£UMHOUS£ COMMUNrrY AsSOc￿￿oN
SOUTHWARK
TRUSTEES,
REPORT AND
FINANCIAL
STATEMENT
FOR THE YEAR ENDED 31 MARCH 2025
Official Address:
86-88, Bellenden Road,
Peckham, London SE15 4RQ
Website.. elimhousedaycentre.org.uk

Elimhouse Community Association, Southwark
ELIMHOUSE COMMUN￿ AssOC￿￿oN
SOUTHWARK
J•.
Mrs Mavis Joseph joined the Day Centré 1.5 years ago and attends each day
we are open (4 days per week). She enjoys playing dominoes and always plays
a huge part in our weekly faith sessions and all our other activities internally &
externally.

Elimhouse Community Association, Southwark
FOR THE YEAR ENDED 31 MARCH 2025
CONTENTS
Page
Fomard from Chairperson 3
Referen￿ and Administrative Information
Picture taken at Event 26 August 2023
Trustees, Report
Activities and Achievements
9-11
Users, Feedback Survey & Comments
Partnerships and Working performances
12-13
rinancial Review & Futu￿ Plans
13-14
Trustee's statement of responsibilities
15
Independent Examinerfs Report
16
Statement of Financial Activities
17
Balance Sheet
18
Notes to the Accounts
19-20
Detailed Income and Expenditure
21-22

Elimhouse Community Associatlon, Southwark
This is th8 Trustees, Report and Financial Statement for Elimhouse Community Association
Southwark {ECAS), which was set up as a charitable organisation (CIO).
The Charity has an income of £229,394 for the year ending 31 sl MarGh 2025,. therefore it
requires an independellt examination. The trustees oversee the restricted fund established to
deliver community support services, particularly health, social care and wellbeing support for
Black Minority Ethnic Communities who are vulnerable in th6 ar&as of benefit,
The r6POrt follows the order set out in SORP and sets out how the Trustees have met the
obligations for reporting the Charity's activities for the benefit of the public. including in 'Our
aims" We can confirm that the Trustees have consid8red the Charity Commission's general
guid81in&s on public benefits and, in particular, its supplementary guid81ines on the
advancement of sickness, poverty and distress. The objectives and advantsment sections
include a description of the strategies followed to further the Charity's work and the policies
regarding th6 allocation and use of the Charity's funds.
The 'Yinancial review. section includes a statement of the reserves policy. This policy explains
that the total for reserves includes both the Charity, other tangible fixed assets and the
designated fLJnds set up to provide for staff, the operations, social welfare service and
cornmunity aclivities for Ioc21 people, particularly BME elderly people in Soulhwark.
Trustees, plans to increase and maintain the level of services and activities availabl8 for 8lderly
people in Southwark by inGreasing the days open from 4 to 5 days per week. The extènsion
of activities and services may include ECAS'S actual joint partnership with other similar
organisations to deliver day care support. In achieving this Trustees plan to work in
collaboration with other organisations, agencies, including the local authorities and grant
funders, in the furtherance of our aims and the achievement of these plans. This and all future
trustees, reports will be auditedlfinancially examined in accordanGe with Auditing PraCtI￿S
Board standards, although this statement is not required by SORP.
The Accounts:
Tlie accounts are fully SORP compliant and include a statement of Financial Activities, a
Balance Sheet and notes of the accounts. The Statement of Financial Activities distinguishes
between unrestricted and restricted funds.
Agreed.
By Trustees at a meeting of trustees, the Management Committee (MC) held at 86-88,
Bellenden Road, SE15 4RQ on th
..25 Nov 25...........,.,.,,,.,..,.....
Signed by the Chairperson.,
Date.. 25 Nov 25.........

Elimhouse Community Association, Southwark
ELIMHOUSE COMMUNITY ASSOCIATION- SOUTHWARK
1. ADMINISTRATIVE INFORMATION: YEAR ENDED 31st MARCH 2025
REGISTRATION DETAILS
Elimhouse Community Association Southwark:
Charity number 1161422
MANAGEMENT COMfvIITTEE
Aubyn Graham
Emma Alder
Rexford Godfrey
Audrey Straker
Bill Morris
Jaimie D'cruz
Gwendolene Belfon
Honorary Chairperson
Honorary Vice Chairperson
Honorary Secretary
Honorary Treasurer
Community Member
Community Mernber
Community Mernber
STAFF
steven Rickman
Patsy Robinson
IGelyn Wilson
Tamara Vincent
Lisa Benjamin
Theresa Feka-rurhobo
Neville Wedderburn
Care and Activities Centre Worker
Senior Care and Activity Centre Worker
Activities and Care Centre Worker
Centre Manager
Catering OffiGer & Centre Cook
Engagement Care and Activity Worker
Centre Driver
VOLUNTEERS
Myrna Bryan
Audrey Straker
Alpha Kamara
Andrian Vaughan
Charlotte Epoh
Fatima Kawazti
Izach Johnson (Keep Fit Exercise)
Fitzroy Thompson (Handy Person & Temp Driver)
Damion Gordon (Temp Driver)
OCCASIONAL TUTORS:
Phillip Bobia
Keep Fit and Gentle Exercise
PRINCIPAL ADDRESS:
Elim House
86-88 Bellenden Road, Peckham, London,
SE15 4RQ.
INDEPENDENT EXAMINER"
Jasmin Aktar ACCA
BANKERS
Lloyds Bank Plc:
25 Gresham Street, London EC2V 7HN
Human Resources..
Croner HR Services
Croner House, Wheatfield Way, Hickley, LE1
1YG

