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2023-12-31-accounts

Mitcham Lane Baptist Church CIO

Report and Accounts Year ended 31 December 2023

1 Lamb's Passage, London EC1Y 8AB www.stewardship.org.uk

MITCHAM LANE BAPTIST CHURCH CIO

LEGAL & ADMINISTRATIVE DETAILS

FOR THE YEAR ENDED 31 DECEMBER 2023

ADDRESS FOR CORRESPONDENCE 230 Mitcham Lane London SW16 6NT GOVERNING DOCUMENT Constitution dated 19 May 2015 as amended in May 2021 and May 2023 CHARITY REGISTRATION NUMBER 1161743 TRUSTEES RESPONSIBLE FOR M. Bartimeus (resigned 26 November 2023) MANAGING THE CHARITY D. Chambers (previously Secretary, died September 2023) H. Chapman (resigned 26 November 2023) F. Collis (Secretary, appointed 26 November 2023) Rev. G. Duggan P. Grant N. Morgan J. Morgan-Smith J. Moore (previously Treasurer, resigned 26 November 2023) A. Ofili (appointed 3 March 2024) Rev. P. Stone R. Thomas (Treasurer, appointed 26 November 2023)) N. Williams CUSTODIAN TRUSTEE The Baptist Union Corporation Limited NAMES OF ADVISERS EG BANKERS Co-Operative Bank plc INDEPENDENT EXAMINER Archie McDowall BA CA Stewardship 1 Lamb's Passage LONDON EC1Y 8AB INDEX Page 1 Legal & Administrative Details Pages 2-8 Trustees' Report Page 9 Independent Examiner's Report Page 10 Receipts and Payments Account Page 11 Statement of Assets & Liabilities Pages 12-13 Notes to the Accounts

Page 1

MITCHAM LANE BAPTIST CHURCH CIO

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2023

OBJECTIVES AND ACTIVITIES

Objects and aims

The principal purpose of Mitcham Lane Baptist Church CIO (the "Church") is the advancement of the Christian faith according to the principles of the Baptist denomination. The Church may also advance education and carry out other charitable purposes in the United Kingdom and in other parts of the world.

Significant activities

In fulfilling its purpose, the Church will engage in a range of activities either on its own or with others that will vary from time to time with activities being initiated, expanded, or closed, as appropriate.

The Church's activities include, but are not restricted to:

Public benefit

In planning the activities of the Church, the trustees have considered the Charity Commission's guidance on public benefit and, in particular, the specific guidance on charities for the advancement of religion.

Page 2

Social investment policies

The Church continues to be active in the local community, providing activities for all age groups which are open to all members of the local community on a non profit making basis that are in addition to the more formal church and related services. These have included running a Marriage Course, a Community Gospel Choir, a guitar and bass workshop and a show by a theatre company.

In addition the Church engages with local schools, hosting the carol services for two local primary schools as well as their talent shows, Christmas plays and an Easter Service. The Church contributes financial and staff support to a local youth centre (Furzedown Youth Centre).

The Church has taken over from St Pauls the running of the local foodbank. Office space is provided for the manager of the Furzedown Youth Centre.

Grantmaking

The Church seeks to fulfil its objective of spreading the Christian message throughout the United Kingdom and worldwide by making grants to individual missionaries supported by the Church and to specific independent missionary and charitable organisations whose aims coincide with those of the Church, including the Home Mission Fund of the Baptist Union of Great Britain and BMS World Mission.

Volunteers

significant proportion of the Church's activities are run by and with the assistance of volunteers who freely give of their time and skills to support the Church in the furtherance of its aims.

ACHIEVEMENTS AND PERFORMANCE

Charitable activities

2023 was one of great blessing in the life of Mitcham Lane Baptist Church.

During the year, the Church continued to deliver Sunday and Holy Day church services that were open to all as well as regularly meeting either corporately or in small groups for Bible Study, prayer, praise and fellowship.

The sanctuary layout continues to be “café style” with light refreshments available on arrival and throughout the service. The gallery is available for those who prefer the more traditional seating arrangements. These arrangements continue to be generally popular with the congregation. It has also proved easier to make new people welcome and involved in the service.

