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2025-07-31-accounts

Annual Report and Accounts for Hatzola Trust Limited Company Limited by Guarantee Year ended 31 July 2025 'fyAT70LIK'

"Hatzola was a lifeline,"

“Things looked grim. I felt like it was over,” says Miriam, a patient who experienced a life-threatening heart scare. “But Hatzola was there for me. They came. Hatzola was a lifeline .”

Miriam is not alone – she numbers amongst the 9,457 people whose lives were impacted by Hatzola in this reporting year, hundreds of which owe their very lives to its incredible, lifesaving work.

Alongside our vital operational work, this year we devoted increased efforts in securing planning permission to begin building works on our new premises. This required extensive consultation with local authorities and key stakeholders. We are pleased to report that successful results were secured closely after the reporting year, ushering in a new phase of development for Hatzola.

We are also deeply grateful to two generous sponsors who have pledged to fund two new ambulances to be custom-built for Hatzola. These essential investments will greatly increase our capacity to respond swiftly and effectively to those urgently in need.

I am honoured to share with you here our Annual Report and Accounts for the year ending July 2025. It tells a story of heroic volunteers, courageous acts and human resilience.

The story of Hatzola.

Mr M Breuer

Chair of Trustees

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The objects of Hatzola Trust Limited, as set out in its Memorandum and Articles of Association, are:

The protection and preservation of good health by:

The charity achieves its objects primarily by supporting 'Hatzola' (Hebrew: rescue) response to medical emergency situations, through trained volunteer emergency responders.

The charity achieves its objects by working closely alongside Hatzola Trust, a registered charity regulated by the Care Quality Commission, which has common charitable objectives and shared trustees. The charity raises funds for the medical response services provided by Hatzola Trust and acquires assets for use during the course of Hatzola Trust’s activities.

The charity is a company governed by its Memorandum and Articles of Association. The charity is run by the board of trustees, who are required to apply the charity’s resources to achieve its charitable objects, and to provide strategic leadership of the charity’s work. There are currently five trustees with wide-ranging skills and experience relevant to the charity’s activities. All trustees were provided with a full induction into the charity’s work prior to their appointment, and meet regularly to govern and lead the charity’s work.

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Hatzola is dedicated to saving and enhancing the lives of the general public, including the ill, disabled or other medically vulnerable members of society.

Constant Development

We continuously improve our emergency response time and services through training and system upgrades

Purpose-built Facilities

We continue to work on establishing new premises to house offices, communication/training centres and state-of-the-art ambulance bays

Financial Sustainability

We actively raise and manage the funds required to maintain our lifesustaining charity

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WE SUPPORTED

PEOPLE ACROSS THE LOCAL COMMUNITY THIS YEAR

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Iiijiij, OUR NUMBERS 11. Calls received 9,556 Calls altended 5?06 Patlents 5.206 Children 2.731 Adults fj￿32 Elderly 643 Ambulance Transport To h05Pltal 1,973 Inter-hospital 26 Hospital to home 148 Staff and Volunteers Administrators Trained cjispalchers Qualified emergency responders Licensed par8medics 10 Paramedics-in-training Servlclng volunteers 49 Respon$e time for critkal incidents 2 mlnutes

EMERGENCY SERVICES

EMERGENCY RESPONDERS

CALL-TAKING AND DISPATCH

Calls to the charity’s emergency line are answered by any of its 18 trained dispatchers. An extensive team of volunteer call-takers means phones are answered 24/7 with minimal wait time. The dispatcher professionally assesses the situation, arranging for relevant help.

Hatzola’s team of 49 emergency responders are famed for their speedy response time – users can count on help arriving within 2 minutes of placing that call. All responders are volunteers, who selflessly devote of their time and skills to ensure the good health and preservation of life in the community.

Additionally, 10 of Hatzola's responders have trained and been qualified as paramedics - and are able to give enhanced medical care to patients..

This service is enhanced by Hatzola’s use of its electronic CAD (Call-taking And Dispatch) system which improves efficiency and quality assurance.

ON-SITE TREATMENT

Hatzola’s responders are equipped with the necessary knowledge and resources to administer first-aid, on-site treatment upon arriving at the scene of crisis. When a response can be delivered on-site, precious seconds are saved – often spelling the difference between life and death.

