## **CHARITY REGISTRATION NUMBER**
**1160113**
The Word International Church
**Financial Statements For The Year Ended 30 September 2025**
_**Raywin P-Cole & Co Ltd** Chartered Certified Accountants ACCA Registered Firm 131 Tivoli Road, West Norwood London SE27 0EE_
## **The Word International Church**
## **Financial Statements For The Year Ended 30 September 2025**
## **Contents**
||**Page**|
|---|---|
|Trustees Annual Report|1|
|Chartered Accountants' report|2|
|Statement of Financial Activities|3|
|Balance Sheet|4|
|Notes to the accounts|5 - 7|
## **The Word International Church**
## **Trustees Annual Report for the year ended 30th September 2025**
Our Purposes remains the same in the advancement of Christianity here in the United Kingdom and abroad especially in the United Kingdom, Sierra Leone, Brazil and other countries abroad. Our mission is pastoral, evangelical, educational, advancement of health, the saving of lives, prevention or relief of poverty, social and recreational.
The Word International Church is committed to enabling families and individuals to become a part of our local fellowship and to help in the advancement of Christianity in other nations of our operations. As a Church we disciple our members to be involved in the daily life of the Church in evangelism, discipling one another and be a part of leadership of the church, and functioning in various activities in the church like, prayer meetings, media work, Sunday school etc. Christian growth is of primary importance to us. Through discipleship we seek to grow our members in to a Christ-like live of loving God, self-love and loving humanity indiscriminately. The Christ-like nature of living at peace with yourself, with one another and with our community and humanity at large. To live in joy, longsuffering and patience with one another. We continue and seek to help children and young people, the elderly, general public and humanity at large by provision of services, advocacy, advice/information and referral to other establishments who can help. Our work place is divided between North Peckham Baptist Church where we assembly and our online platforms where we minister to our congregation and the world at large. We also do overseas work.
## **Achievements and Performance**
## **Summary of Main Activities:**
Towards the end of our financial year we completed our building in Freetown, Sierra Leone where all our charity work in that city is being done. We are in the completing stage of our building in Kono, Eastern Province of Sierra Leone.
## **Liberia Women Empowering Seminar**
In November did a mission trip to Liberia where we organised a “Women Empowering Seminar” teaching them on Entrepreneurship, self-reliance, and petite trading to help them to sustain themselves. Many of the young women were relying on men to meet their every need and some has gone into promiscuity and prostitution hence losing their dignity and risking their health in the process. The seminar aims at making them self- reliant and to keep their dignity and moral purity.
In Liberia we also leased a plot of land, bought their Musical instruments and PA System to help the church fellowship and helped some of the sisters to start petite trading to empower themselves. We also did a pastors seminar encouraging the pastors to walk in the Spirit of Christ in love and righteousness.
## **Our Women’s Fellowship ran a seminar and workshop for women**
In April the women fellowship of the church here in the UK addresses two main issues: Addressing the pressure and impact of social media on people especially on the church and children, its dangers and how as women, they can protect their children from them. The other topic was addressing The role of women in ministry. It was pointed out that in Jesus Christ there is neither male nor female (Galatians 3:28) and that God promised to pour His Spirit on all flesh and not just on men. (Acts 2:17). The women challenged and encouraged themselves that there is room for them in Christian ministry. 90% of the leaders of the Church are women.
## **Church activities & Evangelism**
We continued with our Sunday divine worship at the North Peckham Baptist Church where we meet every Sunday and our online Bible Study meetings on zoom. We also continue with our prayer meetings every Tuesday and Thursdays and our Prayer and Fasting Every Friday in dedication to God also knowing that periodic fasting Is good for our health.
We also continue with our ministry to the aged in our church helping them locate the authorities they would need for their social care and helping them through with making power of attorney with their family members, making a Will and Funeral insurances for those who need those services. We help them with rides to and from the Church and also with their shopping. We care for our elderly.
We also continue with our evangelism, meeting people in the streets and parks, our neighbours, friends and relatives and sharing the love of Christ to them.
## **Impact & Outcomes:**
Fifty percent of the people who come to our special meetings are not our members but they always visit us. They always report of how wholistic our teachings are and how it affects the totality of their being. They also mentioned how we deal with subjects that are timely and bring out practical ways of solving them.
