## **Trustees' Annual Report for the period**
Period start date Period end date 01 April 2022 31 March 2023
**From**
**To**
## Section A Reference and administration details
## COMMUNITIES FOR DEVELOPMENT
**Charity name Other names charity is known by** CFD **Registered charity number (if any)** 1160557
**Charity's principal address** 25 Marsh Court East Street London **Postcode SE17 2FT**
## **Names of the charity trustees who manage the charity**
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20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee (ifany)**|
|---|---|---|---|---|
||Pilar Tejon|Lawyer|||
||Sandra Diaz|Engineer|||
||Inigo Ruiz-Apilanez|Engineer|||
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## **Names of the trustees for the charity, if any, (for example, any custodian trustees)**
**Name Dates acted if not for whole year**
March **2012**
**TAR**
1
|**Names and addresses of advisers (Optional information)**
**Type of adviser**
**Name**
**Address**|**Names and addresses of advisers (Optional information)**
**Type of adviser**
**Name**
**Address**|**Names and addresses of advisers (Optional information)**
**Type of adviser**
**Name**
**Address**|
|---|---|---|
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## **Name of chief executive or names of senior staff members (Optional information)**
## **Section B Structure, governance and management**
## **Description of the charity’s trusts**
Constitution
Type of governing document (eg. trust deed, constitution) Charitable Incorporated Organisation How the charity is constituted (eg. trust, association, company) Appointed by existing Charity Trustees Trustee selection methods
(eg. appointed by, elected by)
## **Additional governance issues (Optional information)**
You **may choose** to include additional information, where relevant, about:
- policies and procedures adopted for the induction and training of trustees;
- the charity’s organisational structure and any wider network with which the charity works;
- relationship with any related parties;
- trustees’ consideration of major risks and the system and procedures to manage them.
## **Section C Objectives and activities**
At the moment, our main areas of work are:
**Summary of the objects of the charity set out in its governing document**
1. Saving Groups 2. Income Generations Activities
3. Social Infrastructure 4. Skills Training 5. Providing Technical Expertise
March **2012**
**TAR**
2
- 1) **Saving Groups:**
- a) Training and set up of new saving groups which can operate under supervision.
- b) Provide refreshment training and conflict resolution training to existing Saving Groups so they can operate independently
## **2) Income Generations Activities:**
Communities for Development support income-generating activities of selected members of the community who have been saving for at least two years in one of the formed saving groups. Income Generating Activities (IGAs) consist of small businesses managed by a group of people to increase their household income through livelihood diversification.
**Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)**
## **3) Social Infrastructure**
- a) Drama Group: We have actively support and encourage a local drama group that presented their new drama about the importance of boiling and handling milking of cows as well as good customer service and pricing when it comes to having a business.
- **4) Skills Training**
- a) Saving Groups
- i) 3-day refreshment savings training ii) 5-day new group formation training iii) 1-day conflict resolution training
- b) IGAs
- i) 5-day Basic Business Training
- ii) 2-day course on accountancy and book records iii) 2-day training on cow caring iv) 1-day training on selling milk
- **5) Providing Technical Expertise**
- a) Several site visits by the donors
- b) Technical expertise from locals including coaching in effective IGA creation and sustainable business.
March **2012**
**TAR**
3
**Additional details of objectives and activities (Optional information)**
You **may choose** to include further statements, where relevant, about:
- policy on grantmaking;
- policy programme related investment;
- contribution made by volunteers.
March **2012**
**TAR**
4
## Section D Achievements and performance
**Summary of the main achievements of the charity during the year**
## 1) **Saving Groups:**
- a) Ongoing supervision and problem solving has been carried out by the local team mostly remotely.
- b) A new volunteer went to Uganda between April and September and reengaged with the saving groups after the COVID stop
## **2) Income Generations Activities:**
Ongoing activities have been carried out to maintain the existing IGAs.
The focus of the volunteer during her placement was to reengage and recover the existing IGAs, however no new IGAs were created.
## **3) Social Infrastructure**
During this year the drama group went back to performing to sensitise the community in relation to saving groups, hygiene and sanitation
## **4) Skills Training**
Significant amount of skills training was required this year to recover the saving groups and IGA after the long COVID stop and the absence of international volunteers
## **5) Providing Technical Expertise**
Technical expertise courses were provided to the IGAs group to assess how the better improve their business and recover after the COVID stop
## **6) International Volunteers**
A new international volunteer was in Uganda between April and September 2022. Her main focus was to assess the status of the Saving Groups and IGAs after the COVID stop and to help them to recover from that.
March **2012**
**TAR**
5
## **Section E Financial review**
**Brief statement of the charity’s policy on reserves**
At this stage Communities for Development does not have a reserves policy.
