Reglst•Yod Charlty Numbar: 1160043 FITNESS WITHOUT BOUNDARIES RECEIPTS AND PAYMENT ACCOUNTS STATEMENT OF ASSETS AND UABILrriES AND TRUSTEES REPORT YEAR ENDENG 31 DECEMBER 2024 FITNESS WITHOUT BOUNDARIES FINANCIAL STATEMENTS AND ANNUAL REI>ORT FOR THE YEAR ENDING 31 DECEMBER 2024 INDEX Legal and Administrats"ve Information Report of the Trustees Independent Examinerfs Report Receipts and Payrnents Account Statement of Assets and Liabllitles Notes to the Accounts 9-10 Principal Accounts'ng Policies FITNESS WITHOUT BOUNDARIES FINANCIAL STATEMENTS AND ANNUAL REPORT FOR THE YEAR ENDING 31 DECEMBER 2024 Page 1 Registered Charity Number: 1160043 Registered Address: Lodge Fam Community Centre Cresiwood Road Northampton Northamptonshire NN3 8JJ Trustees.. C Davighi (Chair from 17.08.24) R Davighi {Chair until 17.08.24) R Goulborne R Talby-cor￿ran C Townsend Bankers: Natwest Bank 41 The Drapery Northampton NN12EY Independent Examiners: B￿nda Peers-Ross 29 Drift Road Selsey West Su&8ex P020 OPW FITNESS wrrHOUT 80UNDARIES FINANCIAL STATEMENT AND ANNUAL REPORT FOR THE YEAR ENDING 31 DECEklBER 2024 Page 2 The members of the Board of Trustees of Fitness Without Boundaries present their report together wrth Financial Statemenls for the year ended 31'December 2024. The aGcounts have been prepared on a Receipts and Payments Accounts and ststement of Assets and Liabilib'es basis. Structura, Governance The charity operates in line with Its govemirKJ constitution. Trustees are appointed each year at the AGM. CarKlidates are elected by a majonty vote at the AGM. Each of the trustses shall rets.re with effect from the conclusion of the annual general meeting next after his or her appointment. Retiring members are eligible for rfrelection unless they have already served on the Board in any capaclty for ten con8e¢utive years. Objactlves & Actlvltles The aims and objeclives of Fitness Wthout Boundaries a￿ to enable community access to exercise for people with a disabilty or suffering from a long-term illness. The main objects are.. To promote fitness and sports to people living and working in Northampton Wishing to gain a Healthier lifestyle. To encourage participation In sport and Health activities In a safe and social environment. Improve the quallty of lrfe for those suffering from physical disabilitles by encouraging the use of fitness equipment and facilitses. To co￿perate with local authoritles, NHS. GP surgeries, and the local university in providing Fitness sessions to those who are referred and individuals who wish to punJue a more active lifestyle. Public Benerrt stat•m•nt: All activib'es provided by FItr￿ without BoundarEs (FWB) are undertaken with tenet that the activrties offered are being done to benefit certain members of the public who reside in Northamplon and the surrounding areas. Also, in pursuing this aim the Trustees have due regards to the Chartties Commifasion's guidance in section 4 of the Charities Act 2011. FITNESS wrrHOUT BOUNDARIES FINANCIAL STATEMENTS AND ANNUAL REPORT FOR THE YEAR ENDING 31 DECEMBER 2024 Page 3 Achlevements and Perfomiance Charity is like a garden., it needs care, attention, and a variety of plants lo thrive. In 2024, a vibrant charity has fa￿d many challenges but has finally begun to flourish by focusing on fitness. educats'on. and community support. This essay will explore how the charity has successfully gained support, adapted to changes, and developed new programs to ensu￿ a sustsinable future. The charity has seen great success in attracting users through spring social prescribers. This innovative approach has connected people to the charity, allowing them to access vital services. By working closely with healthcare providers, the charity can reach those who need help the most. For example, many individuals suffering from health issues have found hope and support through the charity's fitness programs. This connection not onty helps individuals but also strengthens the cornmunity by promoting healthier lrfestyles. Despite the success of social prescribers. it is crucial