Elirnhouse Comrnunity Association, Southwark
2. Reference and Admin Information for year ending 31st March 2025
A. Structure, Governance and Management:
ECAS is constituted as a Charitable Incorporated Organisation (CIO) registered with Ihe
Charity Commission for England and Wales cn 24 April 2015. The CIO governing document
was adopted on 22 April 2015. However, the organisation was formed in November 1987 as
the Black Elderly Group Southwark.
B. Organisational structure and decision-making:
The Charity Truste68 are responsible for the general control and management of the
charity as registered with the Charity Commission. The Charity Trustees volunteer their
time free and reGeive no remuneration or other financial b6nefits.
The Trustees m66t together as a body (the management commitlee) on an 8-weekly Gycle
and are responsible for all d6cisions taken in relation to the running of the CIO. This also
includes the community facilities and activities provided by the CIO. To assist with the smooth
running of the CIO, trust8es may set up committees to help them oversee certain aspgcts of
the CIO. Two committees are Ihe Personnel Sub Corllmittee and the Finance Sub Committee
for overseeing human resources and finance matters, respectively. All Sub-comrnittees report
back and make recommendationls to the managernent committee. The sub-committees meet
4 times annually. The chair of trustees and both sub-cornmittees, whos6 membership reflects
the particular skills that trustees can bring to the work of the sub-committees
The day-to-day management and administration of the community facilities are delegated to
the principal Office (the Cenlre Manager), who is supported by a staff team. The Centre
manager is also responsible for the Gollection of donations/fees fron the Cori irnuillty users and
their use by other community groups. All fees, grants and donations received are used for the
furtherance of the objects of the CIO.
C. Recruitment and appointment of trustees:
The existing truslees are responsible for the recruitment of new trustees. in so doing. the
trustees seek the views and recommendations of the corllrllunity nebNork, centre users and
potential centre users. Trustees believe this approach ensures r8presentation from different
cornmunity groups and a membership which subscribes to the objects of the CIO. We find this
approach ensures diversity on the management committee, including access for people with
disability. This approach also 6nsures the involvement of the local community in the
management of the CIO and fosters good relations between the CIO and the local community
it serves. New trustees are required to complete and sign th8 ECAS "conflict of interest" form
before they can participate in a meeting of the managernent Committee.
In selecting trust8es, ECAS seeks to identify people who regularly attend events and are
supportive of the work of the CIO, particularly those who willingly volunteer in our community
work and the elderly day centre. Potential trustees are usually recommended by other
members, other trustees, staff or open advertisement. Where possible, helshe would have an
interview with the Chair of the Managemenl Committees and or the Centre Manager.
The roles and responsibilities of trustees would be explained, how the CIO funGtions, targel
group as the beneficiaries. ECAS constitution allows for open election at a general meeting of
the CIO or by cooption by the management committee. Anyone who subscribes to the objects
of the organisation can seek election at the Annual General Meeting. This process also allows
due consideration of the person's eligibility, personal competence, specialist knowledge and
skills, as a nomination form giving details, experience, skills and knowledge is required before
the date of that AGM.

Elimhouse Community Assoclation, Southwark
D. Trustees Induction and Training:
Following the appointment, new trustees are introduced to their roles as Trustees of ECAS.
They are given a copy of the ECAS'S governing dDGuments and a copy of the most recent
trustees, annual report, financial statement and guide to the policies and procedures adopted
by the CIO. A number of publications from the Charity Commission are also provided, including
the guidance on charities, public benefit and the relief of sickness, distress and poverty for
public benefits. The new trustees are made aware of the scope and their responsibilities under
the Charity Acts, and nationally recommended "Good Governance" guidance. Initially, it is the
case that new trustees work with existing trustees, assisting on partiGular activities and
projects run by the CIO. After satisfactory feedback from existing trustees, they are then given
the tasks of leading a particular activity or project, reporting progress to the trustees at the MC
meeting,
E. Risk Management:
Trustees have assessed the risk the CIO faces and have drawn up a matrix which identifies
the rnasor risks and areas of activity, the nature of those risks, the likelihood of the risk
happening, and the measures taken to manage them. Trustees review this matrix regularly at
their meetings and at meetings of the two sub-committees.. finance ar7d p8rsonnel. The
trustees are satisfied that systems are in place, or arrangements are in hand, to Manage the
risks that have been identified. In particular. the financing of the CIO is kept under review, with
appropriate Criminal Bureau (DBS) checks, and all-purpose insurance, supported by regular
policy raviews. These reviews are made of all the work ECAS does and of personnel who work
with the elderly and other vulnerabl8 groups within the organisation and the IoGal comrnunity.
F. Objectives and Activities
Our Aims:
The objects of the CIO are (a) to promote and protect the physical, menlal and physic
logical, health of the local inhabitants by means of community car8, (b) to release
sickness and distress of the local inhabitants, partiGularly persons of Caribbean descent
and other Black Minority Ethnic Communities. (BME) who are vulnerable and are in
necessitous circumstances especially those who by reason of age, infirmity or disability
are in need of care and attention,
G. The Objectives:
ECAS is a community-led organisation. This being so, its objectives are set to reflect the ne6ds
and aims of the local community. Each year, trustees review the objectives and activities to
ensure they Continue to reflect the aims. In carying out these reviews, trustees considers the
Charity Commission's general guideline on public benefits.
Our dual aims remain to provide a faGility where BME elderly people and the local community
can meet and to provide health and social care, community activities for all the inhabitants in
the London Borough of Southwark and the adjacent neighbourhoods. Trustee's long-term
ambition is to build the self-confidence of BME elderly people in the area and ensure that Ioc81
people continue to benefit from ECAS'S community facilities, services and activities, which
also help make the area vibrant, diverse and harmonious for its inhabitants.
H. Strategies
Trustees aim to make the commLrnity Centre, our services and activities accessible and
welcoming to everyone in the local area, where people get together and benefit from the work,
services and aGtivities being delivered. The community centre is open at all times for care and
leisure time activities, We plan (hat the elderly people's day Centre will be open Mondays to
Fridays, 09.'00 hours to 16:00 hours, and there are occasional events at some weekends,
Importanl parts of our strategy are the protection and promotion of the public, the community
welfare, health care and the well-being of elderly people, particularly BAME elderly people.