Over the course of the year many members have taken part in the services in a variety of roles including leading worship and preaching. Services are interactive often with discussion around the tables and a roving microphone for feedback. This format has allowed a number of issues to be explored, e.g. social justice, in a way that would be almost impossible in a traditional style service.

Once a month we have alternating All Age and Messy Church services with the involvement of children having been a real blessing. The willingness of the congregation to adapt and embrace our style is such an encouragement.

Page 3

Charitable activities (continued)

Services are not live-streamed, as we want to encourage those who can to attend in person. However, services are recorded. This is to enable those who cannot attend because of age or illness to watch the services, be blessed by them and continue to feel part of the community.

To keep in contact with Church members and the wider congregation a weekly notice sheet is e-mailed to them and posted to those not on-line. In addition, pastoral care cards are sent to members of the congregation and flowers to those in particular need. Pastoral visits have been much appreciated by those unable to attend Church.

Cell (home) groups have continued to meet during the year and have grown in numbers over the past twelve months. Most now meet in person usually in homes but one meets in the youth lounge. Each cell group offers a different style and approach so that every church member can find a supportive group that works for them. A group called Connect for those who have been bereaved is run by two Church members. It is open to anyone and has proved very helpful to those attending. There is a weekly online prayer meeting which prays both for those in need in the Fellowship and for National and International matters. The weekly frequency means matters are brought quickly before God and updates can easily be received.

We continued to honour our ongoing commitment to inclusivity and diversity by running courses open to everyone in the congregation. These included Visions of Colour, looking at anti-racist practice in church, and Creating Sanctuary, looking at how churches can be more inclusive to the LGBT+

During the year, we said good-bye to a number of long-serving and highly valued members either because they moved away or were promoted to glory. The death of our much-loved Church Secretary, David Chambers, in September was a huge loss. His 68-years at the church, during which he used his experience and skills in so many roles, have generated a legacy of love, efficiency and accountability which will benefit future generations of church members.

We have had the joy of seeing new people joining the Church and expressing an interest in baptism.

The Leadership Team is strong and continues to reflect the rich diversity of the congregation. At the Church AGM in November, we welcomed Francesca Collis as Church Secretary and Rick Thomas as Treasurer.

We continued joint activities with the other Furzedown Churches with joint services and activities at Easter and Christmas. We participated in and supported popular outdoor productions of The Passion at Easter and a ‘Roving Nativity’ at Christmas. The Youth Work Essentials training course, which began in 2022 to further support the ministry of both Furzedown Churches and Furzedown Youth Centre, continued in 2023.

A ‘Holiday at Home’ week to which the elderly of our community are invited for fun, food, entertainment, fellowship and a day trip involved all four churches. It took place at Mitcham Lane Baptist Church, which is larger and has more extensive facilities than the other churches.

After consulting the congregation on their requests for more social opportunities karaoke evenings were held and we held our first Clothes Swap event which proved exceptionally popular with the wider community as well as generating funds for Foodbank.

Page 4

Charitable activities (continued)

Two new monthly social events were introduced: Fizz at the Furzedown, for women to meet in the evening at a pub in the heart of our community; and Men’s Breakfast, for men to meet on a Saturday morning in a local pub for a cooked breakfast and friendship/fellowship. Both have proved to be popular and are now regular fixtures on the church calendar.

In July our Pastor, Gemma Dunning, got married in church, a glorious and happy occasion which involved the whole church.

The premises continue to regularly hired out, benefitting the community and providing an income stream. They were used by local schools at Christmas for Christmas concerts, nativity and carol services. A local dance school staged a Dance Showcase, a large-scale production. Indeed, during December over 2,500 children and parents attended these events. Other uses included circuits classes, Women’s gym group, Yoga, Maternity focus group, Weightwatchers, defibrillator training, training sessions for a local residential home, dance group, toddler gym class and toddler sports group.

