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2023-03-31-accounts

TRUSTE ES’ ANNUA L 1 April 2022 – 31 REPORT March 2023

Registered Office: 99 Western Road, Lewes, BN7 1RS The Ripple Pond is a Registered Charity in England and Wales (1161224) and in Scotland (SCO46402) Theripplepond.org

Trustees Annual Report April 2022 – March 2023

Reference and Administration Details

Charity Name The Ripple Pond
Registered Charity 1161224
Number
Other Registration _The Ripple Pond_is also a charity registered in
Scotland (SC046402)
Registered Ofce 99 Western Road, Lewes, BN7 1RS
HMRC Matters The Ripple Pond is registered with HMRC
(predominantly for its National Insurance contributions
and PAYE) but also for Gift Aid.
Trustees Name Ofce
Jennifer Hornby Chair Until 8 June 2022
Brigadier Andrew From 8 June 2022
Wood
Jessica Cheesman Until 8 June
Emma Couper
Simon Broomfeld
Jackie Watts
Jessica Arnold Treasurer
Rachel Mason
Bank Santander Bank
Bootle
Merseyside
L30 4GB
Independent Caroline Clarke ACA
Examiner 99 Western Road
Lewes
BN7 1RS
Name of Chief Rodger Cartwright
Executive

Structure, Governance and Management

Date of CIO Registration Governing Document

9 April 2015

Constitution adopted 7 March 2016

Form of Charity Charitable Incorporated Organisation (CIO) Constitution The CIO’s Objects From the charity’s constitution:

The objects of the charity are to relieve the need, suffering and distress of the families, partners, relatives and other dependants of members and former members of the British Armed Forces (“Beneficiaries”) in particular by:

Beneficiaries must be at least eighteen years of age.

In overseeing the operations of the charity, the Trustees continue to have regard to the Charity Commission’s guidance on public benefit. All too often society overlooks the loved ones of wounded, injured and sick members (and former members) of HM Forces, so they often remain unheard, unsupported and unseen.

The Ripple Pond provides these loved ones with a safe space where they are heard and understood. The charity enables them to offload their feelings, share and exchange ideas that have helped them, and gather information about how to live with their ‘new’ normality.

Examples of the public benefit delivered are outlined in the section on the main achievements below.

The charity remains unique in providing these services

across the UK. Trustee Selection New Trustees are selected and appointed by existing Methods Trustees in accordance with the procedures outlined in the Constitution. Trustee Induction New Trustees are briefed on their legal obligations as Trustees, the Charity’s constitution, the financial situation, and the current strategic plan. All Trustees have the opportunity to meet with the charity’s staff, either in person or virtually by video conferencing. Trustee Numbers A minimum of three, with no maximum. Meetings of The Constitution provides for the Board of Trustees to meet Trustees at the request of any individual Trustee or at other times they so decide. In the period covered by this report, the Board of Trustees convened on five occasions, for board meetings. Operational Day-to-day management of the charity is conducted by the Management Chief Executive (known for historical reasons within the charity as its ‘Director’). The Chief Executive reports regularly to the Board of Trustees and acts as the Secretary to their meetings. Finance Sub- A Finance Sub Committee is chaired by the Treasurer (or Committee the Chair in the Treasurer’s absence) and is attended by the Chair and the Chief Executive. Risk Management The charity has a documented risk management policy, and the Board of Trustees has delegated day-to-day management of risks to the Chief Executive. The policy is reviewed annually to ensure it remains relevant to the charity’s operations and compliant with any statutory requirements. A review of key risks facing the charity is conducted at each formal meeting of the Board of Trustees, and more regularly as required. Risks evaluated to be Extreme or

The Workforce

High must be referred to the Board of Trustees at the earliest practicable opportunity. Details of key risks facing the charity are described later in this report. The Chief Executive referred to in the charity as “The Director”, is supported by six operational staff members. The staff are supported by volunteers these include specialist 1-to-1 Support Volunteers and Regional Coordinators. The contribution of these volunteers to the overall success of The Ripple Pond is significant. The workforce is all home-based and delivers the charities support services to our Members across the United Kingdom and overseas.

Additional Governance Issues

Membership

Due to the nature of the issues facing many of our Members, there is a risk that providing support can take its toll on our staff and volunteers. The charity provides a supervision framework process that supports wellbeing and develops the knowledge, skills, and resilience of our workforce.