Our Friends and family interactive services every second Sunday of the month is unique in the sense of it being interactive and the topics dealt with are questions the congregation themselves are asking. Many of our members and non-members cherishes these services because it addresses their day-to-day concerns in their families, workplaces and communities. These discussions give them the answers they need to face these challenges. The services improves their Self-esteem needs and they feel belonging to a Church family that help meet their needs.
1
## **Financial Review**
## **Financial Position:**
We operate two bank accounts. The one is for the day-to-day running of our Charity and the other is our savings account towards our building fund. We are saving to have a building of our own where we can carry out our Charitable work.
## **Plans for Future Periods**
## **Future Objectives:**
Our main aims and planned activities for the next 12 to 24 months:
We aim at doing fundraising among our members to meet a target of £20,000 for our building fund.
We also aim at training Trustees elected by the members at the Annual General Meeting and undergo an induction process regarding their legal responsibilities.
We also aim at training more leaders and workers to lead in various capacities in the ministry We also aim at doing evangelism to increase our membership.
We will continue to strengthen our mission work in Sierra Leone, Liberia, Brazil, Ghana and Kenya. We also aim at continuing doing our regular day-today Charity work as always.
The serving members of our administration this financial year includes: Reverend Desmond Thomas Chairman Reverend Mary Thomas Vice Chair person Elder Elizabeth Cole Trustee / Admin Minister Samuel Cole Trustee / Projects
## **The Word International Church**
24 Barfleur Lane, London, SE8 3DD
## **Meeting Place**
North Peckham Baptist Church East Surrey grove, Peckham, London, SE16 6RD
2
**The Word International Church**
## **Independent Examiner's Report to the Trustees and Members**
We report on the accounts of the Trust for the year ended 30 September 2025 which are set out on the annexed pages.
## **Respective Responsibilities of the Trustees and Examiner**
The Trustees of the Charity are responsible for the preparation of the accounts; and consider that the audit requirement of section 144(2) of the Charities Act 2011 does not apply and that an independent examination is needed. It is our responsibility to:
- examine the accounts under section 145 of the 2011 Act;
- to follow the procedures specified in general Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act, and
- to state whether particular matters have come to our attention.
## **Basis of Independent Examiner's Report**
Our examination was carried out in accordance with general directions given by the Charity Commission. An examination includes includes a review of the accounting records kept by the Charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently we do not express an audit opinion on the view given by the accounts and the report is limited to those matters set out in the statement below.
## **Independent Examiner's Statement**
In connection with our examination, no matter has come to our attention:
- 1) Which gives us reasonable cause to believe that in any material respect the requirements
- to keep accounting records in accordance with section 130 of the 2011 Act;
- and to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met;
or
- 2) To which, in our opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
## _**Raywin P-Cole & Co Ltd**_
_Chartered Certified Accountants ACCA Registered Firm_
_131 Tivoli Road, West Norwood London SE27 0EE_
> 30 July 2026
3
## **The Word International Church Statement of Financial Activities for the year ended 30 September 2025**
|**Incoming Resources**
Donations
**Resources Expended**
**_Charitable activities_**
Personnel Costs
Motor Expenses
Printing, stationery & postages
Community Mission
Overseas/Mission
Donations
Telephone & Fax
Church Rent & Rates
Development Programme
Depreciation
**_Governance costs_**
Accountancy
Legal & Professional Fees
Bank Charges
**_Total Resources Expended_**
**Net incoming resources**
Transfers between funds
**Net movement in funds**
**Total funds brought forward**
**_Total funds carried forward_**|**Notes**|**Unrestricted Restricted**
**Funds**
**Funds**
**2025**
**£**
**£**
**£**
39,398
3,636
43,034
27,377
-
27,377
1,439
-
1,439
375
375
1,156
-
1,156
281
-
281
850
-
850
521
-
521
3,650
-
3,650
1,169
-
1,169
1,067
-
1,067
**37,885**
**-**
**37,885**
500
-
500
870
-
870
58
-
58
**1,428**
**-**
**1,428**
**39,313**
**-**
**39,313**
**85**
**3,636**
**3,721**
-
-
-
**85**
**3,636**
**3,721**
10,867
15,446
26,313
**10,952**
**19,082**
**30,034**|**2024**
**£**
38,091
27,920
1,071
-
-
-
700
511
3,755
475
983
**35,415**
450
179
94
**723**
**36,138**
**1,953**
-
**1,953**
24,360
**26,313**|
|---|---|---|---|
||**6**
**1**
**2**
**1**|||
4
**The Word International Church Balance Sheet as at 30 September 2025**
|**Notes**
**Fixed assets**
Tangible assets
**2**
**Current assets**
Debtors and prepayments
**3**
Cash at bank and in hand
**Creditors: amounts falling due**
**within one year**
**4**
**Net current assets**
**Net assets**
**Funds of the charity**
Unrestricted funds
Restricted funds
**_Total funds_**|**2025**
**£**
6,044
12,191
14,103
**26,294**
(2,305)
23,990
**30,034**
10,952
19,082
**30,034**|**2024**
**£**
5,573
11,100
12,327
**23,427**
(2,688)
20,740
**26,313**
10,867
15,446
**26,313**|
|---|---|---|
These financial statements were approved by the Trustees on 30 July 2026 & signed on their behalf by:
Pastor Desmond Thomas Trustee
5
**The Word International Church Notes to the Accounts for the year ended 30 September 2025**
## **1 Accounting policies**
## _**Basis of preparation**_
The Financial Statements have been prepared under the historical cost convention and in accordance with the Financial Reporting Standard for Smaller Entities and Statement of Recommended Practice (SORP) "Accounting and Reporting by Charities".