Elimhouse Community Assoclatlon, Southwark
The community facilities and activities include health and care initiatives, public health and
general welfare rights advice, information workshops and seminars. These are widely
advertised throughout the community. ECAS welcom8S the participation of all in the local
community, Some activities are free. Others are affordable,. there can be as little as £5 per
visit to the Elderly Day Centre, Mowever, the majority of the activit16s and services are funded
by donations, grant funds, family support or by our working partnership with the local council.
ECAS maintains an open house policy, which is "never turn anyono away who seeks help
from the Centre and who wants to benefit from our services and activities" We operat8
an open-door services and activities policy, based on first-come come first S6rve and that the
most destitute people should benefit from ourwork. Considerations are given and concessions
are rnade for p8ople who need our services and do not have the means to pay. Elderly people
are able to benefit from serviceslactivities, ECAS assist day Centre users in securing funds
for elderly people in these situations.
l. Use of volunteers:
Volunteers ar6 at the heart of our Centre and are important to us. They mal(e a meaningful
difference by supporting the day-to-day Gare of older people and helping to deliver a wid8
range of community activities. Through their time, energy, and skills, volunteers enrich the
lives of older people by reducing isolation, encouraging participation, and fostering a stronger
sense of belonging within the community.
Each year, betW88n 5 and 10 regular volunteers dedicate theirtime freely to the Centre. Where
specific funds are aVaIlab￿e, we reimburse volunteers for travel and lunch expenses so that
financial barriers do not prevent participation. Trustees also give their time freely and actively
encourage both Cenlre users and members of the local community to volunteer, helping to
create an environment where skills and experiences are shared for the benefit of all.
The impact of our volunteers extends well beyond practical support,. they provide
Gompanionship, help build confiden￿, and strengthen community bonds. To safeguard
everyone involved, all staff and volunteers are DBS certified, with checks renewed every Ihree
years.
J. Activities and Achievements:
J1. Resid&nts in the area of benefits, particular, particularly in Peckham, Nunhead and the
adjacent neighbourhoods continues to face a range of cornplex social challenges, including
the ongoing cost-of-living crisis, rising rates of dementia and Alzheim8r and the national
increasing concerns about mental health amongst family members. These issues have a
profound effect on the quality of life and well-being. These prevailing social situations and
health issues profoundly contribute to and heighten levels of isolation and loneliness amongst
residents in the area of benefit, particularly BAME among older people. The intensity and
complexity of these day-to-day challenges also present greater call on this organisation as a
social welfare community organisation delivering charitable services and activities.
J2. Against this backdrop and financial challenges, the Community Day Centre has made
significant progress over the past year. The Centre remained fully operational five days per
week, including weekends and occasional evening events. The Elderly Day Centre, which was
opened four days each week, provided a safe and welcoming environment where individuals
could access vital health and so.cial support, participate in meaningful leisure time activities,
connecl with other people and engage with the wider community. This availability and
consistency of seNice for BAME elderly people played an irllportant role in reducing loneliness
and improving wellbeing, while also offering much-needed reassuranGe to elderly people,
families and carers.