The Ripple Pond’s service users or beneficiaries are referred to as “Members”. The use of this title is in response to feedback received from our beneficiaries.

Our service users have agency and voice within the charity, and our services are informed and co-produced by them; the title Member describes their empowered position within the charity.

Growth

There is no financial cost to access the charity’s services.

The 2022/23 financial year was an incredible period for the charity, with the Membership growing by 14%. We started the year with 845 active Members and ended with 964 Members distributed across the UK, Northern Ireland and beyond.

At the end of the year our Membership was extremely diverse and clearly represents the community we support.

Our Member’s relationship with their injured loved ones was as follows:

Partner/Spouse – 86% Ex-spouse/Separated –
4%
Parents – 7% Adult Child – 1%
Friend – 1% Sibling – 1%
They self-identify as:
Female – 99% Male – 1%

Their loved ones served in the following services:

Army – 78% Royal Navy –
7%
RAF – 8% Royal Marine –
7% The injured
person’s main
Th
pe
7%
injury was described as:
Psychological – 94% Physical – 3%
Physical and Psychological – 3%

Referrals

How do Members fnd their way to The How do Members fnd their way to The
Ripple Pond?
Via:
Combat Stress 33%
NHS Op
Courage/Community 11%
Friends & Family 10%
Veterans Gateway 6%
Help 4 Heroes 6%
Internet Search/Social
Media 6%
SSAFA 5%
The Royal British Legion 4%
Military Medical and
Welfare 4%
Veterans Outreach
Charities 3%
Project Nova/Walking
with the Wounded 2%

Other Military Charities

10%

Many of our Members continue to be referred to us by other charities. This year saw an increase in referrals from healthcare professionals from the Charity Sector, NHS and the Military.

This is a clear product of healthcare professionals recognising the value of the support The Ripple Pond can provide for a patient’s family support network. Our service for serving and veteran families has been described as a “force multiplier for health care professionals.”

At the close of the year, our Membership consists of had been referred from a wide range of sources. We have seen a sharp increase in referrals from the NHS Operation Courage predominantly from the two areas that we work in direct partnership with Op Courage London and Op Courage Midlands.

Main Activities This was a pivotal year for the charity in terms of growth Undertaken and service development.

The consistent growth in Membership numbers across the UK has led to a programme of regionalisation, which was

completed this year.

The Ripple Pond Regions Ripple Pond Regions
Scotland Wales N Ireland
Yorkshire &
North East North West
Humber
Services
Eastern		 East Midlands West Midlands
Central
South East South West
Southern
London International Isle of Wight The regions are coordinated
with the support from our Member Volunteers and help us
to provide a more localised service with connections to
local community networks.

Our services are constantly evolving through a combination of user engagement and co-production. With their help, we have identified a range of opportunities to provide support for our Members who are often very “time poor” and juggling competing demands in their lives.

All Members are initially supported via our Onboarding process (triaging, needs analysis and initial support and monitoring)

Then according to their needs and personal preference, they will receive support through 5 channels:

  1. Peer-support meetings.

  2. Member forum support communities.

  3. 1-to-1 specialist support – mentors and contact peer-buddies.

  4. Information and Event Services, (virtually delivered, with a live catch-up facility.)

Peer Support

  1. Specialist support/advice from Member Support Team, this includes matters relating to safeguarding and domestic abuse.

We run online meetings for Members, hosted by our staff. These allow our Members to share experiences and support

Member Support

Forums

each other in an easily accessible, secure, and safe environment.

One-to-one specialist support

We operate a range of social media-based support forums based on geographic locality or carer need. The recent promotion of this service to coincide with the introduction of our regionalised structure has seen a 36% increase in Members use of this service.

It was recognised that a portion of our Members would benefit from non-clinical one-to-one support for a short period of time so in April 2021 the roles of Contact Buddy and Mentor were introduced.

A Contact Buddy can provide emotional support for beneficiaries going through a particularly difficult period in their life.

Information and Event Services

The Mentor role in addition to providing emotional support can guide and support our beneficiaries with a range of issues such as housing, accessing specialist services for substance abuse and mental health, and connecting them with local support networks.

All volunteers receive regular one-to-one support from a manager or coordinator and attend practice development sessions. This framework of support ensures both team wellbeing and high standards of service delivery.

Based on feedback from our Members we have identified that they want to:

Our Event and Information Services have grown out of this need.