## **Details of any funds materially**
**in deficit**
## **Further financial review details (Optional information)**
You **may choose** to include additional information, where relevant about:
- the charity’s principal sources of funds (including any fundraising);
- how expenditure has supported the key objectives of the charity;
- During this year the unique source of funds has been fundraising via donations.
- Expenditure has been totally focused on the achievement of the key objectives of the charity.
- At this stage CfD does not have any investments or investment policy.
- investment policy and objectives including any ethical investment policy adopted.
## **Section F Other optional information**
## **Section G Declaration**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
## **Signature(s)**
**Full name(s)** Inigo Ruiz-Apilanez **Position (eg Secretary, Chair,** Trustee **etc)**
**Date** 10/1/24
March **2012**
**TAR**
6
**Communities for Development 1160557 Receipts and payments accounts CC16a For the period** 4/1/2021 3/31/2022 **To from**
## **Section A Receipts and payments**
|||**Unrestricted**
**funds**|||**Restricted**
**funds**||**Endowment**
**funds**||**Total funds**||**Last year**||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|||**to the nearest**|**£**||**to the nearest £**||**to the nearest £**||**to the nearest £**||**to the nearest £**||
|**A1 Receipts**|||||||||||||
|Voluntaryreceipts||**£38**|||**-**||**-**||**38**||**2,419**||
|Activities forgeneratingfunds(trading)||**£0**|||**-**||**-**||**-**||**-**||
|Investment dividends/interest||**£0**|||**-**||**-**||**-**||**-**||
|Charitable activities||**£0**|||**-**||**-**||**-**||**-**||
|Other receipts||**£0**|||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||**-**||
|**_Sub total_**_(Gross income for AR)_||**38**
|||**-**||**-**||**38**||**2,419**||
||||||||||||||
|**A2 Asset and investment sales,**|||||||||||||
|**(see table).**|||||||||||||
||||**-**||**-**||**-**||**-**||||
||||**-**||**-**||**-**||**-**||**-**||
|**_Sub total_**|||**-**||**-**||**-**||**-**||**-**||
||||||||||||||
|**_Total receipts_ **||**38**|||**-**||**-**||**38**||**2,419**||
|**A3 Payments**|||||||||||||
|Fundraising costs (trading activities)||**£0**|||**-**||**-**||**-**||**371**||
|Costs of charitable activities||**£4,116**|||**-**||**-**||**4,116**||**3,959**||
|Governance costs||**£130**|||**-**||**-**||**130**||**110**||
||||**-**||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||**-**||
||||**-**||**-**||**-**||**-**||**-**||
|**_Sub total_ **||**4,246**|||**-**||**-**||**4,246**||**4,440**||
||||||||||||||
|**A4 Asset and investment**|||||||||||||
|**purchases, (see table)**|||||||||||||
||||**-**||**-**||**-**||**-**||||
||||**-**||**-**||**-**||**-**||||
|**_Sub total_ **|||**-**||**-**||**-**||**-**||**-**||
||||||||||||||
|**_Total payments_ **||**4,246**|||**-**||**-**||**4,246**||**4,440**||
||||||||||||||
|**_Net of receipts/(payments)_ **||**- 4,208**|||**-**||**-**||**- 4,208**||**- 2,021**||
|**A5 Transfers between funds**|||**-**||**-**||**-**||**-**||**-**||
|**A6 Cash funds last year end**||**16,135**|||**-**||**-**||**16,135**||**18,156**||
|**_Cash funds this year end_ **||**11,927**|||**-**||**-**||**11,927**||**16,135**||
## **Section B Statement of assets and liabilities at the end of the period**
|**Categories**
**B1 Cash funds**
**B2 Other monetary assets**
**B3 Investment assets**
**B5 Liabilities**
**B4 Assets retained for the**
**charity’s own use**
Signed by one or two trustees on
behalf of all the trustees|**Details**
**Details**
**Details**
**Details**
**Details**
Signature
**_Total cash funds_**
(agree balances with receipts and payments
account(s))|**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**11,927**
**-**
OK
OK
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
Print Name
Inigo Ruiz-Apilanez
**Unrestricted**
**funds**
**Restricted**
**funds**
**Unrestricted**
**funds**
**Restricted**
**funds**
**Fund to which**
**asset belongs**
**Fund to which**
**asset belongs**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**|**to nearest £**
**Endowment**
**funds**|
|---|---|---|---|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||OK|