The Garden of Discovery continues to be well used by the local community. We opened it up on October 31st to serve hot chocolate and give out treat bags to local schoolchildren following a Trick or Treat Trail for Halloween. Despite pouring rain, a large number of children and parents came along and expressed gratitude for some much-needed hot drinks.

Our weekly Foodbank continues to meet the needs of local people. As the cost of living rises and more people are forced into poverty the number of people attending continues to increase. Our Pastor is currently acting as Foodbank Centre Team Leader and runs the bank with help from volunteers from both the Church and the community.

The Church is still aiming to make improvements to the main hall entrance to make it make it more welcoming and at the same time improve security. It’s hoped to address this when the budget allows.

The Church is mindful of other communities throughout the world who have less fortunate circumstances and consequently, despite its reduced income, continues to support financially as well as prayerfully targeted areas and projects in a number of overseas locations. Nearer home, the Fellowship Fund, set up to alleviate poverty among the congregation, has given assistance to a number of people during the year.

FINANCIAL REVIEW

Financial position

During the year income decreased by £16,856, to £191,083, and expenditure decreased by £21,473, to £184,639. As a result the cash held by the charity increased by £6,444, to £103,540, of which £97,854 is unrestricted and can be used for any charitable purpose.

Page 5

Principal funding sources

The principal funding sources of the Church are the voluntary donations and giving by members of the Church’s congregation together with the allied income tax rebates under the Gift Aid Scheme. The Church also receives a significant amount from three trust funds which have been left in bequests. The rental income from the Vodafone/Telefonica base station in the Church tower continues to provide a substantial income stream. We are in negotiations about the lease going forward. We also received regular monthly income from two church residential properties. Hire of the Church premises continues to provide additional income.

Investment policy and objectives

The Church currently owns four properties. One of these (26 Woodnook Road) is used to provide job related accommodation to the Pastor. Two (22 Pretoria Road and a flat (38) at Longlands Court) are being privately rented.

The remaining property is a small block of flats (43 Thrale Road) where the Church owns the freehold and additional land but which is subject to long term leases apart from part of the garden and garage/outbuildings which are being retained for potential development. It was agreed by the Church Meeting to sell this freehold and additional land and we have started the legal work towards this. As indicated earlier the Church also receives rent from the letting of the Church tower for use as a telecommunications base station.

Reserves policy

The Church aims to hold reserves that would cover three months revenue expenditure, legal commitments under contracts of employment and a reserve to meet immediate essential expenditure to the Church’s premises necessary to allow the Church to continue to function. At the year-end, the Church had reserves that were considered sufficient to meet its revenue reserves policy. In addition, the Trustees have established a capital reserve to meet any future costs of a capital nature on its freehold assets.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

Mitcham Lane Baptist Church CIO (the “Church”) is a charitable incorporated organisation and constitutes a corporate body with limited liability. It is registered with the Charity Commission under number 1161743. The Church was incorporated on 19 May 2015 and is controlled by its governing document, a constitution and is governed by its Trustees in accordance with that constitution.

Page 6

Recruitment and appointment of new Trustees

The day to day running of the Church is under the control of a singular “Leadership Team” comprising the Pastor, Church Secretary, Church Treasurer and up to seven other elected members. This group is synonymous with the trustee body. The Pastor is an office holder appointed by the Church at a Special Church Meeting and is engaged under a letter of appointment. The other trustees are appointed in accordance with the Church’s constitution.

Organisational structure

The Church appoints Pastor(s) and other paid staff as circumstances require. The¬ Pastor leads the Church community in both spiritual and practical ways and chairs Leadership Team and Church meetings.

The Church employs a part time Manager to oversee day-to-day administrative and financial matters and to manage the premises and part time cleaner. It also employs a part time book-keeper to assist the Church Treasurer.

The Church membership elect the Leadership Team (including the Church Secretary and Treasurer) from among themselves to oversee the spiritual and operational aspects of the Church. The Leadership Team meet regularly and administers the Charity by majority decision on behalf of the membership.