Elimhouse Communlty Association, Southwark
J3. The Elderly Day Centre delivers holistic day care services, including recreational, leisure
time activitl8s, community 8ngagement events and signposting to other services and allied
agencies in Southwark and adjacent boroughs,
The Day Centre provid&s a wheelchair access transport service to and from th8 Centre
for its Centre Users. Staff liaise with car6rs, TFL Dial A Ride and Comcab Taxi Service
on behalf of Centre Users, securing and facilitating "taxi" services to and from the
Centr6.
Day care including one-to-one help and ensuring that staff and volunteers are always
available and attend to Centre Users, day care needs, which also include manicuring
sessions., health. wellbeing and general information advi￿ are also provided
The Centre provides freshly cooked breakfast, lunch, and in the aftemoon, high tea
and biscuits are setved. The Centre provides meals on wheels, and some Centre
Users will get an additional meat to take home when they reqLiire this,
Social and recreational activities includ8 handcrafts workshops, painting, dominoes,
bingo, and many other table gam8s, as well as book readings, magazines, newspapers
and reminiscences amongst former acquaintance and new fri8nds
Staff, volunteers and visiting professional enable the Centre Users to engage in digital
inclusion sessions, with we6kly corllputer classes enabling and supporting elderly
people to communicate with and having vital access to essential services as I'heir GP,
NHS, the local authority, emergency s8rviGes, utility providers, etc.
The Centre's health promotion activities, including twice-w88kly gentle exercise
sessions, information sessions with healthcare advisors and visits from an optician
providing on-site eye tests. Public health leaflets and pamphlets were also rnade
available for users to take horre some table games which encourage awareness
amongst older people, particular amongst dementia suffers.
This year there were sseaside outings to Margate in July 2024 for mobility users and
another to Brighton in August 2024 for families, carers and other p8opI8 from the local
community.
Of Occasional activities and events there were over six, some reported below,,
Mental Health Awareness Month (May 2024), ECAS raised awareness by sharing
information via pamphlets, garnes etc. throughout the entiro month of May
Open Day (23 July 2024), featuring infomiation workshops, family activities, a Cultural
Reminiscence Session, and entertainment.
End of Summer BBQ (30 August 20241, A Day filled with music, food, games and fun
for our members, family and the wider community. We also highlighted Jamaican
Independence.
Black History Month {261h October 2024). Celebrated with our members the signifiGant
contributions of Black people and Black heritage In British society.
Harvest Festival {191h November 2024), ECAS celebrated this day with members and
staff. We had blessing by Pastor Myra,. we sang songs and gave out food par￿lS to
be taken home.
Christmas Lunch (19thDecember 20241, bringing together center users, families, the
local community, and partner organisations to enjoy lovely rnusic and food.
Food-bank the Centre collects groceries and other daily essentials from Borough
Market, London Bridge and 3 local supermarkets and distributes these items to Centre
Users and other deserving families in the community.
As a Community Centre we provides community for four regular groups three every
week and one monthly. Families and olher people from the local community had about
eleven funerals and birthday Gelebrations events and there were up to 8 other events
organized by local cornmunity groups where for the benefit of the community.

Elimhouse Community Association, Southwark
J4. Beneficlaries and Outcomes: The organisation maintains a contact list of just over one
hundred thirty individuals and other stakehalders. other organisation from Ihe voluntary, local
businesses, statutory sectors.
The registered Day Centre users number 47 which is a small increase due to the death
rate amongst Centre Users. It should be noted here that 800/0 of Centre Users are over
75 years old, a few in their goth
There is a daily attendance rale of approximately 85 %. Not everyone attend eaGh day
the Centre is open. Day Centre Users are drawn from the word a mouth, the Gommunity
network and referrals frorn Southwark Council, GP and Health Centers, through press
add and social media as in OLif website,
ECAS are in contact with "Over 65s BAME" residents in the borough who are
experiencing social exclusion due to isolation, lonèliness, lack of extended family
member and with no affordable social welfare and or recr8ational facilities for them.
The Centre seeks to improve their well-being and quality of life. They are regular
participants of all the Centre open and community events, outings and public health
events. The members of this group are attends a monthly social evening where they
can reminisce, meet new and old acquaintances, socialise over a beer, have a dance,
play domino and other Indoor table games. The Over 65s Group activities are most
welcoming by this group and on occasion up to 30people attends the onc8 a Month
Friday evening events,
Thg Christmas Lunch provided lunch, entertainment and gifts for 85 elderly last
De￿mber with some receiving tak8-away meals. Including stall holders 83 people
attended the Open Day throughout the day.
J5. Community Engagement and Promotion It Is very important to not8 that Trustees
ensures that the Community Centre is open to, and welGomes everyone from the local
community who needs health, social care and community activities. Amongst the
organization's beneficiaries,. Cenlre Users and other stakeholders are people who
r6piesent diverse cultural and racial backgrounds, many of whom are of Caribbean,
African, European and South Asian descent.
J6. Economic and Employment Impact: As a charily organisation delivering services to
the community it also operates as a small business. The Charity contributes to the local
economy providing 10 paid jobs and positions for 8 volunteers who gain work experience
helping vulnerable people in the community. ECAS purchases goods and serviTrs from
local providers and recordo.d an annual turnover of £229,394 for the year ending 31 st
March 2025.
J7.Beneficaries: Throughout the year, it is estimated that up to 4,100 people benefited
from Centre activities and services. Amongst them were 2,500 direct beneficiaries who
were Centre Users, family member, carers, community members who attanded events,
organized by the Centre's, regular community groups other guests of other stakeholders
who used the Centre, such as Southwark Law Centre.
J8. Users Satisfaction and Services Outcomes:
The most recent Day Centro User's feedback survey was undertaken in October 2024, 35
elderly people responded. There were 10 males and 25 females. Of these 2 were over 55
years old, 6 were over 66 and 27 were over 75 years old. One elderly lady was over 105 years
old.
How did you find the condition and environment of the Centre?
1 respondents said that the condition and environment of the Centre facilities was
oor
10

