christians agalrt Didcot and Wallingford Area CAP Debt Centre Report and Accounts 2024 Trustees Report The Trustees have pleasure in presenting this report which covers the year ended 31 December 2024. The Didcot and Wallingford Area CAP Debt Centre is a partnership of seven churches in the Didcot and Wallingford area with the national charity 'Christians Against Poverty, and was registered as a CIO with the Charity Commission in February 2015. IReg no 1160343). The objetts of the Charity are l. The relief of poverty by providing a debt counselling and debt management service 2. The advancement of the Christian religion in Didcot and Wallingford and the surrounding area The following have served as Trustees during the year:. Andrew Avery (St Mary's Church, Cholseyl William Bassett (Ridgeway Community Church) Rebecca Buss Iwallingford Baptist Churchl Michael Mortimer (Didcot Baptist Church) (Appointed March 20241 Naomi Gibson IAII Saints, Chiltonl Tlmothy Hammond (St Mary's Church, Cholseyl Simon Hudson Iwallingford Baptist Church) Jeremy Parsons 1st Matthew's, Harwell with All Saints, Chiltonl Rebecca Peters (St Mary's Church, Cholseyl Nlcholas White (King's Church, Didcotl The Charity Trustees met four times du ring the yea r to review progress and to discuss futu re plans. Didcot Baptist Church Is stlll In an Interregnum and a church member represented the church at the meetings. The day-to-day work of the Charity was in the hands of the part-tlme Centre Manager, Sue Brlght. The Chair of Trustees acts as Line Manager for the Centre Manager, Melanie Shields continues to work as a part-time Debt Coach and Naomi Gibson provides administrative support to the team who are In regular cont3Ct via Google Meet and in-person meetings. Followlng Sue's reslgnation last October, interviews took place for her replacement. Sue stepped down at the end of June after nearly ten years as Centre Manager. Liberty Joseph was interviewed in June and appointed to start in October. Melanie increased her hours in the interim and whilst Liberty tralned as a Debt Coach, and returned to her normal hours in December. During the year, referra Is for about 35 client fa milies were received and we saw 18 ind ividuals and their families going debt-free, bringing the tota I to 94 at the end of the year. The Debt Centre is continuing to focus on locality working - with staff, volunteers and churches focussed on either the Wallingford or Didcot areas. Didcot Baptist Church continues to provide much appreciated office space in the Didcot localityfr complementing the Wallingford loca lity office in Wallingford Baptist Church. Du ring 2024 clients have been supported practically, involving debt centre staff supporting clients with sign if icant benefit applications, gra nts, Council tax support, tax returns, contact with H MRC, DRO hub direction, as well as signposting re prevention of house possession. Staff and volunteers Registered Charity no1160343
christians against Didcot and Wallingford Area CAP Debt Centre have also helped with two house moves, garden maintenance and cleaning a kitchen for a social service visit. Through 'Blessings" the clients have been provided with various furniture items, fridge, freezer, bed, sofa and cooker. Delivery of weekly food parcels to those on the tightest of budgets fresh produce from local supermarkets Waitrose and Tesco - has continued in partnership with the charity Fareshare. Two client events were run in each locality, as well as thejoint summer event. Didcot held a Pancake event in February and Costa and Carols in December. Wallingford hosted a Magic Show in April and Film and Pizza in December. The joint event was a Summer BBQ and Farewell to Sue in Cholsey. Various clients are now engaging with partner churches in various ways including church events such as Freedom in Christ and Alpha courses, Money Coaching, Inflatable event at Wallingford Baptist Church and J John Service at Ridgeway Church. During December, 57 hampers of Christmas food and gifts were put together by the partner churches (with thanks to the generoslty of church members). These were delivered to clients with generous food parcels or supermarket vouchers provided by the Didcot and Walllngford Food banks. Sue and Melanie ran training for Church Advocates In Walllngford and Didcot, as well as a volunteer workshop. Sue and Melanie visited a service at most of the Didcot and Wallingford locality partner churches to raise awareness of CAP. The United Conference (run by CAP Head Office) in Woking was attended by fifteen people from our region with various roles from staff, volunteers and Money Coaches and had an Insplratlonal and encouraglng day. Liberty, Melanle and Naomi attended a Revive Trainin8 Day in High Wycombe, as well as completing in house trainin8 including FCA Code of Conduct, data protection etc. The Trustees wish to record their appreciation of the hard work put in bysue overthe years building the Debt Centre and are excited to see how the Centre progresses under Liberty's leadership. Thanks also to Melanie and Naomi and the many volunteers undertaking various tasks. This year, 40 plus volu nteers have joined the staff in visiting and befriending clients and supporting the centre's work in other ways, Small groups of people from the partner churches continue to meet regularly in both Didcot and Wallingford to pray for the work of the Debt Centre and were pleased to return to in person meetings rather than online this year. The Trustees reco8nise that without all these people, we would not be able to offer and provide the services we do. It is hoped that, in the coming year, the centre will be able to reach out to more clients providing them wlth flnancial help and, when the opportunity arises, spiritual guidance. Signed on behalf of the Trustees.. Date: ,1.5.1 _ Registered Charity no1160343
Didcot and Wallingford Area CAP Debt Centre Statement of Financial Activities from 1 January to 31 December 2024 INCOME Donations from partner churche5 Individual Donations and Grants Reimbursement of Client Blessings £ 46.906.85 £ 3.820 86 £ 1.187 00 Total Income £ 51.914.71 EXPENDITURE Employment Salary Pension Payroll costs Travel and Expenses CAP Head Office Events, publiclty and postage Insurance and other running costs Client Blessings £ 28,C60.81 £ 1.52540 503.40 £ 2,023 57 £ 7 200.00 907.09 £ 1.09333 £ 1.017.00 Total Expendltur• £ 42.330.60 Balance at l January Balance at 31 December £ 13,375.53 £ 22.959.64 Balance Sheet at 31 D•cember Current Assets CAF Bank Current Account CAF Bank Gold Account Current Llabllltles Outstanding Expenses Net Assets £ 964729 £ 13.312 35 £ 22.959.64 Ragislered Charlty no. 1160343
Didcot and Wallingford Area CAP Debt Centre Independent Examinerfs Report I report to the trustees on my examination of the accounts of the above charity I'the Trust") for the year ended 31 December 2024. Responslblltles and basls of report As the charity's trustees. you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 20111"the Act'l. I report in respect of my examination of the Trust's account5 carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charitv Commission under section 14Sl5llbl of the Act. Independent examlner's statement I have completed rny examination. I confirm that no material matters have come to my attention In connection with the examination which gives me cause to believe that In, any material respect.. the accounting records were iiot kept in accordance with section 130 of the Charities Act; 01 the accounts did not accord wilh the accounting records,. or the accounts dld not comply with the applicable requirements concernlng the form and content of accounts set out in the Charities (Accounts and Reportsl Regulations 2008 other than anv than any requirement that the ac¢ount$ give a 'true and fair, view which is not a matter considered as part of an Independent examination. I have no concerns and have come across no other matte15 In connection wlth the eKaminatlon to whlch attentlon should be drawn In this report in order to enable a proper understanding of the accounts to be reached. Slgned.. Date: AS- Address: i Lé¢lff6W PAJ¢AJ Oxi i oe2 Registered Charity no. 1160343