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2021-12-31-accounts

REGISTERED CHARITY NUMBER: 1161222

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2021

FOR

MERCAZ HATORAH NETZACH YISROEL

Joseph Kahan Associates LLP Chartered Accountants 923 Finchley Road London NW11 7PE

MERCAZ HATORAH NETZACH YISROEL

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2021

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Statement of Financial Position 5
Statement of Cash Flows 6
Notes to the Statement of Cash Flows 7
Notes to the Financial Statements 8 to 12
Detailed Statement of Financial Activities 13

MERCAZ HATORAH NETZACH YISROEL

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31ST DECEMBER 2021

The trustees present their report with the financial statements of the charity for the year ended 31st December 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objectives are as follows:-

To advance the orthodox jewish faith in such ways as the Charity Trustees think fit, including by awarding scholarships, maintenance allowances or grants to students to enable them to pursue further studies at an Institute of Advanced Jewish Studies.

Public benefit

The trustees have considered the Charity Commission's general guidance on public benefit in deciding what activities the charity should undertake.

As stated on the 'Objectives and Activities' section, the charity provides education and supports poverty and illness amongst members of the Jewish faith.

The trustee consider that the activities explained above, satisfy the public benefit requirement.

ACHIEVEMENT AND PERFORMANCE

The consequences of the Covid-19 outbreak have adversely affected the National economy however our supporters have rallied around to ensure that the charity was not adversely affected by the pandemic and their efforts have been successful. In addition the pandemic is not expected to affect the charity's ability to continue as a going concern for the next twelve months but a small reduction in donations is viewed as being inevitable.

FINANCIAL REVIEW

The statement of financial activities show net incoming resources for the year of a revenue nature of £976,473 (2020 - £991,052) and net realised outgoing resources of £965,913 (2020 - £989,128) resulting in a surplus of £10,560 (2020 - surplus of £1,924) .The total reserves at the year end are £15,341 (2020 - £4,781).

FUTURE PLANS

The need for our services is increasing and we plan to continue doing what we can to assist. However, the trustees realise that we must use the resources we have wisely and so we will continue to target those problems where we have expertise to make the most difference. We therefore intend to continue our approach of education and training with further projects to build on the previous ones.

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

Organisational structure

The trust is an unincorporated trust, constituted under a Trust Deed dated 1 September 2014 as amended by deed dated 2 April 2015. The trustees are appointed by the Board of Trustees, who would normally appoint new trustees to fill vacancies arising through resignation or death of an existing trustee. At the Trustees' meeting, the trustees agree the broad strategy and areas of activity for the trust, including consideration of risk management policies and performance.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1161222

Principal address

81 Leeside Crescent London NW11 0JL

Page 1

MERCAZ HATORAH NETZACH YISROEL

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31ST DECEMBER 2021

Trustees

D Markovic M Strom Mrs. C P Spitzer J Cope

Independent Examiner Akiva Kahan FCA ICAEW Joseph Kahan Associates LLP Chartered Accountants 923 Finchley Road London NW11 7PE Approved by order of the board of trustees on 31st October 2022 and signed on its behalf by:

M Strom - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF MERCAZ HATORAH NETZACH YISROEL

Independent examiner's report to the trustees of Mercaz Hatorah Netzach Yisroel

I report to the charity trustees on my examination of the accounts of Mercaz Hatorah Netzach Yisroel (the Trust) for the year ended 31st December 2021.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a registered member of ICAEW which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Akiva Kahan FCA ICAEW Joseph Kahan Associates LLP Chartered Accountants 923 Finchley Road London NW11 7PE

Date: .......October 2022

Page 3

MERCAZ HATORAH NETZACH YISROEL

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31ST DECEMBER 2021

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
EXPENDITURE ON
Raising funds
3
Charitable activities
4
Advertising
Student Grants
Administrative expenses
Accountancy
Study books and reference materials
Total
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
2021
Unrestricted
fund
£
976,473
3,806
-
962,107
-
-
-
965,913
10,560
4,781
15,341
2020
Total
funds
£
991,052
22,725
6,596
955,893
568
700
2,646
989,128
1,924
2,857
4,781

The notes form part of these financial statements

Page 4

MERCAZ HATORAH NETZACH YISROEL

STATEMENT OF FINANCIAL POSITION 31ST DECEMBER 2021

2021
Unrestricted
fund
Notes
£
CURRENT ASSETS
Cash at bank
16,041
CREDITORS
Amounts falling due within one year
9
(700)
NET CURRENT ASSETS
15,341
TOTAL ASSETS LESS CURRENT
LIABILITIES
15,341
NET ASSETS
15,341
FUNDS
10
Unrestricted funds
15,341
TOTAL FUNDS
15,341
2020
Total
funds
£
5,481
(700)
4,781
4,781
4,781
4,781
4,781

The financial statements were approved by the Board of Trustees and authorised for issue on 31st October 2022 and were signed on its behalf by:

