 of
the Charities Act 2011 to have due regard to
the Charity Commission's general guidance
on public benefit when reviewing the Trust's

Commission on public aims and objectives and in planning its benefit activities. The trustees consider that the activities undertaken by Moulsham Lodge Community Trust during the year have provided clear public benefit by promoting community wellbeing, reducing social isolation, improving health and fitness, supporting volunteering, providing accessible community facilities, and preserving a significant local heritage asset for the benefit of current and future generations. The trustees regularly review the charity's activities to ensure they continue to further its charitable purposes and deliver measurable benefits to the local community.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference
Policy on grant making Para 1.38 N/A
Policy on social investment
including program related
investment
Para 1.38 N/A
Contribution made by
volunteers
Para 1.38 The trustees recognise and greatly value the
significant contribution made by volunteers
throughout the year. "During the year,
approximately 35 volunteers contributed an
estimated 2,700 hours of support across the
Trust's activities and events.
Volunteers play a vital role in supporting the
work of Moulsham Lodge Community Trust
and enable the charity to deliver a wide
range of activities and services that benefit
the local community.
Volunteers assist with the operation of
community activities, events, fundraising
initiatives, the community café, allotment
projects, heritage activities, maintenance
tasks, and the day-to-day running of the
Trust's facilities. Their commitment, skills,
and enthusiasm help to create a welcoming
and inclusive environment for all
participants.
The trustees are grateful for the time and
dedication given by volunteers, whose
contribution enhances the charity's capacity,
reduces operating costs, and helps ensure
that resources are directed towards
achieving the Trust's charitable objectives.
Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 During the year, Moulsham Lodge
Community Trust continued to provide a
wide range of activities and services that
support the health, wellbeing, and social
inclusion of local residents. The Trust's
facilities remained a valued community hub,
offering opportunities for people of all ages
to connect, participate in activities, and
access support within a welcoming
environment.
Regular seated exercise classes helped
participants improve or maintain their
physical health, mobility, balance, and
independence. These sessions also
provided important social interaction, helping
to reduce loneliness and isolation among
older residents and those with limited
mobility.
The Men's Shed project continued to provide
a supportive environment where participants
could develop practical skills, share
experiences, build friendships, and improve
their mental wellbeing. Feedback from
participants highlighted the positive impact
the project has had in reducing social
isolation and creating a sense of purpose
and belonging.
The Trust's community café and social
activities provided affordable opportunities
for residents to meet, develop friendships,
and access community support. These
activities helped strengthen community
cohesion and encouraged greater
participation in local life.
The community allotment project enabled
residents to engage in gardening, food
growing, and outdoor activity, promoting
both physical and mental wellbeing while
encouraging environmental awareness and
community engagement.
The Trust's annual Breakfast with Santa
event welcomed approximately 200
attendees over the course of the weekend,
bringing together families from across the
community and helping to create positive
shared experiences and community spirit.
The trustees believe that the charity's work
has made a meaningful difference to
beneficiaries by improving wellbeing,
reducing isolation, increasing social
connectedness, promoting healthy lifestyles,
and providing accessible opportunities for
community participation. Wider benefits to