for the charity to maintsin diverse range of connection8. Relying too much on one Sour￿ of support can lead to problems in the future. The charity must ￿ach out to other organizations and explore various funding opportunities. Diversification will ensure that it continues to thrive, regardless of changes in the landscape of social prescriptions. By engaging with differenl partners, the chanty can attract more resources and impact a larger number of lives. Moreover, the end of the national lottery community grant has created a challenge for future sustainability. It is essential for the charity to secure new fvnding sources to keep its programs running. For instance, the granls received from Sports England have been a great help for after-work sessions in the wellness gym and outreach programs like the MSK course. These initiatives have proven to be valuable for the community. However, relying solely on grants is not a long-term solution. The chafity needs to develop strategies that allow it to operate independently and avoid becoming too dependent on external support. In addition to securing funding, the charity has decided to create tsvo separate areas under the Fitness Without Boundaries banner. This structure allows for greater focus and efficiency in addressing the needs of different communities. The wellness gym on Crestwood Road will serve the people of Northamptonshire, while the Yestobeingfit outreach project aims to support surrounding areas as well. This approach will not only expand the charity's reach but also provide tailored SeNi￿S to meet specific community needs. In conclusion. the charity in 2024 has Suc￿sSfUl￿ navigated challenges to establish a strong foundation across fitness. education, and communrty support. By leveraging social prescribers, diversfying funding sources. and creating focused programs, the charity can ensure its sustainability for the future. Conkn'nued efforts in these areas will FITNESS wrrHOUT BOUNDARIES FINANCIAL STATEMENTS AND ANNUAL REPORT FOR THE YEAR ENDING 31 DECEMBER 2024 Pago 4 allow the charity to blossom and help more people in need. A commitment to groW(h and adaptation will keep the charity thriving. making a lasting impact on lives and communrties. Financial Revlow Unrestricted Income achieved for the year ending 31 December 2024 totaled £64,164 (2023: £96,611) and expenditure for the same period was £69,016 {2023: £93,777) giving a deficlt for the year of £4.852 (2023 £3.555 surplus). During the same period Restricted Income achieved totaled £27,110 (2023.. £51,407) and expenditure incurred was £32,829 (2023". £66.865) making the movement in the year of ££5,729 {2023.' £15,458). There were no pay increase8 during 2024, and all employees continue to be paid above the minimum wage. The charity's medium-tenn strategy remains working toward having 1-years unreslricted reserves to enable it lo continue in the event of loss of contracts or grants. The level of reserve required is eslimated to be £36,177. The charity continues to hold a long-temi loan from a member of the trustee board of £10,000. During 2024 the lender wrote of part of the loan and the closing balan￿ at the end of 2024 amounted 10 £5,000, Reserve Pollcy The charity is strlvlng towards having 1-years unrestricted income in reserrfe, whlch Is estimates to be £36,177 based on 2024 activities. This will enable the charity to continue during a downturn while altemative fundlng l income streams are established. This policy is reviewed annually. FrrNESSWITHOUT BOUNDARIES FINANCIAL STATEMENTS AND ANNUAL REPORT FOR THE YEAR ENDING 31 DECEMBER 2024 Page S Risk Assessment The trustees have assessed the major risks to which the charity is exposed. those related to finance, the provisions of classes and the 'safeguarding of vulnerable clients. There are systeffE and pro￿ureS in place to mitigate exposure to these risks. Presented and appfoved by the board of trustees al a committee meeting held on 15th September 2025 and signed on their behalf. then rust88 Bronda Peers-Ross 29 Drift Road Selsey