Ellmhouse Community Association, Southwark
20 respondents said that the condition and environmant of the Centre facilities were
good
12 respondents said that the condition, facilities & environment of the Centre were
excell8nt
2 people made did not res
ond to this question,
How do you find the welcome and hospitality of the Centre?
20 respondents said that the welcome and hospitality of th8 Centre were
ood
12 respondents said that the welcome and hospitality of th@ Centre were excellent.
2 people made did not res
ond to this question,
How do you find the activities and events of the Day Centre7
18 respondènts said that the activities and or event were
ood
15 respondents said that the activities and events were excellent
2 people made did not res
ond to this question,
How do you find the dai'ly Care support in the Centre?
2 r8spond@nts said that the care support was
oor
ood
20 respondents said that the Gare support was L.
13 respondents said that the care support was excellent
How do you find the Centre's daily transport to and from the Centre
1 respondent said that the Centre's daily transport service was
oor.
ood.
18 respondents said that the Centrè's daily transport service was L_
10 respondents said that Ihe Centre's daily transport service was Excellent.
7 Centre Users attend the Centre using Comcab, Dial A Ride or with family member.
Overall, how do you flnd Elim House Community Centre?
1 respondent said that overall the Community Centre was L.
oor
20 respondents said that overall the Comrnunity Centre was
ood.
13 respondents said that overall the Community Centre was excelleiit.
1 respondent did not answer this
uestion.
Would you recommend Elim House Day Centre to your friends and other peoplo?
30 respondents said that they would recommend the Day Centre to others
3 respondents said that they would recommend Day C&nlre to others
1 respondent did not answer this question,
Some comments we recelved are as follows:
This day centre is convenient, and I have my routine, but there used to be more
aGtivities ant they would slimulate you,
I cook when l am at home. My daughter goes out to work so when she does, I tell her
I want lo go to the day centre. I live with my daughter.
We need more adult table games, such as puzzles and dancing activities and
dancing events,
The Centre in nice and clean. the food is very good, and the staff/volunteers are very
nice. l just do dominos and had to entertain ourselves if we did not have dominoes.
We would do anything else. There in not rnuch on offer.
Centre Users have to find something to do, if they are not interested in the church
service. Since October 2024 staff has discussed the above at staff meetings and
feedback to Centre Users. Adjustment made to the planned activity and well as
ensuring that staff and or volunteers give more attention to Centre Users who
do not want to participate in some Centre actwities.

Elimhouse Community Association, Southwark
K. Summary..
In Summary, throughout the year ending March 2025 ECAS delivered a holistic programrne
of community development activities and social welfare s8rvices. As a Charity the organisation
provided leisure time, community engagement activities, health, social care, welfare support
services. Our main beneficiaries are elderly people. Trustees also welcome and support other
vulnerable community groups in the area of benefit. All our beneficiaries are residents who
are in needs of help, due to unfavorable social conditions, poor health and financial hardship.
The Community Centre being a public meeting space where peop16 engage wilh one another
does tackle loneliness, isolation amongst elderly people and other vulnerable members of our
community lacking the basic necessities. Centre Users also receives help and supporting
accessing basic items and vital improvement in their daily standards of living.
Trustees feel satisfied that the organlsation's work as a charitable service
provider continues to contribute to improvements i'n the quality life, health and
well-being of life of elderly people and that of the local communlty as a whole.
Partlcipants, responses to the Centre Users survey give some indication of our
achievements this area of our charlty work.
L. Partnership working and performance reviews
The organisation Gontinues to maintain its service to the community. This is a major
achievement in a Gulture of Gontinuous funding constraint such as time expired grants and
incensing overhead and staff cost. This being so volunteers have played a pivotal role
supporting needy old people in the Southwark, Our partnership work extends to our grant
funders, Soulhwark council as our major stakeholder and other allied organisation in the
cammunity networlc, such as Southwark Senior Social. Without volunteers, the 'community
coming logetherf and giving free time these services would not have been possible.
Volunteers not only assist with day care, they also deliver activities, like our arts and crafts
sessions and faith sessions each week. They also help with occasional event.
The fees received from User Groups and events are vital for our cash flow and the organisation
running cost. The community working together as trustees, other supporlive individuals, our
staff and volunteer team are commitments. Their commitment enabled the Centre to deliver a
full programme of service, activities and events to Southwark vulnerable OALS. Having a
relatively smaller staff team the day centre has also had to improve organizational practices
and work methods to stay afloat and maintain a quality of services for local elderly people.
Southwark Council has decided to go out to the wider community in providing an African and
Caribbean Elderly Day Facility for Southwark elderly residents. Trustees have engaged with
this LBS Project and are take an active part in its development. One aption is ECAS to position
itself as the op6rator of this new facility as well as continuing to serve as a voice for the
Caribbean elderly communities in Southwark.
It is most important that Trustees continue to maintain good governance and regularly updates
ECAS policies and procedures. For Instan￿ ensuring sound financial systerns, which are
supporlad by Quick Books System, continue to engage Corner Group for human resour
support, Charity Commission and Southwark Communities for information and advice about
new guidance, regulations, support and advice. Last year'5 Away Day Training for Trustees
and the staff tearn is now and annual calendar initiative.
M. Financial review:
a) Risk management:
The trustees have reviewed and examined the major risk which the CIO faces and believe that
maintaining our free reserves at a reasonable lev81, combined with our annual review of the
controls over key financial systems will provide sufficient resources in the event of adverse
12