||||**to nearest £**
**Endowment**
**funds**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**
**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**
**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**When due**
**(optional)**|
|||||
|||||
|||||
|||||
|||||
|||||
||||Date of
approval|
|||Inigo Ruiz-Apilanez|1/10/2024|
|||||
|||||
|---|---|---|---|
|||||
|||**A1 RECE**||
||**DATE**|**CATEGORY**||
|||||
|||Voluntaryreceipts||
|||Activities forgeneratingfunds(trading)||
|||Investment dividends/interest||
|||Charitable activities||
|||Other receipts||
|||||
|||||
|||||
|||||
|||||
|||**A2 PAYM**||
||**DATE**|**CATEGORY**||
|||||
|||Fundraisingcosts(tradingactivities)||
|||Costs of charitable activities||
|||Governance costs||
|||||
|||||
|||||
|||||
|||||
|||||
|||||
||||
|---|---|---|
||||
||||
|**EIPTS**|||
||**DESCRIPTION**|**CREDIT**|
||||
||Sub Total|£38|
||Sub Total|£0|
||Sub Total|£0|
||Sub Total|£0|
||Sub Total|£0|
||||
||||
||Total|£38|
||||
||||
|**MENTS**|||
||**DESCRIPTION**|**DEBIT**|
||||
||Sub Total|£0|
||Sub Total|-£4,116|
||Sub Total|-£130|
||||
||||
||||
||Total|-£4,246|
||||
||Balance at 31/03/22|£16,135|
||Balance at 01/04/21|£11,927|
Voluntary receipts Activities for generating funds (trading) Investment dividends/interest Charitable activities Other receipts
## **DATE CATEGORY**
1-Aug Voluntary receipts 4-Apr Voluntary receipts
|**DESCRIPTION**|**CREDIT**|
|---|---|
|Fundrising Campaign|£16.39|
|Fundrising Campaign|£21.21|
|**Sub Total**|£38|
|**Total**|£38|
|**Balance at 31/03/22**|£11,926|
|**Balance at 01/04/21**|£16,135|
Costs of generating voluntary receipts Fundraising costs (trading activities) Investment management costs Costs of charitable activities Governance costs
## **DATE**
## **CATEGORY**
24-Aug Governance costs 23-Aug Costs of charitable activities 18-Jul Costs of charitable activities 1-Jul Costs of charitable activities 1-Jun Costs of charitable activities
6-May Governance costs
4-May Costs of charitable activities 25-Apr Costs of charitable activities
8-Apr Governance costs
7-Apr Governance costs
1-Apr Costs of charitable activities
||0|
|---|---|
||371|
||110|
||3959|
|**DESCRIPTION**|**DEBIT**|
|Bank Fees|-£20.44|
|Projects in Uganda (Field Volunteers)|-£380.00|
|Projects in Uganda (Field Volunteers)|-£380.00|
|Projects in Uganda (Field Volunteers)|-£950.28|
|Projects in Uganda (Field Volunteers)|-£1,365.00|
|Bank Fees|-£69.00|
|Projects in Uganda (Field Volunteers)|-£600.00|
|Projects in Uganda (Field Volunteers)|-£340.02|
|Bank Fees|-£1.17|
|Web Page Annual Fee|-£39.23|
|Projects in Uganda (Field Volunteers)|-£101.00|
|**Sub Total**|-£4,246|
|---|---|
|**Total**|-£4,246|
|**Balance at 31/03/22**|£16,135|
|**Balance at 01/04/21**|£11,926|
## **DATE**
## **CATEGORY**
- 24-Aug Governance costs
- 23-Aug Costs of charitable activities 1-Aug Voluntary receipts 18-Jul Costs of charitable activities 1-Jul Costs of charitable activities
- 1-Jun Costs of charitable activities
- 6-May Governance costs
- 4-May Costs of charitable activities
- 25-Apr Costs of charitable activities 8-Apr Governance costs
- 7-Apr Governance costs
- 4-Apr Voluntary receipts
- 1-Apr Costs of charitable activities
Voluntary receipts Fundraising costs (trading activities) Governance costs Costs of charitable activities
|**DESCRIPTION**||**CREDIT**|**DEBIT**|**BALANCE**|
|---|---|---|---|---|
|Bank Fees|||-£20.44|£11,926.28|
|Projects in Uganda (Field Volunteers)|||-£380.00|£11,946.72|
|Fundrising Campaign||£16.39||£12,326.72|
|Projects in Uganda (Field Volunteers)|||-£380.00|£12,310.33|
|Projects in Uganda (Field Volunteers)|||-£950.28|£12,690.33|
|Projects in Uganda (Field Volunteers)|||-£1,365.00|£13,640.61|
|Bank Fees|||-£69.00|£15,005.61|
|Projects in Uganda (Field Volunteers)|||-£600.00|£15,074.61|
|Projects in Uganda (Field Volunteers)|||-£340.02|£15,674.61|
|Bank Fees|||-£1.17|£16,014.63|
|Web Page Annual Fee|||-£39.23|£16,015.80|
|Fundrising Campaign||£21.21||£16,055.03|
|Projects in Uganda (Field Volunteers)|||-£101.00|£16,033.82|
|||**£37.60 **|**-£4,246.14 **|**£16,134.82**|
||Subtotal|£37.60|£0.00||
||Subtotal|£0.00|£0.00||
||Subtotal|£0.00|-£129.84||
||Subtotal|£0.00|-£4,116.30||