society include strengthened community resilience, increased volunteering, preservation of local heritage, and the provision of inclusive community facilities that support people from diverse backgrounds.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against
objectives set
Para 1.41 During the year, Moulsham Lodge
Community Trust successfully delivered
activities and services that contributed to the
achievement of its charitable objectives of
improving community wellbeing, reducing
social isolation, promoting healthy lifestyles,
supporting volunteering, and providing
accessible community facilities.
The Trust continued to deliver a programme
of regular activities, including seated
exercise classes, community café sessions,
the Men's Shed project, and allotment
activities. These programmes provided
opportunities for local residents to improve
their physical and mental wellbeing, develop
social connections, and participate in
community life.
A key objective of the Trust is to provide
inclusive activities that are accessible to all
members of the community. This objective
was achieved through the continued delivery
of affordable and welcoming services, with
participation levels remaining strong across
the Trust's activities.
The Trust also met its objective of
encouraging community involvement and
volunteering. Volunteers made a significant
contribution to the delivery of activities,
events, maintenance, fundraising, and day-
to-day operations, helping to extend the
reach and impact of the charity's work.
Another important objective was to
strengthen community cohesion through
events and social activities. The annual
Breakfast with Santa event and other
community gatherings brought together
residents of different ages and backgrounds,
fostering a greater sense of community spirit
and belonging.
Overall, the trustees are satisfied that the
charity has made good progress against its
objectives and has continued to deliver
significant benefits to individuals and the
wider community despite ongoing financial
and operational challenges.
Performance of fundraising
activities against objectives
set
Para 1.41 During the year, Moulsham Lodge
Community Trust undertook a range of
fundraising activities to support its charitable
work and contribute towards the running
costs of its community services and facilities.
The Trust’s fundraising objective is to
generate sustainable income to support core
activities, reduce reliance on grant funding
where possible, and ensure the long-term
financial stability of the organisation. This
was achieved through a combination of
community-led fundraising events, income
generation from activities, and applications
for external grant funding.
Community fundraising events, including
seasonal and family-focused events such as
Breakfast with Santa, contributed both
income and wider community engagement.
These events not only raised funds but also
strengthened relationships with local
residents, increasing awareness of the
Trust’s work and encouraging ongoing
support.
Income was also generated through regular
activities, including room hire, café provision,
and community-based sessions. These
trading activities provided a steady
contribution towards core running costs and
supported the delivery of the Trust’s
charitable objectives.
The Trust continued to seek external funding
opportunities during the year, including grant
applications to support community
programmes and the development of longer-
term projects.
Overall, fundraising performance met the
Trust’s objective of supporting ongoing
service delivery, although the trustees
recognise the continued importance of
diversifying income streams and increasing
unrestricted income to strengthen future
financial resilience. Fundraising activities will
continue to be developed in line with the
charity’s strategic priorities and capacity.
Investment performance
against objectives
Para 1.41 During the year, the charity invested £2,559
in assets to support its ongoing operations
and future service delivery. At the year end,
the charity also held fixed assets with a
recorded value of £12,637.44
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 At the end of the financial year, the charity remained in
a sound financial position. Total income for the year
was £30,067, an increase from £21,216 in the previous
year, reflecting growth in the charity's activities and
income-generating opportunities. Income was received
from a range of sources including room hire, rental
income, community activities such as the Men's Shed
and Seated Exercise sessions, fundraising events,
donations and shop sales.
Total expenditure for the year was £29,433, compared
with £22,479 in the previous year. Increased
expenditure reflects the expansion of the charity's
activities, investment in new assets and equipment, and
the ongoing costs of maintaining and operating the
community facilities.
The charity generated a modest surplus of £634 during
the year, increasing cash reserves from £6,798 to
£7,432. This positive result demonstrates that the
charity continues to operate within its available
resources while maintaining services for the local
community.
During the year, the charity invested £2,559 in assets to
support its ongoing operations and future service
delivery. At the year end, the charity also held fixed
assets with a recorded value of £12,637.44 and had
liabilities of £2,156.81, leaving the charity in a stable
overall financial position.
The trustees consider the charity to be financially
sustainable. Current reserves are sufficient to meet
normal operating commitments while providing a
modest level of financial resilience against unexpected
costs. The trustees will continue to monitor income and
expenditure carefully, seek opportunities to diversify
income streams and build reserves to ensure the long-
term sustainability of the charity and the services it
provides.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 The charity aims to maintain unrestricted free reserves
equivalent to approximately three months of normal
operating expenditure. Based on current expenditure
levels, this equates to around £7,350. Maintaining this
level of reserves enables the charity to:
Amount of reserves held Para 1.22 £7,432.00
Reasons for holding zero
reserves
Para 1.22 N/A
Details of fund materially in
deficit
Para 1.24
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23