Elimhouse Community Association, Southwark
conditions. The trustees have also examined other operational and business risks which we
face and confirm that they have established systems to mitigate the significant risks.
b) Financial Reserves Policy
Trustees are aware of and take note that a reserve policy is a key issue for the Charity
Comrnission as the regulator for registered charity ECAS Trustees have taken note of
the Charity Commission requirements and that where the levels of reserves are set
too high this would tie up money, which could and should be spent on charitable
activities. On the other hand if they are too low, the future of the charity may be put at
risk.
Our Reserves Policy aim to setting rnoney aside as a reserve, which is to protect
Charity against unexp8Gted drops in income and or an emergency. Our financial
reserves policy allows the organisation to take advantage of new opportunities, so
long as the opportunity is in furtherance of the organisation's objects. Our financial
reserves policy also ensures trustees monitor spending and report restricted funds
and unrestricted funds,
Trustees are conscious of tho level of financial reserves the CIO needs to hold. Having
a financial reserve is an important part of our finanGial plans in ensuring sound
financial management. Our reserves policy also serves to benefit donors, fund8rs and
other stakeholders,
Trustees have carried out its annual reviews of the reserves of the CIO based on
current and future plans of the financial activities of the CIO. The trust8e's have
decided to hold and maintain in reserves funds lo meet 3 months. of the operational
costs of the Community Centre, including comrnunity activities, care support and
outreach activities against any unexpected drops in income and in any 8mergency.
Where this level of reserves is not achieved, there will b6 notes in the trustee's and
financial report to explain the reason and the measures trustees are putting in place
to address short-falls.
In calculating the CIO'S reserve forthis year, the trustees have deducted from the total
of unrestricled funds of the CIO. The level of reserves which was available year e.nding
31, March 2025 are set out in the attached finanGial statements, The net movement
in funds for the year amounted to £46,886 compared with £(21,883) 2024.The
retained reserves at 31 St March 2025 amounted to £86,597.
N. Tangible fixed assets:
The organisation has no fixed assets
O. Principal funding sources:
The rnain sources of Income are from fees and charges
P. Investment policy and performance:
Trustee policy is to ensure that all banking of cash and cheques are done within 2 days of
receipt lo accrue maximum interest and all surplus funds are placed in to a deposit account in
the narne of the charity. There have been no investment aGtivityl other bank interest received
13

Elimhouse Community Associatlon, Southwark
Q. Prlncipal funding sources:
The main sources of income are frorn fees, charges, donations and grant funding.
R. Plans for the future periods.,
As detailed above, under review are activities and organizational operation. There are a
number of issues that the charity is addressing in order to be in a better situation to repres8nt
and help the community and the target group" (older peopl8). LBS have made major
improvernents which are welcomed, ECAS will continue to engage with the community and
LBS officers in the dsveloprnent of this Project, The need for a fit for purpose Caribb8an
Community should be a priority for Trustees and the Caribbean Community in Southwark
Further, ECAS needs to give serious consideration of what it will provide in fulure and how
this will be funded. It is most important ECAS expands its on-going marketing, review fees,
expand funding aGtivities, and sgek out to attract other bLJsiness opportunities 'market" such
as providing for vulnerable mental health support and review the staff team. ECAS rnust also
take positive steps to engage in partnership working with other agencies. Annual need
assessment survey and a development program for trustees, staff and volunteers are also
vital components of our future plans for 2024125
s. statement of trustees, responsibllltles
The charity trustees are responsible for preparing an annual report and financial statements
financial statements in accordance with appliGable law and United Kingdom AGcounting
Standards {United Kingdom Generally Accounted Accounting Practice}
The law applicable to charities in England and Wales requires the charity trustees to prepare
financial statem6nts for each year whiGh gives a true and fair view of the state of affairs of the
charity and of the incoming resources and applicable of resources of the charity for that period,
In pi'eparing the financial statements, the trustees are required to.
a) select suitable accounting policies and apply them consistently,. observing the
methods and principles of the Charities SORP:
b) make judgements and estimates that are reasonabl8 and prudent.,
c) state whether appliGable accounting standards have been followed, subject to any
material departures disclosed and explained in the financial statements.
d) prepare the financial statement on the going concern basis unless it is inappropriate
to presume that the charity will continue in business,
e) The truste8s are responsible for keeping proper records whiGh disGlose with
reasonable accuracy at any time the financial position of the charity and to enable
them to ensure that the financial statements comply with the Charities Act 1933, the
Charity (Accounts and Report) Regulations 2008 and the provisions in ECAS
Gonstitution, Trustees are also responsible f'or safeguarding the assets of the charity
and hence taking reasonable steps for the prevention and detection of fraud and other
irregularities
Chairperson
Dated......,,,,.,....,25 November..........................,......,...,.,.......2025
14