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EMERGENCY SERVICES

The Hatzola members were extremely calm, collected and competent.

Mrs R.

A dedicated unit of 6 volunteers keep all ambulances orderly, well-stocked and at prime function, enabling vehicles to be ready at a moment’s notice. The unit also takes care of clearing away debris from a complex callout.

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STAFF TRAINING

EMERGENCY RESPONSE TRAINING

Ongoing trainings are in place for all emergency responders, ensuring their knowledge, skills and service remain up-to-date in a fast-changing medical world. These include monthly case reviews to monitor performance and to ensure best practice in line with NICE (National Institute for Health and Care Excellence) guidelines and internal policies.

MENTAL HEALTH TRAINING

Hatzola has added Mental Health Training to its training roster; an increase in mental health emergency calls showed the need for responders to be equipped in dealing with such cases. The training was delivered by a Homerton Psychological Medicine & Consultant Psychiatrist. This training clearly outlined real-life, relevant scenarios, and was well-received by attendees.

Additionally, 4 Hatzola volunteers were trained by Dr David Fox, an Orthodox Jewish Los Angeles psychologist, to address psychological emergencies specifically for members of the Jewish community in a sensitive and culturally appropriate manner.

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COMMUNITY WORK

HEALTH COMMUNICATIONS

As a longstanding trusted community brand, Hatzola plays a vital role in local health communications, sharing topical information. External bodies, from the local authority (such as Hackney Health) to larger-scale groups, contact Hatzola when trying to address emerging issues in the Charedi community.

PUBLIC ACCESS TO AED’S

In a life-threatening situation, even waiting for Hatzola responders to arrive can take too long. That’s why a new initiative was born: Hatzola has installed AED’s (Automated External Defibrillators) in local public spaces, such as synagogues, so that any bystander can support a patient facing cardiac arrest. Currently, 15 machines have been installed and plans for more are underway.

COMMUNITY EVENTS

Shomrim’s annual Emergency Services Open Day is a muchanticipated, well-attended community display of local emergency services such as the Metropolitan Police, London Fire Brigade – and of course, Hatzola. Over 6,000 visitors to the event had the opportunity to interact and learn about Hatzola’s lifesaving work, with children having a close-up look at ambulances and equipment to learn about improved safety measures.

SCHOOL SAFETY

Hatzola volunteers regularly conduct first-aid trainings in local schools and similar settings, instructing staff on how to deal with minor emergencies, how to approach the situation, and when help should be called.

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PARTNERSHIPS

TRANSATLANTIC CARE

Hatzola maintains close ties with other health organisations in the UK and abroad. In a particular case, Hatzola was instrumental in transferring a baby who required urgent specialized care to the United States, teaming up with Hatzola Air (of USA) to facilitate the transfer.

LAS AND METROPOLITAN POLICE SUPPORT

At local accidents, Hatzola is often called to the scene alongside the London Ambulance Service (LAS) to provide the professional, speedy care it is famed for. Collaboration with the local police force is also a key to Hatzola’s wider reach, with the charity readily dispatching volunteers when asked to do so.

Hatzola have always provided significant support to the Emergency Department (at Homerton Hospital), for example, with enabling timely transfers for patients who might have time critical conditions and require an alternative hospital... We are incredibly grateful for the invaluable support that the team offer our Trust, and our Emergency Department in particular, in helping us in caring for our patients.

Dr. E. Rowland Emergency Medicine Consultant Associate Medical Director IMRS Division Homerton University Hospital Co-Chair London Regional Board RCEM

Hatzola Work in Partnership with all Major Response Services

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Hatzola hosted visits for key community decision-makers, presenting its current headquarters and future building plans, and conducting roundtable discussions about its work. Visitors unfailingly express amazement at the charity’s incredible acts of daily rescue.

With Jack Lubner, Parliamentary Researcher, Feb 2025

With Lord David Wolfson, Shadow Attorney General, Feb 2025

With Lord Mike Katz MBE, Feb 2025

With Senior representatives from the Reform Party, Jul 2025

With Tim Waters, SpAd to the Secretary of State for Education, Feb 2025

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There are no words to describe how thankful I am for the care my husband received. The operator was calm, reassuring and to-thepoint, asking the right questions. The team was amazing – super caring and trying to help beyond what they had to do. They were discreet and very professional. I felt confident that they knew what they are doing.