M Strom - Trustee

The notes form part of these financial statements

Page 5

MERCAZ HATORAH NETZACH YISROEL

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31ST DECEMBER 2021

Notes
Cash flows from operating activities
Cash generated from operations
1
Net cash provided by operating activities
Change in cash and cash equivalents in
the reporting period
Cash and cash equivalents at the
beginning of the reporting period
Cash and cash equivalents at the end of
the reporting period
2021
£
10,560
10,560
10,560
5,481
16,041
2020
£
1,924
1,924
1,924
3,557
5,481

The notes form part of these financial statements

Page 6

MERCAZ HATORAH NETZACH YISROEL

NOTES TO THE STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31ST DECEMBER 2021

1. RECONCILIATION OF NET INCOME TO NET CASH FLOW FROM OPERATING ACTIVITIES

2021
£
Net income for the reporting period (as per the Statement of Financial
Activities)
10,560
Adjustments for:
Net cash provided by operations
10,560
2.
ANALYSIS OF CHANGES IN NET FUNDS
At 1/1/21
Cash flow
At
£
£
Net cash
Cash at bank
5,481
10,560
5,481
10,560
Total
5,481
10,560
2020
£
1,924
1,924
31/12/21
£
16,041
16,041
16,041

The notes form part of these financial statements

Page 7

MERCAZ HATORAH NETZACH YISROEL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. DONATIONS AND LEGACIES

DONATIONS AND LEGACIES
2021 2020
£ £
Donations 976,473 991,052

Page 8

MERCAZ HATORAH NETZACH YISROEL

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31ST DECEMBER 2021

3. RAISING FUNDS

Raising donations and legacies

Fund raising events
CHARITABLE ACTIVITIES COSTS
Student Grants
GRANTS PAYABLE
Student Grants
SUPPORT COSTS
Student Grants
Direct
Costs
£
7,557
Grant
funding of
activities
(see note
5)
£
953,845
Finance
£
5
2021
£
3,806
Support
costs (see
note 6)
£
705
2021
£
953,845
Governance
costs
£
700
2020
£
22,725
Totals
£
962,107
2020
£
22,725
2020
£
955,893
Totals
£
705

4. CHARITABLE ACTIVITIES COSTS

5. GRANTS PAYABLE

6. SUPPORT COSTS

7. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31st December 2021 nor for the year ended 31st December 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31st December 2021 nor for the year ended 31st December 2020.

8. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies 991,052
EXPENDITURE ON
Raising funds 22,725
Charitable activities
Advertising 6,596
Student Grants 955,893
Administrative expenses 568

Page 9

MERCAZ HATORAH NETZACH YISROEL

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31ST DECEMBER 2021

8. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued

Accountancy
Study books and reference materials
Total
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
9.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
10.
MOVEMENT IN FUNDS
At 1/1/21
£
Unrestricted funds
General fund
4,781
TOTAL FUNDS
4,781
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
976,473
TOTAL FUNDS
976,473
Unrestricted
fund
£
700
2,646
989,128
1,924
2,857
4,781
2021
2020
£
£
700
700
Net
movement
At
in funds
31/12/21
£
£
10,560
15,341
10,560
15,341
Resources
Movement
expended
in funds
£
£
(965,913)
10,560
(965,913)
10,560

Page 10

MERCAZ HATORAH NETZACH YISROEL

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31ST DECEMBER 2021

10. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Net
movement At
At 1/1/20 in funds 31/12/20
£ £ £
Unrestricted funds
General fund 2,857 1,924 4,781
TOTAL FUNDS 2,857 1,924 4,781

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
991,052
991,052
Resources
Movement
expended
in funds
£
£
(989,128)
1,924
(989,128)
1,924
Resources
Movement
expended
in funds
£
£
(989,128)
1,924
(989,128)
1,924
1,924

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Net
movement
At
At 1/1/20
in funds
31/12/21
£
£
£
2,857
12,484
15,341
2,857
12,484
15,341
Net
movement
At
At 1/1/20
in funds
31/12/21
£
£
£
2,857
12,484
15,341
2,857
12,484
15,341
15,341

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 1,967,525 (1,955,041 ) 12,484
TOTAL FUNDS 1,967,525 (1,955,041 ) 12,484

Page 11

MERCAZ HATORAH NETZACH YISROEL

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31ST DECEMBER 2021

11. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31st December 2021.

Page 12

MERCAZ HATORAH NETZACH YISROEL

DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31ST DECEMBER 2021

INCOME AND ENDOWMENTS
Donations and legacies
Donations
Total incoming resources
EXPENDITURE
Raising donations and legacies
Fund raising events
Charitable activities
Postage and stationery
Advertising
Study books and reference materials
Travel Costs
Student grants
Support costs
Finance
Bank charges
Governance costs
Accountancy and legal fees
Total resources expended
Net income
2021
£
976,473
976,473
3,806
1,195
2,942
2,754
666
953,845
961,402
5
700
965,913
10,560
2020
£
991,052
991,052
22,725
568
6,596
2,646
-
955,893
965,703
-
700
989,128
1,924

This page does not form part of the statutory financial statements

Page 13