Elimhouse Community Association, Southwark
Inde
endent Examlner's re
ort to the Trustees of Elim House Communit Associatlon
For the Year endin
31 March 2025
I report on the accounts of the charity for the period ending 31 March 2025
Respectivg Responsibilities of Trustees and Examlner
The charity's Trustees are responsible for the preparation of the aGcounts. Th8
charity's Trustees consider that an audit is not required for this Period under section
144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination
is needed.
It is my responsibility to..
examine the accounts under section 145 of the 2011 Act.,
to follow the procedur8s laid down in the general Directions given by the Charity
Commission under section 145(5)(b) of the 2011 Act" and
to state whether particular matters have come to my attention.
Basis of Independent Examinerfs Report
My examination was carri8d out in accordance with the Cjeneral Directions given by the
Charity Comrnission. An gxamination inGludes a review of the accounting records kept by the
charity and a comparison of the accounts presented with those records. It also includes
onsideration of any unusual items or disclosures in the acGounts and seeking explanations
from you as Trustees concerning any such matters. The procedures undertaken do not
provide all the evidence thal would be required in an audit and consequently no opinion is
given as to whether the accounts present a 'true and fair view, and the report15 limited to
those matters set out in the statement below.
Independent Examiner's Statement
In connection with my examination, no matter has come to my attention:
(11 which gives me reasonable cause to believe that in any material respect the
requirements..
In keep accounting rec()rds in accordan￿ with section 130 of the 2011 Act,, and
lo prepare accounts which accord with the accounting records and Gomply with the
accounting r6quirernents of the 2011 Act have not been met,. or
(2) to which, in my opinion. attention should be drawn in order to enable a proper
understanding of the accounts to be reached.
Name: Ms Jasmin Aktar ACCA
Address: Admin Block A, Peabody, Vauxhall Bridge Rd, London SW1 V 1 TA
Date.. 26 Nov 2025
15

EIJMHOUSE COmMUN￿ASs0C￿ThON
SOUTHWARK
TRUSTEES,
REPORT AND
FINANCIAL
STATEMENT
FOR THE YEAR ENDED 31 MARCH 2025
Official Address:
86-88, Bellenden Road,
Peckham, London SE15 4RQ
Website.. elimhousedaycentre.org.uk

Elimhouse Community Association, Southwark
STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31 MARCH 2025
Unrestricted Restricted
Funds
Funds
Total
Funds
2025
Total
Funds
2024
Notes
Income
Donations
Charitable activities
Investments
1,981
144,024
1,744
1,981
81,645 225,669 149,687
1,744
427
147,749
81,645 229,394 150,114
Expenditure
Charitsble aclivities
100,863
81,645 182,508 171,570
Total Expenditiire
100,863
81,645 182,508 171,570
Net Flow
46,886
46,886
21,883
Transfers between funds
11,804
(11,804)
Gross incomlngl(outgoing) resources as at 31 March 25
58,690
46,886
21,883
Reconciliation of funds:
Fund balances brought fonmard
at l April 2024
27,907
11,804
39,711
61594
Fund balances carried forward
at 31 March 2025
86,597
86,597
39,711
The notes on pages 20 to 26 form an integral part of these financial statements
16

Elimhouse Community Assoclation, Southwark
BALANCE SHEET
As at 31 March 2025
Registered Charity 1176768
Notes
2025
2024
CURRENT ASSETS
Debtors
Cash at bank and in hand
33,718
61,841
95,559
41,607
41,607
CREDITORS: Amounts falling due
within one year
1.896
NET CURRENT ASSETS
86,597
TOTAL ASSETS LESS CURRENT LIABILITIES
86,597
39,711
Funds of the charity
Restricted Funds
Unrestricted Funds
11,804
27,907
10
86,597
TOTAL FUNDS
39.711
The financial statements were approved and authorised for issue by the board and were signed on its behalf on
25 November 25
Chair Of Trustees
Treasurer
17