The Hatzola members who attended to my mother were extremely professional and knowledgeable. They treated my mother with dignity and extreme care – they were absolute lifesavers.

S.B.

Mrs A.

We are extremely grateful for the professionalism and fantastic care received. We were very touched to receive a follow-up call the next day to hear how my son was feeling.

Mr P.

I can’t tell you how much I appreciate your help.

Mrs F.

The responder was really amazing with my son who was in a lot of pain. He made him calm and feel comfortable and was extremely competent.

We are so grateful to this special, very unique organisation – the devotion of your members and volunteers is remarkable.

Mrs R.

R.W.

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FUTURE PLANS

FINANCES

Explore new fundraising avenues and expand existing streams, so that finances remain stable.

COMPLIANCE

Continue to carefully examine methodology and processes to ascertain all regulatory requirements are met.

RESPONDER COHORT

Grow our responder team by another 7 members, to meet the evergrowing need.

DEVELOPMENT OF HATZOLA HEADQUARTERS

Continue to fundraise and develop plans for Hatzola’s new headquarters (which will include a purpose-built base and storage area for Hatzola activities and supplies), in conjunction with Hatzola Trust. The project will ultimately enhance quality, efficiency and reach of all services.

Hatzola members do not leave once the emergency is over, but will be there to ensure we are calm and well-taken care of.”

Family S.

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Hatzola Trust Limited Trustees' Annual Report

Year ended 31 July 2025

Financial Review

Practice).

The Trustees gratefully acknowledge that the charity's services are made possible by the generous support of The Kirsch Foundation, amongst other anonymous supporters and community donors.

Reserves Policy

Company law requires the charity trustees to prepare financial statements for each year which give a true and fair view of the state of affairs of the charitable company and the incoming resources and application of resources, including the income and expenditure, for that period.

As at 31 July 2025 the charity had £3,761,724 unrestricted funds (Fixed Assets £4,978,523, Net Current Assets of £97,786 against long-term loan creditors £1,149,585).

In preparing these financial statements, the trustees are required to:

The charity has a policy to maintain unrestricted funds at a level that provides sufficient funds to cover management and administrative costs in the medium term, and allows for the continued planned expansion of activities.

This policy has now been reviewed and free reserves are now secured within the fixed assets, to allow for the progression of our capital expansion project.

Trustees' Responsibilities Statement

The trustees, who are also directors for the purposes of company law, are responsible for preparing the trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting

The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charity's transactions and disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

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Hatzola Trust Limited Trustees' Annual Report Year ended 31 July 2025

Auditor

Each of the persons who is a trustee at the date of approval of this report confirms that:

• they have taken all steps that they ought to have taken as a trustee to make themselves aware of any relevant audit information and to establish that the charity's auditor is aware of that information.

Small Company Provisions

This report has been prepared in accordance with the provisions applicable to companies entitled to the small companies exemption.

Approval

The trustees' annual report was approved on 25 May 2026 and signed on behalf of the board of trustees by:

Mr M Breuer Chair of Trustees

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Independent Auditor's Report

To the Trustees of Hatzola Trust Limited - Year ended 31 July 2025

Opinion

We have audited the financial statements of Hatzola Trust Limited (the 'charity') for the year ended 31 July 2025 which comprise the statement of financial activities (including income and expenditure account), statement of financial position, statement of cash flows and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Basis for opinion

Other information

We conducted our audit in accordance with International Standards on

The other information comprises the information included in the annual

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Independent Auditor's Report

To the Trustees of Hatzola Trust Limited - Year ended 31 July 2025

report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

applicable legal requirements.

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charity and its environment obtained in the course of the audit, we have not identified material misstatements in the trustees' report.