Governance Code

In 2022, to consider the implications of the updated Charity Governance Code the Trustees set up a small working party consisting of two members of the Leadership Team and three from the wider Fellowship to consider the code and its implications for the Church. After a number of meetings, the Working Party submitted a very detailed report to the Leadership Team. In summary, the Working Party found that in general the Church complied with the principles and much of the detail of the Code. It did, however, consider that there was room for improvement and made a number of recommendations designed to achieve this.

The Trustees held a special meeting to consider the report and accepted virtually all the recommendations.

In 2023 the Pastor and Church Secretary re-examined all the recommendations from this report to check that they had, indeed, been implemented. They identified a small number that hadn’t been fully implemented and committed to ensure that this would be addressed before the end of the year.

Wider Network

The Church is a member of the Baptist Union of Great Britain and the London Baptist Association. The holding trustee of the Church is the Baptist Union Corporation Limited (Charity No 249635) and which is controlled by the Baptist Union Council. The Baptist Union Corporation Limited also acts as the holding trustee of the church premises themselves.

The Church is also a member of Furzedown Churches Limited. This company is controlled by four Furzedown Churches - three Anglican Churches and this Church, to run joint activities.

Page 7

RISK STATEMENT

The charity is exposed to various risks - be they operational, financial or reputational. The trustees review the charity's activities regularly to identify significant risks and, where possible, they take appropriate measures to mitigate those risks.

RESPONSIBILITIES OF TRUSTEES

Charity law requires us as Trustees to prepare financial statements for each accounting year which record the receipts and payments of the charity for the year.

We are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable us to ensure that the financial statements comply with the Charities Act 2011.

We also have a responsibility to safeguard the assets of the charity and to take reasonable steps to prevent fraud or any other irregularities.

APPROVAL

This report was approved by the trustees and signed on their behalf by:

Rick Thomas

……………………………………………………….. Rick Thomas (Sep 16, 2024 18:40 GMT+1) RICK THOMAS (TREASURER)

Sep 16, 2024 Date:_____

Page 8

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF

MITCHAM LANE BAPTIST CHURCH CIO

I report to the trustees on my examination of the accounts of Mitcham Lane Baptist Church CIO ('the charity') for the year ended 31 December 2023 on pages 10 to 13 following.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the 2011 Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 1. accounting records were not kept in accordance with section 130 of the 2011 Act; or

  1. the accounts do not accord with the accounting records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Archie McDowall

Archie McDowall (Oct 7, 2024 13:35 GMT+1)

Archie McDowall BA CA Stewardship 1 Lamb's Passage LONDON EC1Y 8AB

Date: Oct 7, 2024

Page 9

MITCHAM LANE BAPTIST CHURCH CIO

RECEIPTS AND PAYMENTS ACCOUNT

FOR THE YEAR ENDED 31 DECEMBER 2023

Notes
Income receipts
Donations
Gift aid receipts
Income from letting and properties
Investment income
Other
Total receipts
Payments
2
3
Total payments
Transfers between funds
5
Net movement in funds
Cash funds as at last year end
Cash funds at this year end
A
Net
of
receipts
/
(payments)
before
transfers
Grants
paid
in
relation
to
charitable
activities undertaken by others
Payments
in
relation
to
charitable
activities undertaken directly		 General
Designated
Funds
Funds
£
£
63,619
-
14,395
-
74,413
-
3,143
12,560
4,046
-
159,617
12,560
126,139
12,560
20,400
-
146,539
12,560
13,078
-
(3,117)
-
9,960
-
88,738
360
98,698
360
Unrestricted Funds		 Restricted
Funds
£
16,835
868
-
1,204
18,906
2,204
23,336
25,540
(6,634)
3,117
(3,516)
7,999
4,483		 2023
£
80,454
15,263
74,413
16,907
4,046
191,083
140,903
43,736
184,639
6,444
-
6,444
97,096
103,540		 2022
£
90,966
26,890
71,004
14,949
4,130
207,939
168,779
37,334
206,112
1,827
-
1,827
95,270
97,096

The notes on pages 12-13 form part of these accounts.