Elimhouse Community Association, Southwark
NOTES TO THE ACCOUNTS
FOR THE YEAR ENDED 31 MARCH 2025
1 Accounting policies
Basis of
aration
The financial statements have been prepared under th8 historical cost convention with items
reGognised at cost or transaction value.
The accounts have been prepared in accordance with the Statement of ReGommended Practice,.
Accounting and Reporting by Charities, preparing their accounts in accordance with the Financial
Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014,
and applicable UK accounting standards and the Charities Act 2011,
The charity constitutes a public benefit entity as defined by FRS 102.
The Trustees have a reasonable expectation that tho charity has adequate resources to continue in
operational existence. Therefore, they have adopted the going concern basis in preparing the annual
report and financial statements
re
Income
Income is recognised in the period in which the charity is entitled to receive and the amount can be
measur6d with reasonable Gertainty.
Grants from the government and other agenciss have been included as income from activities in
furtherance of the charitls objects where th8se amount to a contract for services.
endilure
Expenditure is Included in the Statement of Financial Activities on an accruals basis and on the basis
that consideration has been received for the expendilure.
Governance costs
Governance costs cornprise all costs involving the public accountability of the charFty and its
compliance with regulation and good practice. These costs include those related to statutory
examination of the accounts. See note 5.
Pension Costs
The Gharity has a workplace pension scheme with Smart Pension. Employers, Gontributions of 3 %
have been provided to March 2025.
Related
transactions and trustee's remuneration
There were no related party transactions to report. Trustees received no remuneration in respect of
their Trustees duties and no expenses were reimbursed.
Funds Accountin
Funds held by the charity ar8..
Unrestricted general funds - these are funds which can b& used in accordance with the charitable
objects at the discretion of the trustees.
18

Elimhouse Communlty Association, Southwark
Rectricted funds - these are funds that can only be used for particular restricted purposes within the
objects of the charity. Restrictions arise when specified by the donor or when funds ar8 raised for
particular restricted purposes.
Taxation
The charity is exempt from Corporation Tax under Section 505 of the Income and Corporation Taxes
Act 1998. The Charity is not registered for VAT and therefore any irrecoverable VAT has been
inGluded with the relevant expenditure.
Risk Mana
ement
The Management Committee has assessed the major risks to which the Gharity is exposed, in
particular those related to the operations and finances of the Charity and is satisfied that systems are
In place to mitigate exposure to such Major risks.
8ratin
Lease A
reèments
Rentals applicable to operating leases where substantially all th8 b@nefits and risks of ownership
rernain with thé lessor are charged on a straight-line basis over the period of the lease.
2. Donations and Legacles
Unrestricted
funds
Restricted
funds
2025
2024
General donations
1,981
1,981
31,367
3. Income from Charitable Activiti8S
Unrestricted Restricted
funds
funds
Total
Funds
2025
Total
Funds
2024
Income from grants
City Bridge Trust Grant
LB Southwark-Personal Budget Holders
Private Budget Holders
Southwark Charities Grant
Southwark Council Grants
LCPF United St Saviuors
Other
Activities,Outings &Events
Regular User Groups
Hall Bookings
39,930
39,930
91,905
22,533
38,895
2,820
19,940
55,339
19,631
34,731
91,905
22,533
38,895
2,820
2,OOQ
498
5,513
23,575
498
5,513
23,575
1,318
9,640
7,088
Total grant income
144,024
81,645 225 669 149,687
19

Elimhouse Community Association, Southwark
4. Bank interest earned
2025
2024
Bank Interest
1,744
427
5. Analysis on Governance Costs
2025
2024
Independent Examiners fees
400
1,500
6. Staff Costs
2025
2024
Wages and Salaries
Pension provision
101,987
4,973
106960
93,191
5,629
Executive committee remuneration and expenses
No expenses or remuneration has been paid lo any Trustees or members of the Board of
Trustees during the period in respect of their Trustee duties.
Particulars of employees..
The average number of employees during the period was 10 part-time {2024.' 10)
No employee was paid more than £60.000 during the year.
7. Cash at bank and Debtors
2025
2024
Current Accounts
Investment Accounts
Debtors
2,137
59,221
876
40,731
95,076
41,607
20

Elimhouse Community Association, Southwark
8. Creditors: amounts falling due within one
year
2025
2024
Accruals
Creditors
1,450
7,512
1,896
8,962
1,896
g. Movemént of Restricted funds
1 Aprll
Incoming Outgolng
2024 Resources Resources Transfers
31 March
2025
RestriGted funds
City Bridge Trust Grant
Southw8rk Council Grants
Priva16 Budget Holders
Southwark Charities Grant
LCPF United St Saviour's
39,930
2,820
39,930
2,820
3,804
8,000
38,895
38,895
(3,804)
(8,000)
Restricted funds
81,645
81,645
11,804
10. Movement of Unrestricted funds
1 April
Incoming Outgoing
2024 Resources Reaeources Transfers
31 March
2025
Unrestricted funds
27,907
147,746
100,863
86,597
Unrestricted tunds
147,746
100,863
21

Elimhouse Community Association, Southwark
11. statement of Cash tlows
For the year ended 31 March 2025
2025
2024
Cash flows from operating activities:
Net cash provided by {used in) operating activities
18,490 (21,487)
Cash flows from investing activities:
Investment income
1,744
427
Application of cash:
Purchase of property, plant and &quipment
Net increasel(decrease) in operating activities
20,234 (21,060)
Cash and cash equivalents at the beginning
Of the reporting period
41,607
62,667
Cash at bank and in hand
61,841
41,607
Reconciliation of net incomel{exponditure) to
net cash flow from operating activities
Net income(expenditure) (as per the SOFA)
46,886 (21.456)
Adj ustmerits for
Investment Income
{1,744)
(427)
(Increase)/decreas8 in debtors
(33,718)
Increase/(deGrease) 111 Greditors
7,066
396
Net Cash provided by operating activities
18,490
21,487
22