Additional information (optional) You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)
Para 1.47 The charity's principal sources of funding
during the reporting period were income
generated through the hire of community
facilities, rental income from tenants
occupying parts of the premises,
subscriptions and participation fees from
community activities including the Men's
Shed and Seated Exercise groups,
fundraising events, donations, and sales
from the charity's community shop.
These diverse income streams enable the
charity to remain financially sustainable
while reducing reliance on any single source
of funding. The income received is used to
meet the costs of maintaining and operating
the community centre, including utilities,
insurance, repairs and maintenance,
equipment, and administrative expenses.
The resources generated during the year
directly supported the charity's key
objectives by enabling the continued
provision of accessible community facilities,
promoting health and wellbeing through
organised activities, reducing social isolation
by supporting initiatives such as the Men's
Shed and Seated Exercise programme,
providing affordable space for local groups
and organisations, and creating
opportunities for community engagement
through events and activities.
The trustees remain committed to
maintaining and developing a diverse range
of income sources to ensure the long-term
sustainability of the charity and the
continued delivery of services that benefit
the residents of Moulsham Lodge and the
wider Chelmsford community.
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46 The charity does not hold any material
financial investments. Consequently, the
trustees have not adopted a formal
investment policy relating to social,
environmental or ethical considerations.
A description of the principal
risks facing the charity
Para 1.46 The principal risks identified are:
Financial sustainability – the risk of reduced
income from room hire, rental income,
fundraising or community activities affecting
the charity's ability to meet its ongoing
operating costs. The trustees monitor
income and expenditure regularly, maintain
appropriate reserves and seek to diversify
income sources.
Building maintenance and health and safety
– as the charity manages a community
building, there is a risk of unexpected

repairs, equipment failure or health and safety issues. Regular inspections, planned maintenance, appropriate insurance and compliance with health and safety requirements help mitigate these risks. Governance and trustee capacity – the effective operation of the charity depends upon an active and skilled Board of Trustees. The charity seeks to recruit trustees with an appropriate range of skills and experience and provides induction and ongoing support where appropriate. Volunteer recruitment and retention – many of the charity's activities rely on volunteers. The trustees actively encourage volunteer involvement, provide support and recognition, and seek to recruit new volunteers from within the local community. Regulatory compliance – the charity must comply with charity law, financial reporting requirements, safeguarding, data protection and other relevant legislation. Policies and procedures are reviewed regularly, and the trustees monitor compliance throughout the year. The trustees review the charity's principal risks on a regular basis and are satisfied that appropriate measures are in place to minimise those risks and to protect the charity's assets, reputation and beneficiaries. Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Association
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 CIO
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Trustees are selected on the basis of their
demonstrated commitment to the objectives and
activities of Moulsham Lodge Community Trust (MLCT),
typically evidenced through active and sustained
involvement as volunteers or contributors to the
charity’s work. Consideration is also given to an
individual’s relevant life experience, skills, knowledge,
and prior employment, where these are considered to
strengthen the Board’s capacity to govern effectively.
The charity does not generally appoint trustees through
open application from individuals with no prior
connection to MLCT, nor does it ordinarily appoint
individuals solely on the basis of unsolicited
approaches. Instead, potential trustees are identified
and invited to consider appointment where there is an
established working relationship and confidence in their
understanding of and alignment with the charity’s aims.
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Policies and procedures
adopted for the induction
and training of trustees
Para 1.51 New trustees are appointed from individuals who
have an established understanding of the charity
through their involvement as volunteers or
supporters. This means that, prior to appointment,
they are already familiar with the charity’s objectives,
activities and values.
On appointment, new trustees receive an induction
covering the charity’s governing document, policies
and procedures, financial position, strategic
objectives, and the legal duties and responsibilities of
charity trustees. They are provided with key
documents and are encouraged to familiarise
themselves with relevant guidance issued by the
Charity Commission.
Trustees are supported by the Chair and existing
Board members during their induction and are
encouraged to undertake appropriate training to
develop their knowledge and skills. Where relevant,
trustees attend training and networking events
provided by organisations such as Chelmsford CVS
and the Charity Commission for England and Wales
to ensure the Board maintains up-to-date knowledge
of good governance and charity law.
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51 Moulsham Lodge Community Trust is governed by a
Board of Trustees, who are responsible for the
charity’s strategic direction, governance, financial
oversight and compliance with its legal and regulatory
obligations. The Trustees meet regularly to review the
charity’s activities, finances and future plans.
The day-to-day operation of the charity is supported
by volunteers, with individual trustees taking
responsibility for specific areas of the charity’s work
according to their skills and experience. The Board
works collaboratively to ensure that decisions are
made in the best interests of the charity and its
beneficiaries.
The charity works closely with a range of local
voluntary, community and statutory organisations to
maximise the support available to the community.
These include Chelmsford CVS, local authorities,
health and wellbeing partners, community groups,
and other charities. These partnerships enable the
charity to share information, refer beneficiaries where
appropriate, collaborate on projects, and access
training, funding opportunities and specialist advice.
The charity remains independent and is not part of a
wider governing network or parent organisation.
Relationship with any related
parties
Para 1.51 The charity works collaboratively with a range of local
organisations to support the delivery of its charitable
objectives. These include Chelmsford CVS and other
voluntary, community and statutory organisations
operating within the local area. These relationships
are collaborative in nature and are intended to share
knowledge, signpost beneficiaries, develop joint
initiatives where appropriate, and strengthen support
for the local community. The charity has no parent
organisation and operates independently, with all
trustee decisions made solely in the best interests of
the charity.
Other