Chichester West Sussex P020 OPW Ind•pondent ExamIn•￿3 Report to tho Tru$to08 of: FITNESS WITHOUT BOUNDARIES Regl8t•red CharSty Nurn￿r: 1160043 I report on the accounts of the tharity for the year ended 31* December 2024 Nthsch are set OLrt on pagey 7 to 11 of the financial report. Page 6 Thls roport Ig mad8 8018ty to1110 Trust￿3 in aCf•)r(lance wlth Sèciion 43(3) of the Charities Act 2011. My work has been undertaken so that I mvjht state to the Trustees those matters which I am requirgd lo state to them in an indep&)dent examine¢s report and for no other purpose. To fullest extent pemthd by law., I do not accept responsibilty to anyone other than the Tru$te8s for my work. for Ihis report. or for the opinK>ns I h8¥e lorn￿1. RMpoctlv• r••pon•lbllltl•• of tru¥tws *nd •XAmln•r The Charity's Tru¥tees are responsible for the preparation of arn￿nts., you conslder that the audit requirements of Section 144 121 of th? Charities Act 2011 Ilhe Act) d08s not appfy. It is my responsibility to Slate. on the basis of pr(y¢edures specified in the Genefal Direcllons given by the Charity Commission undar seclion 156 of th? Act. whether particular matters have wme lo my attention. Ba•1• of Ind•p•ndent •xamln•f• •tst•ment My examlnation was ca￿1 oirt in accordan￿ wilh general Oire¢tions grrfen by the Char￿1 Commi88ion. An examination includes a revthv of th• accounting records kept by th8 charity and a compari¥on of the ￿Ounts, p￿sented with tho% record8. It also includes consideratlon of any unu8ual rtem8 or disclosures of the accourrts and seeking explanation5 from you as truslees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audrt, and ￿nSequenty rN) opinion is given as to whélhef the accounts present a true and fair view." and the ￿pOrt is limited to those matters Set out in the statement bebw. Ind•p•nd•nt Examlnorf* •tstom•nt I have completed my examination. l (xth that no mattef8 have ¢(xne to my attention.. which gives me reasonable cause to believe thal In any material re8P8Ct the roquiraments.. to keep accounting records in accordance wllh Section 130 01 the Act.. and to prop8￿ accounts Ythich ac>xrd wiiti the accounting record8 and to crynply with the accounting records of the Act have not teen Met. or in my opinion, attentr.on shoukl be drawn to enab￿ a proper understanding of Ihe accounts to be reached. Brenda Peers-Ross FM4AT, ACIE 28" Odober 2025 FITNESS wiThour BOUNDARIES gistered Charity Number: 1160043 Pay• 7 RECEIPTS AND PAYMENTS ACCOUP For the Period 31st December 2024 RK•lpt• Donats'ofts- Loral Giv¥w I Grants Other I￿)n T(rtal f•c•lpts ter the Year so).00 19,941 24,783 45.204 s)0.00 71,348 24,763 .611 27.110 ,550 33,814 64,164 51,407 33.614 37.1154 27.110 51,407 Charltabl• Ktl¥lil•• 36,177 32.839 19.016 26,912 93,777 Totsl P•ym•ni• for th• Y•ar 31.177 32.839 69,018 2e.912 68,885 93,777 N•t R•Cel5￿￿(paW￿￿f1I {6.72•1 I4￿62) 18,292 115,456) 2,834 Trnn•f•r l>•tw•n lund• {435> 435 Total funds trfought lorw*d 34,720 40.014 16.428 20,752 37.180 Total fvnd• unl•d f¢rw•fd 35.162 J6.162 34.720 5.294 40.014 FITNESS WITHouf BOUNDARIES Registered Charrty Number.. 1160043 Pag? 8 STATEME14T OF ASSETS AND LIABILITIES For tho Perl¢)d 31st Lkcernber 2024 As At 31*t D•cwnb•r 2024 C•$h at bank ¥rtd In hand 4 Debtors 35.182 35.162 34.720 127 34.847 S.294 40.014 127 40.141 35.162 35,162 5,294. Ll•blHtIo• Creditor8: tsth rx8ditor8'. HMRC Credltors.. accrual Credltor.. Loan Flus intere•t 01 (701 1437) 143n 14201 14201 15.4371 16,437 11,902 N•t A8••1• 29,7214 29.72 22,945 5,294 28,239 R•Gonclllatlon of Cash Funds unrestrictedlD￿lgnatld R￿4 Gon•ral reserye R981rtd•AI re•eTh• 35.162 35.162 34,720 34,720 5.294 40,014 S,294 5,294 35,112 36.182 34,720 Pros¢nt¢d afxl 8pproved by the TwU¥l￿% •1 a ¢4ynfflrtiee IT￿ held on 15th Sgt*wbw2025 and signgd ¢n their behalf. rine vighi elchair FITNESS WITHOLrr 8(XJNDARIES NOTES TO THE ACCOUNTS P4•9 For th6 P•rlod 31st December 2024 2024 unr￿trICted R•8trlcted 2023 Note 1 Grants Lottery SNW NNC North8nts Carars Patlrinson's Sodety Northants Stsrt Up FUTr NGED W# OLC VArious 27,110 27.110 