These online talks, activities and events are either

produced by Members or delivered by collaborative partners. The majority of the talks are recorded and can be accessed by our Members via our catch-up service. Key themes of the talks include understanding mental health, treatment pathways, self-help and how to support an injured loved one.

Our online activities are wide and varied and range from arts and crafts, creative writing, book clubs and meditation. These all help to build a sense of community, mutual understanding and mutual support.

Member Support Team

Collaborative working

The member support team are available during office hours to respond to the Members’ questions, enquiries, and concerns. This includes matters relating to themselves as well as concerns about the welfare and wellbeing of other Members. If required the support team can quickly engage the services of clinicians and other experts from our network of collaborative stakeholders including the NHS, Defence Medical Teams, and Service Welfare Teams.

The Ripple Pond continues to develop its network of delivery partners. We continue to provide family support for Op Courage London and Op Courage Midlands These collaborations have helped to prove our concept of service delivery co-produced with our Members.

Whilst the healthcare professionals focus on the patient, we provide practical support for the family and loved ones around them. Helping to build their resilience, upskill them and build a team that can work together to help improve family life outcomes.

We also entered into a ground-breaking collaboration with The Thames Valley Partnership and they have provided us with resources and staff to deliver training in Domestic Abuse across the military and veteran communities. This has been an incredible example of civilian and military breaking down barriers and working together to create

better outcomes for the communities we serve. The training has been attended by a range of military stakeholders including military welfare teams, Royal Military Police, charities, and employment providers.

As the year draws to a close, we have entered into a new and exciting partnership with The Poppy Factory. This will be a Family Employment Service for Veteran Families and we will be providing pastoral support for carers wishing to seek employment or improve their employment situation.

Grant Making

Contribution Volunteers

The Constitution of the charity does not provide for grantmaking activities and grants can therefore not be made.

Every beneficiary is, in essence, a volunteer because by joining The Ripple Pond, they undertake to provide support to others as and when they can.

As previously stated, the charity also has specifically trained volunteers who are our Contact Buddies and Mentors.

These volunteers are drawn from our Members or have lived or professional experience that helps them to understand and empathise with service users.

The journey from beneficiary to volunteer also creates a development pathway that supports them to develop their confidence, skills, and knowledge.

Our volunteers all receive specialist training in a range of areas including listening skills, safeguarding, and GDPR.

Achievements and Performance

Main Achievements

The Ripple Pond continues to achieve positive outcomes for beneficiaries by helping them to tackle isolation and to become more resilient and empowered. This will be a different experience for each beneficiary but will often involve being able to;

In practice when a beneficiary’s circumstances have improved as a result of their membership of The

Service Impact FY21

Ripple Pond, success will often mean that they will move on from the charity. It may also mean that they stay with The Ripple Pond and share their experiences with other beneficiaries, either as a peer-support participant, or volunteer.

We also recognise that individual journeys are not always linear, for example, a beneficiary may leave The Ripple Pond, then return at a later date if their personal circumstances change.

Joining Joining After three
months		 After three
months
Feeling lonely and
isolated		 58% 33%
Feeling supported 40% 89%
Feelingresilient 16% 33%
Feeling empowered 12% 44%
Joining Aftersix months
Feeling in good
mental health		 36% 67%

Principal Risks

The charity has a ‘live’ risk register developed in line with the Charity Commission document CC26

( Charities and risk management ) and ISO 31000:2018

( Risk Management Guidelines).

Two principal risks have been identified and appropriate strategies put in place to mitigate the risk to the charity:

Financial Review

CIO as a Going The Trustees have concluded, based on forecasts, that Concern the charity has adequate resources to continue to meet its objectives and deliver its activities for the public benefit for the foreseeable future. Accordingly, in preparing the annual report and financial statements, the Trustees consider that the charity remains a going concern.

Investment Policy

Sources of Funding

The charity has not, to date, had funds sufficiently in excess of those needed to meet normal running costs to consider making material financial investments. If the situation in future provides such opportunities, the Trustees would first consider its investment policy and any objectives it would set.

The principal source of funding has been through grants from trusts and foundations, with donations from individuals forming the majority of the balance of income received.

The Ripple Pond wishes to acknowledge the financial contribution of our funders during the reporting period, without which it is difficult to envisage how the charity could operate effectively.

The charity would like to draw particular attention to the following donations, trusts and foundations:

Looking Ahead

In the year to come, The Ripple Pond will renew its strategy to ensure it continues to meet the needs of those it is our mission to support. It will do this by ensuring that we continue to;

barriers, promote collaboration and battle to reach the hard-to-reach.