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

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Independent Auditor's Report

To the Trustees of Hatzola Trust Limited - Year ended 31 July 2025

Responsibilities of trustees

As explained more fully in the trustees' responsibilities statement, the trustees (who are also the directors for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence

the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

• We obtained an understanding of the legal and regulatory frameworks that are applicable to the company, and determined that the most relevant to the presentation of the financial statements are those that relate to the reporting legislation (UK GAAP and the Companies Act 2006), the relevant tax regulations in the United Kingdom, the Landlord and Tenant Act, the UK General Data Protection Regulation (GDPR), Health & Safety Regulations and the Bribery Act. We understood how the company is complying with those frameworks through discussion with the trustees and senior management, and by identifying the company's policies and procedures regarding compliance with laws and regulations. We also identified those members of management who have the primary responsibility for ensuring compliance with laws and regulations, and for reporting any known instances of non-compliance to the trustees. We communicated these identified frameworks amongst our audit team and remained alert to any indications of non-compliance throughout the audit. We ensured that the engagement team had sufficient competence and capability to identify or recognise non-compliance with laws and regulations.

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Independent Auditor's Report To the Trustees of Hatzola Trust Limited - Year ended 31 July 2025

• We discussed with the trustees and senior management the policies and procedures regarding compliance with these legal and regulatory frameworks.

• We assessed the susceptibility of the company's financial statements to material misstatement, including how fraud might occur, by reviewing the company's identified risks and enquiry with the trustees and senior management during the planning and finalisation phases of our audit. The susceptibility to such material misstatement was determined to be low.

• Based on this understanding we designed our audit procedures to identify non-compliance with the identified legal and regulatory frameworks, which were part of our procedures on the related financial statement items. Our procedures included reviewing the company's internal controls policies and procedures, reviewing the minutes of board meetings and correspondence with regulatory bodies including HMRC, testing transactions outside the normal course of the business and journal entries, and discussions with the trustees and senior management.

(irregularities) is from the events and transactions reflected in the financial statements, the less likely the inherently limited procedures required by auditing standards would identify it. In addition, as with any audit, there remained a higher risk of non-detection of irregularities, as these may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal controls. We are not responsible for preventing non-compliance and cannot be expected to detect non-compliance with all laws and regulations.

As part of an audit in accordance with ISAs (UK), we exercise professional judgment and maintain professional scepticism throughout the audit. We also:

• Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.

Owing to the inherent limitations of an audit, there is an unavoidable risk that we may not have detected some material misstatements in the financial statements, even though we have properly planned and performed our audit in accordance with auditing standards. For example, the further removed non-compliance with laws and regulations

• Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the internal control.

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Independent Auditor's Report To the Trustees of Hatzola Trust Limited - Year ended 31 July 2025

• Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by the trustees.

• Conclude on the appropriateness of the trustees' use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the charity's ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor’s report to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report. However, future events or conditions may cause the charity to cease to continue as a going concern.

Use of our report

This report is made solely to the charity's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charity's members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity's members as a body, for our audit work, for this report, or for the opinions we have formed.

David Goldberg

D Goldberg (Senior Statutory Auditor)

• Evaluate the overall presentation, structure and content of the financial statements, including the disclosures, and whether the financial statements represent the underlying transactions and events in a manner that achieves fair presentation.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

For and on behalf of Cohen Arnold Chartered accountants & statutory auditor New Burlington House 1075 Finchley Road LONDON NW11 0PU

26 May 2026

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Statement of Financial Activities

(including income and expenditure account) Hatzola Trust Limited - Year ended 31 July 2025

Unrestricted 2025 2024
funds Restricted Total Total
funds funds funds
Note £ £ £ £
INCOME AND ENDOWMENTS
Donations and legacies 5 1,436,648 175,000 1,611,648 815,765
Charitable activities 6 3,000 - 3,000 5,673
Investment income 7 154 - 154 26
Other income 8 14,840 - 14,840 46,375
TOTAL INCOME 1,454,642 175,000 1,629,642 867,839
Expenditure
Expenditure on raising funds:
Costs of raising donations and legacies 9 75,866 - 75,866 75,346
Expenditure on charitable activities 10,11 945,395 - 945,395 850,804
Total expenditure 1,021,261 - 1,021,261 926,150
Net income (expenditure) 433,381 175,000 608,381 (58,311)
Transfers between funds 10,000 (10,000) - -
Net movement in funds 443,381 165,000 608,381 (58,311)
Reconciliation of funds
Total funds brought forward
3,318,343 - 3,318,343 3,376,654
TOTAL FUNDS CARRIED FORWARD 3,761,724 165,000 3,926,724 3,318,343

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

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The notes on pages 26 to 38 form part of these financial statements.