51.407 51,407 240 240 5,000 770 2.700 2,700 150 150 2,520 27.110 30,660 19.941 51,407 71,348 Oth•r Incom• Donation- L¢)cal Giving ank intere¥t Other.. Go CwdlMB Olher. Income F••9 fjnd charo08 289 254 24.999 8,072 33.614 254 24,999 8072 33.614 10,021 2,552 10,021 2,552 25.263 25,2e3 Not• 3 Char*Abh A£thiltl•• Paym•nts '. Salarl86 DonatSon Prfniing. stallongry Admini8tration •upFort Tefephones, mobikgs Equipmonl #nd rnpair8 General 8ubscription¥ Website. int•met ¥Kleo Rent Moutton Part$h CourK CSN rent PT&mls•$ hlre Rent Olher OundhTovm ront Rushden rent Insuranc Tr8inin9 and expenses Train Sundry exF*n Vid99 pioduthon Instmctors Int8rn8t Sothoro Publicty and m¥rkotmo L08n interest Indopendwrt examinallon 9.938 17,888 355 S,023 5.023 1.811 1,811 S,S20 2,517 7,171 1,240 2.684 5.520 440 2,105 2,359 97 2.on 7.060 1.240 1.851 1.202 937 855 2,359 833 786 15,000 73 294 551 7.700 551 7.7LN) 5.437 2.717 15.937 5.437 22LKI 517 392 320 1,593 1,027 1231 1.231 1,593 1.097 513 70 .3.4 2.892 12 7.575 671 2.337 123 2.704 15,4C 671 2.337 8,493 29.562 8.493 31,732 501 3,708 402 2.150 501 3,708 402 352 36,177 32039 69,011 26,912 66.865 93,777 FITNESS wrrHoirr BOUNDARIES Page 10 NOTES TO THE ACCOLINTS For thg Pgri<)d 31st Docomb•r 2024 Nots4 Cash •t Bank Nat West current account Nat West account Nat West Bu51nes5 Reserv8 14,539 5,990 14,539 11,284 2,509 25,f89 35.162 5.294 35,162 34,720 40,014 Note 15 Restrlthd Fund• .0124 OP￿1￿9 lanc• Trnn•f•r In¢(xnlw R•wurcH B•tw••n R•*ourvn 8t the bryinning oftho Twsi•o's Report. FrrNESS IMTHOLrr B01Tr4DARIES PRINCIPAL ACCOUNTING POLICIES FOR THE YEAR ENDED J1$t D•G•mb•r 2024 Accountlng Pollcles Thg finanry* slalemerts ITav8 been wepared urkfjer tre hL￿￿oI cmt u)nventk)n. The fin8n¢i81 $ts*ments ofthe Ch8rty. which Is 8 wbk"¢ gnty un¢Jef FRS102. teen prepar&1 undgr ¢hg histori￿1 Gosl ¢onwbon and in acc4)￿ance wlh ts Stat8rnent of R8P*jM￿ftded Prdctlr SORP IFRS102} iÈ8uèd on 1st Octob* 2019, appli¢* UK Awunli￿j Standard8 and the CharitseB AL#2011. Format The Chanty has taken advanta3e of ihe provigons ofthe Chartses Acl 2011 and prwnt•d an in¢om• and exFenditurt a¢¢ount in the form ol a Receyts and Payments. and Slatementol A86et8 and ￿a￿'lItieS besis lor small enlrties Fund 4¢¢0untlng General ￿ndS ar• unr8stslcted fvnds aro avalable for use atthe discrebon of the trustges lurtherance of the General Obl￿tiveS ol ts dwrlty ￿NCh habE not Lwi dwnate4J for olher wrpo688. D•*lgnAtèd fund• compris• unr8Stn"cl•d fijnds Ihal hm b••n w osKltr by th¢ trust¢¢$ for Partleular purposes. The aim and u9e of each desgn8tsO fvTrJ$ Is oul in the Th)te8 to the financaal statsment•. R•strlct•d lunds are funds thch awe lo b• uaed in xcardanee wth ¥eafic restnctions ImpDsed by donorn or vthich have been by th• clwty mMpos••. Incomlng r••ourc•4 All ineomlnq res¢)ur¢&s w• InrJvd•d In th• R•cdFts p•Ym￿lI •c¢ourtwl￿ rec*￿1 ty the c*artty. Gfants are brought into on a W)en wc4iwJ. Dtrforr•d Inco￿ represents amounts lor fijture lo In¢i)mirrfJ r880urca• Sn Ihg poriod for vthich il been rec•b4*J. R••our¢88 •xp•ndpd All expendrture ij 4¢winted for ￿ an payable basis an¢J has boon headings Ih81 aggregate all cos18 rdated to the ¢atty)Ixy. Expenditlwe is sl*d inclu&¥e 0f￿ue added lax. Tangible fixed a888ts and depreLYalion D8pr8ciaty'on is calc￿lated to %*Trte th• cogt of 811 I￿gIbl0 fIX￿j assets ty n5talThnts ¢>ver the exr*¢ted U$8￿1 Iiveg. Th• p•riod apli¢able we.. fo) y8ar¥ thght line methoa 4 yows stsgtrrt tine S ye¥5 slrwjht line mathc Mdorv8lith8 Fixtum *A11th"rvJ Intsnglble Incom• Intangible in¢om¢, In th8 f￿rn ol donated TracAIrt￿ and ¥O￿ntsry •tc., is not the financial statements Sin￿ it 18 not consKJefexl praCti￿ble lo such ￿COrne The GutTgnt policy is to mairrtain $uffi¢W IbyAf for kn￿Tr wmrrmlrnwrts, and the replat￿r￿nt of ¢*rt&n ass•ts. Not all grartslcwr8e in(x)m arn rotèived at the Wiming 01th8 flnancial others are rgceTrvéd in arrears. The trnstees do not tdieve th* Charity io rmk ihNe di¥W in Ihe Annual Repryt 8￿j ALxwnls. TheOryaniSati￿ has •mrAoyer olld pubk *ablty NvdLff￿lo rt ntherase daej8i￿.