Declarations

The Trustees of The Ripple Pond declare that they have approved the Trustees’ Report

above. Signed on behalf of The Ripple Pond ’s Trustees: Signature Full name Brigadier Andrew Wood Position Chair of the Board of Trustees Date 27[th] October 2023

Charity number: 1161224

The Ripple Pond

Report of the Trustees and Unaudited Financial Statements

For the year ended 31 March 2023

The Ripple Pond Independent Examiners Report to the Trustees For the year ended 31 March 2023

I report to the trustees on my examination of the accounts of the charity for the year ended 31 March 2023.

Responsibilities and basis of report

As the charity trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities and Trustee Investment (Scotland) Act 2005 ('the 2005 Act'), the Charities and Accounts (Scotland) Regulations 2006 (as amended) and the Charities Act 2011 ('the 2011 Act'). You are satisfied that your charity is not required by charity law to be audited and have chosen instead to have an independent examination.

I report in respect of my examination of the Charity's accounts as carried out under section 44 (1)(c) of the 2005 Act and section 145 of the 2011 Act. In carrying out my examination I have followed the requirements of Regulation 11 of the Charities Accounts (Scotland) Regulations 2006 (as amended) and the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiners statement

Since the Charity's has prepared its accounts on an accruals basis and is also registered in Scotland, your examiner must be a member of a body listed in Regulation 11(2) of the Charities Accounts (Scotland) Regulations 2006 (as amended). I confirm that I am qualified to undertake the examination by virtue of my membership of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Charity as required by section 44(1)(a) of the 2005 Act and Regulation 4 of the Charities Accounts (Scotland) Regulations 2006 (as amended) and section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of Regulation 8 of the Charities Accounts (Scotland) Regulations 2006 (as amended) and do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Caroline Clarke ACA

99 Western Road Lewes East Sussex BN7 1RS

19 of

The Ripple Pond Statement of Financial Activities For the year ended 31 March 2023

Income and endowments from:
Notes
Donations and legacies
2
Investments
3
Total
Expenditure on:
Raising funds
Charitable activities
4/5/6
Total
Net income/expenditure
Reconciliation of funds
Total funds brought forward
Total funds carried forward		 Unrestricted
funds
£
5,728
126
5,854
(496)
(20,693)
(21,189)
(15,335)
84,092
68,757		 Restricted
funds
£
201,050
-
201,050
-
(175,094)
(175,094)
25,956
86,469
112,425		 2023
£
206,778
126
206,904
(496)
(195,787)
(196,283)
10,621
170,561
181,182		 2022
£
217,768
5
217,773
-
(127,833)
(127,833)
89,940
80,621
170,561

20 of

The Ripple Pond Statement of Financial Position As at 31 March 2023

Fixed assets
Notes
Tangible assets
12
Current assets
Debtors
13
Cash at bank and in hand
Creditors: amounts falling due within one year
14
Net current assets
Total assets less current liabilities
Net assets
The funds of the charity
Restricted income funds
15
Unrestricted income funds
15
Total funds		 2023
£
386
386
-
186,749
186,749
(5,953)
180,796
181,182
181,182
112,425
68,757
181,182		 2022
£
924
924
690
170,093
170,783
(1,146)
169,637
170,561
170,561
86,469
84,092
170,561

The financial statements were approved and authorised for issue by the Board and signed on its behalf by:

0

21 of 18

The Ripple Pond Notes to the Financial Statements For the year ended 31 March 2023

1. Accounting Policies

Basis of accounting

The financial statements have been prepared under the historical cost convention, except for investments which are included at market value and the revaluation of certain fixed assets and in accordance with the Charities SORP (FRS 102) ‘Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), and the Charities Act 2011.

The Ripple Pond meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note(s).

Going concern

The Charity's activities, together with the factors likely to affect its future performance and position are set out in the Trustees' Report on pages 2 to 12. The report describes the structure, governance and management of the Charity; its risk management policies and procedures; its objectives and activities; the achievements, performance and financial position of the Charity; and its plans for the future.

After making enquiries, the Trustees have a reasonable expectation based on forecasts that the Charity has adequate resources to continue its objectives and activities for the public benefit for the foreseeable future. Accordingly, they continue to adopt the going concern basis in preparing the annual report and financial statements.

Statement of cash flows

The Trustees have taken advantage of the exemption in SORP FRS 102 from including a cash flow statement in the financial statements on the grounds that the charity is small.