Statement of Financial Position

Hatzola Trust Limited - Year ended 31 July 2025

Note 2025
£
2024
£
Fixed assets
Tangible fxed assets
Current assets
Debtors
Cash at bank and in hand
Creditors: amounts falling due within one year
Net current assets
Total assets less current liabilities
Creditors: amounts falling due after more
than one year
Net assets
Funds of the charity
Restricted funds
Unrestricted funds
Total charity funds
16
17
18
19
20
4,978,523
41,250
186,267
4,960,968
-
7,600
227,517
129,731
7,600
70,640
97,786
(63,040)
5,076,309
1,149,585
4,897,928
1,579,585
3,926,724
3,318,343
165,000
3,761,724
-
3,318,343
3,926,724
3,318,343

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime.

These financial statements were approved by the board of trustees and authorised for issue on 25 May 2026, and are signed on behalf of the board by:

Mr M Breuer Trustee

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The notes on pages 26 to 38 form part of these financial statements.

Statement of Cash Flows

Hatzola Trust Limited - Year ended 31 July 2025

2025 2024
£ £
Cash fows from operating activities
Net (expenditure)/income 608,381 (58,311)
Adjustments for:
Depreciation of tangible fxed assets 119,808 131,334
Other interest receivable and similar income (154) (26)
Accrued (income) /expenses (8,100) 8,940
Changes in:
Trade and other debtors (41,250) 1,636
Trade and other creditors (362,809) 14,580
Cash generated from operations 315,876 98,153
Interest received 154 26
Net cash from operating activities 316,030 98,179
Cash fows from investing activities
Purchase of tangible assets (137,363) (87,615)
Net cash used in investing activities (137,363) (87,615)
Net increase in cash and cash equivalents 178,667 10,564
Cash and cash equivalents at beginning of year 7,600 (2,964)
Cash and cash equivalents at end of year 186,267 7,600

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The notes on pages 26 to 38 form part of these financial statements.

Notes to the Financial Statements

Hatzola Trust Limited - Year ended 31 July 2025

1. General information

pound), which is the functional currency of the entity.

The charity is a public benefit entity and a private company limited by guarantee, registered in England and Wales and a registered charity in England and Wales. The address of the registered office is Office 4, 1 Rookwood Road, London, N16 6SD

Going concern

There are no material uncertainties about the charity's ability to continue.

Judgements and key sources of estimation uncertainty

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Companies Act 2006.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

In the application of the charity's accounting policies, the Trustees are required to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised if the revision affects only that period, or in the period of the revision and future periods if the revision affects both current and future periods.

The Trustees do not consider there are any critical judgements or sources of estimation uncertainty requiring disclosure beyond the accounting policies listed below.

The financial statements are prepared in sterling (rounded to the nearest

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Notes to the Financial Statements (continued)

Hatzola Trust Limited - Year ended 31 July 2025

3. Accounting policies (continued)

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.

Designated funds are unrestricted funds earmarked by the trustees for

particular future project or commitment.

• income from donated goods is measured at the fair value of the goods unless this is impractical to measure reliably, in which case the value is derived from the cost to the donor or the estimated resale value. Donated facilities and services are recognised in the accounts when received if the value can be reliably measured. No amounts are included for the contribution of general volunteers.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

Incoming resources

• income from contracts for the supply of services is recognised with the delivery of the contracted service. This is classified as unrestricted funds unless there is a contractual requirement for it to be spent on a particular purpose and returned if unspent, in which case it may be regarded as restricted.

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

• income from donations or grants is recognised when there is evidence of entitlement to the gift, receipt is probable and its amount can be measured reliably.

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

• expenditure on raising funds includes the costs of all fundraising activities, events, non-charitable trading activities, and the sale of donated goods.