Reference and Administrative details

Charity name Moulsham Lodge Community Trust
Other name the charity uses MLCT
Registered charity number 1161896
Charity’s principal address The Community Station
99 Gloucester Avenue
Chelmsford
Essex
CM2 9EL

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or
body) entitled to
appoint trustee (ifany)
Mark Springett CEO
Lauren Smith Safeguarding
Joanne Baines Office Manager
Manuel Ferreira Da
Silva
Treasurer
Jane Gutteridge Community
Engagement
Colin Booth Health & Safety
Jenny Brown Voice for Older
Generations

– Corporate trustees names of the directors at the date the report was approved

Director name N/A

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year
N/A

Funds held as custodian trustees on behalf of others

Description of the assets
held in this capacity
N/A
Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity’s objects
N/A
Details of arrangements for
safe custody and
segregation of such assets
from the charity’s own assets
N/A

Additional information (optional)

Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information)
Type of
adviser
Name
Address
Name of chief executive or names of senior staff members (Optional information)
Mark Springett - CEO

Exemptions from disclosure

Reason for non-disclosure of key personnel details

N/A

Other optional information

N/A

Declarations The trustees declare that they have approved the trustees, report above. Signed on behalf of the Gharity's trustees Signaturels) Full namds) Position (eg Secretary* Chair, etc) Mark Springett CEO Jo nne Baines Office Manager Date