Funds

Unrestricted funds can be used at the discretion of the Trustees to further the Charity's general objects.

Restricted funds can be used for particular restricted purposes within the objectives of the Charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted circumstances.

Incoming resources

All incoming resources are recognised once the charity has entitlement to the resources, it is certain that the resources will be received and the monetary value of incoming resources can be measured with sufficient reliability.

Resources expended

Liabilities are recognised and resources are recognised as expended as soon as there is a legal or constructive obligation committing the charity to the expenditure. All expenditure is accounted for on an accrual basis and has been classified under headings that aggregate all costs related to the category.

Allocation and appointment of costs

Support costs are those functions that assist the work of the charity but do not directly undertake charitable activities. Support costs may include any back-office costs, finance, personnel, payroll and governance costs which support the charities programmes and activities. These costs have been allocated between cost of raising funds and expenditure on charitable activities where applicable.

Taxation

No provision is necessary for either Income Tax or Corporation Tax, the Charity being exempt (as a Registered Charity) provided its income is disbursed on its charitable activities. The Charity is not registered for VAT. Therefore, there is some irrecoverable VAT incurred.

Tangible fixed assets

Tangible fixed assets, other than freehold land, are stated at cost or valuation less depreciation and any provision for impairment. Depreciation is provided at rates calculated to write off the cost or valuation of fixed assets, less their estimated residual value, over their expected useful lives on the following basis:

22 of 18

The Ripple Pond

Notes to the Financial Statements Continued For the year ended 31 March 2023

2. Income from donations and legacies

Donations received
Grants received
Analysis of grants received		 Unrestricted
funds
£
5,728
-
5,728		 Restricted
funds
£
-
201,050
201,050		 2023
£
5,728
201,050
206,778		 2022
£
7,188
210,580
217,768
Armed Forces Covenant Fund Trust
Lloyds Patriotic Fund
National Lottery
NHS
Royal Navy and Royal Marine Charity
nvestment income
Unrestricted funds
Bank interest receivable
osts of charitable activities by fund type
Supporting relatives of the
wounded
Support costs		 Unrestricted
funds
£
-
20,693
20,693		 Restricted
funds
£
170,136
4,958
175,094		 2023
£
81,125
-
-
112,425
7,500
201,050
2023
£
126
126
2023
£
170,136
25,651
195,787		 2022
£
100,000
10,000
93,080
-
7,500
210,580
2022
£
5
5
2022
£
101,279
26,554
127,833

3. Investment income

4. Costs of charitable activities by fund type

23 of 18

The Ripple Pond

Notes to the Financial Statements Continued For the year ended 31 March 2023

5. Costs of charitable activities by activity type

Support costs
Supporting relatives of the
wounded
Supporting relatives of the
wounded
Staff costs - wages &
salaries
Staff costs - social security
costs
Staff costs - pension
contributions
Examiners fees
Cost of trustees' meetings
Depreciation - owned assets		 Activities
undertaken
directly
£
9,118
149,747
8,261
3,010
-
-
-
170,136
170,136		 Support
costs
£
20,273
2,802
-
-
960
1,078
538
25,651
25,651		 2023
£
29,391
152,549
8,261
3,010
960
1,078
538
195,787
195,787		 2022
£
15,656
104,897
2,057
4,325
360
-
538
127,833
127,833

7. Analysis of support costs

Supporting relatives of the wounded
Staff Costs
Website and computer
equipment
Office Costs
Business Costs
Volunteer Costs
Risk Management and
Supervision
Engagement & Publicity
Training
Governance costs		 2023
£
4,675
6,750
2,438
5,635
1,313
-
-
2,802
2,038
25,651		 2022
£
10,000
-
3,393
3,211
6,091
900
349
2,250
360
26,554

24 of 18

The Ripple Pond

Notes to the Financial Statements Continued For

the year ended 31 March 2023

8. Net income/(expenditure) for the year

This is stated after charging/(crediting):

This is stated after charging/(crediting):
2023 2022
£ £
Depreciation of owned fixed assets 538 538
Accountancy fees 960 360
Staff pension contributions 3,010 4,325

9. Staff costs and emoluments

Total staff costs for the year ended 31 March 2023 were:

Total staff costs for the year ended 31 March 2023 were:
2023 2022
£ £
Salaries and wages 149,736 104,897
Social security costs 8,261 2,057
Pension costs 3,010 4,325
161,007 111,279
2023 2022
Management and Support staff 8 7
8 7

The total employee benefits including pension contributions of the key management personnel were £76,712. No employees received remuneration in excess of £60,000 in the year (2022: £nil).