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Notes to the Financial Statements (continued) Hatzola Trust Limited - Year ended 31 July 2025

3. Accounting policies (continued)

• expenditure on charitable activities includes all costs incurred by a charity in undertaking activities that further its charitable aims for the benefit of its beneficiaries, including those support costs and costs relating to the governance of the charity apportioned to charitable activities.

revaluation, is recognised in other recognised gains and losses, unless it reverses a charge for impairment that has previously been recognised as expenditure within the statement of financial activities. A decrease in the carrying amount of an asset as a result of revaluation, is recognised in other recognised gains and losses, except to which it offsets any previous revaluation gain, in which case the loss is shown within other recognised gains and losses on the statement of financial activities.

Depreciation

• other expenditure includes all expenditure that is neither related to raising funds for the charity nor part of its expenditure on charitable activities.

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Long leasehold property - At different rates Motor vehicles - 20% straight line Equipment - 25% straight line

Impairment of fixed assets

Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

An increase in the carrying amount of an asset as a result of a

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is

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Notes to the Financial Statements (continued) Hatzola Trust Limited - Year ended 31 July 2025

3. Accounting policies (continued)

made of the recoverable amount of the cash-generating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets.

For impairment testing of goodwill, the goodwill acquired in a business combination is, from the acquisition date, allocated to each of the cashgenerating units that are expected to benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the charity are assigned to those units.

fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.

Other financial instruments, including derivatives, are initially recognised at fair value, unless payment for an asset is deferred beyond normal business terms or financed at a rate of interest that is not a market rate, in which case the asset is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Other financial instruments are subsequently measured at fair value, with any changes recognised in the statement of financial activities, with the exception of hedging instruments in a designated hedging relationship.

Financial instruments

A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of impairment at the end of each reporting date. If there is objective evidence of impairment, an impairment loss is recognised under the appropriate heading in the statement of financial activities in which the initial gain was recognised.

For all equity instruments regardless of significance, and other financial assets that are individually significant, these are assessed individually for impairment. Other financial assets are either assessed individually or grouped on the basis of similar credit risk characteristics.

Debt instruments are subsequently measured at amortised cost.

Where investments in shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at

Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.

29

Notes to the Financial Statements (continued) Hatzola Trust Limited - Year ended 31 July 2025

4. Limited by guarantee

6. Charitable activities

The charity is a company limited by guarantee and has no share capital. The liability of each trustee in the event of winding up is limited to £10.

5. Donations and legacies

Unrestricted
funds
£
Restricted
funds
£
Total funds
2025
£
Unrestricted
funds
£
Restricted
funds
£
Total funds
2025
£
Donations
Donations
Standing order scheme
Gift aid
983,625
403,938
49,085
1,436,648
175,000
-
-
175,000
1,158,625
403,938
49,085
1,611,648
Unrestricted
funds
£
Restricted
funds
£
Total funds
2024
£
Donations
Donations
Standing order scheme
Gift aid
350,177
444,336
21,252
815,765
-
-
-
-
350,177
444,336
21,252
815,765
Unrestricted
funds
£
Total funds
2025
£
Unrestricted
funds
£
Total funds
2024
£
Unrestricted
funds
£
Total funds
2025
£
Unrestricted
funds
£
Total funds
2024
£
Core activity grant
funding
3,000
3,000
5,673
5,673
Unrestricted
funds
£
Total funds
2025
£
Unrestricted
funds
£
Total funds
2024
£
7. Investment income
3,000
3,000
5,673
5,673
Bank interest
receivable
154
154
26
26

8. Other income

Unrestricted Total funds Unrestricted Total funds
funds 2025 funds 2024
£ £ £ £
Other income -
Rent 14,840 14,840 46,375 46,375

30

Notes to the Financial Statements (continued) Hatzola Trust Limited - Year ended 31 July 2025

9. Costs of raising donations and legacies

Unrestricted Total funds Unrestricted Total funds
funds 2025 funds 2024
£ £ £ £
Costs of raising donations and legacies
Other income - Donations 75,866 75,866 75,346 75,346