Page 10

MITCHAM LANE BAPTIST CHURCH CIO

STATEMENT OF ASSETS AND LIABILITIES

FOR THE YEAR ENDED 31 DECEMBER 2023

Notes
A
Cash funds
Cash at bank with immediate access
Notice deposits
B
Other monetary assets
Gift aid due to charity
Prepayments
Other debtors
C
Liabilities
Falling due within one year
Fee for Independent Examination
Accrued expenses
Total
D
Assets retained for charity's own use
Church premises
Residential freehold properties
Fixtures fittings and equipment		 Unrestrict Designated
funds
£
360
-
360
-
-
-
-
-
-
-
ed Funds		 Restricted
funds
2023
£
£
4,483
30,890
-
72,650
4,483
103,540
-
2,010
-
-
134
2,754
134
4,764
-
1,740
-
-
-
1,740
Fund to
which asset
belongs
Endowment
General/Designated
General		 2022
£
General
funds
£
26,047
72,650
98,698
2,010
-
2,620
4,630
1,740
-
1,740
27,185
69,911
97,096
7,371
4,195
-
11,566
1,866
2,232
4,098
Current
value
£
3,408,020
805,973
45,858
4,259,851

The church, halls and associated gardens, which are held on trust by the Baptist Union Corporation Limited, are shown at depreciated replacement cost based on its insurance value. The other residential properties are shown at the values transferred from the unincorporated association on an historic cost basis. The estimated combined market valuation of these residential properties is £2million based on comparable property values. The other fixtures, fittings and equipment are shown at current insurance values.

E
Investment assets
Fund to
which asset
belongs
CCLA Charities Ethical Investment Fund
Alfred Young Trust
CCLA Charities Ethical Investment Fund
Alice Mary Young Trust
CCLA Charities Ethical Investment Fund
Roland Adams Trust		 Current
value
£
439,076
29,968
13,131
-
482,176

F Guarantees and secured debts

The charity has not given any guarantees and has not provided its assets as security for any liabilities.

The accounts were approved by the trustees and signed on their behalf by:

Rick Thomas

-------------------------------------------RICK THOMAS (TREASURER) Sep 16, 2024 Date: ____

The notes on pages 12 - 13 form part of these accounts.

Page 11

MITCHAM LANE BAPTIST CHURCH CIO

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2023

1 Accounting policies

The accounts have been prepared on a receipts and payments basis and comprise a statement that shows the charity's receipts and payments, a statement that summarises the charity's assets and liabilities and related notes. The accountancy profession have determined that only accounts prepared in accordance with applicable accounting standards present a 'true and fair' view and, as these receipts and payments accounts have not (and cannot) be prepared in accordance with accounting standards, these accounts do not present (and are not intended to present) a 'true and fair' view of the charity's financial activities and state of affairs.

In the previous year, the charity presented accounts prepared on the accruals basis using the Charities SORP. However, as the charity's income is less than £250,000, it has taken advantage of the option to prepare its accounts on a receipts and payments basis and the results reported previously have been restated; further information is given in note 6 below.

General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity. Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes. Restricted funds are donations which are to be used in accordance with specific restrictions imposed by donors; they include donations received from appeals for specific activities or projects.

2
Payments in relation to charitable activities undertaken directly
Employment costs (see note 4)
Pastoral housing
Ministry expenses
Youth and children's work
Equipment
Maintenance of buildings & equipment
Rental property costs
Utilities
Insurance
Independent examination
Office costs
Other costs
3
Grants paid in relation to charitable activities undertaken by others
Grants for:
Baptist Union of Great Britain
Mission
BMS World Mission
Mission
London City Mission
Mission
Impact Romania / Associate Casa de
Mission
dragoste si Mila
The Furzedown Youth Centre Limited
Local community
Furzdown Churches Limited
Mission
Other small grants to organisations
Mission
Other small grants to organisations
Local community
Grants to individuals
Mission
Grants to individuals
Local community		 Unrestricted Fun
General
funds
£
50,703
2,478
11,356
1,658
888
17,827
12,070
9,861
7,713
1,920
9,664
-
126,139
6,500
5,500
500
5,500
1,200
-
1,200
-
20,400		 ds
Designated
funds
£
12,560
-
-
-
-
-
-
-
-
-
-
12,560
-
-
-
-
-
-
-
-
-		 Restricted
Funds
£
-
-
-
-
-
1,204
-
-
-
-
-
1,000
2,204
-
358
-
-
60
-
1,070
2,000
5,796
23,336
14,052		 Total
2023
£
63,263
2,478
11,356
1,658
888
19,031
12,070
9,861
7,713
1,920
9,664
1,000
140,903
6,500
5,858
500
5,500
1,260
-
1,070
3,200
5,796
43,736
14,052		 Total
2022
£
75,978
18,425
8,379
2,200
4,526
22,535
8,800
11,547
6,821
1,890
7,678
-
168,779
5,000
5,000
1,500
5,000
1,200
1,350
-
-
5,370
12,914
37,334