10. Trustee remuneration and related party transactions

The charity trustees were not paid or received any other benefits from employment with the charity in the year (2022:£nil).

No charity trustee received payment for professional or other services supplied to the charity (2022:£nil). The trustees all give freely their time and expertise without any form of remuneration or other benefit in cash or kind (2022:£nil).

Trustees' expenses represents the payment or reimbursement of travel and subsistence costs totalling £1,311 (2022:£nil).

25 of 18

The Ripple Pond Notes to the Financial Statements Continued For the year ended 31 March 2023

11. Comparative for the Statement of Financial Activities

Income and endowments from:
Donations and legacies
Investments
Total
Expenditure on:
Charitable activities
Total
Net income
Reconciliation of funds
Total funds brought forward
Total funds carried forward
12. Tangible fixed assets
Cost or valuation
At 01 April 2022
At 31 March 2023
Depreciation
At 01 April 2022
Charge for year
At 31 March 2023
Net book values
At 31 March 2023
At 31 March 2022
13. Debtors
Amounts due within one year:
Other debtors
Other debtors		 Unrestricted
funds
£
17,188
5
17,193
(1,472)
(1,472)
15,721
68,371
84,092		 Restricted
funds
£
200,580
-
200,580
(126,361)
(126,361)
74,219
12,250
86,469
2023
£
-
-		 2022
£
217,768
5
217,773
(127,833)
(127,833)
89,940
80,621
170,561
Computer
equipment
£
1,614
1,614
690
538
1,228
386
924
2022
£
690
690

26 of 18

The Ripple Pond

Notes to the Financial Statements Continued For the year ended 31 March 2023

14. Creditors: amounts falling due within one year

Trade creditors
Other creditors
Wages & salaries control account
Accruals and deferred income
15. Movement in funds
Unrestricted Funds
General
General
Unrestricted Funds - Previous year
General
General		 Balance at
01/04/2022
£
84,092
84,092
Balance at
01/04/2021
£
68,371
68,371		 Incoming
resources
£
5,854
5,854
Incoming
resources
£
17,193
17,193		 2023
£
2,626
1,221
2,106
5,953
Outgoing
resources
£
(21,189)
(21,189)
Outgoing
resources
£
(1,472)
(1,472)		 2022
£
-
-
1,146
1,146
Balance at
31/03/2023
£
68,757
68,757
Balance at
31/03/2022
£
84,092
84,092

Purpose of unrestricted Funds

General

The charity maintains an Unrestricted General Fund - containing all monies that can be used by the Trustees to further the charity's general objects.

27 of 18

The Ripple Pond

Notes to the Financial Statements Continued For the year ended 31 March 2023

Restricted Funds

ACFCT
National Lottery
NHS
RNRMC
Restricted Funds - Previous year
ACFCT
HIS
National Lottery
RNRMC
Sun Readers		 Balance at
01/04/2022
£
60,511
25,958
-
-
86,469
Balance at
01/04/2021
£
-
10,000
-
-
2,250
12,250		 Incoming
resources
£
81,125
-
112,425
7,500
201,050
Incoming
resources
£
100,000
-
93,080
7,500
-
200,580		 Outgoing
resources
£
(141,636)
(25,958)
-
(7,500)
(175,094)
Outgoing
resources
£
(39,489)
(10,000)
(67,122)
(7,500)
(2,250)
(126,361)		 Balance at
31/03/2023
£
-
-
112,425
-
112,425
Balance at
31/03/2022
£
60,511
-
25,958
-
-
86,469

16. Analysis of net assets between funds

Unrestricted funds
General
Restricted funds
NHS		 Tangible
fixed assets
Net current
assets /
(liabilities)
Net Assets
£
£
£
386
68,371
68,757
-
112,425
112,425
386
180,796
181,182

28 of 18

The Ripple Pond

Notes to the Financial Statements Continued For

the year ended 31 March 2023

Previous year
Unrestricted funds
General
General
Restricted funds
ACFCT
National Lottery		 Tangible
fixed assets
Net current
assets /
(liabilities)
Net Assets
£
£
£
924
83,168
84,092
-
60,511
60,511
-
25,958
25,958
924
169,637
170,561

29 of 18