10. Expenditure on charitable activities by fund type

Unrestricted
funds
£
Total funds
2025
£
Unrestricted
funds
£
Total funds
2024
£
Unrestricted
funds
£
Total funds
2025
£
Unrestricted
funds
£
Total funds
2024
£
Supporting Hatzola North London
Support costs
935,161
10,234
945,395
935,161
10,234
945,395
840,500
10,304
850,804
840,500
10,304
850,804

31

Notes to the Financial Statements (continued) Hatzola Trust Limited - Year ended 31 July 2025

11. Expenditure on charitable activities by activity type

Activities
undertaken
directly
£
Grant
funding of
activities
£
Total Funds
2025
£
Total Funds
2024
£
Support
costs
£
Activities
undertaken
directly
£
Grant
funding of
activities
£
Total Funds
2025
£
Total Funds
2024
£
Support
costs
£
Supporting Hatzola
North London
Governance costs
913,126
-
22,035
-
935,161
10,234
840,500
10,304
-
10,234
913,126
22,035
945,395
850,804
10,234
Breakdown of expenditure incurred in supporting Hatzola North London 2025
£
2024
£
Ambulance maintenance
Communication
Compliance
Depreciation
Insurance
Medical supplies and equipment
Ofce costs
Other
Rent
Responders support
Training
Wages
Total
133,164
52,063
36,772
119,808
61,457
86,980
60,857
28,342
63,636
14,195
97,495
158,357
140,834
64,363
49,930
131,334
53,947
62,085
31,463
7,422
50,468
40,445
22,899
167,596
913,126
822,786

Grant funding of activities includes a loan balance of £20,735 owed by Hatzola Trust which was converted to a donation to further support Hatzola Trust's medical emergency response activities.

32

Notes to the Financial Statements (continued) Hatzola Trust Limited - Year ended 31 July 2025

12. Net income / (expenditure)

14. Staff costs (continued)

Net income / (expenditure) is stated after
charging/(crediting):
2025
£
2024
£
Depreciation of tangible fxed assets
13. Auditors remuneration
119,808
131,334
2025
£
2024
£
Fees payable for the audit of the
fnancial statements
14. Staf costs
The total staf costs and employee benefts for
the reporting period are analysed as follows:
8,280
8,040
2025
£
2024
£
Wages and salaries
Social security costs
141,924
16,433
162,777
4,820
158,357
167,597
14. Staf costs(continued) 14. Staf costs(continued)
The average number of employees during
the year is analysed as follows:
2025
No.
2024
No.
Number of staf
8
10
The number of employees whose
remuneration for the year fell within the
following bands, were:
2025
No.
2024
No.
8
10
£60,000 to £69,999
1
1

15. Trustee remuneration and expenses

There was no remuneration paid to the trustees. The charity did not meet any individual expenses incurred by the trustees for services provided to the charity.

33

Notes to the Financial Statements (continued) Hatzola Trust Limited - Year ended 31 July 2025

16. Tangible fxed assets Long
leasehold
property
£
Motor
vehicles
£
Equipment
£
Total
£
Cost
At 1 August 2024
Additions
Disposals
At 31 July 2025
Depreciation
At 1 August 2024
Charge for the year
Disposals
At 31 July 2025
Carrying amount
At 31 July 2025
At 31 July 2024
17. Debtors
4,758,541
66,893
(51,843)
660,047
43,095
-
212,224
27,375
-
5,630,812
137,363
(51,843)
4,773,591
703,142
239,599
5,716,332
68,955
15,888
(51,843)
412,374
88,744
-
188,515
15,176
-
669,844
119,808
(51,843)
33,000
501,118
203,691
737,809
4,740,591
202,024
35,908
4,978,523
4,689,586
247,673
23,709
4,960,968
2025
£
2024
£
Other debtors 41,250
-

34

Notes to the Financial Statements (continued) Hatzola Trust Limited - Year ended 31 July 2025

18. Creditors: amounts falling due within one year 18. Creditors: amounts falling due within one year 2025
£
2024
£
Trade creditors
Accruals and deferred income
Social security and other taxes
Other creditors
19. Creditors: amounts falling due after
more than one year
110,759
8,280
3,226
7,466
129,731
40,015
16,380
2,415
11,830
70,640
2025
£
2024
£
Expenditure
£
20. Analysis of charitable funds
Unrestricted funds
Other creditors
At 1 August
2024
£
Income
£
1,149,585
1,579,585
At 31 July
2025
£
Transfers
£
General funds
(1,021,261)
3,318,343
1,454,642
Expenditure
£
At 1 August
2023
£
Income
£
(1,021,261)
3,318,343
1,454,642
3,761,724
10,000
At 31 July
2024
£
Transfers
£
General funds
(926,150)
3,376,654
867,839
3,318,343
-