4 Transactions with related parties

Rev. Gemma Duggan served as a church leader and was paid £35,715 (2022: £33,065) and received employer pension contributions of £3,837 (2022: £2,373 ) for serving in that capacity, not for serving as a trustee; these payments are permitted by the charity's governing document.

In addition the charity incurred expenditure totalling £2,478 (2022: £3,785) in respect of the provision of accommodation (which is customary for ministers) to Rev. Gemma Duggan, who is a trustee so that they could better perform their duties.

Page 12

MITCHAM LANE BAPTIST CHURCH CIO

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2023

5 Movement of funds

vement of funds
General funds
Designated funds
Capital projects and equipment
Alfred Young Trust
Restricted funds
Romania appeal
Designated giving
Fellowship Fund
Alice Mary Young Trust
Roland Adams Trust
Foodbank
Total funds		 Opening
balance
£
88,738
360
-
360
4,460
56
2,015
-
-
1,468
7,999
97,096		 Receipts
£
159,617
-
12,560
12,560
7,408
1,696
2,849
829
375
5,749
18,906
191,083		 Payments
£
(146,539)
-
(12,560)
(12,560)
(15,052)
(1,488)
(2,634)
(829)
(375)
(5,161)
(25,540)
(184,639)		 Transfers
£
(3,117)
-
-
-
3,184
(67)
-
-
-
-
3,117
-		 Closing
balance
£
98,698
360
-
360
-
197
2,229
-
-
2,056
4,483
103,540

Capital projects and equipment: funds set aside by the charity's trustees for future projects.

Alfred Young Trust: income received from a will trust towards the support of the pastor.

Romania appeal: donations given towards the charity's support for the Home of Love and Mercy in Turgu Mures in Romania, which provides healthcare, advocacy and other forms of help to the Roma community.

Designated giving: collections for specific purposes.

Fellowship fund: receives donations towards assisting individuals within the church who are known to be in need.

Alice Mary Young Trust: income received from a will trust towards the maintenance of the church.

Roland Adams Trust: income received from a will trust torwards the maintenance of the church.

Foodbank: receives donations towards the foodbank run by the church in partnership with the Trussell Trust.

6 Reconciliation with previously reported funds

As explained in note 1 'Accounting Policies', in the previous year the charity prepared its accounts using the accruals basis; in the current year the charity has taken advantage of the option to prepare its accounts on a receipts and payments basis. The comparatives presented in these accounts have been re-stated using the receipts and payments basis and a reconciliation with the reserves and results reported previously follows:

Reconciliation of reserves

Previously reported reserves, at 31 December
Adjustments arising from use of receipts and payments basis:
Exclusion of previously included fixed assets
Exclusion of previously included debtors
Exclusion of previously included creditors
Re-stated reserves, at 31 December
Previously reported results
Adjustments arising from use of receipts and payments basis:
Previously capitalised expenditure, less depreciation, now expensed
Excluded movements in debtors resulting in the recognition of more / (less) income
Excluded movements in creditors resulting in the recognition of less / (more) expenditure
Re-stated results
Reconciliation of results		 2022
£
4,355,116
(4,264,636)
(11,566)
18,182
97,096
2022
£
(32,132)
21,023
11,114
1,822
1,827		 2021
£
4,387,247
(4,285,659)
(22,680)
16,360
95,268

Page 13