## _**Incoming resources**_
Unrestricted Income comprises donations and is recognised on receipt basis. Restricted Income relates to donations specifically raised for the purchase of land & buildings and is recognised on receipt basis. However, the donors have agreed that that once the primary purpose has been satisfied, any surplus funds remaining will be used for the running of the Charity's ordinary activities.
## _**Depreciation**_
Depreciation is provided at the following annual rates in order to write off each asset over it's estimated useful lives based on reducing balance method.
|Motor Vehicle|25%|
|---|---|
|Equipments|15%|
|Fixtrues & Fittings|20%|
## _**Resources Expended**_
## **Charitable Activities**
These comprise all expenditure directly relating to the objects of the Charity. Support costs are an integral part of the expenses incurred in carrying out those charitable activities, which the Charity was established to perform.
## _**Governance Costs**_
Governance costs comprise the costs of running the charity, including strategic planning for its future development, also includes accountancy & legal fees and all costs relating to consnstitutional and statutory compliance.
## _**Church Rent & Rates**_
At present we do not have our own property and restrictions are laid on us as to the use of the present property we are using so it is difficult to plan ahead. We are not under any fixed tenancy agreement and rent is raised at any given time. Our funds are limited at present and projects we would like to do with the youth in our community and with adults are at this time not feasible.
6
## **The Word International Church Notes to the Accounts for the year ended 30 September 2025**
## **2 Tangible fixed assets**
|**Cost**
**At 1 October 2024**
Additions
**At 30 September 2025**
**Depreciation**
**At 1 October 2024**
Charge for the year
**At 30 September 2025**
**Net book value**
**At 30 September 2025**
**At 30 September 2024**
**3**
**Debtors and prepayments**
**Debtors**
Sundry
**Prepayments**
**4**
**Creditors: amounts falling due within one year**
Accountancy
Other taxes and social security costs|**2025**
**£**
12,191
**12,191**
**-**
**12,191**
**2025**
**£**
500
1,805
**2,305**|**Equipments**
**£**
12,614
1,538
14,152
7,041
1,067
8,108
6,044
5,573
**2024**
**£**
11,100
**11,100**
**-**
**11,100**
**2024**
**£**
450
2,238
**2,688**|
|---|---|---|
## **5 Analysis of net assets between funds**
|Equipments
**Current assets**
Debtors & prepayments
Cash at bank and in hand
**Creditors: amounts falling due after one year**|**Unrestricted**
**Funds**
**£**
6,044
6,044
12,191
3,757
15,948
(2,305)|**Restricted**
**Funds**
**£**
-
-
-
10,346
10,346
-|**Total**
**£**
6,044
6,044
12,191
14,103
26,294
(2,305)|
|---|---|---|---|
7
**The Word International Church Notes to the Accounts for the year ended 30 September 2025**
**At 30 September 2025**
**19,688 10,346 30,034**
8
**The Word International Church Notes to the Accounts for the year ended 30 September 2025**
## **6 Trustees Remuneration included in personnel costs**
Pastor Desmond Thomas was given an allowance as a full time minister. This including P.A.Y.E. & NI contributions paid over to HMRC amounted to £22,320. Pension contributions paid over to Pension Provider amounted to £1,720. Other than that, no remuneration was paid to any of the trustees and their expenses also not borne by the Trust. The remainder of the personnel cost represents allowance given to part-time support staff.
9