----- Start of picture text -----
Moulsham Lodge Community Trust 1161896
Receipts and payments accounts CC16a
For the period Period start date Period end date
To
from 01/12/2024 30/11/2025
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest
to the nearest £ to the nearest £ to the nearest £ to the nearest £
£
A1 Receipts
Miscellaneous Income 584 - - 584 508
Room Hire 4,988 - - 4,988 4,023
Men's Shed (Subs) 1,497 - - 1,497 -
Seated Exercise 3,629 - - 3,629 -
Copper Pot Rent 5,813 - - 5,813 6,053
Wendy - Rent 6,090 - - 6,090 6,053
Donations 640 - - 640 1,062
Events 4,686 - - 4,686 3,369
Sales MLCT Shop 478 - - 478 149
Printing 251 - - 251 -
Sales Mens Shed 740 - - 740 -
Sub total (Gross income for
29,394 - - 29,394 21,216
AR)
A2 Asset and investment sales,
(see table).
Sales of Assets 673 - - 673 -
- - - -
- - - - -
Sub total 673 - - 673 -
Total receipts 30,067 - - 30,067 21,216
A3 Payments
Events 1,283 - - 1,283 1,622
Miscellaneous Expenses 53 - - 53 140
General Rates 2,336 - - 2,336 1,716
Sundry Expenses 255 - - 255 -
Water Rates 990 - - 990 1,149
Office Stationery 151 - - 151 -
Insurance 1,075 - - 1,075 732
Internet Charges 868 - - 868 1,487
Rent Income 150 - - 150 -
Subscriptions 851 - - 851 1,035
Electricity 3,647 - - 3,647 4,231
Software Subscriptions 404 - - 404 -
Materials Purchased (Consumables) 330 - - 330 -
Repairs and Renewals 3,620 - - 3,620 4,001
Gas 1,420 - - 1,420 1,648
Equipment Leasing 513 - - 513 348
Other Heating Costs 198 - - 198 -
Furniture and Fixtures 32 - - 32 2,679
Cleaning 1,662 - - 1,662 1,690
Men's Shed 1,178 - - 1,178 -
Office Equipment 408 - - 408 -
Plant and Machinery 710 - - 710 -
Staff Entertainment 261 - - 261 -
Seated Exercise 2,430 - - 2,430 -
Staff Salaries 1,844 - - 1,844 -
Mobile Charges 85 - - 85 -
Computers & Software 120 - - 120 -
Sub total [ 26,874 ] - - 26,874 22,479
A4 Asset and investment
purchases, (see table)
Assets bought 2,559 - - 2,559 -
- - - -
Sub total [ 2,559 ] - - 2,559 -
Total payments 29,433 - - 29,433 22,479
Net of receipts/(payments) 634 - - 634 - 1,263
A5 Transfers between funds - - - - -
A6 Cash funds last year end 6,798 - - 6,798 -
Cash funds this year end 7,432 - - 7,432 - 1,263
----- End of picture text -----

CCXX R1 accounts (SS)

29/06/2026

1

Section B Statement of assets and liabilities at Section B Statement of assets and liabilities at the end of the period
Categories
Signed by one or two trustees on
behalf of all the trustees
B1 Cash funds
B2 Other monetary assets
B4 Assets retained for the
charity’s own use
B5 Liabilities
B3 Investment assets
Signature
Creditors
Details
Details
Asset Register
Bank Balance
Details
Details
Total cash funds
(agree balances with receipts and payments
account(s))
Debitors
Details
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
7,104
-
-
-
-
-
7,104
-
Agreement Error
OK
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
1,018
-
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
12637.44
-
-
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due
(optional)
2156.81
-
-
-
-
-
Print Name
Endowment
funds
to nearest £
6,798
-
-
6,798
Agreement Error
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
Current value
(optional)
10,973
-
-
-
-
-
-
-
-
When due
(optional)
3873.00
Date of
approval

CCXX R2 accounts (SS)

29/06/2026

2

CHARITY COMMISSION FOR ENGLAND AND WALES Independent examinerfs report on the accounts Section A Independent Examinerfs Report Report to the trusteesl members of Chaiitv Nv. On accounts for the year ended Charity no (if any) Set out on pages I report to the trustees on my examination of the accounts of the above charity (Ihe Trust'} for the year ended Responsibilities and As the charity trustees of the Trust, you are responsible frir the preparation basis of report of the accounts in accordance wtlh the requirements of the Charities Act 2011 (Ihe Acr). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carying OLrt my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. I have completed my examination. I confiryn that no material matters have come to my attention (other than that disclosed below ') in connection with the examination which gives me cause to believe that in, any material respect: accounting records were not kept in accordance with section 130 of the Act or the accounts do not accord with the accounting records Independent examiner's ststement I have no ¢oncems and have come across no other matters in GonneGtion th the examination to vthich attention should be drawn in order to enable a proper understanding of the accounts to be reached. ' Please delete the words in the brackets if they do not apply. Signed: Date: Name: s EOSÉ CARO Relevant professional qualifiGation(s) or body (if any): Address: IER October 2018

Section B Disclosure Only complete rf the examiner needs to highlight matters of con￿rn (see CC32, Independent examination of charÉty accounts.. directions arKI guidan￿ for examiners). Glve here brfef details of any items that the examinerwishes to disclose. IER October 2018