35

Notes to the Financial Statements (continued) Hatzola Trust Limited - Year ended 31 July 2025

Expenditure
£
At 31 July
2025
£
20. Analysis of charitable funds
(continued)
Restricted funds
At 1 August
2024
£
Income
£
Transfers
£
Expenditure
£
At 31 July
2025
£
20. Analysis of charitable funds
(continued)
Restricted funds
At 1 August
2024
£
Income
£
Transfers
£
Ambulances
Building project
-
-
-
165,000
-
165,000
-
-
-
165,000
10,000
175,000
Expenditure
£
At 31 July
2024
£
At 1 August
2023
£
Income
£
-
(10,000)
(10,000)
Transfers
£
-
-
165,000
-
-
-
165,000
10,000
-
(10,000)
Ambulances
Building project
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

Transfers between funds relates to restricted income spent on capital expenditure. It is the policy of the charity to move these to unrestricted funds once it has been spent unless there are restricting conditions even after the income has been spent.

36

Notes to the Financial Statements (continued) Hatzola Trust Limited - Year ended 31 July 2025

21. Analysis of net assets between funds
Restricted
funds
£
Total funds
2025
£
Unrestricted
funds
£
21. Analysis of net assets between funds
Restricted
funds
£
Total funds
2025
£
Unrestricted
funds
£
21. Analysis of net assets between funds
Restricted
funds
£
Total funds
2025
£
Unrestricted
funds
£
Tangible fxed assets
Current assets
Creditors less than 1 year
Creditors greater than 1 year
Net assets
-
165,000
-
-
165,000
4,978,523
227,517
(129,731)
(1,149,585)
3,926,724
Restricted
funds
£
Total funds
2024
£
4,978,523
62,517
(129,731)
(1,149,585)
3,761,724
Unrestricted
funds
£
Tangible fxed assets
Current assets
Creditors less than 1 year
Creditors greater than 1 year
Net assets
-
-
-
-
4,960,968
7,600
(70,640)
(1,579,585)
4,960,968
7,600
(70,640)
(1,579,585)
-
3,318,343
3,318,343

37

Notes to the Financial Statements (continued) Hatzola Trust Limited - Year ended 31 July 2024

22. Analysis of changes in net debt At 1 August
2024
Cash fows At 31 July
2025
£ £ £
Cash at bank and in hand 7,600 178,667 186,267

23. Related parties

The main purpose of Hatzola Trust Limited is to support the North London Hatzola service operated through Hatzola Trust. Hatzola Trust is an independent charity regulated by the Care Quality Commission, with the same charitable objects as Hatzola Trust Limited, and common trustees.

Included in expenditure on charitable activities is £814,053 spent in supporting Hatzola Trust's medical emergency response activities. Hatzola Trust (charity number 278914) is a charity with common trustees.

Included in long-term creditors is an amount of £8,000 due to the trustee M Breuer and an amount of £734,585 due to Eire Estates Limited, a company whose director is a relative of a trustee of Hatzola Trust Limited.

Also included in long-term creditors are amounts of £365,000 and £42,000 due to The ABC Trust and Netzach Charitable Trust respectively. Both of these charities have a common trustee to Hatzola Trust Limited.

38

Registered Charity Name: Hatzola Trust Limited

Charity Registration Number: 1160299

Company Registration Number: 08390313

Principal Office and Registered Office: Suite 4 1 Rookwood Road London N16 6SD

The Trustees:

Mr M Breuer Mr C S Goldman Mr G Schleider Dr S G Springer Mr B Stern

Auditor:

Cohen Arnold Chartered accountants & statutory auditor New Burlington House 1075 Finchley Road London NW11 0PU

Hatzola is definitely the most outstanding organisation I have come across. Mr B.

39